Home > Hancock Savings Bank > Income and Expense
Hancock Savings Bank, Income and Expense
1996-12-31 (YTD Data) | Rank | |
Total interest income | $13,966,000 | 2,391 |
Total interest expense | $8,335,000 | 1,886 |
Net interest income | $5,631,000 | 3,139 |
Provision for loan and lease losses | $6,975,000 | 274 |
Total noninterest income | $1,533,000 | 2,268 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $136,000 | 169 |
Additional Noninterest Income | $1,397,000 | 1,442 |
Total noninterest expense | $5,863,000 | 2,347 |
Salaries and employee benefits | $2,579,000 | 2,600 |
Premises and equipment expense | $979,000 | 2,048 |
Additional noninterest expense | $2,305,000 | 2,173 |
Pre-tax net operating income | $-5,674,000 | 11,452 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $4,000 | 10,471 |
Income before extraordinary items | $-5,678,000 | 11,432 |
Extraordinary gains, net | $0 | 53 |
Net income | $-5,678,000 | 11,432 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,394,000 | 418 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $4,434,000 | 175 |
Net operating income | $-5,678,000 | 11,431 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $13,448,000 | 2,485 |
Total interest expense | $8,038,000 | 1,943 |
Net interest income | $5,410,000 | 3,280 |
Provision for loan and lease losses | $3,499,000 | 403 |
Total noninterest income | $1,471,000 | 2,311 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $300,000 | 209 |
Additional Noninterest Income | $1,171,000 | 1,624 |
Total noninterest expense | $5,765,000 | 2,362 |
Salaries and employee benefits | $2,717,000 | 2,458 |
Premises and equipment expense | $1,083,000 | 1,865 |
Additional noninterest expense | $1,965,000 | 2,431 |
Pre-tax net operating income | $-2,383,000 | 11,935 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $-708,000 | 11,887 |
Income before extraordinary items | $-1,675,000 | 11,894 |
Extraordinary gains, net | $0 | 65 |
Net income | $-1,675,000 | 11,893 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $714,000 | 1,098 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | NA | NA |
Net operating income | $-1,675,000 | 11,892 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $11,800,000 | 2,571 |
Total interest expense | $6,049,000 | 2,062 |
Net interest income | $5,751,000 | 3,113 |
Provision for loan and lease losses | $1,550,000 | 693 |
Total noninterest income | $722,000 | 4,024 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $-99,000 | 4,877 |
Additional Noninterest Income | $821,000 | 2,103 |
Total noninterest expense | $6,082,000 | 2,311 |
Salaries and employee benefits | $2,662,000 | 2,510 |
Premises and equipment expense | $1,088,000 | 1,878 |
Additional noninterest expense | $2,332,000 | 2,273 |
Pre-tax net operating income | $-1,159,000 | 12,474 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $-248,000 | 12,413 |
Income before extraordinary items | $-911,000 | 12,418 |
Extraordinary gains, net | $0 | 249 |
Net income | $-911,000 | 12,414 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,341,000 | 740 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $-911,000 | 12,417 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $11,934,000 | 2,583 |
Total interest expense | $6,000,000 | 2,170 |
Net interest income | $5,934,000 | 3,060 |
Provision for loan and lease losses | $1,437,000 | 1,035 |
Total noninterest income | $749,000 | 4,219 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $749,000 | 2,483 |
Total noninterest expense | $6,318,000 | 2,286 |
Salaries and employee benefits | $2,606,000 | 2,548 |
Premises and equipment expense | $1,349,000 | 1,563 |
Additional noninterest expense | $2,363,000 | 2,364 |
Pre-tax net operating income | $-1,072,000 | 12,988 |
Securities gains (losses) | $359,000 | 1,132 |
Applicable income taxes | $-158,000 | 13,008 |
Income before extraordinary items | $-555,000 | 12,909 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $-555,000 | 12,917 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $704,000 | 1,439 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $6,000 | 1,161 |
Net operating income | $-835,020 | 12,930 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $14,462,000 | 2,429 |
Total interest expense | $7,545,000 | 2,250 |
Net interest income | $6,917,000 | 2,627 |
Provision for loan and lease losses | $576,000 | 2,703 |
Total noninterest income | $1,212,000 | 2,842 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $1,212,000 | 1,759 |
Total noninterest expense | $5,428,000 | 2,658 |
Salaries and employee benefits | $2,587,000 | 2,494 |
Premises and equipment expense | $1,359,000 | 1,567 |
Additional noninterest expense | $1,482,000 | 3,641 |
Pre-tax net operating income | $2,125,000 | 2,934 |
Securities gains (losses) | $656,000 | 882 |
Applicable income taxes | $1,065,000 | 1,994 |
Income before extraordinary items | $1,716,000 | 2,674 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $1,716,000 | 2,714 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $10,000 | 9,962 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $296,000 | 664 |
Net operating income | $1,296,160 | 3,284 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.