Home > Hamilton Bank > Income and Expense
Hamilton Bank, Income and Expense
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,713,000 | 1,605 |
| Total interest expense | $1,486,000 | 1,033 |
| Net interest income | $3,227,000 | 1,858 |
| Provision for loan and lease losses | $300,000 | 677 |
| Total noninterest income | $323,000 | 2,440 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $90,000 | 2,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 2,229 |
| Total noninterest expense | $2,993,000 | 1,660 |
| Salaries and employee benefits | $1,650,000 | 1,734 |
| Premises and equipment expense | $376,000 | 1,535 |
| Additional noninterest expense | $967,000 | 1,547 |
| Pre-tax net operating income | $257,000 | 3,953 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $34,000 | 2,890 |
| Income before extraordinary items | $223,000 | 3,985 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $223,000 | 3,983 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $223,000 | 3,984 |
| Net charge-offs | $327,000 | 444 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $-6,000 | 5,317 |
| Net operating income | $223,000 | 3,980 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $19,171,000 | 1,498 |
| Total interest expense | $4,853,000 | 950 |
| Net interest income | $14,318,000 | 1,680 |
| Provision for loan and lease losses | $1,332,000 | 697 |
| Total noninterest income | $2,019,000 | 1,973 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $346,000 | 2,512 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,673,000 | 1,677 |
| Total noninterest expense | $12,569,000 | 1,546 |
| Salaries and employee benefits | $7,275,000 | 1,543 |
| Premises and equipment expense | $1,529,000 | 1,473 |
| Additional noninterest expense | $3,765,000 | 1,590 |
| Pre-tax net operating income | $2,436,000 | 2,822 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $5,341,000 | 454 |
| Income before extraordinary items | $-2,905,000 | 5,379 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-2,905,000 | 5,378 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-2,905,000 | 5,378 |
| Net charge-offs | $910,000 | 641 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $646,000 | 279 |
| Net operating income | $-2,905,000 | 5,379 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $14,427,000 | 1,480 |
| Total interest expense | $3,468,000 | 925 |
| Net interest income | $10,959,000 | 1,643 |
| Provision for loan and lease losses | $1,252,000 | 552 |
| Total noninterest income | $1,815,000 | 1,795 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $254,000 | 2,565 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,561,000 | 1,484 |
| Total noninterest expense | $9,452,000 | 1,545 |
| Salaries and employee benefits | $5,300,000 | 1,591 |
| Premises and equipment expense | $1,146,000 | 1,483 |
| Additional noninterest expense | $3,006,000 | 1,508 |
| Pre-tax net operating income | $2,070,000 | 2,682 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $5,341,000 | 389 |
| Income before extraordinary items | $-3,271,000 | 5,459 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-3,271,000 | 5,458 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-3,271,000 | 5,458 |
| Net charge-offs | $830,000 | 503 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $314,000 | 297 |
| Net operating income | $-3,271,000 | 5,458 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $9,530,000 | 1,478 |
| Total interest expense | $2,237,000 | 895 |
| Net interest income | $7,293,000 | 1,635 |
| Provision for loan and lease losses | $1,010,000 | 468 |
| Total noninterest income | $1,473,000 | 1,584 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $166,000 | 2,591 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,307,000 | 1,278 |
| Total noninterest expense | $6,389,000 | 1,540 |
| Salaries and employee benefits | $3,499,000 | 1,621 |
| Premises and equipment expense | $792,000 | 1,445 |
| Additional noninterest expense | $2,098,000 | 1,451 |
| Pre-tax net operating income | $1,367,000 | 2,664 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $5,341,000 | 286 |
| Income before extraordinary items | $-3,974,000 | 5,533 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-3,974,000 | 5,532 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-3,974,000 | 5,532 |
| Net charge-offs | $782,000 | 383 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $189,000 | 294 |
| Net operating income | $-3,974,000 | 5,532 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,624,000 | 1,503 |
| Total interest expense | $1,066,000 | 896 |
| Net interest income | $3,558,000 | 1,673 |
| Provision for loan and lease losses | $950,000 | 291 |
| Total noninterest income | $1,030,000 | 1,250 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $78,000 | 2,712 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $952,000 | 964 |
| Total noninterest expense | $3,163,000 | 1,567 |
| Salaries and employee benefits | $1,687,000 | 1,688 |
| Premises and equipment expense | $400,000 | 1,446 |
| Additional noninterest expense | $1,076,000 | 1,409 |
| Pre-tax net operating income | $475,000 | 3,179 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $-29,000 | 5,523 |
| Income before extraordinary items | $504,000 | 2,888 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $504,000 | 2,888 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $504,000 | 2,888 |
| Net charge-offs | $737,000 | 261 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 313 |
| Net operating income | $504,000 | 2,872 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $17,650,000 | 1,511 |
| Total interest expense | $3,368,000 | 975 |
| Net interest income | $14,282,000 | 1,639 |
| Provision for loan and lease losses | $2,980,000 | 362 |
| Total noninterest income | $1,294,000 | 2,582 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $290,000 | 2,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,004,000 | 2,286 |
| Total noninterest expense | $12,666,000 | 1,556 |
| Salaries and employee benefits | $6,897,000 | 1,605 |
| Premises and equipment expense | $1,564,000 | 1,462 |
| Additional noninterest expense | $4,205,000 | 1,451 |
| Pre-tax net operating income | $-70,000 | 5,483 |
| Securities gains (losses) | $-2,000 | 4,854 |
| Applicable income taxes | $1,950,000 | 1,290 |
| Income before extraordinary items | $-2,022,000 | 5,617 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-2,022,000 | 5,617 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-2,022,000 | 5,617 |
| Net charge-offs | $2,434,000 | 345 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $567,000 | 276 |
| Net operating income | $-2,020,000 | 5,617 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $13,116,000 | 1,522 |
| Total interest expense | $2,420,000 | 998 |
| Net interest income | $10,696,000 | 1,646 |
| Provision for loan and lease losses | $2,636,000 | 319 |
| Total noninterest income | $797,000 | 2,878 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $215,000 | 2,955 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $582,000 | 2,624 |
| Total noninterest expense | $9,392,000 | 1,579 |
| Salaries and employee benefits | $5,128,000 | 1,635 |
| Premises and equipment expense | $1,181,000 | 1,451 |
| Additional noninterest expense | $3,083,000 | 1,479 |
| Pre-tax net operating income | $-535,000 | 5,653 |
| Securities gains (losses) | $10,000 | 1,621 |
| Applicable income taxes | $-383,000 | 5,695 |
| Income before extraordinary items | $-142,000 | 5,594 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-142,000 | 5,594 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-142,000 | 5,594 |
| Net charge-offs | $2,228,000 | 277 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $255,000 | 321 |
| Net operating income | $-148,400 | 5,594 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,699,000 | 1,514 |
| Total interest expense | $1,566,000 | 995 |
| Net interest income | $7,133,000 | 1,633 |
| Provision for loan and lease losses | $2,515,000 | 235 |
| Total noninterest income | $499,000 | 2,971 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $142,000 | 2,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $357,000 | 2,731 |
| Total noninterest expense | $6,227,000 | 1,588 |
| Salaries and employee benefits | $3,323,000 | 1,676 |
| Premises and equipment expense | $825,000 | 1,400 |
| Additional noninterest expense | $2,079,000 | 1,462 |
| Pre-tax net operating income | $-1,110,000 | 5,756 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $-547,000 | 5,761 |
| Income before extraordinary items | $-563,000 | 5,728 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-563,000 | 5,728 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-563,000 | 5,728 |
| Net charge-offs | $2,221,000 | 212 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $139,000 | 315 |
| Net operating income | $-563,000 | 5,727 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,330,000 | 1,507 |
| Total interest expense | $744,000 | 1,021 |
| Net interest income | $3,586,000 | 1,598 |
| Provision for loan and lease losses | $2,355,000 | 162 |
| Total noninterest income | $221,000 | 3,152 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $66,000 | 3,076 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 2,889 |
| Total noninterest expense | $3,187,000 | 1,564 |
| Salaries and employee benefits | $1,634,000 | 1,718 |
| Premises and equipment expense | $447,000 | 1,319 |
| Additional noninterest expense | $1,106,000 | 1,372 |
| Pre-tax net operating income | $-1,735,000 | 5,845 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $-753,000 | 5,839 |
| Income before extraordinary items | $-982,000 | 5,827 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-982,000 | 5,827 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-982,000 | 5,827 |
| Net charge-offs | $2,223,000 | 138 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 408 |
| Net operating income | $-982,000 | 5,827 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $15,553,000 | 1,620 |
| Total interest expense | $2,786,000 | 1,036 |
| Net interest income | $12,767,000 | 1,759 |
| Provision for loan and lease losses | $1,290,000 | 733 |
| Total noninterest income | $1,002,000 | 3,041 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $224,000 | 3,433 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $778,000 | 2,694 |
| Total noninterest expense | $12,180,000 | 1,589 |
| Salaries and employee benefits | $6,321,000 | 1,701 |
| Premises and equipment expense | $1,870,000 | 1,256 |
| Additional noninterest expense | $3,989,000 | 1,535 |
| Pre-tax net operating income | $299,000 | 5,165 |
| Securities gains (losses) | $253,000 | 745 |
| Applicable income taxes | $64,000 | 3,513 |
| Income before extraordinary items | $488,000 | 4,756 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $488,000 | 4,755 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $488,000 | 4,755 |
| Net charge-offs | $1,243,000 | 557 |
| Cash dividends | $24,000,000 | 190 |
| Sale, conversion, retirement of capital stock, net | $582,000 | 262 |
| Net operating income | $265,360 | 5,140 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $11,199,000 | 1,700 |
| Total interest expense | $2,010,000 | 1,072 |
| Net interest income | $9,189,000 | 1,831 |
| Provision for loan and lease losses | $510,000 | 1,123 |
| Total noninterest income | $744,000 | 3,055 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $157,000 | 3,532 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $587,000 | 2,678 |
| Total noninterest expense | $9,098,000 | 1,598 |
| Salaries and employee benefits | $4,890,000 | 1,655 |
| Premises and equipment expense | $1,509,000 | 1,176 |
| Additional noninterest expense | $2,699,000 | 1,682 |
| Pre-tax net operating income | $325,000 | 5,007 |
| Securities gains (losses) | $229,000 | 732 |
| Applicable income taxes | $122,000 | 3,108 |
| Income before extraordinary items | $432,000 | 4,677 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $432,000 | 4,677 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $432,000 | 4,677 |
| Net charge-offs | $584,000 | 704 |
| Cash dividends | $24,000,000 | 154 |
| Sale, conversion, retirement of capital stock, net | $263,000 | 298 |
| Net operating income | $253,380 | 5,061 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,917,000 | 1,845 |
| Total interest expense | $1,234,000 | 1,161 |
| Net interest income | $5,683,000 | 1,967 |
| Provision for loan and lease losses | $460,000 | 914 |
| Total noninterest income | $451,000 | 3,201 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $98,000 | 3,626 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $353,000 | 2,823 |
| Total noninterest expense | $5,945,000 | 1,635 |
| Salaries and employee benefits | $3,089,000 | 1,737 |
| Premises and equipment expense | $1,112,000 | 1,064 |
| Additional noninterest expense | $1,744,000 | 1,735 |
| Pre-tax net operating income | $-271,000 | 5,939 |
| Securities gains (losses) | $229,000 | 536 |
| Applicable income taxes | $-57,000 | 5,966 |
| Income before extraordinary items | $15,000 | 5,758 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $15,000 | 5,756 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $15,000 | 5,756 |
| Net charge-offs | $579,000 | 538 |
| Cash dividends | $24,000,000 | 119 |
| Sale, conversion, retirement of capital stock, net | $154,000 | 314 |
| Net operating income | $-131,560 | 5,891 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,162,000 | 1,987 |
| Total interest expense | $558,000 | 1,272 |
| Net interest income | $2,604,000 | 2,109 |
| Provision for loan and lease losses | $250,000 | 792 |
| Total noninterest income | $199,000 | 3,382 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $50,000 | 3,593 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $149,000 | 2,991 |
| Total noninterest expense | $2,486,000 | 1,923 |
| Salaries and employee benefits | $1,347,000 | 1,976 |
| Premises and equipment expense | $335,000 | 1,703 |
| Additional noninterest expense | $804,000 | 1,845 |
| Pre-tax net operating income | $67,000 | 5,330 |
| Securities gains (losses) | $229,000 | 265 |
| Applicable income taxes | $103,000 | 2,435 |
| Income before extraordinary items | $193,000 | 4,284 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $193,000 | 4,281 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $193,000 | 4,283 |
| Net charge-offs | $564,000 | 306 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 347 |
| Net operating income | $44,150 | 5,464 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,516,000 | 2,275 |
| Total interest expense | $1,793,000 | 1,526 |
| Net interest income | $8,723,000 | 2,397 |
| Provision for loan and lease losses | $15,000 | 4,132 |
| Total noninterest income | $1,019,000 | 3,043 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $228,000 | 3,499 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $791,000 | 2,670 |
| Total noninterest expense | $8,785,000 | 2,122 |
| Salaries and employee benefits | $4,835,000 | 2,110 |
| Premises and equipment expense | $1,168,000 | 1,930 |
| Additional noninterest expense | $2,782,000 | 2,142 |
| Pre-tax net operating income | $942,000 | 4,177 |
| Securities gains (losses) | $42,000 | 1,766 |
| Applicable income taxes | $319,000 | 2,610 |
| Income before extraordinary items | $665,000 | 4,477 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $665,000 | 4,477 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $665,000 | 4,477 |
| Net charge-offs | $-37,000 | 5,488 |
| Cash dividends | $10,000,000 | 388 |
| Sale, conversion, retirement of capital stock, net | $597,000 | 287 |
| Net operating income | $636,440 | 4,485 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,312,000 | 2,441 |
| Total interest expense | $1,271,000 | 1,619 |
| Net interest income | $6,041,000 | 2,597 |
| Provision for loan and lease losses | $-55,000 | 5,871 |
| Total noninterest income | $801,000 | 2,972 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $172,000 | 3,504 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $629,000 | 2,609 |
| Total noninterest expense | $6,298,000 | 2,198 |
| Salaries and employee benefits | $3,474,000 | 2,194 |
| Premises and equipment expense | $863,000 | 1,980 |
| Additional noninterest expense | $1,961,000 | 2,243 |
| Pre-tax net operating income | $599,000 | 4,505 |
| Securities gains (losses) | $22,000 | 1,962 |
| Applicable income taxes | $187,000 | 2,874 |
| Income before extraordinary items | $434,000 | 4,745 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $434,000 | 4,748 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $434,000 | 4,749 |
| Net charge-offs | $175,000 | 1,673 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $301,000 | 311 |
| Net operating income | $418,600 | 4,747 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,751,000 | 2,495 |
| Total interest expense | $815,000 | 1,693 |
| Net interest income | $3,936,000 | 2,643 |
| Provision for loan and lease losses | $-175,000 | 6,103 |
| Total noninterest income | $581,000 | 2,861 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $114,000 | 3,506 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $467,000 | 2,484 |
| Total noninterest expense | $4,279,000 | 2,185 |
| Salaries and employee benefits | $2,369,000 | 2,170 |
| Premises and equipment expense | $587,000 | 1,953 |
| Additional noninterest expense | $1,323,000 | 2,222 |
| Pre-tax net operating income | $413,000 | 4,442 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $140,000 | 2,772 |
| Income before extraordinary items | $273,000 | 4,810 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $273,000 | 4,812 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $273,000 | 4,813 |
| Net charge-offs | $116,000 | 1,590 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $193,000 | 295 |
| Net operating income | $273,000 | 4,746 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,370,000 | 2,501 |
| Total interest expense | $412,000 | 1,688 |
| Net interest income | $1,958,000 | 2,657 |
| Provision for loan and lease losses | $-175,000 | 6,250 |
| Total noninterest income | $30,000 | 5,755 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $57,000 | 3,478 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-27,000 | 6,348 |
| Total noninterest expense | $2,245,000 | 2,110 |
| Salaries and employee benefits | $1,204,000 | 2,151 |
| Premises and equipment expense | $312,000 | 1,864 |
| Additional noninterest expense | $729,000 | 2,032 |
| Pre-tax net operating income | $-82,000 | 6,206 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-44,000 | 6,323 |
| Income before extraordinary items | $-38,000 | 6,164 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-38,000 | 6,165 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-38,000 | 6,165 |
| Net charge-offs | $99,000 | 1,124 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 282 |
| Net operating income | $-38,000 | 6,142 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,406,000 | 2,543 |
| Total interest expense | $1,801,000 | 1,616 |
| Net interest income | $7,605,000 | 2,736 |
| Provision for loan and lease losses | $720,000 | 1,103 |
| Total noninterest income | $477,000 | 4,350 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $264,000 | 3,435 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $213,000 | 4,456 |
| Total noninterest expense | $9,006,000 | 2,094 |
| Salaries and employee benefits | $4,990,000 | 2,053 |
| Premises and equipment expense | $1,161,000 | 1,974 |
| Additional noninterest expense | $2,855,000 | 2,123 |
| Pre-tax net operating income | $-1,644,000 | 6,417 |
| Securities gains (losses) | $310,000 | 593 |
| Applicable income taxes | $-606,000 | 6,397 |
| Income before extraordinary items | $-728,000 | 6,335 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-728,000 | 6,335 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-728,000 | 6,335 |
| Net charge-offs | $1,304,000 | 723 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $743,000 | 249 |
| Net operating income | $-926,400 | 6,357 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,086,000 | 2,547 |
| Total interest expense | $1,362,000 | 1,625 |
| Net interest income | $5,724,000 | 2,747 |
| Provision for loan and lease losses | $845,000 | 783 |
| Total noninterest income | $269,000 | 4,834 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $195,000 | 3,506 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $74,000 | 5,332 |
| Total noninterest expense | $6,872,000 | 2,062 |
| Salaries and employee benefits | $3,769,000 | 2,045 |
| Premises and equipment expense | $890,000 | 1,951 |
| Additional noninterest expense | $2,213,000 | 2,059 |
| Pre-tax net operating income | $-1,724,000 | 6,521 |
| Securities gains (losses) | $268,000 | 516 |
| Applicable income taxes | $-637,000 | 6,527 |
| Income before extraordinary items | $-819,000 | 6,452 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-819,000 | 6,451 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-819,000 | 6,451 |
| Net charge-offs | $1,299,000 | 548 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $441,000 | 248 |
| Net operating income | $-990,520 | 6,477 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,810,000 | 2,503 |
| Total interest expense | $910,000 | 1,646 |
| Net interest income | $3,900,000 | 2,679 |
| Provision for loan and lease losses | $675,000 | 662 |
| Total noninterest income | $51,000 | 6,090 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $128,000 | 3,522 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-77,000 | 6,573 |
| Total noninterest expense | $4,706,000 | 2,017 |
| Salaries and employee benefits | $2,503,000 | 2,059 |
| Premises and equipment expense | $604,000 | 1,935 |
| Additional noninterest expense | $1,599,000 | 1,913 |
| Pre-tax net operating income | $-1,430,000 | 6,605 |
| Securities gains (losses) | $102,000 | 773 |
| Applicable income taxes | $-565,000 | 6,610 |
| Income before extraordinary items | $-763,000 | 6,558 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-763,000 | 6,558 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-763,000 | 6,558 |
| Net charge-offs | $1,176,000 | 430 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $362,000 | 204 |
| Net operating income | $-828,280 | 6,560 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,433,000 | 2,467 |
| Total interest expense | $456,000 | 1,664 |
| Net interest income | $1,977,000 | 2,655 |
| Provision for loan and lease losses | $375,000 | 572 |
| Total noninterest income | $-159,000 | 6,701 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $67,000 | 3,417 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-226,000 | 6,697 |
| Total noninterest expense | $2,491,000 | 1,904 |
| Salaries and employee benefits | $1,255,000 | 2,067 |
| Premises and equipment expense | $320,000 | 1,873 |
| Additional noninterest expense | $916,000 | 1,670 |
| Pre-tax net operating income | $-1,048,000 | 6,693 |
| Securities gains (losses) | $80,000 | 508 |
| Applicable income taxes | $-390,000 | 6,693 |
| Income before extraordinary items | $-578,000 | 6,650 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-578,000 | 6,650 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-578,000 | 6,650 |
| Net charge-offs | $1,137,000 | 274 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $256,000 | 157 |
| Net operating income | $-629,200 | 6,654 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,412,000 | 2,335 |
| Total interest expense | $2,200,000 | 1,553 |
| Net interest income | $8,212,000 | 2,539 |
| Provision for loan and lease losses | $2,835,000 | 456 |
| Total noninterest income | $653,000 | 3,996 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $223,000 | 3,912 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $430,000 | 3,550 |
| Total noninterest expense | $8,489,000 | 2,223 |
| Salaries and employee benefits | $4,278,000 | 2,337 |
| Premises and equipment expense | $1,291,000 | 1,796 |
| Additional noninterest expense | $2,920,000 | 2,133 |
| Pre-tax net operating income | $-2,459,000 | 6,692 |
| Securities gains (losses) | $243,000 | 794 |
| Applicable income taxes | $-1,027,000 | 6,695 |
| Income before extraordinary items | $-1,189,000 | 6,609 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,189,000 | 6,608 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-1,189,000 | 6,609 |
| Net charge-offs | $2,230,000 | 689 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $161,000 | 472 |
| Net operating income | $-1,344,520 | 6,616 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,924,000 | 2,307 |
| Total interest expense | $1,724,000 | 1,525 |
| Net interest income | $6,200,000 | 2,541 |
| Provision for loan and lease losses | $2,656,000 | 377 |
| Total noninterest income | $538,000 | 3,896 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $156,000 | 4,070 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $382,000 | 3,388 |
| Total noninterest expense | $6,318,000 | 2,242 |
| Salaries and employee benefits | $3,186,000 | 2,360 |
| Premises and equipment expense | $995,000 | 1,775 |
| Additional noninterest expense | $2,137,000 | 2,174 |
| Pre-tax net operating income | $-2,236,000 | 6,803 |
| Securities gains (losses) | $247,000 | 726 |
| Applicable income taxes | $-894,000 | 6,824 |
| Income before extraordinary items | $-1,095,000 | 6,726 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-1,095,000 | 6,727 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,095,000 | 6,727 |
| Net charge-offs | $1,940,000 | 608 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $161,000 | 380 |
| Net operating income | $-1,253,080 | 6,730 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,322,000 | 2,302 |
| Total interest expense | $1,210,000 | 1,483 |
| Net interest income | $4,112,000 | 2,549 |
| Provision for loan and lease losses | $1,641,000 | 429 |
| Total noninterest income | $347,000 | 3,955 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $99,000 | 4,133 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $248,000 | 3,455 |
| Total noninterest expense | $4,170,000 | 2,273 |
| Salaries and employee benefits | $2,114,000 | 2,380 |
| Premises and equipment expense | $637,000 | 1,823 |
| Additional noninterest expense | $1,419,000 | 2,186 |
| Pre-tax net operating income | $-1,352,000 | 6,835 |
| Securities gains (losses) | $247,000 | 643 |
| Applicable income taxes | $-505,000 | 6,872 |
| Income before extraordinary items | $-600,000 | 6,752 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-600,000 | 6,754 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-600,000 | 6,753 |
| Net charge-offs | $1,354,000 | 620 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $161,000 | 292 |
| Net operating income | $-758,080 | 6,757 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,661,000 | 2,320 |
| Total interest expense | $635,000 | 1,464 |
| Net interest income | $2,026,000 | 2,587 |
| Provision for loan and lease losses | $1,337,000 | 300 |
| Total noninterest income | $172,000 | 3,912 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $48,000 | 4,162 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $124,000 | 3,449 |
| Total noninterest expense | $2,050,000 | 2,319 |
| Salaries and employee benefits | $1,043,000 | 2,433 |
| Premises and equipment expense | $319,000 | 1,867 |
| Additional noninterest expense | $688,000 | 2,262 |
| Pre-tax net operating income | $-1,189,000 | 6,944 |
| Securities gains (losses) | $151,000 | 559 |
| Applicable income taxes | $-439,000 | 6,986 |
| Income before extraordinary items | $-599,000 | 6,893 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-599,000 | 6,894 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-599,000 | 6,894 |
| Net charge-offs | $1,209,000 | 401 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $161,000 | 184 |
| Net operating income | $-695,640 | 6,900 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,211,000 | 2,317 |
| Total interest expense | $3,079,000 | 1,447 |
| Net interest income | $8,132,000 | 2,630 |
| Provision for loan and lease losses | $2,724,000 | 833 |
| Total noninterest income | $708,000 | 3,871 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $159,000 | 4,674 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $549,000 | 3,221 |
| Total noninterest expense | $7,390,000 | 2,541 |
| Salaries and employee benefits | $3,547,000 | 2,750 |
| Premises and equipment expense | $1,271,000 | 1,852 |
| Additional noninterest expense | $2,572,000 | 2,496 |
| Pre-tax net operating income | $-1,274,000 | 6,711 |
| Securities gains (losses) | $288,000 | 1,394 |
| Applicable income taxes | $-407,000 | 6,875 |
| Income before extraordinary items | $-579,000 | 6,610 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-579,000 | 6,604 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-579,000 | 6,606 |
| Net charge-offs | $2,250,000 | 1,063 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $13,338,000 | 31 |
| Net operating income | $-763,320 | 6,608 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,599,000 | 2,319 |
| Total interest expense | $2,376,000 | 1,473 |
| Net interest income | $6,223,000 | 2,635 |
| Provision for loan and lease losses | $2,389,000 | 736 |
| Total noninterest income | $536,000 | 3,878 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $115,000 | 4,816 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $421,000 | 3,198 |
| Total noninterest expense | $5,676,000 | 2,497 |
| Salaries and employee benefits | $2,779,000 | 2,657 |
| Premises and equipment expense | $947,000 | 1,879 |
| Additional noninterest expense | $1,950,000 | 2,474 |
| Pre-tax net operating income | $-1,306,000 | 6,897 |
| Securities gains (losses) | $260,000 | 1,237 |
| Applicable income taxes | $-401,000 | 7,028 |
| Income before extraordinary items | $-645,000 | 6,804 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-645,000 | 6,801 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-645,000 | 6,802 |
| Net charge-offs | $2,036,000 | 916 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-811,400 | 6,796 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,877,000 | 2,285 |
| Total interest expense | $1,639,000 | 1,479 |
| Net interest income | $4,238,000 | 2,572 |
| Provision for loan and lease losses | $2,389,000 | 562 |
| Total noninterest income | $299,000 | 4,224 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $74,000 | 4,879 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $225,000 | 3,502 |
| Total noninterest expense | $3,636,000 | 2,594 |
| Salaries and employee benefits | $1,712,000 | 2,853 |
| Premises and equipment expense | $625,000 | 1,896 |
| Additional noninterest expense | $1,299,000 | 2,490 |
| Pre-tax net operating income | $-1,488,000 | 7,042 |
| Securities gains (losses) | $260,000 | 943 |
| Applicable income taxes | $-443,000 | 7,125 |
| Income before extraordinary items | $-785,000 | 6,954 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-785,000 | 6,953 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-785,000 | 6,954 |
| Net charge-offs | $1,751,000 | 761 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-951,400 | 6,973 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,980,000 | 2,265 |
| Total interest expense | $851,000 | 1,477 |
| Net interest income | $2,129,000 | 2,570 |
| Provision for loan and lease losses | $2,331,000 | 308 |
| Total noninterest income | $163,000 | 4,056 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $35,000 | 4,954 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $128,000 | 3,301 |
| Total noninterest expense | $1,718,000 | 2,718 |
| Salaries and employee benefits | $781,000 | 3,082 |
| Premises and equipment expense | $438,000 | 1,356 |
| Additional noninterest expense | $499,000 | 3,100 |
| Pre-tax net operating income | $-1,757,000 | 7,228 |
| Securities gains (losses) | $209,000 | 585 |
| Applicable income taxes | $-540,000 | 7,252 |
| Income before extraordinary items | $-1,008,000 | 7,172 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,008,000 | 7,172 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,008,000 | 7,172 |
| Net charge-offs | $248,000 | 1,658 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-1,143,850 | 7,176 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,700,000 | 2,203 |
| Total interest expense | $4,232,000 | 1,432 |
| Net interest income | $8,468,000 | 2,583 |
| Provision for loan and lease losses | $657,000 | 3,042 |
| Total noninterest income | $516,000 | 4,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $516,000 | 3,075 |
| Total noninterest expense | $6,718,000 | 2,755 |
| Salaries and employee benefits | $3,657,000 | 2,636 |
| Premises and equipment expense | $1,563,000 | 1,584 |
| Additional noninterest expense | $1,498,000 | 3,879 |
| Pre-tax net operating income | $1,609,000 | 2,917 |
| Securities gains (losses) | $207,000 | 1,425 |
| Applicable income taxes | $545,000 | 1,949 |
| Income before extraordinary items | $1,271,000 | 3,102 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,271,000 | 3,105 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,271,000 | 3,105 |
| Net charge-offs | $616,000 | 2,924 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,126,100 | 3,218 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,721,000 | 2,182 |
| Total interest expense | $3,307,000 | 1,433 |
| Net interest income | $6,414,000 | 2,576 |
| Provision for loan and lease losses | $687,000 | 2,467 |
| Total noninterest income | $406,000 | 4,299 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $406,000 | 3,019 |
| Total noninterest expense | $5,100,000 | 2,734 |
| Salaries and employee benefits | $2,789,000 | 2,583 |
| Premises and equipment expense | $1,175,000 | 1,601 |
| Additional noninterest expense | $1,136,000 | 3,831 |
| Pre-tax net operating income | $1,033,000 | 3,249 |
| Securities gains (losses) | $207,000 | 1,193 |
| Applicable income taxes | $349,000 | 2,093 |
| Income before extraordinary items | $891,000 | 3,291 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $891,000 | 3,293 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $891,000 | 3,292 |
| Net charge-offs | $696,000 | 2,289 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $741,960 | 3,536 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,524,000 | 2,184 |
| Total interest expense | $2,301,000 | 1,422 |
| Net interest income | $4,223,000 | 2,613 |
| Provision for loan and lease losses | $368,000 | 2,705 |
| Total noninterest income | $274,000 | 4,287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $274,000 | 3,012 |
| Total noninterest expense | $3,368,000 | 2,777 |
| Salaries and employee benefits | $1,823,000 | 2,653 |
| Premises and equipment expense | $712,000 | 1,772 |
| Additional noninterest expense | $833,000 | 3,637 |
| Pre-tax net operating income | $761,000 | 3,033 |
| Securities gains (losses) | $33,000 | 1,841 |
| Applicable income taxes | $206,000 | 2,202 |
| Income before extraordinary items | $588,000 | 3,223 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $588,000 | 3,224 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $588,000 | 3,224 |
| Net charge-offs | $367,000 | 2,458 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $563,580 | 3,242 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,211,000 | 2,233 |
| Total interest expense | $1,199,000 | 1,419 |
| Net interest income | $2,012,000 | 2,716 |
| Provision for loan and lease losses | $25,000 | 4,826 |
| Total noninterest income | $132,000 | 4,412 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $132,000 | 3,119 |
| Total noninterest expense | $1,656,000 | 2,834 |
| Salaries and employee benefits | $897,000 | 2,706 |
| Premises and equipment expense | $334,000 | 1,932 |
| Additional noninterest expense | $425,000 | 3,586 |
| Pre-tax net operating income | $463,000 | 2,701 |
| Securities gains (losses) | $31,000 | 940 |
| Applicable income taxes | $154,000 | 1,775 |
| Income before extraordinary items | $340,000 | 2,986 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $340,000 | 2,985 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $340,000 | 2,986 |
| Net charge-offs | $86,000 | 2,893 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $318,610 | 3,044 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,623,000 | 2,378 |
| Total interest expense | $5,493,000 | 1,518 |
| Net interest income | $7,130,000 | 3,024 |
| Provision for loan and lease losses | $364,000 | 4,580 |
| Total noninterest income | $528,000 | 4,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $528,000 | 3,107 |
| Total noninterest expense | $6,094,000 | 3,066 |
| Salaries and employee benefits | $3,215,000 | 2,940 |
| Premises and equipment expense | $1,277,000 | 1,989 |
| Additional noninterest expense | $1,602,000 | 3,829 |
| Pre-tax net operating income | $1,200,000 | 3,085 |
| Securities gains (losses) | $429,000 | 1,004 |
| Applicable income taxes | $418,000 | 2,053 |
| Income before extraordinary items | $1,211,000 | 2,895 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,211,000 | 2,892 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,211,000 | 2,896 |
| Net charge-offs | $33,000 | 6,156 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $893,540 | 3,315 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,521,000 | 2,423 |
| Total interest expense | $4,176,000 | 1,557 |
| Net interest income | $5,345,000 | 3,065 |
| Provision for loan and lease losses | $174,000 | 5,104 |
| Total noninterest income | $383,000 | 4,598 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $383,000 | 3,174 |
| Total noninterest expense | $4,603,000 | 3,058 |
| Salaries and employee benefits | $2,437,000 | 2,917 |
| Premises and equipment expense | $947,000 | 2,035 |
| Additional noninterest expense | $1,219,000 | 3,765 |
| Pre-tax net operating income | $951,000 | 3,186 |
| Securities gains (losses) | $180,000 | 1,458 |
| Applicable income taxes | $259,000 | 2,292 |
| Income before extraordinary items | $872,000 | 3,140 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $872,000 | 3,138 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $872,000 | 3,140 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $733,400 | 3,297 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,317,000 | 2,459 |
| Total interest expense | $2,797,000 | 1,615 |
| Net interest income | $3,520,000 | 3,096 |
| Provision for loan and lease losses | $44,000 | 5,963 |
| Total noninterest income | $244,000 | 4,680 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $244,000 | 3,164 |
| Total noninterest expense | $3,053,000 | 3,071 |
| Salaries and employee benefits | $1,583,000 | 2,997 |
| Premises and equipment expense | $627,000 | 2,061 |
| Additional noninterest expense | $843,000 | 3,658 |
| Pre-tax net operating income | $667,000 | 3,121 |
| Securities gains (losses) | $5,000 | 2,788 |
| Applicable income taxes | $129,000 | 2,556 |
| Income before extraordinary items | $543,000 | 3,262 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $543,000 | 3,258 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $543,000 | 3,261 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $538,950 | 3,168 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,156,000 | 2,516 |
| Total interest expense | $1,385,000 | 1,702 |
| Net interest income | $1,771,000 | 3,103 |
| Provision for loan and lease losses | $18,000 | 5,796 |
| Total noninterest income | $113,000 | 4,834 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $113,000 | 3,284 |
| Total noninterest expense | $1,447,000 | 3,238 |
| Salaries and employee benefits | $707,000 | 3,375 |
| Premises and equipment expense | $305,000 | 2,172 |
| Additional noninterest expense | $435,000 | 3,579 |
| Pre-tax net operating income | $419,000 | 2,756 |
| Securities gains (losses) | $5,000 | 1,894 |
| Applicable income taxes | $125,000 | 1,902 |
| Income before extraordinary items | $299,000 | 3,134 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $299,000 | 3,131 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $299,000 | 3,134 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $295,450 | 3,050 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,722,000 | 3,055 |
| Total interest expense | $6,056,000 | 1,909 |
| Net interest income | $4,666,000 | 4,121 |
| Provision for loan and lease losses | $41,000 | 6,942 |
| Total noninterest income | $347,000 | 5,370 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $347,000 | 3,747 |
| Total noninterest expense | $4,351,000 | 4,100 |
| Salaries and employee benefits | $2,359,000 | 3,862 |
| Premises and equipment expense | $860,000 | 2,932 |
| Additional noninterest expense | $1,132,000 | 4,886 |
| Pre-tax net operating income | $621,000 | 3,728 |
| Securities gains (losses) | $546,000 | 829 |
| Applicable income taxes | $342,000 | 1,910 |
| Income before extraordinary items | $825,000 | 3,096 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $825,000 | 3,096 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $825,000 | 3,096 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $437,340 | 3,976 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,842,000 | 3,168 |
| Total interest expense | $4,630,000 | 1,954 |
| Net interest income | $3,212,000 | 4,390 |
| Provision for loan and lease losses | $23,000 | 6,901 |
| Total noninterest income | $252,000 | 5,499 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $252,000 | 3,891 |
| Total noninterest expense | $3,003,000 | 4,353 |
| Salaries and employee benefits | $1,721,000 | 3,976 |
| Premises and equipment expense | $615,000 | 3,097 |
| Additional noninterest expense | $667,000 | 5,551 |
| Pre-tax net operating income | $438,000 | 4,067 |
| Securities gains (losses) | $246,000 | 1,155 |
| Applicable income taxes | $193,000 | 2,360 |
| Income before extraordinary items | $491,000 | 3,721 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $491,000 | 3,719 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $491,000 | 3,720 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $313,880 | 4,313 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,186,000 | 3,226 |
| Total interest expense | $3,177,000 | 1,999 |
| Net interest income | $2,009,000 | 4,570 |
| Provision for loan and lease losses | $12,000 | 6,848 |
| Total noninterest income | $163,000 | 5,575 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $163,000 | 3,969 |
| Total noninterest expense | $1,908,000 | 4,514 |
| Salaries and employee benefits | $1,175,000 | 3,950 |
| Premises and equipment expense | $396,000 | 3,203 |
| Additional noninterest expense | $337,000 | 6,248 |
| Pre-tax net operating income | $252,000 | 4,370 |
| Securities gains (losses) | $126,000 | 1,320 |
| Applicable income taxes | $115,000 | 2,507 |
| Income before extraordinary items | $263,000 | 4,169 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $263,000 | 4,169 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $263,000 | 4,169 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $174,800 | 4,614 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,590,000 | 3,242 |
| Total interest expense | $1,636,000 | 2,016 |
| Net interest income | $954,000 | 4,713 |
| Provision for loan and lease losses | $6,000 | 6,481 |
| Total noninterest income | $97,000 | 5,261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $97,000 | 3,699 |
| Total noninterest expense | $864,000 | 4,727 |
| Salaries and employee benefits | $533,000 | 4,253 |
| Premises and equipment expense | $195,000 | 3,290 |
| Additional noninterest expense | $136,000 | 6,542 |
| Pre-tax net operating income | $181,000 | 4,205 |
| Securities gains (losses) | $10,000 | 1,902 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $191,000 | 3,941 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $191,000 | 3,943 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $191,000 | 3,943 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $181,000 | 3,884 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,884,000 | 3,316 |
| Total interest expense | $7,279,000 | 2,133 |
| Net interest income | $3,605,000 | 4,894 |
| Provision for loan and lease losses | $4,000 | 7,286 |
| Total noninterest income | $371,000 | 5,418 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $371,000 | 3,708 |
| Total noninterest expense | $4,033,000 | 4,213 |
| Salaries and employee benefits | $2,550,000 | 3,727 |
| Premises and equipment expense | $770,000 | 3,271 |
| Additional noninterest expense | $713,000 | 5,756 |
| Pre-tax net operating income | $-61,000 | 6,412 |
| Securities gains (losses) | $135,000 | 931 |
| Applicable income taxes | $-266,000 | 7,295 |
| Income before extraordinary items | $340,000 | 4,952 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $340,000 | 4,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,902 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $205,000 | 5,624 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,273,000 | 3,332 |
| Total interest expense | $5,557,000 | 2,178 |
| Net interest income | $2,716,000 | 4,911 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $300,000 | 5,368 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $300,000 | 3,691 |
| Total noninterest expense | $3,152,000 | 4,082 |
| Salaries and employee benefits | $2,042,000 | 3,556 |
| Premises and equipment expense | $559,000 | 3,373 |
| Additional noninterest expense | $551,000 | 5,654 |
| Pre-tax net operating income | $-136,000 | 6,962 |
| Securities gains (losses) | $117,000 | 865 |
| Applicable income taxes | $-266,000 | 7,718 |
| Income before extraordinary items | $247,000 | 5,460 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $247,000 | 5,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,737 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $172,120 | 6,013 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,481,000 | 3,399 |
| Total interest expense | $3,843,000 | 2,190 |
| Net interest income | $1,638,000 | 5,212 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $182,000 | 5,630 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $182,000 | 3,938 |
| Total noninterest expense | $2,167,000 | 3,995 |
| Salaries and employee benefits | $1,470,000 | 3,385 |
| Premises and equipment expense | $368,000 | 3,432 |
| Additional noninterest expense | $329,000 | 5,928 |
| Pre-tax net operating income | $-347,000 | 7,481 |
| Securities gains (losses) | $117,000 | 854 |
| Applicable income taxes | $-266,000 | 8,048 |
| Income before extraordinary items | $36,000 | 6,782 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $36,000 | 6,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-38,880 | 7,099 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,770,000 | 3,450 |
| Total interest expense | $2,011,000 | 2,228 |
| Net interest income | $759,000 | 5,457 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $88,000 | 5,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $88,000 | 4,007 |
| Total noninterest expense | $1,271,000 | 3,538 |
| Salaries and employee benefits | $905,000 | 2,814 |
| Premises and equipment expense | $193,000 | 3,338 |
| Additional noninterest expense | $173,000 | 5,772 |
| Pre-tax net operating income | $-424,000 | 8,025 |
| Securities gains (losses) | $117,000 | 638 |
| Applicable income taxes | $-64,000 | 8,068 |
| Income before extraordinary items | $-243,000 | 7,906 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-243,000 | 7,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-335,430 | 7,995 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,624,000 | 3,363 |
| Total interest expense | $8,233,000 | 2,264 |
| Net interest income | $3,391,000 | 5,144 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $326,000 | 5,882 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $326,000 | 4,099 |
| Total noninterest expense | $4,944,000 | 3,463 |
| Salaries and employee benefits | $3,533,000 | 2,781 |
| Premises and equipment expense | $719,000 | 3,378 |
| Additional noninterest expense | $692,000 | 5,769 |
| Pre-tax net operating income | $-1,227,000 | 8,121 |
| Securities gains (losses) | $177,000 | 469 |
| Applicable income taxes | $-270,000 | 8,187 |
| Income before extraordinary items | $-780,000 | 8,027 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-780,000 | 8,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-910,980 | 8,073 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,759,000 | 3,367 |
| Total interest expense | $6,165,000 | 2,272 |
| Net interest income | $2,594,000 | 5,086 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $245,000 | 5,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $245,000 | 4,127 |
| Total noninterest expense | $3,550,000 | 3,579 |
| Salaries and employee benefits | $2,486,000 | 2,942 |
| Premises and equipment expense | $552,000 | 3,287 |
| Additional noninterest expense | $512,000 | 5,755 |
| Pre-tax net operating income | $-711,000 | 8,191 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-185,000 | 8,308 |
| Income before extraordinary items | $-526,000 | 8,149 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-526,000 | 8,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-526,000 | 8,135 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,823,000 | 3,383 |
| Total interest expense | $4,031,000 | 2,313 |
| Net interest income | $1,792,000 | 5,013 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $158,000 | 6,037 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $158,000 | 4,221 |
| Total noninterest expense | $2,104,000 | 3,973 |
| Salaries and employee benefits | $1,416,000 | 3,398 |
| Premises and equipment expense | $378,000 | 3,225 |
| Additional noninterest expense | $310,000 | 6,033 |
| Pre-tax net operating income | $-154,000 | 8,046 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-53,000 | 8,298 |
| Income before extraordinary items | $-101,000 | 8,000 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-101,000 | 7,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-101,000 | 7,993 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,887,000 | 3,383 |
| Total interest expense | $1,943,000 | 2,372 |
| Net interest income | $944,000 | 4,851 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $73,000 | 6,151 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $73,000 | 4,379 |
| Total noninterest expense | $968,000 | 4,237 |
| Salaries and employee benefits | $630,000 | 3,750 |
| Premises and equipment expense | $195,000 | 3,183 |
| Additional noninterest expense | $143,000 | 6,257 |
| Pre-tax net operating income | $49,000 | 7,299 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $5,000 | 5,693 |
| Income before extraordinary items | $44,000 | 7,243 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $44,000 | 7,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $44,000 | 7,236 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,063,000 | 3,302 |
| Total interest expense | $7,109,000 | 2,254 |
| Net interest income | $3,954,000 | 4,688 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $209,000 | 6,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $209,000 | 5,041 |
| Total noninterest expense | $3,473,000 | 4,424 |
| Salaries and employee benefits | $2,164,000 | 4,033 |
| Premises and equipment expense | $681,000 | 3,400 |
| Additional noninterest expense | $628,000 | 5,931 |
| Pre-tax net operating income | $690,000 | 5,942 |
| Securities gains (losses) | $64,000 | 635 |
| Applicable income taxes | $266,000 | 3,962 |
| Income before extraordinary items | $488,000 | 6,201 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $488,000 | 6,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $446,400 | 6,340 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,203,000 | 3,306 |
| Total interest expense | $5,181,000 | 2,248 |
| Net interest income | $3,022,000 | 4,671 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $127,000 | 7,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $127,000 | 5,430 |
| Total noninterest expense | $2,590,000 | 4,431 |
| Salaries and employee benefits | $1,595,000 | 4,066 |
| Premises and equipment expense | $504,000 | 3,449 |
| Additional noninterest expense | $491,000 | 5,817 |
| Pre-tax net operating income | $559,000 | 6,009 |
| Securities gains (losses) | $64,000 | 515 |
| Applicable income taxes | $228,000 | 3,964 |
| Income before extraordinary items | $395,000 | 6,258 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $395,000 | 6,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $354,040 | 6,446 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,378,000 | 3,307 |
| Total interest expense | $3,327,000 | 2,235 |
| Net interest income | $2,051,000 | 4,646 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $83,000 | 7,281 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $83,000 | 5,507 |
| Total noninterest expense | $1,719,000 | 4,459 |
| Salaries and employee benefits | $1,051,000 | 4,123 |
| Premises and equipment expense | $336,000 | 3,438 |
| Additional noninterest expense | $332,000 | 5,772 |
| Pre-tax net operating income | $415,000 | 5,825 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $159,000 | 3,928 |
| Income before extraordinary items | $256,000 | 6,334 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $256,000 | 6,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $256,000 | 6,337 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,661,000 | 3,278 |
| Total interest expense | $1,597,000 | 2,207 |
| Net interest income | $1,064,000 | 4,526 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $39,000 | 7,341 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $39,000 | 5,582 |
| Total noninterest expense | $946,000 | 4,168 |
| Salaries and employee benefits | $617,000 | 3,679 |
| Premises and equipment expense | $171,000 | 3,403 |
| Additional noninterest expense | $158,000 | 5,910 |
| Pre-tax net operating income | $157,000 | 6,325 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $60,000 | 4,268 |
| Income before extraordinary items | $97,000 | 6,781 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $97,000 | 6,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $97,000 | 6,779 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,386,000 | 3,054 |
| Total interest expense | $5,675,000 | 1,983 |
| Net interest income | $4,711,000 | 4,130 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $172,000 | 7,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $172,000 | 5,473 |
| Total noninterest expense | $3,603,000 | 4,196 |
| Salaries and employee benefits | $2,233,000 | 3,808 |
| Premises and equipment expense | $727,000 | 3,144 |
| Additional noninterest expense | $643,000 | 5,831 |
| Pre-tax net operating income | $1,280,000 | 4,766 |
| Securities gains (losses) | $86,000 | 747 |
| Applicable income taxes | $439,000 | 3,564 |
| Income before extraordinary items | $927,000 | 5,009 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $927,000 | 5,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $868,520 | 5,136 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,722,000 | 3,024 |
| Total interest expense | $4,127,000 | 1,933 |
| Net interest income | $3,595,000 | 4,077 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $129,000 | 7,322 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $129,000 | 5,472 |
| Total noninterest expense | $2,625,000 | 4,254 |
| Salaries and employee benefits | $1,629,000 | 3,860 |
| Premises and equipment expense | $534,000 | 3,175 |
| Additional noninterest expense | $462,000 | 5,944 |
| Pre-tax net operating income | $1,099,000 | 4,539 |
| Securities gains (losses) | $84,000 | 712 |
| Applicable income taxes | $375,000 | 3,430 |
| Income before extraordinary items | $808,000 | 4,728 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $808,000 | 4,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $750,880 | 4,882 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,085,000 | 2,992 |
| Total interest expense | $2,664,000 | 1,872 |
| Net interest income | $2,421,000 | 4,031 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $86,000 | 7,300 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $86,000 | 5,460 |
| Total noninterest expense | $1,678,000 | 4,379 |
| Salaries and employee benefits | $1,011,000 | 4,037 |
| Premises and equipment expense | $363,000 | 3,091 |
| Additional noninterest expense | $304,000 | 5,956 |
| Pre-tax net operating income | $829,000 | 4,204 |
| Securities gains (losses) | $84,000 | 628 |
| Applicable income taxes | $282,000 | 3,208 |
| Income before extraordinary items | $631,000 | 4,286 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $631,000 | 4,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $573,040 | 4,485 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,504,000 | 2,988 |
| Total interest expense | $1,287,000 | 1,844 |
| Net interest income | $1,217,000 | 4,020 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $46,000 | 7,202 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $46,000 | 5,356 |
| Total noninterest expense | $918,000 | 4,098 |
| Salaries and employee benefits | $609,000 | 3,521 |
| Premises and equipment expense | $168,000 | 3,336 |
| Additional noninterest expense | $141,000 | 6,213 |
| Pre-tax net operating income | $345,000 | 4,632 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $141,000 | 3,203 |
| Income before extraordinary items | $204,000 | 5,370 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $204,000 | 5,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $204,000 | 5,338 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,046,000 | 2,815 |
| Total interest expense | $5,144,000 | 1,603 |
| Net interest income | $4,902,000 | 3,858 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $159,000 | 7,525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $159,000 | 5,573 |
| Total noninterest expense | $3,461,000 | 4,216 |
| Salaries and employee benefits | $2,210,000 | 3,678 |
| Premises and equipment expense | $678,000 | 3,211 |
| Additional noninterest expense | $573,000 | 6,134 |
| Pre-tax net operating income | $1,600,000 | 4,085 |
| Securities gains (losses) | $145,000 | 1,001 |
| Applicable income taxes | $646,000 | 2,908 |
| Income before extraordinary items | $1,099,000 | 4,447 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,099,000 | 4,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,006,200 | 4,612 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,524,000 | 2,784 |
| Total interest expense | $3,856,000 | 1,572 |
| Net interest income | $3,668,000 | 3,855 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $119,000 | 7,568 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $119,000 | 5,588 |
| Total noninterest expense | $2,623,000 | 4,145 |
| Salaries and employee benefits | $1,658,000 | 3,668 |
| Premises and equipment expense | $507,000 | 3,221 |
| Additional noninterest expense | $458,000 | 5,887 |
| Pre-tax net operating income | $1,164,000 | 4,231 |
| Securities gains (losses) | $140,000 | 972 |
| Applicable income taxes | $483,000 | 2,962 |
| Income before extraordinary items | $821,000 | 4,556 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $821,000 | 4,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $731,400 | 4,759 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,995,000 | 2,790 |
| Total interest expense | $2,576,000 | 1,542 |
| Net interest income | $2,419,000 | 3,884 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $80,000 | 7,595 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $80,000 | 5,602 |
| Total noninterest expense | $1,702,000 | 4,260 |
| Salaries and employee benefits | $1,068,000 | 3,783 |
| Premises and equipment expense | $346,000 | 3,164 |
| Additional noninterest expense | $288,000 | 6,101 |
| Pre-tax net operating income | $797,000 | 4,123 |
| Securities gains (losses) | $119,000 | 929 |
| Applicable income taxes | $356,000 | 2,772 |
| Income before extraordinary items | $560,000 | 4,426 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $560,000 | 4,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $483,840 | 4,727 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,496,000 | 2,794 |
| Total interest expense | $1,300,000 | 1,539 |
| Net interest income | $1,196,000 | 3,903 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $38,000 | 7,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $38,000 | 5,668 |
| Total noninterest expense | $805,000 | 4,454 |
| Salaries and employee benefits | $507,000 | 3,963 |
| Premises and equipment expense | $164,000 | 3,328 |
| Additional noninterest expense | $134,000 | 6,328 |
| Pre-tax net operating income | $429,000 | 3,914 |
| Securities gains (losses) | $96,000 | 827 |
| Applicable income taxes | $205,000 | 2,536 |
| Income before extraordinary items | $320,000 | 4,097 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $320,000 | 4,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $258,560 | 4,535 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,010,000 | 2,582 |
| Total interest expense | $6,389,000 | 1,388 |
| Net interest income | $4,621,000 | 3,922 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $233,000 | 7,069 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $233,000 | 4,981 |
| Total noninterest expense | $3,534,000 | 4,078 |
| Salaries and employee benefits | $2,233,000 | 3,578 |
| Premises and equipment expense | $789,000 | 2,798 |
| Additional noninterest expense | $512,000 | 6,492 |
| Pre-tax net operating income | $1,320,000 | 4,436 |
| Securities gains (losses) | $615,000 | 660 |
| Applicable income taxes | $691,000 | 2,825 |
| Income before extraordinary items | $1,244,000 | 4,038 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,244,000 | 4,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $850,400 | 4,922 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,457,000 | 2,568 |
| Total interest expense | $5,014,000 | 1,393 |
| Net interest income | $3,443,000 | 3,956 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $190,000 | 6,978 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $190,000 | 4,901 |
| Total noninterest expense | $2,696,000 | 4,007 |
| Salaries and employee benefits | $1,727,000 | 3,483 |
| Premises and equipment expense | $617,000 | 2,705 |
| Additional noninterest expense | $352,000 | 6,697 |
| Pre-tax net operating income | $937,000 | 4,728 |
| Securities gains (losses) | $538,000 | 650 |
| Applicable income taxes | $507,000 | 2,996 |
| Income before extraordinary items | $968,000 | 4,060 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $968,000 | 4,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $612,920 | 5,162 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,806,000 | 2,507 |
| Total interest expense | $3,457,000 | 1,398 |
| Net interest income | $2,349,000 | 3,886 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $127,000 | 6,961 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $127,000 | 4,888 |
| Total noninterest expense | $1,852,000 | 3,910 |
| Salaries and employee benefits | $1,176,000 | 3,419 |
| Premises and equipment expense | $428,000 | 2,597 |
| Additional noninterest expense | $248,000 | 6,551 |
| Pre-tax net operating income | $624,000 | 4,729 |
| Securities gains (losses) | $374,000 | 699 |
| Applicable income taxes | $327,000 | 3,075 |
| Income before extraordinary items | $671,000 | 3,979 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $671,000 | 3,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $420,420 | 5,076 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,941,000 | 2,493 |
| Total interest expense | $1,755,000 | 1,407 |
| Net interest income | $1,186,000 | 3,861 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $59,000 | 7,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $59,000 | 4,952 |
| Total noninterest expense | $941,000 | 3,845 |
| Salaries and employee benefits | $595,000 | 3,393 |
| Premises and equipment expense | $204,000 | 2,714 |
| Additional noninterest expense | $142,000 | 6,123 |
| Pre-tax net operating income | $304,000 | 4,753 |
| Securities gains (losses) | $194,000 | 668 |
| Applicable income taxes | $144,000 | 3,290 |
| Income before extraordinary items | $354,000 | 3,769 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $354,000 | 3,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $216,260 | 4,924 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,664,000 | 2,445 |
| Total interest expense | $7,825,000 | 1,442 |
| Net interest income | $4,839,000 | 3,760 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $228,000 | 7,045 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $228,000 | 4,770 |
| Total noninterest expense | $3,465,000 | 4,000 |
| Salaries and employee benefits | $2,196,000 | 3,462 |
| Premises and equipment expense | $774,000 | 2,748 |
| Additional noninterest expense | $495,000 | 6,529 |
| Pre-tax net operating income | $1,602,000 | 3,933 |
| Securities gains (losses) | $438,000 | 719 |
| Applicable income taxes | $836,000 | 2,512 |
| Income before extraordinary items | $1,204,000 | 4,081 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,204,000 | 4,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $923,680 | 4,681 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,935,000 | 2,636 |
| Total interest expense | $9,387,000 | 1,732 |
| Net interest income | $3,548,000 | 4,513 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $199,000 | 7,320 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $199,000 | 4,932 |
| Total noninterest expense | $3,401,000 | 3,922 |
| Salaries and employee benefits | $2,078,000 | 3,484 |
| Premises and equipment expense | $831,000 | 2,536 |
| Additional noninterest expense | $492,000 | 6,490 |
| Pre-tax net operating income | $346,000 | 7,202 |
| Securities gains (losses) | $280,000 | 929 |
| Applicable income taxes | $232,000 | 4,735 |
| Income before extraordinary items | $394,000 | 6,604 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $394,000 | 6,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $214,800 | 7,506 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,754,000 | 2,734 |
| Total interest expense | $8,447,000 | 2,038 |
| Net interest income | $4,307,000 | 3,936 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $207,000 | 7,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $207,000 | 4,717 |
| Total noninterest expense | $3,392,000 | 3,822 |
| Salaries and employee benefits | $2,092,000 | 3,341 |
| Premises and equipment expense | $768,000 | 2,671 |
| Additional noninterest expense | $532,000 | 6,183 |
| Pre-tax net operating income | $1,122,000 | 4,932 |
| Securities gains (losses) | $67,000 | 652 |
| Applicable income taxes | $339,000 | 4,325 |
| Income before extraordinary items | $850,000 | 4,861 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $850,000 | 4,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $802,430 | 5,039 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,886,000 | 2,720 |
| Total interest expense | $7,413,000 | 2,014 |
| Net interest income | $4,473,000 | 3,803 |
| Provision for loan and lease losses | $57,000 | 6,356 |
| Total noninterest income | $219,000 | 7,262 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $219,000 | 4,731 |
| Total noninterest expense | $3,013,000 | 4,192 |
| Salaries and employee benefits | $1,928,000 | 3,555 |
| Premises and equipment expense | $501,000 | 3,761 |
| Additional noninterest expense | $584,000 | 5,921 |
| Pre-tax net operating income | $1,622,000 | 3,889 |
| Securities gains (losses) | $74,000 | 848 |
| Applicable income taxes | $661,000 | 3,013 |
| Income before extraordinary items | $1,035,000 | 4,323 |
| Extraordinary gains, net | $-389,000 | 10,214 |
| Net income | $646,000 | 5,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,770 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $987,640 | 4,430 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,658,000 | 3,029 |
| Total interest expense | $6,766,000 | 2,243 |
| Net interest income | $3,892,000 | 4,213 |
| Provision for loan and lease losses | $42,000 | 6,869 |
| Total noninterest income | $234,000 | 7,167 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $234,000 | 4,560 |
| Total noninterest expense | $2,435,000 | 4,861 |
| Salaries and employee benefits | $1,577,000 | 4,085 |
| Premises and equipment expense | $398,000 | 4,436 |
| Additional noninterest expense | $460,000 | 6,719 |
| Pre-tax net operating income | $1,649,000 | 3,903 |
| Securities gains (losses) | $51,000 | 1,715 |
| Applicable income taxes | $678,000 | 3,104 |
| Income before extraordinary items | $1,022,000 | 4,436 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,022,000 | 4,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,253 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $989,360 | 4,461 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,351,000 | 3,130 |
| Total interest expense | $6,460,000 | 2,325 |
| Net interest income | $3,891,000 | 4,343 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $211,000 | 7,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $211,000 | 4,840 |
| Total noninterest expense | $2,409,000 | 4,933 |
| Salaries and employee benefits | $1,602,000 | 4,012 |
| Premises and equipment expense | $379,000 | 4,626 |
| Additional noninterest expense | $428,000 | 7,122 |
| Pre-tax net operating income | $1,693,000 | 4,052 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $689,000 | 3,277 |
| Income before extraordinary items | $1,009,000 | 4,671 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,009,000 | 4,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 10,222 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,005,800 | 4,619 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,940,000 | 3,293 |
| Total interest expense | $6,343,000 | 2,430 |
| Net interest income | $3,597,000 | 4,718 |
| Provision for loan and lease losses | $43,000 | 6,890 |
| Total noninterest income | $202,000 | 8,196 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $202,000 | 5,130 |
| Total noninterest expense | $3,188,000 | 4,097 |
| Salaries and employee benefits | $1,464,000 | 4,407 |
| Premises and equipment expense | $375,000 | 4,772 |
| Additional noninterest expense | $1,349,000 | 3,416 |
| Pre-tax net operating income | $568,000 | 7,581 |
| Securities gains (losses) | $164,000 | 759 |
| Applicable income taxes | $313,000 | 5,701 |
| Income before extraordinary items | $419,000 | 7,462 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $419,000 | 7,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,803 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $314,040 | 8,241 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,389,000 | 3,479 |
| Total interest expense | $5,659,000 | 2,718 |
| Net interest income | $3,730,000 | 4,605 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $171,000 | 8,944 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $171,000 | 5,593 |
| Total noninterest expense | $2,458,000 | 5,072 |
| Salaries and employee benefits | $1,498,000 | 4,285 |
| Premises and equipment expense | $345,000 | 5,075 |
| Additional noninterest expense | $615,000 | 6,443 |
| Pre-tax net operating income | $1,443,000 | 4,597 |
| Securities gains (losses) | $108,000 | 920 |
| Applicable income taxes | $633,000 | 3,536 |
| Income before extraordinary items | $918,000 | 4,919 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $918,000 | 4,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,764 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $848,880 | 5,210 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,012,000 | 3,328 |
| Total interest expense | $4,714,000 | 2,601 |
| Net interest income | $4,298,000 | 4,091 |
| Provision for loan and lease losses | $84,000 | 4,941 |
| Total noninterest income | $210,000 | 8,565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $210,000 | 5,108 |
| Total noninterest expense | $2,434,000 | 5,277 |
| Salaries and employee benefits | $1,552,000 | 4,159 |
| Premises and equipment expense | $339,000 | 5,193 |
| Additional noninterest expense | $543,000 | 7,488 |
| Pre-tax net operating income | $1,990,000 | 3,432 |
| Securities gains (losses) | $75,000 | 916 |
| Applicable income taxes | $785,000 | 2,822 |
| Income before extraordinary items | $1,280,000 | 3,647 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,280,000 | 3,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,160 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,232,000 | 3,796 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,814,000 | 3,144 |
| Total interest expense | $5,124,000 | 2,519 |
| Net interest income | $4,690,000 | 3,788 |
| Provision for loan and lease losses | $92,000 | 5,973 |
| Total noninterest income | $152,000 | 10,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $152,000 | 6,523 |
| Total noninterest expense | $2,013,000 | 6,305 |
| Salaries and employee benefits | $1,128,000 | 5,521 |
| Premises and equipment expense | $350,000 | 5,236 |
| Additional noninterest expense | $535,000 | 7,911 |
| Pre-tax net operating income | $2,737,000 | 2,504 |
| Securities gains (losses) | $118,000 | 2,274 |
| Applicable income taxes | $1,236,000 | 1,874 |
| Income before extraordinary items | $1,619,000 | 3,008 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,619,000 | 3,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 12,556 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,543,480 | 2,979 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,561,000 | 3,319 |
| Total interest expense | $6,062,000 | 2,748 |
| Net interest income | $4,499,000 | 4,004 |
| Provision for loan and lease losses | $221,000 | 4,952 |
| Total noninterest income | $231,000 | 8,843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $231,000 | 5,223 |
| Total noninterest expense | $1,758,000 | 7,080 |
| Salaries and employee benefits | $975,000 | 6,167 |
| Premises and equipment expense | $306,000 | 5,879 |
| Additional noninterest expense | $477,000 | 8,672 |
| Pre-tax net operating income | $2,751,000 | 2,246 |
| Securities gains (losses) | $49,000 | 4,164 |
| Applicable income taxes | $906,000 | 2,309 |
| Income before extraordinary items | $1,894,000 | 2,415 |
| Extraordinary gains, net | $150,000 | 562 |
| Net income | $2,044,000 | 2,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,860,680 | 2,285 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.