Home > Harbor Bank > Assets and Liabilities
Harbor Bank, Assets and Liabilities
| 2003-12-31 | Rank | |
| # of Employees: | 81 | 2,129 |
| Assets and Liabilities | ||
| Total Assets: | $305,979,000 | 1,837 |
| Cash and due from depository institutions | $9,900,000 | 2,129 |
| Interest-bearing balances | $100,000 | 5,208 |
| Securities | $31,977,000 | 3,541 |
| Federal funds sold & reverse repurchase agreements | $17,022,000 | 663 |
| Net loans & leases | $232,772,000 | 1,553 |
| Loan loss allowance | $2,845,000 | 1,604 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,721,000 | 1,725 |
| Other real estate owned | $0 | 2,129 |
| Goodwill and other intangibles | $1,270,000 | 1,466 |
| All other assets | $7,317,000 | 1,863 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $305,979,000 | 1,837 |
| Total liabilities | $283,234,000 | 1,799 |
| Total deposits | $249,628,000 | 1,811 |
| Interest-bearing deposits | $196,929,000 | 1,956 |
| Deposits held in domestic offices | $249,628,000 | 1,806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,493,000 | 977 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $16,000,000 | 1,872 |
| Subordinated debt | $4,218,000 | 197 |
| All other liabilities | $895,000 | 3,322 |
| Total equity capital | $22,745,000 | 2,418 |
| Total bank equity capital | $22,745,000 | 2,418 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $7,133,000 | 483 |
| Surplus | $10,513,000 | 1,839 |
| Undivided profits | $5,099,000 | 4,567 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $287,000 | 5,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $18,000 | 1,169 |
| Income earned, not collected on loans | $1,269,000 | 2,358 |
| Earning assets | $281,871,000 | 1,830 |
| Long-term assets (5+ years) | $48,798,000 | 1,950 |
| Average Assets, year-to-date | $268,170,200 | 2,012 |
| Average Assets, quarterly | $288,961,500 | 1,922 |
| Volatile liabilities | $55,597,000 | 1,778 |
| Insider loans | $9,283,000 | 531 |
| FHLB advances | $16,000,000 | 1,752 |
| Loans and leases held for sale | $3,890,000 | 446 |
| Unused loan commitments | $80,369,000 | 1,008 |
| Tier 1 (core) risk-based capital | $20,417,000 | 2,521 |
| Tier 2 risk-based capital | $7,063,000 | 664 |
| Total risk weighted assets | $272,196,000 | 1,424 |
| Total unused commitments | $80,369,000 | 1,009 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 78 | 2,216 |
| Assets and Liabilities | ||
| Total Assets: | $271,944,000 | 2,058 |
| Cash and due from depository institutions | $9,829,000 | 2,216 |
| Interest-bearing balances | $100,000 | 5,286 |
| Securities | $32,510,000 | 3,419 |
| Federal funds sold & reverse repurchase agreements | $1,441,000 | 4,914 |
| Net loans & leases | $213,586,000 | 1,675 |
| Loan loss allowance | $2,972,000 | 1,557 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,682,000 | 1,721 |
| Other real estate owned | $0 | 2,216 |
| Goodwill and other intangibles | $1,297,000 | 1,435 |
| All other assets | $7,599,000 | 1,807 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $271,944,000 | 2,058 |
| Total liabilities | $249,004,000 | 2,026 |
| Total deposits | $220,903,000 | 2,053 |
| Interest-bearing deposits | $176,115,000 | 2,207 |
| Deposits held in domestic offices | $220,903,000 | 2,049 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,009,000 | 1,315 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $16,000,000 | 1,797 |
| Subordinated debt | $4,250,000 | 194 |
| All other liabilities | $842,000 | 3,625 |
| Total equity capital | $22,940,000 | 2,392 |
| Total bank equity capital | $22,940,000 | 2,392 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $7,071,000 | 483 |
| Surplus | $10,293,000 | 1,850 |
| Undivided profits | $5,576,000 | 4,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $527,000 | 4,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $45,000 | 1,100 |
| Income earned, not collected on loans | $1,265,000 | 2,490 |
| Earning assets | $247,637,000 | 2,069 |
| Long-term assets (5+ years) | $44,949,000 | 2,048 |
| Average Assets, year-to-date | $258,718,000 | 2,099 |
| Average Assets, quarterly | $267,463,500 | 2,072 |
| Volatile liabilities | $66,104,000 | 1,523 |
| Insider loans | $7,668,000 | 676 |
| FHLB advances | $16,000,000 | 1,674 |
| Loans and leases held for sale | $749,000 | 1,267 |
| Unused loan commitments | $83,791,000 | 990 |
| Tier 1 (core) risk-based capital | $20,453,000 | 2,518 |
| Tier 2 risk-based capital | $7,222,000 | 655 |
| Total risk weighted assets | $250,271,000 | 1,537 |
| Total unused commitments | $83,791,000 | 991 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 70 | 2,496 |
| Assets and Liabilities | ||
| Total Assets: | $262,983,000 | 2,098 |
| Cash and due from depository institutions | $8,290,000 | 2,496 |
| Interest-bearing balances | $100,000 | 5,348 |
| Securities | $33,463,000 | 3,281 |
| Federal funds sold & reverse repurchase agreements | $10,483,000 | 1,509 |
| Net loans & leases | $198,113,000 | 1,758 |
| Loan loss allowance | $2,747,000 | 1,652 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,652,000 | 1,696 |
| Other real estate owned | $28,000 | 2,496 |
| Goodwill and other intangibles | $1,324,000 | 1,388 |
| All other assets | $5,630,000 | 2,189 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $262,983,000 | 2,098 |
| Total liabilities | $240,037,000 | 2,075 |
| Total deposits | $211,894,000 | 2,120 |
| Interest-bearing deposits | $169,759,000 | 2,249 |
| Deposits held in domestic offices | $211,894,000 | 2,115 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,043,000 | 1,256 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $16,000,000 | 1,780 |
| Subordinated debt | $4,250,000 | 179 |
| All other liabilities | $850,000 | 3,695 |
| Total equity capital | $22,946,000 | 2,391 |
| Total bank equity capital | $22,946,000 | 2,391 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $7,070,000 | 476 |
| Surplus | $10,293,000 | 1,810 |
| Undivided profits | $5,583,000 | 4,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $426,000 | 4,701 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $18,000 | 1,298 |
| Income earned, not collected on loans | $1,105,000 | 2,751 |
| Earning assets | $242,159,000 | 2,089 |
| Long-term assets (5+ years) | $46,957,000 | 1,897 |
| Average Assets, year-to-date | $254,309,330 | 2,126 |
| Average Assets, quarterly | $258,216,500 | 2,122 |
| Volatile liabilities | $47,962,000 | 1,947 |
| Insider loans | $6,251,000 | 828 |
| FHLB advances | $16,000,000 | 1,660 |
| Loans and leases held for sale | $156,000 | 1,929 |
| Unused loan commitments | $77,398,000 | 1,031 |
| Tier 1 (core) risk-based capital | $19,822,000 | 2,543 |
| Tier 2 risk-based capital | $6,997,000 | 654 |
| Total risk weighted assets | $231,055,000 | 1,629 |
| Total unused commitments | $77,398,000 | 1,036 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 67 | 2,570 |
| Assets and Liabilities | ||
| Total Assets: | $253,450,000 | 2,146 |
| Cash and due from depository institutions | $7,051,000 | 2,570 |
| Interest-bearing balances | $100,000 | 5,237 |
| Securities | $46,049,000 | 2,538 |
| Federal funds sold & reverse repurchase agreements | $4,339,000 | 3,529 |
| Net loans & leases | $182,294,000 | 1,883 |
| Loan loss allowance | $2,503,000 | 1,762 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,634,000 | 1,678 |
| Other real estate owned | $78,000 | 2,570 |
| Goodwill and other intangibles | $1,351,000 | 1,365 |
| All other assets | $6,654,000 | 1,858 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $253,450,000 | 2,146 |
| Total liabilities | $231,611,000 | 2,116 |
| Total deposits | $205,147,000 | 2,162 |
| Interest-bearing deposits | $168,569,000 | 2,259 |
| Deposits held in domestic offices | $205,147,000 | 2,158 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,366,000 | 1,352 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $16,000,000 | 1,716 |
| Subordinated debt | $4,250,000 | 168 |
| All other liabilities | $848,000 | 3,723 |
| Total equity capital | $21,839,000 | 2,435 |
| Total bank equity capital | $21,839,000 | 2,435 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $7,012,000 | 469 |
| Surplus | $10,229,000 | 1,787 |
| Undivided profits | $4,598,000 | 4,826 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $78,000 | 7,112 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $25,000 | 1,259 |
| Income earned, not collected on loans | $1,300,000 | 2,345 |
| Earning assets | $232,782,000 | 2,147 |
| Long-term assets (5+ years) | $48,471,000 | 1,806 |
| Average Assets, year-to-date | $249,972,500 | 2,148 |
| Average Assets, quarterly | $249,972,500 | 2,148 |
| Volatile liabilities | $49,221,000 | 1,875 |
| Insider loans | $6,857,000 | 736 |
| FHLB advances | $16,000,000 | 1,606 |
| Loans and leases held for sale | $1,405,000 | 1,171 |
| Unused loan commitments | $65,493,000 | 1,136 |
| Tier 1 (core) risk-based capital | $19,144,000 | 2,585 |
| Tier 2 risk-based capital | $6,753,000 | 655 |
| Total risk weighted assets | $215,482,000 | 1,694 |
| Total unused commitments | $65,493,000 | 1,146 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 61 | 2,783 |
| Assets and Liabilities | ||
| Total Assets: | $246,495,000 | 2,170 |
| Cash and due from depository institutions | $8,116,000 | 2,783 |
| Interest-bearing balances | $100,000 | 5,143 |
| Securities | $39,974,000 | 2,807 |
| Federal funds sold & reverse repurchase agreements | $14,828,000 | 955 |
| Net loans & leases | $170,807,000 | 1,995 |
| Loan loss allowance | $2,256,000 | 1,894 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,103,000 | 1,810 |
| Other real estate owned | $78,000 | 2,783 |
| Goodwill and other intangibles | $1,378,000 | 1,331 |
| All other assets | $6,211,000 | 1,936 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $246,495,000 | 2,170 |
| Total liabilities | $224,899,000 | 2,133 |
| Total deposits | $196,736,000 | 2,210 |
| Interest-bearing deposits | $159,541,000 | 2,333 |
| Deposits held in domestic offices | $196,736,000 | 2,206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,255,000 | 1,408 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $18,000,000 | 1,627 |
| Subordinated debt | $4,250,000 | 162 |
| All other liabilities | $658,000 | 4,440 |
| Total equity capital | $21,596,000 | 2,446 |
| Total bank equity capital | $21,596,000 | 2,446 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $7,012,000 | 465 |
| Surplus | $10,229,000 | 1,743 |
| Undivided profits | $4,355,000 | 4,949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $181,000 | 6,050 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $133,000 | 779 |
| Income earned, not collected on loans | $1,160,000 | 2,773 |
| Earning assets | $225,709,000 | 2,171 |
| Long-term assets (5+ years) | $47,030,000 | 1,804 |
| Average Assets, year-to-date | $210,879,200 | 2,422 |
| Average Assets, quarterly | $237,040,500 | 2,234 |
| Volatile liabilities | $48,367,000 | 1,884 |
| Insider loans | $5,913,000 | 850 |
| FHLB advances | $18,000,000 | 1,501 |
| Loans and leases held for sale | $536,000 | 1,566 |
| Unused loan commitments | $50,394,000 | 1,331 |
| Tier 1 (core) risk-based capital | $18,702,000 | 2,612 |
| Tier 2 risk-based capital | $6,506,000 | 668 |
| Total risk weighted assets | $202,391,000 | 1,773 |
| Total unused commitments | $50,394,000 | 1,335 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 51 | 3,288 |
| Assets and Liabilities | ||
| Total Assets: | $182,775,000 | 2,755 |
| Cash and due from depository institutions | $4,392,000 | 3,288 |
| Interest-bearing balances | $100,000 | 5,045 |
| Securities | $49,879,000 | 2,200 |
| Federal funds sold & reverse repurchase agreements | $2,821,000 | 4,066 |
| Net loans & leases | $115,475,000 | 2,770 |
| Loan loss allowance | $1,544,000 | 2,525 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,340,000 | 2,072 |
| Other real estate owned | $0 | 3,288 |
| Goodwill and other intangibles | $1,486,000 | 1,232 |
| All other assets | $4,382,000 | 2,468 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $182,775,000 | 2,755 |
| Total liabilities | $167,853,000 | 2,711 |
| Total deposits | $148,862,000 | 2,737 |
| Interest-bearing deposits | $127,257,000 | 2,756 |
| Deposits held in domestic offices | $148,862,000 | 2,731 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,546,000 | 2,021 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $16,000,000 | 1,606 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $445,000 | 5,763 |
| Total equity capital | $14,922,000 | 3,222 |
| Total bank equity capital | $14,922,000 | 3,222 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,929,000 | 578 |
| Surplus | $7,075,000 | 2,331 |
| Undivided profits | $1,918,000 | 6,623 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $410,000 | 4,633 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $34,000 | 1,214 |
| Income earned, not collected on loans | $1,142,000 | 3,039 |
| Earning assets | $168,275,000 | 2,734 |
| Long-term assets (5+ years) | $43,102,000 | 1,912 |
| Average Assets, year-to-date | $162,732,800 | 2,906 |
| Average Assets, quarterly | $177,919,500 | 2,780 |
| Volatile liabilities | $42,482,000 | 2,026 |
| Insider loans | $5,961,000 | 804 |
| FHLB advances | $16,000,000 | 1,481 |
| Loans and leases held for sale | $2,105,000 | 899 |
| Unused loan commitments | $38,891,000 | 1,530 |
| Tier 1 (core) risk-based capital | $13,051,000 | 3,469 |
| Tier 2 risk-based capital | $1,544,000 | 2,339 |
| Total risk weighted assets | $145,267,000 | 2,293 |
| Total unused commitments | $38,891,000 | 1,535 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 35 | 4,548 |
| Assets and Liabilities | ||
| Total Assets: | $141,158,000 | 3,315 |
| Cash and due from depository institutions | $3,224,000 | 4,548 |
| Interest-bearing balances | $100,000 | 4,566 |
| Securities | $36,028,000 | 2,951 |
| Federal funds sold & reverse repurchase agreements | $9,872,000 | 1,218 |
| Net loans & leases | $86,442,000 | 3,453 |
| Loan loss allowance | $1,172,000 | 3,038 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,259,000 | 3,651 |
| Other real estate owned | $0 | 4,548 |
| Goodwill and other intangibles | $1,594,000 | 1,181 |
| All other assets | $1,739,000 | 4,345 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,158,000 | 3,315 |
| Total liabilities | $127,588,000 | 3,297 |
| Total deposits | $112,997,000 | 3,385 |
| Interest-bearing deposits | $98,139,000 | 3,351 |
| Deposits held in domestic offices | $112,997,000 | 3,381 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,170,000 | 2,206 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $12,000,000 | 1,837 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $421,000 | 6,335 |
| Total equity capital | $13,570,000 | 3,371 |
| Total bank equity capital | $13,570,000 | 3,371 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,637,000 | 609 |
| Surplus | $6,672,000 | 2,384 |
| Undivided profits | $1,261,000 | 7,362 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $334,000 | 4,664 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $505,000 | 5,094 |
| Earning assets | $132,442,000 | 3,270 |
| Long-term assets (5+ years) | $26,069,000 | 2,659 |
| Average Assets, year-to-date | $123,827,400 | 3,566 |
| Average Assets, quarterly | $138,976,000 | 3,315 |
| Volatile liabilities | $23,157,000 | 3,295 |
| Insider loans | $3,595,000 | 1,365 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $31,158,000 | 1,686 |
| Tier 1 (core) risk-based capital | $11,814,000 | 3,710 |
| Tier 2 risk-based capital | $1,172,000 | 2,851 |
| Total risk weighted assets | $109,288,600 | 2,864 |
| Total unused commitments | $31,158,000 | 1,687 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 28 | 5,503 |
| Assets and Liabilities | ||
| Total Assets: | $107,894,000 | 4,134 |
| Cash and due from depository institutions | $3,864,000 | 5,503 |
| Interest-bearing balances | $100,000 | 4,634 |
| Securities | $32,820,000 | 3,335 |
| Federal funds sold & reverse repurchase agreements | $3,031,000 | 2,842 |
| Net loans & leases | $64,898,000 | 4,236 |
| Loan loss allowance | $865,000 | 3,841 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,777,000 | 4,348 |
| Other real estate owned | $0 | 5,503 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,504,000 | 4,837 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,894,000 | 4,134 |
| Total liabilities | $96,055,000 | 4,170 |
| Total deposits | $84,886,000 | 4,317 |
| Interest-bearing deposits | $72,928,000 | 4,313 |
| Deposits held in domestic offices | $84,886,000 | 4,311 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,809,000 | 2,581 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,000,000 | 2,137 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $360,000 | 6,411 |
| Total equity capital | $11,839,000 | 3,689 |
| Total bank equity capital | $11,839,000 | 3,689 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,637,000 | 634 |
| Surplus | $6,672,000 | 2,341 |
| Undivided profits | $-470,000 | 9,596 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 8,567 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $301,000 | 6,449 |
| Earning assets | $100,849,000 | 4,056 |
| Long-term assets (5+ years) | $22,799,000 | 3,052 |
| Average Assets, year-to-date | $89,743,000 | 4,668 |
| Average Assets, quarterly | $107,366,000 | 4,109 |
| Volatile liabilities | $19,577,000 | 3,535 |
| Insider loans | $3,300,000 | 1,425 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $22,378,000 | 2,181 |
| Tier 1 (core) risk-based capital | $12,547,000 | 3,497 |
| Tier 2 risk-based capital | $865,000 | 3,564 |
| Total risk weighted assets | $80,817,600 | 3,592 |
| Total unused commitments | $22,378,000 | 2,185 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 23 | 6,316 |
| Assets and Liabilities | ||
| Total Assets: | $73,099,000 | 5,562 |
| Cash and due from depository institutions | $1,988,000 | 6,316 |
| Interest-bearing balances | $100,000 | 4,829 |
| Securities | $23,146,000 | 4,383 |
| Federal funds sold & reverse repurchase agreements | $4,927,000 | 3,458 |
| Net loans & leases | $40,718,000 | 5,638 |
| Loan loss allowance | $730,000 | 4,318 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,416,000 | 4,943 |
| Other real estate owned | $0 | 6,316 |
| Goodwill and other intangibles | $31,000 | 3,058 |
| All other assets | $873,000 | 6,400 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,099,000 | 5,562 |
| Total liabilities | $63,337,000 | 5,654 |
| Total deposits | $61,936,000 | 5,519 |
| Interest-bearing deposits | $53,607,000 | 5,453 |
| Deposits held in domestic offices | $61,936,000 | 5,516 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $919,000 | 2,442 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $482,000 | 5,884 |
| Total equity capital | $9,762,000 | 4,444 |
| Total bank equity capital | $9,762,000 | 4,444 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $5,000,000 | 693 |
| Surplus | $4,992,000 | 2,879 |
| Undivided profits | $-230,000 | 9,925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,000 | 8,311 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $219,000 | 7,654 |
| Earning assets | $68,891,000 | 5,445 |
| Long-term assets (5+ years) | $9,705,000 | 4,792 |
| Average Assets, year-to-date | $62,655,800 | 5,927 |
| Average Assets, quarterly | $72,120,000 | 5,511 |
| Volatile liabilities | $11,066,000 | 4,706 |
| Insider loans | $5,492,000 | 752 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $17,110,000 | 2,524 |
| Tier 1 (core) risk-based capital | $9,723,000 | 4,274 |
| Tier 2 risk-based capital | $654,520 | 4,302 |
| Total risk weighted assets | $52,286,120 | 4,914 |
| Total unused commitments | $17,110,000 | 2,529 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 14 | 8,372 |
| Assets and Liabilities | ||
| Total Assets: | $54,646,000 | 6,696 |
| Cash and due from depository institutions | $949,000 | 8,372 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $20,806,000 | 4,764 |
| Federal funds sold & reverse repurchase agreements | $8,345,000 | 1,648 |
| Net loans & leases | $23,711,000 | 7,694 |
| Loan loss allowance | $377,000 | 6,775 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $292,000 | 8,988 |
| Other real estate owned | $0 | 8,372 |
| Goodwill and other intangibles | $43,000 | 3,013 |
| All other assets | $500,000 | 8,419 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,646,000 | 6,696 |
| Total liabilities | $45,232,000 | 6,994 |
| Total deposits | $44,704,000 | 6,838 |
| Interest-bearing deposits | $38,843,000 | 6,793 |
| Deposits held in domestic offices | $44,704,000 | 6,834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $317,000 | 3,307 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $211,000 | 8,849 |
| Total equity capital | $9,414,000 | 4,540 |
| Total bank equity capital | $9,414,000 | 4,540 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $5,000,000 | 704 |
| Surplus | $4,992,000 | 2,799 |
| Undivided profits | $-578,000 | 10,641 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,000 | 8,760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $139,000 | 9,218 |
| Earning assets | $52,862,000 | 6,497 |
| Long-term assets (5+ years) | $2,787,000 | 7,155 |
| Average Assets, year-to-date | $35,993,200 | 8,114 |
| Average Assets, quarterly | $47,557,500 | 7,197 |
| Volatile liabilities | $5,577,000 | 6,810 |
| Insider loans | $1,813,000 | 2,250 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $9,303,000 | 3,630 |
| Tier 1 (core) risk-based capital | $9,297,000 | 4,451 |
| Tier 2 risk-based capital | $377,000 | 6,219 |
| Total risk weighted assets | $33,041,500 | 6,625 |
| Total unused commitments | $9,303,000 | 3,632 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 13 | 9,013 |
| Assets and Liabilities | ||
| Total Assets: | $21,916,000 | 10,085 |
| Cash and due from depository institutions | $478,000 | 9,013 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $13,380,000 | 6,876 |
| Federal funds sold & reverse repurchase agreements | $2,061,000 | 4,807 |
| Net loans & leases | $5,444,000 | 11,016 |
| Loan loss allowance | $72,000 | 10,883 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $325,000 | 9,081 |
| Other real estate owned | $0 | 9,013 |
| Goodwill and other intangibles | $56,000 | 2,777 |
| All other assets | $172,000 | 11,023 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,916,000 | 10,085 |
| Total liabilities | $12,527,000 | 10,865 |
| Total deposits | $12,474,000 | 10,796 |
| Interest-bearing deposits | $11,028,000 | 10,700 |
| Deposits held in domestic offices | $12,474,000 | 10,795 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $53,000 | 11,173 |
| Total equity capital | $9,389,000 | 4,567 |
| Total bank equity capital | $9,389,000 | 4,567 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $5,000,000 | 750 |
| Surplus | $4,992,000 | 2,881 |
| Undivided profits | $-603,000 | 11,154 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $28,000 | 11,112 |
| Earning assets | $20,885,000 | 9,963 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $20,618,500 | 10,125 |
| Average Assets, quarterly | $20,618,500 | 10,194 |
| Volatile liabilities | $1,536,000 | 9,947 |
| Insider loans | $64,000 | 9,267 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,679,000 | 3,999 |
| Tier 1 (core) risk-based capital | $9,320,000 | 4,492 |
| Tier 2 risk-based capital | $72,000 | 10,743 |
| Total risk weighted assets | $9,614,800 | 10,491 |
| Total unused commitments | $7,679,000 | 4,013 |
| Derivatives | $0 | 549 |