Home > Harbor Bank > Assets and Liabilities
Harbor Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 82 | 2,164 |
| Assets and Liabilities | ||
| Total Assets: | $241,808,000 | 1,888 |
| Cash and due from depository institutions | $19,318,000 | 2,164 |
| Interest-bearing balances | $396,000 | 3,342 |
| Securities | $10,388,000 | 7,287 |
| Federal funds sold & reverse repurchase agreements | $57,200,000 | 266 |
| Net loans & leases | $150,041,000 | 1,881 |
| Loan loss allowance | $2,744,000 | 1,354 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,622,000 | 4,476 |
| Other real estate owned | $329,000 | 2,164 |
| Goodwill and other intangibles | $151,000 | 2,408 |
| All other assets | $2,759,000 | 2,595 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $241,808,000 | 1,888 |
| Total liabilities | $224,612,000 | 1,828 |
| Total deposits | $221,331,000 | 1,690 |
| Interest-bearing deposits | $152,808,000 | 2,113 |
| Deposits held in domestic offices | $221,331,000 | 1,683 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,330,000 | 2,025 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $951,000 | 3,710 |
| Total equity capital | $17,196,000 | 2,589 |
| Total bank equity capital | $17,196,000 | 2,589 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,560,000 | 2,311 |
| Surplus | $4,840,000 | 2,868 |
| Undivided profits | $10,796,000 | 2,363 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,893,000 | 974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $764,000 | 3,057 |
| Earning assets | $218,025,000 | 1,933 |
| Long-term assets (5+ years) | $19,126,000 | 2,871 |
| Average Assets, year-to-date | $220,545,400 | 1,973 |
| Average Assets, quarterly | $241,754,500 | 1,863 |
| Volatile liabilities | $45,706,000 | 1,515 |
| Insider loans | $2,212,000 | 1,886 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $26,543,000 | 1,722 |
| Tier 1 (core) risk-based capital | $16,981,000 | 2,520 |
| Tier 2 risk-based capital | $2,068,520 | 1,488 |
| Total risk weighted assets | $164,618,020 | 1,696 |
| Total unused commitments | $26,543,000 | 1,726 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 96 | 1,948 |
| Assets and Liabilities | ||
| Total Assets: | $200,429,000 | 2,350 |
| Cash and due from depository institutions | $20,638,000 | 1,948 |
| Interest-bearing balances | $495,000 | 3,100 |
| Securities | $24,852,000 | 4,532 |
| Federal funds sold & reverse repurchase agreements | $8,400,000 | 1,535 |
| Net loans & leases | $141,010,000 | 2,040 |
| Loan loss allowance | $2,737,000 | 1,435 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,795,000 | 4,096 |
| Other real estate owned | $329,000 | 1,948 |
| Goodwill and other intangibles | $230,000 | 2,064 |
| All other assets | $3,175,000 | 2,352 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $200,429,000 | 2,350 |
| Total liabilities | $184,863,000 | 2,287 |
| Total deposits | $184,120,000 | 2,101 |
| Interest-bearing deposits | $90,454,000 | 3,604 |
| Deposits held in domestic offices | $184,120,000 | 2,091 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $743,000 | 4,444 |
| Total equity capital | $15,566,000 | 2,851 |
| Total bank equity capital | $15,566,000 | 2,851 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,560,000 | 2,452 |
| Surplus | $4,840,000 | 2,941 |
| Undivided profits | $9,166,000 | 2,714 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,953,000 | 875 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $793,000 | 2,876 |
| Earning assets | $174,757,000 | 2,443 |
| Long-term assets (5+ years) | $8,853,000 | 4,501 |
| Average Assets, year-to-date | $201,698,200 | 2,240 |
| Average Assets, quarterly | $202,469,500 | 2,297 |
| Volatile liabilities | $23,828,000 | 2,530 |
| Insider loans | $2,384,000 | 1,801 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $18,828,000 | 2,144 |
| Tier 1 (core) risk-based capital | $15,269,000 | 2,843 |
| Tier 2 risk-based capital | $1,808,740 | 1,731 |
| Total risk weighted assets | $143,570,240 | 1,954 |
| Total unused commitments | $18,828,000 | 2,157 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 95 | 2,026 |
| Assets and Liabilities | ||
| Total Assets: | $195,327,000 | 2,408 |
| Cash and due from depository institutions | $21,459,000 | 2,026 |
| Interest-bearing balances | $495,000 | 3,331 |
| Securities | $34,983,000 | 3,623 |
| Federal funds sold & reverse repurchase agreements | $5,200,000 | 2,765 |
| Net loans & leases | $127,164,000 | 2,181 |
| Loan loss allowance | $3,003,000 | 1,365 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,866,000 | 3,946 |
| Other real estate owned | $516,000 | 2,026 |
| Goodwill and other intangibles | $309,000 | 1,803 |
| All other assets | $3,830,000 | 2,039 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $195,327,000 | 2,408 |
| Total liabilities | $180,947,000 | 2,344 |
| Total deposits | $179,827,000 | 2,194 |
| Interest-bearing deposits | $87,213,000 | 3,759 |
| Deposits held in domestic offices | $179,827,000 | 2,183 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,120,000 | 3,301 |
| Total equity capital | $14,380,000 | 3,085 |
| Total bank equity capital | $14,380,000 | 3,085 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,560,000 | 2,517 |
| Surplus | $4,840,000 | 2,939 |
| Undivided profits | $7,980,000 | 3,130 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,867,000 | 597 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $748,000 | 3,143 |
| Earning assets | $167,842,000 | 2,548 |
| Long-term assets (5+ years) | $8,024,000 | 4,598 |
| Average Assets, year-to-date | $189,524,000 | 2,382 |
| Average Assets, quarterly | $199,966,000 | 2,329 |
| Volatile liabilities | $15,278,000 | 3,277 |
| Insider loans | $2,481,000 | 1,754 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $21,358,000 | 1,915 |
| Tier 1 (core) risk-based capital | $13,987,000 | 3,070 |
| Tier 2 risk-based capital | $1,722,960 | 1,801 |
| Total risk weighted assets | $136,389,860 | 2,039 |
| Total unused commitments | $21,358,000 | 1,923 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 94 | 2,145 |
| Assets and Liabilities | ||
| Total Assets: | $176,493,000 | 2,594 |
| Cash and due from depository institutions | $16,870,000 | 2,145 |
| Interest-bearing balances | $495,000 | 3,361 |
| Securities | $34,819,000 | 3,744 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 1,801 |
| Net loans & leases | $111,450,000 | 2,425 |
| Loan loss allowance | $3,224,000 | 1,307 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,778,000 | 4,049 |
| Other real estate owned | $2,814,000 | 2,145 |
| Goodwill and other intangibles | $447,000 | 1,511 |
| All other assets | $3,315,000 | 2,435 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,493,000 | 2,594 |
| Total liabilities | $163,576,000 | 2,540 |
| Total deposits | $162,520,000 | 2,371 |
| Interest-bearing deposits | $89,974,000 | 3,609 |
| Deposits held in domestic offices | $162,520,000 | 2,362 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $568,000 | 3,637 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $488,000 | 5,292 |
| Total equity capital | $12,917,000 | 3,165 |
| Total bank equity capital | $12,917,000 | 3,165 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,560,000 | 2,602 |
| Surplus | $4,840,000 | 2,850 |
| Undivided profits | $6,517,000 | 3,414 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,393,000 | 1,069 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $695,000 | 2,946 |
| Earning assets | $151,764,000 | 2,736 |
| Long-term assets (5+ years) | $6,351,000 | 5,376 |
| Average Assets, year-to-date | $185,321,000 | 2,406 |
| Average Assets, quarterly | $178,190,000 | 2,543 |
| Volatile liabilities | $14,967,000 | 3,192 |
| Insider loans | $605,000 | 5,097 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $18,814,000 | 2,014 |
| Tier 1 (core) risk-based capital | $12,492,000 | 3,315 |
| Tier 2 risk-based capital | $1,555,150 | 1,975 |
| Total risk weighted assets | $122,499,450 | 2,207 |
| Total unused commitments | $18,814,000 | 2,025 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 94 | 2,236 |
| Assets and Liabilities | ||
| Total Assets: | $190,782,000 | 2,445 |
| Cash and due from depository institutions | $19,773,000 | 2,236 |
| Interest-bearing balances | $792,000 | 3,734 |
| Securities | $42,306,000 | 3,286 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 4,963 |
| Net loans & leases | $116,619,000 | 2,277 |
| Loan loss allowance | $3,667,000 | 1,246 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,868,000 | 3,867 |
| Other real estate owned | $3,585,000 | 2,236 |
| Goodwill and other intangibles | $635,000 | 1,218 |
| All other assets | $3,496,000 | 2,109 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $190,782,000 | 2,445 |
| Total liabilities | $177,950,000 | 2,390 |
| Total deposits | $176,208,000 | 2,262 |
| Interest-bearing deposits | $80,355,000 | 4,185 |
| Deposits held in domestic offices | $176,208,000 | 2,250 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,141,000 | 2,588 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $601,000 | 4,671 |
| Total equity capital | $12,832,000 | 3,160 |
| Total bank equity capital | $12,832,000 | 3,160 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,560,000 | 2,658 |
| Surplus | $4,840,000 | 2,786 |
| Undivided profits | $6,432,000 | 3,569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,611,000 | 890 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $777,000 | 2,300 |
| Earning assets | $162,217,000 | 2,607 |
| Long-term assets (5+ years) | $8,110,000 | 4,985 |
| Average Assets, year-to-date | $190,977,200 | 2,351 |
| Average Assets, quarterly | $196,557,000 | 2,345 |
| Volatile liabilities | $11,866,000 | 3,627 |
| Insider loans | $50,000 | 10,633 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $16,314,000 | 2,172 |
| Tier 1 (core) risk-based capital | $12,197,000 | 3,258 |
| Tier 2 risk-based capital | $1,616,430 | 1,901 |
| Total risk weighted assets | $127,115,130 | 2,104 |
| Total unused commitments | $16,314,000 | 2,192 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 101 | 2,128 |
| Assets and Liabilities | ||
| Total Assets: | $168,154,000 | 2,812 |
| Cash and due from depository institutions | $13,231,000 | 2,128 |
| Interest-bearing balances | $495,000 | 4,980 |
| Securities | $18,857,000 | 6,338 |
| Federal funds sold & reverse repurchase agreements | $20,000,000 | 848 |
| Net loans & leases | $109,218,000 | 2,475 |
| Loan loss allowance | $1,355,000 | 2,917 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,120,000 | 3,419 |
| Other real estate owned | $2,345,000 | 2,128 |
| Goodwill and other intangibles | $357,000 | 1,516 |
| All other assets | $2,026,000 | 3,543 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,154,000 | 2,812 |
| Total liabilities | $154,631,000 | 2,804 |
| Total deposits | $153,559,000 | 2,682 |
| Interest-bearing deposits | $69,373,000 | 4,914 |
| Deposits held in domestic offices | $153,559,000 | 2,676 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $577,000 | 3,030 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $495,000 | 5,867 |
| Total equity capital | $13,523,000 | 2,857 |
| Total bank equity capital | $13,523,000 | 2,857 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,560,000 | 2,758 |
| Surplus | $4,840,000 | 2,680 |
| Undivided profits | $7,123,000 | 3,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,292,000 | 1,082 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $760,000 | 2,620 |
| Earning assets | $148,570,000 | 2,904 |
| Long-term assets (5+ years) | $10,981,000 | 4,089 |
| Average Assets, year-to-date | $175,690,400 | 2,634 |
| Average Assets, quarterly | $175,506,000 | 2,682 |
| Volatile liabilities | $11,985,000 | 3,592 |
| Insider loans | $72,000 | 6,485 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $15,949,000 | 2,123 |
| Tier 1 (core) risk-based capital | $13,166,000 | 2,870 |
| Tier 2 risk-based capital | $1,355,000 | 2,245 |
| Total risk weighted assets | $124,110,000 | 2,213 |
| Total unused commitments | $15,949,000 | 2,138 |
| Derivatives | $0 | 651 |