Home > Hand County State Bank > Assets and Liabilities
Hand County State Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 14 | 7,887 |
| Assets and Liabilities | ||
| Total Assets: | $49,312,000 | 6,945 |
| Cash and due from depository institutions | $1,595,000 | 7,887 |
| Interest-bearing balances | $420,000 | 3,298 |
| Securities | $13,897,000 | 6,055 |
| Federal funds sold & reverse repurchase agreements | $50,000 | 6,692 |
| Net loans & leases | $31,166,000 | 6,680 |
| Loan loss allowance | $492,000 | 5,747 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $697,000 | 6,987 |
| Other real estate owned | $0 | 7,887 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,907,000 | 4,109 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,312,000 | 6,945 |
| Total liabilities | $41,402,000 | 7,158 |
| Total deposits | $40,109,000 | 7,048 |
| Interest-bearing deposits | $36,286,000 | 6,837 |
| Deposits held in domestic offices | $40,109,000 | 7,045 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,293,000 | 2,640 |
| Total equity capital | $7,910,000 | 5,157 |
| Total bank equity capital | $7,910,000 | 5,157 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $100,000 | 7,691 |
| Surplus | $2,900,000 | 4,445 |
| Undivided profits | $4,910,000 | 4,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 8,867 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $802,000 | 2,910 |
| Earning assets | $45,533,000 | 6,898 |
| Long-term assets (5+ years) | $3,599,000 | 6,883 |
| Average Assets, year-to-date | $49,461,600 | 6,792 |
| Average Assets, quarterly | $49,066,500 | 6,928 |
| Volatile liabilities | $4,114,000 | 7,781 |
| Insider loans | $317,000 | 6,377 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,768,000 | 7,694 |
| Tier 1 (core) risk-based capital | $7,883,000 | 5,172 |
| Tier 2 risk-based capital | $458,640 | 5,622 |
| Total risk weighted assets | $36,657,740 | 6,310 |
| Total unused commitments | $1,768,000 | 7,699 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 15 | 7,821 |
| Assets and Liabilities | ||
| Total Assets: | $50,873,000 | 6,909 |
| Cash and due from depository institutions | $1,499,000 | 7,821 |
| Interest-bearing balances | $516,000 | 3,462 |
| Securities | $16,562,000 | 5,472 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $29,138,000 | 6,825 |
| Loan loss allowance | $923,000 | 3,573 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $771,000 | 6,681 |
| Other real estate owned | $0 | 7,821 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,903,000 | 2,541 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,873,000 | 6,909 |
| Total liabilities | $42,101,000 | 7,163 |
| Total deposits | $40,652,000 | 7,103 |
| Interest-bearing deposits | $37,057,000 | 6,837 |
| Deposits held in domestic offices | $40,652,000 | 7,102 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $260,000 | 2,955 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,189,000 | 3,055 |
| Total equity capital | $8,772,000 | 4,825 |
| Total bank equity capital | $8,772,000 | 4,825 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $100,000 | 7,849 |
| Surplus | $2,900,000 | 4,320 |
| Undivided profits | $5,772,000 | 4,009 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $747,000 | 3,097 |
| Earning assets | $46,216,000 | 6,927 |
| Long-term assets (5+ years) | $5,086,000 | 6,195 |
| Average Assets, year-to-date | $51,433,800 | 6,644 |
| Average Assets, quarterly | $51,129,500 | 6,822 |
| Volatile liabilities | $2,692,000 | 8,507 |
| Insider loans | $410,000 | 5,773 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $965,000 | 8,702 |
| Tier 1 (core) risk-based capital | $8,398,000 | 4,836 |
| Tier 2 risk-based capital | $464,620 | 5,463 |
| Total risk weighted assets | $36,623,220 | 6,190 |
| Total unused commitments | $965,000 | 8,710 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 15 | 8,124 |
| Assets and Liabilities | ||
| Total Assets: | $52,237,000 | 6,891 |
| Cash and due from depository institutions | $1,113,000 | 8,124 |
| Interest-bearing balances | $213,000 | 3,856 |
| Securities | $16,303,000 | 5,679 |
| Federal funds sold & reverse repurchase agreements | $1,825,000 | 5,186 |
| Net loans & leases | $29,355,000 | 6,927 |
| Loan loss allowance | $959,000 | 3,481 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $848,000 | 6,486 |
| Other real estate owned | $0 | 8,124 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,793,000 | 2,563 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,237,000 | 6,891 |
| Total liabilities | $43,287,000 | 7,154 |
| Total deposits | $42,226,000 | 7,054 |
| Interest-bearing deposits | $38,676,000 | 6,807 |
| Deposits held in domestic offices | $42,226,000 | 7,050 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,061,000 | 3,401 |
| Total equity capital | $8,950,000 | 4,748 |
| Total bank equity capital | $8,950,000 | 4,748 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $100,000 | 8,205 |
| Surplus | $2,900,000 | 4,289 |
| Undivided profits | $5,950,000 | 3,919 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $704,000 | 3,334 |
| Earning assets | $47,696,000 | 6,896 |
| Long-term assets (5+ years) | $11,076,000 | 4,087 |
| Average Assets, year-to-date | $51,067,400 | 6,790 |
| Average Assets, quarterly | $51,233,500 | 6,906 |
| Volatile liabilities | $2,530,000 | 8,847 |
| Insider loans | $472,000 | 5,582 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,294,000 | 8,318 |
| Tier 1 (core) risk-based capital | $8,620,000 | 4,758 |
| Tier 2 risk-based capital | $483,780 | 5,293 |
| Total risk weighted assets | $38,142,180 | 6,119 |
| Total unused commitments | $1,294,000 | 8,330 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 15 | 8,534 |
| Assets and Liabilities | ||
| Total Assets: | $50,427,000 | 7,225 |
| Cash and due from depository institutions | $1,767,000 | 8,534 |
| Interest-bearing balances | $212,000 | 3,878 |
| Securities | $16,112,000 | 6,128 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $29,020,000 | 7,106 |
| Loan loss allowance | $1,065,000 | 3,328 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $853,000 | 6,530 |
| Other real estate owned | $0 | 8,534 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,675,000 | 2,740 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,427,000 | 7,225 |
| Total liabilities | $42,292,000 | 7,466 |
| Total deposits | $39,897,000 | 7,518 |
| Interest-bearing deposits | $36,761,000 | 7,235 |
| Deposits held in domestic offices | $39,897,000 | 7,512 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,430,000 | 2,503 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $965,000 | 3,626 |
| Total equity capital | $8,135,000 | 5,170 |
| Total bank equity capital | $8,135,000 | 5,170 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $100,000 | 8,632 |
| Surplus | $2,900,000 | 4,360 |
| Undivided profits | $5,135,000 | 4,359 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 9,856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $690,000 | 3,346 |
| Earning assets | $45,344,000 | 7,278 |
| Long-term assets (5+ years) | $7,197,000 | 4,991 |
| Average Assets, year-to-date | $49,682,600 | 7,095 |
| Average Assets, quarterly | $49,725,000 | 7,228 |
| Volatile liabilities | $3,644,000 | 8,025 |
| Insider loans | $333,000 | 6,590 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $739,000 | 9,288 |
| Tier 1 (core) risk-based capital | $7,952,000 | 5,164 |
| Tier 2 risk-based capital | $479,610 | 5,418 |
| Total risk weighted assets | $37,683,010 | 6,219 |
| Total unused commitments | $739,000 | 9,298 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 15 | 8,895 |
| Assets and Liabilities | ||
| Total Assets: | $51,177,000 | 7,324 |
| Cash and due from depository institutions | $1,251,000 | 8,895 |
| Interest-bearing balances | $14,000 | 6,325 |
| Securities | $16,478,000 | 6,329 |
| Federal funds sold & reverse repurchase agreements | $75,000 | 9,193 |
| Net loans & leases | $30,672,000 | 6,891 |
| Loan loss allowance | $1,132,000 | 3,162 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $593,000 | 7,794 |
| Other real estate owned | $0 | 8,895 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,108,000 | 3,476 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,177,000 | 7,324 |
| Total liabilities | $43,361,000 | 7,541 |
| Total deposits | $40,645,000 | 7,652 |
| Interest-bearing deposits | $37,523,000 | 7,329 |
| Deposits held in domestic offices | $40,645,000 | 7,648 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,750,000 | 2,301 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $966,000 | 3,743 |
| Total equity capital | $7,816,000 | 5,358 |
| Total bank equity capital | $7,816,000 | 5,358 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $100,000 | 9,051 |
| Surplus | $2,900,000 | 4,335 |
| Undivided profits | $4,816,000 | 4,640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 10,898 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $868,000 | 2,670 |
| Earning assets | $47,239,000 | 7,279 |
| Long-term assets (5+ years) | $6,849,000 | 4,990 |
| Average Assets, year-to-date | $51,401,600 | 7,114 |
| Average Assets, quarterly | $50,701,000 | 7,310 |
| Volatile liabilities | $5,118,000 | 6,845 |
| Insider loans | $531,000 | 5,495 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $695,000 | 9,614 |
| Tier 1 (core) risk-based capital | $7,553,000 | 5,400 |
| Tier 2 risk-based capital | $491,840 | 5,349 |
| Total risk weighted assets | $38,621,140 | 6,117 |
| Total unused commitments | $695,000 | 9,622 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 16 | 9,073 |
| Assets and Liabilities | ||
| Total Assets: | $52,896,000 | 7,235 |
| Cash and due from depository institutions | $1,212,000 | 9,073 |
| Interest-bearing balances | $231,000 | 4,270 |
| Securities | $15,037,000 | 7,115 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $33,841,000 | 6,511 |
| Loan loss allowance | $1,223,000 | 3,008 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $568,000 | 8,112 |
| Other real estate owned | $0 | 9,073 |
| Goodwill and other intangibles | $14,000 | 2,840 |
| All other assets | $2,224,000 | 3,498 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,896,000 | 7,235 |
| Total liabilities | $46,242,000 | 7,389 |
| Total deposits | $40,364,000 | 7,788 |
| Interest-bearing deposits | $37,273,000 | 7,413 |
| Deposits held in domestic offices | $40,364,000 | 7,779 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,240,000 | 1,752 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $638,000 | 4,362 |
| Total equity capital | $6,654,000 | 5,785 |
| Total bank equity capital | $6,654,000 | 5,785 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $100,000 | 9,549 |
| Surplus | $2,900,000 | 4,269 |
| Undivided profits | $3,654,000 | 5,224 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 11,336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $856,000 | 2,356 |
| Earning assets | $49,109,000 | 7,148 |
| Long-term assets (5+ years) | $6,582,000 | 5,269 |
| Average Assets, year-to-date | $50,861,800 | 7,325 |
| Average Assets, quarterly | $51,911,500 | 7,301 |
| Volatile liabilities | $7,766,000 | 5,201 |
| Insider loans | $484,000 | 5,794 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $612,000 | 10,035 |
| Tier 1 (core) risk-based capital | $6,812,000 | 5,760 |
| Tier 2 risk-based capital | $530,970 | 5,037 |
| Total risk weighted assets | $41,649,470 | 5,724 |
| Total unused commitments | $612,000 | 10,041 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 16 | 9,438 |
| Assets and Liabilities | ||
| Total Assets: | $50,874,000 | 7,659 |
| Cash and due from depository institutions | $1,226,000 | 9,438 |
| Interest-bearing balances | $203,000 | 5,446 |
| Securities | $15,541,000 | 7,227 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $31,731,000 | 6,746 |
| Loan loss allowance | $1,181,000 | 3,182 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $611,000 | 8,046 |
| Other real estate owned | $0 | 9,438 |
| Goodwill and other intangibles | $29,000 | 2,625 |
| All other assets | $1,736,000 | 3,913 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,874,000 | 7,659 |
| Total liabilities | $44,561,000 | 7,821 |
| Total deposits | $42,535,000 | 7,858 |
| Interest-bearing deposits | $39,126,000 | 7,510 |
| Deposits held in domestic offices | $42,535,000 | 7,851 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,454 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $526,000 | 5,153 |
| Total equity capital | $6,313,000 | 6,123 |
| Total bank equity capital | $6,313,000 | 6,123 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $100,000 | 10,031 |
| Surplus | $2,900,000 | 4,239 |
| Undivided profits | $3,313,000 | 5,776 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $582,000 | 3,163 |
| Earning assets | $47,475,000 | 7,561 |
| Long-term assets (5+ years) | $7,481,000 | 5,220 |
| Average Assets, year-to-date | $50,764,000 | 7,504 |
| Average Assets, quarterly | $49,902,500 | 7,689 |
| Volatile liabilities | $4,596,000 | 6,837 |
| Insider loans | $590,000 | 5,222 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $742,000 | 9,857 |
| Tier 1 (core) risk-based capital | $6,284,000 | 6,067 |
| Tier 2 risk-based capital | $492,840 | 5,345 |
| Total risk weighted assets | $38,738,840 | 6,039 |
| Total unused commitments | $742,000 | 9,882 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 14 | 10,332 |
| Assets and Liabilities | ||
| Total Assets: | $51,188,000 | 7,728 |
| Cash and due from depository institutions | $1,388,000 | 10,332 |
| Interest-bearing balances | $205,000 | 5,991 |
| Securities | $14,570,000 | 7,490 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 6,669 |
| Net loans & leases | $30,838,000 | 6,911 |
| Loan loss allowance | $1,082,000 | 3,483 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $684,000 | 7,719 |
| Other real estate owned | $0 | 10,332 |
| Goodwill and other intangibles | $45,000 | 2,513 |
| All other assets | $1,763,000 | 4,013 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,188,000 | 7,728 |
| Total liabilities | $45,426,000 | 7,883 |
| Total deposits | $44,936,000 | 7,764 |
| Interest-bearing deposits | $41,780,000 | 7,398 |
| Deposits held in domestic offices | $44,936,000 | 7,757 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $490,000 | 5,909 |
| Total equity capital | $5,762,000 | 6,375 |
| Total bank equity capital | $5,762,000 | 6,375 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $100,000 | 10,493 |
| Surplus | $2,900,000 | 4,139 |
| Undivided profits | $2,762,000 | 6,274 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $66,000 | 10,858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $618,000 | 3,277 |
| Earning assets | $47,513,000 | 7,645 |
| Long-term assets (5+ years) | $7,501,000 | 5,183 |
| Average Assets, year-to-date | $49,617,200 | 7,734 |
| Average Assets, quarterly | $49,938,000 | 7,805 |
| Volatile liabilities | $4,161,000 | 7,262 |
| Insider loans | $50,000 | 7,164 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,451,000 | 8,210 |
| Tier 1 (core) risk-based capital | $5,717,000 | 6,328 |
| Tier 2 risk-based capital | $481,530 | 5,389 |
| Total risk weighted assets | $37,921,730 | 6,173 |
| Total unused commitments | $1,451,000 | 8,239 |
| Derivatives | $0 | 651 |