Home > Hancock Bank of Florida > Assets and Liabilities
Hancock Bank of Florida, Assets and Liabilities
| 2009-12-31 | Rank | |
| # of Employees: | 54 | 2,958 |
| Assets and Liabilities | ||
| Total Assets: | $355,231,000 | 1,947 |
| Cash and due from depository institutions | $2,511,000 | 2,958 |
| Interest-bearing balances | $451,000 | 5,704 |
| Securities | $61,986,000 | 1,990 |
| Federal funds sold & reverse repurchase agreements | $27,725,000 | 267 |
| Net loans & leases | $227,763,000 | 2,011 |
| Loan loss allowance | $5,868,000 | 1,423 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $8,912,000 | 1,417 |
| Other real estate owned | $192,000 | 2,958 |
| Goodwill and other intangibles | $11,775,000 | 470 |
| All other assets | $14,367,000 | 1,581 |
| Life insurance assets | $7,354,000 | 911 |
| Total liabilities and capital | $355,231,000 | 1,947 |
| Total liabilities | $302,479,000 | 2,055 |
| Total deposits | $297,649,000 | 1,900 |
| Interest-bearing deposits | $278,487,000 | 1,780 |
| Deposits held in domestic offices | $297,649,000 | 1,898 |
| % insured | 52.07% | 7,812 |
| Federal funds purchased & repurchase agreements | $614,000 | 2,387 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,216,000 | 1,188 |
| Total equity capital | $52,752,000 | 1,257 |
| Total bank equity capital | $52,752,000 | 1,257 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,500,000 | 1,617 |
| Surplus | $54,132,000 | 659 |
| Undivided profits | $-3,880,000 | 7,242 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $7,077,000 | 1,895 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,541,000 | 2,200 |
| Earning assets | $317,925,000 | 1,979 |
| Long-term assets (5+ years) | $66,146,000 | 1,914 |
| Average Assets, year-to-date | $436,706,000 | 1,588 |
| Average Assets, quarterly | $421,772,500 | 1,661 |
| Volatile liabilities | $54,817,000 | 2,534 |
| Insider loans | $1,673,000 | 3,362 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $1,672,000 | 797 |
| Unused loan commitments | $49,623,000 | 1,358 |
| Tier 1 (core) risk-based capital | $40,521,000 | 1,543 |
| Tier 2 risk-based capital | $3,441,000 | 1,685 |
| Total risk weighted assets | $272,817,000 | 1,799 |
| Total unused commitments | $49,623,000 | 1,359 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 50 | 3,167 |
| Assets and Liabilities | ||
| Total Assets: | $488,314,000 | 1,454 |
| Cash and due from depository institutions | $3,355,000 | 3,167 |
| Interest-bearing balances | $0 | 7,292 |
| Securities | $217,036,000 | 598 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $232,941,000 | 2,014 |
| Loan loss allowance | $6,020,000 | 1,325 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $9,027,000 | 1,404 |
| Other real estate owned | $124,000 | 3,167 |
| Goodwill and other intangibles | $11,802,000 | 502 |
| All other assets | $14,029,000 | 1,435 |
| Life insurance assets | $7,286,000 | 914 |
| Total liabilities and capital | $488,314,000 | 1,454 |
| Total liabilities | $434,724,000 | 1,474 |
| Total deposits | $294,572,000 | 1,895 |
| Interest-bearing deposits | $277,806,000 | 1,777 |
| Deposits held in domestic offices | $294,572,000 | 1,893 |
| % insured | 50.77% | 7,901 |
| Federal funds purchased & repurchase agreements | $139,109,000 | 208 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,043,000 | 3,677 |
| Total equity capital | $53,590,000 | 1,268 |
| Total bank equity capital | $53,590,000 | 1,266 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,500,000 | 1,643 |
| Surplus | $54,132,000 | 654 |
| Undivided profits | $-3,042,000 | 7,339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $5,217,000 | 2,300 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,514,000 | 1,392 |
| Earning assets | $449,977,000 | 1,439 |
| Long-term assets (5+ years) | $136,482,000 | 1,024 |
| Average Assets, year-to-date | $457,074,750 | 1,525 |
| Average Assets, quarterly | $491,290,000 | 1,436 |
| Volatile liabilities | $207,368,000 | 726 |
| Insider loans | $1,677,000 | 3,373 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $1,155,000 | 889 |
| Unused loan commitments | $45,773,000 | 1,521 |
| Tier 1 (core) risk-based capital | $40,829,000 | 1,567 |
| Tier 2 risk-based capital | $3,768,000 | 1,571 |
| Total risk weighted assets | $299,203,000 | 1,686 |
| Total unused commitments | $45,773,000 | 1,523 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 52 | 3,129 |
| Assets and Liabilities | ||
| Total Assets: | $494,266,000 | 1,443 |
| Cash and due from depository institutions | $2,886,000 | 3,129 |
| Interest-bearing balances | $0 | 7,302 |
| Securities | $218,904,000 | 584 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $237,553,000 | 1,999 |
| Loan loss allowance | $4,296,000 | 1,706 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $9,131,000 | 1,415 |
| Other real estate owned | $123,000 | 3,129 |
| Goodwill and other intangibles | $11,830,000 | 516 |
| All other assets | $13,839,000 | 1,490 |
| Life insurance assets | $7,224,000 | 922 |
| Total liabilities and capital | $494,266,000 | 1,443 |
| Total liabilities | $440,940,000 | 1,467 |
| Total deposits | $329,051,000 | 1,752 |
| Interest-bearing deposits | $313,851,000 | 1,607 |
| Deposits held in domestic offices | $329,051,000 | 1,749 |
| % insured | 37.95% | 7,984 |
| Federal funds purchased & repurchase agreements | $110,523,000 | 251 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,366,000 | 3,115 |
| Total equity capital | $53,326,000 | 1,271 |
| Total bank equity capital | $53,326,000 | 1,268 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,500,000 | 1,667 |
| Surplus | $54,132,000 | 670 |
| Undivided profits | $-3,306,000 | 7,501 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $5,225,000 | 2,198 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,391,000 | 1,426 |
| Earning assets | $456,457,000 | 1,430 |
| Long-term assets (5+ years) | $138,188,000 | 996 |
| Average Assets, year-to-date | $446,661,670 | 1,586 |
| Average Assets, quarterly | $484,751,000 | 1,472 |
| Volatile liabilities | $177,209,000 | 871 |
| Insider loans | $1,681,000 | 3,403 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $3,109,000 | 713 |
| Unused loan commitments | $38,150,000 | 1,841 |
| Tier 1 (core) risk-based capital | $41,237,000 | 1,574 |
| Tier 2 risk-based capital | $3,763,000 | 1,562 |
| Total risk weighted assets | $300,527,000 | 1,716 |
| Total unused commitments | $38,150,000 | 1,843 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 56 | 2,929 |
| Assets and Liabilities | ||
| Total Assets: | $475,236,000 | 1,526 |
| Cash and due from depository institutions | $2,834,000 | 2,929 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $223,299,000 | 562 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $214,625,000 | 2,192 |
| Loan loss allowance | $3,096,000 | 2,110 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $9,249,000 | 1,410 |
| Other real estate owned | $0 | 2,929 |
| Goodwill and other intangibles | $11,857,000 | 539 |
| All other assets | $13,372,000 | 1,512 |
| Life insurance assets | $7,171,000 | 928 |
| Total liabilities and capital | $475,236,000 | 1,526 |
| Total liabilities | $421,226,000 | 1,555 |
| Total deposits | $339,990,000 | 1,700 |
| Interest-bearing deposits | $326,084,000 | 1,540 |
| Deposits held in domestic offices | $339,990,000 | 1,697 |
| % insured | 35.15% | 8,069 |
| Federal funds purchased & repurchase agreements | $79,156,000 | 329 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,080,000 | 2,249 |
| Total equity capital | $54,010,000 | 1,268 |
| Total bank equity capital | $54,010,000 | 1,266 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,500,000 | 1,679 |
| Surplus | $54,132,000 | 667 |
| Undivided profits | $-2,622,000 | 7,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $3,761,000 | 2,535 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,217,000 | 1,575 |
| Earning assets | $437,924,000 | 1,507 |
| Long-term assets (5+ years) | $129,376,000 | 1,045 |
| Average Assets, year-to-date | $422,859,500 | 1,688 |
| Average Assets, quarterly | $422,859,500 | 1,688 |
| Volatile liabilities | $137,144,000 | 1,119 |
| Insider loans | $1,485,000 | 3,633 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $1,004,000 | 1,109 |
| Unused loan commitments | $31,328,000 | 2,224 |
| Tier 1 (core) risk-based capital | $41,455,000 | 1,581 |
| Tier 2 risk-based capital | $3,096,000 | 1,828 |
| Total risk weighted assets | $280,311,000 | 1,837 |
| Total unused commitments | $31,328,000 | 2,226 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 58 | 2,876 |
| Assets and Liabilities | ||
| Total Assets: | $370,483,000 | 1,871 |
| Cash and due from depository institutions | $2,832,000 | 2,876 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $108,685,000 | 1,119 |
| Federal funds sold & reverse repurchase agreements | $33,050,000 | 266 |
| Net loans & leases | $192,981,000 | 2,418 |
| Loan loss allowance | $3,029,000 | 2,088 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $9,367,000 | 1,395 |
| Other real estate owned | $0 | 2,876 |
| Goodwill and other intangibles | $11,885,000 | 549 |
| All other assets | $11,683,000 | 1,683 |
| Life insurance assets | $7,125,000 | 929 |
| Total liabilities and capital | $370,483,000 | 1,871 |
| Total liabilities | $321,406,000 | 1,944 |
| Total deposits | $316,495,000 | 1,739 |
| Interest-bearing deposits | $303,085,000 | 1,611 |
| Deposits held in domestic offices | $316,495,000 | 1,736 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,558,000 | 1,927 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,353,000 | 3,047 |
| Total equity capital | $49,077,000 | 1,400 |
| Total bank equity capital | $49,077,000 | 1,400 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,500,000 | 1,682 |
| Surplus | $50,132,000 | 684 |
| Undivided profits | $-3,555,000 | 7,762 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,541,000 | 2,862 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,231,000 | 3,015 |
| Earning assets | $334,716,000 | 1,879 |
| Long-term assets (5+ years) | $31,011,000 | 3,172 |
| Average Assets, year-to-date | $230,677,000 | 2,757 |
| Average Assets, quarterly | $302,243,500 | 2,234 |
| Volatile liabilities | $69,599,000 | 2,086 |
| Insider loans | $1,489,000 | 3,689 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $422,000 | 1,182 |
| Unused loan commitments | $31,735,000 | 2,260 |
| Tier 1 (core) risk-based capital | $37,144,000 | 1,714 |
| Tier 2 risk-based capital | $3,029,000 | 1,838 |
| Total risk weighted assets | $328,479,000 | 1,586 |
| Total unused commitments | $31,735,000 | 2,262 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 59 | 2,859 |
| Assets and Liabilities | ||
| Total Assets: | $234,004,000 | 2,800 |
| Cash and due from depository institutions | $2,123,000 | 2,859 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $20,471,000 | 4,339 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $179,057,000 | 2,574 |
| Loan loss allowance | $3,049,000 | 1,913 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $9,486,000 | 1,372 |
| Other real estate owned | $0 | 2,859 |
| Goodwill and other intangibles | $11,912,000 | 583 |
| All other assets | $10,955,000 | 1,749 |
| Life insurance assets | $7,048,000 | 932 |
| Total liabilities and capital | $234,004,000 | 2,800 |
| Total liabilities | $197,728,000 | 2,953 |
| Total deposits | $148,358,000 | 3,398 |
| Interest-bearing deposits | $136,213,000 | 3,217 |
| Deposits held in domestic offices | $148,358,000 | 3,395 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $47,062,000 | 488 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,308,000 | 2,069 |
| Total equity capital | $36,276,000 | 1,874 |
| Total bank equity capital | $36,276,000 | 1,874 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,500,000 | 1,695 |
| Surplus | $36,632,000 | 877 |
| Undivided profits | $-2,856,000 | 7,895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $209,000 | 6,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,090,000 | 3,580 |
| Earning assets | $199,528,000 | 2,984 |
| Long-term assets (5+ years) | $31,360,000 | 3,117 |
| Average Assets, year-to-date | $195,725,500 | 3,202 |
| Average Assets, quarterly | $216,826,500 | 2,977 |
| Volatile liabilities | $96,845,000 | 1,500 |
| Insider loans | $1,493,000 | 3,701 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $1,416,000 | 656 |
| Unused loan commitments | $42,336,000 | 1,928 |
| Tier 1 (core) risk-based capital | $24,025,000 | 2,664 |
| Tier 2 risk-based capital | $2,538,000 | 2,073 |
| Total risk weighted assets | $202,533,000 | 2,397 |
| Total unused commitments | $42,336,000 | 1,928 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 54 | 3,133 |
| Assets and Liabilities | ||
| Total Assets: | $199,649,000 | 3,212 |
| Cash and due from depository institutions | $2,534,000 | 3,133 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $20,584,000 | 4,368 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $140,820,000 | 3,125 |
| Loan loss allowance | $1,876,000 | 2,802 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $9,685,000 | 1,327 |
| Other real estate owned | $173,000 | 3,133 |
| Goodwill and other intangibles | $11,940,000 | 593 |
| All other assets | $13,913,000 | 1,408 |
| Life insurance assets | $6,969,000 | 945 |
| Total liabilities and capital | $199,649,000 | 3,212 |
| Total liabilities | $162,341,000 | 3,453 |
| Total deposits | $126,218,000 | 3,842 |
| Interest-bearing deposits | $112,023,000 | 3,734 |
| Deposits held in domestic offices | $126,218,000 | 3,839 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,856,000 | 639 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,267,000 | 2,095 |
| Total equity capital | $37,308,000 | 1,836 |
| Total bank equity capital | $37,308,000 | 1,836 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,500,000 | 1,697 |
| Surplus | $36,632,000 | 871 |
| Undivided profits | $-1,824,000 | 7,844 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,191,000 | 3,557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $690,000 | 4,890 |
| Earning assets | $161,404,000 | 3,515 |
| Long-term assets (5+ years) | $18,969,000 | 4,077 |
| Average Assets, year-to-date | $182,966,000 | 3,388 |
| Average Assets, quarterly | $188,574,500 | 3,336 |
| Volatile liabilities | $74,173,000 | 1,908 |
| Insider loans | $661,000 | 5,072 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $954,000 | 901 |
| Unused loan commitments | $8,024,000 | 5,182 |
| Tier 1 (core) risk-based capital | $25,110,000 | 2,578 |
| Tier 2 risk-based capital | $1,876,000 | 2,612 |
| Total risk weighted assets | $166,884,000 | 2,853 |
| Total unused commitments | $8,024,000 | 5,182 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 55 | 3,099 |
| Assets and Liabilities | ||
| Total Assets: | $177,500,000 | 3,512 |
| Cash and due from depository institutions | $4,918,000 | 3,099 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $21,276,000 | 4,267 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $120,722,000 | 3,455 |
| Loan loss allowance | $1,658,000 | 2,988 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $8,419,000 | 1,518 |
| Other real estate owned | $173,000 | 3,099 |
| Goodwill and other intangibles | $11,967,000 | 613 |
| All other assets | $10,025,000 | 1,776 |
| Life insurance assets | $6,882,000 | 944 |
| Total liabilities and capital | $177,500,000 | 3,512 |
| Total liabilities | $139,772,000 | 3,851 |
| Total deposits | $129,961,000 | 3,777 |
| Interest-bearing deposits | $118,148,000 | 3,612 |
| Deposits held in domestic offices | $129,961,000 | 3,774 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,144,000 | 1,378 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,667,000 | 2,847 |
| Total equity capital | $37,728,000 | 1,869 |
| Total bank equity capital | $37,728,000 | 1,869 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,500,000 | 1,693 |
| Surplus | $36,632,000 | 873 |
| Undivided profits | $-1,404,000 | 7,923 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $101,000 | 6,525 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $892,000 | 4,119 |
| Earning assets | $141,998,000 | 3,899 |
| Long-term assets (5+ years) | $12,611,000 | 4,769 |
| Average Assets, year-to-date | $174,624,500 | 3,521 |
| Average Assets, quarterly | $174,624,500 | 3,521 |
| Volatile liabilities | $52,807,000 | 2,509 |
| Insider loans | $821,000 | 4,690 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $765,000 | 1,059 |
| Unused loan commitments | $16,626,000 | 3,764 |
| Tier 1 (core) risk-based capital | $25,253,000 | 2,565 |
| Tier 2 risk-based capital | $1,658,000 | 2,844 |
| Total risk weighted assets | $146,644,000 | 3,124 |
| Total unused commitments | $16,626,000 | 3,764 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 52 | 3,254 |
| Assets and Liabilities | ||
| Total Assets: | $171,749,000 | 3,561 |
| Cash and due from depository institutions | $1,638,000 | 3,254 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $15,855,000 | 5,034 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $119,803,000 | 3,460 |
| Loan loss allowance | $1,544,000 | 3,124 |
| Trading account assets | $5,338,000 | 157 |
| Bank premises and fixed assets | $7,461,000 | 1,723 |
| Other real estate owned | $173,000 | 3,254 |
| Goodwill and other intangibles | $11,994,000 | 603 |
| All other assets | $9,487,000 | 1,871 |
| Life insurance assets | $6,704,000 | 949 |
| Total liabilities and capital | $171,749,000 | 3,561 |
| Total liabilities | $134,119,000 | 3,923 |
| Total deposits | $123,328,000 | 3,870 |
| Interest-bearing deposits | $113,739,000 | 3,646 |
| Deposits held in domestic offices | $123,328,000 | 3,868 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,165,000 | 1,449 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,626,000 | 1,984 |
| Total equity capital | $37,630,000 | 1,861 |
| Total bank equity capital | $37,630,000 | 1,861 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,500,000 | 1,684 |
| Surplus | $36,632,000 | 854 |
| Undivided profits | $-1,502,000 | 8,046 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $72,000 | 6,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $874,000 | 4,440 |
| Earning assets | $140,996,000 | 3,873 |
| Long-term assets (5+ years) | $5,453,000 | 5,894 |
| Average Assets, year-to-date | $167,170,800 | 3,520 |
| Average Assets, quarterly | $166,481,000 | 3,627 |
| Volatile liabilities | $52,429,000 | 2,521 |
| Insider loans | $235,000 | 6,393 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $156,000 | 1,547 |
| Unused loan commitments | $12,720,000 | 4,291 |
| Tier 1 (core) risk-based capital | $25,384,000 | 2,543 |
| Tier 2 risk-based capital | $1,544,000 | 2,983 |
| Total risk weighted assets | $148,902,000 | 3,050 |
| Total unused commitments | $12,720,000 | 4,291 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 49 | 3,407 |
| Assets and Liabilities | ||
| Total Assets: | $161,213,000 | 3,705 |
| Cash and due from depository institutions | $1,708,000 | 3,407 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $20,954,000 | 4,363 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $116,025,000 | 3,509 |
| Loan loss allowance | $1,755,000 | 2,807 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $7,141,000 | 1,756 |
| Other real estate owned | $0 | 3,407 |
| Goodwill and other intangibles | $12,025,000 | 578 |
| All other assets | $3,360,000 | 4,011 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $161,213,000 | 3,705 |
| Total liabilities | $123,964,000 | 4,097 |
| Total deposits | $109,337,000 | 4,182 |
| Interest-bearing deposits | $98,814,000 | 4,035 |
| Deposits held in domestic offices | $109,337,000 | 4,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,906,000 | 1,084 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,721,000 | 2,809 |
| Total equity capital | $37,249,000 | 1,847 |
| Total bank equity capital | $37,249,000 | 1,847 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,500,000 | 1,662 |
| Surplus | $36,632,000 | 837 |
| Undivided profits | $-1,883,000 | 8,206 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $139,000 | 6,006 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $979,000 | 4,309 |
| Earning assets | $136,979,000 | 3,927 |
| Long-term assets (5+ years) | $10,029,000 | 4,829 |
| Average Assets, year-to-date | $166,026,250 | 3,534 |
| Average Assets, quarterly | $167,757,000 | 3,549 |
| Volatile liabilities | $48,742,000 | 2,629 |
| Insider loans | $160,000 | 6,722 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $402,000 | 1,244 |
| Unused loan commitments | $23,502,000 | 3,090 |
| Tier 1 (core) risk-based capital | $25,292,000 | 2,559 |
| Tier 2 risk-based capital | $1,692,000 | 2,753 |
| Total risk weighted assets | $135,326,000 | 3,268 |
| Total unused commitments | $23,502,000 | 3,091 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 46 | 3,609 |
| Assets and Liabilities | ||
| Total Assets: | $174,301,000 | 3,463 |
| Cash and due from depository institutions | $3,384,000 | 3,609 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $20,863,000 | 4,372 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $128,761,000 | 3,225 |
| Loan loss allowance | $1,294,000 | 3,519 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,948,000 | 1,800 |
| Other real estate owned | $0 | 3,609 |
| Goodwill and other intangibles | $12,055,000 | 594 |
| All other assets | $2,290,000 | 4,927 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $174,301,000 | 3,463 |
| Total liabilities | $136,544,000 | 3,820 |
| Total deposits | $87,490,000 | 4,847 |
| Interest-bearing deposits | $78,145,000 | 4,683 |
| Deposits held in domestic offices | $87,490,000 | 4,845 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,946,000 | 504 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,108,000 | 1,352 |
| Total equity capital | $37,757,000 | 1,806 |
| Total bank equity capital | $37,757,000 | 1,806 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,500,000 | 1,654 |
| Surplus | $36,632,000 | 843 |
| Undivided profits | $-1,375,000 | 8,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $109,000 | 6,126 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $884,000 | 4,371 |
| Earning assets | $149,624,000 | 3,649 |
| Long-term assets (5+ years) | $9,304,000 | 4,913 |
| Average Assets, year-to-date | $167,630,670 | 3,535 |
| Average Assets, quarterly | $170,342,500 | 3,515 |
| Volatile liabilities | $71,186,000 | 1,901 |
| Insider loans | $160,000 | 6,741 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $404,000 | 1,337 |
| Unused loan commitments | $59,049,000 | 1,617 |
| Tier 1 (core) risk-based capital | $26,009,000 | 2,493 |
| Tier 2 risk-based capital | $1,294,000 | 3,379 |
| Total risk weighted assets | $150,370,000 | 2,981 |
| Total unused commitments | $59,049,000 | 1,619 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 43 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $166,384,000 | 3,597 |
| Cash and due from depository institutions | $5,323,000 | 3,774 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $21,514,000 | 4,302 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $118,252,000 | 3,401 |
| Loan loss allowance | $1,655,000 | 2,908 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,759,000 | 1,823 |
| Other real estate owned | $0 | 3,774 |
| Goodwill and other intangibles | $12,113,000 | 584 |
| All other assets | $2,423,000 | 4,661 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $166,384,000 | 3,597 |
| Total liabilities | $128,564,000 | 3,988 |
| Total deposits | $86,934,000 | 4,899 |
| Interest-bearing deposits | $76,020,000 | 4,788 |
| Deposits held in domestic offices | $86,934,000 | 4,897 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,703,000 | 528 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $927,000 | 4,099 |
| Total equity capital | $37,820,000 | 1,812 |
| Total bank equity capital | $37,820,000 | 1,812 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,500,000 | 1,642 |
| Surplus | $36,632,000 | 823 |
| Undivided profits | $-1,312,000 | 8,226 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $109,000 | 6,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,251,000 | 3,172 |
| Earning assets | $139,766,000 | 3,859 |
| Long-term assets (5+ years) | $10,574,000 | 4,618 |
| Average Assets, year-to-date | $164,295,500 | 3,605 |
| Average Assets, quarterly | $164,295,500 | 3,605 |
| Volatile liabilities | $64,362,000 | 2,033 |
| Insider loans | $160,000 | 6,739 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $124,000 | 1,644 |
| Unused loan commitments | $45,623,000 | 1,947 |
| Tier 1 (core) risk-based capital | $25,835,000 | 2,478 |
| Tier 2 risk-based capital | $1,655,000 | 2,774 |
| Total risk weighted assets | $147,356,000 | 3,005 |
| Total unused commitments | $45,623,000 | 1,948 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 45 | 3,660 |
| Assets and Liabilities | ||
| Total Assets: | $162,207,000 | 3,654 |
| Cash and due from depository institutions | $1,463,000 | 3,660 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $21,697,000 | 4,313 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $118,370,000 | 3,397 |
| Loan loss allowance | $1,764,000 | 2,744 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,742,000 | 1,797 |
| Other real estate owned | $0 | 3,660 |
| Goodwill and other intangibles | $12,115,000 | 573 |
| All other assets | $1,820,000 | 5,406 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $162,207,000 | 3,654 |
| Total liabilities | $124,572,000 | 4,057 |
| Total deposits | $83,461,000 | 4,989 |
| Interest-bearing deposits | $72,794,000 | 4,868 |
| Deposits held in domestic offices | $83,461,000 | 4,987 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,662,000 | 567 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,449,000 | 1,559 |
| Total equity capital | $37,635,000 | 1,776 |
| Total bank equity capital | $37,635,000 | 1,776 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,500,000 | 1,632 |
| Surplus | $36,632,000 | 806 |
| Undivided profits | $-1,497,000 | 8,316 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $211,000 | 5,233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $822,000 | 4,619 |
| Earning assets | $140,067,000 | 3,805 |
| Long-term assets (5+ years) | $9,077,000 | 4,851 |
| Average Assets, year-to-date | $134,340,200 | 4,037 |
| Average Assets, quarterly | $151,134,000 | 3,814 |
| Volatile liabilities | $61,825,000 | 2,240 |
| Insider loans | $160,000 | 6,772 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $247,000 | 1,428 |
| Unused loan commitments | $66,768,000 | 1,458 |
| Tier 1 (core) risk-based capital | $25,707,000 | 2,451 |
| Tier 2 risk-based capital | $1,707,000 | 2,700 |
| Total risk weighted assets | $136,505,000 | 3,171 |
| Total unused commitments | $66,768,000 | 1,459 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 40 | 4,043 |
| Assets and Liabilities | ||
| Total Assets: | $140,061,000 | 4,014 |
| Cash and due from depository institutions | $3,203,000 | 4,043 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $26,852,000 | 3,782 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $89,067,000 | 4,134 |
| Loan loss allowance | $979,000 | 4,249 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,711,000 | 1,770 |
| Other real estate owned | $0 | 4,043 |
| Goodwill and other intangibles | $12,151,000 | 569 |
| All other assets | $2,077,000 | 5,134 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $140,061,000 | 4,014 |
| Total liabilities | $102,131,000 | 4,597 |
| Total deposits | $81,749,000 | 5,003 |
| Interest-bearing deposits | $70,019,000 | 4,938 |
| Deposits held in domestic offices | $81,749,000 | 5,000 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,716,000 | 835 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,666,000 | 2,699 |
| Total equity capital | $37,930,000 | 1,739 |
| Total bank equity capital | $37,930,000 | 1,739 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,626 |
| Surplus | $36,632,000 | 796 |
| Undivided profits | $-1,202,000 | 8,335 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $88,000 | 6,228 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $945,000 | 4,164 |
| Earning assets | $115,919,000 | 4,320 |
| Long-term assets (5+ years) | $8,734,000 | 4,866 |
| Average Assets, year-to-date | $127,373,500 | 4,214 |
| Average Assets, quarterly | $131,771,500 | 4,155 |
| Volatile liabilities | $38,772,000 | 3,165 |
| Insider loans | $160,000 | 6,807 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $53,815,000 | 1,754 |
| Tier 1 (core) risk-based capital | $26,077,000 | 2,407 |
| Tier 2 risk-based capital | $979,000 | 4,056 |
| Total risk weighted assets | $109,299,000 | 3,713 |
| Total unused commitments | $53,815,000 | 1,754 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 35 | 4,451 |
| Assets and Liabilities | ||
| Total Assets: | $123,482,000 | 4,357 |
| Cash and due from depository institutions | $3,265,000 | 4,451 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $12,000,000 | 5,833 |
| Federal funds sold & reverse repurchase agreements | $11,475,000 | 1,126 |
| Net loans & leases | $79,086,000 | 4,404 |
| Loan loss allowance | $991,000 | 4,178 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,853,000 | 2,923 |
| Other real estate owned | $0 | 4,451 |
| Goodwill and other intangibles | $12,186,000 | 555 |
| All other assets | $1,617,000 | 5,659 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $123,482,000 | 4,357 |
| Total liabilities | $85,710,000 | 5,115 |
| Total deposits | $82,911,000 | 4,940 |
| Interest-bearing deposits | $70,604,000 | 4,892 |
| Deposits held in domestic offices | $82,911,000 | 4,936 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $516,000 | 3,265 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,283,000 | 1,976 |
| Total equity capital | $37,772,000 | 1,689 |
| Total bank equity capital | $37,772,000 | 1,689 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,500,000 | 1,620 |
| Surplus | $36,632,000 | 790 |
| Undivided profits | $-1,360,000 | 8,384 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $344,000 | 4,394 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $563,000 | 5,530 |
| Earning assets | $102,561,000 | 4,655 |
| Long-term assets (5+ years) | $28,252,000 | 2,700 |
| Average Assets, year-to-date | $123,144,330 | 4,323 |
| Average Assets, quarterly | $122,878,500 | 4,355 |
| Volatile liabilities | $17,927,000 | 4,921 |
| Insider loans | $10,000 | 7,747 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $32,308,000 | 2,490 |
| Tier 1 (core) risk-based capital | $26,028,000 | 2,370 |
| Tier 2 risk-based capital | $991,000 | 3,992 |
| Total risk weighted assets | $96,016,000 | 4,029 |
| Total unused commitments | $32,308,000 | 2,492 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 38 | 4,178 |
| Assets and Liabilities | ||
| Total Assets: | $122,275,000 | 4,373 |
| Cash and due from depository institutions | $1,487,000 | 4,178 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $12,555,000 | 5,777 |
| Federal funds sold & reverse repurchase agreements | $11,200,000 | 1,336 |
| Net loans & leases | $78,962,000 | 4,343 |
| Loan loss allowance | $1,395,000 | 3,258 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,512,000 | 3,077 |
| Other real estate owned | $0 | 4,178 |
| Goodwill and other intangibles | $12,222,000 | 528 |
| All other assets | $2,337,000 | 4,686 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $122,275,000 | 4,373 |
| Total liabilities | $84,122,000 | 5,156 |
| Total deposits | $81,698,000 | 4,981 |
| Interest-bearing deposits | $68,626,000 | 4,968 |
| Deposits held in domestic offices | $81,698,000 | 4,977 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $585,000 | 2,884 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,839,000 | 2,315 |
| Total equity capital | $38,153,000 | 1,644 |
| Total bank equity capital | $38,153,000 | 1,644 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,609 |
| Surplus | $36,632,000 | 765 |
| Undivided profits | $-979,000 | 8,329 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $254,000 | 4,898 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $958,000 | 3,552 |
| Earning assets | $102,717,000 | 4,642 |
| Long-term assets (5+ years) | $12,915,000 | 4,119 |
| Average Assets, year-to-date | $122,975,500 | 4,330 |
| Average Assets, quarterly | $122,975,500 | 4,330 |
| Volatile liabilities | $21,009,000 | 4,382 |
| Insider loans | $10,000 | 7,771 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $31,225,000 | 2,504 |
| Tier 1 (core) risk-based capital | $26,280,000 | 2,309 |
| Tier 2 risk-based capital | $1,232,000 | 3,397 |
| Total risk weighted assets | $98,363,000 | 3,905 |
| Total unused commitments | $31,225,000 | 2,508 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 37 | 4,270 |
| Assets and Liabilities | ||
| Total Assets: | $123,676,000 | 4,326 |
| Cash and due from depository institutions | $2,628,000 | 4,270 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $13,069,000 | 5,724 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $90,532,000 | 3,979 |
| Loan loss allowance | $1,395,000 | 3,221 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,546,000 | 3,027 |
| Other real estate owned | $56,000 | 4,270 |
| Goodwill and other intangibles | $12,258,000 | 517 |
| All other assets | $1,587,000 | 5,651 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $123,676,000 | 4,326 |
| Total liabilities | $85,929,000 | 5,079 |
| Total deposits | $80,229,000 | 5,015 |
| Interest-bearing deposits | $68,488,000 | 4,935 |
| Deposits held in domestic offices | $80,229,000 | 5,012 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,960,000 | 1,664 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $740,000 | 4,156 |
| Total equity capital | $37,747,000 | 1,637 |
| Total bank equity capital | $37,747,000 | 1,637 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,500,000 | 1,596 |
| Surplus | $36,632,000 | 746 |
| Undivided profits | $-1,385,000 | 8,497 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $334,000 | 4,488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $530,000 | 5,592 |
| Earning assets | $103,601,000 | 4,600 |
| Long-term assets (5+ years) | $10,636,000 | 4,476 |
| Average Assets, year-to-date | $114,112,200 | 4,417 |
| Average Assets, quarterly | $121,937,500 | 4,327 |
| Volatile liabilities | $25,100,000 | 3,877 |
| Insider loans | $10,000 | 7,797 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $34,142,000 | 2,319 |
| Tier 1 (core) risk-based capital | $25,768,000 | 2,317 |
| Tier 2 risk-based capital | $1,299,000 | 3,239 |
| Total risk weighted assets | $103,789,000 | 3,752 |
| Total unused commitments | $34,142,000 | 2,319 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 39 | 4,098 |
| Assets and Liabilities | ||
| Total Assets: | $120,199,000 | 4,366 |
| Cash and due from depository institutions | $6,125,000 | 4,098 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $13,667,000 | 5,591 |
| Federal funds sold & reverse repurchase agreements | $2,675,000 | 3,307 |
| Net loans & leases | $80,574,000 | 4,260 |
| Loan loss allowance | $1,150,000 | 3,712 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,626,000 | 2,939 |
| Other real estate owned | $56,000 | 4,098 |
| Goodwill and other intangibles | $12,297,000 | 492 |
| All other assets | $1,179,000 | 6,319 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $120,199,000 | 4,366 |
| Total liabilities | $82,263,000 | 5,175 |
| Total deposits | $78,352,000 | 5,042 |
| Interest-bearing deposits | $67,835,000 | 4,935 |
| Deposits held in domestic offices | $78,352,000 | 5,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $696,000 | 3,034 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,215,000 | 1,411 |
| Total equity capital | $37,936,000 | 1,608 |
| Total bank equity capital | $37,936,000 | 1,608 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,568 |
| Surplus | $36,632,000 | 719 |
| Undivided profits | $-1,196,000 | 8,497 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $284,000 | 4,870 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $492,000 | 5,792 |
| Earning assets | $96,916,000 | 4,756 |
| Long-term assets (5+ years) | $14,887,000 | 3,885 |
| Average Assets, year-to-date | $111,721,250 | 4,482 |
| Average Assets, quarterly | $124,205,500 | 4,222 |
| Volatile liabilities | $21,714,000 | 4,206 |
| Insider loans | $10,000 | 7,840 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $27,778,000 | 2,643 |
| Tier 1 (core) risk-based capital | $25,866,000 | 2,279 |
| Tier 2 risk-based capital | $1,150,000 | 3,509 |
| Total risk weighted assets | $96,558,000 | 3,912 |
| Total unused commitments | $27,778,000 | 2,645 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 34 | 4,533 |
| Assets and Liabilities | ||
| Total Assets: | $128,212,000 | 4,104 |
| Cash and due from depository institutions | $1,462,000 | 4,533 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $34,680,000 | 3,211 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $74,649,000 | 4,405 |
| Loan loss allowance | $1,150,000 | 3,657 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,704,000 | 2,837 |
| Other real estate owned | $56,000 | 4,533 |
| Goodwill and other intangibles | $12,337,000 | 483 |
| All other assets | $1,324,000 | 5,882 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $128,212,000 | 4,104 |
| Total liabilities | $90,238,000 | 4,833 |
| Total deposits | $74,903,000 | 5,148 |
| Interest-bearing deposits | $66,106,000 | 4,988 |
| Deposits held in domestic offices | $74,903,000 | 5,145 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,039,000 | 918 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $296,000 | 6,194 |
| Total equity capital | $37,974,000 | 1,562 |
| Total bank equity capital | $37,974,000 | 1,562 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,549 |
| Surplus | $36,632,000 | 700 |
| Undivided profits | $-1,158,000 | 8,506 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $253,000 | 4,909 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $606,000 | 4,755 |
| Earning assets | $109,329,000 | 4,341 |
| Long-term assets (5+ years) | $35,439,000 | 2,291 |
| Average Assets, year-to-date | $108,895,330 | 4,553 |
| Average Assets, quarterly | $119,025,000 | 4,311 |
| Volatile liabilities | $34,079,000 | 3,009 |
| Insider loans | $10,000 | 7,853 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $52,631,000 | 1,629 |
| Tier 1 (core) risk-based capital | $25,676,000 | 2,233 |
| Tier 2 risk-based capital | $1,133,000 | 3,489 |
| Total risk weighted assets | $90,586,000 | 3,993 |
| Total unused commitments | $52,631,000 | 1,630 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 36 | 4,340 |
| Assets and Liabilities | ||
| Total Assets: | $109,838,000 | 4,590 |
| Cash and due from depository institutions | $2,404,000 | 4,340 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $14,860,000 | 5,508 |
| Federal funds sold & reverse repurchase agreements | $23,200,000 | 526 |
| Net loans & leases | $51,813,000 | 5,397 |
| Loan loss allowance | $1,050,000 | 3,914 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,772,000 | 2,759 |
| Other real estate owned | $0 | 4,340 |
| Goodwill and other intangibles | $12,377,000 | 470 |
| All other assets | $1,412,000 | 5,758 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $109,838,000 | 4,590 |
| Total liabilities | $72,166,000 | 5,542 |
| Total deposits | $71,882,000 | 5,303 |
| Interest-bearing deposits | $69,805,000 | 4,843 |
| Deposits held in domestic offices | $71,882,000 | 5,299 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $284,000 | 6,173 |
| Total equity capital | $37,672,000 | 1,521 |
| Total bank equity capital | $37,672,000 | 1,521 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,551 |
| Surplus | $36,631,000 | 685 |
| Undivided profits | $-1,459,000 | 8,608 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $228,000 | 5,161 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $312,000 | 6,790 |
| Earning assets | $89,873,000 | 4,966 |
| Long-term assets (5+ years) | $14,315,000 | 4,072 |
| Average Assets, year-to-date | $99,237,000 | 4,891 |
| Average Assets, quarterly | $99,237,000 | 4,891 |
| Volatile liabilities | $15,947,000 | 4,710 |
| Insider loans | $4,533,000 | 1,365 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $41,082,000 | 1,939 |
| Tier 1 (core) risk-based capital | $25,582,000 | 2,193 |
| Tier 2 risk-based capital | $788,000 | 4,453 |
| Total risk weighted assets | $62,743,000 | 5,026 |
| Total unused commitments | $41,082,000 | 1,942 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 35 | 4,420 |
| Assets and Liabilities | ||
| Total Assets: | $88,636,000 | 5,258 |
| Cash and due from depository institutions | $1,789,000 | 4,420 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $15,717,000 | 5,376 |
| Federal funds sold & reverse repurchase agreements | $2,675,000 | 3,417 |
| Net loans & leases | $51,371,000 | 5,411 |
| Loan loss allowance | $950,000 | 4,184 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,701,000 | 2,769 |
| Other real estate owned | $0 | 4,420 |
| Goodwill and other intangibles | $12,417,000 | 465 |
| All other assets | $966,000 | 6,631 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $88,636,000 | 5,258 |
| Total liabilities | $70,505,000 | 5,622 |
| Total deposits | $70,406,000 | 5,356 |
| Interest-bearing deposits | $59,545,000 | 5,346 |
| Deposits held in domestic offices | $70,406,000 | 5,353 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $99,000 | 7,899 |
| Total equity capital | $18,131,000 | 3,110 |
| Total bank equity capital | $18,131,000 | 3,110 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,534 |
| Surplus | $16,631,000 | 1,365 |
| Undivided profits | $-1,000,000 | 8,596 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $255,000 | 5,028 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $303,000 | 6,873 |
| Earning assets | $69,763,000 | 5,741 |
| Long-term assets (5+ years) | $22,893,000 | 3,218 |
| Average Assets, year-to-date | $83,827,250 | 5,312 |
| Average Assets, quarterly | $84,761,000 | 5,369 |
| Volatile liabilities | $10,354,000 | 5,752 |
| Insider loans | $9,704,000 | 594 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $29,818,000 | 2,315 |
| Tier 1 (core) risk-based capital | $5,831,000 | 6,742 |
| Tier 2 risk-based capital | $714,000 | 4,733 |
| Total risk weighted assets | $56,854,000 | 5,321 |
| Total unused commitments | $29,818,000 | 2,316 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 31 | 4,850 |
| Assets and Liabilities | ||
| Total Assets: | $80,886,000 | 5,522 |
| Cash and due from depository institutions | $1,951,000 | 4,850 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $21,445,000 | 4,535 |
| Federal funds sold & reverse repurchase agreements | $3,400,000 | 2,771 |
| Net loans & leases | $39,466,000 | 6,153 |
| Loan loss allowance | $400,000 | 6,700 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $282,000 | 7,800 |
| Other real estate owned | $0 | 4,850 |
| Goodwill and other intangibles | $13,529,000 | 434 |
| All other assets | $813,000 | 7,028 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $80,886,000 | 5,522 |
| Total liabilities | $62,458,000 | 5,961 |
| Total deposits | $62,144,000 | 5,731 |
| Interest-bearing deposits | $53,963,000 | 5,618 |
| Deposits held in domestic offices | $62,144,000 | 5,728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $314,000 | 6,108 |
| Total equity capital | $18,428,000 | 3,054 |
| Total bank equity capital | $18,428,000 | 3,054 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,500,000 | 1,524 |
| Surplus | $16,531,000 | 1,332 |
| Undivided profits | $-603,000 | 8,539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $255,000 | 5,234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $241,000 | 7,547 |
| Earning assets | $64,311,000 | 5,962 |
| Long-term assets (5+ years) | $23,462,000 | 3,226 |
| Average Assets, year-to-date | $82,224,330 | 5,393 |
| Average Assets, quarterly | $80,261,000 | 5,528 |
| Volatile liabilities | $5,729,000 | 7,008 |
| Insider loans | $9,704,000 | 587 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $9,624,000 | 4,497 |
| Tier 1 (core) risk-based capital | $4,976,000 | 7,180 |
| Tier 2 risk-based capital | $400,000 | 6,398 |
| Total risk weighted assets | $40,432,000 | 6,268 |
| Total unused commitments | $9,624,000 | 4,499 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 31 | 4,899 |
| Assets and Liabilities | ||
| Total Assets: | $79,636,000 | 5,584 |
| Cash and due from depository institutions | $4,545,000 | 4,899 |
| Interest-bearing balances | $641,000 | 3,299 |
| Securities | $21,628,000 | 4,584 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $38,406,000 | 6,204 |
| Loan loss allowance | $400,000 | 6,706 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $264,000 | 7,888 |
| Other real estate owned | $0 | 4,899 |
| Goodwill and other intangibles | $13,576,000 | 424 |
| All other assets | $1,217,000 | 6,068 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $79,636,000 | 5,584 |
| Total liabilities | $61,820,000 | 5,989 |
| Total deposits | $60,070,000 | 5,857 |
| Interest-bearing deposits | $51,744,000 | 5,787 |
| Deposits held in domestic offices | $60,070,000 | 5,855 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $400,000 | 3,333 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,350,000 | 2,360 |
| Total equity capital | $17,816,000 | 3,028 |
| Total bank equity capital | $17,816,000 | 3,028 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $500,000 | 4,143 |
| Surplus | $18,132,000 | 1,185 |
| Undivided profits | $-816,000 | 8,612 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $502,000 | 3,982 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $389,000 | 6,112 |
| Earning assets | $60,675,000 | 6,146 |
| Long-term assets (5+ years) | $27,976,000 | 2,960 |
| Average Assets, year-to-date | $82,893,500 | 5,385 |
| Average Assets, quarterly | $82,893,500 | 5,411 |
| Volatile liabilities | $6,435,000 | 6,766 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $2,202,000 | 7,252 |
| Tier 1 (core) risk-based capital | $4,667,000 | 7,322 |
| Tier 2 risk-based capital | $400,000 | 6,406 |
| Total risk weighted assets | $44,967,000 | 5,974 |
| Total unused commitments | $2,202,000 | 7,257 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 35 | 4,465 |
| Assets and Liabilities | ||
| Total Assets: | $86,151,000 | 5,315 |
| Cash and due from depository institutions | $640,000 | 4,465 |
| Interest-bearing balances | $640,000 | 3,516 |
| Securities | $1,684,000 | 8,546 |
| Federal funds sold & reverse repurchase agreements | $29,900,000 | 451 |
| Net loans & leases | $39,758,000 | 6,053 |
| Loan loss allowance | $400,000 | 6,699 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,000 | 9,041 |
| Other real estate owned | $0 | 4,465 |
| Goodwill and other intangibles | $13,603,000 | 410 |
| All other assets | $564,000 | 7,682 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $86,151,000 | 5,315 |
| Total liabilities | $67,914,000 | 5,715 |
| Total deposits | $65,682,000 | 5,566 |
| Interest-bearing deposits | $57,089,000 | 5,480 |
| Deposits held in domestic offices | $65,682,000 | 5,564 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,232,000 | 1,826 |
| Total equity capital | $18,237,000 | 3,008 |
| Total bank equity capital | $18,237,000 | 3,008 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $500,000 | 4,151 |
| Surplus | $18,132,000 | 1,175 |
| Undivided profits | $-395,000 | 8,598 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $216,000 | 5,650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $245,000 | 7,365 |
| Earning assets | $71,982,000 | 5,616 |
| Long-term assets (5+ years) | $19,333,000 | 3,645 |
| Average Assets, year-to-date | $86,151,000 | 5,281 |
| Average Assets, quarterly | $86,151,000 | 5,281 |
| Volatile liabilities | $8,514,000 | 6,108 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $2,328,000 | 7,241 |
| Tier 1 (core) risk-based capital | $4,634,000 | 7,324 |
| Tier 2 risk-based capital | $400,000 | 6,368 |
| Total risk weighted assets | $42,185,000 | 6,122 |
| Total unused commitments | $2,328,000 | 7,247 |
| Derivatives | $0 | 699 |