Home > Hamilton State Bank > Net charge- offs to loans
Hamilton State Bank, Net charge- offs to loans
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0176% | 2,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0093% | 1,114 |
| Percentage Net Loans Charged-off:Construction & development | -0.0073% | 4,521 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0694% | 655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0906% | 545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0250% | 1,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4334% | 548 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0022% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2403% | 1,705 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0238% | 3,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0117% | 2,303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0260% | 434 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0017% | 1,294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0392% | 1,677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0113% | 647 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0474% | 1,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0180% | 2,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3036% | 279 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1962% | 185 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7049% | 385 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0194% | 3,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 2,243 |
| Percentage Net Loans Charged-off:Construction & development | 0.0372% | 332 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0239% | 5,001 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0674% | 1,209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0151% | 553 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0826% | 1,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0255% | 1,855 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3831% | 263 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9840% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9948% | 304 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0219% | 2,784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0229% | 1,527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0604% | 244 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0004% | 816 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0763% | 1,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0225% | 443 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0920% | 913 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0160% | 4,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3349% | 555 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8151% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4222% | 1,551 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0373% | 2,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0456% | 976 |
| Percentage Net Loans Charged-off:Construction & development | 0.1319% | 143 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0007% | 538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1413% | 615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1824% | 505 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0274% | 4,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4380% | 553 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8065% | 223 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6189% | 1,105 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1769% | 1,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1483% | 917 |
| Percentage Net Loans Charged-off:Construction & development | 0.0221% | 514 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1934% | 623 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1988% | 786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0709% | 616 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2374% | 674 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3632% | 1,206 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6834% | 1,424 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0228% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5314% | 1,615 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0668% | 5,192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1390% | 1,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0650% | 1,359 |
| Percentage Net Loans Charged-off:Construction & development | -0.0069% | 4,557 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1136% | 634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0162% | 2,159 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0380% | 608 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0095% | 2,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5022% | 819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7081% | 1,199 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0114% | 479 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5781% | 1,317 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1749% | 1,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 2,235 |
| Percentage Net Loans Charged-off:Construction & development | -0.0069% | 4,648 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0085% | 899 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0121% | 1,959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0158% | 1,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9876% | 469 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0833% | 712 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4478% | 364 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9301% | 767 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0021% | 4,122 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 4,306 |
| Percentage Net Loans Charged-off:Construction & development | -0.0058% | 4,760 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 4,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 4,800 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0643% | 4,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4266% | 563 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0686% | 181 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7808% | 905 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0112% | 4,082 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0280% | 5,316 |
| Percentage Net Loans Charged-off:Construction & development | -0.1246% | 5,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0022% | 1,632 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1078% | 4,827 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0045% | 3,007 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0273% | 862 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 5,088 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1914% | 1,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6177% | 1,371 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3870% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3605% | 1,885 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0015% | 1,444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0068% | 4,888 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0195% | 5,231 |
| Percentage Net Loans Charged-off:Construction & development | -0.0418% | 4,947 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 5,011 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1474% | 4,884 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0079% | 2,690 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0370% | 743 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 5,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0363% | 1,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4476% | 1,613 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6355% | 547 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3870% | 1,641 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0443% | 2,815 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0278% | 5,378 |
| Percentage Net Loans Charged-off:Construction & development | -0.0644% | 5,088 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0005% | 1,186 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2316% | 4,931 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0161% | 2,335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0565% | 622 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0035% | 2,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4522% | 788 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4730% | 1,415 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2186% | 578 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5535% | 1,159 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0692% | 2,039 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0072% | 4,944 |
| Percentage Net Loans Charged-off:Construction & development | -0.0030% | 4,917 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 5,318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0244% | 5,500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0320% | 5,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5451% | 514 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2098% | 1,953 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2720% | 1,667 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2416% | 1,758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1635% | 1,741 |
| Percentage Net Loans Charged-off:Construction & development | 0.9628% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0024% | 2,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4624% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0277% | 5,854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3579% | 508 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1337% | 6,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9483% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6826% | 1,418 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0936% | 313 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4243% | 1,873 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0040% | 1,504 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2038% | 1,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2154% | 1,284 |
| Percentage Net Loans Charged-off:Construction & development | 1.1214% | 348 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0067% | 1,806 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6741% | 173 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0820% | 2,339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4467% | 419 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0155% | 5,758 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1604% | 1,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7129% | 1,220 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2431% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4597% | 1,633 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0058% | 1,364 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1169% | 2,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1289% | 1,815 |
| Percentage Net Loans Charged-off:Construction & development | 0.7856% | 418 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0019% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1056% | 1,959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5263% | 353 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 5,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7124% | 1,178 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3682% | 260 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4615% | 1,472 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0047% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2223% | 6,416 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2716% | 6,461 |
| Percentage Net Loans Charged-off:Construction & development | -1.9441% | 5,933 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0108% | 1,007 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1091% | 6,279 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1042% | 4,672 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1103% | 6,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6363% | 1,256 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3545% | 490 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6746% | 1,099 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8247% | 752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8109% | 637 |
| Percentage Net Loans Charged-off:Construction & development | 0.6856% | 973 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8395% | 691 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9534% | 503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1792% | 1,087 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1730% | 402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2051% | 883 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3748% | 809 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9735% | 80 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6909% | 1,512 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0366% | 1,323 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1325% | 492 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1114% | 397 |
| Percentage Net Loans Charged-off:Construction & development | 1.1308% | 730 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1139% | 499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2745% | 334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1748% | 999 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5914% | 258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7210% | 615 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0084% | 1,033 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4455% | 186 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6785% | 1,384 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0913% | 1,038 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7796% | 268 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7417% | 226 |
| Percentage Net Loans Charged-off:Construction & development | 1.9513% | 525 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7462% | 310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8682% | 226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0471% | 1,032 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4107% | 172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6915% | 423 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0541% | 971 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2544% | 99 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5304% | 1,592 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2528% | 721 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0379% | 3,498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0345% | 2,725 |
| Percentage Net Loans Charged-off:Construction & development | -0.1264% | 5,805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0436% | 1,292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1033% | 2,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2063% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0704% | 2,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0490% | 1,551 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6723% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1478% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2512% | 2,033 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6095% | 6,079 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8339% | 1,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9602% | 1,054 |
| Percentage Net Loans Charged-off:Construction & development | 3.0557% | 841 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2364% | 2,151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3683% | 603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0417% | 1,693 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7518% | 451 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0543% | 5,861 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2609% | 6,848 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5981% | 351 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.6899% | 6,839 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.7368% | 6,392 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8234% | 1,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9765% | 996 |
| Percentage Net Loans Charged-off:Construction & development | 3.5565% | 719 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3196% | 1,710 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8342% | 1,070 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0721% | 819 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2038% | 6,298 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.2818% | 6,983 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | -2.5299% | 6,951 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.4606% | 6,455 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1562% | 3,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2876% | 2,491 |
| Percentage Net Loans Charged-off:Construction & development | 0.7022% | 1,411 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0553% | 2,209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5251% | 1,598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6729% | 1,265 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2700% | 6,389 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.1771% | 7,052 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | -3.5211% | 7,011 |
| Percentage Net Loans Charged-off: All other loans and lease | -3.6794% | 6,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0465% | 6,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0543% | 3,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.3180% | 1,214 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0032% | 3,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0041% | 2,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0215% | 5,424 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3963% | 6,506 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4400% | 6,486 |
| Percentage Net Loans Charged-off: All other loans and lease | -5.7986% | 6,506 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4014% | 499 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6328% | 401 |
| Percentage Net Loans Charged-off:Construction & development | 10.9155% | 401 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4135% | 2,159 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.6729% | 196 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0461% | 1,200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0625% | 1,844 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3293% | 930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7224% | 2,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4144% | 3,079 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7325% | 558 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2778% | 3,372 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6683% | 394 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0178% | 294 |
| Percentage Net Loans Charged-off:Construction & development | 13.3911% | 271 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5935% | 1,532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1944% | 973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0957% | 1,572 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4951% | 756 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1113% | 6,453 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9881% | 1,562 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2561% | 877 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9695% | 1,333 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9173% | 1,697 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0569% | 1,335 |
| Percentage Net Loans Charged-off:Construction & development | 3.1396% | 1,107 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0085% | 6,822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7048% | 658 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0169% | 5,238 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1134% | 501 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1804% | 6,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4751% | 2,505 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4555% | 2,218 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0621% | 6,956 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0176% | 6,911 |
| Percentage Net Loans Charged-off:Construction & development | -0.1904% | 6,561 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0153% | 6,909 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1917% | 2,295 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0956% | 5,347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2396% | 1,994 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4093% | 6,856 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3923% | 2,337 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3768% | 2,042 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5651% | 1,397 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7187% | 1,117 |
| Percentage Net Loans Charged-off:Construction & development | 4.1153% | 1,438 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5172% | 2,006 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1428% | 508 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1714% | 1,211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3078% | 1,470 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3982% | 1,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3578% | 3,623 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1699% | 620 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4163% | 1,142 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6626% | 1,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9131% | 907 |
| Percentage Net Loans Charged-off:Construction & development | 4.5890% | 1,202 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6240% | 1,562 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0547% | 448 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1803% | 1,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3952% | 1,207 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4080% | 904 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0316% | 4,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6001% | 1,308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6756% | 2,528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7486% | 1,969 |
| Percentage Net Loans Charged-off:Construction & development | 1.5782% | 1,762 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0684% | 356 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8007% | 1,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5693% | 908 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8715% | 1,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0470% | 3,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8520% | 1,101 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0793% | 4,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0226% | 3,912 |
| Percentage Net Loans Charged-off:Construction & development | 0.0783% | 1,953 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6768% | 543 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1269% | 2,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1643% | 1,720 |
| Percentage Net Loans Charged-off:Construction & development | 2.4200% | 1,915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4826% | 1,778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5328% | 2,003 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0116% | 5,774 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7624% | 1,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8464% | 3,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2443% | 2,269 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7908% | 2,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7380% | 1,930 |
| Percentage Net Loans Charged-off:Construction & development | 1.8041% | 1,811 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0276% | 2,662 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2569% | 2,559 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0153% | 5,803 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3760% | 2,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2026% | 2,130 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5055% | 1,700 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4831% | 2,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3309% | 2,582 |
| Percentage Net Loans Charged-off:Construction & development | 0.6936% | 1,968 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3933% | 1,835 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0231% | 5,846 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5803% | 1,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7846% | 1,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6053% | 1,505 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5542% | 2,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5038% | 1,620 |
| Percentage Net Loans Charged-off:Construction & development | 1.0937% | 1,203 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4274% | 1,358 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6286% | 992 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0296% | 1,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8848% | 2,221 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6067% | 2,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3968% | 1,961 |
| Percentage Net Loans Charged-off:Construction & development | 0.7913% | 1,731 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0378% | 3,612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2288% | 993 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0377% | 7,920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3710% | 879 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7985% | 2,771 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9561% | 548 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6241% | 1,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4204% | 1,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.8240% | 1,189 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0397% | 7,951 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0544% | 7,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3042% | 648 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1041% | 1,701 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5487% | 855 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1272% | 3,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1096% | 2,283 |
| Percentage Net Loans Charged-off:Construction & development | 0.2040% | 1,306 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2021% | 2,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3558% | 3,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8898% | 618 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2191% | 2,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1822% | 1,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.1416% | 918 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0068% | 325 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3990% | 204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3860% | 1,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5962% | 2,209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2535% | 330 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0747% | 4,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0294% | 3,302 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2421% | 1,095 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3171% | 832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6095% | 402 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0559% | 4,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9699% | 298 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0837% | 2,996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3961% | 142 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0086% | 4,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4399% | 2,305 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1142% | 3,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 3,193 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0382% | 2,132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0445% | 1,925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2244% | 835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1673% | 1,864 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0085% | 2,584 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0597% | 1,517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0685% | 1,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7516% | 471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2540% | 1,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 2,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0848% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0945% | 1,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6711% | 320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2797% | 983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8656% | 276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |