Home > Hamilton State Bank > Income and Expense

Hamilton State Bank, Income and Expense

2018-03-31 (YTD Data)Rank
Total interest income$19,594,000409
Total interest expense$1,590,000647
Net interest income$18,004,000392
Provision for loan and lease losses$-35,0005,445
Total noninterest income$1,461,000986
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,020,000349
Trading account gains and fees$0123
Additional Noninterest Income$441,0001,611
Total noninterest expense$11,248,000499
Salaries and employee benefits$6,311,000485
Premises and equipment expense$1,754,000388
Additional noninterest expense$3,183,000534
Pre-tax net operating income$8,252,000400
Securities gains (losses)$-3,0005,077
Applicable income taxes$1,831,000373
Income before extraordinary items$6,418,000415
Extraordinary gains, net$07
Net income$6,418,000414
Minority interest net income$052
Net income of bank and minority interests.$6,418,000415
Net charge-offs$57,0001,126
Cash dividends$11,000,000125
Sale, conversion, retirement of capital stock, net$175,000207
Net operating income$6,420,370417
2017-12-31 (YTD Data)Rank
Total interest income$83,165,000380
Total interest expense$5,883,000590
Net interest income$77,282,000362
Provision for loan and lease losses$-438,0005,501
Total noninterest income$2,365,0001,829
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$4,537,000316
Trading account gains and fees$0151
Additional Noninterest Income$-2,172,0005,672
Total noninterest expense$45,555,000485
Salaries and employee benefits$25,319,000471
Premises and equipment expense$7,313,000373
Additional noninterest expense$12,923,000526
Pre-tax net operating income$34,530,000362
Securities gains (losses)$12,0001,530
Applicable income taxes$17,953,000284
Income before extraordinary items$16,589,000477
Extraordinary gains, net$09
Net income$16,589,000476
Minority interest net income$076
Net income of bank and minority interests.$16,589,000477
Net charge-offs$302,0001,476
Cash dividends$50,000,000129
Sale, conversion, retirement of capital stock, net$586,000273
Net operating income$16,581,320473
2017-09-30 (YTD Data)Rank
Total interest income$63,117,000378
Total interest expense$4,374,000585
Net interest income$58,743,000361
Provision for loan and lease losses$97,0002,697
Total noninterest income$790,0002,890
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$3,434,000317
Trading account gains and fees$0145
Additional Noninterest Income$-2,644,0005,744
Total noninterest expense$34,576,000480
Salaries and employee benefits$18,905,000481
Premises and equipment expense$5,557,000371
Additional noninterest expense$10,114,000508
Pre-tax net operating income$24,860,000387
Securities gains (losses)$12,0001,539
Applicable income taxes$8,638,000336
Income before extraordinary items$16,234,000420
Extraordinary gains, net$09
Net income$16,234,000419
Minority interest net income$071
Net income of bank and minority interests.$16,234,000420
Net charge-offs$183,0001,465
Cash dividends$50,000,000102
Sale, conversion, retirement of capital stock, net$435,000254
Net operating income$16,226,200415
2017-06-30 (YTD Data)Rank
Total interest income$43,215,000368
Total interest expense$2,931,000562
Net interest income$40,284,000353
Provision for loan and lease losses$118,0002,138
Total noninterest income$-774,0005,779
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$2,302,000308
Trading account gains and fees$0139
Additional Noninterest Income$-3,076,0005,794
Total noninterest expense$23,015,000490
Salaries and employee benefits$12,640,000480
Premises and equipment expense$3,750,000369
Additional noninterest expense$6,625,000522
Pre-tax net operating income$16,377,000384
Securities gains (losses)$7,0001,367
Applicable income taxes$5,690,000337
Income before extraordinary items$10,694,000421
Extraordinary gains, net$011
Net income$10,694,000420
Minority interest net income$071
Net income of bank and minority interests.$10,694,000421
Net charge-offs$137,0001,297
Cash dividends$50,000,00071
Sale, conversion, retirement of capital stock, net$272,000248
Net operating income$10,689,450420
2017-03-31 (YTD Data)Rank
Total interest income$22,346,000358
Total interest expense$1,489,000539
Net interest income$20,857,000345
Provision for loan and lease losses$-139,0005,760
Total noninterest income$-1,190,0005,853
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,165,000306
Trading account gains and fees$0142
Additional Noninterest Income$-2,355,0005,863
Total noninterest expense$12,128,000475
Salaries and employee benefits$6,414,000482
Premises and equipment expense$1,901,000366
Additional noninterest expense$3,813,000460
Pre-tax net operating income$7,678,000400
Securities gains (losses)$-3,0005,540
Applicable income taxes$2,665,000354
Income before extraordinary items$5,010,000439
Extraordinary gains, net$08
Net income$5,010,000438
Minority interest net income$055
Net income of bank and minority interests.$5,010,000439
Net charge-offs$117,000839
Cash dividends$50,000,00042
Sale, conversion, retirement of capital stock, net$127,000225
Net operating income$5,011,950431
2016-12-31 (YTD Data)Rank
Total interest income$78,815,000371
Total interest expense$5,541,000541
Net interest income$73,274,000363
Provision for loan and lease losses$1,868,000550
Total noninterest income$785,0003,407
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$4,028,000358
Trading account gains and fees$0170
Additional Noninterest Income$-3,243,0005,919
Total noninterest expense$43,343,000510
Salaries and employee benefits$23,494,000507
Premises and equipment expense$7,627,000360
Additional noninterest expense$12,222,000566
Pre-tax net operating income$28,848,000381
Securities gains (losses)$-24,0005,699
Applicable income taxes$10,011,000339
Income before extraordinary items$18,813,000431
Extraordinary gains, net$05
Net income$18,813,000427
Minority interest net income$082
Net income of bank and minority interests.$18,813,000430
Net charge-offs$2,129,000371
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$568,000264
Net operating income$18,828,600428
2016-09-30 (YTD Data)Rank
Total interest income$59,263,000369
Total interest expense$4,134,000534
Net interest income$55,129,000362
Provision for loan and lease losses$1,851,000433
Total noninterest income$457,0003,820
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$2,925,000368
Trading account gains and fees$0169
Additional Noninterest Income$-2,468,0005,982
Total noninterest expense$31,867,000521
Salaries and employee benefits$17,697,000509
Premises and equipment expense$5,761,000358
Additional noninterest expense$8,409,000616
Pre-tax net operating income$21,868,000379
Securities gains (losses)$-24,0005,842
Applicable income taxes$7,586,000341
Income before extraordinary items$14,258,000425
Extraordinary gains, net$05
Net income$14,258,000423
Minority interest net income$071
Net income of bank and minority interests.$14,258,000425
Net charge-offs$1,236,000413
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$419,000239
Net operating income$14,273,600421
2016-06-30 (YTD Data)Rank
Total interest income$39,430,000373
Total interest expense$2,788,000525
Net interest income$36,642,000364
Provision for loan and lease losses$1,083,000480
Total noninterest income$600,0002,751
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,836,000380
Trading account gains and fees$0157
Additional Noninterest Income$-1,236,0006,059
Total noninterest expense$20,657,000533
Salaries and employee benefits$11,821,000508
Premises and equipment expense$3,834,000358
Additional noninterest expense$5,002,000691
Pre-tax net operating income$15,502,000358
Securities gains (losses)$-5,0005,854
Applicable income taxes$5,382,000325
Income before extraordinary items$10,115,000393
Extraordinary gains, net$016
Net income$10,115,000392
Minority interest net income$071
Net income of bank and minority interests.$10,115,000392
Net charge-offs$1,020,000350
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$273,000237
Net operating income$10,118,250388
2016-03-31 (YTD Data)Rank
Total interest income$19,764,000372
Total interest expense$1,423,000513
Net interest income$18,341,000359
Provision for loan and lease losses$59,0002,061
Total noninterest income$-526,0006,114
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$797,000419
Trading account gains and fees$0142
Additional Noninterest Income$-1,323,0006,127
Total noninterest expense$12,001,000463
Salaries and employee benefits$6,261,000475
Premises and equipment expense$1,904,000362
Additional noninterest expense$3,836,000447
Pre-tax net operating income$5,755,000433
Securities gains (losses)$-5,0005,931
Applicable income taxes$1,997,000389
Income before extraordinary items$3,753,000500
Extraordinary gains, net$012
Net income$3,753,000497
Minority interest net income$062
Net income of bank and minority interests.$3,753,000500
Net charge-offs$-6,0004,951
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$129,000223
Net operating income$3,756,250488
2015-12-31 (YTD Data)Rank
Total interest income$85,252,000328
Total interest expense$5,976,000457
Net interest income$79,276,000322
Provision for loan and lease losses$2,081,000436
Total noninterest income$-3,634,0006,175
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$3,547,000389
Trading account gains and fees$0159
Additional Noninterest Income$-7,181,0006,188
Total noninterest expense$49,867,000441
Salaries and employee benefits$24,368,000471
Premises and equipment expense$7,633,000359
Additional noninterest expense$17,866,000410
Pre-tax net operating income$23,694,000416
Securities gains (losses)$-16,0005,916
Applicable income taxes$8,303,000368
Income before extraordinary items$15,375,000482
Extraordinary gains, net$023
Net income$15,375,000481
Minority interest net income$081
Net income of bank and minority interests.$15,375,000483
Net charge-offs$118,0002,518
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$781,000256
Net operating income$15,385,400476
2015-09-30 (YTD Data)Rank
Total interest income$62,521,000338
Total interest expense$4,398,000462
Net interest income$58,123,000333
Provision for loan and lease losses$2,188,000312
Total noninterest income$-3,092,0006,264
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$2,633,000399
Trading account gains and fees$0153
Additional Noninterest Income$-5,725,0006,274
Total noninterest expense$36,107,000455
Salaries and employee benefits$17,907,000484
Premises and equipment expense$5,650,000377
Additional noninterest expense$12,550,000425
Pre-tax net operating income$16,736,000450
Securities gains (losses)$-16,0006,042
Applicable income taxes$5,728,000409
Income before extraordinary items$10,992,000516
Extraordinary gains, net$021
Net income$10,992,000513
Minority interest net income$078
Net income of bank and minority interests.$10,992,000516
Net charge-offs$-52,0005,621
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$257,000330
Net operating income$11,002,560504
2015-06-30 (YTD Data)Rank
Total interest income$41,983,000333
Total interest expense$2,839,000479
Net interest income$39,144,000327
Provision for loan and lease losses$1,546,000297
Total noninterest income$-1,927,0006,341
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,731,000400
Trading account gains and fees$0157
Additional Noninterest Income$-3,658,0006,351
Total noninterest expense$23,991,000456
Salaries and employee benefits$11,967,000483
Premises and equipment expense$3,708,000379
Additional noninterest expense$8,316,000429
Pre-tax net operating income$11,680,000429
Securities gains (losses)$-16,0006,157
Applicable income taxes$4,000,000400
Income before extraordinary items$7,664,000496
Extraordinary gains, net$022
Net income$7,664,000495
Minority interest net income$075
Net income of bank and minority interests.$7,664,000496
Net charge-offs$220,0001,128
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$165,000313
Net operating income$7,674,560480
2015-03-31 (YTD Data)Rank
Total interest income$21,266,000331
Total interest expense$1,397,000492
Net interest income$19,869,000321
Provision for loan and lease losses$829,000259
Total noninterest income$-1,355,0006,413
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$876,000392
Trading account gains and fees$0152
Additional Noninterest Income$-2,231,0006,421
Total noninterest expense$11,910,000463
Salaries and employee benefits$6,185,000471
Premises and equipment expense$1,835,000387
Additional noninterest expense$3,890,000441
Pre-tax net operating income$5,775,000431
Securities gains (losses)$-16,0006,281
Applicable income taxes$1,991,000392
Income before extraordinary items$3,768,000490
Extraordinary gains, net$013
Net income$3,768,000489
Minority interest net income$064
Net income of bank and minority interests.$3,768,000490
Net charge-offs$169,000818
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$66,000318
Net operating income$3,778,400478
2014-12-31 (YTD Data)Rank
Total interest income$89,485,000304
Total interest expense$5,067,000562
Net interest income$84,418,000294
Provision for loan and lease losses$3,242,000305
Total noninterest income$-9,006,0006,506
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$3,833,000384
Trading account gains and fees$0180
Additional Noninterest Income$-12,839,0006,514
Total noninterest expense$57,298,000390
Salaries and employee benefits$28,290,000413
Premises and equipment expense$7,596,000355
Additional noninterest expense$21,412,000349
Pre-tax net operating income$14,872,000583
Securities gains (losses)$-22,0006,144
Applicable income taxes$5,095,000497
Income before extraordinary items$9,755,000701
Extraordinary gains, net$017
Net income$9,755,000701
Minority interest net income$084
Net income of bank and minority interests.$9,755,000701
Net charge-offs$2,112,000484
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$465,000315
Net operating income$9,769,520685
2014-09-30 (YTD Data)Rank
Total interest income$67,002,000301
Total interest expense$3,741,000579
Net interest income$63,261,000295
Provision for loan and lease losses$1,907,000366
Total noninterest income$-7,254,0006,584
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$2,859,000385
Trading account gains and fees$0174
Additional Noninterest Income$-10,113,0006,592
Total noninterest expense$43,818,000377
Salaries and employee benefits$21,614,000402
Premises and equipment expense$5,664,000357
Additional noninterest expense$16,540,000341
Pre-tax net operating income$10,282,000618
Securities gains (losses)$-22,0006,262
Applicable income taxes$3,477,000535
Income before extraordinary items$6,783,000746
Extraordinary gains, net$015
Net income$6,783,000745
Minority interest net income$081
Net income of bank and minority interests.$6,783,000745
Net charge-offs$1,301,000547
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$395,000268
Net operating income$6,797,520731
2014-06-30 (YTD Data)Rank
Total interest income$43,032,000308
Total interest expense$2,495,000585
Net interest income$40,537,000300
Provision for loan and lease losses$774,000584
Total noninterest income$-4,280,0006,652
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,865,000387
Trading account gains and fees$0172
Additional Noninterest Income$-6,145,0006,659
Total noninterest expense$29,858,000369
Salaries and employee benefits$14,696,000391
Premises and equipment expense$3,782,000356
Additional noninterest expense$11,380,000327
Pre-tax net operating income$5,625,000728
Securities gains (losses)$-22,0006,393
Applicable income taxes$1,870,000606
Income before extraordinary items$3,733,000868
Extraordinary gains, net$020
Net income$3,733,000868
Minority interest net income$080
Net income of bank and minority interests.$3,733,000868
Net charge-offs$485,000892
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$323,000218
Net operating income$3,747,740847
2014-03-31 (YTD Data)Rank
Total interest income$20,028,000326
Total interest expense$1,202,000614
Net interest income$18,826,000313
Provision for loan and lease losses$-37,0006,452
Total noninterest income$-2,623,0006,726
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$917,000384
Trading account gains and fees$0147
Additional Noninterest Income$-3,540,0006,733
Total noninterest expense$15,731,000361
Salaries and employee benefits$7,240,000401
Premises and equipment expense$1,897,000363
Additional noninterest expense$6,594,000288
Pre-tax net operating income$509,0002,855
Securities gains (losses)$-5,0006,369
Applicable income taxes$86,0002,486
Income before extraordinary items$418,0002,908
Extraordinary gains, net$016
Net income$418,0002,911
Minority interest net income$066
Net income of bank and minority interests.$418,0002,911
Net charge-offs$-446,0006,664
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$245,000160
Net operating income$422,1502,855
2013-12-31 (YTD Data)Rank
Total interest income$72,326,000361
Total interest expense$5,175,000634
Net interest income$67,151,000350
Provision for loan and lease losses$-190,0006,455
Total noninterest income$-823,0006,791
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$3,636,000409
Trading account gains and fees$0184
Additional Noninterest Income$-4,459,0006,811
Total noninterest expense$54,195,000412
Salaries and employee benefits$28,023,000400
Premises and equipment expense$6,404,000401
Additional noninterest expense$19,768,000384
Pre-tax net operating income$12,323,000634
Securities gains (losses)$713,000319
Applicable income taxes$4,474,000486
Income before extraordinary items$8,562,000747
Extraordinary gains, net$029
Net income$8,562,000747
Minority interest net income$090
Net income of bank and minority interests.$8,562,000748
Net charge-offs$5,434,000310
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$1,391,000184
Net operating income$8,091,420765
2013-09-30 (YTD Data)Rank
Total interest income$55,520,000358
Total interest expense$4,143,000599
Net interest income$51,377,000340
Provision for loan and lease losses$-541,0006,731
Total noninterest income$-1,038,0006,875
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$2,599,000421
Trading account gains and fees$0180
Additional Noninterest Income$-3,637,0006,892
Total noninterest expense$40,143,000412
Salaries and employee benefits$20,822,000412
Premises and equipment expense$5,132,000382
Additional noninterest expense$14,189,000395
Pre-tax net operating income$10,737,000572
Securities gains (losses)$713,000293
Applicable income taxes$3,970,000452
Income before extraordinary items$7,480,000658
Extraordinary gains, net$025
Net income$7,480,000660
Minority interest net income$084
Net income of bank and minority interests.$7,480,000661
Net charge-offs$5,404,000244
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$909,000169
Net operating income$7,016,550676
2013-06-30 (YTD Data)Rank
Total interest income$34,775,000375
Total interest expense$2,767,000614
Net interest income$32,008,000365
Provision for loan and lease losses$-573,0006,821
Total noninterest income$395,0003,731
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,543,000453
Trading account gains and fees$0157
Additional Noninterest Income$-1,148,0006,923
Total noninterest expense$24,469,000444
Salaries and employee benefits$13,325,000431
Premises and equipment expense$3,254,000396
Additional noninterest expense$7,890,000454
Pre-tax net operating income$8,507,000494
Securities gains (losses)$679,000280
Applicable income taxes$3,286,000395
Income before extraordinary items$5,900,000578
Extraordinary gains, net$022
Net income$5,900,000578
Minority interest net income$082
Net income of bank and minority interests.$5,900,000580
Net charge-offs$5,387,000185
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$553,000158
Net operating income$5,465,440581
2013-03-31 (YTD Data)Rank
Total interest income$15,221,000418
Total interest expense$1,341,000681
Net interest income$13,880,000404
Provision for loan and lease losses$179,0001,472
Total noninterest income$1,409,0001,066
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$660,000512
Trading account gains and fees$0148
Additional Noninterest Income$749,0001,200
Total noninterest expense$11,217,000484
Salaries and employee benefits$6,275,000455
Premises and equipment expense$1,597,000395
Additional noninterest expense$3,345,000523
Pre-tax net operating income$3,893,000535
Securities gains (losses)$1,090,000100
Applicable income taxes$1,877,000359
Income before extraordinary items$3,106,000532
Extraordinary gains, net$010
Net income$3,106,000530
Minority interest net income$076
Net income of bank and minority interests.$3,106,000533
Net charge-offs$52,0002,391
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$267,000133
Net operating income$2,408,400637
2012-12-31 (YTD Data)Rank
Total interest income$51,915,000506
Total interest expense$5,830,000752
Net interest income$46,085,000485
Provision for loan and lease losses$14,733,000205
Total noninterest income$43,197,000241
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$3,315,000446
Trading account gains and fees$0166
Additional Noninterest Income$39,882,000189
Total noninterest expense$48,143,000457
Salaries and employee benefits$21,608,000493
Premises and equipment expense$5,949,000419
Additional noninterest expense$20,586,000386
Pre-tax net operating income$26,406,000341
Securities gains (losses)$03,810
Applicable income taxes$9,920,000280
Income before extraordinary items$16,486,000416
Extraordinary gains, net$029
Net income$16,486,000414
Minority interest net income$093
Net income of bank and minority interests.$16,486,000415
Net charge-offs$4,633,000610
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$1,565,000175
Net operating income$16,486,000400
2012-09-30 (YTD Data)Rank
Total interest income$37,668,000523
Total interest expense$4,586,000750
Net interest income$33,082,000504
Provision for loan and lease losses$7,477,000287
Total noninterest income$44,519,000182
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$2,504,000448
Trading account gains and fees$0157
Additional Noninterest Income$42,015,000147
Total noninterest expense$33,659,000477
Salaries and employee benefits$16,574,000479
Premises and equipment expense$4,033,000453
Additional noninterest expense$13,052,000441
Pre-tax net operating income$36,465,000221
Securities gains (losses)$03,575
Applicable income taxes$13,866,000181
Income before extraordinary items$22,599,000258
Extraordinary gains, net$020
Net income$22,599,000257
Minority interest net income$086
Net income of bank and minority interests.$22,599,000258
Net charge-offs$3,434,000609
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$1,133,000152
Net operating income$22,599,000245
2012-06-30 (YTD Data)Rank
Total interest income$25,343,000526
Total interest expense$3,901,000587
Net interest income$21,442,000515
Provision for loan and lease losses$956,0001,136
Total noninterest income$39,033,000147
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,659,000440
Trading account gains and fees$0153
Additional Noninterest Income$37,374,000120
Total noninterest expense$21,529,000501
Salaries and employee benefits$10,792,000490
Premises and equipment expense$2,380,000505
Additional noninterest expense$8,357,000459
Pre-tax net operating income$37,990,000170
Securities gains (losses)$03,178
Applicable income taxes$14,445,000149
Income before extraordinary items$23,545,000188
Extraordinary gains, net$019
Net income$23,545,000188
Minority interest net income$084
Net income of bank and minority interests.$23,545,000188
Net charge-offs$432,0001,922
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$620,000152
Net operating income$23,545,000183
2012-03-31 (YTD Data)Rank
Total interest income$11,614,000582
Total interest expense$2,254,000519
Net interest income$9,360,000587
Provision for loan and lease losses$487,0001,082
Total noninterest income$15,990,000164
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$806,000446
Trading account gains and fees$0148
Additional Noninterest Income$15,184,000131
Total noninterest expense$9,928,000531
Salaries and employee benefits$5,035,000525
Premises and equipment expense$1,044,000580
Additional noninterest expense$3,849,000472
Pre-tax net operating income$14,935,000190
Securities gains (losses)$02,210
Applicable income taxes$5,675,000159
Income before extraordinary items$9,260,000210
Extraordinary gains, net$019
Net income$9,260,000211
Minority interest net income$078
Net income of bank and minority interests.$9,260,000211
Net charge-offs$-61,0007,099
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$371,000113
Net operating income$9,260,000205
2011-12-31 (YTD Data)Rank
Total interest income$27,025,0001,040
Total interest expense$4,113,0001,471
Net interest income$22,912,000957
Provision for loan and lease losses$8,422,000490
Total noninterest income$21,432,000351
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,027,000723
Trading account gains and fees$0146
Additional Noninterest Income$19,405,000275
Total noninterest expense$24,815,000798
Salaries and employee benefits$11,374,000863
Premises and equipment expense$3,119,000796
Additional noninterest expense$10,322,000698
Pre-tax net operating income$11,107,000558
Securities gains (losses)$604,000686
Applicable income taxes$4,843,000421
Income before extraordinary items$6,868,000732
Extraordinary gains, net$029
Net income$6,868,000732
Minority interest net income$096
Net income of bank and minority interests.$6,868,000732
Net charge-offs$8,252,000552
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$1,032,000320
Net operating income$6,481,440743
2011-09-30 (YTD Data)Rank
Total interest income$17,668,0001,233
Total interest expense$4,042,0001,158
Net interest income$13,626,0001,235
Provision for loan and lease losses$6,846,000463
Total noninterest income$27,519,000238
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,362,000816
Trading account gains and fees$0145
Additional Noninterest Income$26,157,000183
Total noninterest expense$16,296,000912
Salaries and employee benefits$8,116,000912
Premises and equipment expense$1,961,000971
Additional noninterest expense$6,219,000854
Pre-tax net operating income$18,003,000319
Securities gains (losses)$03,555
Applicable income taxes$6,841,000273
Income before extraordinary items$11,162,000383
Extraordinary gains, net$021
Net income$11,162,000383
Minority interest net income$087
Net income of bank and minority interests.$11,162,000383
Net charge-offs$6,469,000507
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$1,086,000260
Net operating income$11,162,000376
2011-06-30 (YTD Data)Rank
Total interest income$8,573,0001,687
Total interest expense$1,897,0001,709
Net interest income$6,676,0001,678
Provision for loan and lease losses$1,707,0001,025
Total noninterest income$17,409,000243
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$537,0001,364
Trading account gains and fees$0153
Additional Noninterest Income$16,872,000183
Total noninterest expense$6,809,0001,453
Salaries and employee benefits$3,265,0001,539
Premises and equipment expense$1,077,0001,194
Additional noninterest expense$2,467,0001,423
Pre-tax net operating income$15,569,000264
Securities gains (losses)$02,914
Applicable income taxes$5,916,000224
Income before extraordinary items$9,653,000306
Extraordinary gains, net$015
Net income$9,653,000307
Minority interest net income$089
Net income of bank and minority interests.$9,653,000307
Net charge-offs$1,285,0001,255
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$35,000633
Net operating income$9,653,000299
2011-03-31 (YTD Data)Rank
Total interest income$2,808,0002,542
Total interest expense$508,0002,997
Net interest income$2,300,0002,382
Provision for loan and lease losses$669,0001,184
Total noninterest income$189,0003,701
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$89,0003,215
Trading account gains and fees$0158
Additional Noninterest Income$100,0003,570
Total noninterest expense$2,063,0002,361
Salaries and employee benefits$1,072,0002,283
Premises and equipment expense$428,0001,508
Additional noninterest expense$563,0002,875
Pre-tax net operating income$-243,0006,876
Securities gains (losses)$01,772
Applicable income taxes$-92,0007,278
Income before extraordinary items$-151,0006,811
Extraordinary gains, net$09
Net income$-151,0006,811
Minority interest net income$086
Net income of bank and minority interests.$-151,0006,811
Net charge-offs$-29,0007,265
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$19,000559
Net operating income$-151,0006,805
2010-12-31 (YTD Data)Rank
Total interest income$12,143,0002,470
Total interest expense$2,763,0002,773
Net interest income$9,380,0002,325
Provision for loan and lease losses$3,130,0001,575
Total noninterest income$-2,281,0007,602
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$387,0003,137
Trading account gains and fees$0175
Additional Noninterest Income$-2,668,0007,588
Total noninterest expense$8,895,0002,186
Salaries and employee benefits$4,173,0002,307
Premises and equipment expense$2,120,0001,220
Additional noninterest expense$2,602,0002,585
Pre-tax net operating income$-4,926,0007,097
Securities gains (losses)$03,793
Applicable income taxes$-2,727,0007,512
Income before extraordinary items$-2,199,0006,889
Extraordinary gains, net$029
Net income$-2,199,0006,889
Minority interest net income$0111
Net income of bank and minority interests.$-2,199,0006,890
Net charge-offs$3,116,0001,438
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$84,000827
Net operating income$-2,199,0006,858
2010-09-30 (YTD Data)Rank
Total interest income$9,231,0002,498
Total interest expense$2,206,0002,757
Net interest income$7,025,0002,369
Provision for loan and lease losses$2,384,0001,472
Total noninterest income$-728,0007,666
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$281,0003,269
Trading account gains and fees$0165
Additional Noninterest Income$-1,009,0007,657
Total noninterest expense$6,339,0002,285
Salaries and employee benefits$3,134,0002,318
Premises and equipment expense$1,281,0001,516
Additional noninterest expense$1,924,0002,567
Pre-tax net operating income$-2,426,0007,127
Securities gains (losses)$03,651
Applicable income taxes$-922,0007,477
Income before extraordinary items$-1,504,0007,053
Extraordinary gains, net$023
Net income$-1,504,0007,052
Minority interest net income$0110
Net income of bank and minority interests.$-1,504,0007,053
Net charge-offs$2,516,0001,300
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$67,000765
Net operating income$-1,504,0007,021
2010-06-30 (YTD Data)Rank
Total interest income$6,272,0002,476
Total interest expense$1,579,0002,683
Net interest income$4,693,0002,379
Provision for loan and lease losses$1,038,0001,896
Total noninterest income$237,0004,729
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$188,0003,271
Trading account gains and fees$0152
Additional Noninterest Income$49,0005,610
Total noninterest expense$4,108,0002,359
Salaries and employee benefits$2,066,0002,362
Premises and equipment expense$853,0001,544
Additional noninterest expense$1,189,0002,743
Pre-tax net operating income$-216,0006,462
Securities gains (losses)$03,184
Applicable income taxes$-82,0007,160
Income before extraordinary items$-134,0006,470
Extraordinary gains, net$019
Net income$-134,0006,472
Minority interest net income$0105
Net income of bank and minority interests.$-134,0006,470
Net charge-offs$691,0002,106
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$44,000703
Net operating income$-134,0006,409
2010-03-31 (YTD Data)Rank
Total interest income$3,161,0002,512
Total interest expense$825,0002,695
Net interest income$2,336,0002,417
Provision for loan and lease losses$519,0001,787
Total noninterest income$157,0004,170
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$88,0003,399
Trading account gains and fees$0175
Additional Noninterest Income$69,0004,144
Total noninterest expense$2,040,0002,404
Salaries and employee benefits$1,019,0002,429
Premises and equipment expense$424,0001,592
Additional noninterest expense$597,0002,715
Pre-tax net operating income$-66,0006,560
Securities gains (losses)$02,284
Applicable income taxes$-25,0007,227
Income before extraordinary items$-41,0006,582
Extraordinary gains, net$016
Net income$-41,0006,584
Minority interest net income$091
Net income of bank and minority interests.$-41,0006,583
Net charge-offs$41,0003,895
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$22,000643
Net operating income$-41,0006,505
2009-12-31 (YTD Data)Rank
Total interest income$13,490,0002,476
Total interest expense$4,335,0002,550
Net interest income$9,155,0002,381
Provision for loan and lease losses$2,990,0001,994
Total noninterest income$414,0005,062
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$397,0003,348
Trading account gains and fees$0211
Additional Noninterest Income$17,0007,025
Total noninterest expense$9,809,0002,062
Salaries and employee benefits$4,650,0002,112
Premises and equipment expense$1,793,0001,508
Additional noninterest expense$3,366,0002,126
Pre-tax net operating income$-3,230,0006,937
Securities gains (losses)$4,0003,487
Applicable income taxes$-1,226,0007,355
Income before extraordinary items$-2,000,0006,757
Extraordinary gains, net$034
Net income$-2,000,0006,755
Minority interest net income$0115
Net income of bank and minority interests.$-2,000,0006,755
Net charge-offs$2,451,0001,815
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$111,000864
Net operating income$-2,002,5606,754
2009-09-30 (YTD Data)Rank
Total interest income$10,185,0002,498
Total interest expense$3,567,0002,468
Net interest income$6,618,0002,461
Provision for loan and lease losses$1,660,0002,108
Total noninterest income$488,0004,267
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$292,0003,391
Trading account gains and fees$0212
Additional Noninterest Income$196,0004,314
Total noninterest expense$7,372,0002,046
Salaries and employee benefits$3,495,0002,125
Premises and equipment expense$1,404,0001,458
Additional noninterest expense$2,473,0002,130
Pre-tax net operating income$-1,926,0007,020
Securities gains (losses)$1,0003,393
Applicable income taxes$-731,0007,462
Income before extraordinary items$-1,194,0006,849
Extraordinary gains, net$027
Net income$-1,194,0006,850
Minority interest net income$0118
Net income of bank and minority interests.$-1,194,0006,850
Net charge-offs$1,300,0001,920
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$89,000785
Net operating income$-1,194,6406,833
2009-06-30 (YTD Data)Rank
Total interest income$6,813,0002,520
Total interest expense$2,573,0002,383
Net interest income$4,240,0002,552
Provision for loan and lease losses$940,0002,145
Total noninterest income$266,0004,686
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$252,0002,851
Trading account gains and fees$0193
Additional Noninterest Income$14,0007,048
Total noninterest expense$5,057,0002,011
Salaries and employee benefits$2,337,0002,156
Premises and equipment expense$981,0001,424
Additional noninterest expense$1,739,0002,041
Pre-tax net operating income$-1,491,0007,239
Securities gains (losses)$1,0003,011
Applicable income taxes$-566,0007,616
Income before extraordinary items$-924,0007,115
Extraordinary gains, net$021
Net income$-924,0007,115
Minority interest net income$0112
Net income of bank and minority interests.$-924,0007,115
Net charge-offs$534,0002,275
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$59,000753
Net operating income$-924,6407,093
2009-03-31 (YTD Data)Rank
Total interest income$3,375,0002,578
Total interest expense$1,356,0002,347
Net interest income$2,019,0002,689
Provision for loan and lease losses$550,0001,693
Total noninterest income$180,0004,025
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$117,0002,942
Trading account gains and fees$0171
Additional Noninterest Income$63,0004,437
Total noninterest expense$2,495,0001,996
Salaries and employee benefits$1,211,0002,104
Premises and equipment expense$489,0001,453
Additional noninterest expense$795,0002,009
Pre-tax net operating income$-846,0007,574
Securities gains (losses)$1,0002,304
Applicable income taxes$-321,0007,807
Income before extraordinary items$-524,0007,465
Extraordinary gains, net$015
Net income$-524,0007,465
Minority interest net income$0102
Net income of bank and minority interests.$-524,0007,466
Net charge-offs$308,0001,746
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$35,000600
Net operating income$-524,6407,443
2008-12-31 (YTD Data)Rank
Total interest income$11,662,0003,117
Total interest expense$4,735,0003,111
Net interest income$6,927,0003,083
Provision for loan and lease losses$1,163,0002,489
Total noninterest income$1,043,0003,320
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$571,0002,745
Trading account gains and fees$0154
Additional Noninterest Income$472,0003,276
Total noninterest expense$7,767,0002,436
Salaries and employee benefits$4,229,0002,383
Premises and equipment expense$1,681,0001,639
Additional noninterest expense$1,857,0003,057
Pre-tax net operating income$-960,0006,998
Securities gains (losses)$03,220
Applicable income taxes$-411,0007,420
Income before extraordinary items$-549,0006,739
Extraordinary gains, net$039
Net income$-549,0006,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,013,0001,946
Cash dividends$1,200,0002,027
Sale, conversion, retirement of capital stock, net$84,0001,019
Net operating income$-549,0006,878
2008-09-30 (YTD Data)Rank
Total interest income$8,737,0003,182
Total interest expense$3,558,0003,209
Net interest income$5,179,0003,114
Provision for loan and lease losses$948,0001,883
Total noninterest income$854,0003,205
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$350,0003,185
Trading account gains and fees$0148
Additional Noninterest Income$504,0002,801
Total noninterest expense$5,529,0002,555
Salaries and employee benefits$3,154,0002,424
Premises and equipment expense$1,132,0001,806
Additional noninterest expense$1,243,0003,284
Pre-tax net operating income$-444,0007,222
Securities gains (losses)$03,106
Applicable income taxes$-169,0007,624
Income before extraordinary items$-275,0006,991
Extraordinary gains, net$031
Net income$-275,0006,988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$714,0001,596
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$55,000928
Net operating income$-275,0007,147
2008-06-30 (YTD Data)Rank
Total interest income$5,959,0003,174
Total interest expense$2,476,0003,215
Net interest income$3,483,0003,069
Provision for loan and lease losses$546,0001,820
Total noninterest income$639,0003,014
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$236,0003,136
Trading account gains and fees$0149
Additional Noninterest Income$403,0002,578
Total noninterest expense$3,731,0002,534
Salaries and employee benefits$2,110,0002,442
Premises and equipment expense$785,0001,743
Additional noninterest expense$836,0003,233
Pre-tax net operating income$-155,0007,269
Securities gains (losses)$03,233
Applicable income taxes$-59,0007,778
Income before extraordinary items$-96,0007,246
Extraordinary gains, net$021
Net income$-96,0007,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0003,066
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$30,000879
Net operating income$-96,0007,216
2008-03-31 (YTD Data)Rank
Total interest income$3,247,0002,997
Total interest expense$1,428,0003,014
Net interest income$1,819,0002,954
Provision for loan and lease losses$52,0003,746
Total noninterest income$327,0002,960
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$149,0002,633
Trading account gains and fees$0158
Additional Noninterest Income$178,0002,749
Total noninterest expense$1,905,0002,475
Salaries and employee benefits$1,075,0002,424
Premises and equipment expense$363,0001,872
Additional noninterest expense$467,0002,880
Pre-tax net operating income$189,0005,057
Securities gains (losses)$02,688
Applicable income taxes$72,0003,180
Income before extraordinary items$117,0005,612
Extraordinary gains, net$015
Net income$117,0005,615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0001,966
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$16,000748
Net operating income$117,0005,512
2007-12-31 (YTD Data)Rank
Total interest income$14,961,0002,687
Total interest expense$6,661,0002,750
Net interest income$8,300,0002,640
Provision for loan and lease losses$344,0002,947
Total noninterest income$1,296,0002,986
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$458,0003,253
Trading account gains and fees$0178
Additional Noninterest Income$838,0002,499
Total noninterest expense$7,349,0002,469
Salaries and employee benefits$3,994,0002,497
Premises and equipment expense$1,594,0001,662
Additional noninterest expense$1,761,0002,991
Pre-tax net operating income$1,903,0003,416
Securities gains (losses)$02,146
Applicable income taxes$723,0002,258
Income before extraordinary items$1,180,0003,969
Extraordinary gains, net$039
Net income$1,180,0003,970
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,637
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,180,0003,967
2007-09-30 (YTD Data)Rank
Total interest income$11,300,0002,667
Total interest expense$5,084,0002,711
Net interest income$6,216,0002,649
Provision for loan and lease losses$288,0002,376
Total noninterest income$1,013,0002,894
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$336,0003,298
Trading account gains and fees$0184
Additional Noninterest Income$677,0002,379
Total noninterest expense$5,518,0002,449
Salaries and employee benefits$3,032,0002,472
Premises and equipment expense$1,190,0001,655
Additional noninterest expense$1,296,0002,980
Pre-tax net operating income$1,423,0003,586
Securities gains (losses)$01,655
Applicable income taxes$541,0002,432
Income before extraordinary items$882,0004,159
Extraordinary gains, net$033
Net income$882,0004,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0003,416
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$882,0004,144
2007-06-30 (YTD Data)Rank
Total interest income$7,440,0002,715
Total interest expense$3,336,0002,731
Net interest income$4,104,0002,691
Provision for loan and lease losses$272,0001,682
Total noninterest income$719,0002,776
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$229,0003,215
Trading account gains and fees$0168
Additional Noninterest Income$490,0002,273
Total noninterest expense$3,693,0002,466
Salaries and employee benefits$2,046,0002,484
Premises and equipment expense$792,0001,682
Additional noninterest expense$855,0003,018
Pre-tax net operating income$858,0003,867
Securities gains (losses)$01,444
Applicable income taxes$326,0002,626
Income before extraordinary items$532,0004,428
Extraordinary gains, net$029
Net income$532,0004,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0002,634
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$532,0004,425
2007-03-31 (YTD Data)Rank
Total interest income$3,647,0002,754
Total interest expense$1,629,0002,774
Net interest income$2,018,0002,734
Provision for loan and lease losses$182,0001,256
Total noninterest income$391,0002,602
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$120,0003,069
Trading account gains and fees$0195
Additional Noninterest Income$271,0002,105
Total noninterest expense$1,865,0002,449
Salaries and employee benefits$1,017,0002,519
Premises and equipment expense$402,0001,661
Additional noninterest expense$446,0002,882
Pre-tax net operating income$362,0004,236
Securities gains (losses)$01,187
Applicable income taxes$138,0002,844
Income before extraordinary items$224,0004,804
Extraordinary gains, net$022
Net income$224,0004,805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0003,890
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$224,0004,780
2006-12-31 (YTD Data)Rank
Total interest income$10,361,0003,482
Total interest expense$4,846,0003,110
Net interest income$5,515,0003,749
Provision for loan and lease losses$290,0002,855
Total noninterest income$784,0004,110
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$78,0006,470
Trading account gains and fees$0130
Additional Noninterest Income$706,0002,751
Total noninterest expense$4,456,0003,644
Salaries and employee benefits$2,659,0003,456
Premises and equipment expense$838,0002,885
Additional noninterest expense$959,0004,646
Pre-tax net operating income$1,553,0004,214
Securities gains (losses)$01,687
Applicable income taxes$139,0004,690
Income before extraordinary items$1,414,0003,912
Extraordinary gains, net$051
Net income$1,414,0003,911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0003,039
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$43,0001,030
Net operating income$1,414,0003,892
2006-09-30 (YTD Data)Rank
Total interest income$6,987,0003,748
Total interest expense$3,214,0003,317
Net interest income$3,773,0004,010
Provision for loan and lease losses$239,0002,529
Total noninterest income$513,0004,418
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$18,0007,310
Trading account gains and fees$0126
Additional Noninterest Income$495,0002,857
Total noninterest expense$2,773,0004,207
Salaries and employee benefits$1,697,0003,887
Premises and equipment expense$482,0003,573
Additional noninterest expense$594,0005,252
Pre-tax net operating income$1,274,0004,155
Securities gains (losses)$01,388
Applicable income taxes$46,0005,490
Income before extraordinary items$1,228,0003,679
Extraordinary gains, net$045
Net income$1,228,0003,681
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0002,222
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$43,000838
Net operating income$1,228,0003,666
2006-06-30 (YTD Data)Rank
Total interest income$4,393,0003,866
Total interest expense$1,928,0003,482
Net interest income$2,465,0004,084
Provision for loan and lease losses$239,0001,852
Total noninterest income$335,0004,456
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$12,0007,358
Trading account gains and fees$0126
Additional Noninterest Income$323,0002,880
Total noninterest expense$1,744,0004,411
Salaries and employee benefits$1,090,0004,008
Premises and equipment expense$324,0003,547
Additional noninterest expense$330,0005,790
Pre-tax net operating income$817,0004,283
Securities gains (losses)$01,185
Applicable income taxes$-128,0008,652
Income before extraordinary items$945,0003,341
Extraordinary gains, net$039
Net income$945,0003,343
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0001,628
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$43,000651
Net operating income$945,0003,333
2006-03-31 (YTD Data)Rank
Total interest income$2,060,0003,996
Total interest expense$865,0003,636
Net interest income$1,195,0004,174
Provision for loan and lease losses$175,0001,259
Total noninterest income$161,0004,484
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$7,0007,331
Trading account gains and fees$0115
Additional Noninterest Income$154,0002,933
Total noninterest expense$885,0004,379
Salaries and employee benefits$526,0004,145
Premises and equipment expense$164,0003,516
Additional noninterest expense$195,0005,258
Pre-tax net operating income$296,0005,005
Securities gains (losses)$0955
Applicable income taxes$-326,0008,755
Income before extraordinary items$622,0002,670
Extraordinary gains, net$021
Net income$622,0002,670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0001,331
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$43,000415
Net operating income$622,0002,651
2005-12-31 (YTD Data)Rank
Total interest income$4,827,0005,271
Total interest expense$1,840,0004,683
Net interest income$2,987,0005,522
Provision for loan and lease losses$589,0001,671
Total noninterest income$410,0005,673
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$14,0007,544
Trading account gains and fees$0138
Additional Noninterest Income$396,0003,794
Total noninterest expense$2,742,0005,073
Salaries and employee benefits$1,728,0004,609
Premises and equipment expense$402,0004,836
Additional noninterest expense$612,0005,998
Pre-tax net operating income$66,0008,087
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$66,0008,089
Extraordinary gains, net$046
Net income$66,0008,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$1,000,000471
Net operating income$66,0008,060
2005-09-30 (YTD Data)Rank
Total interest income$3,148,0005,657
Total interest expense$1,103,0005,163
Net interest income$2,045,0005,823
Provision for loan and lease losses$472,0001,481
Total noninterest income$280,0005,913
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$9,0007,622
Trading account gains and fees$0126
Additional Noninterest Income$271,0003,983
Total noninterest expense$1,961,0005,207
Salaries and employee benefits$1,246,0004,704
Premises and equipment expense$267,0005,208
Additional noninterest expense$448,0006,039
Pre-tax net operating income$-108,0008,435
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$-108,0008,460
Extraordinary gains, net$035
Net income$-108,0008,461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$-108,0008,431
2005-06-30 (YTD Data)Rank
Total interest income$1,666,0006,264
Total interest expense$525,0005,907
Net interest income$1,141,0006,323
Provision for loan and lease losses$315,0001,449
Total noninterest income$156,0006,260
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$5,0007,657
Trading account gains and fees$0116
Additional Noninterest Income$151,0004,308
Total noninterest expense$1,234,0005,380
Salaries and employee benefits$809,0004,773
Premises and equipment expense$157,0005,574
Additional noninterest expense$268,0006,328
Pre-tax net operating income$-252,0008,588
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$-252,0008,614
Extraordinary gains, net$030
Net income$-252,0008,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$-252,0008,589
2005-03-31 (YTD Data)Rank
Total interest income$614,0007,055
Total interest expense$155,0007,102
Net interest income$459,0006,929
Provision for loan and lease losses$157,0001,349
Total noninterest income$65,0006,590
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$1,0007,789
Trading account gains and fees$0115
Additional Noninterest Income$64,0004,644
Total noninterest expense$573,0005,652
Salaries and employee benefits$368,0005,115
Premises and equipment expense$80,0005,566
Additional noninterest expense$125,0006,554
Pre-tax net operating income$-206,0008,733
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$-206,0008,755
Extraordinary gains, net$024
Net income$-206,0008,755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-206,0008,739
2004-12-31 (YTD Data)Rank
Total interest income$322,0008,850
Total interest expense$48,0008,839
Net interest income$274,0008,831
Provision for loan and lease losses$197,0003,726
Total noninterest income$41,0008,641
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,0007,877
Trading account gains and fees$0138
Additional Noninterest Income$40,0007,684
Total noninterest expense$1,334,0007,200
Salaries and employee benefits$771,0007,041
Premises and equipment expense$148,0007,350
Additional noninterest expense$415,0007,045
Pre-tax net operating income$-1,216,0008,829
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$-1,216,0008,854
Extraordinary gains, net$034
Net income$-1,216,0008,855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$13,179,00065
Net operating income$-1,216,0008,833
2004-09-30 (YTD Data)Rank
Total interest income$24,0009,011
Total interest expense$6,0008,958
Net interest income$18,0009,009
Provision for loan and lease losses$26,0006,144
Total noninterest income$23,0008,772
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$07,933
Trading account gains and fees$0134
Additional Noninterest Income$23,0007,956
Total noninterest expense$778,0007,711
Salaries and employee benefits$470,0007,500
Premises and equipment expense$68,0008,081
Additional noninterest expense$240,0007,580
Pre-tax net operating income$-763,0008,850
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$-763,0008,888
Extraordinary gains, net$026
Net income$-763,0008,888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$13,217,00052
Net operating income$-763,0008,869

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.