Home > Hampden Bank > Income and Expense
Hampden Bank, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $6,516,000 | 999 |
| Total interest expense | $1,330,000 | 520 |
| Net interest income | $5,186,000 | 1,098 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $772,000 | 1,549 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $303,000 | 994 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $469,000 | 1,581 |
| Total noninterest expense | $3,945,000 | 1,270 |
| Salaries and employee benefits | $2,253,000 | 1,247 |
| Premises and equipment expense | $455,000 | 1,322 |
| Additional noninterest expense | $1,237,000 | 1,272 |
| Pre-tax net operating income | $2,013,000 | 1,053 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $817,000 | 722 |
| Income before extraordinary items | $1,196,000 | 1,380 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,196,000 | 1,382 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,196,000 | 1,382 |
| Net charge-offs | $26,000 | 1,976 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,196,000 | 1,335 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $26,035,000 | 982 |
| Total interest expense | $5,495,000 | 504 |
| Net interest income | $20,540,000 | 1,094 |
| Provision for loan and lease losses | $450,000 | 1,555 |
| Total noninterest income | $3,437,000 | 1,419 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,411,000 | 938 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,026,000 | 1,443 |
| Total noninterest expense | $16,221,000 | 1,224 |
| Salaries and employee benefits | $9,318,000 | 1,169 |
| Premises and equipment expense | $1,758,000 | 1,347 |
| Additional noninterest expense | $5,145,000 | 1,263 |
| Pre-tax net operating income | $7,306,000 | 1,112 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $2,470,000 | 842 |
| Income before extraordinary items | $4,836,000 | 1,348 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,836,000 | 1,348 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,836,000 | 1,347 |
| Net charge-offs | $148,000 | 2,794 |
| Cash dividends | $5,600,000 | 551 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,836,000 | 1,312 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $19,550,000 | 985 |
| Total interest expense | $4,126,000 | 513 |
| Net interest income | $15,424,000 | 1,096 |
| Provision for loan and lease losses | $450,000 | 1,237 |
| Total noninterest income | $2,606,000 | 1,414 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,048,000 | 955 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,558,000 | 1,413 |
| Total noninterest expense | $11,965,000 | 1,253 |
| Salaries and employee benefits | $6,904,000 | 1,176 |
| Premises and equipment expense | $1,329,000 | 1,349 |
| Additional noninterest expense | $3,732,000 | 1,304 |
| Pre-tax net operating income | $5,615,000 | 1,101 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $2,009,000 | 800 |
| Income before extraordinary items | $3,606,000 | 1,342 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,606,000 | 1,341 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,606,000 | 1,342 |
| Net charge-offs | $173,000 | 2,151 |
| Cash dividends | $5,600,000 | 401 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,606,000 | 1,319 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $12,935,000 | 986 |
| Total interest expense | $2,755,000 | 517 |
| Net interest income | $10,180,000 | 1,096 |
| Provision for loan and lease losses | $300,000 | 1,222 |
| Total noninterest income | $1,611,000 | 1,483 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $681,000 | 964 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $930,000 | 1,527 |
| Total noninterest expense | $7,812,000 | 1,279 |
| Salaries and employee benefits | $4,493,000 | 1,207 |
| Premises and equipment expense | $905,000 | 1,331 |
| Additional noninterest expense | $2,414,000 | 1,333 |
| Pre-tax net operating income | $3,679,000 | 1,089 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $1,316,000 | 782 |
| Income before extraordinary items | $2,363,000 | 1,325 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,363,000 | 1,325 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,363,000 | 1,326 |
| Net charge-offs | $141,000 | 1,889 |
| Cash dividends | $5,600,000 | 279 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,363,000 | 1,295 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $6,434,000 | 983 |
| Total interest expense | $1,381,000 | 519 |
| Net interest income | $5,053,000 | 1,106 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $721,000 | 1,559 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $331,000 | 976 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $390,000 | 1,685 |
| Total noninterest expense | $3,925,000 | 1,281 |
| Salaries and employee benefits | $2,336,000 | 1,175 |
| Premises and equipment expense | $474,000 | 1,298 |
| Additional noninterest expense | $1,115,000 | 1,422 |
| Pre-tax net operating income | $1,699,000 | 1,132 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $607,000 | 807 |
| Income before extraordinary items | $1,092,000 | 1,389 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,092,000 | 1,391 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,092,000 | 1,391 |
| Net charge-offs | $24,000 | 2,372 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,092,000 | 1,362 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $24,594,000 | 1,028 |
| Total interest expense | $5,639,000 | 572 |
| Net interest income | $18,955,000 | 1,160 |
| Provision for loan and lease losses | $700,000 | 1,469 |
| Total noninterest income | $4,008,000 | 1,321 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,408,000 | 980 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,600,000 | 1,264 |
| Total noninterest expense | $15,781,000 | 1,263 |
| Salaries and employee benefits | $9,094,000 | 1,190 |
| Premises and equipment expense | $1,894,000 | 1,248 |
| Additional noninterest expense | $4,793,000 | 1,391 |
| Pre-tax net operating income | $6,482,000 | 1,140 |
| Securities gains (losses) | $114,000 | 1,223 |
| Applicable income taxes | $2,156,000 | 855 |
| Income before extraordinary items | $4,440,000 | 1,358 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,440,000 | 1,361 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,440,000 | 1,361 |
| Net charge-offs | $335,000 | 2,443 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $4,363,620 | 1,366 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $18,166,000 | 1,055 |
| Total interest expense | $4,212,000 | 584 |
| Net interest income | $13,954,000 | 1,183 |
| Provision for loan and lease losses | $550,000 | 1,414 |
| Total noninterest income | $3,128,000 | 1,313 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,023,000 | 1,013 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,105,000 | 1,227 |
| Total noninterest expense | $11,995,000 | 1,263 |
| Salaries and employee benefits | $6,886,000 | 1,185 |
| Premises and equipment expense | $1,440,000 | 1,240 |
| Additional noninterest expense | $3,669,000 | 1,363 |
| Pre-tax net operating income | $4,537,000 | 1,247 |
| Securities gains (losses) | $114,000 | 1,133 |
| Applicable income taxes | $1,512,000 | 928 |
| Income before extraordinary items | $3,139,000 | 1,444 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,139,000 | 1,447 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,139,000 | 1,446 |
| Net charge-offs | $200,000 | 2,556 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,062,620 | 1,443 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $12,288,000 | 1,029 |
| Total interest expense | $2,855,000 | 590 |
| Net interest income | $9,433,000 | 1,151 |
| Provision for loan and lease losses | $450,000 | 1,252 |
| Total noninterest income | $1,774,000 | 1,469 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $635,000 | 1,059 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,139,000 | 1,454 |
| Total noninterest expense | $8,239,000 | 1,230 |
| Salaries and employee benefits | $4,736,000 | 1,159 |
| Premises and equipment expense | $992,000 | 1,205 |
| Additional noninterest expense | $2,511,000 | 1,320 |
| Pre-tax net operating income | $2,518,000 | 1,434 |
| Securities gains (losses) | $114,000 | 1,028 |
| Applicable income taxes | $815,000 | 1,087 |
| Income before extraordinary items | $1,817,000 | 1,654 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,817,000 | 1,657 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,817,000 | 1,658 |
| Net charge-offs | $163,000 | 2,292 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,738,340 | 1,646 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $6,078,000 | 1,046 |
| Total interest expense | $1,441,000 | 604 |
| Net interest income | $4,637,000 | 1,170 |
| Provision for loan and lease losses | $100,000 | 2,044 |
| Total noninterest income | $914,000 | 1,436 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $306,000 | 1,089 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $608,000 | 1,375 |
| Total noninterest expense | $4,001,000 | 1,270 |
| Salaries and employee benefits | $2,248,000 | 1,207 |
| Premises and equipment expense | $502,000 | 1,210 |
| Additional noninterest expense | $1,251,000 | 1,316 |
| Pre-tax net operating income | $1,450,000 | 1,256 |
| Securities gains (losses) | $114,000 | 638 |
| Applicable income taxes | $481,000 | 952 |
| Income before extraordinary items | $1,083,000 | 1,365 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,083,000 | 1,367 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,083,000 | 1,367 |
| Net charge-offs | $-43,000 | 6,678 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,004,340 | 1,426 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $24,947,000 | 1,073 |
| Total interest expense | $6,022,000 | 721 |
| Net interest income | $18,925,000 | 1,167 |
| Provision for loan and lease losses | $250,000 | 3,619 |
| Total noninterest income | $3,465,000 | 1,480 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,268,000 | 1,128 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,197,000 | 1,445 |
| Total noninterest expense | $15,438,000 | 1,294 |
| Salaries and employee benefits | $8,897,000 | 1,187 |
| Premises and equipment expense | $1,768,000 | 1,341 |
| Additional noninterest expense | $4,773,000 | 1,420 |
| Pre-tax net operating income | $6,702,000 | 1,066 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $2,191,000 | 811 |
| Income before extraordinary items | $4,511,000 | 1,307 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,511,000 | 1,308 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,511,000 | 1,308 |
| Net charge-offs | $692,000 | 2,243 |
| Cash dividends | $7,500,000 | 393 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,511,000 | 1,251 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $18,800,000 | 1,085 |
| Total interest expense | $4,507,000 | 766 |
| Net interest income | $14,293,000 | 1,168 |
| Provision for loan and lease losses | $75,000 | 4,640 |
| Total noninterest income | $2,436,000 | 1,548 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $925,000 | 1,155 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,511,000 | 1,519 |
| Total noninterest expense | $11,413,000 | 1,311 |
| Salaries and employee benefits | $6,557,000 | 1,199 |
| Premises and equipment expense | $1,322,000 | 1,359 |
| Additional noninterest expense | $3,534,000 | 1,438 |
| Pre-tax net operating income | $5,241,000 | 1,024 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,665,000 | 824 |
| Income before extraordinary items | $3,576,000 | 1,260 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,576,000 | 1,262 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,576,000 | 1,261 |
| Net charge-offs | $472,000 | 2,268 |
| Cash dividends | $7,500,000 | 258 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,576,000 | 1,190 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $12,549,000 | 1,094 |
| Total interest expense | $2,995,000 | 804 |
| Net interest income | $9,554,000 | 1,167 |
| Provision for loan and lease losses | $25,000 | 5,005 |
| Total noninterest income | $1,534,000 | 1,597 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $595,000 | 1,183 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $939,000 | 1,577 |
| Total noninterest expense | $7,423,000 | 1,337 |
| Salaries and employee benefits | $4,352,000 | 1,203 |
| Premises and equipment expense | $889,000 | 1,346 |
| Additional noninterest expense | $2,182,000 | 1,553 |
| Pre-tax net operating income | $3,640,000 | 980 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,192,000 | 767 |
| Income before extraordinary items | $2,448,000 | 1,223 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,448,000 | 1,224 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,448,000 | 1,223 |
| Net charge-offs | $446,000 | 1,899 |
| Cash dividends | $3,000,000 | 375 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,448,000 | 1,149 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $6,198,000 | 1,111 |
| Total interest expense | $1,471,000 | 864 |
| Net interest income | $4,727,000 | 1,181 |
| Provision for loan and lease losses | $25,000 | 4,328 |
| Total noninterest income | $781,000 | 1,549 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $289,000 | 1,220 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $492,000 | 1,528 |
| Total noninterest expense | $3,671,000 | 1,351 |
| Salaries and employee benefits | $2,135,000 | 1,222 |
| Premises and equipment expense | $463,000 | 1,293 |
| Additional noninterest expense | $1,073,000 | 1,569 |
| Pre-tax net operating income | $1,812,000 | 982 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $585,000 | 771 |
| Income before extraordinary items | $1,227,000 | 1,192 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,227,000 | 1,191 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,227,000 | 1,192 |
| Net charge-offs | $400,000 | 1,254 |
| Cash dividends | $3,000,000 | 184 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,227,000 | 1,135 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $24,795,000 | 1,146 |
| Total interest expense | $6,925,000 | 867 |
| Net interest income | $17,870,000 | 1,244 |
| Provision for loan and lease losses | $1,700,000 | 1,748 |
| Total noninterest income | $2,796,000 | 1,574 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,290,000 | 1,136 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,506,000 | 1,644 |
| Total noninterest expense | $15,293,000 | 1,289 |
| Salaries and employee benefits | $8,427,000 | 1,180 |
| Premises and equipment expense | $1,849,000 | 1,343 |
| Additional noninterest expense | $5,017,000 | 1,374 |
| Pre-tax net operating income | $3,673,000 | 1,529 |
| Securities gains (losses) | $-85,000 | 7,071 |
| Applicable income taxes | $914,000 | 1,432 |
| Income before extraordinary items | $2,674,000 | 1,773 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,674,000 | 1,775 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,674,000 | 1,775 |
| Net charge-offs | $2,205,000 | 1,467 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,737,750 | 1,663 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $18,718,000 | 1,154 |
| Total interest expense | $5,423,000 | 865 |
| Net interest income | $13,295,000 | 1,260 |
| Provision for loan and lease losses | $1,600,000 | 1,443 |
| Total noninterest income | $2,067,000 | 1,575 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $967,000 | 1,143 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,100,000 | 1,652 |
| Total noninterest expense | $11,526,000 | 1,286 |
| Salaries and employee benefits | $6,290,000 | 1,186 |
| Premises and equipment expense | $1,399,000 | 1,345 |
| Additional noninterest expense | $3,837,000 | 1,346 |
| Pre-tax net operating income | $2,236,000 | 1,915 |
| Securities gains (losses) | $-85,000 | 7,205 |
| Applicable income taxes | $507,000 | 1,729 |
| Income before extraordinary items | $1,644,000 | 2,157 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,644,000 | 2,157 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,644,000 | 2,158 |
| Net charge-offs | $1,943,000 | 1,251 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,708,600 | 1,988 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $12,465,000 | 1,165 |
| Total interest expense | $3,732,000 | 871 |
| Net interest income | $8,733,000 | 1,278 |
| Provision for loan and lease losses | $1,300,000 | 1,266 |
| Total noninterest income | $1,287,000 | 1,643 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $625,000 | 1,164 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $662,000 | 1,775 |
| Total noninterest expense | $7,651,000 | 1,299 |
| Salaries and employee benefits | $4,154,000 | 1,205 |
| Premises and equipment expense | $953,000 | 1,333 |
| Additional noninterest expense | $2,544,000 | 1,375 |
| Pre-tax net operating income | $1,069,000 | 2,428 |
| Securities gains (losses) | $-85,000 | 7,297 |
| Applicable income taxes | $181,000 | 2,323 |
| Income before extraordinary items | $803,000 | 2,667 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $803,000 | 2,667 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $803,000 | 2,667 |
| Net charge-offs | $1,901,000 | 958 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $872,700 | 2,442 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,228,000 | 1,181 |
| Total interest expense | $1,884,000 | 901 |
| Net interest income | $4,344,000 | 1,284 |
| Provision for loan and lease losses | $600,000 | 1,247 |
| Total noninterest income | $648,000 | 1,659 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $295,000 | 1,204 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $353,000 | 1,718 |
| Total noninterest expense | $3,691,000 | 1,348 |
| Salaries and employee benefits | $2,018,000 | 1,247 |
| Premises and equipment expense | $483,000 | 1,342 |
| Additional noninterest expense | $1,190,000 | 1,467 |
| Pre-tax net operating income | $701,000 | 1,972 |
| Securities gains (losses) | $-113,000 | 7,417 |
| Applicable income taxes | $123,000 | 1,973 |
| Income before extraordinary items | $465,000 | 2,387 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $465,000 | 2,386 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $465,000 | 2,387 |
| Net charge-offs | $1,593,000 | 628 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $554,270 | 2,022 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $26,607,000 | 1,163 |
| Total interest expense | $9,143,000 | 907 |
| Net interest income | $17,464,000 | 1,284 |
| Provision for loan and lease losses | $2,295,000 | 1,903 |
| Total noninterest income | $2,943,000 | 1,573 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,319,000 | 1,138 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,624,000 | 1,618 |
| Total noninterest expense | $14,975,000 | 1,338 |
| Salaries and employee benefits | $8,041,000 | 1,223 |
| Premises and equipment expense | $1,727,000 | 1,488 |
| Additional noninterest expense | $5,207,000 | 1,399 |
| Pre-tax net operating income | $3,137,000 | 1,571 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $704,000 | 1,559 |
| Income before extraordinary items | $2,433,000 | 1,695 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,433,000 | 1,695 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,433,000 | 1,697 |
| Net charge-offs | $2,477,000 | 1,637 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,433,000 | 1,630 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $20,187,000 | 1,171 |
| Total interest expense | $7,079,000 | 912 |
| Net interest income | $13,108,000 | 1,293 |
| Provision for loan and lease losses | $1,995,000 | 1,660 |
| Total noninterest income | $2,151,000 | 1,602 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,010,000 | 1,142 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,141,000 | 1,654 |
| Total noninterest expense | $11,217,000 | 1,329 |
| Salaries and employee benefits | $5,983,000 | 1,232 |
| Premises and equipment expense | $1,299,000 | 1,492 |
| Additional noninterest expense | $3,935,000 | 1,353 |
| Pre-tax net operating income | $2,047,000 | 1,856 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $399,000 | 1,878 |
| Income before extraordinary items | $1,648,000 | 1,991 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,648,000 | 1,992 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,648,000 | 1,993 |
| Net charge-offs | $1,923,000 | 1,543 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,648,000 | 1,889 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $13,556,000 | 1,174 |
| Total interest expense | $4,795,000 | 933 |
| Net interest income | $8,761,000 | 1,301 |
| Provision for loan and lease losses | $1,695,000 | 1,413 |
| Total noninterest income | $1,328,000 | 1,640 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $673,000 | 1,166 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $655,000 | 1,756 |
| Total noninterest expense | $7,512,000 | 1,314 |
| Salaries and employee benefits | $3,939,000 | 1,246 |
| Premises and equipment expense | $862,000 | 1,523 |
| Additional noninterest expense | $2,711,000 | 1,317 |
| Pre-tax net operating income | $882,000 | 2,621 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $12,000 | 4,023 |
| Income before extraordinary items | $870,000 | 2,358 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $870,000 | 2,353 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $870,000 | 2,356 |
| Net charge-offs | $1,637,000 | 1,306 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $870,000 | 2,263 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,754,000 | 1,197 |
| Total interest expense | $2,440,000 | 960 |
| Net interest income | $4,314,000 | 1,332 |
| Provision for loan and lease losses | $1,395,000 | 939 |
| Total noninterest income | $608,000 | 1,767 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $320,000 | 1,226 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $288,000 | 1,887 |
| Total noninterest expense | $3,793,000 | 1,323 |
| Salaries and employee benefits | $2,019,000 | 1,228 |
| Premises and equipment expense | $442,000 | 1,531 |
| Additional noninterest expense | $1,332,000 | 1,332 |
| Pre-tax net operating income | $-266,000 | 6,929 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-328,000 | 7,647 |
| Income before extraordinary items | $62,000 | 5,515 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $62,000 | 5,517 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $62,000 | 5,516 |
| Net charge-offs | $1,631,000 | 744 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $62,000 | 5,416 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $27,290,000 | 1,266 |
| Total interest expense | $11,486,000 | 1,034 |
| Net interest income | $15,804,000 | 1,406 |
| Provision for loan and lease losses | $3,242,000 | 1,877 |
| Total noninterest income | $2,389,000 | 1,891 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,284,000 | 1,343 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,105,000 | 2,032 |
| Total noninterest expense | $15,054,000 | 1,359 |
| Salaries and employee benefits | $7,808,000 | 1,257 |
| Premises and equipment expense | $1,674,000 | 1,605 |
| Additional noninterest expense | $5,572,000 | 1,348 |
| Pre-tax net operating income | $-103,000 | 5,594 |
| Securities gains (losses) | $-167,000 | 7,389 |
| Applicable income taxes | $-97,000 | 6,564 |
| Income before extraordinary items | $-173,000 | 5,786 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-173,000 | 5,785 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-173,000 | 5,785 |
| Net charge-offs | $898,000 | 2,993 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-66,120 | 5,630 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $20,429,000 | 1,292 |
| Total interest expense | $8,857,000 | 1,055 |
| Net interest income | $11,572,000 | 1,443 |
| Provision for loan and lease losses | $1,442,000 | 2,274 |
| Total noninterest income | $1,785,000 | 1,928 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $934,000 | 1,389 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $851,000 | 2,046 |
| Total noninterest expense | $11,234,000 | 1,363 |
| Salaries and employee benefits | $5,812,000 | 1,293 |
| Premises and equipment expense | $1,242,000 | 1,640 |
| Additional noninterest expense | $4,180,000 | 1,304 |
| Pre-tax net operating income | $681,000 | 3,390 |
| Securities gains (losses) | $-178,000 | 7,569 |
| Applicable income taxes | $172,000 | 2,458 |
| Income before extraordinary items | $331,000 | 4,300 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $331,000 | 4,295 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $331,000 | 4,298 |
| Net charge-offs | $767,000 | 2,529 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $448,480 | 3,775 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $13,608,000 | 1,323 |
| Total interest expense | $6,066,000 | 1,092 |
| Net interest income | $7,542,000 | 1,482 |
| Provision for loan and lease losses | $600,000 | 2,697 |
| Total noninterest income | $1,375,000 | 1,752 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $591,000 | 1,435 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $784,000 | 1,676 |
| Total noninterest expense | $7,613,000 | 1,370 |
| Salaries and employee benefits | $3,803,000 | 1,363 |
| Premises and equipment expense | $849,000 | 1,638 |
| Additional noninterest expense | $2,961,000 | 1,267 |
| Pre-tax net operating income | $704,000 | 2,756 |
| Securities gains (losses) | $-178,000 | 7,771 |
| Applicable income taxes | $191,000 | 2,007 |
| Income before extraordinary items | $335,000 | 3,775 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $335,000 | 3,775 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $335,000 | 3,775 |
| Net charge-offs | $769,000 | 1,880 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $448,920 | 3,185 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,776,000 | 1,345 |
| Total interest expense | $3,068,000 | 1,122 |
| Net interest income | $3,708,000 | 1,501 |
| Provision for loan and lease losses | $300,000 | 2,285 |
| Total noninterest income | $678,000 | 1,728 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $279,000 | 1,473 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $399,000 | 1,621 |
| Total noninterest expense | $3,714,000 | 1,347 |
| Salaries and employee benefits | $1,978,000 | 1,305 |
| Premises and equipment expense | $439,000 | 1,618 |
| Additional noninterest expense | $1,297,000 | 1,271 |
| Pre-tax net operating income | $372,000 | 2,949 |
| Securities gains (losses) | $-179,000 | 8,039 |
| Applicable income taxes | $100,000 | 2,180 |
| Income before extraordinary items | $93,000 | 5,044 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $93,000 | 5,049 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $93,000 | 5,048 |
| Net charge-offs | $207,000 | 2,101 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $207,560 | 3,652 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $27,441,000 | 1,412 |
| Total interest expense | $13,874,000 | 1,165 |
| Net interest income | $13,567,000 | 1,639 |
| Provision for loan and lease losses | $1,297,000 | 2,345 |
| Total noninterest income | $2,390,000 | 1,873 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,182,000 | 1,507 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,208,000 | 1,870 |
| Total noninterest expense | $13,100,000 | 1,486 |
| Salaries and employee benefits | $7,538,000 | 1,357 |
| Premises and equipment expense | $1,519,000 | 1,797 |
| Additional noninterest expense | $4,043,000 | 1,535 |
| Pre-tax net operating income | $1,560,000 | 2,949 |
| Securities gains (losses) | $-155,000 | 7,304 |
| Applicable income taxes | $393,000 | 2,095 |
| Income before extraordinary items | $1,012,000 | 3,264 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,012,000 | 3,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 3,291 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,123,600 | 3,207 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $20,424,000 | 1,456 |
| Total interest expense | $10,590,000 | 1,195 |
| Net interest income | $9,834,000 | 1,711 |
| Provision for loan and lease losses | $989,000 | 1,839 |
| Total noninterest income | $1,803,000 | 1,915 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $878,000 | 1,541 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $925,000 | 1,929 |
| Total noninterest expense | $9,565,000 | 1,527 |
| Salaries and employee benefits | $5,611,000 | 1,386 |
| Premises and equipment expense | $1,136,000 | 1,802 |
| Additional noninterest expense | $2,818,000 | 1,590 |
| Pre-tax net operating income | $1,083,000 | 3,521 |
| Securities gains (losses) | $-92,000 | 7,525 |
| Applicable income taxes | $272,000 | 2,577 |
| Income before extraordinary items | $719,000 | 3,769 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $719,000 | 3,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $581,000 | 1,797 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $786,160 | 3,741 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $13,505,000 | 1,500 |
| Total interest expense | $7,101,000 | 1,236 |
| Net interest income | $6,404,000 | 1,745 |
| Provision for loan and lease losses | $485,000 | 1,954 |
| Total noninterest income | $1,229,000 | 1,908 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $572,000 | 1,546 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $657,000 | 1,872 |
| Total noninterest expense | $6,315,000 | 1,532 |
| Salaries and employee benefits | $3,677,000 | 1,424 |
| Premises and equipment expense | $780,000 | 1,755 |
| Additional noninterest expense | $1,858,000 | 1,580 |
| Pre-tax net operating income | $833,000 | 3,349 |
| Securities gains (losses) | $-3,000 | 8,017 |
| Applicable income taxes | $231,000 | 2,524 |
| Income before extraordinary items | $599,000 | 3,646 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $599,000 | 3,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,516 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $601,160 | 3,581 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,846,000 | 1,506 |
| Total interest expense | $3,669,000 | 1,273 |
| Net interest income | $3,177,000 | 1,755 |
| Provision for loan and lease losses | $108,000 | 2,615 |
| Total noninterest income | $542,000 | 2,114 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $273,000 | 1,595 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $269,000 | 2,108 |
| Total noninterest expense | $3,147,000 | 1,523 |
| Salaries and employee benefits | $1,838,000 | 1,441 |
| Premises and equipment expense | $394,000 | 1,746 |
| Additional noninterest expense | $915,000 | 1,567 |
| Pre-tax net operating income | $464,000 | 3,218 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $132,000 | 2,480 |
| Income before extraordinary items | $332,000 | 3,586 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $332,000 | 3,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,346 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $332,000 | 3,492 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $27,554,000 | 1,556 |
| Total interest expense | $15,417,000 | 1,294 |
| Net interest income | $12,137,000 | 1,871 |
| Provision for loan and lease losses | $236,000 | 3,638 |
| Total noninterest income | $2,113,000 | 2,136 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,079,000 | 1,659 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,034,000 | 2,183 |
| Total noninterest expense | $12,414,000 | 1,493 |
| Salaries and employee benefits | $7,171,000 | 1,415 |
| Premises and equipment expense | $1,314,000 | 1,991 |
| Additional noninterest expense | $3,929,000 | 1,407 |
| Pre-tax net operating income | $1,600,000 | 3,792 |
| Securities gains (losses) | $169,000 | 481 |
| Applicable income taxes | $398,000 | 3,035 |
| Income before extraordinary items | $1,371,000 | 3,625 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,371,000 | 3,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,739 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $31,626,000 | 36 |
| Net operating income | $1,239,180 | 3,868 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $20,513,000 | 1,576 |
| Total interest expense | $11,514,000 | 1,301 |
| Net interest income | $8,999,000 | 1,903 |
| Provision for loan and lease losses | $151,000 | 3,458 |
| Total noninterest income | $1,571,000 | 2,142 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $782,000 | 1,688 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $789,000 | 2,142 |
| Total noninterest expense | $9,348,000 | 1,460 |
| Salaries and employee benefits | $5,463,000 | 1,394 |
| Premises and equipment expense | $976,000 | 1,986 |
| Additional noninterest expense | $2,909,000 | 1,387 |
| Pre-tax net operating income | $1,071,000 | 4,207 |
| Securities gains (losses) | $113,000 | 468 |
| Applicable income taxes | $214,000 | 3,640 |
| Income before extraordinary items | $970,000 | 3,966 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $970,000 | 3,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,931 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $31,701,000 | 24 |
| Net operating income | $877,340 | 4,158 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $13,532,000 | 1,609 |
| Total interest expense | $7,549,000 | 1,326 |
| Net interest income | $5,983,000 | 1,932 |
| Provision for loan and lease losses | $67,000 | 3,886 |
| Total noninterest income | $1,037,000 | 2,192 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $448,000 | 1,922 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $589,000 | 2,013 |
| Total noninterest expense | $6,292,000 | 1,459 |
| Salaries and employee benefits | $3,716,000 | 1,369 |
| Premises and equipment expense | $667,000 | 1,955 |
| Additional noninterest expense | $1,909,000 | 1,422 |
| Pre-tax net operating income | $661,000 | 4,448 |
| Securities gains (losses) | $113,000 | 393 |
| Applicable income taxes | $131,000 | 3,815 |
| Income before extraordinary items | $643,000 | 4,022 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $643,000 | 4,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,096 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $31,701,000 | 18 |
| Net operating income | $549,210 | 4,341 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,797,000 | 1,606 |
| Total interest expense | $3,681,000 | 1,347 |
| Net interest income | $3,116,000 | 1,843 |
| Provision for loan and lease losses | $37,000 | 3,537 |
| Total noninterest income | $343,000 | 2,850 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $154,000 | 2,550 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $189,000 | 2,631 |
| Total noninterest expense | $3,101,000 | 1,481 |
| Salaries and employee benefits | $1,895,000 | 1,351 |
| Premises and equipment expense | $328,000 | 1,990 |
| Additional noninterest expense | $878,000 | 1,519 |
| Pre-tax net operating income | $321,000 | 4,500 |
| Securities gains (losses) | $3,000 | 908 |
| Applicable income taxes | $79,000 | 3,593 |
| Income before extraordinary items | $245,000 | 4,616 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $245,000 | 4,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,124 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $31,701,000 | 10 |
| Net operating income | $242,720 | 4,628 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $25,366,000 | 1,592 |
| Total interest expense | $14,690,000 | 1,139 |
| Net interest income | $10,676,000 | 2,167 |
| Provision for loan and lease losses | $105,000 | 4,653 |
| Total noninterest income | $1,393,000 | 2,841 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $631,000 | 2,587 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $762,000 | 2,650 |
| Total noninterest expense | $11,164,000 | 1,585 |
| Salaries and employee benefits | $6,764,000 | 1,464 |
| Premises and equipment expense | $1,218,000 | 2,049 |
| Additional noninterest expense | $3,182,000 | 1,650 |
| Pre-tax net operating income | $800,000 | 5,653 |
| Securities gains (losses) | $7,000 | 1,177 |
| Applicable income taxes | $172,000 | 4,461 |
| Income before extraordinary items | $635,000 | 5,698 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $635,000 | 5,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $968,000 | 711 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $629,470 | 5,708 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $18,644,000 | 1,598 |
| Total interest expense | $10,584,000 | 1,158 |
| Net interest income | $8,060,000 | 2,165 |
| Provision for loan and lease losses | $79,000 | 4,525 |
| Total noninterest income | $1,043,000 | 2,847 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $472,000 | 2,594 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $571,000 | 2,663 |
| Total noninterest expense | $8,552,000 | 1,574 |
| Salaries and employee benefits | $5,137,000 | 1,443 |
| Premises and equipment expense | $928,000 | 2,037 |
| Additional noninterest expense | $2,487,000 | 1,579 |
| Pre-tax net operating income | $472,000 | 6,333 |
| Securities gains (losses) | $-2,000 | 7,192 |
| Applicable income taxes | $63,000 | 5,287 |
| Income before extraordinary items | $407,000 | 6,195 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $407,000 | 6,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $408,740 | 6,194 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $12,047,000 | 1,614 |
| Total interest expense | $6,634,000 | 1,169 |
| Net interest income | $5,413,000 | 2,159 |
| Provision for loan and lease losses | $50,000 | 4,407 |
| Total noninterest income | $659,000 | 2,943 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $304,000 | 2,636 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $355,000 | 2,736 |
| Total noninterest expense | $5,834,000 | 1,541 |
| Salaries and employee benefits | $3,242,000 | 1,535 |
| Premises and equipment expense | $628,000 | 2,006 |
| Additional noninterest expense | $1,964,000 | 1,363 |
| Pre-tax net operating income | $188,000 | 7,152 |
| Securities gains (losses) | $-1,000 | 7,450 |
| Applicable income taxes | $-25,000 | 8,533 |
| Income before extraordinary items | $212,000 | 6,666 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $212,000 | 6,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $213,000 | 6,659 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,952,000 | 1,592 |
| Total interest expense | $3,160,000 | 1,165 |
| Net interest income | $2,792,000 | 2,081 |
| Provision for loan and lease losses | $25,000 | 4,252 |
| Total noninterest income | $314,000 | 2,991 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $145,000 | 2,667 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $169,000 | 2,759 |
| Total noninterest expense | $2,748,000 | 1,637 |
| Salaries and employee benefits | $1,604,000 | 1,553 |
| Premises and equipment expense | $319,000 | 1,987 |
| Additional noninterest expense | $825,000 | 1,578 |
| Pre-tax net operating income | $333,000 | 4,710 |
| Securities gains (losses) | $-1,000 | 7,892 |
| Applicable income taxes | $99,000 | 3,605 |
| Income before extraordinary items | $233,000 | 5,004 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $233,000 | 5,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $233,700 | 4,984 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $22,016,000 | 1,514 |
| Total interest expense | $10,438,000 | 1,079 |
| Net interest income | $11,578,000 | 1,911 |
| Provision for loan and lease losses | $200,000 | 3,577 |
| Total noninterest income | $1,258,000 | 3,034 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $605,000 | 2,647 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $653,000 | 2,900 |
| Total noninterest expense | $10,376,000 | 1,645 |
| Salaries and employee benefits | $6,041,000 | 1,550 |
| Premises and equipment expense | $1,165,000 | 2,052 |
| Additional noninterest expense | $3,170,000 | 1,607 |
| Pre-tax net operating income | $2,260,000 | 3,398 |
| Securities gains (losses) | $4,000 | 1,802 |
| Applicable income taxes | $677,000 | 2,869 |
| Income before extraordinary items | $1,587,000 | 3,654 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,587,000 | 3,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,246 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,584,200 | 3,632 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $16,158,000 | 1,504 |
| Total interest expense | $7,405,000 | 1,077 |
| Net interest income | $8,753,000 | 1,873 |
| Provision for loan and lease losses | $150,000 | 3,463 |
| Total noninterest income | $948,000 | 3,018 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $444,000 | 2,687 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $504,000 | 2,870 |
| Total noninterest expense | $7,811,000 | 1,621 |
| Salaries and employee benefits | $4,560,000 | 1,532 |
| Premises and equipment expense | $861,000 | 2,068 |
| Additional noninterest expense | $2,390,000 | 1,577 |
| Pre-tax net operating income | $1,740,000 | 3,388 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $524,000 | 2,852 |
| Income before extraordinary items | $1,221,000 | 3,617 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,221,000 | 3,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,957 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,217,500 | 3,594 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,610,000 | 1,486 |
| Total interest expense | $4,732,000 | 1,050 |
| Net interest income | $5,878,000 | 1,847 |
| Provision for loan and lease losses | $100,000 | 3,338 |
| Total noninterest income | $648,000 | 2,931 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $283,000 | 2,733 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $365,000 | 2,702 |
| Total noninterest expense | $5,215,000 | 1,620 |
| Salaries and employee benefits | $3,005,000 | 1,539 |
| Premises and equipment expense | $567,000 | 2,085 |
| Additional noninterest expense | $1,643,000 | 1,515 |
| Pre-tax net operating income | $1,211,000 | 3,228 |
| Securities gains (losses) | $6,000 | 1,523 |
| Applicable income taxes | $363,000 | 2,761 |
| Income before extraordinary items | $854,000 | 3,478 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $854,000 | 3,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,491 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $849,800 | 3,449 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,173,000 | 1,496 |
| Total interest expense | $2,297,000 | 1,019 |
| Net interest income | $2,876,000 | 1,864 |
| Provision for loan and lease losses | $50,000 | 3,171 |
| Total noninterest income | $311,000 | 2,989 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $130,000 | 2,849 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $181,000 | 2,647 |
| Total noninterest expense | $2,605,000 | 1,627 |
| Salaries and employee benefits | $1,470,000 | 1,574 |
| Premises and equipment expense | $298,000 | 2,012 |
| Additional noninterest expense | $837,000 | 1,487 |
| Pre-tax net operating income | $532,000 | 3,508 |
| Securities gains (losses) | $6,000 | 1,143 |
| Applicable income taxes | $184,000 | 2,743 |
| Income before extraordinary items | $354,000 | 3,931 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $354,000 | 3,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $350,040 | 3,915 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $19,612,000 | 1,468 |
| Total interest expense | $8,865,000 | 914 |
| Net interest income | $10,747,000 | 1,883 |
| Provision for loan and lease losses | $200,000 | 3,677 |
| Total noninterest income | $1,466,000 | 2,733 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $638,000 | 2,571 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $828,000 | 2,443 |
| Total noninterest expense | $9,592,000 | 1,698 |
| Salaries and employee benefits | $5,713,000 | 1,557 |
| Premises and equipment expense | $1,034,000 | 2,221 |
| Additional noninterest expense | $2,845,000 | 1,720 |
| Pre-tax net operating income | $2,421,000 | 3,079 |
| Securities gains (losses) | $141,000 | 1,019 |
| Applicable income taxes | $757,000 | 2,619 |
| Income before extraordinary items | $1,805,000 | 3,183 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,805,000 | 3,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-62,000 | 8,715 |
| Cash dividends | $100,000 | 5,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,706,300 | 3,241 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $14,704,000 | 1,453 |
| Total interest expense | $6,670,000 | 891 |
| Net interest income | $8,034,000 | 1,876 |
| Provision for loan and lease losses | $150,000 | 3,509 |
| Total noninterest income | $1,035,000 | 2,856 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $468,000 | 2,636 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $567,000 | 2,604 |
| Total noninterest expense | $7,391,000 | 1,642 |
| Salaries and employee benefits | $4,340,000 | 1,525 |
| Premises and equipment expense | $795,000 | 2,155 |
| Additional noninterest expense | $2,256,000 | 1,600 |
| Pre-tax net operating income | $1,528,000 | 3,534 |
| Securities gains (losses) | $137,000 | 985 |
| Applicable income taxes | $458,000 | 3,060 |
| Income before extraordinary items | $1,207,000 | 3,529 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,207,000 | 3,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-76,000 | 8,753 |
| Cash dividends | $100,000 | 4,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,108,360 | 3,672 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,801,000 | 1,436 |
| Total interest expense | $4,487,000 | 863 |
| Net interest income | $5,314,000 | 1,878 |
| Provision for loan and lease losses | $100,000 | 3,453 |
| Total noninterest income | $683,000 | 2,888 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $310,000 | 2,643 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $373,000 | 2,623 |
| Total noninterest expense | $4,932,000 | 1,643 |
| Salaries and employee benefits | $2,898,000 | 1,523 |
| Premises and equipment expense | $545,000 | 2,094 |
| Additional noninterest expense | $1,489,000 | 1,616 |
| Pre-tax net operating income | $965,000 | 3,616 |
| Securities gains (losses) | $144,000 | 808 |
| Applicable income taxes | $351,000 | 2,795 |
| Income before extraordinary items | $758,000 | 3,663 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $758,000 | 3,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $100,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $660,080 | 3,905 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,911,000 | 1,439 |
| Total interest expense | $2,268,000 | 875 |
| Net interest income | $2,643,000 | 1,881 |
| Provision for loan and lease losses | $50,000 | 3,283 |
| Total noninterest income | $373,000 | 2,668 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $154,000 | 2,620 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $219,000 | 2,324 |
| Total noninterest expense | $2,490,000 | 1,635 |
| Salaries and employee benefits | $1,463,000 | 1,520 |
| Premises and equipment expense | $281,000 | 2,061 |
| Additional noninterest expense | $746,000 | 1,601 |
| Pre-tax net operating income | $476,000 | 3,657 |
| Securities gains (losses) | $121,000 | 717 |
| Applicable income taxes | $207,000 | 2,523 |
| Income before extraordinary items | $390,000 | 3,578 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $390,000 | 3,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $311,350 | 4,048 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $21,021,000 | 1,358 |
| Total interest expense | $10,437,000 | 851 |
| Net interest income | $10,584,000 | 1,849 |
| Provision for loan and lease losses | $400,000 | 2,580 |
| Total noninterest income | $1,110,000 | 3,490 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $471,000 | 3,256 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $639,000 | 3,131 |
| Total noninterest expense | $9,495,000 | 1,683 |
| Salaries and employee benefits | $5,307,000 | 1,627 |
| Premises and equipment expense | $943,000 | 2,386 |
| Additional noninterest expense | $3,245,000 | 1,523 |
| Pre-tax net operating income | $1,799,000 | 3,635 |
| Securities gains (losses) | $258,000 | 1,149 |
| Applicable income taxes | $665,000 | 2,880 |
| Income before extraordinary items | $1,392,000 | 3,744 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,392,000 | 3,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,867 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,216,560 | 3,934 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,901,000 | 1,364 |
| Total interest expense | $7,891,000 | 875 |
| Net interest income | $8,010,000 | 1,849 |
| Provision for loan and lease losses | $300,000 | 2,501 |
| Total noninterest income | $845,000 | 3,513 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $332,000 | 3,416 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $513,000 | 3,094 |
| Total noninterest expense | $7,016,000 | 1,719 |
| Salaries and employee benefits | $3,935,000 | 1,651 |
| Premises and equipment expense | $678,000 | 2,496 |
| Additional noninterest expense | $2,403,000 | 1,531 |
| Pre-tax net operating income | $1,539,000 | 3,465 |
| Securities gains (losses) | $256,000 | 1,066 |
| Applicable income taxes | $622,000 | 2,598 |
| Income before extraordinary items | $1,173,000 | 3,563 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,173,000 | 3,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 2,219 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,006,600 | 3,806 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,717,000 | 1,364 |
| Total interest expense | $5,213,000 | 919 |
| Net interest income | $5,504,000 | 1,775 |
| Provision for loan and lease losses | $200,000 | 2,502 |
| Total noninterest income | $574,000 | 3,462 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $205,000 | 3,565 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $369,000 | 2,925 |
| Total noninterest expense | $4,592,000 | 1,738 |
| Salaries and employee benefits | $2,592,000 | 1,653 |
| Premises and equipment expense | $447,000 | 2,500 |
| Additional noninterest expense | $1,553,000 | 1,562 |
| Pre-tax net operating income | $1,286,000 | 2,928 |
| Securities gains (losses) | $-17,000 | 9,095 |
| Applicable income taxes | $431,000 | 2,547 |
| Income before extraordinary items | $838,000 | 3,383 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $838,000 | 3,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 1,682 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $849,220 | 3,175 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,337,000 | 1,375 |
| Total interest expense | $2,588,000 | 951 |
| Net interest income | $2,749,000 | 1,772 |
| Provision for loan and lease losses | $100,000 | 2,353 |
| Total noninterest income | $193,000 | 4,257 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $94,000 | 3,690 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $99,000 | 3,949 |
| Total noninterest expense | $2,220,000 | 1,775 |
| Salaries and employee benefits | $1,306,000 | 1,629 |
| Premises and equipment expense | $224,000 | 2,493 |
| Additional noninterest expense | $690,000 | 1,715 |
| Pre-tax net operating income | $622,000 | 2,999 |
| Securities gains (losses) | $25,000 | 1,791 |
| Applicable income taxes | $220,000 | 2,546 |
| Income before extraordinary items | $427,000 | 3,311 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $427,000 | 3,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 988 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $410,500 | 3,234 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $20,663,000 | 1,488 |
| Total interest expense | $9,855,000 | 1,145 |
| Net interest income | $10,808,000 | 1,794 |
| Provision for loan and lease losses | $400,000 | 2,829 |
| Total noninterest income | $650,000 | 4,518 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $407,000 | 3,498 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $243,000 | 4,660 |
| Total noninterest expense | $8,554,000 | 1,774 |
| Salaries and employee benefits | $4,463,000 | 1,805 |
| Premises and equipment expense | $1,012,000 | 2,160 |
| Additional noninterest expense | $3,079,000 | 1,541 |
| Pre-tax net operating income | $2,504,000 | 2,875 |
| Securities gains (losses) | $135,000 | 1,469 |
| Applicable income taxes | $923,000 | 2,347 |
| Income before extraordinary items | $1,716,000 | 3,154 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,716,000 | 3,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,742 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,628,250 | 3,192 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $19,291,000 | 1,765 |
| Total interest expense | $10,338,000 | 1,573 |
| Net interest income | $8,953,000 | 1,992 |
| Provision for loan and lease losses | $400,000 | 2,609 |
| Total noninterest income | $533,000 | 4,896 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $374,000 | 3,579 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $159,000 | 5,429 |
| Total noninterest expense | $7,985,000 | 1,811 |
| Salaries and employee benefits | $3,782,000 | 1,986 |
| Premises and equipment expense | $864,000 | 2,449 |
| Additional noninterest expense | $3,339,000 | 1,402 |
| Pre-tax net operating income | $1,101,000 | 4,648 |
| Securities gains (losses) | $421,000 | 678 |
| Applicable income taxes | $364,000 | 3,914 |
| Income before extraordinary items | $1,158,000 | 3,898 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,158,000 | 3,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $461,000 | 1,648 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $838,040 | 4,638 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,842,000 | 1,976 |
| Total interest expense | $9,821,000 | 1,747 |
| Net interest income | $8,021,000 | 2,219 |
| Provision for loan and lease losses | $400,000 | 2,269 |
| Total noninterest income | $418,000 | 5,416 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $249,000 | 4,532 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $169,000 | 5,202 |
| Total noninterest expense | $5,926,000 | 2,304 |
| Salaries and employee benefits | $3,115,000 | 2,287 |
| Premises and equipment expense | $667,000 | 2,996 |
| Additional noninterest expense | $2,144,000 | 2,023 |
| Pre-tax net operating income | $2,113,000 | 3,182 |
| Securities gains (losses) | $93,000 | 582 |
| Applicable income taxes | $787,000 | 2,554 |
| Income before extraordinary items | $1,419,000 | 3,398 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,419,000 | 3,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,771 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,359,480 | 3,503 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,279,000 | 2,135 |
| Total interest expense | $7,659,000 | 1,950 |
| Net interest income | $7,620,000 | 2,317 |
| Provision for loan and lease losses | $400,000 | 2,102 |
| Total noninterest income | $315,000 | 6,313 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $171,000 | 5,518 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $144,000 | 5,700 |
| Total noninterest expense | $5,117,000 | 2,635 |
| Salaries and employee benefits | $2,884,000 | 2,435 |
| Premises and equipment expense | $593,000 | 3,291 |
| Additional noninterest expense | $1,640,000 | 2,628 |
| Pre-tax net operating income | $2,418,000 | 2,864 |
| Securities gains (losses) | $335,000 | 423 |
| Applicable income taxes | $1,036,000 | 2,162 |
| Income before extraordinary items | $1,717,000 | 2,916 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,717,000 | 2,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,786 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,502,600 | 3,206 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,927,000 | 2,339 |
| Total interest expense | $7,514,000 | 2,028 |
| Net interest income | $6,413,000 | 2,675 |
| Provision for loan and lease losses | $600,000 | 1,475 |
| Total noninterest income | $270,000 | 6,773 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $154,000 | 5,859 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $116,000 | 6,276 |
| Total noninterest expense | $4,269,000 | 3,041 |
| Salaries and employee benefits | $2,327,000 | 2,911 |
| Premises and equipment expense | $510,000 | 3,639 |
| Additional noninterest expense | $1,432,000 | 2,889 |
| Pre-tax net operating income | $1,814,000 | 3,609 |
| Securities gains (losses) | $542,000 | 529 |
| Applicable income taxes | $860,000 | 2,576 |
| Income before extraordinary items | $1,496,000 | 3,273 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,496,000 | 3,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,165 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,149,120 | 3,978 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,078,000 | 2,509 |
| Total interest expense | $7,128,000 | 2,119 |
| Net interest income | $5,950,000 | 2,925 |
| Provision for loan and lease losses | $600,000 | 1,510 |
| Total noninterest income | $234,000 | 7,413 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $155,000 | 6,094 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $79,000 | 7,409 |
| Total noninterest expense | $3,567,000 | 3,546 |
| Salaries and employee benefits | $2,040,000 | 3,247 |
| Premises and equipment expense | $418,000 | 4,296 |
| Additional noninterest expense | $1,109,000 | 3,576 |
| Pre-tax net operating income | $2,017,000 | 3,505 |
| Securities gains (losses) | $448,000 | 451 |
| Applicable income taxes | $976,000 | 2,485 |
| Income before extraordinary items | $1,489,000 | 3,385 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,489,000 | 3,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,386 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,202,280 | 3,988 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,718,000 | 2,816 |
| Total interest expense | $6,519,000 | 2,369 |
| Net interest income | $5,199,000 | 3,422 |
| Provision for loan and lease losses | $480,000 | 1,787 |
| Total noninterest income | $231,000 | 7,836 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $167,000 | 6,171 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $64,000 | 8,317 |
| Total noninterest expense | $3,234,000 | 4,061 |
| Salaries and employee benefits | $1,876,000 | 3,532 |
| Premises and equipment expense | $374,000 | 4,781 |
| Additional noninterest expense | $984,000 | 4,459 |
| Pre-tax net operating income | $1,716,000 | 3,882 |
| Securities gains (losses) | $201,000 | 689 |
| Applicable income taxes | $738,000 | 3,063 |
| Income before extraordinary items | $1,179,000 | 3,929 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,179,000 | 3,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,273 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,050,360 | 4,252 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,886,000 | 3,046 |
| Total interest expense | $6,001,000 | 2,558 |
| Net interest income | $4,885,000 | 3,620 |
| Provision for loan and lease losses | $508,000 | 1,548 |
| Total noninterest income | $216,000 | 8,182 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $155,000 | 6,557 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $61,000 | 8,706 |
| Total noninterest expense | $3,062,000 | 4,210 |
| Salaries and employee benefits | $1,539,000 | 4,193 |
| Premises and equipment expense | $369,000 | 4,840 |
| Additional noninterest expense | $1,154,000 | 3,877 |
| Pre-tax net operating income | $1,531,000 | 4,380 |
| Securities gains (losses) | $180,000 | 716 |
| Applicable income taxes | $698,000 | 3,244 |
| Income before extraordinary items | $1,013,000 | 4,554 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,013,000 | 4,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 1,916 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $897,800 | 4,985 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,923,000 | 3,052 |
| Total interest expense | $4,554,000 | 2,687 |
| Net interest income | $5,369,000 | 3,344 |
| Provision for loan and lease losses | $330,000 | 2,106 |
| Total noninterest income | $208,000 | 8,599 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $151,000 | 6,864 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $57,000 | 9,251 |
| Total noninterest expense | $2,864,000 | 4,582 |
| Salaries and employee benefits | $1,403,000 | 4,553 |
| Premises and equipment expense | $308,000 | 5,604 |
| Additional noninterest expense | $1,153,000 | 4,203 |
| Pre-tax net operating income | $2,383,000 | 2,959 |
| Securities gains (losses) | $-293,000 | 12,104 |
| Applicable income taxes | $858,000 | 2,603 |
| Income before extraordinary items | $1,232,000 | 3,760 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,232,000 | 3,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $479,000 | 1,416 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,419,520 | 3,356 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,257,000 | 3,338 |
| Total interest expense | $4,676,000 | 2,756 |
| Net interest income | $4,581,000 | 3,871 |
| Provision for loan and lease losses | $350,000 | 2,706 |
| Total noninterest income | $194,000 | 9,338 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $145,000 | 7,220 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $49,000 | 10,159 |
| Total noninterest expense | $2,622,000 | 5,062 |
| Salaries and employee benefits | $1,364,000 | 4,667 |
| Premises and equipment expense | $301,000 | 5,841 |
| Additional noninterest expense | $957,000 | 5,119 |
| Pre-tax net operating income | $1,803,000 | 3,669 |
| Securities gains (losses) | $1,390,000 | 418 |
| Applicable income taxes | $1,342,000 | 1,737 |
| Income before extraordinary items | $1,851,000 | 2,703 |
| Extraordinary gains, net | $112,000 | 1,467 |
| Net income | $1,963,000 | 2,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 11,470 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $961,400 | 4,594 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,148,000 | 3,439 |
| Total interest expense | $5,695,000 | 2,924 |
| Net interest income | $4,453,000 | 4,040 |
| Provision for loan and lease losses | $205,000 | 5,142 |
| Total noninterest income | $197,000 | 9,474 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $141,000 | 7,358 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $56,000 | 10,037 |
| Total noninterest expense | $2,384,000 | 5,519 |
| Salaries and employee benefits | $1,265,000 | 4,933 |
| Premises and equipment expense | $267,000 | 6,488 |
| Additional noninterest expense | $852,000 | 5,781 |
| Pre-tax net operating income | $2,061,000 | 3,018 |
| Securities gains (losses) | $633,000 | 904 |
| Applicable income taxes | $1,172,000 | 1,795 |
| Income before extraordinary items | $1,522,000 | 3,037 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,522,000 | 3,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $432,000 | 2,698 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,116,880 | 3,768 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.