Home > Hanover Bank > Loan Charge- Offs and Recoveries

Hanover Bank, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$1,920,000585
Loans secured by real estate, total$651,000346
To non-U.S. addressees$013
Real estate loans in domestic offices$651,000344
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$294,000368
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$357,000227
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$968,000340
Loans to individuals$301,0001,075
Credit card loan charge offs$96,000627
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$205,0001,210
Loans to foreign governments and official institutions$011
Other loans$0275
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$56,0003,150
Loans secured by real estate, total$5,0002,679
To non-U.S. addressees$010
Real estate loans in domestic offices$5,0002,680
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$2,0002,402
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$3,0001,167
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$26,0002,345
Loans to individuals$25,0002,642
Credit card loan recoveries$11,000763
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$14,0003,387
Loans to foreign governments and official institutions$014
Other loans$0267
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,864,000490
Loans secured by real estate, total$646,000262
To non-U.S. addressees$012
Real estate loans in domestic offices$646,000261
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$292,000304
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$354,000168
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$942,000284
To non-U.S. addressees$036
Loans to individuals$276,000930
Credit card loan net charge offs$85,000592
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$191,000984
Loans to foreign governments and official institutions$010
Other loans$0249
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$376,0002,156
Loans secured by real estate, total$25,0002,774
To non-U.S. addresseesNANA
Real estate loans in domestic offices$25,0002,774
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$25,0002,041
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$57,0003,183
Loans to individuals$294,0001,200
Credit card loan charge offs$57,000908
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$237,0001,150
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$12,0006,495
Loans secured by real estate, total$04,351
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,349
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$03,348
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$3,0005,297
Loans to individuals$9,0004,544
Credit card loan recoveries$3,0001,469
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$6,0004,922
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$364,0001,716
Loans secured by real estate, total$25,0002,243
To non-U.S. addresseesNANA
Real estate loans in domestic offices$25,0002,241
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$25,0001,698
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$54,0002,522
To non-U.S. addresseesNANA
Loans to individuals$285,0001,007
Credit card loan net charge offs$54,000852
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$231,000913
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$196,0003,447
Loans secured by real estate, total$37,0002,507
To non-U.S. addresseesNANA
Real estate loans in domestic offices$37,0002,507
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$37,0001,740
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$53,0003,504
Loans to individuals$106,0002,438
Credit card loan charge offs$1,0003,743
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$105,0002,120
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$17,0006,267
Loans secured by real estate, total$04,712
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,705
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$03,594
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,068
Loans to individuals$17,0003,490
Credit card loan recoveries$02,751
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$17,0003,241
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$179,0002,856
Loans secured by real estate, total$37,0001,997
To non-U.S. addresseesNANA
Real estate loans in domestic offices$37,0001,995
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$37,0001,463
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$53,0002,669
To non-U.S. addresseesNANA
Loans to individuals$89,0002,174
Credit card loan net charge offs$1,0003,519
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$88,0001,863
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$116,0004,554
Loans secured by real estate, total$44,0002,543
To non-U.S. addresseesNANA
Real estate loans in domestic offices$44,0002,541
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$04,398
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$44,0001,218
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$47,0003,611
Loans to individuals$25,0005,039
Credit card loan charge offs$10,0002,061
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$15,0005,690
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$4,0008,962
Loans secured by real estate, total$05,162
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,149
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$03,910
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,599
Loans to individuals$4,0006,504
Credit card loan recoveries$1,0002,129
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$3,0006,674
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$112,0003,500
Loans secured by real estate, total$44,0002,070
To non-U.S. addresseesNANA
Real estate loans in domestic offices$44,0002,068
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$03,681
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$44,000991
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$47,0002,643
To non-U.S. addresseesNANA
Loans to individuals$21,0004,312
Credit card loan net charge offs$9,0001,937
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$12,0004,822
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$65,0006,216
Loans secured by real estate, total$41,0002,994
To non-U.S. addresseesNANA
Real estate loans in domestic offices$41,0002,994
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$41,0001,899
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$5,0006,778
Loans to individuals$19,0005,684
Credit card loan charge offs$1,0003,518
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$18,0005,310
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$89,0003,153
Loans secured by real estate, total$25,0002,205
To non-U.S. addresseesNANA
Real estate loans in domestic offices$25,0002,204
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$25,0001,194
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,252
Loans to individuals$64,0001,521
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$64,0001,359
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$-24,00011,382
Loans secured by real estate, total$16,0003,358
To non-U.S. addresseesNANA
Real estate loans in domestic offices$16,0003,359
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$16,0002,426
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$5,0004,856
To non-U.S. addresseesNANA
Loans to individuals$-45,00012,492
Credit card loan net charge offs$1,0003,225
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-46,00012,474
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$176,0004,414
Loans secured by real estate, total$105,0002,368
To non-U.S. addresseesNANA
Real estate loans in domestic offices$105,0002,367
Construction and land development$105,000575
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$05,721
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$30,0005,499
Loans to individuals$41,0004,329
Credit card loan charge offs$4,0002,919
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$37,0004,119
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$34,0005,965
Loans secured by real estate, total$30,0002,104
To non-U.S. addresseesNANA
Real estate loans in domestic offices$30,0002,105
Construction and land development$30,000393
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$04,624
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,809
Loans to individuals$4,0007,330
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$4,0007,042
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$142,0003,798
Loans secured by real estate, total$75,0002,349
To non-U.S. addresseesNANA
Real estate loans in domestic offices$75,0002,347
Construction and land development$75,000585
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$04,945
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$02,799
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$30,0004,213
To non-U.S. addresseesNANA
Loans to individuals$37,0003,423
Credit card loan net charge offs$4,0002,623
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$33,0003,153
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$132,0006,357
Loans secured by real estate, total$95,0003,094
To non-U.S. addresseesNANA
Real estate loans in domestic offices$95,0003,095
Construction and land development$01,669
Secured by farmland$95,000128
Total charge-offs secured by 1-4 family residential properties$06,523
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$09,917
Loans to individuals$37,0005,385
Credit card loan charge offs$04,333
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$37,0004,966
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$21,0007,615
Loans secured by real estate, total$21,0002,556
To non-U.S. addresseesNANA
Real estate loans in domestic offices$21,0002,557
Construction and land development$01,048
Secured by farmland$1,000774
Secured by 1-4 family residential properties - total recoveries$20,0001,492
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$09,301
Loans to individuals$010,546
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$010,286
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$111,0005,646
Loans secured by real estate, total$74,0003,085
To non-U.S. addresseesNANA
Real estate loans in domestic offices$74,0003,085
Construction and land development$01,547
Secured by farmland$94,000112
Secured by 1-4 family residential properties- net charge-offs$-20,00013,590
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$03,618
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,199
To non-U.S. addresseesNANA
Loans to individuals$37,0004,328
Credit card loan net charge offs$04,099
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$37,0003,874
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.