Home > Hanover Bank > Assets and Liabilities
Hanover Bank, Assets and Liabilities
| 2006-03-31 | Rank | |
| # of Employees: | 29 | 5,063 |
| Assets and Liabilities | ||
| Total Assets: | $138,509,000 | 4,010 |
| Cash and due from depository institutions | $2,662,000 | 5,063 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $11,625,000 | 5,950 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $118,408,000 | 3,295 |
| Loan loss allowance | $1,197,000 | 3,673 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,847,000 | 4,589 |
| Other real estate owned | $0 | 5,063 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $3,967,000 | 3,416 |
| Life insurance assets | $1,658,000 | 2,329 |
| Total liabilities and capital | $138,509,000 | 4,010 |
| Total liabilities | $128,037,000 | 3,912 |
| Total deposits | $98,404,000 | 4,421 |
| Interest-bearing deposits | $82,900,000 | 4,391 |
| Deposits held in domestic offices | $98,404,000 | 4,416 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,073,000 | 879 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $13,214,000 | 2,184 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $346,000 | 6,068 |
| Total equity capital | $10,472,000 | 5,032 |
| Total bank equity capital | $10,472,000 | 5,032 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,400,000 | 1,699 |
| Surplus | $7,600,000 | 2,821 |
| Undivided profits | $472,000 | 7,536 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 7,429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $468,000 | 5,901 |
| Earning assets | $130,033,000 | 3,937 |
| Long-term assets (5+ years) | $29,169,000 | 2,618 |
| Average Assets, year-to-date | $132,479,000 | 4,113 |
| Average Assets, quarterly | $132,479,000 | 4,113 |
| Volatile liabilities | $33,514,000 | 3,290 |
| Insider loans | $4,517,000 | 1,503 |
| FHLB advances | $13,214,000 | 2,091 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $19,575,000 | 3,373 |
| Tier 1 (core) risk-based capital | $10,819,000 | 4,890 |
| Tier 2 risk-based capital | $1,197,000 | 3,470 |
| Total risk weighted assets | $119,082,000 | 3,419 |
| Total unused commitments | $19,575,000 | 3,374 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 30 | 4,947 |
| Assets and Liabilities | ||
| Total Assets: | $126,449,000 | 4,264 |
| Cash and due from depository institutions | $2,743,000 | 4,947 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $11,959,000 | 5,921 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $106,045,000 | 3,546 |
| Loan loss allowance | $1,166,000 | 3,706 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,807,000 | 4,627 |
| Other real estate owned | $0 | 4,947 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,895,000 | 3,450 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $126,449,000 | 4,264 |
| Total liabilities | $116,102,000 | 4,186 |
| Total deposits | $100,129,000 | 4,355 |
| Interest-bearing deposits | $84,522,000 | 4,297 |
| Deposits held in domestic offices | $100,129,000 | 4,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,376,000 | 2,188 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $13,213,000 | 2,264 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $384,000 | 5,722 |
| Total equity capital | $10,347,000 | 5,034 |
| Total bank equity capital | $10,347,000 | 5,034 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,400,000 | 1,688 |
| Surplus | $7,600,000 | 2,781 |
| Undivided profits | $347,000 | 7,715 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 7,431 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $474,000 | 5,919 |
| Earning assets | $118,004,000 | 4,210 |
| Long-term assets (5+ years) | $30,181,000 | 2,537 |
| Average Assets, year-to-date | $117,762,800 | 4,328 |
| Average Assets, quarterly | $125,967,500 | 4,232 |
| Volatile liabilities | $19,028,000 | 4,583 |
| Insider loans | $5,578,000 | 1,210 |
| FHLB advances | $13,213,000 | 2,141 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $19,400,000 | 3,375 |
| Tier 1 (core) risk-based capital | $10,602,000 | 4,917 |
| Tier 2 risk-based capital | $1,166,000 | 3,504 |
| Total risk weighted assets | $108,588,000 | 3,615 |
| Total unused commitments | $19,400,000 | 3,375 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 28 | 5,170 |
| Assets and Liabilities | ||
| Total Assets: | $125,486,000 | 4,220 |
| Cash and due from depository institutions | $3,554,000 | 5,170 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $12,324,000 | 5,844 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $103,834,000 | 3,557 |
| Loan loss allowance | $1,115,000 | 3,784 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,860,000 | 4,533 |
| Other real estate owned | $0 | 5,170 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,914,000 | 3,393 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $125,487,000 | 4,220 |
| Total liabilities | $115,366,000 | 4,132 |
| Total deposits | $95,398,000 | 4,423 |
| Interest-bearing deposits | $80,697,000 | 4,390 |
| Deposits held in domestic offices | $95,398,000 | 4,419 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,076,000 | 1,491 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $13,571,000 | 2,244 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $321,000 | 6,274 |
| Total equity capital | $10,121,000 | 5,101 |
| Total bank equity capital | $10,121,000 | 5,101 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,400,000 | 1,660 |
| Surplus | $7,600,000 | 2,718 |
| Undivided profits | $121,000 | 8,003 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 7,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $430,000 | 6,213 |
| Earning assets | $116,158,000 | 4,192 |
| Long-term assets (5+ years) | $32,077,000 | 2,465 |
| Average Assets, year-to-date | $115,591,250 | 4,377 |
| Average Assets, quarterly | $121,642,000 | 4,291 |
| Volatile liabilities | $20,452,000 | 4,357 |
| Insider loans | $4,872,000 | 1,320 |
| FHLB advances | $13,571,000 | 2,112 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $15,800,000 | 3,716 |
| Tier 1 (core) risk-based capital | $10,377,000 | 4,952 |
| Tier 2 risk-based capital | $1,115,000 | 3,584 |
| Total risk weighted assets | $105,581,000 | 3,639 |
| Total unused commitments | $15,800,000 | 3,717 |
| Derivatives | $45,000 | 901 |
| 2005-06-30 | Rank | |
| # of Employees: | 29 | 5,072 |
| Assets and Liabilities | ||
| Total Assets: | $117,798,000 | 4,372 |
| Cash and due from depository institutions | $2,205,000 | 5,072 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $11,168,000 | 6,129 |
| Federal funds sold & reverse repurchase agreements | $432,000 | 5,043 |
| Net loans & leases | $98,957,000 | 3,627 |
| Loan loss allowance | $1,032,000 | 3,952 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,894,000 | 4,461 |
| Other real estate owned | $0 | 5,072 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,142,000 | 3,786 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $117,798,000 | 4,372 |
| Total liabilities | $107,787,000 | 4,275 |
| Total deposits | $93,941,000 | 4,420 |
| Interest-bearing deposits | $81,313,000 | 4,314 |
| Deposits held in domestic offices | $93,941,000 | 4,417 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $13,571,000 | 2,215 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $275,000 | 6,374 |
| Total equity capital | $10,011,000 | 5,093 |
| Total bank equity capital | $10,011,000 | 5,093 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,400,000 | 1,642 |
| Surplus | $7,600,000 | 2,671 |
| Undivided profits | $11,000 | 8,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $107,000 | 6,163 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $353,000 | 6,516 |
| Earning assets | $110,557,000 | 4,313 |
| Long-term assets (5+ years) | $29,221,000 | 2,635 |
| Average Assets, year-to-date | $112,293,000 | 4,452 |
| Average Assets, quarterly | $113,832,500 | 4,451 |
| Volatile liabilities | $13,067,000 | 5,305 |
| Insider loans | $8,102,000 | 751 |
| FHLB advances | $13,571,000 | 2,098 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $12,309,000 | 4,188 |
| Tier 1 (core) risk-based capital | $10,190,000 | 4,936 |
| Tier 2 risk-based capital | $1,032,000 | 3,735 |
| Total risk weighted assets | $99,880,000 | 3,717 |
| Total unused commitments | $12,309,000 | 4,188 |
| Derivatives | $45,000 | 857 |
| 2005-03-31 | Rank | |
| # of Employees: | 39 | 4,079 |
| Assets and Liabilities | ||
| Total Assets: | $109,867,000 | 4,589 |
| Cash and due from depository institutions | $1,857,000 | 4,079 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $11,669,000 | 6,120 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $91,243,000 | 3,801 |
| Loan loss allowance | $977,000 | 4,131 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,906,000 | 4,454 |
| Other real estate owned | $0 | 4,079 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,192,000 | 3,711 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $109,867,000 | 4,589 |
| Total liabilities | $100,103,000 | 4,517 |
| Total deposits | $95,548,000 | 4,379 |
| Interest-bearing deposits | $83,529,000 | 4,268 |
| Deposits held in domestic offices | $95,548,000 | 4,375 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $325,000 | 3,046 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,929,000 | 3,912 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $301,000 | 6,057 |
| Total equity capital | $9,764,000 | 5,098 |
| Total bank equity capital | $9,764,000 | 5,098 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,400,000 | 1,643 |
| Surplus | $7,600,000 | 2,621 |
| Undivided profits | $-236,000 | 8,263 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 7,206 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $391,000 | 6,121 |
| Earning assets | $102,912,000 | 4,529 |
| Long-term assets (5+ years) | $30,672,000 | 2,599 |
| Average Assets, year-to-date | $109,540,500 | 4,561 |
| Average Assets, quarterly | $109,540,500 | 4,561 |
| Volatile liabilities | $13,108,000 | 5,205 |
| Insider loans | $7,960,000 | 749 |
| FHLB advances | $3,929,000 | 3,767 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $11,777,000 | 4,242 |
| Tier 1 (core) risk-based capital | $10,101,000 | 4,900 |
| Tier 2 risk-based capital | $977,000 | 3,875 |
| Total risk weighted assets | $92,310,000 | 3,924 |
| Total unused commitments | $11,777,000 | 4,243 |
| Derivatives | $40,000 | 779 |
| 2004-12-31 | Rank | |
| # of Employees: | 40 | 4,006 |
| Assets and Liabilities | ||
| Total Assets: | $109,214,000 | 4,592 |
| Cash and due from depository institutions | $2,191,000 | 4,006 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $15,405,000 | 5,422 |
| Federal funds sold & reverse repurchase agreements | $293,000 | 5,704 |
| Net loans & leases | $86,233,000 | 3,959 |
| Loan loss allowance | $1,119,000 | 3,722 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,903,000 | 4,425 |
| Other real estate owned | $0 | 4,006 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,189,000 | 3,663 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $109,214,000 | 4,592 |
| Total liabilities | $101,588,000 | 4,461 |
| Total deposits | $95,252,000 | 4,374 |
| Interest-bearing deposits | $82,798,000 | 4,271 |
| Deposits held in domestic offices | $95,252,000 | 4,370 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $3,929,000 | 3,928 |
| Subordinated debt | $2,200,000 | 219 |
| All other liabilities | $207,000 | 6,799 |
| Total equity capital | $7,626,000 | 5,952 |
| Total bank equity capital | $7,626,000 | 5,952 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,350,000 | 1,655 |
| Surplus | $5,450,000 | 3,334 |
| Undivided profits | $-174,000 | 8,354 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $34,000 | 7,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $390,000 | 6,131 |
| Earning assets | $101,931,000 | 4,541 |
| Long-term assets (5+ years) | $33,787,000 | 2,485 |
| Average Assets, year-to-date | $109,578,200 | 4,436 |
| Average Assets, quarterly | $109,713,000 | 4,538 |
| Volatile liabilities | $12,150,000 | 5,362 |
| Insider loans | $7,913,000 | 729 |
| FHLB advances | $3,929,000 | 3,773 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $11,432,000 | 4,168 |
| Tier 1 (core) risk-based capital | $7,748,000 | 5,764 |
| Tier 2 risk-based capital | $3,305,000 | 1,397 |
| Total risk weighted assets | $88,423,000 | 4,014 |
| Total unused commitments | $11,432,000 | 4,168 |
| Derivatives | $46,000 | 765 |
| 2004-09-30 | Rank | |
| # of Employees: | 40 | 3,992 |
| Assets and Liabilities | ||
| Total Assets: | $110,212,000 | 4,520 |
| Cash and due from depository institutions | $2,960,000 | 3,992 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $14,318,000 | 5,641 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $88,135,000 | 3,845 |
| Loan loss allowance | $1,158,000 | 3,608 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,833,000 | 4,464 |
| Other real estate owned | $0 | 3,992 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,966,000 | 3,826 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $110,212,000 | 4,520 |
| Total liabilities | $102,572,000 | 4,385 |
| Total deposits | $95,845,000 | 4,313 |
| Interest-bearing deposits | $85,349,000 | 4,143 |
| Deposits held in domestic offices | $95,845,000 | 4,310 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,000 | 3,672 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $4,286,000 | 3,815 |
| Subordinated debt | $2,200,000 | 223 |
| All other liabilities | $231,000 | 6,809 |
| Total equity capital | $7,640,000 | 5,956 |
| Total bank equity capital | $7,640,000 | 5,956 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,350,000 | 1,648 |
| Surplus | $5,450,000 | 3,284 |
| Undivided profits | $-160,000 | 8,408 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $116,000 | 6,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $391,000 | 6,290 |
| Earning assets | $102,453,000 | 4,483 |
| Long-term assets (5+ years) | $34,632,000 | 2,480 |
| Average Assets, year-to-date | $109,669,250 | 4,433 |
| Average Assets, quarterly | $112,250,500 | 4,415 |
| Volatile liabilities | $12,535,000 | 5,273 |
| Insider loans | $4,935,000 | 1,189 |
| FHLB advances | $4,286,000 | 3,663 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $12,818,000 | 3,900 |
| Tier 1 (core) risk-based capital | $7,723,000 | 5,759 |
| Tier 2 risk-based capital | $3,321,000 | 1,373 |
| Total risk weighted assets | $89,634,000 | 3,919 |
| Total unused commitments | $12,818,000 | 3,901 |
| Derivatives | $40,000 | 763 |
| 2004-06-30 | Rank | |
| # of Employees: | 34 | 4,581 |
| Assets and Liabilities | ||
| Total Assets: | $114,289,000 | 4,390 |
| Cash and due from depository institutions | $3,065,000 | 4,581 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $18,165,000 | 5,068 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $88,888,000 | 3,780 |
| Loan loss allowance | $1,131,000 | 3,668 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,020,000 | 5,850 |
| Other real estate owned | $0 | 4,581 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,151,000 | 3,642 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $114,289,000 | 4,390 |
| Total liabilities | $107,069,000 | 4,265 |
| Total deposits | $96,105,000 | 4,284 |
| Interest-bearing deposits | $86,131,000 | 4,105 |
| Deposits held in domestic offices | $96,105,000 | 4,281 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,207,000 | 1,783 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,286,000 | 3,765 |
| Subordinated debt | $2,200,000 | 234 |
| All other liabilities | $271,000 | 6,102 |
| Total equity capital | $7,220,000 | 6,009 |
| Total bank equity capital | $7,220,000 | 6,009 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,350,000 | 1,648 |
| Surplus | $5,450,000 | 3,244 |
| Undivided profits | $-580,000 | 8,538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 7,520 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $413,000 | 5,910 |
| Earning assets | $107,053,000 | 4,329 |
| Long-term assets (5+ years) | $38,408,000 | 2,353 |
| Average Assets, year-to-date | $109,488,330 | 4,460 |
| Average Assets, quarterly | $111,911,000 | 4,431 |
| Volatile liabilities | $17,163,000 | 4,402 |
| Insider loans | $3,429,000 | 1,694 |
| FHLB advances | $4,286,000 | 3,606 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $10,282,000 | 4,382 |
| Tier 1 (core) risk-based capital | $7,642,000 | 5,731 |
| Tier 2 risk-based capital | $3,331,000 | 1,349 |
| Total risk weighted assets | $91,791,000 | 3,829 |
| Total unused commitments | $10,282,000 | 4,383 |
| Derivatives | $41,000 | 735 |
| 2004-03-31 | Rank | |
| # of Employees: | 35 | 4,465 |
| Assets and Liabilities | ||
| Total Assets: | $109,533,000 | 4,516 |
| Cash and due from depository institutions | $2,633,000 | 4,465 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $11,845,000 | 6,169 |
| Federal funds sold & reverse repurchase agreements | $5,323,000 | 2,689 |
| Net loans & leases | $85,850,000 | 3,785 |
| Loan loss allowance | $1,132,000 | 3,622 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,029,000 | 5,811 |
| Other real estate owned | $0 | 4,465 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,853,000 | 3,731 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $109,533,000 | 4,516 |
| Total liabilities | $101,912,000 | 4,394 |
| Total deposits | $94,785,000 | 4,328 |
| Interest-bearing deposits | $83,582,000 | 4,211 |
| Deposits held in domestic offices | $94,785,000 | 4,324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $4,643,000 | 3,532 |
| Subordinated debt | $2,200,000 | 231 |
| All other liabilities | $284,000 | 6,317 |
| Total equity capital | $7,621,000 | 5,904 |
| Total bank equity capital | $7,621,000 | 5,904 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,350,000 | 1,641 |
| Surplus | $5,450,000 | 3,211 |
| Undivided profits | $-179,000 | 8,536 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $62,000 | 7,099 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $385,000 | 6,082 |
| Earning assets | $103,018,000 | 4,451 |
| Long-term assets (5+ years) | $33,682,000 | 2,543 |
| Average Assets, year-to-date | $107,088,000 | 4,558 |
| Average Assets, quarterly | $107,088,000 | 4,558 |
| Volatile liabilities | $12,472,000 | 5,142 |
| Insider loans | $2,774,000 | 2,041 |
| FHLB advances | $4,643,000 | 3,384 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $11,827,000 | 4,008 |
| Tier 1 (core) risk-based capital | $7,540,000 | 5,728 |
| Tier 2 risk-based capital | $3,312,000 | 1,347 |
| Total risk weighted assets | $88,954,000 | 3,854 |
| Total unused commitments | $11,827,000 | 4,014 |
| Derivatives | $40,000 | 696 |
| 2003-12-31 | Rank | |
| # of Employees: | 33 | 4,678 |
| Assets and Liabilities | ||
| Total Assets: | $104,643,000 | 4,655 |
| Cash and due from depository institutions | $1,972,000 | 4,678 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $12,344,000 | 6,140 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $86,537,000 | 3,755 |
| Loan loss allowance | $1,119,000 | 3,642 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,054,000 | 5,784 |
| Other real estate owned | $0 | 4,678 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,736,000 | 3,891 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,643,000 | 4,655 |
| Total liabilities | $97,063,000 | 4,516 |
| Total deposits | $87,539,000 | 4,582 |
| Interest-bearing deposits | $77,099,000 | 4,458 |
| Deposits held in domestic offices | $87,539,000 | 4,579 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,347,000 | 2,146 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,643,000 | 3,518 |
| Subordinated debt | $2,200,000 | 236 |
| All other liabilities | $334,000 | 5,799 |
| Total equity capital | $7,580,000 | 5,840 |
| Total bank equity capital | $7,580,000 | 5,840 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,350,000 | 1,649 |
| Surplus | $5,450,000 | 3,179 |
| Undivided profits | $-220,000 | 8,585 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $132,000 | 6,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $331,000 | 6,690 |
| Earning assets | $98,881,000 | 4,544 |
| Long-term assets (5+ years) | $34,821,000 | 2,500 |
| Average Assets, year-to-date | $93,275,200 | 4,908 |
| Average Assets, quarterly | $102,367,500 | 4,693 |
| Volatile liabilities | $12,214,000 | 5,176 |
| Insider loans | $2,506,000 | 2,179 |
| FHLB advances | $4,643,000 | 3,367 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $11,019,000 | 4,060 |
| Tier 1 (core) risk-based capital | $7,496,000 | 5,707 |
| Tier 2 risk-based capital | $3,289,000 | 1,343 |
| Total risk weighted assets | $87,080,000 | 3,896 |
| Total unused commitments | $11,019,000 | 4,063 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 33 | 4,698 |
| Assets and Liabilities | ||
| Total Assets: | $100,092,000 | 4,777 |
| Cash and due from depository institutions | $2,199,000 | 4,698 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $14,390,000 | 5,642 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $80,430,000 | 3,935 |
| Loan loss allowance | $1,082,000 | 3,723 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,077,000 | 5,730 |
| Other real estate owned | $0 | 4,698 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,996,000 | 4,710 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,092,000 | 4,777 |
| Total liabilities | $92,698,000 | 4,654 |
| Total deposits | $83,547,000 | 4,727 |
| Interest-bearing deposits | $74,733,000 | 4,546 |
| Deposits held in domestic offices | $83,547,000 | 4,723 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,722,000 | 2,282 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,313 |
| Subordinated debt | $2,200,000 | 234 |
| All other liabilities | $229,000 | 7,038 |
| Total equity capital | $7,394,000 | 5,917 |
| Total bank equity capital | $7,394,000 | 5,917 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,350,000 | 1,648 |
| Surplus | $5,450,000 | 3,124 |
| Undivided profits | $-406,000 | 8,709 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,000 | 7,780 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $359,000 | 6,610 |
| Earning assets | $94,820,000 | 4,660 |
| Long-term assets (5+ years) | $31,990,000 | 2,647 |
| Average Assets, year-to-date | $90,433,250 | 5,030 |
| Average Assets, quarterly | $95,503,500 | 4,905 |
| Volatile liabilities | $11,366,000 | 5,363 |
| Insider loans | $2,130,000 | 2,459 |
| FHLB advances | $5,000,000 | 3,127 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $8,556,000 | 4,624 |
| Tier 1 (core) risk-based capital | $7,297,000 | 5,814 |
| Tier 2 risk-based capital | $3,216,000 | 1,369 |
| Total risk weighted assets | $81,216,000 | 4,085 |
| Total unused commitments | $8,556,000 | 4,628 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 33 | 4,723 |
| Assets and Liabilities | ||
| Total Assets: | $90,915,000 | 5,101 |
| Cash and due from depository institutions | $1,238,000 | 4,723 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $10,483,000 | 6,372 |
| Federal funds sold & reverse repurchase agreements | $1,089,000 | 5,689 |
| Net loans & leases | $75,941,000 | 4,090 |
| Loan loss allowance | $1,021,000 | 3,851 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,117,000 | 5,625 |
| Other real estate owned | $0 | 4,723 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,047,000 | 6,321 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,915,000 | 5,101 |
| Total liabilities | $83,521,000 | 4,993 |
| Total deposits | $76,118,000 | 5,060 |
| Interest-bearing deposits | $68,177,000 | 4,859 |
| Deposits held in domestic offices | $76,118,000 | 5,057 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,000,000 | 3,282 |
| Subordinated debt | $2,200,000 | 211 |
| All other liabilities | $203,000 | 7,364 |
| Total equity capital | $7,394,000 | 5,911 |
| Total bank equity capital | $7,394,000 | 5,911 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,350,000 | 1,642 |
| Surplus | $5,450,000 | 3,097 |
| Undivided profits | $-406,000 | 8,754 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $66,000 | 7,261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $321,000 | 6,831 |
| Earning assets | $87,513,000 | 4,911 |
| Long-term assets (5+ years) | $29,359,000 | 2,689 |
| Average Assets, year-to-date | $87,213,670 | 5,163 |
| Average Assets, quarterly | $88,753,000 | 5,132 |
| Volatile liabilities | $8,543,000 | 6,125 |
| Insider loans | $2,180,000 | 2,418 |
| FHLB advances | $5,000,000 | 3,090 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $10,671,000 | 4,079 |
| Tier 1 (core) risk-based capital | $7,181,000 | 5,790 |
| Tier 2 risk-based capital | $3,115,000 | 1,367 |
| Total risk weighted assets | $73,100,000 | 4,376 |
| Total unused commitments | $10,671,000 | 4,094 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 32 | 4,788 |
| Assets and Liabilities | ||
| Total Assets: | $86,591,000 | 5,210 |
| Cash and due from depository institutions | $1,900,000 | 4,788 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $9,191,000 | 6,673 |
| Federal funds sold & reverse repurchase agreements | $2,354,000 | 4,974 |
| Net loans & leases | $71,010,000 | 4,250 |
| Loan loss allowance | $983,000 | 3,919 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,091,000 | 5,679 |
| Other real estate owned | $0 | 4,788 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,045,000 | 6,317 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,591,000 | 5,210 |
| Total liabilities | $79,412,000 | 5,113 |
| Total deposits | $76,951,000 | 4,975 |
| Interest-bearing deposits | $69,368,000 | 4,803 |
| Deposits held in domestic offices | $76,951,000 | 4,972 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $2,200,000 | 198 |
| All other liabilities | $261,000 | 6,866 |
| Total equity capital | $7,179,000 | 5,943 |
| Total bank equity capital | $7,179,000 | 5,943 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,350,000 | 1,653 |
| Surplus | $5,450,000 | 3,045 |
| Undivided profits | $-621,000 | 8,867 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 8,008 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $283,000 | 7,230 |
| Earning assets | $82,555,000 | 5,061 |
| Long-term assets (5+ years) | $27,549,000 | 2,733 |
| Average Assets, year-to-date | $85,363,000 | 5,222 |
| Average Assets, quarterly | $85,363,000 | 5,222 |
| Volatile liabilities | $8,521,000 | 6,107 |
| Insider loans | $2,279,000 | 2,283 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $8,597,000 | 4,500 |
| Tier 1 (core) risk-based capital | $7,108,000 | 5,774 |
| Tier 2 risk-based capital | $3,076,000 | 1,360 |
| Total risk weighted assets | $69,969,000 | 4,450 |
| Total unused commitments | $8,597,000 | 4,513 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 32 | 4,795 |
| Assets and Liabilities | ||
| Total Assets: | $84,135,000 | 5,262 |
| Cash and due from depository institutions | $2,450,000 | 4,795 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $9,936,000 | 6,527 |
| Federal funds sold & reverse repurchase agreements | $3,388,000 | 3,678 |
| Net loans & leases | $66,280,000 | 4,460 |
| Loan loss allowance | $909,000 | 4,090 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,134,000 | 5,562 |
| Other real estate owned | $0 | 4,795 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $947,000 | 6,662 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,135,000 | 5,262 |
| Total liabilities | $76,937,000 | 5,195 |
| Total deposits | $74,507,000 | 5,044 |
| Interest-bearing deposits | $66,410,000 | 4,874 |
| Deposits held in domestic offices | $74,507,000 | 5,040 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $2,200,000 | 193 |
| All other liabilities | $230,000 | 7,240 |
| Total equity capital | $7,198,000 | 5,891 |
| Total bank equity capital | $7,198,000 | 5,891 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,350,000 | 1,645 |
| Surplus | $5,450,000 | 3,012 |
| Undivided profits | $-602,000 | 8,903 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 8,285 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $269,000 | 7,527 |
| Earning assets | $79,604,000 | 5,141 |
| Long-term assets (5+ years) | $25,411,000 | 2,849 |
| Average Assets, year-to-date | $71,586,600 | 5,651 |
| Average Assets, quarterly | $81,634,500 | 5,326 |
| Volatile liabilities | $7,570,000 | 6,417 |
| Insider loans | $2,203,000 | 2,340 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $8,386,000 | 4,464 |
| Tier 1 (core) risk-based capital | $7,036,000 | 5,750 |
| Tier 2 risk-based capital | $3,022,000 | 1,359 |
| Total risk weighted assets | $65,688,000 | 4,641 |
| Total unused commitments | $8,386,000 | 4,467 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 31 | 4,907 |
| Assets and Liabilities | ||
| Total Assets: | $61,905,000 | 6,208 |
| Cash and due from depository institutions | $1,727,000 | 4,907 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $8,857,000 | 6,791 |
| Federal funds sold & reverse repurchase agreements | $7,779,000 | 1,870 |
| Net loans & leases | $41,472,000 | 5,829 |
| Loan loss allowance | $603,000 | 5,216 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,329,000 | 5,179 |
| Other real estate owned | $0 | 4,907 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $741,000 | 7,410 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,905,000 | 6,208 |
| Total liabilities | $54,957,000 | 6,222 |
| Total deposits | $52,565,000 | 6,138 |
| Interest-bearing deposits | $46,765,000 | 6,013 |
| Deposits held in domestic offices | $52,565,000 | 6,135 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $2,200,000 | 196 |
| All other liabilities | $192,000 | 7,981 |
| Total equity capital | $6,948,000 | 5,841 |
| Total bank equity capital | $6,948,000 | 5,841 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,350,000 | 1,649 |
| Surplus | $5,450,000 | 2,901 |
| Undivided profits | $-852,000 | 9,199 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $75,000 | 7,263 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $174,000 | 8,605 |
| Earning assets | $58,108,000 | 6,112 |
| Long-term assets (5+ years) | $5,440,000 | 5,987 |
| Average Assets, year-to-date | $43,550,800 | 7,171 |
| Average Assets, quarterly | $56,441,500 | 6,468 |
| Volatile liabilities | $6,042,000 | 6,959 |
| Insider loans | $91,000 | 7,771 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $3,577,000 | 6,252 |
| Tier 1 (core) risk-based capital | $7,010,000 | 5,660 |
| Tier 2 risk-based capital | $2,741,000 | 1,409 |
| Total risk weighted assets | $43,247,000 | 5,877 |
| Total unused commitments | $3,577,000 | 6,258 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 16 | 7,222 |
| Assets and Liabilities | ||
| Total Assets: | $28,614,000 | 8,451 |
| Cash and due from depository institutions | $1,417,000 | 7,222 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $233,000 | 9,709 |
| Federal funds sold & reverse repurchase agreements | $4,212,000 | 2,720 |
| Net loans & leases | $21,751,000 | 7,713 |
| Loan loss allowance | $331,000 | 7,015 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $800,000 | 6,502 |
| Other real estate owned | $0 | 7,222 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $201,000 | 9,501 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,614,000 | 8,451 |
| Total liabilities | $23,989,000 | 8,536 |
| Total deposits | $23,778,000 | 8,433 |
| Interest-bearing deposits | $20,512,000 | 8,370 |
| Deposits held in domestic offices | $23,778,000 | 8,432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $211,000 | 8,177 |
| Total equity capital | $4,625,000 | 7,366 |
| Total bank equity capital | $4,625,000 | 7,366 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,300,000 | 1,691 |
| Surplus | $2,700,000 | 4,633 |
| Undivided profits | $-375,000 | 9,266 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 8,272 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $85,000 | 9,209 |
| Earning assets | $26,196,000 | 8,433 |
| Long-term assets (5+ years) | $2,709,000 | 6,981 |
| Average Assets, year-to-date | $26,976,000 | 8,443 |
| Average Assets, quarterly | $28,007,500 | 8,446 |
| Volatile liabilities | $4,410,000 | 7,720 |
| Insider loans | $624,000 | 4,941 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $3,864,000 | 5,977 |
| Tier 1 (core) risk-based capital | $4,625,000 | 7,270 |
| Tier 2 risk-based capital | $253,580 | 7,510 |
| Total risk weighted assets | $20,208,980 | 8,104 |
| Total unused commitments | $3,864,000 | 5,980 |
| Derivatives | $0 | 481 |