Home > Hamlin National Bank > Income and Expense
Hamlin National Bank, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $651,000 | 4,863 |
| Total interest expense | $60,000 | 4,723 |
| Net interest income | $591,000 | 4,837 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $119,000 | 4,050 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $90,000 | 2,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 4,809 |
| Total noninterest expense | $588,000 | 4,621 |
| Salaries and employee benefits | $366,000 | 4,428 |
| Premises and equipment expense | $73,000 | 4,297 |
| Additional noninterest expense | $149,000 | 4,920 |
| Pre-tax net operating income | $122,000 | 4,816 |
| Securities gains (losses) | $15,000 | 575 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $137,000 | 4,584 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $137,000 | 4,583 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $137,000 | 4,584 |
| Net charge-offs | $46,000 | 1,386 |
| Cash dividends | $200,000 | 1,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $122,000 | 4,683 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,758,000 | 4,820 |
| Total interest expense | $240,000 | 4,765 |
| Net interest income | $2,518,000 | 4,786 |
| Provision for loan and lease losses | $653,000 | 1,234 |
| Total noninterest income | $734,000 | 3,514 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $362,000 | 2,624 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $372,000 | 3,670 |
| Total noninterest expense | $2,650,000 | 4,452 |
| Salaries and employee benefits | $1,550,000 | 4,343 |
| Premises and equipment expense | $298,000 | 4,318 |
| Additional noninterest expense | $802,000 | 4,548 |
| Pre-tax net operating income | $-51,000 | 5,677 |
| Securities gains (losses) | $519,000 | 413 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $468,000 | 4,785 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $468,000 | 4,784 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $468,000 | 4,784 |
| Net charge-offs | $749,000 | 824 |
| Cash dividends | $510,000 | 2,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-51,000 | 5,679 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,117,000 | 4,841 |
| Total interest expense | $181,000 | 4,796 |
| Net interest income | $1,936,000 | 4,794 |
| Provision for loan and lease losses | $634,000 | 977 |
| Total noninterest income | $465,000 | 3,795 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $265,000 | 2,686 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $200,000 | 4,110 |
| Total noninterest expense | $1,982,000 | 4,482 |
| Salaries and employee benefits | $1,113,000 | 4,432 |
| Premises and equipment expense | $226,000 | 4,325 |
| Additional noninterest expense | $643,000 | 4,467 |
| Pre-tax net operating income | $-215,000 | 5,831 |
| Securities gains (losses) | $519,000 | 375 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $304,000 | 4,985 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $304,000 | 4,985 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $304,000 | 4,985 |
| Net charge-offs | $40,000 | 2,735 |
| Cash dividends | $310,000 | 2,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-215,000 | 5,831 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,448,000 | 4,853 |
| Total interest expense | $121,000 | 4,836 |
| Net interest income | $1,327,000 | 4,800 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $345,000 | 3,639 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $174,000 | 2,675 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $171,000 | 3,818 |
| Total noninterest expense | $1,272,000 | 4,591 |
| Salaries and employee benefits | $752,000 | 4,440 |
| Premises and equipment expense | $136,000 | 4,536 |
| Additional noninterest expense | $384,000 | 4,696 |
| Pre-tax net operating income | $400,000 | 4,436 |
| Securities gains (losses) | $376,000 | 357 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $776,000 | 3,235 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $776,000 | 3,233 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $776,000 | 3,233 |
| Net charge-offs | $24,000 | 2,644 |
| Cash dividends | $160,000 | 2,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $400,000 | 4,198 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $739,000 | 4,858 |
| Total interest expense | $60,000 | 4,887 |
| Net interest income | $679,000 | 4,803 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $120,000 | 4,166 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $88,000 | 2,636 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $32,000 | 4,868 |
| Total noninterest expense | $609,000 | 4,681 |
| Salaries and employee benefits | $380,000 | 4,453 |
| Premises and equipment expense | $71,000 | 4,475 |
| Additional noninterest expense | $158,000 | 5,055 |
| Pre-tax net operating income | $190,000 | 4,497 |
| Securities gains (losses) | $187,000 | 319 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $377,000 | 3,238 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $377,000 | 3,236 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $377,000 | 3,237 |
| Net charge-offs | $-10,000 | 5,188 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $190,000 | 4,258 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,152,000 | 4,775 |
| Total interest expense | $265,000 | 4,805 |
| Net interest income | $2,887,000 | 4,713 |
| Provision for loan and lease losses | $92,000 | 3,141 |
| Total noninterest income | $521,000 | 4,118 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $384,000 | 2,583 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $137,000 | 4,838 |
| Total noninterest expense | $2,647,000 | 4,588 |
| Salaries and employee benefits | $1,667,000 | 4,258 |
| Premises and equipment expense | $300,000 | 4,477 |
| Additional noninterest expense | $680,000 | 4,981 |
| Pre-tax net operating income | $669,000 | 4,615 |
| Securities gains (losses) | $138,000 | 953 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $807,000 | 4,242 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $807,000 | 4,240 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $807,000 | 4,242 |
| Net charge-offs | $104,000 | 2,610 |
| Cash dividends | $1,600,000 | 1,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $669,000 | 4,413 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,326,000 | 4,848 |
| Total interest expense | $203,000 | 4,844 |
| Net interest income | $2,123,000 | 4,800 |
| Provision for loan and lease losses | $72,000 | 2,983 |
| Total noninterest income | $387,000 | 4,160 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $282,000 | 2,644 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $105,000 | 4,854 |
| Total noninterest expense | $1,913,000 | 4,696 |
| Salaries and employee benefits | $1,183,000 | 4,418 |
| Premises and equipment expense | $218,000 | 4,573 |
| Additional noninterest expense | $512,000 | 5,010 |
| Pre-tax net operating income | $525,000 | 4,671 |
| Securities gains (losses) | $138,000 | 826 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $663,000 | 4,184 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $663,000 | 4,184 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $663,000 | 4,187 |
| Net charge-offs | $101,000 | 2,151 |
| Cash dividends | $1,000,000 | 1,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $525,000 | 4,435 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,544,000 | 4,891 |
| Total interest expense | $139,000 | 4,857 |
| Net interest income | $1,405,000 | 4,848 |
| Provision for loan and lease losses | $72,000 | 2,554 |
| Total noninterest income | $249,000 | 4,228 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $175,000 | 2,741 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $74,000 | 4,826 |
| Total noninterest expense | $1,289,000 | 4,723 |
| Salaries and employee benefits | $795,000 | 4,446 |
| Premises and equipment expense | $143,000 | 4,638 |
| Additional noninterest expense | $351,000 | 5,006 |
| Pre-tax net operating income | $293,000 | 4,886 |
| Securities gains (losses) | $60,000 | 1,134 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $353,000 | 4,492 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $353,000 | 4,493 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $353,000 | 4,494 |
| Net charge-offs | $117,000 | 1,584 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $293,000 | 4,664 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $786,000 | 4,894 |
| Total interest expense | $70,000 | 4,895 |
| Net interest income | $716,000 | 4,838 |
| Provision for loan and lease losses | $22,000 | 2,788 |
| Total noninterest income | $123,000 | 4,230 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $87,000 | 2,739 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $36,000 | 4,864 |
| Total noninterest expense | $660,000 | 4,698 |
| Salaries and employee benefits | $405,000 | 4,431 |
| Premises and equipment expense | $76,000 | 4,568 |
| Additional noninterest expense | $179,000 | 5,007 |
| Pre-tax net operating income | $157,000 | 4,782 |
| Securities gains (losses) | $60,000 | 772 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $217,000 | 4,158 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $217,000 | 4,160 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $217,000 | 4,161 |
| Net charge-offs | $74,000 | 1,302 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $157,000 | 4,560 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,415,000 | 4,808 |
| Total interest expense | $284,000 | 5,031 |
| Net interest income | $3,131,000 | 4,725 |
| Provision for loan and lease losses | $140,000 | 2,844 |
| Total noninterest income | $635,000 | 3,898 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $385,000 | 2,755 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $250,000 | 4,257 |
| Total noninterest expense | $2,821,000 | 4,617 |
| Salaries and employee benefits | $1,647,000 | 4,416 |
| Premises and equipment expense | $336,000 | 4,456 |
| Additional noninterest expense | $838,000 | 4,811 |
| Pre-tax net operating income | $805,000 | 4,475 |
| Securities gains (losses) | $175,000 | 876 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $980,000 | 3,993 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $980,000 | 3,992 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $980,000 | 3,994 |
| Net charge-offs | $489,000 | 1,481 |
| Cash dividends | $480,000 | 2,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $805,000 | 4,246 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,555,000 | 4,868 |
| Total interest expense | $215,000 | 5,096 |
| Net interest income | $2,340,000 | 4,771 |
| Provision for loan and lease losses | $140,000 | 2,452 |
| Total noninterest income | $498,000 | 3,842 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $292,000 | 2,760 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $206,000 | 4,169 |
| Total noninterest expense | $1,986,000 | 4,816 |
| Salaries and employee benefits | $1,158,000 | 4,579 |
| Premises and equipment expense | $254,000 | 4,496 |
| Additional noninterest expense | $574,000 | 5,030 |
| Pre-tax net operating income | $712,000 | 4,318 |
| Securities gains (losses) | $141,000 | 791 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $853,000 | 3,801 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $853,000 | 3,802 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $853,000 | 3,804 |
| Net charge-offs | $456,000 | 1,236 |
| Cash dividends | $180,000 | 3,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $712,000 | 4,049 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,695,000 | 4,902 |
| Total interest expense | $144,000 | 5,136 |
| Net interest income | $1,551,000 | 4,802 |
| Provision for loan and lease losses | $140,000 | 1,994 |
| Total noninterest income | $363,000 | 3,668 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $195,000 | 2,748 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $168,000 | 3,895 |
| Total noninterest expense | $1,337,000 | 4,811 |
| Salaries and employee benefits | $776,000 | 4,604 |
| Premises and equipment expense | $163,000 | 4,613 |
| Additional noninterest expense | $398,000 | 4,976 |
| Pre-tax net operating income | $437,000 | 4,397 |
| Securities gains (losses) | $141,000 | 615 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $578,000 | 3,699 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $578,000 | 3,703 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $578,000 | 3,706 |
| Net charge-offs | $140,000 | 1,900 |
| Cash dividends | $180,000 | 2,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $437,000 | 4,115 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $915,000 | 4,768 |
| Total interest expense | $72,000 | 5,210 |
| Net interest income | $843,000 | 4,653 |
| Provision for loan and lease losses | $25,000 | 2,805 |
| Total noninterest income | $214,000 | 3,352 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $101,000 | 2,658 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $113,000 | 3,389 |
| Total noninterest expense | $688,000 | 4,778 |
| Salaries and employee benefits | $395,000 | 4,609 |
| Premises and equipment expense | $83,000 | 4,629 |
| Additional noninterest expense | $210,000 | 4,891 |
| Pre-tax net operating income | $344,000 | 3,574 |
| Securities gains (losses) | $129,000 | 364 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $473,000 | 2,676 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $473,000 | 2,679 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $473,000 | 2,679 |
| Net charge-offs | $16,000 | 2,612 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $344,000 | 3,249 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,913,000 | 4,667 |
| Total interest expense | $325,000 | 5,261 |
| Net interest income | $3,588,000 | 4,517 |
| Provision for loan and lease losses | $275,000 | 2,557 |
| Total noninterest income | $768,000 | 3,681 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $413,000 | 2,741 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $355,000 | 3,850 |
| Total noninterest expense | $2,950,000 | 4,650 |
| Salaries and employee benefits | $1,560,000 | 4,659 |
| Premises and equipment expense | $288,000 | 4,940 |
| Additional noninterest expense | $1,102,000 | 4,385 |
| Pre-tax net operating income | $1,131,000 | 3,885 |
| Securities gains (losses) | $-37,000 | 6,415 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,094,000 | 3,722 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,094,000 | 3,726 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,094,000 | 3,727 |
| Net charge-offs | $305,000 | 2,562 |
| Cash dividends | $500,000 | 2,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,131,000 | 3,619 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,975,000 | 4,690 |
| Total interest expense | $236,000 | 5,407 |
| Net interest income | $2,739,000 | 4,529 |
| Provision for loan and lease losses | $75,000 | 3,636 |
| Total noninterest income | $571,000 | 3,784 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $300,000 | 2,821 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $271,000 | 3,897 |
| Total noninterest expense | $2,054,000 | 4,840 |
| Salaries and employee benefits | $1,103,000 | 4,829 |
| Premises and equipment expense | $221,000 | 4,935 |
| Additional noninterest expense | $730,000 | 4,666 |
| Pre-tax net operating income | $1,181,000 | 3,387 |
| Securities gains (losses) | $-14,000 | 6,536 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,167,000 | 3,124 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,167,000 | 3,128 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,167,000 | 3,128 |
| Net charge-offs | $84,000 | 3,418 |
| Cash dividends | $200,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,181,000 | 3,029 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,097,000 | 4,563 |
| Total interest expense | $159,000 | 5,448 |
| Net interest income | $1,938,000 | 4,390 |
| Provision for loan and lease losses | $75,000 | 3,208 |
| Total noninterest income | $316,000 | 4,128 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $196,000 | 2,830 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $120,000 | 4,508 |
| Total noninterest expense | $1,327,000 | 4,935 |
| Salaries and employee benefits | $737,000 | 4,857 |
| Premises and equipment expense | $142,000 | 5,012 |
| Additional noninterest expense | $448,000 | 4,863 |
| Pre-tax net operating income | $852,000 | 3,211 |
| Securities gains (losses) | $-65,000 | 6,816 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $787,000 | 3,101 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $787,000 | 3,103 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $787,000 | 3,104 |
| Net charge-offs | $101,000 | 2,750 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $852,000 | 2,852 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $924,000 | 4,904 |
| Total interest expense | $79,000 | 5,549 |
| Net interest income | $845,000 | 4,743 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $145,000 | 4,245 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $97,000 | 2,834 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $48,000 | 4,755 |
| Total noninterest expense | $777,000 | 4,605 |
| Salaries and employee benefits | $378,000 | 4,818 |
| Premises and equipment expense | $71,000 | 5,034 |
| Additional noninterest expense | $328,000 | 4,014 |
| Pre-tax net operating income | $213,000 | 4,379 |
| Securities gains (losses) | $-12,000 | 6,823 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $201,000 | 4,265 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $201,000 | 4,268 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $201,000 | 4,267 |
| Net charge-offs | $16,000 | 3,214 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $213,000 | 4,070 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,896,000 | 4,934 |
| Total interest expense | $340,000 | 5,802 |
| Net interest income | $3,556,000 | 4,708 |
| Provision for loan and lease losses | $-1,500,000 | 7,045 |
| Total noninterest income | $646,000 | 4,036 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $419,000 | 2,837 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $227,000 | 4,424 |
| Total noninterest expense | $4,923,000 | 3,504 |
| Salaries and employee benefits | $1,585,000 | 4,704 |
| Premises and equipment expense | $341,000 | 4,679 |
| Additional noninterest expense | $2,997,000 | 2,170 |
| Pre-tax net operating income | $779,000 | 4,369 |
| Securities gains (losses) | $112,000 | 2,184 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $891,000 | 4,110 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $891,000 | 4,110 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $891,000 | 4,112 |
| Net charge-offs | $-324,000 | 7,027 |
| Cash dividends | $540,000 | 2,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $779,000 | 4,141 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,941,000 | 5,006 |
| Total interest expense | $263,000 | 5,890 |
| Net interest income | $2,678,000 | 4,779 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $505,000 | 3,991 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $316,000 | 2,855 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $189,000 | 4,324 |
| Total noninterest expense | $2,374,000 | 4,639 |
| Salaries and employee benefits | $1,142,000 | 4,822 |
| Premises and equipment expense | $262,000 | 4,684 |
| Additional noninterest expense | $970,000 | 4,185 |
| Pre-tax net operating income | $809,000 | 4,009 |
| Securities gains (losses) | $31,000 | 2,692 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $840,000 | 3,777 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $840,000 | 3,777 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $840,000 | 3,779 |
| Net charge-offs | $-215,000 | 7,100 |
| Cash dividends | $100,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $809,000 | 3,679 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,978,000 | 5,034 |
| Total interest expense | $184,000 | 5,912 |
| Net interest income | $1,794,000 | 4,784 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $290,000 | 4,277 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $212,000 | 2,827 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $78,000 | 4,972 |
| Total noninterest expense | $1,489,000 | 4,829 |
| Salaries and employee benefits | $753,000 | 4,884 |
| Premises and equipment expense | $183,000 | 4,589 |
| Additional noninterest expense | $553,000 | 4,584 |
| Pre-tax net operating income | $595,000 | 3,811 |
| Securities gains (losses) | $31,000 | 2,315 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $626,000 | 3,554 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $626,000 | 3,554 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $626,000 | 3,555 |
| Net charge-offs | $4,000 | 5,214 |
| Cash dividends | $100,000 | 2,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $595,000 | 3,472 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $977,000 | 5,096 |
| Total interest expense | $96,000 | 5,945 |
| Net interest income | $881,000 | 4,856 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $155,000 | 4,158 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $105,000 | 2,825 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $50,000 | 4,725 |
| Total noninterest expense | $735,000 | 4,876 |
| Salaries and employee benefits | $386,000 | 4,864 |
| Premises and equipment expense | $106,000 | 4,276 |
| Additional noninterest expense | $243,000 | 4,937 |
| Pre-tax net operating income | $301,000 | 3,833 |
| Securities gains (losses) | $21,000 | 1,579 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $322,000 | 3,502 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $322,000 | 3,505 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $322,000 | 3,505 |
| Net charge-offs | $43,000 | 3,131 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $301,000 | 3,483 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,909,000 | 5,204 |
| Total interest expense | $466,000 | 5,981 |
| Net interest income | $3,443,000 | 4,931 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $710,000 | 3,756 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $435,000 | 2,866 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $275,000 | 4,006 |
| Total noninterest expense | $3,255,000 | 4,656 |
| Salaries and employee benefits | $1,707,000 | 4,599 |
| Premises and equipment expense | $357,000 | 4,817 |
| Additional noninterest expense | $1,191,000 | 4,469 |
| Pre-tax net operating income | $898,000 | 3,916 |
| Securities gains (losses) | $62,000 | 2,423 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $960,000 | 3,633 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $960,000 | 3,636 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $960,000 | 3,635 |
| Net charge-offs | $389,000 | 3,485 |
| Cash dividends | $630,000 | 2,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $898,000 | 3,629 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,013,000 | 5,200 |
| Total interest expense | $364,000 | 6,020 |
| Net interest income | $2,649,000 | 4,907 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $565,000 | 3,655 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $329,000 | 2,846 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $236,000 | 3,842 |
| Total noninterest expense | $2,276,000 | 4,862 |
| Salaries and employee benefits | $1,204,000 | 4,774 |
| Premises and equipment expense | $269,000 | 4,876 |
| Additional noninterest expense | $803,000 | 4,774 |
| Pre-tax net operating income | $938,000 | 3,437 |
| Securities gains (losses) | $62,000 | 2,171 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,000,000 | 3,067 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,000,000 | 3,069 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,000,000 | 3,069 |
| Net charge-offs | $343,000 | 3,099 |
| Cash dividends | $305,000 | 2,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $938,000 | 3,094 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,988,000 | 5,262 |
| Total interest expense | $240,000 | 6,142 |
| Net interest income | $1,748,000 | 4,951 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $420,000 | 3,456 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $216,000 | 2,858 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $204,000 | 3,462 |
| Total noninterest expense | $1,430,000 | 5,064 |
| Salaries and employee benefits | $858,000 | 4,627 |
| Premises and equipment expense | $166,000 | 5,102 |
| Additional noninterest expense | $406,000 | 5,496 |
| Pre-tax net operating income | $738,000 | 3,083 |
| Securities gains (losses) | $54,000 | 1,548 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $792,000 | 2,692 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $792,000 | 2,692 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $792,000 | 2,692 |
| Net charge-offs | $202,000 | 3,110 |
| Cash dividends | $155,000 | 2,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $738,000 | 2,731 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $947,000 | 5,410 |
| Total interest expense | $119,000 | 6,247 |
| Net interest income | $828,000 | 5,074 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $264,000 | 3,054 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $100,000 | 2,979 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $164,000 | 2,750 |
| Total noninterest expense | $682,000 | 5,225 |
| Salaries and employee benefits | $398,000 | 4,880 |
| Premises and equipment expense | $77,000 | 5,307 |
| Additional noninterest expense | $207,000 | 5,445 |
| Pre-tax net operating income | $410,000 | 2,914 |
| Securities gains (losses) | $17,000 | 1,151 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $427,000 | 2,533 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $427,000 | 2,532 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $427,000 | 2,533 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $410,000 | 2,555 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,197,000 | 5,293 |
| Total interest expense | $461,000 | 6,635 |
| Net interest income | $3,736,000 | 4,771 |
| Provision for loan and lease losses | $510,000 | 4,090 |
| Total noninterest income | $736,000 | 3,832 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $462,000 | 2,786 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $274,000 | 4,093 |
| Total noninterest expense | $3,041,000 | 4,988 |
| Salaries and employee benefits | $1,710,000 | 4,668 |
| Premises and equipment expense | $307,000 | 5,352 |
| Additional noninterest expense | $1,024,000 | 5,030 |
| Pre-tax net operating income | $921,000 | 3,519 |
| Securities gains (losses) | $123,000 | 1,986 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,044,000 | 3,137 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,044,000 | 3,134 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,044,000 | 3,137 |
| Net charge-offs | $348,000 | 4,120 |
| Cash dividends | $1,045,000 | 1,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $921,000 | 3,237 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,288,000 | 5,267 |
| Total interest expense | $347,000 | 6,772 |
| Net interest income | $2,941,000 | 4,702 |
| Provision for loan and lease losses | $382,000 | 3,969 |
| Total noninterest income | $576,000 | 3,770 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $348,000 | 2,840 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $228,000 | 3,968 |
| Total noninterest expense | $2,059,000 | 5,295 |
| Salaries and employee benefits | $1,206,000 | 4,896 |
| Premises and equipment expense | $229,000 | 5,434 |
| Additional noninterest expense | $624,000 | 5,557 |
| Pre-tax net operating income | $1,076,000 | 2,954 |
| Securities gains (losses) | $123,000 | 1,767 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,199,000 | 2,547 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,199,000 | 2,543 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,199,000 | 2,548 |
| Net charge-offs | $132,000 | 4,633 |
| Cash dividends | $895,000 | 1,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,076,000 | 2,624 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,215,000 | 5,278 |
| Total interest expense | $234,000 | 6,837 |
| Net interest income | $1,981,000 | 4,688 |
| Provision for loan and lease losses | $255,000 | 3,855 |
| Total noninterest income | $318,000 | 4,141 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $233,000 | 2,857 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $85,000 | 4,887 |
| Total noninterest expense | $1,404,000 | 5,246 |
| Salaries and employee benefits | $790,000 | 4,970 |
| Premises and equipment expense | $149,000 | 5,528 |
| Additional noninterest expense | $465,000 | 5,293 |
| Pre-tax net operating income | $640,000 | 3,191 |
| Securities gains (losses) | $123,000 | 1,279 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $763,000 | 2,590 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $763,000 | 2,587 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $763,000 | 2,589 |
| Net charge-offs | $63,000 | 4,678 |
| Cash dividends | $735,000 | 960 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $640,000 | 2,830 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,127,000 | 5,305 |
| Total interest expense | $117,000 | 6,964 |
| Net interest income | $1,010,000 | 4,648 |
| Provision for loan and lease losses | $125,000 | 3,660 |
| Total noninterest income | $163,000 | 4,089 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $113,000 | 2,908 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $50,000 | 4,691 |
| Total noninterest expense | $669,000 | 5,440 |
| Salaries and employee benefits | $400,000 | 5,006 |
| Premises and equipment expense | $77,000 | 5,536 |
| Additional noninterest expense | $192,000 | 5,788 |
| Pre-tax net operating income | $379,000 | 2,926 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $379,000 | 2,644 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $379,000 | 2,642 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $379,000 | 2,644 |
| Net charge-offs | $76,000 | 3,350 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $379,000 | 2,545 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,781,000 | 5,245 |
| Total interest expense | $586,000 | 6,950 |
| Net interest income | $4,195,000 | 4,436 |
| Provision for loan and lease losses | $1,537,000 | 2,856 |
| Total noninterest income | $732,000 | 3,963 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $486,000 | 2,959 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $246,000 | 4,300 |
| Total noninterest expense | $2,907,000 | 5,279 |
| Salaries and employee benefits | $1,645,000 | 4,922 |
| Premises and equipment expense | $352,000 | 5,313 |
| Additional noninterest expense | $910,000 | 5,502 |
| Pre-tax net operating income | $483,000 | 4,038 |
| Securities gains (losses) | $342,000 | 1,127 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $825,000 | 3,096 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $825,000 | 3,096 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $825,000 | 3,096 |
| Net charge-offs | $915,000 | 2,973 |
| Cash dividends | $440,000 | 2,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $483,000 | 3,847 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,636,000 | 5,270 |
| Total interest expense | $470,000 | 6,974 |
| Net interest income | $3,166,000 | 4,430 |
| Provision for loan and lease losses | $723,000 | 3,237 |
| Total noninterest income | $531,000 | 4,116 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $378,000 | 2,879 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $153,000 | 4,721 |
| Total noninterest expense | $2,105,000 | 5,376 |
| Salaries and employee benefits | $1,177,000 | 5,092 |
| Premises and equipment expense | $258,000 | 5,394 |
| Additional noninterest expense | $670,000 | 5,541 |
| Pre-tax net operating income | $869,000 | 2,979 |
| Securities gains (losses) | $241,000 | 1,164 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,110,000 | 2,294 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,110,000 | 2,292 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,110,000 | 2,295 |
| Net charge-offs | $412,000 | 3,305 |
| Cash dividends | $290,000 | 2,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $869,000 | 2,670 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,470,000 | 5,267 |
| Total interest expense | $336,000 | 6,982 |
| Net interest income | $2,134,000 | 4,386 |
| Provision for loan and lease losses | $432,000 | 3,156 |
| Total noninterest income | $350,000 | 4,128 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $256,000 | 2,814 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $94,000 | 4,909 |
| Total noninterest expense | $1,467,000 | 5,303 |
| Salaries and employee benefits | $789,000 | 5,139 |
| Premises and equipment expense | $171,000 | 5,466 |
| Additional noninterest expense | $507,000 | 5,218 |
| Pre-tax net operating income | $585,000 | 3,047 |
| Securities gains (losses) | $127,000 | 1,314 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $712,000 | 2,455 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $712,000 | 2,453 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $712,000 | 2,455 |
| Net charge-offs | $412,000 | 2,569 |
| Cash dividends | $190,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $585,000 | 2,713 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,303,000 | 5,167 |
| Total interest expense | $186,000 | 6,925 |
| Net interest income | $1,117,000 | 4,225 |
| Provision for loan and lease losses | $171,000 | 3,059 |
| Total noninterest income | $172,000 | 4,111 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $138,000 | 2,632 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $34,000 | 5,436 |
| Total noninterest expense | $709,000 | 5,357 |
| Salaries and employee benefits | $398,000 | 5,155 |
| Premises and equipment expense | $83,000 | 5,572 |
| Additional noninterest expense | $228,000 | 5,211 |
| Pre-tax net operating income | $409,000 | 2,760 |
| Securities gains (losses) | $7,000 | 2,001 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $416,000 | 2,479 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $416,000 | 2,479 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $416,000 | 2,481 |
| Net charge-offs | $112,000 | 2,747 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $409,000 | 2,382 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,646,000 | 5,109 |
| Total interest expense | $1,506,000 | 5,973 |
| Net interest income | $4,140,000 | 4,482 |
| Provision for loan and lease losses | $977,000 | 2,742 |
| Total noninterest income | $672,000 | 4,227 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $521,000 | 2,921 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $151,000 | 5,304 |
| Total noninterest expense | $2,772,000 | 5,355 |
| Salaries and employee benefits | $1,644,000 | 5,057 |
| Premises and equipment expense | $395,000 | 5,114 |
| Additional noninterest expense | $733,000 | 5,701 |
| Pre-tax net operating income | $1,063,000 | 3,652 |
| Securities gains (losses) | $82,000 | 1,277 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,145,000 | 3,021 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,145,000 | 3,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $792,000 | 2,211 |
| Cash dividends | $900,000 | 2,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,063,000 | 3,319 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,325,000 | 5,132 |
| Total interest expense | $1,245,000 | 5,876 |
| Net interest income | $3,080,000 | 4,541 |
| Provision for loan and lease losses | $475,000 | 2,804 |
| Total noninterest income | $506,000 | 4,307 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $388,000 | 2,960 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $118,000 | 5,326 |
| Total noninterest expense | $1,950,000 | 5,527 |
| Salaries and employee benefits | $1,129,000 | 5,339 |
| Premises and equipment expense | $299,000 | 5,120 |
| Additional noninterest expense | $522,000 | 5,797 |
| Pre-tax net operating income | $1,161,000 | 3,383 |
| Securities gains (losses) | $38,000 | 1,609 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,199,000 | 2,757 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,199,000 | 2,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 3,098 |
| Cash dividends | $575,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,161,000 | 2,957 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,953,000 | 5,116 |
| Total interest expense | $901,000 | 5,830 |
| Net interest income | $2,052,000 | 4,533 |
| Provision for loan and lease losses | $332,000 | 2,394 |
| Total noninterest income | $334,000 | 4,392 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $258,000 | 2,932 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $76,000 | 5,498 |
| Total noninterest expense | $1,274,000 | 5,626 |
| Salaries and employee benefits | $748,000 | 5,413 |
| Premises and equipment expense | $194,000 | 5,229 |
| Additional noninterest expense | $332,000 | 5,905 |
| Pre-tax net operating income | $780,000 | 3,479 |
| Securities gains (losses) | $12,000 | 2,370 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $792,000 | 3,074 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $792,000 | 3,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 1,882 |
| Cash dividends | $375,000 | 2,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $780,000 | 3,043 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,533,000 | 5,110 |
| Total interest expense | $481,000 | 5,854 |
| Net interest income | $1,052,000 | 4,454 |
| Provision for loan and lease losses | $143,000 | 2,245 |
| Total noninterest income | $168,000 | 4,355 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $127,000 | 2,928 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $41,000 | 5,402 |
| Total noninterest expense | $651,000 | 5,582 |
| Salaries and employee benefits | $371,000 | 5,467 |
| Premises and equipment expense | $95,000 | 5,305 |
| Additional noninterest expense | $185,000 | 5,586 |
| Pre-tax net operating income | $426,000 | 3,400 |
| Securities gains (losses) | $12,000 | 1,897 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $438,000 | 2,994 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $438,000 | 2,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,284 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $426,000 | 2,966 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,441,000 | 4,981 |
| Total interest expense | $2,075,000 | 5,749 |
| Net interest income | $4,366,000 | 4,377 |
| Provision for loan and lease losses | $1,000,000 | 1,413 |
| Total noninterest income | $818,000 | 3,968 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $618,000 | 2,611 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $200,000 | 5,055 |
| Total noninterest expense | $2,950,000 | 5,052 |
| Salaries and employee benefits | $1,626,000 | 5,048 |
| Premises and equipment expense | $391,000 | 5,096 |
| Additional noninterest expense | $933,000 | 4,861 |
| Pre-tax net operating income | $1,234,000 | 4,298 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,234,000 | 3,883 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,234,000 | 3,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $978,000 | 1,040 |
| Cash dividends | $725,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,234,000 | 3,876 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,793,000 | 5,026 |
| Total interest expense | $1,555,000 | 5,783 |
| Net interest income | $3,238,000 | 4,432 |
| Provision for loan and lease losses | $695,000 | 1,214 |
| Total noninterest income | $635,000 | 3,904 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $473,000 | 2,563 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $162,000 | 4,920 |
| Total noninterest expense | $2,074,000 | 5,242 |
| Salaries and employee benefits | $1,115,000 | 5,313 |
| Premises and equipment expense | $288,000 | 5,124 |
| Additional noninterest expense | $671,000 | 4,916 |
| Pre-tax net operating income | $1,104,000 | 4,137 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,104,000 | 3,661 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,104,000 | 3,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $865,000 | 718 |
| Cash dividends | $325,000 | 3,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,104,000 | 3,645 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,137,000 | 5,105 |
| Total interest expense | $1,028,000 | 5,802 |
| Net interest income | $2,109,000 | 4,537 |
| Provision for loan and lease losses | $590,000 | 903 |
| Total noninterest income | $444,000 | 3,804 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $322,000 | 2,510 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $122,000 | 4,722 |
| Total noninterest expense | $1,347,000 | 5,362 |
| Salaries and employee benefits | $759,000 | 5,294 |
| Premises and equipment expense | $193,000 | 5,138 |
| Additional noninterest expense | $395,000 | 5,337 |
| Pre-tax net operating income | $616,000 | 4,591 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $616,000 | 4,107 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $616,000 | 4,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 1,457 |
| Cash dividends | $150,000 | 3,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $616,000 | 4,100 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,557,000 | 5,120 |
| Total interest expense | $510,000 | 5,804 |
| Net interest income | $1,047,000 | 4,554 |
| Provision for loan and lease losses | $485,000 | 541 |
| Total noninterest income | $237,000 | 3,657 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $154,000 | 2,550 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $83,000 | 4,134 |
| Total noninterest expense | $681,000 | 5,342 |
| Salaries and employee benefits | $396,000 | 5,198 |
| Premises and equipment expense | $95,000 | 5,198 |
| Additional noninterest expense | $190,000 | 5,431 |
| Pre-tax net operating income | $118,000 | 6,449 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $118,000 | 6,114 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $118,000 | 6,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 1,100 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $118,000 | 6,102 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,101,000 | 4,958 |
| Total interest expense | $1,736,000 | 5,780 |
| Net interest income | $4,365,000 | 4,426 |
| Provision for loan and lease losses | $1,629,000 | 673 |
| Total noninterest income | $879,000 | 3,835 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $641,000 | 2,554 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $238,000 | 4,758 |
| Total noninterest expense | $2,693,000 | 5,244 |
| Salaries and employee benefits | $1,618,000 | 4,953 |
| Premises and equipment expense | $417,000 | 4,790 |
| Additional noninterest expense | $658,000 | 5,809 |
| Pre-tax net operating income | $922,000 | 5,373 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $924,000 | 4,877 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $924,000 | 4,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,882,000 | 411 |
| Cash dividends | $825,000 | 2,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $922,000 | 4,879 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,579,000 | 4,933 |
| Total interest expense | $1,265,000 | 5,788 |
| Net interest income | $3,314,000 | 4,429 |
| Provision for loan and lease losses | $627,000 | 1,165 |
| Total noninterest income | $647,000 | 3,883 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $485,000 | 2,542 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $162,000 | 4,975 |
| Total noninterest expense | $1,872,000 | 5,474 |
| Salaries and employee benefits | $1,121,000 | 5,179 |
| Premises and equipment expense | $301,000 | 4,932 |
| Additional noninterest expense | $450,000 | 6,064 |
| Pre-tax net operating income | $1,462,000 | 3,842 |
| Securities gains (losses) | $2,000 | 1,183 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,464,000 | 3,251 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,464,000 | 3,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $854,000 | 531 |
| Cash dividends | $550,000 | 2,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,462,000 | 3,247 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,010,000 | 4,944 |
| Total interest expense | $813,000 | 5,773 |
| Net interest income | $2,197,000 | 4,453 |
| Provision for loan and lease losses | $239,000 | 1,852 |
| Total noninterest income | $447,000 | 3,785 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $336,000 | 2,431 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $111,000 | 4,908 |
| Total noninterest expense | $1,246,000 | 5,487 |
| Salaries and employee benefits | $749,000 | 5,195 |
| Premises and equipment expense | $199,000 | 4,947 |
| Additional noninterest expense | $298,000 | 6,104 |
| Pre-tax net operating income | $1,159,000 | 3,436 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,159,000 | 2,879 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,159,000 | 2,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 1,936 |
| Cash dividends | $350,000 | 2,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,159,000 | 2,866 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,507,000 | 4,882 |
| Total interest expense | $400,000 | 5,694 |
| Net interest income | $1,107,000 | 4,411 |
| Provision for loan and lease losses | $137,000 | 1,578 |
| Total noninterest income | $230,000 | 3,664 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $168,000 | 2,369 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $62,000 | 4,677 |
| Total noninterest expense | $621,000 | 5,506 |
| Salaries and employee benefits | $370,000 | 5,262 |
| Premises and equipment expense | $104,000 | 4,836 |
| Additional noninterest expense | $147,000 | 6,114 |
| Pre-tax net operating income | $579,000 | 3,389 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $579,000 | 2,818 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $579,000 | 2,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 1,033 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $579,000 | 2,806 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,473,000 | 4,855 |
| Total interest expense | $1,119,000 | 5,999 |
| Net interest income | $4,354,000 | 4,363 |
| Provision for loan and lease losses | $1,098,000 | 966 |
| Total noninterest income | $849,000 | 3,916 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $651,000 | 2,488 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $198,000 | 5,184 |
| Total noninterest expense | $2,610,000 | 5,229 |
| Salaries and employee benefits | $1,548,000 | 4,945 |
| Premises and equipment expense | $419,000 | 4,718 |
| Additional noninterest expense | $643,000 | 5,831 |
| Pre-tax net operating income | $1,495,000 | 4,388 |
| Securities gains (losses) | $-86,000 | 8,375 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,409,000 | 3,939 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,409,000 | 3,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,014,000 | 667 |
| Cash dividends | $950,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,495,000 | 3,761 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,146,000 | 4,797 |
| Total interest expense | $777,000 | 6,085 |
| Net interest income | $3,369,000 | 4,272 |
| Provision for loan and lease losses | $273,000 | 2,368 |
| Total noninterest income | $641,000 | 3,921 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $487,000 | 2,488 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $154,000 | 5,143 |
| Total noninterest expense | $1,821,000 | 5,449 |
| Salaries and employee benefits | $1,071,000 | 5,191 |
| Premises and equipment expense | $291,000 | 4,939 |
| Additional noninterest expense | $459,000 | 5,956 |
| Pre-tax net operating income | $1,916,000 | 3,148 |
| Securities gains (losses) | $-86,000 | 8,601 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,830,000 | 2,658 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,830,000 | 2,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 2,337 |
| Cash dividends | $630,000 | 2,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,916,000 | 2,538 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,772,000 | 4,753 |
| Total interest expense | $486,000 | 6,107 |
| Net interest income | $2,286,000 | 4,202 |
| Provision for loan and lease losses | $198,000 | 2,189 |
| Total noninterest income | $418,000 | 3,944 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $312,000 | 2,545 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $106,000 | 5,067 |
| Total noninterest expense | $1,202,000 | 5,468 |
| Salaries and employee benefits | $715,000 | 5,177 |
| Premises and equipment expense | $195,000 | 4,902 |
| Additional noninterest expense | $292,000 | 6,080 |
| Pre-tax net operating income | $1,304,000 | 3,063 |
| Securities gains (losses) | $-21,000 | 8,378 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,283,000 | 2,514 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,283,000 | 2,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 2,191 |
| Cash dividends | $400,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,304,000 | 2,450 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,451,000 | 4,585 |
| Total interest expense | $232,000 | 6,161 |
| Net interest income | $1,219,000 | 4,012 |
| Provision for loan and lease losses | $51,000 | 3,150 |
| Total noninterest income | $190,000 | 4,107 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $137,000 | 2,743 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $53,000 | 5,055 |
| Total noninterest expense | $580,000 | 5,615 |
| Salaries and employee benefits | $354,000 | 5,256 |
| Premises and equipment expense | $93,000 | 5,112 |
| Additional noninterest expense | $133,000 | 6,382 |
| Pre-tax net operating income | $778,000 | 2,634 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $778,000 | 2,135 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $778,000 | 2,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $778,000 | 2,100 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,706,000 | 5,049 |
| Total interest expense | $824,000 | 6,179 |
| Net interest income | $3,882,000 | 4,577 |
| Provision for loan and lease losses | $342,000 | 2,668 |
| Total noninterest income | $734,000 | 4,277 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $551,000 | 2,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $183,000 | 5,292 |
| Total noninterest expense | $2,594,000 | 5,170 |
| Salaries and employee benefits | $1,497,000 | 4,957 |
| Premises and equipment expense | $435,000 | 4,518 |
| Additional noninterest expense | $662,000 | 5,711 |
| Pre-tax net operating income | $1,680,000 | 3,961 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,680,000 | 3,350 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,680,000 | 3,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,654 |
| Cash dividends | $1,050,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,680,000 | 3,282 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,506,000 | 5,055 |
| Total interest expense | $629,000 | 6,133 |
| Net interest income | $2,877,000 | 4,611 |
| Provision for loan and lease losses | $234,000 | 2,704 |
| Total noninterest income | $550,000 | 4,296 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $410,000 | 2,951 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $140,000 | 5,263 |
| Total noninterest expense | $1,800,000 | 5,414 |
| Salaries and employee benefits | $1,041,000 | 5,177 |
| Premises and equipment expense | $329,000 | 4,482 |
| Additional noninterest expense | $430,000 | 6,079 |
| Pre-tax net operating income | $1,393,000 | 3,764 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,393,000 | 3,155 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,393,000 | 3,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,165 |
| Cash dividends | $525,000 | 2,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,393,000 | 3,078 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,325,000 | 5,080 |
| Total interest expense | $429,000 | 6,086 |
| Net interest income | $1,896,000 | 4,648 |
| Provision for loan and lease losses | $126,000 | 3,023 |
| Total noninterest income | $355,000 | 4,392 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $258,000 | 3,067 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $97,000 | 5,216 |
| Total noninterest expense | $1,210,000 | 5,413 |
| Salaries and employee benefits | $697,000 | 5,186 |
| Premises and equipment expense | $227,000 | 4,383 |
| Additional noninterest expense | $286,000 | 6,123 |
| Pre-tax net operating income | $915,000 | 3,748 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $916,000 | 3,155 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $916,000 | 3,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,628 |
| Cash dividends | $300,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $915,000 | 3,073 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,185,000 | 5,040 |
| Total interest expense | $217,000 | 6,120 |
| Net interest income | $968,000 | 4,580 |
| Provision for loan and lease losses | $63,000 | 2,874 |
| Total noninterest income | $184,000 | 4,261 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $129,000 | 2,993 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $55,000 | 4,930 |
| Total noninterest expense | $553,000 | 5,705 |
| Salaries and employee benefits | $345,000 | 5,243 |
| Premises and equipment expense | $98,000 | 4,857 |
| Additional noninterest expense | $110,000 | 6,907 |
| Pre-tax net operating income | $536,000 | 3,350 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $537,000 | 2,768 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $537,000 | 2,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,585 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $536,000 | 2,677 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,502,000 | 5,240 |
| Total interest expense | $865,000 | 6,512 |
| Net interest income | $3,637,000 | 4,669 |
| Provision for loan and lease losses | $312,000 | 3,076 |
| Total noninterest income | $655,000 | 4,731 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $509,000 | 3,043 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $146,000 | 5,871 |
| Total noninterest expense | $2,344,000 | 5,455 |
| Salaries and employee benefits | $1,437,000 | 4,995 |
| Premises and equipment expense | $334,000 | 5,327 |
| Additional noninterest expense | $573,000 | 6,134 |
| Pre-tax net operating income | $1,636,000 | 3,893 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,636,000 | 3,335 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,636,000 | 3,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,807 |
| Cash dividends | $1,360,000 | 1,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,636,000 | 3,189 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,380,000 | 5,294 |
| Total interest expense | $652,000 | 6,651 |
| Net interest income | $2,728,000 | 4,689 |
| Provision for loan and lease losses | $234,000 | 2,995 |
| Total noninterest income | $477,000 | 4,866 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $373,000 | 3,117 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $104,000 | 6,001 |
| Total noninterest expense | $1,631,000 | 5,692 |
| Salaries and employee benefits | $993,000 | 5,271 |
| Premises and equipment expense | $229,000 | 5,589 |
| Additional noninterest expense | $409,000 | 6,286 |
| Pre-tax net operating income | $1,340,000 | 3,777 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,340,000 | 3,217 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,340,000 | 3,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-74,000 | 9,034 |
| Cash dividends | $560,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,340,000 | 3,067 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,234,000 | 5,354 |
| Total interest expense | $445,000 | 6,703 |
| Net interest income | $1,789,000 | 4,732 |
| Provision for loan and lease losses | $156,000 | 2,937 |
| Total noninterest income | $302,000 | 4,968 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $238,000 | 3,185 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $64,000 | 6,138 |
| Total noninterest expense | $1,060,000 | 5,791 |
| Salaries and employee benefits | $663,000 | 5,281 |
| Premises and equipment expense | $147,000 | 5,723 |
| Additional noninterest expense | $250,000 | 6,527 |
| Pre-tax net operating income | $875,000 | 3,825 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $875,000 | 3,280 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $875,000 | 3,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 9,056 |
| Cash dividends | $400,000 | 2,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $875,000 | 3,109 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,134,000 | 5,326 |
| Total interest expense | $221,000 | 6,805 |
| Net interest income | $913,000 | 4,664 |
| Provision for loan and lease losses | $78,000 | 2,765 |
| Total noninterest income | $154,000 | 4,825 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $118,000 | 3,121 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $36,000 | 5,881 |
| Total noninterest expense | $546,000 | 5,668 |
| Salaries and employee benefits | $326,000 | 5,345 |
| Premises and equipment expense | $70,000 | 5,840 |
| Additional noninterest expense | $150,000 | 5,938 |
| Pre-tax net operating income | $443,000 | 3,794 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $443,000 | 3,213 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $443,000 | 3,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 9,159 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $443,000 | 3,055 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,696,000 | 5,386 |
| Total interest expense | $1,078,000 | 6,730 |
| Net interest income | $3,618,000 | 4,665 |
| Provision for loan and lease losses | $645,000 | 1,949 |
| Total noninterest income | $624,000 | 4,628 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $495,000 | 2,995 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $129,000 | 5,921 |
| Total noninterest expense | $2,294,000 | 5,390 |
| Salaries and employee benefits | $1,374,000 | 5,006 |
| Premises and equipment expense | $359,000 | 5,005 |
| Additional noninterest expense | $561,000 | 6,156 |
| Pre-tax net operating income | $1,303,000 | 4,481 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $29,000 | 6,866 |
| Income before extraordinary items | $1,274,000 | 3,927 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,274,000 | 3,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $782,000 | 1,185 |
| Cash dividends | $1,000,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,274,000 | 3,828 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,402,000 | 5,350 |
| Total interest expense | $1,965,000 | 6,152 |
| Net interest income | $3,437,000 | 4,617 |
| Provision for loan and lease losses | $335,000 | 2,988 |
| Total noninterest income | $534,000 | 4,890 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $392,000 | 3,465 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $142,000 | 5,644 |
| Total noninterest expense | $2,232,000 | 5,338 |
| Salaries and employee benefits | $1,333,000 | 4,939 |
| Premises and equipment expense | $342,000 | 5,109 |
| Additional noninterest expense | $557,000 | 6,119 |
| Pre-tax net operating income | $1,404,000 | 4,038 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $29,000 | 7,102 |
| Income before extraordinary items | $1,376,000 | 3,445 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,376,000 | 3,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 3,179 |
| Cash dividends | $1,080,000 | 2,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,375,020 | 3,347 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,701,000 | 5,267 |
| Total interest expense | $2,181,000 | 6,000 |
| Net interest income | $3,520,000 | 4,588 |
| Provision for loan and lease losses | $223,000 | 3,509 |
| Total noninterest income | $518,000 | 4,823 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $337,000 | 3,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 5,011 |
| Total noninterest expense | $2,243,000 | 5,267 |
| Salaries and employee benefits | $1,300,000 | 4,901 |
| Premises and equipment expense | $344,000 | 4,991 |
| Additional noninterest expense | $599,000 | 5,796 |
| Pre-tax net operating income | $1,572,000 | 3,940 |
| Securities gains (losses) | $-24,000 | 8,832 |
| Applicable income taxes | $30,000 | 7,623 |
| Income before extraordinary items | $1,518,000 | 3,223 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,518,000 | 3,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,051 |
| Cash dividends | $930,000 | 2,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,541,520 | 3,174 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,587,000 | 5,870 |
| Total interest expense | $1,725,000 | 6,499 |
| Net interest income | $2,862,000 | 5,343 |
| Provision for loan and lease losses | $209,000 | 3,468 |
| Total noninterest income | $408,000 | 5,541 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $306,000 | 3,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 6,585 |
| Total noninterest expense | $2,047,000 | 5,603 |
| Salaries and employee benefits | $1,146,000 | 5,346 |
| Premises and equipment expense | $284,000 | 5,628 |
| Additional noninterest expense | $617,000 | 5,720 |
| Pre-tax net operating income | $1,014,000 | 5,271 |
| Securities gains (losses) | $-12,000 | 9,370 |
| Applicable income taxes | $29,000 | 8,032 |
| Income before extraordinary items | $973,000 | 4,516 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $973,000 | 4,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,361 |
| Cash dividends | $625,000 | 3,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $984,640 | 4,437 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,203,000 | 6,302 |
| Total interest expense | $1,720,000 | 6,727 |
| Net interest income | $2,483,000 | 5,878 |
| Provision for loan and lease losses | $151,000 | 4,127 |
| Total noninterest income | $399,000 | 5,626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $227,000 | 4,781 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 5,341 |
| Total noninterest expense | $1,695,000 | 6,241 |
| Salaries and employee benefits | $975,000 | 5,869 |
| Premises and equipment expense | $223,000 | 6,369 |
| Additional noninterest expense | $497,000 | 6,466 |
| Pre-tax net operating income | $1,036,000 | 5,310 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $29,000 | 8,719 |
| Income before extraordinary items | $1,007,000 | 4,491 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,007,000 | 4,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,111 |
| Cash dividends | $620,000 | 3,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,007,000 | 4,391 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,053,000 | 6,612 |
| Total interest expense | $1,725,000 | 6,836 |
| Net interest income | $2,328,000 | 6,321 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $305,000 | 6,592 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 5,379 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 6,568 |
| Total noninterest expense | $1,324,000 | 7,246 |
| Salaries and employee benefits | $816,000 | 6,698 |
| Premises and equipment expense | $150,000 | 7,796 |
| Additional noninterest expense | $358,000 | 7,723 |
| Pre-tax net operating income | $1,189,000 | 5,275 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $23,000 | 9,670 |
| Income before extraordinary items | $1,167,000 | 4,149 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,167,000 | 4,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,315 |
| Cash dividends | $730,000 | 2,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,166,020 | 4,093 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,944,000 | 6,920 |
| Total interest expense | $1,640,000 | 7,236 |
| Net interest income | $2,304,000 | 6,557 |
| Provision for loan and lease losses | $-50,000 | 11,188 |
| Total noninterest income | $281,000 | 7,179 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,651 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 7,551 |
| Total noninterest expense | $1,256,000 | 7,811 |
| Salaries and employee benefits | $762,000 | 7,190 |
| Premises and equipment expense | $158,000 | 7,875 |
| Additional noninterest expense | $336,000 | 8,505 |
| Pre-tax net operating income | $1,379,000 | 4,630 |
| Securities gains (losses) | $8,000 | 2,673 |
| Applicable income taxes | $343,000 | 5,401 |
| Income before extraordinary items | $1,044,000 | 4,319 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,044,000 | 4,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,803 |
| Cash dividends | $375,000 | 4,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,038,000 | 4,293 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,940,000 | 6,046 |
| Total interest expense | $1,936,000 | 6,615 |
| Net interest income | $3,004,000 | 5,491 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $347,000 | 6,515 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 8,156 |
| Total noninterest expense | $1,594,000 | 6,999 |
| Salaries and employee benefits | $917,000 | 6,481 |
| Premises and equipment expense | $225,000 | 6,752 |
| Additional noninterest expense | $452,000 | 7,689 |
| Pre-tax net operating income | $1,757,000 | 3,917 |
| Securities gains (losses) | $-44,000 | 11,097 |
| Applicable income taxes | $428,000 | 4,717 |
| Income before extraordinary items | $1,285,000 | 3,720 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,285,000 | 3,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 11,512 |
| Cash dividends | $4,251,000 | 719 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,318,000 | 3,612 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,201,000 | 4,721 |
| Total interest expense | $2,033,000 | 5,544 |
| Net interest income | $4,168,000 | 4,222 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $536,000 | 5,031 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $445,000 | 3,075 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,803 |
| Total noninterest expense | $2,369,000 | 5,403 |
| Salaries and employee benefits | $1,305,000 | 4,859 |
| Premises and equipment expense | $360,000 | 4,994 |
| Additional noninterest expense | $704,000 | 6,282 |
| Pre-tax net operating income | $2,335,000 | 3,011 |
| Securities gains (losses) | $-6,000 | 9,509 |
| Applicable income taxes | $586,000 | 3,586 |
| Income before extraordinary items | $1,743,000 | 2,777 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,743,000 | 2,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-82,000 | 12,155 |
| Cash dividends | $350,000 | 4,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,747,500 | 2,789 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,667,000 | 5,200 |
| Total interest expense | $1,830,000 | 6,267 |
| Net interest income | $3,837,000 | 4,573 |
| Provision for loan and lease losses | $-363,000 | 13,133 |
| Total noninterest income | $536,000 | 5,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $397,000 | 3,468 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 6,809 |
| Total noninterest expense | $2,162,000 | 5,952 |
| Salaries and employee benefits | $1,161,000 | 5,386 |
| Premises and equipment expense | $359,000 | 5,130 |
| Additional noninterest expense | $642,000 | 6,996 |
| Pre-tax net operating income | $2,574,000 | 2,645 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $737,000 | 2,967 |
| Income before extraordinary items | $1,846,000 | 2,710 |
| Extraordinary gains, net | $163,000 | 1,171 |
| Net income | $2,009,000 | 2,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-133,000 | 13,018 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,839,610 | 2,566 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,852,000 | 5,604 |
| Total interest expense | $2,284,000 | 6,443 |
| Net interest income | $3,568,000 | 4,928 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $458,000 | 5,999 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $353,000 | 3,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,891 |
| Total noninterest expense | $2,357,000 | 5,572 |
| Salaries and employee benefits | $1,051,000 | 5,776 |
| Premises and equipment expense | $680,000 | 2,991 |
| Additional noninterest expense | $626,000 | 7,292 |
| Pre-tax net operating income | $1,669,000 | 3,683 |
| Securities gains (losses) | $11,000 | 6,349 |
| Applicable income taxes | $414,000 | 4,657 |
| Income before extraordinary items | $1,266,000 | 3,631 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,266,000 | 3,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-246,000 | 13,870 |
| Cash dividends | $400,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,257,750 | 3,376 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.