Home > Hanmi Bank > Net charge- offs to loans
Hanmi Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1168% | 821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 848 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0098% | 450 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0003% | 3,422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0003% | 3,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5158% | 535 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0521% | 4,271 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0521% | 4,269 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -85.5030% | 4,612 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2687% | 326 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0130% | 592 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0185% | 329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 3,465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 3,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1808% | 217 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0683% | 4,272 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0683% | 4,272 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -9.5160% | 4,637 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1069% | 651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0124% | 479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0176% | 253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 3,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 3,546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4410% | 433 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0980% | 4,304 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0980% | 4,305 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -11.2906% | 4,662 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0973% | 607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0301% | 252 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0421% | 136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3350% | 341 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.2293% | 4,687 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0246% | 1,567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0239% | 529 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0315% | 325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 3,358 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 3,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0288% | 1,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,668 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -3.7785% | 4,718 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0265% | 1,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0389% | 337 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0506% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 3,367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 3,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0188% | 3,654 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.7637% | 4,756 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0006% | 2,999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0165% | 214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 3,305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 3,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0522% | 3,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.6557% | 1,015 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0077% | 3,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0321% | 264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0407% | 133 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 3,466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 3,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1663% | 4,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1274% | 4,634 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2424% | 4,717 |
| Percentage Net Loans Charged-off:Construction & development | -12.5460% | 4,457 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0135% | 4,209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 3,287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 3,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2905% | 566 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0618% | 4,083 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0618% | 4,034 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0833% | 845 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 3,515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 4,130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 3,361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 3,430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3975% | 392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1606% | 520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0565% | 483 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0693% | 329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 3,462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 3,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5176% | 282 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2463% | 341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1336% | 229 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1630% | 165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 3,604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6124% | 217 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6506% | 232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3700% | 174 |
| Percentage Net Loans Charged-off:Construction & development | 20.7271% | 3 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0003% | 3,647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0003% | 3,698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5743% | 246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8195% | 165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4891% | 109 |
| Percentage Net Loans Charged-off:Construction & development | 26.9977% | 2 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0095% | 4,423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9215% | 168 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2236% | 110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7795% | 68 |
| Percentage Net Loans Charged-off:Construction & development | 38.3950% | 1 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0407% | 474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7598% | 129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3806% | 55 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5644% | 25 |
| Percentage Net Loans Charged-off:Construction & development | 76.8722% | 1 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0828% | 265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4197% | 68 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0160% | 3,146 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0558% | 4,797 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0701% | 4,814 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3438% | 1,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0227% | 3,259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0227% | 3,162 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0198% | 2,715 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0566% | 4,873 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0715% | 4,894 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3891% | 854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0319% | 3,040 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0319% | 2,931 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0176% | 2,521 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0778% | 4,976 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0985% | 5,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6371% | 569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0170% | 2,128 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0337% | 4,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0429% | 4,986 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2310% | 4,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0681% | 2,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0380% | 1,396 |
| Percentage Net Loans Charged-off:Construction & development | -0.0367% | 4,466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0552% | 718 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0024% | 4,219 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0296% | 4,731 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4111% | 3,973 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0209% | 4,643 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1498% | 4,731 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0399% | 4,663 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0094% | 3,085 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0198% | 4,593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0177% | 4,761 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0031% | 4,261 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0390% | 4,845 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5282% | 4,021 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0275% | 4,725 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2096% | 4,851 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0556% | 4,655 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0012% | 3,900 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0125% | 4,423 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0137% | 4,778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0122% | 4,465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0125% | 4,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2784% | 4,977 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1012% | 4,739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0078% | 4,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 1,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0190% | 389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0224% | 4,767 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0230% | 4,801 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4466% | 5,143 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1829% | 4,880 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0543% | 2,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0194% | 2,067 |
| Percentage Net Loans Charged-off:Construction & development | -0.6564% | 5,093 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0374% | 987 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 4,486 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0959% | 4,032 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2008% | 1,505 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0327% | 4,905 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,501 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0181% | 3,134 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0412% | 5,081 |
| Percentage Net Loans Charged-off:Construction & development | -0.7533% | 5,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0331% | 5,094 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 4,521 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1254% | 4,096 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3719% | 930 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0416% | 4,876 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0498% | 5,175 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0530% | 5,211 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0618% | 5,300 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 4,573 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1845% | 4,145 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4587% | 5,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0823% | 5,384 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0728% | 5,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0862% | 5,476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3080% | 5,273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1775% | 1,546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2377% | 565 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0856% | 896 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.4683% | 17 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0458% | 1,967 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0489% | 1,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3922% | 5,415 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4545% | 5,726 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4276% | 5,687 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0099% | 1,530 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0208% | 5,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0127% | 2,283 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0076% | 1,105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0634% | 1,523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0680% | 1,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3346% | 5,404 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.1421% | 5,811 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.1025% | 5,771 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0113% | 3,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0421% | 1,569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0385% | 746 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0964% | 1,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1040% | 1,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2628% | 5,397 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.1310% | 5,895 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.0731% | 5,852 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0473% | 2,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0601% | 1,101 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0695% | 436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0770% | 4,972 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0642% | 5,634 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0318% | 5,362 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0360% | 5,394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 5,033 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 5,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3885% | 5,583 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1212% | 5,484 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1212% | 5,422 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0683% | 5,653 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0802% | 5,706 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0905% | 5,701 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 4,989 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 5,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0540% | 1,785 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1193% | 5,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1193% | 5,376 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1574% | 5,949 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0881% | 5,787 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0992% | 5,814 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 5,051 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 5,073 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8701% | 5,899 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2787% | 6,127 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 4,845 |
| Percentage Net Loans Charged-off:Construction & development | -0.1929% | 5,390 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 5,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.0893% | 6,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0555% | 5,960 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0664% | 5,988 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0670% | 5,905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1083% | 6,126 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5662% | 4,751 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0350% | 2,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8856% | 1,061 |
| Percentage Net Loans Charged-off: Credit card loans | 12.9683% | 28 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6345% | 6,132 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0607% | 5,982 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0730% | 6,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0800% | 6,009 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0237% | 5,837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2315% | 634 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0877% | 6,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0335% | 2,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3116% | 636 |
| Percentage Net Loans Charged-off: Credit card loans | 14.0884% | 21 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7406% | 6,208 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1609% | 6,288 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1764% | 6,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1974% | 6,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0687% | 5,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7662% | 256 |
| Percentage Net Loans Charged-off: Credit card loans | 19.0202% | 10 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9133% | 6,272 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4693% | 6,551 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3529% | 6,508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3945% | 6,422 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6163% | 6,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2084% | 172 |
| Percentage Net Loans Charged-off: Credit card loans | 21.7547% | 13 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.6424% | 6,415 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2935% | 2,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0847% | 3,306 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1457% | 1,908 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0303% | 6,244 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3334% | 4,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0666% | 3,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1649% | 528 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5342% | 348 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8473% | 51 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3778% | 6,283 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0985% | 1,126 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3846% | 1,667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1205% | 2,738 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1953% | 1,530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0767% | 2,987 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0456% | 1,194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0866% | 2,747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8173% | 386 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1243% | 433 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0118% | 65 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4869% | 6,362 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3701% | 1,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2471% | 1,878 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3689% | 1,049 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1119% | 2,474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0674% | 1,004 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1257% | 2,267 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4490% | 689 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7085% | 336 |
| Percentage Net Loans Charged-off: Credit card loans | 8.9058% | 47 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6793% | 6,464 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4415% | 1,348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2502% | 1,592 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2651% | 890 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2175% | 1,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1332% | 683 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2432% | 1,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0786% | 422 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3277% | 276 |
| Percentage Net Loans Charged-off: Credit card loans | 10.5157% | 44 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9665% | 6,549 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6180% | 525 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6374% | 483 |
| Percentage Net Loans Charged-off:Construction & development | 7.4971% | 354 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6108% | 534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6873% | 524 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1152% | 772 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7353% | 368 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9087% | 1,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0611% | 818 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7647% | 288 |
| Percentage Net Loans Charged-off: Credit card loans | 8.5675% | 66 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4992% | 814 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0011% | 1,668 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9454% | 383 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0395% | 319 |
| Percentage Net Loans Charged-off:Construction & development | 0.9527% | 1,403 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1690% | 322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9515% | 413 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4240% | 568 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9977% | 310 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2277% | 709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1502% | 734 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3167% | 233 |
| Percentage Net Loans Charged-off: Credit card loans | 9.6414% | 58 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9298% | 570 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0023% | 1,478 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3332% | 316 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5005% | 264 |
| Percentage Net Loans Charged-off:Construction & development | 1.1315% | 1,236 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6583% | 278 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4715% | 294 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6893% | 474 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1065% | 523 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8966% | 413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3220% | 697 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.8234% | 174 |
| Percentage Net Loans Charged-off: Credit card loans | 12.3601% | 49 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0453% | 360 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0015% | 1,273 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1238% | 428 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9893% | 417 |
| Percentage Net Loans Charged-off:Construction & development | 0.3878% | 1,184 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9829% | 390 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1448% | 159 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1638% | 352 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2734% | 266 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1211% | 386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9786% | 394 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.3256% | 140 |
| Percentage Net Loans Charged-off: Credit card loans | 10.0607% | 67 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.2537% | 157 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0031% | 5,878 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2146% | 272 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5969% | 412 |
| Percentage Net Loans Charged-off:Construction & development | 8.2665% | 577 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4383% | 423 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3626% | 553 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4164% | 857 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6111% | 347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6979% | 1,691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.2085% | 263 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7800% | 904 |
| Percentage Net Loans Charged-off: Credit card loans | 9.9256% | 69 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7987% | 7,084 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0067% | 5,859 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3283% | 252 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5965% | 381 |
| Percentage Net Loans Charged-off:Construction & development | 9.3570% | 448 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4233% | 370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5699% | 609 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0798% | 1,094 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0519% | 405 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5026% | 1,922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.5900% | 226 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2384% | 662 |
| Percentage Net Loans Charged-off: Credit card loans | 10.6970% | 68 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3938% | 6,975 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0470% | 6,105 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4843% | 254 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7165% | 400 |
| Percentage Net Loans Charged-off:Construction & development | 9.8160% | 427 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4975% | 399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8351% | 452 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8946% | 1,292 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9526% | 434 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2770% | 2,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.8106% | 218 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1853% | 679 |
| Percentage Net Loans Charged-off: Credit card loans | 10.2282% | 91 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1709% | 6,622 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8835% | 238 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4686% | 259 |
| Percentage Net Loans Charged-off:Construction & development | 15.3414% | 211 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0683% | 275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3330% | 1,890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9094% | 578 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.2019% | 306 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8812% | 506 |
| Percentage Net Loans Charged-off: Credit card loans | 13.6964% | 77 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0738% | 6,080 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1140% | 803 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.8115% | 198 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.2366% | 247 |
| Percentage Net Loans Charged-off:Construction & development | 3.3096% | 1,657 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.6240% | 158 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9102% | 530 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5905% | 2,058 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0269% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3599% | 2,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.8436% | 315 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0578% | 430 |
| Percentage Net Loans Charged-off: Credit card loans | 17.2337% | 52 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1507% | 1,478 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1224% | 157 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.4433% | 232 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6199% | 319 |
| Percentage Net Loans Charged-off:Construction & development | -0.9136% | 7,079 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.1642% | 190 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4285% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7685% | 1,554 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3633% | 641 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4600% | 2,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.6697% | 260 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6384% | 337 |
| Percentage Net Loans Charged-off: Credit card loans | 19.3089% | 44 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1660% | 1,326 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1461% | 137 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.8971% | 213 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0972% | 278 |
| Percentage Net Loans Charged-off:Construction & development | -2.0386% | 7,124 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.7814% | 162 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7365% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0145% | 1,172 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6823% | 484 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6747% | 1,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.9606% | 270 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4813% | 287 |
| Percentage Net Loans Charged-off: Credit card loans | 19.9534% | 42 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3643% | 953 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2507% | 99 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8376% | 356 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1422% | 689 |
| Percentage Net Loans Charged-off:Construction & development | -3.9377% | 7,182 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7516% | 336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4562% | 355 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4283% | 1,676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5233% | 711 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3810% | 1,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.2330% | 204 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.7585% | 156 |
| Percentage Net Loans Charged-off: Credit card loans | 29.7857% | 29 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5209% | 61 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9206% | 431 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4171% | 838 |
| Percentage Net Loans Charged-off:Construction & development | 7.3043% | 860 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1978% | 513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3188% | 750 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3489% | 989 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3906% | 433 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8921% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.3101% | 242 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7767% | 569 |
| Percentage Net Loans Charged-off: Credit card loans | 21.2600% | 39 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6390% | 1,173 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.3093% | 144 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7168% | 663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9719% | 1,596 |
| Percentage Net Loans Charged-off:Construction & development | 4.6812% | 1,038 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7670% | 1,020 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3234% | 2,306 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0799% | 673 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.7850% | 230 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8055% | 555 |
| Percentage Net Loans Charged-off: Credit card loans | 19.9248% | 49 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6427% | 1,014 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.5721% | 122 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1594% | 857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7970% | 1,610 |
| Percentage Net Loans Charged-off:Construction & development | 6.5667% | 671 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3922% | 1,180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4799% | 1,628 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6223% | 422 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.4488% | 362 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1385% | 493 |
| Percentage Net Loans Charged-off: Credit card loans | 24.5851% | 39 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6979% | 863 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4146% | 1,006 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 7,503 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 7,612 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0317% | 5,851 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.7154% | 327 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4892% | 589 |
| Percentage Net Loans Charged-off: Credit card loans | 29.4418% | 36 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6942% | 683 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3806% | 854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6081% | 1,438 |
| Percentage Net Loans Charged-off:Construction & development | 7.1225% | 321 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0055% | 2,311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3935% | 1,440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5921% | 640 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3212% | 1,591 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9676% | 504 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5688% | 1,397 |
| Percentage Net Loans Charged-off: Credit card loans | 11.3145% | 68 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3968% | 1,120 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.0764% | 61 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0977% | 774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1916% | 2,194 |
| Percentage Net Loans Charged-off:Construction & development | 2.0844% | 702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0075% | 1,697 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1419% | 2,043 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2050% | 802 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1193% | 2,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0334% | 346 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5672% | 1,134 |
| Percentage Net Loans Charged-off: Credit card loans | 10.6302% | 70 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4342% | 930 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.3172% | 42 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9365% | 729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1944% | 1,766 |
| Percentage Net Loans Charged-off:Construction & development | 2.2276% | 478 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0063% | 1,292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0937% | 8,102 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3571% | 6,044 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2639% | 371 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4178% | 1,188 |
| Percentage Net Loans Charged-off: Credit card loans | 12.9440% | 59 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3563% | 874 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.5037% | 30 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8860% | 599 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0097% | 7,796 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1888% | 8,194 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7291% | 6,012 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6125% | 273 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3396% | 1,187 |
| Percentage Net Loans Charged-off: Credit card loans | 17.0795% | 38 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2644% | 747 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7374% | 697 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0133% | 3,740 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0052% | 1,616 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1699% | 1,382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7068% | 236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7522% | 454 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9534% | 1,692 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4625% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3273% | 1,023 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4866% | 820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 3,179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0069% | 1,120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7728% | 579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9465% | 1,461 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4296% | 166 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3505% | 866 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3340% | 1,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0083% | 2,479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0103% | 826 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1909% | 714 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6048% | 2,108 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5057% | 305 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3182% | 827 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3323% | 913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0178% | 1,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0220% | 464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1403% | 562 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7501% | 1,638 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4386% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3272% | 621 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1675% | 2,283 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0143% | 7,984 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0153% | 7,952 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0327% | 8,134 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1520% | 6,100 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5802% | 1,487 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7963% | 1,910 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5804% | 449 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2572% | 992 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1101% | 2,540 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0312% | 8,123 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0352% | 8,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0434% | 8,183 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2057% | 6,100 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4184% | 1,427 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6718% | 1,995 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0533% | 345 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3004% | 836 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1187% | 2,240 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0438% | 8,207 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0540% | 8,192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4852% | 1,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6319% | 1,971 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9237% | 548 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3066% | 736 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1890% | 1,368 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 7,962 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5952% | 779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9849% | 1,306 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9263% | 379 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3467% | 608 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1177% | 3,370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3438% | 2,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8775% | 2,170 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1644% | 148 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1841% | 1,124 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0961% | 3,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2888% | 2,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6503% | 2,535 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1972% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1261% | 1,069 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0954% | 2,954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2522% | 1,853 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0104% | 1,546 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1349% | 134 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0127% | 1,133 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0144% | 4,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0639% | 7,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0929% | 1,393 |
| Percentage Net Loans Charged-off: Credit card loans | 8.8463% | 121 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1990% | 2,767 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 7,873 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 8,174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0142% | 2,886 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0146% | 5,983 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0192% | 2,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7015% | 1,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7459% | 2,817 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2422% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2343% | 2,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 3,136 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 8,151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0905% | 1,449 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0206% | 5,969 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1095% | 1,266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8427% | 1,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5491% | 3,211 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4565% | 390 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2061% | 2,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0081% | 2,545 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 8,256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1457% | 984 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0345% | 5,969 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1752% | 848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7260% | 1,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5139% | 3,175 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5280% | 542 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5797% | 800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 1,910 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 8,331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0465% | 1,248 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0956% | 5,950 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0662% | 1,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1824% | 487 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5950% | 2,660 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8855% | 393 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2832% | 2,611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0218% | 3,233 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0266% | 1,397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0107% | 8,351 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0320% | 6,017 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 8,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9564% | 1,733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5570% | 3,971 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3574% | 1,058 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3819% | 1,709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0303% | 2,496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0368% | 1,074 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0146% | 8,392 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0449% | 5,978 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0115% | 8,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2890% | 1,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6763% | 3,120 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5577% | 1,255 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3360% | 1,853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0508% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0612% | 781 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0200% | 8,473 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0737% | 5,965 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0147% | 8,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9338% | 1,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6171% | 1,139 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2396% | 1,553 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1174% | 3,125 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 8,229 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 8,546 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0265% | 8,595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0290% | 8,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4540% | 1,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0566% | 4,884 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2809% | 2,879 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0260% | 8,677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0084% | 8,571 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1968% | 9,052 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0935% | 6,009 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2031% | 9,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9177% | 2,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7131% | 3,327 |
| Percentage Net Loans Charged-off: Credit card loans | 9.4340% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4550% | 1,808 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0403% | 9,006 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0522% | 8,946 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0255% | 2,566 |
| Percentage Net Loans Charged-off: Home equity loans | -2.4657% | 6,092 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0684% | 1,783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5291% | 1,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2921% | 5,351 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3729% | 5,432 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1588% | 3,677 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0290% | 1,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0226% | 1,360 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.8601% | 1,442 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0595% | 1,501 |
| Percentage Net Loans Charged-off: Home equity loans | -3.1797% | 1,400 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 1,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5243% | 433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3124% | 982 |
| Percentage Net Loans Charged-off: Credit card loans | 45.4545% | 16 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1959% | 3,285 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1916% | 1,510 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2364% | 1,437 |
| Percentage Net Loans Charged-off: Multi-family residential | -5.2395% | 1,439 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1570% | 195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1888% | 156 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1554% | 189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7265% | 280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8923% | 508 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0851% | 537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1150% | 253 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1486% | 201 |
| Percentage Net Loans Charged-off: Multi-family residential | -36.9318% | 1,388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1743% | 158 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2863% | 27 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0670% | 1,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4396% | 62 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7928% | 615 |
| Percentage Net Loans Charged-off: Credit card loans | 152.7778% | 3 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7838% | 847 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7831% | 26 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3592% | 116 |
| Percentage Net Loans Charged-off: Multi-family residential | 88.9724% | 1 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.7343% | 1 |
| Percentage Net Loans Charged-off: Home equity loans | 6.1233% | 9 |
| All other 1-4 family - Percent of loans charged-off, net | 3.9229% | 4 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5580% | 307 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5825% | 323 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5322% | 1,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1392% | 29 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0110% | 78 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2758% | 44 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9035% | 6 |
| Percentage Net Loans Charged-off: Home equity loans | 4.1846% | 10 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8802% | 11 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3954% | 1,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7246% | 698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6379% | 154 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7849% | 14 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7340% | 41 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.1708% | 5 |
| Percentage Net Loans Charged-off: Home equity loans | 6.1617% | 6 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2844% | 24 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0061% | 49 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3016% | 274 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3361% | 98 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7869% | 17 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5660% | 112 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 10.1665% | 1 |
| Percentage Net Loans Charged-off: Home equity loans | 23.4172% | 3 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3248% | 178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3271% | 42 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0496% | 290 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9566% | 489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3151% | 74 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6246% | 231 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0695% | 1,914 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |