Hancock County Savings Bank, F.S.B., Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$17,954,0002,034
Total interest expense$3,653,0002,389
Net interest income$14,301,0001,881
Provision for loan and lease losses$163,0002,155
Total noninterest income$1,727,0002,172
Gross Fiduciary activities income$0981
Service charges on deposit accounts$436,0001,801
Trading account gains and feesNANA
Additional Noninterest Income$1,291,0002,027
Total noninterest expense$11,314,0001,886
Salaries and employee benefits$5,960,0001,976
Premises and equipment expense$1,450,0001,578
Additional noninterest expense$1,291,0002,027
Pre-tax net operating income$4,551,0002,031
Securities gains (losses)$-1,0003,196
Applicable income taxes$1,092,0001,388
Income before extraordinary items$3,458,0002,163
Extraordinary gains, net$054
Net income$3,458,0002,187
Minority interest net income$088
Net income of bank and minority interests.$3,458,0002,166
Net charge-offs$109,0001,456
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,458,7902,185
2023-09-30 (YTD Data)Rank
Total interest income$13,172,0002,026
Total interest expense$2,368,0002,448
Net interest income$10,804,0001,886
Provision for loan and lease losses$-2,0004,229
Total noninterest income$1,295,0002,156
Gross Fiduciary activities income$0950
Service charges on deposit accounts$323,0001,819
Trading account gains and feesNANA
Additional Noninterest Income$972,0002,019
Total noninterest expense$8,089,0001,947
Salaries and employee benefits$4,112,0002,067
Premises and equipment expense$1,104,0001,558
Additional noninterest expense$972,0002,019
Pre-tax net operating income$4,012,0001,894
Securities gains (losses)$-13,0003,535
Applicable income taxes$939,0001,329
Income before extraordinary items$3,060,0002,029
Extraordinary gains, net$052
Net income$3,060,0002,048
Minority interest net income$081
Net income of bank and minority interests.$3,060,0002,029
Net charge-offs$86,0001,238
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,070,2702,050
2023-06-30 (YTD Data)Rank
Total interest income$8,621,0002,032
Total interest expense$1,336,0002,496
Net interest income$7,285,0001,875
Provision for loan and lease losses$286,0001,093
Total noninterest income$846,0002,139
Gross Fiduciary activities income$0931
Service charges on deposit accounts$212,0001,827
Trading account gains and feesNANA
Additional Noninterest Income$634,0001,960
Total noninterest expense$5,403,0001,932
Salaries and employee benefits$2,808,0002,043
Premises and equipment expense$750,0001,529
Additional noninterest expense$634,0001,957
Pre-tax net operating income$2,442,0001,991
Securities gains (losses)$-3,0003,656
Applicable income taxes$548,0001,433
Income before extraordinary items$1,891,0002,132
Extraordinary gains, net$051
Net income$1,891,0002,157
Minority interest net income$081
Net income of bank and minority interests.$1,891,0002,132
Net charge-offs$76,0001,030
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,893,3702,143
2023-03-31 (YTD Data)Rank
Total interest income$4,185,0002,048
Total interest expense$546,0002,548
Net interest income$3,639,0001,886
Provision for loan and lease losses$106,0001,240
Total noninterest income$417,0002,146
Gross Fiduciary activities income$0913
Service charges on deposit accounts$104,0001,857
Trading account gains and feesNANA
Additional Noninterest Income$313,0001,960
Total noninterest expense$2,494,0002,069
Salaries and employee benefits$1,238,0002,226
Premises and equipment expense$346,0001,663
Additional noninterest expense$313,0001,960
Pre-tax net operating income$1,456,0001,829
Securities gains (losses)$2,000837
Applicable income taxes$346,0001,275
Income before extraordinary items$1,112,0001,963
Extraordinary gains, net$04
Net income$1,112,0001,963
Minority interest net income$048
Net income of bank and minority interests.$1,112,0001,963
Net charge-offs$45,000839
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,110,4201,987
2022-12-31 (YTD Data)Rank
Total interest income$15,421,0001,908
Total interest expense$1,437,0001,960
Net interest income$13,984,0001,875
Provision for loan and lease losses$-303,0004,482
Total noninterest income$1,709,0002,204
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$435,0001,854
Trading account gains and feesNANA
Additional Noninterest Income$1,274,0002,074
Total noninterest expense$10,633,0001,918
Salaries and employee benefits$5,845,0001,983
Premises and equipment expense$1,277,0001,726
Additional noninterest expense$1,274,0002,074
Pre-tax net operating income$5,363,0001,957
Securities gains (losses)$-53,0003,768
Applicable income taxes$1,307,0001,363
Income before extraordinary items$4,003,0002,105
Extraordinary gains, net$05
Net income$4,003,0002,104
Minority interest net income$063
Net income of bank and minority interests.$4,003,0002,104
Net charge-offs$117,0001,161
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,044,8702,121
2022-09-30 (YTD Data)Rank
Total interest income$11,337,0001,886
Total interest expense$1,049,0001,704
Net interest income$10,288,0001,880
Provision for loan and lease losses$30,0002,440
Total noninterest income$1,280,0002,241
Gross Fiduciary activities income$0968
Service charges on deposit accounts$321,0001,886
Trading account gains and feesNANA
Additional Noninterest Income$959,0002,096
Total noninterest expense$7,663,0001,973
Salaries and employee benefits$4,113,0002,054
Premises and equipment expense$956,0001,746
Additional noninterest expense$959,0002,096
Pre-tax net operating income$3,875,0001,971
Securities gains (losses)$-56,0004,126
Applicable income taxes$939,0001,386
Income before extraordinary items$2,880,0002,131
Extraordinary gains, net$04
Net income$2,880,0002,131
Minority interest net income$057
Net income of bank and minority interests.$2,880,0002,130
Net charge-offs$107,000906
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,924,2402,144
2022-06-30 (YTD Data)Rank
Total interest income$7,453,0001,854
Total interest expense$703,0001,510
Net interest income$6,750,0001,862
Provision for loan and lease losses$30,0002,075
Total noninterest income$852,0002,237
Gross Fiduciary activities income$0925
Service charges on deposit accounts$214,0001,868
Trading account gains and feesNANA
Additional Noninterest Income$638,0002,130
Total noninterest expense$5,050,0001,976
Salaries and employee benefits$2,758,0002,044
Premises and equipment expense$622,0001,786
Additional noninterest expense$1,670,0001,838
Pre-tax net operating income$2,522,0001,924
Securities gains (losses)$-41,0004,211
Applicable income taxes$610,0001,337
Income before extraordinary items$1,871,0002,070
Extraordinary gains, net$04
Net income$1,871,0002,071
Minority interest net income$060
Net income of bank and minority interests.$1,871,0002,070
Net charge-offs$99,000728
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,903,3902,084
2022-03-31 (YTD Data)Rank
Total interest income$3,687,0001,828
Total interest expense$355,0001,452
Net interest income$3,332,0001,844
Provision for loan and lease losses$30,0001,548
Total noninterest income$422,0002,241
Gross Fiduciary activities income$0892
Service charges on deposit accounts$109,0001,834
Trading account gains and feesNANA
Additional Noninterest Income$313,0002,138
Total noninterest expense$2,424,0002,021
Salaries and employee benefits$1,303,0002,126
Premises and equipment expense$305,0001,815
Additional noninterest expense$816,0001,848
Pre-tax net operating income$1,300,0001,815
Securities gains (losses)$-23,0004,347
Applicable income taxes$316,0001,266
Income before extraordinary items$961,0001,965
Extraordinary gains, net$04
Net income$961,0001,964
Minority interest net income$050
Net income of bank and minority interests.$961,0001,965
Net charge-offs$43,000729
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$979,1701,963
2021-12-31 (YTD Data)Rank
Total interest income$14,573,0001,913
Total interest expense$1,634,0001,555
Net interest income$12,939,0001,932
Provision for loan and lease losses$-315,0004,370
Total noninterest income$1,657,0002,455
Gross Fiduciary activities income$0994
Service charges on deposit accounts$400,0001,858
Trading account gains and feesNANA
Additional Noninterest Income$1,257,0002,402
Total noninterest expense$9,783,0002,005
Salaries and employee benefits$5,371,0002,084
Premises and equipment expense$1,294,0001,715
Additional noninterest expense$3,118,0001,917
Pre-tax net operating income$5,128,0002,023
Securities gains (losses)$-15,0004,403
Applicable income taxes$1,300,0001,428
Income before extraordinary items$3,813,0002,236
Extraordinary gains, net$010
Net income$3,813,0002,237
Minority interest net income$074
Net income of bank and minority interests.$3,813,0002,237
Net charge-offs$-201,0004,549
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,824,8502,196
2021-09-30 (YTD Data)Rank
Total interest income$10,885,0001,950
Total interest expense$1,240,0001,614
Net interest income$9,645,0001,968
Provision for loan and lease losses$02,963
Total noninterest income$1,260,0002,449
Gross Fiduciary activities income$0957
Service charges on deposit accounts$287,0001,915
Trading account gains and feesNANA
Additional Noninterest Income$973,0002,421
Total noninterest expense$7,212,0002,040
Salaries and employee benefits$3,891,0002,136
Premises and equipment expense$966,0001,750
Additional noninterest expense$2,355,0001,911
Pre-tax net operating income$3,693,0002,152
Securities gains (losses)$-11,0004,566
Applicable income taxes$941,0001,513
Income before extraordinary items$2,741,0002,380
Extraordinary gains, net$08
Net income$2,741,0002,380
Minority interest net income$069
Net income of bank and minority interests.$2,741,0002,380
Net charge-offs$-222,0004,673
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,749,6902,353
2021-06-30 (YTD Data)Rank
Total interest income$7,209,0001,953
Total interest expense$834,0001,666
Net interest income$6,375,0001,967
Provision for loan and lease losses$02,862
Total noninterest income$833,0002,432
Gross Fiduciary activities income$0951
Service charges on deposit accounts$178,0001,946
Trading account gains and feesNANA
Additional Noninterest Income$655,0002,375
Total noninterest expense$4,896,0002,004
Salaries and employee benefits$2,680,0002,081
Premises and equipment expense$641,0001,744
Additional noninterest expense$1,575,0001,888
Pre-tax net operating income$2,312,0002,198
Securities gains (losses)$-8,0004,624
Applicable income taxes$598,0001,531
Income before extraordinary items$1,706,0002,449
Extraordinary gains, net$06
Net income$1,706,0002,449
Minority interest net income$067
Net income of bank and minority interests.$1,706,0002,449
Net charge-offs$19,0001,524
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,712,3202,402
2021-03-31 (YTD Data)Rank
Total interest income$3,619,0001,927
Total interest expense$423,0001,721
Net interest income$3,196,0001,942
Provision for loan and lease losses$02,741
Total noninterest income$411,0002,448
Gross Fiduciary activities income$0922
Service charges on deposit accounts$84,0002,012
Trading account gains and feesNANA
Additional Noninterest Income$327,0002,356
Total noninterest expense$2,262,0002,092
Salaries and employee benefits$1,160,0002,267
Premises and equipment expense$330,0001,715
Additional noninterest expense$772,0001,884
Pre-tax net operating income$1,345,0002,000
Securities gains (losses)$-9,0004,659
Applicable income taxes$350,0001,400
Income before extraordinary items$986,0002,237
Extraordinary gains, net$03
Net income$986,0002,238
Minority interest net income$055
Net income of bank and minority interests.$986,0002,237
Net charge-offs$3,0001,645
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$993,1102,186
2020-12-31 (YTD Data)Rank
Total interest income$14,500,0001,945
Total interest expense$1,897,0002,036
Net interest income$12,603,0001,876
Provision for loan and lease losses$-169,0004,965
Total noninterest income$1,463,0002,452
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$369,0001,988
Trading account gains and feesNANA
Additional Noninterest Income$1,094,0002,393
Total noninterest expense$9,782,0001,990
Salaries and employee benefits$5,174,0002,101
Premises and equipment expense$1,266,0001,731
Additional noninterest expense$3,342,0001,766
Pre-tax net operating income$4,453,0001,928
Securities gains (losses)$11,0002,286
Applicable income taxes$1,136,0001,336
Income before extraordinary items$3,328,0002,153
Extraordinary gains, net$04
Net income$3,328,0002,153
Minority interest net income$072
Net income of bank and minority interests.$3,328,0002,153
Net charge-offs$16,0002,873
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,319,3102,109
2020-09-30 (YTD Data)Rank
Total interest income$10,891,0001,952
Total interest expense$1,445,0002,090
Net interest income$9,446,0001,869
Provision for loan and lease losses$427,0002,091
Total noninterest income$1,068,0002,448
Gross Fiduciary activities income$0981
Service charges on deposit accounts$277,0001,990
Trading account gains and feesNANA
Additional Noninterest Income$791,0002,386
Total noninterest expense$7,117,0002,008
Salaries and employee benefits$3,634,0002,177
Premises and equipment expense$950,0001,736
Additional noninterest expense$2,533,0001,728
Pre-tax net operating income$2,970,0002,054
Securities gains (losses)$12,0002,078
Applicable income taxes$767,0001,383
Income before extraordinary items$2,215,0002,301
Extraordinary gains, net$04
Net income$2,215,0002,301
Minority interest net income$065
Net income of bank and minority interests.$2,215,0002,301
Net charge-offs$16,0002,583
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,205,5202,257
2020-06-30 (YTD Data)Rank
Total interest income$7,225,0001,981
Total interest expense$974,0002,182
Net interest income$6,251,0001,891
Provision for loan and lease losses$427,0001,747
Total noninterest income$696,0002,431
Gross Fiduciary activities income$0970
Service charges on deposit accounts$185,0002,005
Trading account gains and feesNANA
Additional Noninterest Income$511,0002,351
Total noninterest expense$4,714,0002,018
Salaries and employee benefits$2,384,0002,196
Premises and equipment expense$638,0001,713
Additional noninterest expense$1,692,0001,723
Pre-tax net operating income$1,806,0002,146
Securities gains (losses)$12,0001,821
Applicable income taxes$527,0001,298
Income before extraordinary items$1,291,0002,445
Extraordinary gains, net$04
Net income$1,291,0002,443
Minority interest net income$065
Net income of bank and minority interests.$1,291,0002,445
Net charge-offs$-2,0003,888
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,281,5202,419
2020-03-31 (YTD Data)Rank
Total interest income$3,706,0001,932
Total interest expense$494,0002,300
Net interest income$3,212,0001,819
Provision for loan and lease losses$310,0001,156
Total noninterest income$345,0002,343
Gross Fiduciary activities income$0941
Service charges on deposit accounts$119,0001,935
Trading account gains and feesNANA
Additional Noninterest Income$226,0002,305
Total noninterest expense$2,425,0001,997
Salaries and employee benefits$1,231,0002,168
Premises and equipment expense$328,0001,705
Additional noninterest expense$866,0001,708
Pre-tax net operating income$822,0002,126
Securities gains (losses)$8,0001,366
Applicable income taxes$213,0001,349
Income before extraordinary items$617,0002,366
Extraordinary gains, net$04
Net income$617,0002,365
Minority interest net income$056
Net income of bank and minority interests.$617,0002,366
Net charge-offs$-5,0004,210
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$610,6802,347
2019-12-31 (YTD Data)Rank
Total interest income$15,031,0001,916
Total interest expense$2,045,0002,303
Net interest income$12,986,0001,813
Provision for loan and lease losses$-122,0004,996
Total noninterest income$1,505,0002,283
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$490,0001,955
Trading account gains and feesNANA
Additional Noninterest Income$1,015,0002,231
Total noninterest expense$10,071,0001,914
Salaries and employee benefits$5,454,0001,984
Premises and equipment expense$1,230,0001,769
Additional noninterest expense$3,387,0001,716
Pre-tax net operating income$4,542,0001,881
Securities gains (losses)$15,0001,739
Applicable income taxes$1,159,0001,307
Income before extraordinary items$3,398,0002,116
Extraordinary gains, net$011
Net income$3,398,0002,118
Minority interest net income$076
Net income of bank and minority interests.$3,398,0002,118
Net charge-offs$79,0002,363
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,386,1502,086
2019-09-30 (YTD Data)Rank
Total interest income$11,286,0001,928
Total interest expense$1,521,0002,330
Net interest income$9,765,0001,829
Provision for loan and lease losses$33,0003,337
Total noninterest income$1,098,0002,324
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$361,0001,975
Trading account gains and feesNANA
Additional Noninterest Income$737,0002,260
Total noninterest expense$7,454,0001,940
Salaries and employee benefits$4,015,0002,012
Premises and equipment expense$922,0001,787
Additional noninterest expense$2,517,0001,743
Pre-tax net operating income$3,376,0001,955
Securities gains (losses)$17,0001,491
Applicable income taxes$820,0001,403
Income before extraordinary items$2,573,0002,160
Extraordinary gains, net$011
Net income$2,573,0002,160
Minority interest net income$072
Net income of bank and minority interests.$2,573,0002,161
Net charge-offs$37,0002,403
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,559,5702,133
2019-06-30 (YTD Data)Rank
Total interest income$7,506,0001,932
Total interest expense$991,0002,351
Net interest income$6,515,0001,838
Provision for loan and lease losses$33,0003,020
Total noninterest income$730,0002,306
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$235,0001,987
Trading account gains and feesNANA
Additional Noninterest Income$495,0002,218
Total noninterest expense$4,844,0001,980
Salaries and employee benefits$2,567,0002,075
Premises and equipment expense$600,0001,816
Additional noninterest expense$1,677,0001,758
Pre-tax net operating income$2,368,0001,857
Securities gains (losses)$13,0001,155
Applicable income taxes$563,0001,343
Income before extraordinary items$1,818,0002,064
Extraordinary gains, net$011
Net income$1,818,0002,062
Minority interest net income$069
Net income of bank and minority interests.$1,818,0002,064
Net charge-offs$-4,0004,200
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,807,7302,045
2019-03-31 (YTD Data)Rank
Total interest income$3,721,0001,950
Total interest expense$472,0002,385
Net interest income$3,249,0001,851
Provision for loan and lease losses$33,0002,365
Total noninterest income$341,0002,362
Gross Fiduciary activities income$0972
Service charges on deposit accounts$109,0002,081
Trading account gains and feesNANA
Additional Noninterest Income$232,0002,234
Total noninterest expense$2,350,0002,035
Salaries and employee benefits$1,216,0002,178
Premises and equipment expense$303,0001,825
Additional noninterest expense$831,0001,761
Pre-tax net operating income$1,207,0001,798
Securities gains (losses)$6,000809
Applicable income taxes$269,0001,340
Income before extraordinary items$944,0001,960
Extraordinary gains, net$05
Net income$944,0001,958
Minority interest net income$052
Net income of bank and minority interests.$944,0001,959
Net charge-offs$34,0001,428
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$939,2601,953
2018-12-31 (YTD Data)Rank
Total interest income$14,232,0001,928
Total interest expense$1,623,0002,232
Net interest income$12,609,0001,860
Provision for loan and lease losses$04,082
Total noninterest income$1,502,0002,336
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$501,0001,976
Trading account gains and feesNANA
Additional Noninterest Income$1,001,0002,237
Total noninterest expense$9,807,0001,926
Salaries and employee benefits$5,177,0002,040
Premises and equipment expense$1,303,0001,691
Additional noninterest expense$3,327,0001,751
Pre-tax net operating income$4,304,0002,009
Securities gains (losses)$01,125
Applicable income taxes$997,0001,391
Income before extraordinary items$3,307,0002,179
Extraordinary gains, net$06
Net income$3,307,0002,177
Minority interest net income$072
Net income of bank and minority interests.$3,307,0002,178
Net charge-offs$104,0002,119
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,307,0002,175
2018-09-30 (YTD Data)Rank
Total interest income$10,585,0001,938
Total interest expense$1,182,0002,194
Net interest income$9,403,0001,868
Provision for loan and lease losses$03,948
Total noninterest income$1,132,0002,341
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$370,0002,010
Trading account gains and feesNANA
Additional Noninterest Income$762,0002,236
Total noninterest expense$7,285,0001,950
Salaries and employee benefits$3,768,0002,080
Premises and equipment expense$991,0001,696
Additional noninterest expense$2,526,0001,730
Pre-tax net operating income$3,250,0002,009
Securities gains (losses)$01,118
Applicable income taxes$732,0001,455
Income before extraordinary items$2,518,0002,158
Extraordinary gains, net$05
Net income$2,518,0002,156
Minority interest net income$066
Net income of bank and minority interests.$2,518,0002,157
Net charge-offs$40,0002,342
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,518,0002,160
2018-06-30 (YTD Data)Rank
Total interest income$7,011,0001,932
Total interest expense$768,0002,144
Net interest income$6,243,0001,882
Provision for loan and lease losses$03,782
Total noninterest income$738,0002,375
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$244,0002,013
Trading account gains and feesNANA
Additional Noninterest Income$494,0002,277
Total noninterest expense$4,820,0001,976
Salaries and employee benefits$2,412,0002,161
Premises and equipment expense$673,0001,681
Additional noninterest expense$1,735,0001,700
Pre-tax net operating income$2,161,0001,986
Securities gains (losses)$0961
Applicable income taxes$462,0001,478
Income before extraordinary items$1,699,0002,119
Extraordinary gains, net$06
Net income$1,699,0002,116
Minority interest net income$065
Net income of bank and minority interests.$1,699,0002,118
Net charge-offs$90,0001,383
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,699,0002,113
2018-03-31 (YTD Data)Rank
Total interest income$3,476,0001,939
Total interest expense$365,0002,153
Net interest income$3,111,0001,876
Provision for loan and lease losses$03,508
Total noninterest income$368,0002,366
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$120,0002,039
Trading account gains and feesNANA
Additional Noninterest Income$248,0002,236
Total noninterest expense$2,342,0002,037
Salaries and employee benefits$1,193,0002,204
Premises and equipment expense$337,0001,692
Additional noninterest expense$812,0001,796
Pre-tax net operating income$1,137,0001,856
Securities gains (losses)$0735
Applicable income taxes$206,0001,553
Income before extraordinary items$931,0001,938
Extraordinary gains, net$07
Net income$931,0001,937
Minority interest net income$052
Net income of bank and minority interests.$931,0001,938
Net charge-offs$37,0001,343
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$931,0001,926
2017-12-31 (YTD Data)Rank
Total interest income$13,334,0001,947
Total interest expense$1,475,0001,952
Net interest income$11,859,0001,931
Provision for loan and lease losses$24,0003,881
Total noninterest income$1,412,0002,482
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$509,0001,992
Trading account gains and feesNANA
Additional Noninterest Income$903,0002,411
Total noninterest expense$8,927,0002,092
Salaries and employee benefits$4,702,0002,185
Premises and equipment expense$1,185,0001,864
Additional noninterest expense$3,040,0001,909
Pre-tax net operating income$4,320,0001,926
Securities gains (losses)$02,243
Applicable income taxes$1,814,0001,361
Income before extraordinary items$2,506,0002,331
Extraordinary gains, net$09
Net income$2,506,0002,331
Minority interest net income$076
Net income of bank and minority interests.$2,506,0002,331
Net charge-offs$79,0002,639
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,506,0002,299
2017-09-30 (YTD Data)Rank
Total interest income$9,920,0001,957
Total interest expense$1,100,0001,929
Net interest income$8,820,0001,951
Provision for loan and lease losses$18,0003,740
Total noninterest income$1,046,0002,511
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$368,0002,067
Trading account gains and feesNANA
Additional Noninterest Income$678,0002,435
Total noninterest expense$6,606,0002,114
Salaries and employee benefits$3,430,0002,255
Premises and equipment expense$888,0001,883
Additional noninterest expense$2,288,0001,911
Pre-tax net operating income$3,242,0001,943
Securities gains (losses)$02,274
Applicable income taxes$1,182,0001,309
Income before extraordinary items$2,060,0002,354
Extraordinary gains, net$09
Net income$2,060,0002,353
Minority interest net income$071
Net income of bank and minority interests.$2,060,0002,354
Net charge-offs$30,0002,778
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,060,0002,334
2017-06-30 (YTD Data)Rank
Total interest income$6,572,0001,956
Total interest expense$722,0001,924
Net interest income$5,850,0001,949
Provision for loan and lease losses$18,0003,441
Total noninterest income$684,0002,535
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$238,0002,112
Trading account gains and feesNANA
Additional Noninterest Income$446,0002,460
Total noninterest expense$4,393,0002,127
Salaries and employee benefits$2,266,0002,282
Premises and equipment expense$586,0001,896
Additional noninterest expense$1,541,0001,897
Pre-tax net operating income$2,123,0001,943
Securities gains (losses)$01,906
Applicable income taxes$772,0001,295
Income before extraordinary items$1,351,0002,338
Extraordinary gains, net$011
Net income$1,351,0002,339
Minority interest net income$071
Net income of bank and minority interests.$1,351,0002,339
Net charge-offs$78,0001,699
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,351,0002,303
2017-03-31 (YTD Data)Rank
Total interest income$3,260,0001,956
Total interest expense$347,0001,965
Net interest income$2,913,0001,943
Provision for loan and lease losses$18,0002,868
Total noninterest income$364,0002,458
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$116,0002,158
Trading account gains and feesNANA
Additional Noninterest Income$248,0002,325
Total noninterest expense$2,093,0002,234
Salaries and employee benefits$1,062,0002,420
Premises and equipment expense$282,0001,966
Additional noninterest expense$749,0001,939
Pre-tax net operating income$1,166,0001,755
Securities gains (losses)$01,153
Applicable income taxes$417,0001,210
Income before extraordinary items$749,0002,095
Extraordinary gains, net$08
Net income$749,0002,096
Minority interest net income$055
Net income of bank and minority interests.$749,0002,096
Net charge-offs$-3,0004,448
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$749,0002,063
2016-12-31 (YTD Data)Rank
Total interest income$12,768,0001,967
Total interest expense$1,217,0002,109
Net interest income$11,551,0001,927
Provision for loan and lease losses$-252,0005,660
Total noninterest income$1,338,0002,631
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$545,0001,943
Trading account gains and fees$0170
Additional Noninterest Income$793,0002,671
Total noninterest expense$9,096,0002,077
Salaries and employee benefits$4,742,0002,178
Premises and equipment expense$1,238,0001,813
Additional noninterest expense$3,116,0001,916
Pre-tax net operating income$4,045,0001,928
Securities gains (losses)$03,212
Applicable income taxes$1,499,0001,262
Income before extraordinary items$2,546,0002,379
Extraordinary gains, net$05
Net income$2,546,0002,376
Minority interest net income$082
Net income of bank and minority interests.$2,546,0002,378
Net charge-offs$475,0001,118
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,546,0002,327
2016-09-30 (YTD Data)Rank
Total interest income$9,570,0001,968
Total interest expense$916,0002,103
Net interest income$8,654,0001,937
Provision for loan and lease losses$04,186
Total noninterest income$1,038,0002,593
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$413,0001,932
Trading account gains and fees$0169
Additional Noninterest Income$625,0002,612
Total noninterest expense$6,724,0002,082
Salaries and employee benefits$3,348,0002,283
Premises and equipment expense$950,0001,783
Additional noninterest expense$2,426,0001,841
Pre-tax net operating income$2,968,0001,981
Securities gains (losses)$03,160
Applicable income taxes$1,097,0001,322
Income before extraordinary items$1,871,0002,452
Extraordinary gains, net$05
Net income$1,871,0002,453
Minority interest net income$071
Net income of bank and minority interests.$1,871,0002,453
Net charge-offs$387,000950
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,871,0002,402
2016-06-30 (YTD Data)Rank
Total interest income$6,385,0001,971
Total interest expense$609,0002,111
Net interest income$5,776,0001,932
Provision for loan and lease losses$04,017
Total noninterest income$684,0002,572
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$274,0001,916
Trading account gains and fees$0157
Additional Noninterest Income$410,0002,627
Total noninterest expense$4,412,0002,121
Salaries and employee benefits$2,152,0002,362
Premises and equipment expense$634,0001,771
Additional noninterest expense$1,626,0001,841
Pre-tax net operating income$2,048,0001,902
Securities gains (losses)$02,835
Applicable income taxes$754,0001,292
Income before extraordinary items$1,294,0002,367
Extraordinary gains, net$016
Net income$1,294,0002,365
Minority interest net income$071
Net income of bank and minority interests.$1,294,0002,366
Net charge-offs$286,000897
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,294,0002,303
2016-03-31 (YTD Data)Rank
Total interest income$3,194,0001,973
Total interest expense$308,0002,100
Net interest income$2,886,0001,940
Provision for loan and lease losses$03,656
Total noninterest income$324,0002,632
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$137,0001,905
Trading account gains and fees$0142
Additional Noninterest Income$187,0002,698
Total noninterest expense$2,198,0002,133
Salaries and employee benefits$1,084,0002,355
Premises and equipment expense$301,0001,871
Additional noninterest expense$813,0001,822
Pre-tax net operating income$1,012,0001,905
Securities gains (losses)$02,077
Applicable income taxes$333,0001,386
Income before extraordinary items$679,0002,246
Extraordinary gains, net$012
Net income$679,0002,246
Minority interest net income$062
Net income of bank and minority interests.$679,0002,246
Net charge-offs$208,000643
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$679,0002,191
2015-12-31 (YTD Data)Rank
Total interest income$12,822,0001,916
Total interest expense$1,361,0001,922
Net interest income$11,461,0001,889
Provision for loan and lease losses$-335,0005,890
Total noninterest income$1,204,0002,781
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$458,0002,288
Trading account gains and fees$0159
Additional Noninterest Income$746,0002,740
Total noninterest expense$9,059,0002,078
Salaries and employee benefits$4,835,0002,110
Premises and equipment expense$1,297,0001,761
Additional noninterest expense$2,927,0002,047
Pre-tax net operating income$3,941,0001,889
Securities gains (losses)$03,216
Applicable income taxes$1,513,0001,227
Income before extraordinary items$2,428,0002,387
Extraordinary gains, net$023
Net income$2,428,0002,388
Minority interest net income$081
Net income of bank and minority interests.$2,428,0002,389
Net charge-offs$64,0003,065
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,428,0002,349
2015-09-30 (YTD Data)Rank
Total interest income$9,626,0001,928
Total interest expense$1,042,0001,909
Net interest income$8,584,0001,913
Provision for loan and lease losses$04,232
Total noninterest income$885,0002,828
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$318,0002,422
Trading account gains and fees$0153
Additional Noninterest Income$567,0002,750
Total noninterest expense$6,646,0002,117
Salaries and employee benefits$3,418,0002,227
Premises and equipment expense$967,0001,786
Additional noninterest expense$2,261,0001,988
Pre-tax net operating income$2,823,0002,004
Securities gains (losses)$03,031
Applicable income taxes$1,087,0001,293
Income before extraordinary items$1,736,0002,514
Extraordinary gains, net$021
Net income$1,736,0002,515
Minority interest net income$078
Net income of bank and minority interests.$1,736,0002,515
Net charge-offs$57,0002,674
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,736,0002,469
2015-06-30 (YTD Data)Rank
Total interest income$6,413,0001,921
Total interest expense$697,0001,905
Net interest income$5,716,0001,911
Provision for loan and lease losses$04,069
Total noninterest income$592,0002,837
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$208,0002,433
Trading account gains and fees$0157
Additional Noninterest Income$384,0002,733
Total noninterest expense$4,410,0002,138
Salaries and employee benefits$2,268,0002,250
Premises and equipment expense$657,0001,756
Additional noninterest expense$1,485,0002,014
Pre-tax net operating income$1,898,0001,965
Securities gains (losses)$02,636
Applicable income taxes$662,0001,370
Income before extraordinary items$1,236,0002,395
Extraordinary gains, net$022
Net income$1,236,0002,397
Minority interest net income$075
Net income of bank and minority interests.$1,236,0002,397
Net charge-offs$73,0002,000
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,236,0002,339
2015-03-31 (YTD Data)Rank
Total interest income$3,223,0001,922
Total interest expense$345,0001,937
Net interest income$2,878,0001,906
Provision for loan and lease losses$03,703
Total noninterest income$296,0002,818
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$102,0002,439
Trading account gains and fees$0152
Additional Noninterest Income$194,0002,676
Total noninterest expense$2,139,0002,200
Salaries and employee benefits$1,082,0002,347
Premises and equipment expense$323,0001,815
Additional noninterest expense$734,0002,017
Pre-tax net operating income$1,035,0001,798
Securities gains (losses)$02,027
Applicable income taxes$356,0001,288
Income before extraordinary items$679,0002,199
Extraordinary gains, net$013
Net income$679,0002,200
Minority interest net income$064
Net income of bank and minority interests.$679,0002,200
Net charge-offs$-2,0004,668
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$679,0002,127
2014-12-31 (YTD Data)Rank
Total interest income$12,570,0001,964
Total interest expense$1,441,0001,958
Net interest income$11,129,0001,943
Provision for loan and lease losses$848,000991
Total noninterest income$1,207,0002,832
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$473,0002,360
Trading account gains and fees$0180
Additional Noninterest Income$734,0002,751
Total noninterest expense$8,629,0002,176
Salaries and employee benefits$4,464,0002,267
Premises and equipment expense$1,251,0001,848
Additional noninterest expense$2,914,0002,088
Pre-tax net operating income$2,859,0002,347
Securities gains (losses)$03,259
Applicable income taxes$1,045,0001,500
Income before extraordinary items$1,814,0002,877
Extraordinary gains, net$017
Net income$1,814,0002,876
Minority interest net income$084
Net income of bank and minority interests.$1,814,0002,877
Net charge-offs$404,0001,712
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,814,0002,840
2014-09-30 (YTD Data)Rank
Total interest income$9,390,0001,984
Total interest expense$1,088,0001,975
Net interest income$8,302,0001,960
Provision for loan and lease losses$578,0001,026
Total noninterest income$900,0002,855
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$352,0002,397
Trading account gains and fees$0174
Additional Noninterest Income$548,0002,783
Total noninterest expense$6,287,0002,252
Salaries and employee benefits$3,170,0002,373
Premises and equipment expense$941,0001,857
Additional noninterest expense$2,176,0002,090
Pre-tax net operating income$2,337,0002,252
Securities gains (losses)$02,980
Applicable income taxes$852,0001,451
Income before extraordinary items$1,485,0002,747
Extraordinary gains, net$015
Net income$1,485,0002,747
Minority interest net income$081
Net income of bank and minority interests.$1,485,0002,747
Net charge-offs$303,0001,601
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,485,0002,706
2014-06-30 (YTD Data)Rank
Total interest income$6,204,0001,990
Total interest expense$723,0001,993
Net interest income$5,481,0001,969
Provision for loan and lease losses$320,0001,179
Total noninterest income$609,0002,805
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$227,0002,437
Trading account gains and fees$0172
Additional Noninterest Income$382,0002,701
Total noninterest expense$4,230,0002,223
Salaries and employee benefits$2,174,0002,326
Premises and equipment expense$635,0001,850
Additional noninterest expense$1,421,0002,120
Pre-tax net operating income$1,540,0002,229
Securities gains (losses)$02,580
Applicable income taxes$562,0001,428
Income before extraordinary items$978,0002,685
Extraordinary gains, net$020
Net income$978,0002,689
Minority interest net income$080
Net income of bank and minority interests.$978,0002,689
Net charge-offs$143,0001,876
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$978,0002,648
2014-03-31 (YTD Data)Rank
Total interest income$3,104,0001,985
Total interest expense$355,0002,045
Net interest income$2,749,0001,956
Provision for loan and lease losses$252,000821
Total noninterest income$294,0002,834
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$111,0002,454
Trading account gains and fees$0147
Additional Noninterest Income$183,0002,689
Total noninterest expense$2,000,0002,340
Salaries and employee benefits$966,0002,595
Premises and equipment expense$321,0001,870
Additional noninterest expense$713,0002,113
Pre-tax net operating income$791,0002,104
Securities gains (losses)$01,715
Applicable income taxes$295,0001,360
Income before extraordinary items$496,0002,583
Extraordinary gains, net$016
Net income$496,0002,586
Minority interest net income$066
Net income of bank and minority interests.$496,0002,586
Net charge-offs$133,0001,191
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$496,0002,538
2013-12-31 (YTD Data)Rank
Total interest income$13,003,0001,917
Total interest expense$1,473,0002,201
Net interest income$11,530,0001,859
Provision for loan and lease losses$1,067,0001,039
Total noninterest income$1,317,0002,783
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$537,0002,261
Trading account gains and fees$0184
Additional Noninterest Income$780,0002,704
Total noninterest expense$8,563,0002,202
Salaries and employee benefits$4,262,0002,340
Premises and equipment expense$1,266,0001,830
Additional noninterest expense$3,035,0002,062
Pre-tax net operating income$3,217,0002,059
Securities gains (losses)$03,182
Applicable income taxes$1,238,0001,285
Income before extraordinary items$1,979,0002,630
Extraordinary gains, net$029
Net income$1,979,0002,633
Minority interest net income$090
Net income of bank and minority interests.$1,979,0002,633
Net charge-offs$530,0001,957
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,979,0002,567
2013-09-30 (YTD Data)Rank
Total interest income$9,817,0001,914
Total interest expense$1,105,0002,255
Net interest income$8,712,0001,845
Provision for loan and lease losses$795,0001,065
Total noninterest income$994,0002,831
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$406,0002,255
Trading account gains and fees$0180
Additional Noninterest Income$588,0002,769
Total noninterest expense$6,316,0002,244
Salaries and employee benefits$3,022,0002,475
Premises and equipment expense$959,0001,828
Additional noninterest expense$2,335,0002,008
Pre-tax net operating income$2,595,0001,997
Securities gains (losses)$03,040
Applicable income taxes$993,0001,257
Income before extraordinary items$1,602,0002,534
Extraordinary gains, net$025
Net income$1,602,0002,538
Minority interest net income$084
Net income of bank and minority interests.$1,602,0002,538
Net charge-offs$377,0001,886
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,602,0002,449
2013-06-30 (YTD Data)Rank
Total interest income$6,519,0001,911
Total interest expense$758,0002,247
Net interest income$5,761,0001,856
Provision for loan and lease losses$410,0001,352
Total noninterest income$637,0002,916
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$270,0002,223
Trading account gains and fees$0157
Additional Noninterest Income$367,0002,917
Total noninterest expense$4,278,0002,202
Salaries and employee benefits$2,088,0002,411
Premises and equipment expense$654,0001,793
Additional noninterest expense$1,536,0002,026
Pre-tax net operating income$1,710,0001,976
Securities gains (losses)$02,791
Applicable income taxes$649,0001,265
Income before extraordinary items$1,061,0002,516
Extraordinary gains, net$022
Net income$1,061,0002,523
Minority interest net income$082
Net income of bank and minority interests.$1,061,0002,522
Net charge-offs$228,0001,969
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,061,0002,415
2013-03-31 (YTD Data)Rank
Total interest income$3,276,0001,918
Total interest expense$396,0002,220
Net interest income$2,880,0001,854
Provision for loan and lease losses$252,0001,135
Total noninterest income$309,0002,962
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$132,0002,248
Trading account gains and fees$0148
Additional Noninterest Income$177,0002,947
Total noninterest expense$1,985,0002,386
Salaries and employee benefits$925,0002,703
Premises and equipment expense$332,0001,795
Additional noninterest expense$728,0002,140
Pre-tax net operating income$952,0001,792
Securities gains (losses)$01,966
Applicable income taxes$359,0001,169
Income before extraordinary items$593,0002,281
Extraordinary gains, net$010
Net income$593,0002,283
Minority interest net income$076
Net income of bank and minority interests.$593,0002,283
Net charge-offs$174,0001,473
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$593,0002,195
2012-12-31 (YTD Data)Rank
Total interest income$13,612,0001,936
Total interest expense$1,991,0002,146
Net interest income$11,621,0001,887
Provision for loan and lease losses$1,606,0001,261
Total noninterest income$1,368,0002,749
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$576,0002,223
Trading account gains and fees$0166
Additional Noninterest Income$792,0002,697
Total noninterest expense$8,083,0002,329
Salaries and employee benefits$3,996,0002,452
Premises and equipment expense$1,256,0001,873
Additional noninterest expense$2,831,0002,292
Pre-tax net operating income$3,300,0001,928
Securities gains (losses)$03,810
Applicable income taxes$1,256,0001,248
Income before extraordinary items$2,044,0002,546
Extraordinary gains, net$029
Net income$2,044,0002,548
Minority interest net income$093
Net income of bank and minority interests.$2,044,0002,547
Net charge-offs$1,421,0001,445
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,044,0002,423
2012-09-30 (YTD Data)Rank
Total interest income$10,248,0001,960
Total interest expense$1,554,0002,157
Net interest income$8,694,0001,916
Provision for loan and lease losses$1,553,0001,053
Total noninterest income$1,019,0002,764
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$422,0002,289
Trading account gains and fees$0157
Additional Noninterest Income$597,0002,684
Total noninterest expense$5,954,0002,386
Salaries and employee benefits$3,034,0002,431
Premises and equipment expense$1,449,0001,235
Additional noninterest expense$1,471,0003,163
Pre-tax net operating income$2,206,0002,172
Securities gains (losses)$03,575
Applicable income taxes$852,0001,383
Income before extraordinary items$1,354,0002,833
Extraordinary gains, net$020
Net income$1,354,0002,834
Minority interest net income$086
Net income of bank and minority interests.$1,354,0002,833
Net charge-offs$1,393,0001,176
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,354,0002,695
2012-06-30 (YTD Data)Rank
Total interest income$6,904,0001,947
Total interest expense$1,076,0002,148
Net interest income$5,828,0001,898
Provision for loan and lease losses$1,178,000969
Total noninterest income$700,0002,685
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$280,0002,278
Trading account gains and fees$0153
Additional Noninterest Income$420,0002,578
Total noninterest expense$4,068,0002,336
Salaries and employee benefits$2,094,0002,359
Premises and equipment expense$963,0001,233
Additional noninterest expense$1,011,0003,099
Pre-tax net operating income$1,282,0002,396
Securities gains (losses)$03,178
Applicable income taxes$446,0001,606
Income before extraordinary items$836,0002,942
Extraordinary gains, net$019
Net income$836,0002,943
Minority interest net income$084
Net income of bank and minority interests.$836,0002,942
Net charge-offs$1,121,0001,048
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$836,0002,804
2012-03-31 (YTD Data)Rank
Total interest income$3,518,0001,928
Total interest expense$566,0002,132
Net interest income$2,952,0001,879
Provision for loan and lease losses$578,000969
Total noninterest income$319,0002,853
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$128,0002,428
Trading account gains and fees$0148
Additional Noninterest Income$191,0002,736
Total noninterest expense$1,965,0002,408
Salaries and employee benefits$1,011,0002,448
Premises and equipment expense$468,0001,279
Additional noninterest expense$486,0003,162
Pre-tax net operating income$728,0002,202
Securities gains (losses)$02,210
Applicable income taxes$269,0001,399
Income before extraordinary items$459,0002,790
Extraordinary gains, net$019
Net income$459,0002,792
Minority interest net income$078
Net income of bank and minority interests.$459,0002,793
Net charge-offs$1,100,000630
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$459,0002,647
2011-12-31 (YTD Data)Rank
Total interest income$14,515,0001,946
Total interest expense$2,681,0002,153
Net interest income$11,834,0001,869
Provision for loan and lease losses$1,048,0002,359
Total noninterest income$1,207,0002,783
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,102,0001,345
Trading account gains and fees$0146
Additional Noninterest Income$105,0005,262
Total noninterest expense$7,947,0002,388
Salaries and employee benefits$4,469,0002,173
Premises and equipment expense$1,759,0001,423
Additional noninterest expense$1,719,0003,533
Pre-tax net operating income$4,046,0001,418
Securities gains (losses)$03,838
Applicable income taxes$1,572,000958
Income before extraordinary items$2,474,0001,891
Extraordinary gains, net$029
Net income$2,474,0001,892
Minority interest net income$096
Net income of bank and minority interests.$2,474,0001,892
Net charge-offs$979,0002,383
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,474,0001,801
2011-09-30 (YTD Data)Rank
Total interest income$10,990,0001,951
Total interest expense$2,061,0002,190
Net interest income$8,929,0001,862
Provision for loan and lease losses$978,0001,993
Total noninterest income$873,0002,840
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$807,0001,385
Trading account gains and fees$0145
Additional Noninterest Income$66,0005,529
Total noninterest expense$5,809,0002,451
Salaries and employee benefits$3,219,0002,252
Premises and equipment expense$1,320,0001,436
Additional noninterest expense$1,270,0003,551
Pre-tax net operating income$3,015,0001,487
Securities gains (losses)$03,555
Applicable income taxes$1,180,000956
Income before extraordinary items$1,835,0001,974
Extraordinary gains, net$021
Net income$1,835,0001,974
Minority interest net income$087
Net income of bank and minority interests.$1,835,0001,974
Net charge-offs$916,0001,992
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,835,0001,873
2011-06-30 (YTD Data)Rank
Total interest income$7,338,0001,959
Total interest expense$1,407,0002,229
Net interest income$5,931,0001,864
Provision for loan and lease losses$519,0002,266
Total noninterest income$566,0002,899
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$517,0001,414
Trading account gains and fees$0153
Additional Noninterest Income$49,0005,480
Total noninterest expense$3,868,0002,465
Salaries and employee benefits$2,120,0002,280
Premises and equipment expense$880,0001,437
Additional noninterest expense$868,0003,543
Pre-tax net operating income$2,110,0001,384
Securities gains (losses)$02,914
Applicable income taxes$820,000904
Income before extraordinary items$1,290,0001,836
Extraordinary gains, net$015
Net income$1,290,0001,837
Minority interest net income$089
Net income of bank and minority interests.$1,290,0001,836
Net charge-offs$334,0002,563
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,290,0001,768
2011-03-31 (YTD Data)Rank
Total interest income$3,674,0001,964
Total interest expense$718,0002,263
Net interest income$2,956,0001,871
Provision for loan and lease losses$319,0001,858
Total noninterest income$281,0002,932
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$249,0001,435
Trading account gains and fees$0158
Additional Noninterest Income$32,0005,306
Total noninterest expense$1,957,0002,461
Salaries and employee benefits$1,118,0002,200
Premises and equipment expense$436,0001,478
Additional noninterest expense$403,0003,707
Pre-tax net operating income$961,0001,502
Securities gains (losses)$01,772
Applicable income taxes$375,000932
Income before extraordinary items$586,0001,952
Extraordinary gains, net$09
Net income$586,0001,951
Minority interest net income$086
Net income of bank and minority interests.$586,0001,952
Net charge-offs$228,0002,003
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$586,0001,901
2010-12-31 (YTD Data)Rank
Total interest income$15,040,0002,010
Total interest expense$3,193,0002,470
Net interest income$11,847,0001,854
Provision for loan and lease losses$869,0003,278
Total noninterest income$1,053,0003,149
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$1,053,0002,118
Total noninterest expense$7,702,0002,515
Salaries and employee benefits$4,262,0002,262
Premises and equipment expense$1,739,0001,477
Additional noninterest expense$1,701,0003,676
Pre-tax net operating income$4,329,0001,175
Securities gains (losses)$20,0003,102
Applicable income taxes$1,695,000829
Income before extraordinary items$2,654,0001,551
Extraordinary gains, net$029
Net income$2,654,0001,552
Minority interest net income$0111
Net income of bank and minority interests.$2,654,0001,553
Net charge-offs$356,0004,080
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,641,2001,511
2010-09-30 (YTD Data)Rank
Total interest income$11,338,0002,041
Total interest expense$2,447,0002,524
Net interest income$8,891,0001,885
Provision for loan and lease losses$706,0003,023
Total noninterest income$773,0003,217
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$773,0002,115
Total noninterest expense$5,739,0002,528
Salaries and employee benefits$3,174,0002,290
Premises and equipment expense$1,313,0001,483
Additional noninterest expense$1,252,0003,702
Pre-tax net operating income$3,219,0001,231
Securities gains (losses)$20,0002,883
Applicable income taxes$1,250,000863
Income before extraordinary items$1,989,0001,666
Extraordinary gains, net$023
Net income$1,989,0001,669
Minority interest net income$0110
Net income of bank and minority interests.$1,989,0001,669
Net charge-offs$324,0003,633
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,976,2001,593
2010-06-30 (YTD Data)Rank
Total interest income$7,539,0002,070
Total interest expense$1,692,0002,530
Net interest income$5,847,0001,907
Provision for loan and lease losses$564,0002,688
Total noninterest income$505,0003,206
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$505,0002,075
Total noninterest expense$3,823,0002,534
Salaries and employee benefits$2,098,0002,325
Premises and equipment expense$901,0001,461
Additional noninterest expense$824,0003,723
Pre-tax net operating income$1,965,0001,319
Securities gains (losses)$20,0002,363
Applicable income taxes$762,000874
Income before extraordinary items$1,223,0001,778
Extraordinary gains, net$019
Net income$1,223,0001,777
Minority interest net income$0105
Net income of bank and minority interests.$1,223,0001,778
Net charge-offs$309,0003,009
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,210,2001,711
2010-03-31 (YTD Data)Rank
Total interest income$3,776,0002,112
Total interest expense$870,0002,577
Net interest income$2,906,0001,953
Provision for loan and lease losses$298,0002,492
Total noninterest income$242,0003,259
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$242,0002,114
Total noninterest expense$1,939,0002,517
Salaries and employee benefits$1,099,0002,242
Premises and equipment expense$448,0001,506
Additional noninterest expense$392,0003,838
Pre-tax net operating income$911,0001,433
Securities gains (losses)$02,284
Applicable income taxes$341,000942
Income before extraordinary items$570,0001,910
Extraordinary gains, net$016
Net income$570,0001,908
Minority interest net income$091
Net income of bank and minority interests.$570,0001,910
Net charge-offs$33,0004,071
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$570,0001,845
2009-12-31 (YTD Data)Rank
Total interest income$15,266,0002,198
Total interest expense$4,136,0002,657
Net interest income$11,130,0001,982
Provision for loan and lease losses$399,0004,882
Total noninterest income$1,033,0003,269
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$1,033,0002,107
Total noninterest expense$7,600,0002,590
Salaries and employee benefits$4,157,0002,365
Premises and equipment expense$1,701,0001,575
Additional noninterest expense$1,742,0003,690
Pre-tax net operating income$4,164,000999
Securities gains (losses)$03,754
Applicable income taxes$1,624,000661
Income before extraordinary items$2,540,0001,316
Extraordinary gains, net$034
Net income$2,540,0001,314
Minority interest net income$0115
Net income of bank and minority interests.$2,540,0001,315
Net charge-offs$408,0004,059
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,540,0001,298
2009-09-30 (YTD Data)Rank
Total interest income$11,462,0002,222
Total interest expense$3,196,0002,703
Net interest income$8,266,0001,989
Provision for loan and lease losses$270,0004,739
Total noninterest income$790,0003,284
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$790,0002,145
Total noninterest expense$5,599,0002,642
Salaries and employee benefits$3,057,0002,435
Premises and equipment expense$1,287,0001,596
Additional noninterest expense$1,255,0003,759
Pre-tax net operating income$3,187,0001,026
Securities gains (losses)$03,497
Applicable income taxes$1,241,000712
Income before extraordinary items$1,946,0001,368
Extraordinary gains, net$027
Net income$1,946,0001,366
Minority interest net income$0118
Net income of bank and minority interests.$1,946,0001,368
Net charge-offs$303,0003,692
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,946,0001,349
2009-06-30 (YTD Data)Rank
Total interest income$7,654,0002,249
Total interest expense$2,197,0002,744
Net interest income$5,457,0002,005
Provision for loan and lease losses$180,0004,468
Total noninterest income$525,0003,306
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$525,0002,153
Total noninterest expense$3,805,0002,627
Salaries and employee benefits$2,002,0002,508
Premises and equipment expense$947,0001,478
Additional noninterest expense$856,0003,694
Pre-tax net operating income$1,997,0001,143
Securities gains (losses)$03,136
Applicable income taxes$805,000746
Income before extraordinary items$1,192,0001,561
Extraordinary gains, net$021
Net income$1,192,0001,558
Minority interest net income$0112
Net income of bank and minority interests.$1,192,0001,560
Net charge-offs$122,0004,024
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,192,0001,537
2009-03-31 (YTD Data)Rank
Total interest income$3,819,0002,291
Total interest expense$1,142,0002,746
Net interest income$2,677,0002,044
Provision for loan and lease losses$90,0004,033
Total noninterest income$263,0003,278
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$263,0002,128
Total noninterest expense$1,824,0002,641
Salaries and employee benefits$1,057,0002,414
Premises and equipment expense$418,0001,686
Additional noninterest expense$349,0003,962
Pre-tax net operating income$1,026,0001,253
Securities gains (losses)$02,434
Applicable income taxes$384,000861
Income before extraordinary items$642,0001,681
Extraordinary gains, net$015
Net income$642,0001,682
Minority interest net income$0102
Net income of bank and minority interests.$642,0001,683
Net charge-offs$32,0003,957
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$642,0001,595
2008-12-31 (YTD Data)Rank
Total interest income$15,400,0002,402
Total interest expense$5,366,0002,789
Net interest income$10,034,0002,218
Provision for loan and lease losses$1,082,0002,585
Total noninterest income$1,098,0003,221
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$1,098,0001,998
Total noninterest expense$7,306,0002,585
Salaries and employee benefits$4,099,0002,461
Premises and equipment expense$1,753,0001,579
Additional noninterest expense$1,454,0003,706
Pre-tax net operating income$2,744,0001,944
Securities gains (losses)$53,0001,553
Applicable income taxes$1,083,0001,129
Income before extraordinary items$1,714,0002,292
Extraordinary gains, net$039
Net income$1,714,0002,292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0004,049
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,680,0802,453
2008-09-30 (YTD Data)Rank
Total interest income$11,522,0002,462
Total interest expense$4,154,0002,815
Net interest income$7,368,0002,271
Provision for loan and lease losses$992,0001,831
Total noninterest income$849,0003,217
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$849,0002,038
Total noninterest expense$5,597,0002,530
Salaries and employee benefits$3,167,0002,419
Premises and equipment expense$1,313,0001,593
Additional noninterest expense$1,117,0003,566
Pre-tax net operating income$1,628,0002,675
Securities gains (losses)$03,106
Applicable income taxes$741,0001,457
Income before extraordinary items$887,0003,360
Extraordinary gains, net$031
Net income$887,0003,358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0003,521
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$887,0003,487
2008-06-30 (YTD Data)Rank
Total interest income$7,652,0002,509
Total interest expense$2,910,0002,779
Net interest income$4,742,0002,319
Provision for loan and lease losses$180,0003,306
Total noninterest income$575,0003,212
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$575,0002,050
Total noninterest expense$3,694,0002,557
Salaries and employee benefits$2,092,0002,461
Premises and equipment expense$874,0001,593
Additional noninterest expense$728,0003,611
Pre-tax net operating income$1,443,0002,284
Securities gains (losses)$03,233
Applicable income taxes$548,0001,488
Income before extraordinary items$895,0002,815
Extraordinary gains, net$021
Net income$895,0002,814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0003,637
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$895,0002,758
2008-03-31 (YTD Data)Rank
Total interest income$3,825,0002,569
Total interest expense$1,569,0002,764
Net interest income$2,256,0002,431
Provision for loan and lease losses$90,0002,858
Total noninterest income$271,0003,338
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$271,0002,093
Total noninterest expense$1,901,0002,481
Salaries and employee benefits$1,105,0002,368
Premises and equipment expense$446,0001,568
Additional noninterest expense$350,0003,671
Pre-tax net operating income$536,0002,931
Securities gains (losses)$02,688
Applicable income taxes$198,0001,986
Income before extraordinary items$338,0003,554
Extraordinary gains, net$015
Net income$338,0003,557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0002,711
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$338,0003,453
2007-12-31 (YTD Data)Rank
Total interest income$15,215,0002,639
Total interest expense$6,250,0002,912
Net interest income$8,965,0002,450
Provision for loan and lease losses$255,0003,468
Total noninterest income$1,015,0003,509
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$1,015,0002,204
Total noninterest expense$7,442,0002,453
Salaries and employee benefits$4,247,0002,373
Premises and equipment expense$1,772,0001,507
Additional noninterest expense$1,423,0003,571
Pre-tax net operating income$2,283,0003,030
Securities gains (losses)$02,146
Applicable income taxes$832,0002,088
Income before extraordinary items$1,451,0003,524
Extraordinary gains, net$039
Net income$1,451,0003,522
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0002,919
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,451,0003,513
2007-09-30 (YTD Data)Rank
Total interest income$11,373,0002,655
Total interest expense$4,630,0002,939
Net interest income$6,743,0002,472
Provision for loan and lease losses$115,0003,913
Total noninterest income$727,0003,610
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$727,0002,260
Total noninterest expense$5,603,0002,414
Salaries and employee benefits$3,181,0002,370
Premises and equipment expense$1,346,0001,482
Additional noninterest expense$1,076,0003,496
Pre-tax net operating income$1,752,0003,129
Securities gains (losses)$01,655
Applicable income taxes$618,0002,244
Income before extraordinary items$1,134,0003,605
Extraordinary gains, net$033
Net income$1,134,0003,604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0002,136
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,134,0003,587
2007-06-30 (YTD Data)Rank
Total interest income$7,552,0002,683
Total interest expense$3,049,0002,971
Net interest income$4,503,0002,494
Provision for loan and lease losses$70,0003,835
Total noninterest income$477,0003,654
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$477,0002,324
Total noninterest expense$3,717,0002,445
Salaries and employee benefits$2,109,0002,416
Premises and equipment expense$896,0001,498
Additional noninterest expense$712,0003,513
Pre-tax net operating income$1,193,0003,131
Securities gains (losses)$01,444
Applicable income taxes$403,0002,369
Income before extraordinary items$790,0003,545
Extraordinary gains, net$029
Net income$790,0003,545
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0001,774
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$790,0003,523
2007-03-31 (YTD Data)Rank
Total interest income$3,732,0002,705
Total interest expense$1,480,0003,018
Net interest income$2,252,0002,500
Provision for loan and lease losses$30,0003,737
Total noninterest income$215,0003,857
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$215,0002,431
Total noninterest expense$1,855,0002,462
Salaries and employee benefits$1,067,0002,404
Premises and equipment expense$442,0001,521
Additional noninterest expense$346,0003,559
Pre-tax net operating income$582,0003,185
Securities gains (losses)$01,187
Applicable income taxes$208,0002,349
Income before extraordinary items$374,0003,654
Extraordinary gains, net$022
Net income$374,0003,654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0001,253
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$374,0003,633
2006-12-31 (YTD Data)Rank
Total interest income$14,330,0002,648
Total interest expense$5,247,0002,911
Net interest income$9,083,0002,494
Provision for loan and lease losses$120,0004,374
Total noninterest income$741,0004,232
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$741,0002,691
Total noninterest expense$7,377,0002,402
Salaries and employee benefits$4,181,0002,351
Premises and equipment expense$2,023,0001,277
Additional noninterest expense$1,173,0004,001
Pre-tax net operating income$2,327,0003,306
Securities gains (losses)$01,687
Applicable income taxes$800,0002,475
Income before extraordinary items$1,527,0003,728
Extraordinary gains, net$051
Net income$1,527,0003,727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0003,323
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,527,0003,708
2006-09-30 (YTD Data)Rank
Total interest income$10,695,0002,651
Total interest expense$3,838,0002,882
Net interest income$6,857,0002,501
Provision for loan and lease losses$90,0004,225
Total noninterest income$523,0004,368
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$523,0002,782
Total noninterest expense$5,538,0002,394
Salaries and employee benefits$3,131,0002,350
Premises and equipment expense$1,527,0001,274
Additional noninterest expense$880,0003,981
Pre-tax net operating income$1,752,0003,417
Securities gains (losses)$01,388
Applicable income taxes$610,0002,573
Income before extraordinary items$1,142,0003,860
Extraordinary gains, net$045
Net income$1,142,0003,863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0003,286
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,142,0003,848
2006-06-30 (YTD Data)Rank
Total interest income$7,109,0002,627
Total interest expense$2,494,0002,828
Net interest income$4,615,0002,480
Provision for loan and lease losses$60,0004,062
Total noninterest income$408,0004,012
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$408,0002,534
Total noninterest expense$3,697,0002,390
Salaries and employee benefits$2,086,0002,358
Premises and equipment expense$1,026,0001,264
Additional noninterest expense$585,0003,992
Pre-tax net operating income$1,266,0003,245
Securities gains (losses)$01,185
Applicable income taxes$439,0002,482
Income before extraordinary items$827,0003,669
Extraordinary gains, net$039
Net income$827,0003,672
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0003,182
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$827,0003,662
2006-03-31 (YTD Data)Rank
Total interest income$3,502,0002,615
Total interest expense$1,214,0002,770
Net interest income$2,288,0002,491
Provision for loan and lease losses$30,0003,822
Total noninterest income$201,0003,973
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$201,0002,485
Total noninterest expense$1,883,0002,358
Salaries and employee benefits$1,064,0002,311
Premises and equipment expense$516,0001,263
Additional noninterest expense$303,0003,857
Pre-tax net operating income$576,0003,403
Securities gains (losses)$0955
Applicable income taxes$193,0002,658
Income before extraordinary items$383,0003,809
Extraordinary gains, net$021
Net income$383,0003,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$383,0003,792
2005-12-31 (YTD Data)Rank
Total interest income$13,561,0002,433
Total interest expense$4,153,0002,570
Net interest income$9,408,0002,348
Provision for loan and lease losses$90,0004,964
Total noninterest income$865,0003,872
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$865,0002,427
Total noninterest expense$7,365,0002,274
Salaries and employee benefits$4,160,0002,206
Premises and equipment expense$1,973,0001,246
Additional noninterest expense$1,232,0003,793
Pre-tax net operating income$2,818,0002,909
Securities gains (losses)$02,296
Applicable income taxes$749,0002,698
Income before extraordinary items$2,069,0003,013
Extraordinary gains, net$046
Net income$2,069,0003,015
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$175,0002,487
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,069,0002,976
2005-09-30 (YTD Data)Rank
Total interest income$10,069,0002,398
Total interest expense$2,977,0002,549
Net interest income$7,092,0002,315
Provision for loan and lease losses$75,0004,689
Total noninterest income$636,0003,940
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$636,0002,465
Total noninterest expense$5,549,0002,237
Salaries and employee benefits$3,153,0002,162
Premises and equipment expense$1,492,0001,222
Additional noninterest expense$904,0003,790
Pre-tax net operating income$2,104,0002,942
Securities gains (losses)$02,317
Applicable income taxes$660,0002,483
Income before extraordinary items$1,444,0003,224
Extraordinary gains, net$035
Net income$1,444,0003,225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0002,343
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,444,0003,188
2005-06-30 (YTD Data)Rank
Total interest income$6,696,0002,356
Total interest expense$1,946,0002,471
Net interest income$4,750,0002,285
Provision for loan and lease losses$60,0004,115
Total noninterest income$426,0003,896
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$426,0002,433
Total noninterest expense$3,734,0002,200
Salaries and employee benefits$2,126,0002,129
Premises and equipment expense$999,0001,210
Additional noninterest expense$609,0003,755
Pre-tax net operating income$1,382,0002,928
Securities gains (losses)$02,146
Applicable income taxes$474,0002,342
Income before extraordinary items$908,0003,332
Extraordinary gains, net$030
Net income$908,0003,334
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0002,191
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$908,0003,285
2005-03-31 (YTD Data)Rank
Total interest income$3,320,0002,328
Total interest expense$951,0002,432
Net interest income$2,369,0002,270
Provision for loan and lease losses$30,0003,913
Total noninterest income$210,0003,855
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$210,0002,407
Total noninterest expense$1,769,0002,338
Salaries and employee benefits$970,0002,351
Premises and equipment expense$502,0001,208
Additional noninterest expense$297,0003,831
Pre-tax net operating income$780,0002,627
Securities gains (losses)$01,685
Applicable income taxes$274,0002,118
Income before extraordinary items$506,0003,019
Extraordinary gains, net$024
Net income$506,0003,019
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,216
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$506,0002,980
2004-12-31 (YTD Data)Rank
Total interest income$13,084,0002,200
Total interest expense$3,856,0002,106
Net interest income$9,228,0002,214
Provision for loan and lease losses$100,0004,964
Total noninterest income$870,0003,848
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$870,0002,349
Total noninterest expense$7,198,0002,210
Salaries and employee benefits$4,113,0002,115
Premises and equipment expense$1,863,0001,224
Additional noninterest expense$1,222,0003,686
Pre-tax net operating income$2,800,0002,730
Securities gains (losses)$03,819
Applicable income taxes$966,0002,214
Income before extraordinary items$1,834,0003,141
Extraordinary gains, net$034
Net income$1,834,0003,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$226,0002,401
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,834,0003,079
2004-09-30 (YTD Data)Rank
Total interest income$9,773,0002,182
Total interest expense$2,914,0002,050
Net interest income$6,859,0002,203
Provision for loan and lease losses$40,0005,698
Total noninterest income$632,0003,957
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$632,0002,430
Total noninterest expense$5,246,0002,266
Salaries and employee benefits$2,975,0002,186
Premises and equipment expense$1,397,0001,235
Additional noninterest expense$874,0003,820
Pre-tax net operating income$2,205,0002,651
Securities gains (losses)$03,710
Applicable income taxes$883,0001,969
Income before extraordinary items$1,322,0003,307
Extraordinary gains, net$026
Net income$1,322,0003,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0001,863
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,322,0003,222
2004-06-30 (YTD Data)Rank
Total interest income$6,480,0002,164
Total interest expense$1,971,0001,998
Net interest income$4,509,0002,219
Provision for loan and lease losses$06,885
Total noninterest income$415,0004,011
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$415,0002,453
Total noninterest expense$3,524,0002,241
Salaries and employee benefits$2,021,0002,156
Premises and equipment expense$924,0001,244
Additional noninterest expense$579,0003,850
Pre-tax net operating income$1,400,0002,723
Securities gains (losses)$03,413
Applicable income taxes$516,0002,150
Income before extraordinary items$884,0003,269
Extraordinary gains, net$021
Net income$884,0003,269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0002,300
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$884,0003,181
2004-03-31 (YTD Data)Rank
Total interest income$3,235,0002,161
Total interest expense$1,004,0001,985
Net interest income$2,231,0002,245
Provision for loan and lease losses$06,501
Total noninterest income$202,0004,039
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$202,0002,464
Total noninterest expense$1,635,0002,445
Salaries and employee benefits$905,0002,396
Premises and equipment expense$461,0001,261
Additional noninterest expense$269,0004,077
Pre-tax net operating income$798,0002,437
Securities gains (losses)$02,934
Applicable income taxes$297,0001,947
Income before extraordinary items$501,0002,939
Extraordinary gains, net$016
Net income$501,0002,939
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0001,747
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$501,0002,841
2003-12-31 (YTD Data)Rank
Total interest income$14,090,0002,012
Total interest expense$4,792,0001,867
Net interest income$9,298,0002,100
Provision for loan and lease losses$-135,0009,057
Total noninterest income$848,0004,089
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$848,0002,642
Total noninterest expense$7,241,0002,180
Salaries and employee benefits$4,053,0002,097
Premises and equipment expense$1,927,0001,171
Additional noninterest expense$1,261,0003,589
Pre-tax net operating income$3,040,0002,476
Securities gains (losses)$04,500
Applicable income taxes$1,153,0001,986
Income before extraordinary items$1,887,0002,999
Extraordinary gains, net$054
Net income$1,887,0002,998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-198,0009,103
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,887,0002,876
2003-09-30 (YTD Data)Rank
Total interest income$10,712,0002,022
Total interest expense$3,722,0001,879
Net interest income$6,990,0002,110
Provision for loan and lease losses$105,0004,577
Total noninterest income$643,0004,118
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$643,0002,710
Total noninterest expense$5,272,0002,241
Salaries and employee benefits$2,962,0002,160
Premises and equipment expense$1,403,0001,222
Additional noninterest expense$907,0003,697
Pre-tax net operating income$2,256,0002,585
Securities gains (losses)$04,204
Applicable income taxes$776,0002,243
Income before extraordinary items$1,480,0002,995
Extraordinary gains, net$040
Net income$1,480,0002,995
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0004,905
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,480,0002,853
2003-06-30 (YTD Data)Rank
Total interest income$7,297,0001,991
Total interest expense$2,588,0001,863
Net interest income$4,709,0002,080
Provision for loan and lease losses$105,0003,773
Total noninterest income$423,0004,112
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$423,0002,702
Total noninterest expense$3,566,0002,207
Salaries and employee benefits$2,028,0002,095
Premises and equipment expense$937,0001,215
Additional noninterest expense$601,0003,696
Pre-tax net operating income$1,461,0002,654
Securities gains (losses)$03,782
Applicable income taxes$503,0002,302
Income before extraordinary items$958,0003,065
Extraordinary gains, net$030
Net income$958,0003,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0003,655
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$958,0002,906
2003-03-31 (YTD Data)Rank
Total interest income$3,706,0001,972
Total interest expense$1,349,0001,832
Net interest income$2,357,0002,076
Provision for loan and lease losses$75,0002,805
Total noninterest income$211,0004,034
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$211,0002,629
Total noninterest expense$1,682,0002,314
Salaries and employee benefits$919,0002,283
Premises and equipment expense$478,0001,200
Additional noninterest expense$285,0003,809
Pre-tax net operating income$811,0002,442
Securities gains (losses)$02,891
Applicable income taxes$281,0002,144
Income before extraordinary items$530,0002,823
Extraordinary gains, net$021
Net income$530,0002,821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0003,852
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$530,0002,678
2002-12-31 (YTD Data)Rank
Total interest income$16,062,0001,915
Total interest expense$6,354,0001,799
Net interest income$9,708,0001,991
Provision for loan and lease losses$450,0002,572
Total noninterest income$898,0003,712
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$898,0002,328
Total noninterest expense$6,782,0002,201
Salaries and employee benefits$3,703,0002,161
Premises and equipment expense$1,825,0001,211
Additional noninterest expense$1,254,0003,486
Pre-tax net operating income$3,374,0002,272
Securities gains (losses)$04,537
Applicable income taxes$1,308,0001,838
Income before extraordinary items$2,066,0002,731
Extraordinary gains, net$070
Net income$2,066,0002,730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$252,0002,660
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,066,0002,638
2001-12-31 (YTD Data)Rank
Total interest income$16,634,0002,062
Total interest expense$8,154,0001,984
Net interest income$8,480,0002,107
Provision for loan and lease losses$492,0002,241
Total noninterest income$988,0003,369
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$988,0002,062
Total noninterest expense$6,119,0002,338
Salaries and employee benefits$3,220,0002,329
Premises and equipment expense$1,734,0001,225
Additional noninterest expense$1,165,0003,599
Pre-tax net operating income$2,857,0002,381
Securities gains (losses)$04,612
Applicable income taxes$981,0002,101
Income before extraordinary items$1,876,0002,686
Extraordinary gains, net$0105
Net income$1,876,0002,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$344,0002,029
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,876,0002,602
2000-12-31 (YTD Data)Rank
Total interest income$16,385,0002,151
Total interest expense$7,880,0002,168
Net interest income$8,505,0002,083
Provision for loan and lease losses$400,0002,269
Total noninterest income$798,0003,665
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$798,0002,155
Total noninterest expense$6,246,0002,199
Salaries and employee benefits$3,180,0002,244
Premises and equipment expense$1,315,0001,574
Additional noninterest expense$1,751,0002,449
Pre-tax net operating income$2,657,0002,630
Securities gains (losses)$481,000269
Applicable income taxes$960,0002,195
Income before extraordinary items$2,178,0002,345
Extraordinary gains, net$038
Net income$2,178,0002,345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$262,0001,993
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,846,1102,751
1999-12-31 (YTD Data)Rank
Total interest income$15,566,0002,092
Total interest expense$7,363,0002,024
Net interest income$8,203,0002,141
Provision for loan and lease losses$217,0003,385
Total noninterest income$1,233,0002,646
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$1,233,0001,602
Total noninterest expense$6,562,0002,073
Salaries and employee benefits$2,943,0002,382
Premises and equipment expense$944,0002,164
Additional noninterest expense$2,675,0001,668
Pre-tax net operating income$2,657,0002,661
Securities gains (losses)$5,0002,145
Applicable income taxes$971,0002,268
Income before extraordinary items$1,691,0002,950
Extraordinary gains, net$035
Net income$1,691,0002,951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0004,834
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,687,8002,923
1998-12-31 (YTD Data)Rank
Total interest income$15,137,0002,156
Total interest expense$7,538,0002,025
Net interest income$7,599,0002,248
Provision for loan and lease losses$100,0005,089
Total noninterest income$566,0004,569
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$566,0002,750
Total noninterest expense$5,708,0002,290
Salaries and employee benefits$2,748,0002,460
Premises and equipment expense$962,0002,028
Additional noninterest expense$1,998,0002,114
Pre-tax net operating income$2,357,0002,933
Securities gains (losses)$28,0002,162
Applicable income taxes$821,0002,684
Income before extraordinary items$1,564,0003,150
Extraordinary gains, net$032
Net income$1,564,0003,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0004,320
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,545,5203,092
1997-12-31 (YTD Data)Rank
Total interest income$14,443,0002,261
Total interest expense$7,056,0002,133
Net interest income$7,387,0002,367
Provision for loan and lease losses$100,0005,146
Total noninterest income$615,0004,343
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$615,0002,431
Total noninterest expense$5,258,0002,453
Salaries and employee benefits$2,598,0002,548
Premises and equipment expense$985,0002,006
Additional noninterest expense$1,675,0002,461
Pre-tax net operating income$2,644,0002,776
Securities gains (losses)$19,0001,923
Applicable income taxes$939,0002,566
Income before extraordinary items$1,724,0002,953
Extraordinary gains, net$044
Net income$1,724,0002,952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,811
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,711,6502,919
1996-12-31 (YTD Data)Rank
Total interest income$13,857,0002,414
Total interest expense$7,082,0002,193
Net interest income$6,775,0002,598
Provision for loan and lease losses$09,041
Total noninterest income$478,0005,316
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$478,0003,021
Total noninterest expense$6,263,0002,192
Salaries and employee benefits$2,314,0002,887
Premises and equipment expense$831,0002,365
Additional noninterest expense$3,118,0001,671
Pre-tax net operating income$990,0005,770
Securities gains (losses)$3,0003,304
Applicable income taxes$345,0005,386
Income before extraordinary items$648,0006,002
Extraordinary gains, net$053
Net income$648,0006,003
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0005,232
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$646,0505,951
1995-12-31 (YTD Data)Rank
Total interest income$12,946,0002,579
Total interest expense$6,505,0002,390
Net interest income$6,441,0002,772
Provision for loan and lease losses$08,958
Total noninterest income$410,0005,893
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$410,0003,264
Total noninterest expense$4,808,0002,818
Salaries and employee benefits$2,092,0003,166
Premises and equipment expense$700,0002,803
Additional noninterest expense$2,016,0002,382
Pre-tax net operating income$2,043,0003,425
Securities gains (losses)$7,0002,620
Applicable income taxes$801,0002,872
Income before extraordinary items$1,249,0003,824
Extraordinary gains, net$065
Net income$1,249,0003,821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0005,105
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$1,244,5203,817
1994-12-31 (YTD Data)Rank
Total interest income$12,107,0002,504
Total interest expense$5,373,0002,303
Net interest income$6,734,0002,692
Provision for loan and lease losses$20,0007,754
Total noninterest income$382,0006,314
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$382,0003,509
Total noninterest expense$4,013,0003,418
Salaries and employee benefits$1,728,0003,772
Premises and equipment expense$613,0003,209
Additional noninterest expense$1,672,0003,009
Pre-tax net operating income$3,083,0002,301
Securities gains (losses)$03,600
Applicable income taxes$1,051,0002,124
Income before extraordinary items$2,032,0002,391
Extraordinary gains, net$0249
Net income$2,032,0002,391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0004,158
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,032,0002,408
1993-12-31 (YTD Data)Rank
Total interest income$12,245,0002,515
Total interest expense$5,875,0002,207
Net interest income$6,370,0002,846
Provision for loan and lease losses$120,0005,200
Total noninterest income$393,0006,564
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$393,0003,792
Total noninterest expense$3,772,0003,672
Salaries and employee benefits$1,687,0003,845
Premises and equipment expense$706,0002,854
Additional noninterest expense$1,379,0003,763
Pre-tax net operating income$2,871,0002,392
Securities gains (losses)$07,477
Applicable income taxes$850,0002,628
Income before extraordinary items$2,021,0002,484
Extraordinary gains, net$03,149
Net income$2,021,0002,572
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0005,012
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,021,0002,335
1992-12-31 (YTD Data)Rank
Total interest income$13,163,0002,678
Total interest expense$7,372,0002,298
Net interest income$5,791,0003,172
Provision for loan and lease losses$417,0003,373
Total noninterest income$399,0006,556
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$399,0003,715
Total noninterest expense$3,368,0004,069
Salaries and employee benefits$1,358,0004,634
Premises and equipment expense$733,0002,813
Additional noninterest expense$1,277,0004,108
Pre-tax net operating income$2,405,0002,592
Securities gains (losses)$355,0001,383
Applicable income taxes$1,172,0001,795
Income before extraordinary items$1,588,0002,897
Extraordinary gains, net$01,422
Net income$1,588,0002,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0008,449
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,360,8003,126

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.