Home > Hamilton Savings Bank > Income and Expense
Hamilton Savings Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,902,000 | 4,061 |
| Total interest expense | $4,395,000 | 3,533 |
| Net interest income | $3,507,000 | 4,551 |
| Provision for loan and lease losses | $90,000 | 5,778 |
| Total noninterest income | $589,000 | 4,630 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $589,000 | 2,861 |
| Total noninterest expense | $3,519,000 | 3,805 |
| Salaries and employee benefits | $1,759,000 | 3,977 |
| Premises and equipment expense | $724,000 | 2,872 |
| Additional noninterest expense | $1,036,000 | 3,945 |
| Pre-tax net operating income | $487,000 | 6,601 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $167,000 | 5,302 |
| Income before extraordinary items | $320,000 | 7,018 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $320,000 | 7,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 9,276 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $320,000 | 6,899 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,722,000 | 4,247 |
| Total interest expense | $4,351,000 | 3,724 |
| Net interest income | $3,371,000 | 4,744 |
| Provision for loan and lease losses | $90,000 | 5,514 |
| Total noninterest income | $462,000 | 5,118 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $462,000 | 3,078 |
| Total noninterest expense | $3,005,000 | 4,224 |
| Salaries and employee benefits | $1,622,000 | 4,107 |
| Premises and equipment expense | $611,000 | 3,218 |
| Additional noninterest expense | $772,000 | 4,850 |
| Pre-tax net operating income | $738,000 | 6,082 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $21,000 | 7,823 |
| Income before extraordinary items | $717,000 | 5,351 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $717,000 | 5,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,044 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $717,000 | 5,356 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,196,000 | 4,294 |
| Total interest expense | $4,047,000 | 3,554 |
| Net interest income | $3,149,000 | 4,986 |
| Provision for loan and lease losses | $92,000 | 5,411 |
| Total noninterest income | $407,000 | 5,553 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $407,000 | 3,380 |
| Total noninterest expense | $2,815,000 | 4,451 |
| Salaries and employee benefits | $1,462,000 | 4,427 |
| Premises and equipment expense | $591,000 | 3,298 |
| Additional noninterest expense | $762,000 | 4,967 |
| Pre-tax net operating income | $649,000 | 6,525 |
| Securities gains (losses) | $-693,000 | 10,126 |
| Applicable income taxes | $2,000 | 8,682 |
| Income before extraordinary items | $-46,000 | 9,509 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-46,000 | 9,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,401 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $647,000 | 5,654 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,211,000 | 4,866 |
| Total interest expense | $3,435,000 | 4,204 |
| Net interest income | $2,776,000 | 5,444 |
| Provision for loan and lease losses | $53,000 | 6,503 |
| Total noninterest income | $236,000 | 7,149 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $236,000 | 4,536 |
| Total noninterest expense | $2,527,000 | 4,743 |
| Salaries and employee benefits | $1,276,000 | 4,841 |
| Premises and equipment expense | $568,000 | 3,333 |
| Additional noninterest expense | $683,000 | 5,259 |
| Pre-tax net operating income | $432,000 | 7,707 |
| Securities gains (losses) | $40,000 | 1,906 |
| Applicable income taxes | $13,000 | 9,016 |
| Income before extraordinary items | $459,000 | 6,856 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $459,000 | 6,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,626 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $420,200 | 6,992 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,395,000 | 5,488 |
| Total interest expense | $2,600,000 | 5,262 |
| Net interest income | $2,795,000 | 5,588 |
| Provision for loan and lease losses | $107,000 | 5,029 |
| Total noninterest income | $231,000 | 7,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $231,000 | 4,592 |
| Total noninterest expense | $2,007,000 | 5,647 |
| Salaries and employee benefits | $1,115,000 | 5,417 |
| Premises and equipment expense | $459,000 | 3,981 |
| Additional noninterest expense | $433,000 | 7,080 |
| Pre-tax net operating income | $912,000 | 6,108 |
| Securities gains (losses) | $28,000 | 1,673 |
| Applicable income taxes | $26,000 | 9,624 |
| Income before extraordinary items | $914,000 | 5,003 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $914,000 | 5,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,231 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $886,840 | 5,053 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,851,000 | 6,071 |
| Total interest expense | $2,199,000 | 6,049 |
| Net interest income | $2,652,000 | 5,960 |
| Provision for loan and lease losses | $61,000 | 6,063 |
| Total noninterest income | $198,000 | 8,258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $198,000 | 5,190 |
| Total noninterest expense | $2,334,000 | 5,283 |
| Salaries and employee benefits | $1,005,000 | 5,964 |
| Premises and equipment expense | $493,000 | 3,822 |
| Additional noninterest expense | $836,000 | 5,032 |
| Pre-tax net operating income | $455,000 | 8,190 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $11,000 | 10,352 |
| Income before extraordinary items | $444,000 | 7,280 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $444,000 | 7,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $444,000 | 7,224 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,500,000 | 6,462 |
| Total interest expense | $1,881,000 | 6,719 |
| Net interest income | $2,619,000 | 6,098 |
| Provision for loan and lease losses | $52,000 | 6,119 |
| Total noninterest income | $162,000 | 9,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $162,000 | 5,769 |
| Total noninterest expense | $1,921,000 | 6,177 |
| Salaries and employee benefits | $1,007,000 | 6,031 |
| Premises and equipment expense | $459,000 | 4,049 |
| Additional noninterest expense | $455,000 | 7,667 |
| Pre-tax net operating income | $808,000 | 6,801 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $14,000 | 10,859 |
| Income before extraordinary items | $794,000 | 5,479 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $794,000 | 5,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 2,315 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $794,000 | 5,458 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,185,000 | 6,485 |
| Total interest expense | $1,602,000 | 6,600 |
| Net interest income | $2,583,000 | 6,304 |
| Provision for loan and lease losses | $154,000 | 3,551 |
| Total noninterest income | $100,000 | 10,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $100,000 | 7,516 |
| Total noninterest expense | $1,857,000 | 6,550 |
| Salaries and employee benefits | $995,000 | 6,112 |
| Premises and equipment expense | $440,000 | 4,237 |
| Additional noninterest expense | $422,000 | 8,602 |
| Pre-tax net operating income | $672,000 | 7,576 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $19,000 | 11,165 |
| Income before extraordinary items | $653,000 | 6,202 |
| Extraordinary gains, net | $248,000 | 58 |
| Net income | $901,000 | 4,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $653,000 | 6,274 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,473,000 | 6,334 |
| Total interest expense | $1,791,000 | 6,354 |
| Net interest income | $2,682,000 | 6,194 |
| Provision for loan and lease losses | $395,000 | 2,491 |
| Total noninterest income | $345,000 | 7,089 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $345,000 | 4,141 |
| Total noninterest expense | $1,528,000 | 7,742 |
| Salaries and employee benefits | $686,000 | 8,093 |
| Premises and equipment expense | $416,000 | 4,571 |
| Additional noninterest expense | $426,000 | 8,967 |
| Pre-tax net operating income | $1,104,000 | 5,501 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $40,000 | 11,152 |
| Income before extraordinary items | $1,064,000 | 4,447 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,064,000 | 4,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 2,277 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,064,000 | 4,217 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,691,000 | 6,685 |
| Total interest expense | $2,387,000 | 6,209 |
| Net interest income | $2,304,000 | 6,999 |
| Provision for loan and lease losses | $1,893,000 | 1,206 |
| Total noninterest income | $1,228,000 | 2,814 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,228,000 | 1,748 |
| Total noninterest expense | $1,751,000 | 7,103 |
| Salaries and employee benefits | $831,000 | 7,056 |
| Premises and equipment expense | $396,000 | 4,831 |
| Additional noninterest expense | $524,000 | 8,251 |
| Pre-tax net operating income | $-112,000 | 12,964 |
| Securities gains (losses) | $422,000 | 1,235 |
| Applicable income taxes | $1,000 | 12,632 |
| Income before extraordinary items | $309,000 | 9,194 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $309,000 | 9,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,578,000 | 1,152 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-113,000 | 12,938 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.