Home > Hamptons State Bank > Income and Expense
Hamptons State Bank, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $730,000 | 5,961 |
| Total interest expense | $118,000 | 6,260 |
| Net interest income | $612,000 | 5,778 |
| Provision for loan and lease losses | $16,000 | 5,108 |
| Total noninterest income | $49,000 | 5,964 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $43,000 | 4,615 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 6,638 |
| Total noninterest expense | $717,000 | 5,093 |
| Salaries and employee benefits | $285,000 | 5,733 |
| Premises and equipment expense | $93,000 | 4,891 |
| Additional noninterest expense | $339,000 | 4,187 |
| Pre-tax net operating income | $-72,000 | 6,610 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $6,000 | 3,979 |
| Income before extraordinary items | $-78,000 | 6,661 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-78,000 | 6,661 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-78,000 | 6,661 |
| Net charge-offs | $6,000 | 4,589 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-78,000 | 6,649 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,191,000 | 5,916 |
| Total interest expense | $640,000 | 6,135 |
| Net interest income | $2,551,000 | 5,726 |
| Provision for loan and lease losses | $144,000 | 5,693 |
| Total noninterest income | $242,000 | 5,708 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $213,000 | 4,300 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $29,000 | 6,439 |
| Total noninterest expense | $2,589,000 | 5,411 |
| Salaries and employee benefits | $1,101,000 | 5,843 |
| Premises and equipment expense | $375,000 | 4,900 |
| Additional noninterest expense | $1,113,000 | 4,803 |
| Pre-tax net operating income | $60,000 | 5,594 |
| Securities gains (losses) | $118,000 | 2,025 |
| Applicable income taxes | $24,000 | 3,939 |
| Income before extraordinary items | $154,000 | 5,435 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $154,000 | 5,434 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $154,000 | 5,436 |
| Net charge-offs | $165,000 | 4,960 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $567,000 | 443 |
| Net operating income | $51,340 | 5,658 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,431,000 | 5,985 |
| Total interest expense | $509,000 | 6,175 |
| Net interest income | $1,922,000 | 5,802 |
| Provision for loan and lease losses | $121,000 | 5,504 |
| Total noninterest income | $187,000 | 5,777 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $166,000 | 4,300 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $21,000 | 6,636 |
| Total noninterest expense | $1,924,000 | 5,463 |
| Salaries and employee benefits | $821,000 | 5,904 |
| Premises and equipment expense | $277,000 | 5,020 |
| Additional noninterest expense | $826,000 | 4,835 |
| Pre-tax net operating income | $64,000 | 5,754 |
| Securities gains (losses) | $80,000 | 2,112 |
| Applicable income taxes | $18,000 | 4,039 |
| Income before extraordinary items | $126,000 | 5,620 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $126,000 | 5,621 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $126,000 | 5,621 |
| Net charge-offs | $158,000 | 4,458 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $567,000 | 358 |
| Net operating income | $56,400 | 5,783 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,634,000 | 6,019 |
| Total interest expense | $340,000 | 6,261 |
| Net interest income | $1,294,000 | 5,792 |
| Provision for loan and lease losses | $89,000 | 5,315 |
| Total noninterest income | $132,000 | 5,697 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $118,000 | 4,180 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $14,000 | 6,676 |
| Total noninterest expense | $1,279,000 | 5,500 |
| Salaries and employee benefits | $549,000 | 5,938 |
| Premises and equipment expense | $183,000 | 5,069 |
| Additional noninterest expense | $547,000 | 4,844 |
| Pre-tax net operating income | $58,000 | 5,753 |
| Securities gains (losses) | $50,000 | 1,887 |
| Applicable income taxes | $12,000 | 4,023 |
| Income before extraordinary items | $96,000 | 5,564 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $96,000 | 5,567 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $96,000 | 5,566 |
| Net charge-offs | $110,000 | 4,139 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $567,000 | 252 |
| Net operating income | $51,500 | 5,780 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $806,000 | 6,123 |
| Total interest expense | $172,000 | 6,368 |
| Net interest income | $634,000 | 5,873 |
| Provision for loan and lease losses | $63,000 | 4,536 |
| Total noninterest income | $66,000 | 5,727 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $60,000 | 4,126 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,000 | 6,920 |
| Total noninterest expense | $638,000 | 5,579 |
| Salaries and employee benefits | $283,000 | 5,950 |
| Premises and equipment expense | $90,000 | 5,191 |
| Additional noninterest expense | $265,000 | 4,951 |
| Pre-tax net operating income | $-1,000 | 6,270 |
| Securities gains (losses) | $49,000 | 1,156 |
| Applicable income taxes | $6,000 | 4,021 |
| Income before extraordinary items | $42,000 | 5,811 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $42,000 | 5,813 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $42,000 | 5,811 |
| Net charge-offs | $116,000 | 2,977 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $567,000 | 147 |
| Net operating income | $-630 | 6,293 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,292,000 | 6,158 |
| Total interest expense | $802,000 | 6,472 |
| Net interest income | $2,490,000 | 5,850 |
| Provision for loan and lease losses | $194,000 | 5,826 |
| Total noninterest income | $244,000 | 5,955 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $214,000 | 4,521 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $30,000 | 6,737 |
| Total noninterest expense | $2,493,000 | 5,695 |
| Salaries and employee benefits | $1,070,000 | 6,086 |
| Premises and equipment expense | $362,000 | 5,241 |
| Additional noninterest expense | $1,061,000 | 5,077 |
| Pre-tax net operating income | $47,000 | 5,259 |
| Securities gains (losses) | $1,000 | 3,653 |
| Applicable income taxes | $23,000 | 3,606 |
| Income before extraordinary items | $25,000 | 5,437 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $25,000 | 5,436 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $25,000 | 5,436 |
| Net charge-offs | $12,000 | 6,844 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $24,360 | 5,397 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,480,000 | 6,208 |
| Total interest expense | $621,000 | 6,537 |
| Net interest income | $1,859,000 | 5,877 |
| Provision for loan and lease losses | $50,000 | 6,514 |
| Total noninterest income | $173,000 | 6,134 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $152,000 | 4,656 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $21,000 | 6,957 |
| Total noninterest expense | $1,866,000 | 5,710 |
| Salaries and employee benefits | $802,000 | 6,129 |
| Premises and equipment expense | $269,000 | 5,301 |
| Additional noninterest expense | $795,000 | 5,076 |
| Pre-tax net operating income | $116,000 | 5,225 |
| Securities gains (losses) | $1,000 | 3,393 |
| Applicable income taxes | $17,000 | 3,848 |
| Income before extraordinary items | $100,000 | 5,314 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $100,000 | 5,313 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $100,000 | 5,313 |
| Net charge-offs | $10,000 | 6,519 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $99,150 | 5,256 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,658,000 | 6,269 |
| Total interest expense | $429,000 | 6,578 |
| Net interest income | $1,229,000 | 5,914 |
| Provision for loan and lease losses | $37,000 | 6,314 |
| Total noninterest income | $121,000 | 6,095 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $110,000 | 4,466 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $11,000 | 7,209 |
| Total noninterest expense | $1,245,000 | 5,761 |
| Salaries and employee benefits | $529,000 | 6,218 |
| Premises and equipment expense | $180,000 | 5,339 |
| Additional noninterest expense | $536,000 | 5,051 |
| Pre-tax net operating income | $68,000 | 5,415 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $11,000 | 3,973 |
| Income before extraordinary items | $57,000 | 5,531 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $57,000 | 5,528 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $57,000 | 5,528 |
| Net charge-offs | $10,000 | 5,988 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $57,000 | 5,453 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $824,000 | 6,326 |
| Total interest expense | $223,000 | 6,610 |
| Net interest income | $601,000 | 5,977 |
| Provision for loan and lease losses | $21,000 | 5,847 |
| Total noninterest income | $56,000 | 6,213 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $51,000 | 4,565 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $5,000 | 7,314 |
| Total noninterest expense | $591,000 | 5,857 |
| Salaries and employee benefits | $262,000 | 6,293 |
| Premises and equipment expense | $90,000 | 5,382 |
| Additional noninterest expense | $239,000 | 5,067 |
| Pre-tax net operating income | $45,000 | 5,702 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $4,000 | 4,381 |
| Income before extraordinary items | $41,000 | 5,831 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $41,000 | 5,833 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $41,000 | 5,833 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $41,000 | 5,664 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,370,000 | 6,391 |
| Total interest expense | $1,184,000 | 6,461 |
| Net interest income | $2,186,000 | 6,224 |
| Provision for loan and lease losses | $140,000 | 5,648 |
| Total noninterest income | $250,000 | 6,134 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $219,000 | 4,622 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $31,000 | 7,163 |
| Total noninterest expense | $2,298,000 | 5,857 |
| Salaries and employee benefits | $1,029,000 | 6,343 |
| Premises and equipment expense | $368,000 | 5,311 |
| Additional noninterest expense | $901,000 | 5,139 |
| Pre-tax net operating income | $-2,000 | 6,326 |
| Securities gains (losses) | $29,000 | 1,954 |
| Applicable income taxes | $40,000 | 3,968 |
| Income before extraordinary items | $-13,000 | 6,261 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-13,000 | 6,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,395 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-31,560 | 6,433 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,541,000 | 6,452 |
| Total interest expense | $939,000 | 6,473 |
| Net interest income | $1,602,000 | 6,323 |
| Provision for loan and lease losses | $126,000 | 4,857 |
| Total noninterest income | $195,000 | 6,171 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $170,000 | 4,593 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $25,000 | 7,272 |
| Total noninterest expense | $1,696,000 | 5,892 |
| Salaries and employee benefits | $763,000 | 6,399 |
| Premises and equipment expense | $272,000 | 5,364 |
| Additional noninterest expense | $661,000 | 5,138 |
| Pre-tax net operating income | $-25,000 | 6,800 |
| Securities gains (losses) | $29,000 | 1,776 |
| Applicable income taxes | $7,000 | 4,953 |
| Income before extraordinary items | $-3,000 | 6,602 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-3,000 | 6,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,592 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-21,560 | 6,820 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,701,000 | 6,501 |
| Total interest expense | $677,000 | 6,425 |
| Net interest income | $1,024,000 | 6,427 |
| Provision for loan and lease losses | $40,000 | 5,379 |
| Total noninterest income | $133,000 | 6,184 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $116,000 | 4,553 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $17,000 | 7,333 |
| Total noninterest expense | $1,115,000 | 5,988 |
| Salaries and employee benefits | $508,000 | 6,453 |
| Premises and equipment expense | $182,000 | 5,392 |
| Additional noninterest expense | $425,000 | 5,233 |
| Pre-tax net operating income | $2,000 | 6,921 |
| Securities gains (losses) | $29,000 | 1,807 |
| Applicable income taxes | $4,000 | 5,280 |
| Income before extraordinary items | $27,000 | 6,834 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $27,000 | 6,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,802 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,770 | 6,951 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $859,000 | 6,556 |
| Total interest expense | $379,000 | 6,348 |
| Net interest income | $480,000 | 6,594 |
| Provision for loan and lease losses | $18,000 | 4,977 |
| Total noninterest income | $64,000 | 6,259 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $55,000 | 4,609 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 7,309 |
| Total noninterest expense | $552,000 | 6,039 |
| Salaries and employee benefits | $257,000 | 6,456 |
| Premises and equipment expense | $90,000 | 5,469 |
| Additional noninterest expense | $205,000 | 5,302 |
| Pre-tax net operating income | $-26,000 | 7,313 |
| Securities gains (losses) | $28,000 | 1,404 |
| Applicable income taxes | $2,000 | 5,366 |
| Income before extraordinary items | $0 | 7,271 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $0 | 7,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,329 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-17,920 | 7,304 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,557,000 | 6,484 |
| Total interest expense | $1,564,000 | 6,341 |
| Net interest income | $1,993,000 | 6,511 |
| Provision for loan and lease losses | $45,000 | 5,768 |
| Total noninterest income | $316,000 | 5,943 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $275,000 | 4,270 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $41,000 | 7,281 |
| Total noninterest expense | $2,283,000 | 5,853 |
| Salaries and employee benefits | $1,057,000 | 6,310 |
| Premises and equipment expense | $368,000 | 5,268 |
| Additional noninterest expense | $858,000 | 5,115 |
| Pre-tax net operating income | $-19,000 | 7,472 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $8,000 | 5,687 |
| Income before extraordinary items | $-27,000 | 7,544 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-27,000 | 7,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,055 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-27,000 | 7,526 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,683,000 | 6,510 |
| Total interest expense | $1,165,000 | 6,382 |
| Net interest income | $1,518,000 | 6,502 |
| Provision for loan and lease losses | $45,000 | 5,124 |
| Total noninterest income | $254,000 | 5,879 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $220,000 | 4,130 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $34,000 | 7,219 |
| Total noninterest expense | $1,721,000 | 5,816 |
| Salaries and employee benefits | $806,000 | 6,274 |
| Premises and equipment expense | $275,000 | 5,269 |
| Additional noninterest expense | $640,000 | 5,087 |
| Pre-tax net operating income | $6,000 | 7,626 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $7,000 | 5,819 |
| Income before extraordinary items | $-1,000 | 7,680 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,000 | 7,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,346 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-1,000 | 7,656 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,763,000 | 6,584 |
| Total interest expense | $750,000 | 6,499 |
| Net interest income | $1,013,000 | 6,553 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $170,000 | 5,899 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $147,000 | 4,127 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $23,000 | 7,240 |
| Total noninterest expense | $1,147,000 | 5,857 |
| Salaries and employee benefits | $541,000 | 6,309 |
| Premises and equipment expense | $183,000 | 5,293 |
| Additional noninterest expense | $423,000 | 5,102 |
| Pre-tax net operating income | $6,000 | 7,746 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $4,000 | 5,967 |
| Income before extraordinary items | $2,000 | 7,784 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,000 | 7,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,000 | 7,766 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $862,000 | 6,665 |
| Total interest expense | $355,000 | 6,605 |
| Net interest income | $507,000 | 6,574 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $75,000 | 6,097 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $61,000 | 4,494 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $14,000 | 7,050 |
| Total noninterest expense | $568,000 | 5,922 |
| Salaries and employee benefits | $267,000 | 6,381 |
| Premises and equipment expense | $92,000 | 5,299 |
| Additional noninterest expense | $209,000 | 5,128 |
| Pre-tax net operating income | $-1,000 | 7,857 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $2,000 | 5,948 |
| Income before extraordinary items | $-3,000 | 7,882 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-3,000 | 7,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-3,000 | 7,869 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,161,000 | 6,654 |
| Total interest expense | $1,146,000 | 6,668 |
| Net interest income | $2,015,000 | 6,542 |
| Provision for loan and lease losses | $3,000 | 6,791 |
| Total noninterest income | $207,000 | 6,876 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $161,000 | 5,392 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $46,000 | 7,334 |
| Total noninterest expense | $2,313,000 | 5,726 |
| Salaries and employee benefits | $1,120,000 | 6,109 |
| Premises and equipment expense | $370,000 | 5,163 |
| Additional noninterest expense | $823,000 | 5,153 |
| Pre-tax net operating income | $-94,000 | 8,043 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $7,000 | 6,250 |
| Income before extraordinary items | $-101,000 | 8,082 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-101,000 | 8,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,128 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-101,000 | 8,072 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,341,000 | 6,721 |
| Total interest expense | $816,000 | 6,753 |
| Net interest income | $1,525,000 | 6,589 |
| Provision for loan and lease losses | $3,000 | 6,614 |
| Total noninterest income | $145,000 | 7,026 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $110,000 | 5,632 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $35,000 | 7,365 |
| Total noninterest expense | $1,722,000 | 5,732 |
| Salaries and employee benefits | $853,000 | 6,050 |
| Premises and equipment expense | $275,000 | 5,206 |
| Additional noninterest expense | $594,000 | 5,252 |
| Pre-tax net operating income | $-55,000 | 8,179 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $5,000 | 6,397 |
| Income before extraordinary items | $-60,000 | 8,207 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-60,000 | 8,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,313 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-60,000 | 8,197 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,533,000 | 6,753 |
| Total interest expense | $507,000 | 6,820 |
| Net interest income | $1,026,000 | 6,600 |
| Provision for loan and lease losses | $3,000 | 6,297 |
| Total noninterest income | $90,000 | 7,160 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $65,000 | 5,844 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $25,000 | 7,325 |
| Total noninterest expense | $1,148,000 | 5,757 |
| Salaries and employee benefits | $577,000 | 6,027 |
| Premises and equipment expense | $181,000 | 5,240 |
| Additional noninterest expense | $390,000 | 5,290 |
| Pre-tax net operating income | $-35,000 | 8,258 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $4,000 | 6,395 |
| Income before extraordinary items | $-39,000 | 8,266 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-39,000 | 8,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,871 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-39,000 | 8,261 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $750,000 | 6,784 |
| Total interest expense | $223,000 | 7,025 |
| Net interest income | $527,000 | 6,548 |
| Provision for loan and lease losses | $3,000 | 5,795 |
| Total noninterest income | $42,000 | 7,231 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $29,000 | 5,974 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,271 |
| Total noninterest expense | $564,000 | 5,810 |
| Salaries and employee benefits | $290,000 | 6,040 |
| Premises and equipment expense | $92,000 | 5,213 |
| Additional noninterest expense | $182,000 | 5,465 |
| Pre-tax net operating income | $2,000 | 8,179 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,000 | 6,346 |
| Income before extraordinary items | $0 | 8,197 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $0 | 8,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 1,969 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $0 | 8,188 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,783,000 | 6,773 |
| Total interest expense | $523,000 | 7,552 |
| Net interest income | $2,260,000 | 6,309 |
| Provision for loan and lease losses | $94,000 | 4,935 |
| Total noninterest income | $210,000 | 6,991 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $156,000 | 5,554 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $54,000 | 7,294 |
| Total noninterest expense | $2,135,000 | 5,881 |
| Salaries and employee benefits | $1,027,000 | 6,274 |
| Premises and equipment expense | $365,000 | 5,152 |
| Additional noninterest expense | $743,000 | 5,413 |
| Pre-tax net operating income | $241,000 | 7,584 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $7,000 | 6,617 |
| Income before extraordinary items | $234,000 | 7,448 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $234,000 | 7,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,377 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $234,000 | 7,423 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,036,000 | 6,825 |
| Total interest expense | $353,000 | 7,666 |
| Net interest income | $1,683,000 | 6,368 |
| Provision for loan and lease losses | $94,000 | 4,264 |
| Total noninterest income | $157,000 | 7,017 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $117,000 | 5,583 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $40,000 | 7,342 |
| Total noninterest expense | $1,573,000 | 5,902 |
| Salaries and employee benefits | $753,000 | 6,340 |
| Premises and equipment expense | $274,000 | 5,131 |
| Additional noninterest expense | $546,000 | 5,439 |
| Pre-tax net operating income | $173,000 | 7,738 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $5,000 | 6,684 |
| Income before extraordinary items | $168,000 | 7,611 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $168,000 | 7,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,717 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $168,000 | 7,577 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,328,000 | 6,846 |
| Total interest expense | $205,000 | 7,803 |
| Net interest income | $1,123,000 | 6,364 |
| Provision for loan and lease losses | $86,000 | 3,665 |
| Total noninterest income | $95,000 | 7,146 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $69,000 | 5,752 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $26,000 | 7,352 |
| Total noninterest expense | $1,040,000 | 5,927 |
| Salaries and employee benefits | $492,000 | 6,398 |
| Premises and equipment expense | $183,000 | 5,115 |
| Additional noninterest expense | $365,000 | 5,396 |
| Pre-tax net operating income | $92,000 | 7,883 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,000 | 6,673 |
| Income before extraordinary items | $88,000 | 7,827 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $88,000 | 7,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,042 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $88,000 | 7,785 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $659,000 | 6,882 |
| Total interest expense | $94,000 | 7,919 |
| Net interest income | $565,000 | 6,383 |
| Provision for loan and lease losses | $56,000 | 3,043 |
| Total noninterest income | $49,000 | 7,108 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $35,000 | 5,695 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,363 |
| Total noninterest expense | $515,000 | 5,997 |
| Salaries and employee benefits | $242,000 | 6,470 |
| Premises and equipment expense | $91,000 | 5,179 |
| Additional noninterest expense | $182,000 | 5,390 |
| Pre-tax net operating income | $43,000 | 7,983 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $2,000 | 6,630 |
| Income before extraordinary items | $41,000 | 7,917 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $41,000 | 7,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 1,591 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $41,000 | 7,887 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,291,000 | 7,092 |
| Total interest expense | $380,000 | 7,770 |
| Net interest income | $1,911,000 | 6,747 |
| Provision for loan and lease losses | $194,000 | 3,756 |
| Total noninterest income | $197,000 | 7,174 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $142,000 | 5,899 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $55,000 | 7,297 |
| Total noninterest expense | $2,123,000 | 5,822 |
| Salaries and employee benefits | $910,000 | 6,568 |
| Premises and equipment expense | $384,000 | 4,897 |
| Additional noninterest expense | $829,000 | 4,974 |
| Pre-tax net operating income | $-209,000 | 8,539 |
| Securities gains (losses) | $117,000 | 1,141 |
| Applicable income taxes | $6,000 | 6,889 |
| Income before extraordinary items | $-98,000 | 8,529 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-98,000 | 8,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,542 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-215,000 | 8,556 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,651,000 | 7,195 |
| Total interest expense | $285,000 | 7,791 |
| Net interest income | $1,366,000 | 6,889 |
| Provision for loan and lease losses | $194,000 | 3,055 |
| Total noninterest income | $158,000 | 7,084 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $114,000 | 5,801 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $44,000 | 7,229 |
| Total noninterest expense | $1,580,000 | 5,809 |
| Salaries and employee benefits | $680,000 | 6,536 |
| Premises and equipment expense | $287,000 | 4,897 |
| Additional noninterest expense | $613,000 | 4,987 |
| Pre-tax net operating income | $-250,000 | 8,671 |
| Securities gains (losses) | $117,000 | 1,075 |
| Applicable income taxes | $4,000 | 6,986 |
| Income before extraordinary items | $-137,000 | 8,648 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-137,000 | 8,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,559 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-254,000 | 8,689 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,058,000 | 7,319 |
| Total interest expense | $195,000 | 7,810 |
| Net interest income | $863,000 | 7,053 |
| Provision for loan and lease losses | $176,000 | 2,457 |
| Total noninterest income | $105,000 | 7,137 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $85,000 | 5,604 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $20,000 | 7,733 |
| Total noninterest expense | $1,005,000 | 5,987 |
| Salaries and employee benefits | $446,000 | 6,636 |
| Premises and equipment expense | $188,000 | 4,978 |
| Additional noninterest expense | $371,000 | 5,325 |
| Pre-tax net operating income | $-213,000 | 8,776 |
| Securities gains (losses) | $117,000 | 936 |
| Applicable income taxes | $3,000 | 6,985 |
| Income before extraordinary items | $-99,000 | 8,725 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-99,000 | 8,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,147 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-216,000 | 8,781 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $509,000 | 7,447 |
| Total interest expense | $96,000 | 7,907 |
| Net interest income | $413,000 | 7,187 |
| Provision for loan and lease losses | $110,000 | 1,956 |
| Total noninterest income | $56,000 | 7,006 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $42,000 | 5,572 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $14,000 | 7,349 |
| Total noninterest expense | $498,000 | 6,062 |
| Salaries and employee benefits | $221,000 | 6,700 |
| Premises and equipment expense | $97,000 | 4,884 |
| Additional noninterest expense | $180,000 | 5,435 |
| Pre-tax net operating income | $-139,000 | 8,848 |
| Securities gains (losses) | $117,000 | 724 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $-23,000 | 8,699 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-23,000 | 8,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-140,000 | 8,865 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,815,000 | 7,752 |
| Total interest expense | $382,000 | 8,170 |
| Net interest income | $1,433,000 | 7,462 |
| Provision for loan and lease losses | $36,000 | 6,612 |
| Total noninterest income | $341,000 | 6,313 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $214,000 | 5,114 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $127,000 | 6,125 |
| Total noninterest expense | $1,764,000 | 6,415 |
| Salaries and employee benefits | $643,000 | 7,527 |
| Premises and equipment expense | $317,000 | 5,499 |
| Additional noninterest expense | $804,000 | 5,026 |
| Pre-tax net operating income | $-26,000 | 8,574 |
| Securities gains (losses) | $72,000 | 2,185 |
| Applicable income taxes | $5,000 | 7,192 |
| Income before extraordinary items | $41,000 | 8,491 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $41,000 | 8,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,204 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-23,080 | 8,574 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,337,000 | 7,882 |
| Total interest expense | $290,000 | 8,283 |
| Net interest income | $1,047,000 | 7,562 |
| Provision for loan and lease losses | $36,000 | 6,222 |
| Total noninterest income | $268,000 | 6,248 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $163,000 | 5,107 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $105,000 | 5,986 |
| Total noninterest expense | $1,301,000 | 6,445 |
| Salaries and employee benefits | $458,000 | 7,622 |
| Premises and equipment expense | $236,000 | 5,516 |
| Additional noninterest expense | $607,000 | 4,961 |
| Pre-tax net operating income | $-22,000 | 8,678 |
| Securities gains (losses) | $64,000 | 2,111 |
| Applicable income taxes | $4,000 | 7,286 |
| Income before extraordinary items | $38,000 | 8,579 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $38,000 | 8,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-19,600 | 8,674 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $906,000 | 7,899 |
| Total interest expense | $202,000 | 8,318 |
| Net interest income | $704,000 | 7,572 |
| Provision for loan and lease losses | $34,000 | 5,657 |
| Total noninterest income | $182,000 | 6,206 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $112,000 | 4,996 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $70,000 | 5,983 |
| Total noninterest expense | $861,000 | 6,480 |
| Salaries and employee benefits | $299,000 | 7,700 |
| Premises and equipment expense | $156,000 | 5,529 |
| Additional noninterest expense | $406,000 | 4,954 |
| Pre-tax net operating income | $-9,000 | 8,704 |
| Securities gains (losses) | $64,000 | 1,848 |
| Applicable income taxes | $2,000 | 7,353 |
| Income before extraordinary items | $53,000 | 8,396 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $53,000 | 8,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-8,440 | 8,687 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $468,000 | 7,881 |
| Total interest expense | $105,000 | 8,367 |
| Net interest income | $363,000 | 7,520 |
| Provision for loan and lease losses | $34,000 | 4,352 |
| Total noninterest income | $80,000 | 6,439 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $52,000 | 5,093 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $28,000 | 6,362 |
| Total noninterest expense | $424,000 | 6,540 |
| Salaries and employee benefits | $147,000 | 7,762 |
| Premises and equipment expense | $78,000 | 5,518 |
| Additional noninterest expense | $199,000 | 4,978 |
| Pre-tax net operating income | $-15,000 | 8,793 |
| Securities gains (losses) | $64,000 | 1,248 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $48,000 | 7,946 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $48,000 | 7,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-14,720 | 8,757 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,832,000 | 8,038 |
| Total interest expense | $521,000 | 8,325 |
| Net interest income | $1,311,000 | 7,751 |
| Provision for loan and lease losses | $72,000 | 6,236 |
| Total noninterest income | $204,000 | 7,262 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $92,000 | 6,721 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $112,000 | 6,211 |
| Total noninterest expense | $1,686,000 | 6,483 |
| Salaries and employee benefits | $582,000 | 7,775 |
| Premises and equipment expense | $378,000 | 4,840 |
| Additional noninterest expense | $726,000 | 5,286 |
| Pre-tax net operating income | $-243,000 | 8,849 |
| Securities gains (losses) | $78,000 | 1,993 |
| Applicable income taxes | $4,000 | 7,480 |
| Income before extraordinary items | $-169,000 | 8,884 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-169,000 | 8,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,133 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-247,000 | 8,874 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,621,000 | 8,613 |
| Total interest expense | $601,000 | 8,824 |
| Net interest income | $1,020,000 | 8,245 |
| Provision for loan and lease losses | $59,000 | 6,506 |
| Total noninterest income | $98,000 | 8,544 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $56,000 | 7,471 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $42,000 | 7,933 |
| Total noninterest expense | $1,499,000 | 6,800 |
| Salaries and employee benefits | $551,000 | 7,922 |
| Premises and equipment expense | $294,000 | 5,581 |
| Additional noninterest expense | $654,000 | 5,523 |
| Pre-tax net operating income | $-440,000 | 9,133 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $5,000 | 7,734 |
| Income before extraordinary items | $-445,000 | 9,206 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-445,000 | 9,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,531 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-445,000 | 9,165 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,322,000 | 9,121 |
| Total interest expense | $403,000 | 9,411 |
| Net interest income | $919,000 | 8,650 |
| Provision for loan and lease losses | $42,000 | 6,799 |
| Total noninterest income | $45,000 | 9,401 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 7,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 9,477 |
| Total noninterest expense | $1,444,000 | 6,886 |
| Salaries and employee benefits | $491,000 | 8,294 |
| Premises and equipment expense | $302,000 | 5,394 |
| Additional noninterest expense | $651,000 | 5,464 |
| Pre-tax net operating income | $-522,000 | 9,543 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,000 | 8,274 |
| Income before extraordinary items | $-524,000 | 9,578 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-524,000 | 9,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-524,000 | 9,577 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $577,000 | 9,924 |
| Total interest expense | $147,000 | 10,003 |
| Net interest income | $430,000 | 9,784 |
| Provision for loan and lease losses | $50,000 | 6,505 |
| Total noninterest income | $17,000 | 9,989 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 8,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 9,914 |
| Total noninterest expense | $1,234,000 | 7,481 |
| Salaries and employee benefits | $433,000 | 8,717 |
| Premises and equipment expense | $293,000 | 5,535 |
| Additional noninterest expense | $508,000 | 6,454 |
| Pre-tax net operating income | $-837,000 | 10,012 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-837,000 | 10,042 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-837,000 | 10,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-837,000 | 10,030 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $161,000 | 10,380 |
| Total interest expense | $5,000 | 10,421 |
| Net interest income | $156,000 | 10,336 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $1,000 | 10,395 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 9,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,383 |
| Total noninterest expense | $907,000 | 8,406 |
| Salaries and employee benefits | $422,000 | 8,826 |
| Premises and equipment expense | $112,000 | 8,436 |
| Additional noninterest expense | $373,000 | 7,451 |
| Pre-tax net operating income | $-750,000 | 10,280 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-750,000 | 10,318 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-750,000 | 10,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $7,000,000 | 171 |
| Net operating income | $-750,000 | 10,294 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.