Home > Hanover Bank > Assets and Liabilities
Hanover Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 93 | 1,833 |
| Assets and Liabilities | ||
| Total Assets: | $374,836,000 | 1,224 |
| Cash and due from depository institutions | $12,609,000 | 1,833 |
| Interest-bearing balances | $1,244,000 | 2,617 |
| Securities | $112,078,000 | 1,035 |
| Federal funds sold & reverse repurchase agreements | $28,675,000 | 549 |
| Net loans & leases | $208,175,000 | 1,354 |
| Loan loss allowance | $3,383,000 | 1,101 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $6,440,000 | 1,236 |
| Other real estate owned | $200,000 | 1,833 |
| Goodwill and other intangibles | $200,000 | 2,345 |
| All other assets | $6,459,000 | 1,257 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $374,836,000 | 1,224 |
| Total liabilities | $346,144,000 | 1,199 |
| Total deposits | $270,497,000 | 1,368 |
| Interest-bearing deposits | $220,446,000 | 1,442 |
| Deposits held in domestic offices | $270,497,000 | 1,364 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $52,411,000 | 458 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $21,164,000 | 1,015 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,072,000 | 1,938 |
| Total equity capital | $28,692,000 | 1,552 |
| Total bank equity capital | $28,692,000 | 1,552 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $6,103,000 | 563 |
| Surplus | $13,111,000 | 1,237 |
| Undivided profits | $9,478,000 | 2,709 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,973,000 | 1,311 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,331,000 | 1,629 |
| Earning assets | $350,172,000 | 1,209 |
| Long-term assets (5+ years) | $81,703,000 | 1,069 |
| Average Assets, year-to-date | $382,024,800 | 1,154 |
| Average Assets, quarterly | $378,555,500 | 1,192 |
| Volatile liabilities | $89,863,000 | 902 |
| Insider loans | $3,804,000 | 1,132 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $59,887,000 | 1,004 |
| Tier 1 (core) risk-based capital | $28,038,000 | 1,502 |
| Tier 2 risk-based capital | $2,986,380 | 1,126 |
| Total risk weighted assets | $238,513,480 | 1,210 |
| Total unused commitments | $59,887,000 | 1,009 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 40 | 4,375 |
| Assets and Liabilities | ||
| Total Assets: | $136,478,000 | 3,243 |
| Cash and due from depository institutions | $5,644,000 | 4,375 |
| Interest-bearing balances | $6,000 | 6,314 |
| Securities | $46,910,000 | 2,440 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $78,091,000 | 3,440 |
| Loan loss allowance | $989,000 | 3,389 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,653,000 | 2,150 |
| Other real estate owned | $543,000 | 4,375 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,637,000 | 4,160 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,478,000 | 3,243 |
| Total liabilities | $126,853,000 | 3,143 |
| Total deposits | $105,914,000 | 3,488 |
| Interest-bearing deposits | $90,763,000 | 3,517 |
| Deposits held in domestic offices | $105,914,000 | 3,480 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,148,000 | 768 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,334,000 | 3,240 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $457,000 | 6,265 |
| Total equity capital | $9,625,000 | 4,450 |
| Total bank equity capital | $9,625,000 | 4,450 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,679,000 | 995 |
| Surplus | $2,099,000 | 5,255 |
| Undivided profits | $3,847,000 | 5,288 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $592,000 | 3,634 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $468,000 | 5,008 |
| Earning assets | $125,007,000 | 3,263 |
| Long-term assets (5+ years) | $34,605,000 | 1,883 |
| Average Assets, year-to-date | $135,336,600 | 3,119 |
| Average Assets, quarterly | $140,539,500 | 3,112 |
| Volatile liabilities | $29,378,000 | 2,182 |
| Insider loans | $4,394,000 | 935 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $19,787,000 | 2,125 |
| Tier 1 (core) risk-based capital | $9,479,000 | 4,370 |
| Tier 2 risk-based capital | $989,000 | 2,959 |
| Total risk weighted assets | $89,725,200 | 3,087 |
| Total unused commitments | $19,787,000 | 2,131 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 39 | 4,676 |
| Assets and Liabilities | ||
| Total Assets: | $110,185,000 | 4,038 |
| Cash and due from depository institutions | $4,362,000 | 4,676 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $17,624,000 | 5,785 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $83,441,000 | 3,271 |
| Loan loss allowance | $979,000 | 3,577 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,218,000 | 2,443 |
| Other real estate owned | $310,000 | 4,676 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,230,000 | 5,387 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,185,000 | 4,038 |
| Total liabilities | $101,209,000 | 3,972 |
| Total deposits | $99,097,000 | 3,807 |
| Interest-bearing deposits | $82,804,000 | 3,923 |
| Deposits held in domestic offices | $99,097,000 | 3,795 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,605,000 | 2,423 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $507,000 | 5,911 |
| Total equity capital | $8,976,000 | 4,758 |
| Total bank equity capital | $8,976,000 | 4,758 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,679,000 | 1,048 |
| Surplus | $2,099,000 | 5,320 |
| Undivided profits | $3,198,000 | 5,888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,150,000 | 2,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $517,000 | 4,488 |
| Earning assets | $101,065,000 | 4,057 |
| Long-term assets (5+ years) | $8,026,000 | 4,717 |
| Average Assets, year-to-date | $101,496,000 | 4,197 |
| Average Assets, quarterly | $108,479,500 | 4,053 |
| Volatile liabilities | $7,551,000 | 5,812 |
| Insider loans | $4,617,000 | 940 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $19,600,000 | 2,077 |
| Tier 1 (core) risk-based capital | $8,952,000 | 4,658 |
| Tier 2 risk-based capital | $979,000 | 3,030 |
| Total risk weighted assets | $82,305,400 | 3,339 |
| Total unused commitments | $19,600,000 | 2,090 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 33 | 5,554 |
| Assets and Liabilities | ||
| Total Assets: | $94,389,000 | 4,658 |
| Cash and due from depository institutions | $3,317,000 | 5,554 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $15,535,000 | 6,561 |
| Federal funds sold & reverse repurchase agreements | $3,600,000 | 3,807 |
| Net loans & leases | $68,447,000 | 3,823 |
| Loan loss allowance | $738,000 | 4,540 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,285,000 | 3,296 |
| Other real estate owned | $160,000 | 5,554 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,045,000 | 6,189 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,389,000 | 4,658 |
| Total liabilities | $86,194,000 | 4,593 |
| Total deposits | $85,751,000 | 4,405 |
| Interest-bearing deposits | $73,841,000 | 4,393 |
| Deposits held in domestic offices | $85,751,000 | 4,397 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $443,000 | 6,725 |
| Total equity capital | $8,195,000 | 5,130 |
| Total bank equity capital | $8,195,000 | 5,130 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,624,000 | 1,078 |
| Surplus | $2,026,000 | 5,462 |
| Undivided profits | $2,545,000 | 6,741 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $360,000 | 5,124 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $443,000 | 5,316 |
| Earning assets | $87,582,000 | 4,613 |
| Long-term assets (5+ years) | $8,808,000 | 4,362 |
| Average Assets, year-to-date | $86,080,600 | 4,850 |
| Average Assets, quarterly | $92,842,500 | 4,669 |
| Volatile liabilities | $5,552,000 | 6,572 |
| Insider loans | $4,028,000 | 1,104 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $17,662,000 | 2,167 |
| Tier 1 (core) risk-based capital | $8,196,000 | 4,993 |
| Tier 2 risk-based capital | $738,000 | 3,855 |
| Total risk weighted assets | $68,685,600 | 3,842 |
| Total unused commitments | $17,662,000 | 2,178 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 28 | 6,490 |
| Assets and Liabilities | ||
| Total Assets: | $77,166,000 | 5,487 |
| Cash and due from depository institutions | $3,107,000 | 6,490 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $12,653,000 | 7,835 |
| Federal funds sold & reverse repurchase agreements | $2,010,000 | 3,720 |
| Net loans & leases | $56,899,000 | 4,397 |
| Loan loss allowance | $750,000 | 4,578 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,729,000 | 4,136 |
| Other real estate owned | $0 | 6,490 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $768,000 | 7,869 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,166,000 | 5,487 |
| Total liabilities | $70,013,000 | 5,473 |
| Total deposits | $69,580,000 | 5,250 |
| Interest-bearing deposits | $57,894,000 | 5,397 |
| Deposits held in domestic offices | $69,580,000 | 5,243 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $433,000 | 5,749 |
| Total equity capital | $7,153,000 | 5,407 |
| Total bank equity capital | $7,153,000 | 5,407 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,624,000 | 1,068 |
| Surplus | $2,026,000 | 5,457 |
| Undivided profits | $1,503,000 | 8,021 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $218,000 | 6,522 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $327,000 | 6,125 |
| Earning assets | $71,562,000 | 5,434 |
| Long-term assets (5+ years) | $6,899,000 | 5,119 |
| Average Assets, year-to-date | $70,754,000 | 5,765 |
| Average Assets, quarterly | $74,360,500 | 5,626 |
| Volatile liabilities | $2,713,000 | 8,787 |
| Insider loans | $3,766,000 | 1,106 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $13,976,000 | 2,473 |
| Tier 1 (core) risk-based capital | $7,229,000 | 5,472 |
| Tier 2 risk-based capital | $683,600 | 4,077 |
| Total risk weighted assets | $54,621,300 | 4,590 |
| Total unused commitments | $13,976,000 | 2,483 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 27 | 6,938 |
| Assets and Liabilities | ||
| Total Assets: | $64,552,000 | 6,463 |
| Cash and due from depository institutions | $1,508,000 | 6,938 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $12,983,000 | 8,027 |
| Federal funds sold & reverse repurchase agreements | $3,535,000 | 3,853 |
| Net loans & leases | $44,877,000 | 5,262 |
| Loan loss allowance | $465,000 | 6,690 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,040,000 | 5,970 |
| Other real estate owned | $0 | 6,938 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $609,000 | 8,477 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,552,000 | 6,463 |
| Total liabilities | $58,298,000 | 6,488 |
| Total deposits | $58,146,000 | 6,294 |
| Interest-bearing deposits | $50,820,000 | 6,266 |
| Deposits held in domestic offices | $58,146,000 | 6,286 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $152,000 | 10,331 |
| Total equity capital | $6,254,000 | 6,174 |
| Total bank equity capital | $6,254,000 | 6,174 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,624,000 | 1,065 |
| Surplus | $2,026,000 | 5,442 |
| Undivided profits | $604,000 | 10,542 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $240,000 | 7,207 |
| Earning assets | $61,395,000 | 6,276 |
| Long-term assets (5+ years) | $9,237,000 | 4,588 |
| Average Assets, year-to-date | $56,362,400 | 6,981 |
| Average Assets, quarterly | $62,266,500 | 6,573 |
| Volatile liabilities | $2,895,000 | 8,516 |
| Insider loans | $3,744,000 | 1,099 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,753,000 | 2,937 |
| Tier 1 (core) risk-based capital | $6,254,000 | 6,092 |
| Tier 2 risk-based capital | $465,000 | 5,594 |
| Total risk weighted assets | $44,138,000 | 5,454 |
| Total unused commitments | $10,753,000 | 2,957 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 22 | 8,155 |
| Assets and Liabilities | ||
| Total Assets: | $48,280,000 | 8,048 |
| Cash and due from depository institutions | $1,267,000 | 8,155 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $11,436,000 | 8,597 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 10,768 |
| Net loans & leases | $33,831,000 | 6,457 |
| Loan loss allowance | $314,000 | 8,602 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,044,000 | 6,030 |
| Other real estate owned | $0 | 8,155 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $452,000 | 10,156 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,280,000 | 8,048 |
| Total liabilities | $42,653,000 | 8,200 |
| Total deposits | $41,727,000 | 8,145 |
| Interest-bearing deposits | $37,577,000 | 7,932 |
| Deposits held in domestic offices | $41,727,000 | 8,139 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $435,000 | 3,090 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $491,000 | 5,898 |
| Total equity capital | $5,627,000 | 6,494 |
| Total bank equity capital | $5,627,000 | 6,494 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,624,000 | 1,087 |
| Surplus | $2,026,000 | 5,353 |
| Undivided profits | $-23,000 | 12,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $444,000 | 6,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $171,000 | 9,432 |
| Earning assets | $45,517,000 | 7,855 |
| Long-term assets (5+ years) | $7,171,000 | 5,355 |
| Average Assets, year-to-date | $39,108,000 | 8,938 |
| Average Assets, quarterly | $46,094,500 | 8,235 |
| Volatile liabilities | $2,606,000 | 9,086 |
| Insider loans | $155,000 | 4,565 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,619,000 | 3,866 |
| Tier 1 (core) risk-based capital | $5,627,000 | 6,420 |
| Tier 2 risk-based capital | $314,000 | 7,386 |
| Total risk weighted assets | $33,870,800 | 6,741 |
| Total unused commitments | $6,619,000 | 3,886 |
| Derivatives | $0 | 651 |