Home > Hancock Bank & Trust Company > Income and Expense

Hancock Bank & Trust Company, Income and Expense

2021-09-30 (YTD Data)Rank
Total interest income$8,690,0002,297
Total interest expense$1,681,0001,277
Net interest income$7,009,0002,463
Provision for loan and lease losses$02,963
Total noninterest income$2,358,0001,800
Gross Fiduciary activities income$3,000895
Service charges on deposit accounts$111,0003,024
Trading account gains and feesNANA
Additional Noninterest Income$2,244,0001,547
Total noninterest expense$8,114,0001,878
Salaries and employee benefits$3,941,0002,120
Premises and equipment expense$588,0002,376
Additional noninterest expense$3,585,0001,387
Pre-tax net operating income$1,253,0003,489
Securities gains (losses)$1,0001,947
Applicable income taxes$03,719
Income before extraordinary items$1,254,0003,354
Extraordinary gains, net$08
Net income$1,254,0003,354
Minority interest net income$069
Net income of bank and minority interests.$1,254,0003,354
Net charge-offs$-65,0004,310
Cash dividends$1,407,0001,454
Sale, conversion, retirement of capital stock, net$0543
Net operating income$1,253,0003,327
2021-06-30 (YTD Data)Rank
Total interest income$5,748,0002,304
Total interest expense$1,173,0001,268
Net interest income$4,575,0002,480
Provision for loan and lease losses$02,862
Total noninterest income$1,601,0001,734
Gross Fiduciary activities income$3,000879
Service charges on deposit accounts$71,0003,041
Trading account gains and feesNANA
Additional Noninterest Income$1,527,0001,496
Total noninterest expense$5,261,0001,904
Salaries and employee benefits$2,698,0002,072
Premises and equipment expense$356,0002,498
Additional noninterest expense$2,207,0001,450
Pre-tax net operating income$915,0003,373
Securities gains (losses)$1,0001,754
Applicable income taxes$03,702
Income before extraordinary items$916,0003,234
Extraordinary gains, net$06
Net income$916,0003,233
Minority interest net income$067
Net income of bank and minority interests.$916,0003,234
Net charge-offs$-45,0004,333
Cash dividends$1,106,0001,288
Sale, conversion, retirement of capital stock, net$0517
Net operating income$915,0003,211
2021-03-31 (YTD Data)Rank
Total interest income$2,866,0002,296
Total interest expense$603,0001,303
Net interest income$2,263,0002,489
Provision for loan and lease losses$02,741
Total noninterest income$732,0001,825
Gross Fiduciary activities income$0922
Service charges on deposit accounts$36,0003,022
Trading account gains and feesNANA
Additional Noninterest Income$696,0001,593
Total noninterest expense$2,607,0001,904
Salaries and employee benefits$1,341,0002,072
Premises and equipment expense$172,0002,565
Additional noninterest expense$1,094,0001,435
Pre-tax net operating income$388,0003,526
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$388,0003,417
Extraordinary gains, net$03
Net income$388,0003,418
Minority interest net income$055
Net income of bank and minority interests.$388,0003,417
Net charge-offs$-22,0004,378
Cash dividends$264,0001,653
Sale, conversion, retirement of capital stock, net$0482
Net operating income$388,0003,381
2020-12-31 (YTD Data)Rank
Total interest income$12,572,0002,153
Total interest expense$2,740,0001,602
Net interest income$9,832,0002,279
Provision for loan and lease losses$04,319
Total noninterest income$3,234,0001,657
Gross Fiduciary activities income$3,000957
Service charges on deposit accounts$165,0002,996
Trading account gains and feesNANA
Additional Noninterest Income$3,066,0001,417
Total noninterest expense$10,677,0001,861
Salaries and employee benefits$5,707,0001,967
Premises and equipment expense$694,0002,536
Additional noninterest expense$4,276,0001,456
Pre-tax net operating income$2,389,0002,735
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$2,389,0002,603
Extraordinary gains, net$04
Net income$2,389,0002,602
Minority interest net income$072
Net income of bank and minority interests.$2,389,0002,603
Net charge-offs$428,0001,081
Cash dividends$1,399,0001,864
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,389,0002,558
2020-09-30 (YTD Data)Rank
Total interest income$9,502,0002,162
Total interest expense$2,111,0001,646
Net interest income$7,391,0002,280
Provision for loan and lease losses$04,239
Total noninterest income$2,596,0001,554
Gross Fiduciary activities income$3,000914
Service charges on deposit accounts$124,0003,008
Trading account gains and feesNANA
Additional Noninterest Income$2,469,0001,327
Total noninterest expense$7,860,0001,868
Salaries and employee benefits$4,041,0002,029
Premises and equipment expense$614,0002,307
Additional noninterest expense$3,205,0001,439
Pre-tax net operating income$2,127,0002,492
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$2,127,0002,365
Extraordinary gains, net$04
Net income$2,127,0002,365
Minority interest net income$065
Net income of bank and minority interests.$2,127,0002,365
Net charge-offs$490,000765
Cash dividends$904,0001,784
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,127,0002,309
2020-06-30 (YTD Data)Rank
Total interest income$6,367,0002,172
Total interest expense$1,456,0001,681
Net interest income$4,911,0002,305
Provision for loan and lease losses$04,134
Total noninterest income$1,065,0001,947
Gross Fiduciary activities income$2,000908
Service charges on deposit accounts$87,0002,989
Trading account gains and feesNANA
Additional Noninterest Income$976,0001,691
Total noninterest expense$5,203,0001,881
Salaries and employee benefits$2,684,0002,041
Premises and equipment expense$411,0002,294
Additional noninterest expense$2,108,0001,437
Pre-tax net operating income$773,0003,272
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$773,0003,146
Extraordinary gains, net$04
Net income$773,0003,145
Minority interest net income$065
Net income of bank and minority interests.$773,0003,146
Net charge-offs$485,000609
Cash dividends$904,0001,419
Sale, conversion, retirement of capital stock, net$0504
Net operating income$773,0003,099
2020-03-31 (YTD Data)Rank
Total interest income$3,260,0002,125
Total interest expense$772,0001,731
Net interest income$2,488,0002,235
Provision for loan and lease losses$03,711
Total noninterest income$545,0001,856
Gross Fiduciary activities income$0941
Service charges on deposit accounts$55,0002,947
Trading account gains and feesNANA
Additional Noninterest Income$490,0001,539
Total noninterest expense$2,632,0001,870
Salaries and employee benefits$1,375,0002,012
Premises and equipment expense$190,0002,413
Additional noninterest expense$1,067,0001,436
Pre-tax net operating income$401,0003,060
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$401,0002,922
Extraordinary gains, net$04
Net income$401,0002,923
Minority interest net income$056
Net income of bank and minority interests.$401,0002,923
Net charge-offs$473,000389
Cash dividends$657,0001,073
Sale, conversion, retirement of capital stock, net$0482
Net operating income$401,0002,905
2019-12-31 (YTD Data)Rank
Total interest income$13,170,0002,131
Total interest expense$3,013,0001,802
Net interest income$10,157,0002,214
Provision for loan and lease losses$03,973
Total noninterest income$2,240,0001,865
Gross Fiduciary activities income$2,000989
Service charges on deposit accounts$225,0003,018
Trading account gains and feesNANA
Additional Noninterest Income$2,013,0001,526
Total noninterest expense$10,238,0001,883
Salaries and employee benefits$5,231,0002,041
Premises and equipment expense$876,0002,218
Additional noninterest expense$4,131,0001,468
Pre-tax net operating income$2,159,0002,930
Securities gains (losses)$-5,0004,708
Applicable income taxes$03,859
Income before extraordinary items$2,154,0002,789
Extraordinary gains, net$011
Net income$2,154,0002,790
Minority interest net income$076
Net income of bank and minority interests.$2,154,0002,791
Net charge-offs$-83,0004,865
Cash dividends$1,399,0001,962
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,159,0002,753
2019-09-30 (YTD Data)Rank
Total interest income$9,832,0002,158
Total interest expense$2,238,0001,825
Net interest income$7,594,0002,248
Provision for loan and lease losses$03,836
Total noninterest income$1,803,0001,781
Gross Fiduciary activities income$2,000956
Service charges on deposit accounts$168,0003,064
Trading account gains and feesNANA
Additional Noninterest Income$1,633,0001,457
Total noninterest expense$7,770,0001,881
Salaries and employee benefits$3,934,0002,041
Premises and equipment expense$660,0002,224
Additional noninterest expense$3,176,0001,445
Pre-tax net operating income$1,627,0003,004
Securities gains (losses)$-5,0004,797
Applicable income taxes$03,902
Income before extraordinary items$1,622,0002,855
Extraordinary gains, net$011
Net income$1,622,0002,856
Minority interest net income$072
Net income of bank and minority interests.$1,622,0002,856
Net charge-offs$-142,0005,029
Cash dividends$1,155,0001,660
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,627,0002,817
2019-06-30 (YTD Data)Rank
Total interest income$6,463,0002,184
Total interest expense$1,438,0001,857
Net interest income$5,025,0002,271
Provision for loan and lease losses$03,685
Total noninterest income$1,162,0001,801
Gross Fiduciary activities income$2,000940
Service charges on deposit accounts$110,0003,089
Trading account gains and feesNANA
Additional Noninterest Income$1,050,0001,447
Total noninterest expense$5,211,0001,875
Salaries and employee benefits$2,573,0002,074
Premises and equipment expense$457,0002,179
Additional noninterest expense$2,181,0001,422
Pre-tax net operating income$976,0003,131
Securities gains (losses)$-4,0004,803
Applicable income taxes$03,901
Income before extraordinary items$972,0002,981
Extraordinary gains, net$011
Net income$972,0002,981
Minority interest net income$069
Net income of bank and minority interests.$972,0002,980
Net charge-offs$36,0002,057
Cash dividends$732,0001,739
Sale, conversion, retirement of capital stock, net$0573
Net operating income$976,0002,952
2019-03-31 (YTD Data)Rank
Total interest income$3,174,0002,212
Total interest expense$688,0001,871
Net interest income$2,486,0002,287
Provision for loan and lease losses$03,406
Total noninterest income$711,0001,551
Gross Fiduciary activities income$0972
Service charges on deposit accounts$54,0003,117
Trading account gains and feesNANA
Additional Noninterest Income$657,0001,223
Total noninterest expense$2,602,0001,876
Salaries and employee benefits$1,241,0002,147
Premises and equipment expense$242,0002,130
Additional noninterest expense$1,119,0001,381
Pre-tax net operating income$595,0002,828
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$595,0002,635
Extraordinary gains, net$05
Net income$595,0002,634
Minority interest net income$052
Net income of bank and minority interests.$595,0002,634
Net charge-offs$-2,0004,062
Cash dividends$484,0001,381
Sale, conversion, retirement of capital stock, net$0529
Net operating income$595,0002,620
2018-12-31 (YTD Data)Rank
Total interest income$12,190,0002,176
Total interest expense$2,066,0001,896
Net interest income$10,124,0002,228
Provision for loan and lease losses$04,082
Total noninterest income$1,782,0002,112
Gross Fiduciary activities income$3,0001,019
Service charges on deposit accounts$254,0002,988
Trading account gains and feesNANA
Additional Noninterest Income$1,525,0001,775
Total noninterest expense$10,266,0001,864
Salaries and employee benefits$5,130,0002,047
Premises and equipment expense$726,0002,508
Additional noninterest expense$4,410,0001,383
Pre-tax net operating income$1,640,0003,405
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$1,640,0003,235
Extraordinary gains, net$06
Net income$1,640,0003,234
Minority interest net income$072
Net income of bank and minority interests.$1,640,0003,234
Net charge-offs$11,0003,326
Cash dividends$1,361,0001,865
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,640,0003,234
2018-09-30 (YTD Data)Rank
Total interest income$8,982,0002,198
Total interest expense$1,453,0001,908
Net interest income$7,529,0002,248
Provision for loan and lease losses$03,948
Total noninterest income$1,238,0002,240
Gross Fiduciary activities income$3,000975
Service charges on deposit accounts$195,0002,963
Trading account gains and feesNANA
Additional Noninterest Income$1,040,0001,897
Total noninterest expense$7,580,0001,884
Salaries and employee benefits$3,724,0002,098
Premises and equipment expense$550,0002,518
Additional noninterest expense$3,306,0001,386
Pre-tax net operating income$1,187,0003,516
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$1,187,0003,330
Extraordinary gains, net$05
Net income$1,187,0003,329
Minority interest net income$066
Net income of bank and minority interests.$1,187,0003,329
Net charge-offs$-1,0004,015
Cash dividends$988,0001,687
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,187,0003,330
2018-06-30 (YTD Data)Rank
Total interest income$5,963,0002,191
Total interest expense$869,0001,973
Net interest income$5,094,0002,194
Provision for loan and lease losses$03,782
Total noninterest income$804,0002,262
Gross Fiduciary activities income$3,000959
Service charges on deposit accounts$128,0002,988
Trading account gains and feesNANA
Additional Noninterest Income$673,0001,923
Total noninterest expense$4,964,0001,930
Salaries and employee benefits$2,438,0002,142
Premises and equipment expense$355,0002,578
Additional noninterest expense$2,171,0001,411
Pre-tax net operating income$934,0003,266
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$934,0003,064
Extraordinary gains, net$06
Net income$934,0003,062
Minority interest net income$065
Net income of bank and minority interests.$934,0003,063
Net charge-offs$22,0002,198
Cash dividends$663,0001,683
Sale, conversion, retirement of capital stock, net$0620
Net operating income$934,0003,053
2018-03-31 (YTD Data)Rank
Total interest income$2,878,0002,238
Total interest expense$408,0001,997
Net interest income$2,470,0002,269
Provision for loan and lease losses$03,508
Total noninterest income$401,0002,254
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$65,0002,994
Trading account gains and feesNANA
Additional Noninterest Income$336,0001,882
Total noninterest expense$2,408,0001,980
Salaries and employee benefits$1,210,0002,179
Premises and equipment expense$168,0002,717
Additional noninterest expense$1,030,0001,469
Pre-tax net operating income$463,0003,224
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$463,0003,023
Extraordinary gains, net$07
Net income$463,0003,024
Minority interest net income$052
Net income of bank and minority interests.$463,0003,024
Net charge-offs$22,0001,609
Cash dividends$126,0002,211
Sale, conversion, retirement of capital stock, net$0580
Net operating income$463,0003,013
2017-12-31 (YTD Data)Rank
Total interest income$11,444,0002,200
Total interest expense$1,511,0001,913
Net interest income$9,933,0002,238
Provision for loan and lease losses$60,0003,409
Total noninterest income$1,705,0002,229
Gross Fiduciary activities income$3,0001,058
Service charges on deposit accounts$273,0003,001
Trading account gains and feesNANA
Additional Noninterest Income$1,429,0001,873
Total noninterest expense$9,922,0001,924
Salaries and employee benefits$5,272,0002,007
Premises and equipment expense$768,0002,514
Additional noninterest expense$3,882,0001,560
Pre-tax net operating income$1,656,0003,395
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$1,656,0002,978
Extraordinary gains, net$09
Net income$1,656,0002,977
Minority interest net income$076
Net income of bank and minority interests.$1,656,0002,978
Net charge-offs$116,0002,295
Cash dividends$1,132,0002,054
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,656,0002,962
2017-09-30 (YTD Data)Rank
Total interest income$8,540,0002,215
Total interest expense$1,096,0001,936
Net interest income$7,444,0002,251
Provision for loan and lease losses$60,0003,094
Total noninterest income$1,298,0002,237
Gross Fiduciary activities income$3,0001,012
Service charges on deposit accounts$204,0003,036
Trading account gains and feesNANA
Additional Noninterest Income$1,091,0001,881
Total noninterest expense$7,450,0001,924
Salaries and employee benefits$3,855,0002,058
Premises and equipment expense$597,0002,483
Additional noninterest expense$2,998,0001,509
Pre-tax net operating income$1,232,0003,452
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$1,232,0003,163
Extraordinary gains, net$09
Net income$1,232,0003,162
Minority interest net income$071
Net income of bank and minority interests.$1,232,0003,163
Net charge-offs$48,0002,490
Cash dividends$1,008,0001,668
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,232,0003,144
2017-06-30 (YTD Data)Rank
Total interest income$5,622,0002,223
Total interest expense$713,0001,939
Net interest income$4,909,0002,258
Provision for loan and lease losses$60,0002,608
Total noninterest income$1,126,0001,897
Gross Fiduciary activities income$3,0001,001
Service charges on deposit accounts$133,0003,065
Trading account gains and feesNANA
Additional Noninterest Income$990,0001,551
Total noninterest expense$5,191,0001,850
Salaries and employee benefits$2,521,0002,094
Premises and equipment expense$647,0001,749
Additional noninterest expense$2,023,0001,496
Pre-tax net operating income$784,0003,496
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$784,0003,203
Extraordinary gains, net$011
Net income$784,0003,202
Minority interest net income$071
Net income of bank and minority interests.$784,0003,203
Net charge-offs$62,0001,837
Cash dividends$882,0001,443
Sale, conversion, retirement of capital stock, net$0659
Net operating income$784,0003,185
2017-03-31 (YTD Data)Rank
Total interest income$2,741,0002,265
Total interest expense$347,0001,965
Net interest income$2,394,0002,299
Provision for loan and lease losses$30,0002,408
Total noninterest income$393,0002,353
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$62,0003,168
Trading account gains and feesNANA
Additional Noninterest Income$331,0001,968
Total noninterest expense$2,456,0001,955
Salaries and employee benefits$1,265,0002,110
Premises and equipment expense$221,0002,346
Additional noninterest expense$970,0001,552
Pre-tax net operating income$301,0003,832
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$301,0003,601
Extraordinary gains, net$08
Net income$301,0003,600
Minority interest net income$055
Net income of bank and minority interests.$301,0003,601
Net charge-offs$76,0001,079
Cash dividends$756,000903
Sale, conversion, retirement of capital stock, net$0632
Net operating income$301,0003,581
2016-12-31 (YTD Data)Rank
Total interest income$11,104,0002,211
Total interest expense$1,395,0001,896
Net interest income$9,709,0002,240
Provision for loan and lease losses$04,332
Total noninterest income$1,682,0002,325
Gross Fiduciary activities income$4,0001,075
Service charges on deposit accounts$255,0003,234
Trading account gains and fees$0170
Additional Noninterest Income$1,423,0001,953
Total noninterest expense$9,793,0001,939
Salaries and employee benefits$4,927,0002,110
Premises and equipment expense$931,0002,257
Additional noninterest expense$3,935,0001,559
Pre-tax net operating income$1,598,0003,421
Securities gains (losses)$19,0002,394
Applicable income taxes$04,278
Income before extraordinary items$1,617,0003,137
Extraordinary gains, net$05
Net income$1,617,0003,136
Minority interest net income$082
Net income of bank and minority interests.$1,617,0003,136
Net charge-offs$180,0002,039
Cash dividends$785,0002,476
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,598,0003,113
2016-09-30 (YTD Data)Rank
Total interest income$8,353,0002,202
Total interest expense$1,039,0001,921
Net interest income$7,314,0002,238
Provision for loan and lease losses$04,186
Total noninterest income$1,246,0002,349
Gross Fiduciary activities income$4,0001,030
Service charges on deposit accounts$184,0003,308
Trading account gains and fees$0169
Additional Noninterest Income$1,058,0001,966
Total noninterest expense$7,248,0001,972
Salaries and employee benefits$3,680,0002,110
Premises and equipment expense$597,0002,513
Additional noninterest expense$2,971,0001,552
Pre-tax net operating income$1,312,0003,327
Securities gains (losses)$19,0002,332
Applicable income taxes$04,325
Income before extraordinary items$1,331,0003,015
Extraordinary gains, net$05
Net income$1,331,0003,015
Minority interest net income$071
Net income of bank and minority interests.$1,331,0003,015
Net charge-offs$113,0001,965
Cash dividends$785,0001,905
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,312,0002,989
2016-06-30 (YTD Data)Rank
Total interest income$5,542,0002,221
Total interest expense$694,0001,922
Net interest income$4,848,0002,250
Provision for loan and lease losses$04,017
Total noninterest income$836,0002,329
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$120,0003,343
Trading account gains and fees$0157
Additional Noninterest Income$716,0001,928
Total noninterest expense$4,904,0001,946
Salaries and employee benefits$2,493,0002,096
Premises and equipment expense$377,0002,626
Additional noninterest expense$2,034,0001,515
Pre-tax net operating income$780,0003,497
Securities gains (losses)$19,0001,971
Applicable income taxes$04,338
Income before extraordinary items$799,0003,191
Extraordinary gains, net$016
Net income$799,0003,188
Minority interest net income$071
Net income of bank and minority interests.$799,0003,189
Net charge-offs$-103,0005,710
Cash dividends$425,0002,174
Sale, conversion, retirement of capital stock, net$0705
Net operating income$780,0003,162
2016-03-31 (YTD Data)Rank
Total interest income$2,785,0002,209
Total interest expense$356,0001,892
Net interest income$2,429,0002,230
Provision for loan and lease losses$03,656
Total noninterest income$422,0002,291
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$59,0003,355
Trading account gains and fees$0142
Additional Noninterest Income$363,0001,863
Total noninterest expense$2,485,0001,925
Salaries and employee benefits$1,253,0002,101
Premises and equipment expense$200,0002,544
Additional noninterest expense$1,032,0001,482
Pre-tax net operating income$366,0003,551
Securities gains (losses)$4,0001,767
Applicable income taxes$04,259
Income before extraordinary items$370,0003,271
Extraordinary gains, net$012
Net income$370,0003,268
Minority interest net income$062
Net income of bank and minority interests.$370,0003,269
Net charge-offs$-37,0005,644
Cash dividends$425,0001,330
Sale, conversion, retirement of capital stock, net$0659
Net operating income$366,0003,221
2015-12-31 (YTD Data)Rank
Total interest income$11,147,0002,156
Total interest expense$1,509,0001,769
Net interest income$9,638,0002,224
Provision for loan and lease losses$448,0001,477
Total noninterest income$1,680,0002,340
Gross Fiduciary activities income$6,0001,079
Service charges on deposit accounts$281,0003,156
Trading account gains and fees$0159
Additional Noninterest Income$1,393,0001,942
Total noninterest expense$9,657,0001,960
Salaries and employee benefits$5,041,0002,039
Premises and equipment expense$726,0002,746
Additional noninterest expense$3,890,0001,574
Pre-tax net operating income$1,213,0003,825
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$1,213,0003,614
Extraordinary gains, net$023
Net income$1,213,0003,612
Minority interest net income$081
Net income of bank and minority interests.$1,213,0003,614
Net charge-offs$844,000794
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,213,0003,565
2015-09-30 (YTD Data)Rank
Total interest income$8,250,0002,204
Total interest expense$1,154,0001,761
Net interest income$7,096,0002,275
Provision for loan and lease losses$373,0001,318
Total noninterest income$1,289,0002,327
Gross Fiduciary activities income$5,0001,047
Service charges on deposit accounts$216,0003,129
Trading account gains and fees$0153
Additional Noninterest Income$1,068,0001,942
Total noninterest expense$7,217,0001,969
Salaries and employee benefits$3,781,0002,046
Premises and equipment expense$543,0002,804
Additional noninterest expense$2,893,0001,568
Pre-tax net operating income$795,0004,093
Securities gains (losses)$1,0002,915
Applicable income taxes$04,489
Income before extraordinary items$796,0003,891
Extraordinary gains, net$021
Net income$796,0003,890
Minority interest net income$078
Net income of bank and minority interests.$796,0003,891
Net charge-offs$804,000599
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$795,0003,839
2015-06-30 (YTD Data)Rank
Total interest income$5,470,0002,207
Total interest expense$802,0001,716
Net interest income$4,668,0002,307
Provision for loan and lease losses$298,0001,169
Total noninterest income$882,0002,293
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$139,0003,169
Trading account gains and fees$0157
Additional Noninterest Income$743,0001,896
Total noninterest expense$4,851,0001,964
Salaries and employee benefits$2,502,0002,082
Premises and equipment expense$373,0002,753
Additional noninterest expense$1,976,0001,553
Pre-tax net operating income$401,0004,471
Securities gains (losses)$1,0002,511
Applicable income taxes$04,497
Income before extraordinary items$402,0004,289
Extraordinary gains, net$022
Net income$402,0004,292
Minority interest net income$075
Net income of bank and minority interests.$402,0004,292
Net charge-offs$610,000541
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$401,0004,234
2015-03-31 (YTD Data)Rank
Total interest income$2,748,0002,192
Total interest expense$423,0001,635
Net interest income$2,325,0002,296
Provision for loan and lease losses$148,0001,165
Total noninterest income$485,0002,138
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$64,0003,286
Trading account gains and fees$0152
Additional Noninterest Income$421,0001,702
Total noninterest expense$2,437,0001,948
Salaries and employee benefits$1,254,0002,077
Premises and equipment expense$174,0002,909
Additional noninterest expense$1,009,0001,521
Pre-tax net operating income$225,0004,278
Securities gains (losses)$1,0001,909
Applicable income taxes$04,400
Income before extraordinary items$226,0004,093
Extraordinary gains, net$013
Net income$226,0004,096
Minority interest net income$064
Net income of bank and minority interests.$226,0004,096
Net charge-offs$476,000374
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$225,0004,033
2014-12-31 (YTD Data)Rank
Total interest income$11,647,0002,094
Total interest expense$2,231,0001,302
Net interest income$9,416,0002,257
Provision for loan and lease losses$1,887,000495
Total noninterest income$2,730,0001,674
Gross Fiduciary activities income$6,0001,107
Service charges on deposit accounts$357,0002,912
Trading account gains and fees$0180
Additional Noninterest Income$2,367,0001,292
Total noninterest expense$10,867,0001,760
Salaries and employee benefits$5,121,0001,998
Premises and equipment expense$914,0002,417
Additional noninterest expense$4,832,0001,336
Pre-tax net operating income$-608,0006,307
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$-608,0006,319
Extraordinary gains, net$017
Net income$-608,0006,319
Minority interest net income$084
Net income of bank and minority interests.$-608,0006,319
Net charge-offs$3,053,000339
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-608,0006,313
2014-09-30 (YTD Data)Rank
Total interest income$8,782,0002,098
Total interest expense$1,759,0001,252
Net interest income$7,023,0002,280
Provision for loan and lease losses$1,739,000395
Total noninterest income$2,234,0001,581
Gross Fiduciary activities income$6,0001,067
Service charges on deposit accounts$276,0002,878
Trading account gains and fees$0174
Additional Noninterest Income$1,952,0001,222
Total noninterest expense$8,141,0001,759
Salaries and employee benefits$3,844,0001,997
Premises and equipment expense$664,0002,503
Additional noninterest expense$3,633,0001,330
Pre-tax net operating income$-623,0006,413
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$-623,0006,421
Extraordinary gains, net$015
Net income$-623,0006,420
Minority interest net income$081
Net income of bank and minority interests.$-623,0006,420
Net charge-offs$3,022,000267
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-623,0006,418
2014-06-30 (YTD Data)Rank
Total interest income$5,876,0002,078
Total interest expense$1,241,0001,200
Net interest income$4,635,0002,287
Provision for loan and lease losses$1,280,000373
Total noninterest income$1,708,0001,416
Gross Fiduciary activities income$6,0001,042
Service charges on deposit accounts$157,0003,141
Trading account gains and fees$0172
Additional Noninterest Income$1,545,0001,076
Total noninterest expense$5,485,0001,730
Salaries and employee benefits$2,592,0001,987
Premises and equipment expense$410,0002,665
Additional noninterest expense$2,483,0001,304
Pre-tax net operating income$-422,0006,487
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$-422,0006,492
Extraordinary gains, net$020
Net income$-422,0006,493
Minority interest net income$080
Net income of bank and minority interests.$-422,0006,493
Net charge-offs$2,542,000238
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-422,0006,493
2014-03-31 (YTD Data)Rank
Total interest income$2,915,0002,094
Total interest expense$650,0001,155
Net interest income$2,265,0002,321
Provision for loan and lease losses$842,000294
Total noninterest income$531,0001,946
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$77,0003,142
Trading account gains and fees$0147
Additional Noninterest Income$454,0001,509
Total noninterest expense$2,731,0001,744
Salaries and employee benefits$1,319,0001,966
Premises and equipment expense$180,0002,964
Additional noninterest expense$1,232,0001,306
Pre-tax net operating income$-777,0006,669
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$-777,0006,669
Extraordinary gains, net$016
Net income$-777,0006,669
Minority interest net income$066
Net income of bank and minority interests.$-777,0006,669
Net charge-offs$887,000328
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-777,0006,669
2013-12-31 (YTD Data)Rank
Total interest income$13,315,0001,878
Total interest expense$3,657,000929
Net interest income$9,658,0002,161
Provision for loan and lease losses$6,628,000226
Total noninterest income$2,013,0002,164
Gross Fiduciary activities income$17,0001,063
Service charges on deposit accounts$361,0003,038
Trading account gains and fees$0184
Additional Noninterest Income$1,635,0001,753
Total noninterest expense$11,412,0001,686
Salaries and employee benefits$5,068,0002,017
Premises and equipment expense$877,0002,521
Additional noninterest expense$5,467,0001,233
Pre-tax net operating income$-6,369,0006,771
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$-6,369,0006,764
Extraordinary gains, net$029
Net income$-6,369,0006,765
Minority interest net income$090
Net income of bank and minority interests.$-6,369,0006,765
Net charge-offs$5,206,000324
Cash dividends$114,0003,908
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-6,369,0006,764
2013-09-30 (YTD Data)Rank
Total interest income$10,279,0001,828
Total interest expense$2,892,000918
Net interest income$7,387,0002,124
Provision for loan and lease losses$6,628,000179
Total noninterest income$1,221,0002,507
Gross Fiduciary activities income$17,0001,018
Service charges on deposit accounts$275,0003,022
Trading account gains and fees$0180
Additional Noninterest Income$929,0002,156
Total noninterest expense$8,610,0001,688
Salaries and employee benefits$3,754,0002,047
Premises and equipment expense$668,0002,501
Additional noninterest expense$4,188,0001,191
Pre-tax net operating income$-6,630,0006,873
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$-6,630,0006,868
Extraordinary gains, net$025
Net income$-6,630,0006,869
Minority interest net income$084
Net income of bank and minority interests.$-6,630,0006,869
Net charge-offs$4,798,000281
Cash dividends$114,0003,271
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-6,630,0006,868
2013-06-30 (YTD Data)Rank
Total interest income$6,982,0001,791
Total interest expense$2,030,000885
Net interest income$4,952,0002,106
Provision for loan and lease losses$5,140,000160
Total noninterest income$583,0003,031
Gross Fiduciary activities income$17,000982
Service charges on deposit accounts$183,0002,977
Trading account gains and fees$0157
Additional Noninterest Income$383,0002,860
Total noninterest expense$6,049,0001,593
Salaries and employee benefits$2,620,0001,963
Premises and equipment expense$434,0002,572
Additional noninterest expense$2,995,0001,127
Pre-tax net operating income$-5,654,0006,923
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$-5,654,0006,921
Extraordinary gains, net$022
Net income$-5,654,0006,921
Minority interest net income$082
Net income of bank and minority interests.$-5,654,0006,921
Net charge-offs$3,784,000263
Cash dividends$114,0002,919
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-5,654,0006,919
2013-03-31 (YTD Data)Rank
Total interest income$3,592,0001,753
Total interest expense$1,054,000876
Net interest income$2,538,0002,072
Provision for loan and lease losses$3,698,000130
Total noninterest income$303,0002,990
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$92,0002,953
Trading account gains and fees$0148
Additional Noninterest Income$211,0002,710
Total noninterest expense$2,748,0001,764
Salaries and employee benefits$1,214,0002,123
Premises and equipment expense$230,0002,467
Additional noninterest expense$1,304,0001,266
Pre-tax net operating income$-3,605,0007,003
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$-3,605,0007,000
Extraordinary gains, net$010
Net income$-3,605,0007,000
Minority interest net income$076
Net income of bank and minority interests.$-3,605,0007,000
Net charge-offs$1,932,000269
Cash dividends$114,0001,974
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-3,605,0006,996
2012-12-31 (YTD Data)Rank
Total interest income$16,282,0001,630
Total interest expense$5,295,000848
Net interest income$10,987,0001,984
Provision for loan and lease losses$3,044,000759
Total noninterest income$2,799,0001,726
Gross Fiduciary activities income$17,0001,080
Service charges on deposit accounts$478,0002,576
Trading account gains and fees$0166
Additional Noninterest Income$2,304,0001,412
Total noninterest expense$10,318,0001,861
Salaries and employee benefits$5,304,0001,898
Premises and equipment expense$917,0002,448
Additional noninterest expense$4,097,0001,650
Pre-tax net operating income$424,0005,090
Securities gains (losses)$135,0002,029
Applicable income taxes$04,751
Income before extraordinary items$559,0004,788
Extraordinary gains, net$029
Net income$559,0004,789
Minority interest net income$093
Net income of bank and minority interests.$559,0004,790
Net charge-offs$3,398,000781
Cash dividends$550,0002,661
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$424,0004,921
2012-09-30 (YTD Data)Rank
Total interest income$12,496,0001,634
Total interest expense$4,166,000845
Net interest income$8,330,0001,997
Provision for loan and lease losses$1,822,000919
Total noninterest income$2,248,0001,637
Gross Fiduciary activities income$17,0001,037
Service charges on deposit accounts$366,0002,567
Trading account gains and fees$0157
Additional Noninterest Income$1,865,0001,337
Total noninterest expense$7,632,0001,881
Salaries and employee benefits$3,879,0001,948
Premises and equipment expense$731,0002,355
Additional noninterest expense$3,022,0001,664
Pre-tax net operating income$1,124,0003,430
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$1,124,0003,206
Extraordinary gains, net$020
Net income$1,124,0003,207
Minority interest net income$086
Net income of bank and minority interests.$1,124,0003,206
Net charge-offs$1,237,0001,266
Cash dividends$550,0001,931
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,124,0003,055
2012-06-30 (YTD Data)Rank
Total interest income$8,576,0001,595
Total interest expense$2,932,000833
Net interest income$5,644,0001,961
Provision for loan and lease losses$698,0001,427
Total noninterest income$1,245,0001,866
Gross Fiduciary activities income$16,0001,007
Service charges on deposit accounts$237,0002,601
Trading account gains and fees$0153
Additional Noninterest Income$992,0001,529
Total noninterest expense$5,256,0001,828
Salaries and employee benefits$2,667,0001,880
Premises and equipment expense$474,0002,407
Additional noninterest expense$2,115,0001,594
Pre-tax net operating income$935,0002,982
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$935,0002,731
Extraordinary gains, net$019
Net income$935,0002,732
Minority interest net income$084
Net income of bank and minority interests.$935,0002,732
Net charge-offs$642,0001,533
Cash dividends$550,0001,501
Sale, conversion, retirement of capital stock, net$0928
Net operating income$935,0002,600
2012-03-31 (YTD Data)Rank
Total interest income$4,320,0001,594
Total interest expense$1,521,000823
Net interest income$2,799,0001,975
Provision for loan and lease losses$578,000969
Total noninterest income$748,0001,606
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$130,0002,402
Trading account gains and fees$0148
Additional Noninterest Income$618,0001,299
Total noninterest expense$2,476,0001,939
Salaries and employee benefits$1,201,0002,084
Premises and equipment expense$234,0002,443
Additional noninterest expense$1,041,0001,593
Pre-tax net operating income$493,0002,903
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$493,0002,646
Extraordinary gains, net$019
Net income$493,0002,648
Minority interest net income$078
Net income of bank and minority interests.$493,0002,649
Net charge-offs$578,000999
Cash dividends$550,000801
Sale, conversion, retirement of capital stock, net$0861
Net operating income$493,0002,521
2011-12-31 (YTD Data)Rank
Total interest income$17,670,0001,605
Total interest expense$6,855,000879
Net interest income$10,815,0002,018
Provision for loan and lease losses$1,015,0002,388
Total noninterest income$1,170,0002,847
Gross Fiduciary activities income$18,0001,042
Service charges on deposit accounts$346,0003,323
Trading account gains and fees$0146
Additional Noninterest Income$806,0002,432
Total noninterest expense$9,607,0001,989
Salaries and employee benefits$4,814,0002,012
Premises and equipment expense$822,0002,849
Additional noninterest expense$3,971,0001,712
Pre-tax net operating income$1,363,0003,188
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$1,363,0002,972
Extraordinary gains, net$029
Net income$1,363,0002,974
Minority interest net income$096
Net income of bank and minority interests.$1,363,0002,974
Net charge-offs$914,0002,466
Cash dividends$600,0002,194
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,363,0002,874
2011-09-30 (YTD Data)Rank
Total interest income$13,290,0001,622
Total interest expense$5,264,000896
Net interest income$8,026,0002,050
Provision for loan and lease losses$757,0002,337
Total noninterest income$750,0003,124
Gross Fiduciary activities income$18,000991
Service charges on deposit accounts$248,0003,413
Trading account gains and fees$0145
Additional Noninterest Income$484,0002,753
Total noninterest expense$6,980,0002,065
Salaries and employee benefits$3,413,0002,136
Premises and equipment expense$632,0002,816
Additional noninterest expense$2,935,0001,734
Pre-tax net operating income$1,039,0003,237
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$1,039,0002,988
Extraordinary gains, net$021
Net income$1,039,0002,990
Minority interest net income$087
Net income of bank and minority interests.$1,039,0002,990
Net charge-offs$398,0002,919
Cash dividends$600,0001,607
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,039,0002,885
2011-06-30 (YTD Data)Rank
Total interest income$8,835,0001,637
Total interest expense$3,596,000911
Net interest income$5,239,0002,090
Provision for loan and lease losses$675,0001,934
Total noninterest income$388,0003,616
Gross Fiduciary activities income$18,000952
Service charges on deposit accounts$159,0003,477
Trading account gains and fees$0153
Additional Noninterest Income$211,0003,410
Total noninterest expense$4,583,0002,104
Salaries and employee benefits$2,316,0002,109
Premises and equipment expense$397,0002,976
Additional noninterest expense$1,870,0001,830
Pre-tax net operating income$369,0004,324
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$369,0004,125
Extraordinary gains, net$015
Net income$369,0004,125
Minority interest net income$089
Net income of bank and minority interests.$369,0004,127
Net charge-offs$283,0002,752
Cash dividends$600,0001,233
Sale, conversion, retirement of capital stock, net$0986
Net operating income$369,0004,031
2011-03-31 (YTD Data)Rank
Total interest income$4,380,0001,665
Total interest expense$1,808,000937
Net interest income$2,572,0002,113
Provision for loan and lease losses$537,0001,370
Total noninterest income$35,0006,329
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$68,0003,740
Trading account gains and fees$0158
Additional Noninterest Income$-33,0007,260
Total noninterest expense$2,197,0002,191
Salaries and employee benefits$1,074,0002,278
Premises and equipment expense$192,0003,092
Additional noninterest expense$931,0001,818
Pre-tax net operating income$-127,0006,726
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-127,0006,773
Extraordinary gains, net$09
Net income$-127,0006,772
Minority interest net income$086
Net income of bank and minority interests.$-127,0006,773
Net charge-offs$276,0001,826
Cash dividends$600,000613
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-127,0006,762
2010-12-31 (YTD Data)Rank
Total interest income$17,360,0001,744
Total interest expense$7,178,0001,146
Net interest income$10,182,0002,150
Provision for loan and lease losses$1,269,0002,689
Total noninterest income$2,354,0001,849
Gross Fiduciary activities income$18,0001,076
Service charges on deposit accounts$295,0003,668
Trading account gains and fees$0175
Additional Noninterest Income$2,041,0001,387
Total noninterest expense$8,391,0002,303
Salaries and employee benefits$4,352,0002,220
Premises and equipment expense$801,0002,991
Additional noninterest expense$3,238,0002,148
Pre-tax net operating income$2,876,0001,677
Securities gains (losses)$10,0003,313
Applicable income taxes$04,655
Income before extraordinary items$2,886,0001,450
Extraordinary gains, net$029
Net income$2,886,0001,452
Minority interest net income$0111
Net income of bank and minority interests.$2,886,0001,453
Net charge-offs$602,0003,396
Cash dividends$250,0003,071
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,876,0001,399
2010-09-30 (YTD Data)Rank
Total interest income$12,928,0001,790
Total interest expense$5,399,0001,188
Net interest income$7,529,0002,209
Provision for loan and lease losses$961,0002,564
Total noninterest income$1,650,0001,946
Gross Fiduciary activities income$17,0001,032
Service charges on deposit accounts$227,0003,687
Trading account gains and fees$0165
Additional Noninterest Income$1,406,0001,398
Total noninterest expense$6,011,0002,406
Salaries and employee benefits$2,967,0002,439
Premises and equipment expense$663,0002,797
Additional noninterest expense$2,381,0002,156
Pre-tax net operating income$2,207,0001,773
Securities gains (losses)$10,0003,111
Applicable income taxes$04,726
Income before extraordinary items$2,217,0001,504
Extraordinary gains, net$023
Net income$2,217,0001,507
Minority interest net income$0110
Net income of bank and minority interests.$2,217,0001,507
Net charge-offs$605,0002,815
Cash dividends$250,0002,499
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,207,0001,449
2010-06-30 (YTD Data)Rank
Total interest income$8,486,0001,845
Total interest expense$3,598,0001,235
Net interest income$4,888,0002,276
Provision for loan and lease losses$545,0002,740
Total noninterest income$1,273,0001,696
Gross Fiduciary activities income$17,0001,003
Service charges on deposit accounts$144,0003,771
Trading account gains and fees$0152
Additional Noninterest Income$1,112,0001,204
Total noninterest expense$3,980,0002,441
Salaries and employee benefits$1,998,0002,438
Premises and equipment expense$410,0003,001
Additional noninterest expense$1,572,0002,164
Pre-tax net operating income$1,636,0001,584
Securities gains (losses)$10,0002,597
Applicable income taxes$04,691
Income before extraordinary items$1,646,0001,343
Extraordinary gains, net$019
Net income$1,646,0001,344
Minority interest net income$0105
Net income of bank and minority interests.$1,646,0001,344
Net charge-offs$395,0002,720
Cash dividends$250,0002,089
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,636,0001,300
2010-03-31 (YTD Data)Rank
Total interest income$4,170,0001,923
Total interest expense$1,779,0001,318
Net interest income$2,391,0002,353
Provision for loan and lease losses$150,0003,336
Total noninterest income$182,0003,864
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$71,0003,802
Trading account gains and fees$0175
Additional Noninterest Income$111,0003,320
Total noninterest expense$1,914,0002,553
Salaries and employee benefits$917,0002,669
Premises and equipment expense$231,0002,764
Additional noninterest expense$766,0002,219
Pre-tax net operating income$509,0002,376
Securities gains (losses)$10,0001,722
Applicable income taxes$04,611
Income before extraordinary items$519,0002,080
Extraordinary gains, net$016
Net income$519,0002,079
Minority interest net income$091
Net income of bank and minority interests.$519,0002,080
Net charge-offs$2,0005,375
Cash dividends$250,0001,200
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$509,0002,027
2009-12-31 (YTD Data)Rank
Total interest income$16,437,0002,070
Total interest expense$7,899,0001,498
Net interest income$8,538,0002,541
Provision for loan and lease losses$844,0003,778
Total noninterest income$898,0003,547
Gross Fiduciary activities income$18,0001,105
Service charges on deposit accounts$335,0003,669
Trading account gains and fees$0211
Additional Noninterest Income$545,0003,056
Total noninterest expense$7,647,0002,576
Salaries and employee benefits$3,803,0002,557
Premises and equipment expense$669,0003,589
Additional noninterest expense$3,175,0002,235
Pre-tax net operating income$945,0003,074
Securities gains (losses)$634,000742
Applicable income taxes$15,0003,769
Income before extraordinary items$1,564,0002,047
Extraordinary gains, net$034
Net income$1,564,0002,043
Minority interest net income$0115
Net income of bank and minority interests.$1,564,0002,045
Net charge-offs$391,0004,131
Cash dividends$1,100,0001,517
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$936,3402,815
2009-09-30 (YTD Data)Rank
Total interest income$12,408,0002,088
Total interest expense$6,181,0001,513
Net interest income$6,227,0002,637
Provision for loan and lease losses$718,0003,242
Total noninterest income$682,0003,580
Gross Fiduciary activities income$18,0001,036
Service charges on deposit accounts$252,0003,681
Trading account gains and fees$0212
Additional Noninterest Income$412,0003,132
Total noninterest expense$5,573,0002,658
Salaries and employee benefits$2,704,0002,728
Premises and equipment expense$512,0003,559
Additional noninterest expense$2,357,0002,213
Pre-tax net operating income$618,0003,540
Securities gains (losses)$602,000603
Applicable income taxes$15,0003,904
Income before extraordinary items$1,205,0002,172
Extraordinary gains, net$027
Net income$1,205,0002,169
Minority interest net income$0118
Net income of bank and minority interests.$1,205,0002,172
Net charge-offs$302,0003,697
Cash dividends$1,100,0001,153
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$609,0203,271
2009-06-30 (YTD Data)Rank
Total interest income$8,404,0002,090
Total interest expense$4,189,0001,566
Net interest income$4,215,0002,569
Provision for loan and lease losses$592,0002,745
Total noninterest income$458,0003,597
Gross Fiduciary activities income$18,000997
Service charges on deposit accounts$162,0003,735
Trading account gains and fees$0193
Additional Noninterest Income$278,0003,120
Total noninterest expense$3,759,0002,656
Salaries and employee benefits$1,713,0002,893
Premises and equipment expense$408,0003,126
Additional noninterest expense$1,638,0002,166
Pre-tax net operating income$322,0004,045
Securities gains (losses)$603,000430
Applicable income taxes$15,0003,839
Income before extraordinary items$910,0002,008
Extraordinary gains, net$021
Net income$910,0002,006
Minority interest net income$0112
Net income of bank and minority interests.$910,0002,007
Net charge-offs$248,0003,168
Cash dividends$1,100,000816
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$319,0603,750
2009-03-31 (YTD Data)Rank
Total interest income$4,311,0002,060
Total interest expense$2,126,0001,596
Net interest income$2,185,0002,467
Provision for loan and lease losses$195,0002,897
Total noninterest income$199,0003,825
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$81,0003,683
Trading account gains and fees$0171
Additional Noninterest Income$118,0003,391
Total noninterest expense$1,806,0002,669
Salaries and employee benefits$853,0002,940
Premises and equipment expense$213,0003,084
Additional noninterest expense$740,0002,121
Pre-tax net operating income$383,0002,880
Securities gains (losses)$158,000771
Applicable income taxes$04,835
Income before extraordinary items$541,0001,976
Extraordinary gains, net$015
Net income$541,0001,978
Minority interest net income$0102
Net income of bank and minority interests.$541,0001,978
Net charge-offs$178,0002,238
Cash dividends$1,100,000393
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$383,0002,506
2008-12-31 (YTD Data)Rank
Total interest income$16,112,0002,320
Total interest expense$7,845,0002,003
Net interest income$8,267,0002,628
Provision for loan and lease losses$940,0002,803
Total noninterest income$835,0003,785
Gross Fiduciary activities income$22,0001,101
Service charges on deposit accounts$425,0003,339
Trading account gains and fees$0154
Additional Noninterest Income$388,0003,642
Total noninterest expense$6,905,0002,720
Salaries and employee benefits$3,484,0002,838
Premises and equipment expense$795,0003,195
Additional noninterest expense$2,626,0002,255
Pre-tax net operating income$1,257,0003,333
Securities gains (losses)$52,0001,567
Applicable income taxes$-50,0006,956
Income before extraordinary items$1,359,0002,695
Extraordinary gains, net$039
Net income$1,359,0002,694
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$234,0003,883
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,307,0002,899
2008-09-30 (YTD Data)Rank
Total interest income$11,742,0002,424
Total interest expense$5,660,0002,146
Net interest income$6,082,0002,693
Provision for loan and lease losses$540,0002,623
Total noninterest income$626,0003,879
Gross Fiduciary activities income$21,0001,049
Service charges on deposit accounts$309,0003,426
Trading account gains and fees$0148
Additional Noninterest Income$296,0003,711
Total noninterest expense$4,828,0002,850
Salaries and employee benefits$2,501,0002,977
Premises and equipment expense$603,0003,185
Additional noninterest expense$1,724,0002,458
Pre-tax net operating income$1,340,0003,080
Securities gains (losses)$52,0001,390
Applicable income taxes$-50,0007,450
Income before extraordinary items$1,442,0002,398
Extraordinary gains, net$031
Net income$1,442,0002,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0004,628
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,390,0002,589
2008-06-30 (YTD Data)Rank
Total interest income$7,440,0002,565
Total interest expense$3,648,0002,287
Net interest income$3,792,0002,844
Provision for loan and lease losses$245,0002,833
Total noninterest income$373,0004,158
Gross Fiduciary activities income$21,0001,005
Service charges on deposit accounts$200,0003,485
Trading account gains and fees$0149
Additional Noninterest Income$152,0004,295
Total noninterest expense$2,935,0003,125
Salaries and employee benefits$1,579,0003,179
Premises and equipment expense$370,0003,423
Additional noninterest expense$986,0002,784
Pre-tax net operating income$985,0002,989
Securities gains (losses)$43,0001,544
Applicable income taxes$-50,0007,759
Income before extraordinary items$1,078,0002,422
Extraordinary gains, net$021
Net income$1,078,0002,422
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0007,930
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,035,0002,459
2008-03-31 (YTD Data)Rank
Total interest income$3,213,0003,026
Total interest expense$1,696,0002,587
Net interest income$1,517,0003,457
Provision for loan and lease losses$90,0002,858
Total noninterest income$136,0004,832
Gross Fiduciary activities income$21,000943
Service charges on deposit accounts$57,0004,544
Trading account gains and fees$0158
Additional Noninterest Income$58,0004,758
Total noninterest expense$1,104,0003,944
Salaries and employee benefits$655,0003,727
Premises and equipment expense$119,0004,656
Additional noninterest expense$330,0003,830
Pre-tax net operating income$459,0003,234
Securities gains (losses)$02,688
Applicable income taxes$-50,0008,027
Income before extraordinary items$509,0002,645
Extraordinary gains, net$015
Net income$509,0002,647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0003,329
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$509,0002,576
2007-12-31 (YTD Data)Rank
Total interest income$11,960,0003,291
Total interest expense$6,693,0002,734
Net interest income$5,267,0003,837
Provision for loan and lease losses$582,0002,104
Total noninterest income$397,0005,511
Gross Fiduciary activities income$8,0001,284
Service charges on deposit accounts$217,0004,735
Trading account gains and fees$0178
Additional Noninterest Income$172,0005,344
Total noninterest expense$4,247,0003,933
Salaries and employee benefits$2,360,0003,890
Premises and equipment expense$497,0004,378
Additional noninterest expense$1,390,0003,639
Pre-tax net operating income$835,0005,095
Securities gains (losses)$278,000375
Applicable income taxes$30,0005,226
Income before extraordinary items$1,083,0004,145
Extraordinary gains, net$039
Net income$1,083,0004,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$243,0002,573
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$813,3404,740
2007-09-30 (YTD Data)Rank
Total interest income$8,790,0003,354
Total interest expense$4,946,0002,768
Net interest income$3,844,0003,930
Provision for loan and lease losses$270,0002,452
Total noninterest income$296,0005,563
Gross Fiduciary activities income$8,0001,213
Service charges on deposit accounts$158,0004,809
Trading account gains and fees$0184
Additional Noninterest Income$130,0005,342
Total noninterest expense$3,122,0003,973
Salaries and employee benefits$1,688,0004,002
Premises and equipment expense$382,0004,295
Additional noninterest expense$1,052,0003,560
Pre-tax net operating income$748,0004,987
Securities gains (losses)$278,000326
Applicable income taxes$-19,0008,076
Income before extraordinary items$1,045,0003,791
Extraordinary gains, net$033
Net income$1,045,0003,790
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0002,226
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$767,0004,430
2007-06-30 (YTD Data)Rank
Total interest income$5,717,0003,435
Total interest expense$3,228,0002,812
Net interest income$2,489,0004,041
Provision for loan and lease losses$180,0002,301
Total noninterest income$211,0005,463
Gross Fiduciary activities income$8,0001,166
Service charges on deposit accounts$108,0004,782
Trading account gains and fees$0168
Additional Noninterest Income$95,0005,216
Total noninterest expense$2,076,0004,019
Salaries and employee benefits$1,093,0004,129
Premises and equipment expense$250,0004,389
Additional noninterest expense$733,0003,427
Pre-tax net operating income$444,0005,295
Securities gains (losses)$313,000250
Applicable income taxes$-19,0008,196
Income before extraordinary items$776,0003,592
Extraordinary gains, net$029
Net income$776,0003,592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0003,969
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$463,0004,728
2007-03-31 (YTD Data)Rank
Total interest income$2,775,0003,500
Total interest expense$1,586,0002,849
Net interest income$1,189,0004,195
Provision for loan and lease losses$90,0002,153
Total noninterest income$114,0005,237
Gross Fiduciary activities income$5,0001,109
Service charges on deposit accounts$54,0004,717
Trading account gains and fees$0195
Additional Noninterest Income$55,0004,922
Total noninterest expense$1,037,0004,025
Salaries and employee benefits$508,0004,387
Premises and equipment expense$114,0004,662
Additional noninterest expense$415,0003,075
Pre-tax net operating income$176,0005,757
Securities gains (losses)$345,000151
Applicable income taxes$-19,0008,302
Income before extraordinary items$540,0002,850
Extraordinary gains, net$022
Net income$540,0002,851
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,481
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$195,0005,110
2006-12-31 (YTD Data)Rank
Total interest income$9,813,0003,633
Total interest expense$5,158,0002,959
Net interest income$4,655,0004,232
Provision for loan and lease losses$399,0002,281
Total noninterest income$369,0005,769
Gross Fiduciary activities income$12,0001,250
Service charges on deposit accounts$208,0004,900
Trading account gains and fees$0130
Additional Noninterest Income$149,0005,627
Total noninterest expense$3,552,0004,362
Salaries and employee benefits$1,842,0004,540
Premises and equipment expense$473,0004,428
Additional noninterest expense$1,237,0003,841
Pre-tax net operating income$1,073,0005,039
Securities gains (losses)$-4,0007,017
Applicable income taxes$-19,0008,215
Income before extraordinary items$1,088,0004,519
Extraordinary gains, net$051
Net income$1,088,0004,521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$154,0002,548
Cash dividends$1,000,0002,543
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,092,0004,500
2006-09-30 (YTD Data)Rank
Total interest income$7,153,0003,680
Total interest expense$3,619,0003,031
Net interest income$3,534,0004,215
Provision for loan and lease losses$313,0002,089
Total noninterest income$261,0005,912
Gross Fiduciary activities income$11,0001,194
Service charges on deposit accounts$146,0005,088
Trading account gains and fees$0126
Additional Noninterest Income$104,0005,775
Total noninterest expense$2,632,0004,375
Salaries and employee benefits$1,352,0004,587
Premises and equipment expense$367,0004,337
Additional noninterest expense$913,0003,881
Pre-tax net operating income$850,0005,108
Securities gains (losses)$-4,0007,334
Applicable income taxes$-19,0008,440
Income before extraordinary items$865,0004,519
Extraordinary gains, net$045
Net income$865,0004,523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0002,029
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$869,0004,489
2006-06-30 (YTD Data)Rank
Total interest income$4,601,0003,739
Total interest expense$2,237,0003,112
Net interest income$2,364,0004,206
Provision for loan and lease losses$147,0002,704
Total noninterest income$181,0005,843
Gross Fiduciary activities income$11,0001,149
Service charges on deposit accounts$100,0005,022
Trading account gains and fees$0126
Additional Noninterest Income$70,0005,792
Total noninterest expense$1,739,0004,425
Salaries and employee benefits$899,0004,619
Premises and equipment expense$248,0004,298
Additional noninterest expense$592,0003,956
Pre-tax net operating income$659,0004,761
Securities gains (losses)$-4,0007,633
Applicable income taxes$-19,0008,519
Income before extraordinary items$674,0004,163
Extraordinary gains, net$039
Net income$674,0004,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0001,664
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$678,0004,140
2006-03-31 (YTD Data)Rank
Total interest income$2,223,0003,775
Total interest expense$1,064,0003,102
Net interest income$1,159,0004,258
Provision for loan and lease losses$36,0003,658
Total noninterest income$98,0005,636
Gross Fiduciary activities income$4,0001,187
Service charges on deposit accounts$54,0004,773
Trading account gains and fees$0115
Additional Noninterest Income$40,0005,532
Total noninterest expense$870,0004,422
Salaries and employee benefits$439,0004,726
Premises and equipment expense$132,0004,139
Additional noninterest expense$299,0003,908
Pre-tax net operating income$351,0004,576
Securities gains (losses)$0955
Applicable income taxes$-19,0008,571
Income before extraordinary items$370,0003,875
Extraordinary gains, net$021
Net income$370,0003,874
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0002,945
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$370,0003,856
2005-12-31 (YTD Data)Rank
Total interest income$8,354,0003,629
Total interest expense$3,710,0002,814
Net interest income$4,644,0004,170
Provision for loan and lease losses$468,0002,011
Total noninterest income$380,0005,833
Gross Fiduciary activities income$9,0001,311
Service charges on deposit accounts$236,0004,695
Trading account gains and fees$0138
Additional Noninterest Income$135,0005,901
Total noninterest expense$3,134,0004,627
Salaries and employee benefits$1,613,0004,825
Premises and equipment expense$473,0004,341
Additional noninterest expense$1,048,0004,262
Pre-tax net operating income$1,422,0004,511
Securities gains (losses)$5,0001,712
Applicable income taxes$-19,0008,493
Income before extraordinary items$1,446,0003,873
Extraordinary gains, net$046
Net income$1,446,0003,874
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,0002,204
Cash dividends$2,000,0001,446
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,441,0003,857
2005-09-30 (YTD Data)Rank
Total interest income$6,138,0003,632
Total interest expense$2,702,0002,755
Net interest income$3,436,0004,203
Provision for loan and lease losses$362,0001,862
Total noninterest income$282,0005,896
Gross Fiduciary activities income$9,0001,231
Service charges on deposit accounts$166,0004,859
Trading account gains and fees$0126
Additional Noninterest Income$107,0005,833
Total noninterest expense$2,200,0004,815
Salaries and employee benefits$1,079,0005,168
Premises and equipment expense$335,0004,492
Additional noninterest expense$786,0004,238
Pre-tax net operating income$1,156,0004,404
Securities gains (losses)$02,317
Applicable income taxes$-19,0008,629
Income before extraordinary items$1,175,0003,717
Extraordinary gains, net$035
Net income$1,175,0003,718
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0001,800
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,175,0003,682
2005-06-30 (YTD Data)Rank
Total interest income$4,026,0003,612
Total interest expense$1,738,0002,696
Net interest income$2,288,0004,199
Provision for loan and lease losses$355,0001,319
Total noninterest income$201,0005,719
Gross Fiduciary activities income$9,0001,180
Service charges on deposit accounts$107,0004,896
Trading account gains and fees$0116
Additional Noninterest Income$85,0005,486
Total noninterest expense$1,434,0004,880
Salaries and employee benefits$688,0005,300
Premises and equipment expense$222,0004,471
Additional noninterest expense$524,0004,215
Pre-tax net operating income$700,0004,625
Securities gains (losses)$02,146
Applicable income taxes$-19,0008,653
Income before extraordinary items$719,0003,920
Extraordinary gains, net$030
Net income$719,0003,922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0001,956
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$719,0003,870
2005-03-31 (YTD Data)Rank
Total interest income$1,993,0003,607
Total interest expense$839,0002,673
Net interest income$1,154,0004,192
Provision for loan and lease losses$8,0005,590
Total noninterest income$101,0005,663
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$50,0004,996
Trading account gains and fees$0115
Additional Noninterest Income$51,0005,145
Total noninterest expense$715,0004,921
Salaries and employee benefits$346,0005,333
Premises and equipment expense$106,0004,677
Additional noninterest expense$263,0004,201
Pre-tax net operating income$532,0003,508
Securities gains (losses)$01,685
Applicable income taxes$-19,0008,745
Income before extraordinary items$551,0002,801
Extraordinary gains, net$024
Net income$551,0002,802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0002,179
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$551,0002,751
2004-12-31 (YTD Data)Rank
Total interest income$5,928,0004,301
Total interest expense$2,322,0003,233
Net interest income$3,606,0004,817
Provision for loan and lease losses$6,0007,145
Total noninterest income$328,0006,219
Gross Fiduciary activities income$8,0001,352
Service charges on deposit accounts$180,0005,427
Trading account gains and fees$0138
Additional Noninterest Income$140,0005,820
Total noninterest expense$2,517,0005,279
Salaries and employee benefits$1,259,0005,545
Premises and equipment expense$377,0004,958
Additional noninterest expense$881,0004,767
Pre-tax net operating income$1,411,0004,406
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$1,411,0003,782
Extraordinary gains, net$034
Net income$1,411,0003,783
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0005,319
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,411,0003,721
2004-09-30 (YTD Data)Rank
Total interest income$4,392,0004,309
Total interest expense$1,704,0003,236
Net interest income$2,688,0004,813
Provision for loan and lease losses$5,0006,935
Total noninterest income$259,0006,144
Gross Fiduciary activities income$8,0001,279
Service charges on deposit accounts$142,0005,389
Trading account gains and fees$0134
Additional Noninterest Income$109,0005,766
Total noninterest expense$1,725,0005,538
Salaries and employee benefits$788,0006,065
Premises and equipment expense$273,0005,062
Additional noninterest expense$664,0004,715
Pre-tax net operating income$1,217,0004,124
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$1,217,0003,506
Extraordinary gains, net$026
Net income$1,217,0003,506
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0004,955
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,217,0003,418
2004-06-30 (YTD Data)Rank
Total interest income$2,865,0004,380
Total interest expense$1,106,0003,286
Net interest income$1,759,0004,871
Provision for loan and lease losses$3,0006,762
Total noninterest income$169,0006,208
Gross Fiduciary activities income$5,0001,290
Service charges on deposit accounts$91,0005,462
Trading account gains and fees$0130
Additional Noninterest Income$73,0005,776
Total noninterest expense$1,132,0005,624
Salaries and employee benefits$518,0006,163
Premises and equipment expense$177,0005,163
Additional noninterest expense$437,0004,782
Pre-tax net operating income$793,0004,140
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$793,0003,540
Extraordinary gains, net$021
Net income$793,0003,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,514
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$793,0003,456
2004-03-31 (YTD Data)Rank
Total interest income$1,417,0004,442
Total interest expense$551,0003,349
Net interest income$866,0004,928
Provision for loan and lease losses$2,0006,358
Total noninterest income$81,0006,261
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$45,0005,435
Trading account gains and fees$0121
Additional Noninterest Income$36,0005,773
Total noninterest expense$564,0005,649
Salaries and employee benefits$259,0006,213
Premises and equipment expense$84,0005,376
Additional noninterest expense$221,0004,708
Pre-tax net operating income$381,0004,205
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$381,0003,641
Extraordinary gains, net$016
Net income$381,0003,640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,677
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$381,0003,520
2003-12-31 (YTD Data)Rank
Total interest income$5,643,0004,479
Total interest expense$2,303,0003,571
Net interest income$3,340,0004,953
Provision for loan and lease losses$07,651
Total noninterest income$333,0006,363
Gross Fiduciary activities income$10,0001,355
Service charges on deposit accounts$187,0005,413
Trading account gains and fees$0160
Additional Noninterest Income$136,0006,003
Total noninterest expense$2,366,0005,415
Salaries and employee benefits$1,226,0005,569
Premises and equipment expense$310,0005,580
Additional noninterest expense$830,0004,928
Pre-tax net operating income$1,307,0004,473
Securities gains (losses)$04,500
Applicable income taxes$110,0005,619
Income before extraordinary items$1,197,0004,151
Extraordinary gains, net$054
Net income$1,197,0004,155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,866
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,197,0003,990
2003-09-30 (YTD Data)Rank
Total interest income$4,202,0004,568
Total interest expense$1,755,0003,634
Net interest income$2,447,0005,045
Provision for loan and lease losses$07,481
Total noninterest income$250,0006,408
Gross Fiduciary activities income$4,0001,409
Service charges on deposit accounts$141,0005,440
Trading account gains and fees$0153
Additional Noninterest Income$105,0005,986
Total noninterest expense$1,572,0005,821
Salaries and employee benefits$760,0006,182
Premises and equipment expense$228,0005,602
Additional noninterest expense$584,0005,103
Pre-tax net operating income$1,125,0004,256
Securities gains (losses)$04,204
Applicable income taxes$119,0005,376
Income before extraordinary items$1,006,0003,964
Extraordinary gains, net$040
Net income$1,006,0003,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,102
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,006,0003,808
2003-06-30 (YTD Data)Rank
Total interest income$2,799,0004,609
Total interest expense$1,190,0003,689
Net interest income$1,609,0005,086
Provision for loan and lease losses$07,324
Total noninterest income$170,0006,353
Gross Fiduciary activities income$4,0001,366
Service charges on deposit accounts$92,0005,460
Trading account gains and fees$0150
Additional Noninterest Income$74,0005,881
Total noninterest expense$1,027,0005,906
Salaries and employee benefits$498,0006,284
Premises and equipment expense$146,0005,746
Additional noninterest expense$383,0005,166
Pre-tax net operating income$752,0004,228
Securities gains (losses)$03,782
Applicable income taxes$119,0004,879
Income before extraordinary items$633,0004,140
Extraordinary gains, net$030
Net income$633,0004,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$633,0003,945
2003-03-31 (YTD Data)Rank
Total interest income$1,396,0004,638
Total interest expense$606,0003,721
Net interest income$790,0005,140
Provision for loan and lease losses$06,934
Total noninterest income$85,0006,273
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$45,0005,441
Trading account gains and fees$0134
Additional Noninterest Income$40,0005,700
Total noninterest expense$504,0005,970
Salaries and employee benefits$242,0006,376
Premises and equipment expense$71,0005,797
Additional noninterest expense$191,0005,135
Pre-tax net operating income$371,0004,228
Securities gains (losses)$02,891
Applicable income taxes$119,0003,639
Income before extraordinary items$252,0004,696
Extraordinary gains, net$021
Net income$252,0004,696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$252,0004,494
2002-12-31 (YTD Data)Rank
Total interest income$6,048,0004,528
Total interest expense$2,590,0003,989
Net interest income$3,458,0004,791
Provision for loan and lease losses$100,0005,681
Total noninterest income$302,0006,441
Gross Fiduciary activities income$10,0001,406
Service charges on deposit accounts$162,0005,679
Trading account gains and fees$0153
Additional Noninterest Income$130,0005,899
Total noninterest expense$2,198,0005,534
Salaries and employee benefits$1,165,0005,588
Premises and equipment expense$312,0005,443
Additional noninterest expense$721,0005,309
Pre-tax net operating income$1,462,0004,189
Securities gains (losses)$-221,0009,202
Applicable income taxes$250,0004,762
Income before extraordinary items$991,0004,632
Extraordinary gains, net$070
Net income$991,0004,631
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0004,939
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,167,8004,058
2001-12-31 (YTD Data)Rank
Total interest income$6,360,0004,752
Total interest expense$3,269,0004,420
Net interest income$3,091,0004,955
Provision for loan and lease losses$08,228
Total noninterest income$317,0006,265
Gross Fiduciary activities income$11,0001,408
Service charges on deposit accounts$172,0005,484
Trading account gains and fees$0177
Additional Noninterest Income$134,0005,754
Total noninterest expense$2,086,0005,592
Salaries and employee benefits$1,090,0005,680
Premises and equipment expense$303,0005,484
Additional noninterest expense$693,0005,329
Pre-tax net operating income$1,322,0004,174
Securities gains (losses)$9,0003,652
Applicable income taxes$243,0004,657
Income before extraordinary items$1,088,0004,061
Extraordinary gains, net$0105
Net income$1,088,0004,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0005,093
Cash dividends$500,0003,435
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,080,6203,945
2000-12-31 (YTD Data)Rank
Total interest income$6,331,0004,907
Total interest expense$3,181,0004,704
Net interest income$3,150,0004,981
Provision for loan and lease losses$08,337
Total noninterest income$335,0006,018
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$161,0005,613
Trading account gains and feesNANA
Additional Noninterest Income$174,0005,123
Total noninterest expense$1,917,0005,828
Salaries and employee benefits$967,0006,057
Premises and equipment expense$285,0005,590
Additional noninterest expense$665,0005,380
Pre-tax net operating income$1,568,0003,949
Securities gains (losses)$01,956
Applicable income taxes$333,0004,360
Income before extraordinary items$1,235,0003,784
Extraordinary gains, net$038
Net income$1,235,0003,785
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0003,825
Cash dividends$700,0002,901
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,235,0003,769
1999-12-31 (YTD Data)Rank
Total interest income$5,894,0005,008
Total interest expense$2,824,0004,819
Net interest income$3,070,0005,069
Provision for loan and lease losses$08,503
Total noninterest income$311,0006,343
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$157,0005,727
Trading account gains and feesNANA
Additional Noninterest Income$154,0005,541
Total noninterest expense$1,809,0006,068
Salaries and employee benefits$937,0006,160
Premises and equipment expense$278,0005,710
Additional noninterest expense$594,0005,866
Pre-tax net operating income$1,572,0003,965
Securities gains (losses)$03,155
Applicable income taxes$338,0004,548
Income before extraordinary items$1,234,0003,791
Extraordinary gains, net$035
Net income$1,234,0003,792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,038
Cash dividends$2,030,0001,337
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,234,0003,756
1998-12-31 (YTD Data)Rank
Total interest income$6,025,0004,990
Total interest expense$3,042,0004,672
Net interest income$2,983,0005,151
Provision for loan and lease losses$08,652
Total noninterest income$313,0006,345
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$160,0005,747
Trading account gains and feesNANA
Additional Noninterest Income$153,0005,630
Total noninterest expense$1,724,0006,173
Salaries and employee benefits$883,0006,288
Premises and equipment expense$270,0005,701
Additional noninterest expense$571,0005,939
Pre-tax net operating income$1,572,0004,036
Securities gains (losses)$04,449
Applicable income taxes$367,0004,646
Income before extraordinary items$1,205,0003,915
Extraordinary gains, net$032
Net income$1,205,0003,914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0004,626
Cash dividends$917,0002,368
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,205,0003,829
1997-12-31 (YTD Data)Rank
Total interest income$6,011,0005,065
Total interest expense$3,057,0004,634
Net interest income$2,954,0005,366
Provision for loan and lease losses$08,829
Total noninterest income$304,0006,599
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$165,0005,903
Trading account gains and feesNANA
Additional Noninterest Income$139,0005,896
Total noninterest expense$1,656,0006,400
Salaries and employee benefits$833,0006,614
Premises and equipment expense$256,0005,972
Additional noninterest expense$567,0006,007
Pre-tax net operating income$1,602,0004,236
Securities gains (losses)$03,944
Applicable income taxes$420,0004,734
Income before extraordinary items$1,182,0004,112
Extraordinary gains, net$044
Net income$1,182,0004,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,455
Cash dividends$453,0003,681
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,182,0004,046
1996-12-31 (YTD Data)Rank
Total interest income$5,935,0005,227
Total interest expense$3,037,0004,739
Net interest income$2,898,0005,584
Provision for loan and lease losses$09,041
Total noninterest income$309,0006,832
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$177,0005,974
Trading account gains and feesNANA
Additional Noninterest Income$132,0006,332
Total noninterest expense$1,600,0006,841
Salaries and employee benefits$805,0006,956
Premises and equipment expense$251,0006,239
Additional noninterest expense$544,0006,732
Pre-tax net operating income$1,607,0004,110
Securities gains (losses)$-3,0009,684
Applicable income taxes$438,0004,596
Income before extraordinary items$1,166,0003,962
Extraordinary gains, net$053
Net income$1,166,0003,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0005,304
Cash dividends$266,0004,821
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,168,1903,908
1995-12-31 (YTD Data)Rank
Total interest income$5,778,0005,368
Total interest expense$2,981,0004,787
Net interest income$2,797,0005,818
Provision for loan and lease losses$08,958
Total noninterest income$284,0007,268
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$169,0006,277
Trading account gains and feesNANA
Additional Noninterest Income$115,0006,773
Total noninterest expense$1,542,0007,141
Salaries and employee benefits$784,0007,195
Premises and equipment expense$201,0007,169
Additional noninterest expense$557,0006,796
Pre-tax net operating income$1,539,0004,360
Securities gains (losses)$-17,00010,458
Applicable income taxes$420,0004,777
Income before extraordinary items$1,102,0004,241
Extraordinary gains, net$065
Net income$1,102,0004,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,00010,150
Cash dividends$291,0004,649
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,114,2404,185
1994-12-31 (YTD Data)Rank
Total interest income$5,297,0005,397
Total interest expense$2,453,0004,722
Net interest income$2,844,0005,841
Provision for loan and lease losses$115,0004,257
Total noninterest income$280,0007,520
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$170,0006,445
Trading account gains and feesNANA
Additional Noninterest Income$110,0007,224
Total noninterest expense$1,562,0007,406
Salaries and employee benefits$753,0007,502
Premises and equipment expense$180,0007,850
Additional noninterest expense$629,0006,821
Pre-tax net operating income$1,447,0004,544
Securities gains (losses)$5,0002,624
Applicable income taxes$392,0004,832
Income before extraordinary items$1,060,0004,309
Extraordinary gains, net$0249
Net income$1,060,0004,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,00010,805
Cash dividends$294,0004,584
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,056,3504,383
1993-12-31 (YTD Data)Rank
Total interest income$5,379,0005,436
Total interest expense$2,528,0004,760
Net interest income$2,851,0005,880
Provision for loan and lease losses$120,0005,200
Total noninterest income$268,0008,091
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$166,0006,698
Trading account gains and feesNANA
Additional Noninterest Income$102,0007,802
Total noninterest expense$1,534,0007,716
Salaries and employee benefits$756,0007,607
Premises and equipment expense$175,0008,253
Additional noninterest expense$603,0007,303
Pre-tax net operating income$1,465,0004,412
Securities gains (losses)$22,0004,534
Applicable income taxes$404,0004,968
Income before extraordinary items$1,083,0004,383
Extraordinary gains, net$03,149
Net income$1,083,0004,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0004,534
Cash dividends$370,0003,860
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,066,9404,210
1992-12-31 (YTD Data)Rank
Total interest income$5,914,0005,560
Total interest expense$3,185,0004,904
Net interest income$2,729,0006,159
Provision for loan and lease losses$120,0006,707
Total noninterest income$262,0008,303
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$163,0006,783
Trading account gains and feesNANA
Additional Noninterest Income$99,0008,102
Total noninterest expense$1,443,0008,122
Salaries and employee benefits$712,0007,898
Premises and equipment expense$152,0009,049
Additional noninterest expense$579,0007,705
Pre-tax net operating income$1,428,0004,234
Securities gains (losses)$08,369
Applicable income taxes$407,0004,722
Income before extraordinary items$1,021,0004,408
Extraordinary gains, net$01,422
Net income$1,021,0004,451
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0007,598
Cash dividends$519,0002,695
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,021,0004,096

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.