Home > Halifax National Bank > Income and Expense
Halifax National Bank, Income and Expense
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,050,000 | 5,425 |
| Total interest expense | $2,228,000 | 5,048 |
| Net interest income | $2,822,000 | 5,582 |
| Provision for loan and lease losses | $575,000 | 3,588 |
| Total noninterest income | $740,000 | 4,017 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $176,000 | 5,024 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $564,000 | 2,994 |
| Total noninterest expense | $3,338,000 | 4,786 |
| Salaries and employee benefits | $1,926,000 | 4,589 |
| Premises and equipment expense | $345,000 | 5,459 |
| Additional noninterest expense | $1,067,000 | 4,634 |
| Pre-tax net operating income | $-351,000 | 6,672 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-200,000 | 7,221 |
| Income before extraordinary items | $-151,000 | 6,423 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-151,000 | 6,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 4,617 |
| Cash dividends | $256,000 | 4,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-151,000 | 6,577 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,771,000 | 5,513 |
| Total interest expense | $1,719,000 | 5,101 |
| Net interest income | $2,052,000 | 5,718 |
| Provision for loan and lease losses | $75,000 | 5,494 |
| Total noninterest income | $694,000 | 3,654 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $128,000 | 5,120 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $566,000 | 2,608 |
| Total noninterest expense | $1,604,000 | 6,047 |
| Salaries and employee benefits | $800,000 | 6,285 |
| Premises and equipment expense | $233,000 | 5,733 |
| Additional noninterest expense | $571,000 | 5,561 |
| Pre-tax net operating income | $1,067,000 | 3,563 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $256,000 | 2,639 |
| Income before extraordinary items | $811,000 | 3,538 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $811,000 | 3,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,047 |
| Cash dividends | $113,000 | 4,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $811,000 | 3,680 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,469,000 | 5,643 |
| Total interest expense | $1,171,000 | 5,188 |
| Net interest income | $1,298,000 | 5,865 |
| Provision for loan and lease losses | $50,000 | 5,164 |
| Total noninterest income | $612,000 | 3,102 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $82,000 | 5,200 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $530,000 | 2,149 |
| Total noninterest expense | $1,046,000 | 6,152 |
| Salaries and employee benefits | $518,000 | 6,406 |
| Premises and equipment expense | $152,000 | 5,802 |
| Additional noninterest expense | $376,000 | 5,587 |
| Pre-tax net operating income | $814,000 | 3,389 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $208,000 | 2,640 |
| Income before extraordinary items | $606,000 | 3,625 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $606,000 | 3,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,039 |
| Cash dividends | $75,000 | 4,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $606,000 | 3,569 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,225,000 | 5,751 |
| Total interest expense | $597,000 | 5,310 |
| Net interest income | $628,000 | 5,986 |
| Provision for loan and lease losses | $25,000 | 4,682 |
| Total noninterest income | $531,000 | 2,151 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $39,000 | 5,270 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $492,000 | 1,436 |
| Total noninterest expense | $512,000 | 6,238 |
| Salaries and employee benefits | $252,000 | 6,499 |
| Premises and equipment expense | $76,000 | 5,856 |
| Additional noninterest expense | $184,000 | 5,606 |
| Pre-tax net operating income | $622,000 | 2,628 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $176,000 | 2,125 |
| Income before extraordinary items | $446,000 | 2,946 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $446,000 | 2,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,902 |
| Cash dividends | $38,000 | 3,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $446,000 | 2,859 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,665,000 | 5,894 |
| Total interest expense | $2,369,000 | 5,409 |
| Net interest income | $2,296,000 | 6,176 |
| Provision for loan and lease losses | $100,000 | 4,892 |
| Total noninterest income | $266,000 | 6,266 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $124,000 | 5,710 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $142,000 | 5,665 |
| Total noninterest expense | $1,950,000 | 6,278 |
| Salaries and employee benefits | $1,027,000 | 6,365 |
| Premises and equipment expense | $367,000 | 5,275 |
| Additional noninterest expense | $556,000 | 6,331 |
| Pre-tax net operating income | $512,000 | 5,947 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $30,000 | 5,226 |
| Income before extraordinary items | $482,000 | 5,742 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $482,000 | 5,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,854 |
| Cash dividends | $256,000 | 4,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $482,000 | 5,727 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,476,000 | 5,947 |
| Total interest expense | $1,771,000 | 5,427 |
| Net interest income | $1,705,000 | 6,242 |
| Provision for loan and lease losses | $75,000 | 4,567 |
| Total noninterest income | $191,000 | 6,395 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $86,000 | 5,863 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $105,000 | 5,709 |
| Total noninterest expense | $1,409,000 | 6,360 |
| Salaries and employee benefits | $725,000 | 6,513 |
| Premises and equipment expense | $215,000 | 5,892 |
| Additional noninterest expense | $469,000 | 5,982 |
| Pre-tax net operating income | $412,000 | 6,114 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $35,000 | 5,174 |
| Income before extraordinary items | $377,000 | 5,938 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $377,000 | 5,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,582 |
| Cash dividends | $103,000 | 4,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $377,000 | 5,925 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,297,000 | 5,985 |
| Total interest expense | $1,175,000 | 5,441 |
| Net interest income | $1,122,000 | 6,323 |
| Provision for loan and lease losses | $50,000 | 4,348 |
| Total noninterest income | $125,000 | 6,468 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $55,000 | 5,947 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $70,000 | 5,737 |
| Total noninterest expense | $929,000 | 6,421 |
| Salaries and employee benefits | $467,000 | 6,645 |
| Premises and equipment expense | $147,000 | 5,868 |
| Additional noninterest expense | $315,000 | 5,987 |
| Pre-tax net operating income | $268,000 | 6,236 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $17,000 | 5,428 |
| Income before extraordinary items | $251,000 | 6,007 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $251,000 | 6,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,770 |
| Cash dividends | $66,000 | 4,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $251,000 | 5,994 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,150,000 | 5,982 |
| Total interest expense | $590,000 | 5,428 |
| Net interest income | $560,000 | 6,352 |
| Provision for loan and lease losses | $25,000 | 4,116 |
| Total noninterest income | $62,000 | 6,469 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $27,000 | 5,944 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $35,000 | 5,742 |
| Total noninterest expense | $470,000 | 6,432 |
| Salaries and employee benefits | $239,000 | 6,644 |
| Premises and equipment expense | $75,000 | 5,852 |
| Additional noninterest expense | $156,000 | 6,015 |
| Pre-tax net operating income | $127,000 | 6,328 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $11,000 | 5,272 |
| Income before extraordinary items | $116,000 | 6,142 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $116,000 | 6,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $31,000 | 3,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $116,000 | 6,126 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,396,000 | 5,889 |
| Total interest expense | $2,131,000 | 5,228 |
| Net interest income | $2,265,000 | 6,263 |
| Provision for loan and lease losses | $100,000 | 4,711 |
| Total noninterest income | $191,000 | 6,998 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $96,000 | 6,207 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $95,000 | 6,408 |
| Total noninterest expense | $1,878,000 | 6,328 |
| Salaries and employee benefits | $975,000 | 6,465 |
| Premises and equipment expense | $353,000 | 5,299 |
| Additional noninterest expense | $550,000 | 6,301 |
| Pre-tax net operating income | $478,000 | 6,555 |
| Securities gains (losses) | $15,000 | 981 |
| Applicable income taxes | $20,000 | 5,921 |
| Income before extraordinary items | $473,000 | 6,248 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $473,000 | 6,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,021 |
| Cash dividends | $256,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $458,600 | 6,308 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,236,000 | 5,956 |
| Total interest expense | $1,529,000 | 5,285 |
| Net interest income | $1,707,000 | 6,305 |
| Provision for loan and lease losses | $75,000 | 4,564 |
| Total noninterest income | $132,000 | 7,150 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $67,000 | 6,374 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $65,000 | 6,548 |
| Total noninterest expense | $1,368,000 | 6,408 |
| Salaries and employee benefits | $708,000 | 6,548 |
| Premises and equipment expense | $240,000 | 5,602 |
| Additional noninterest expense | $420,000 | 6,264 |
| Pre-tax net operating income | $396,000 | 6,624 |
| Securities gains (losses) | $13,000 | 838 |
| Applicable income taxes | $29,000 | 5,769 |
| Income before extraordinary items | $380,000 | 6,343 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $380,000 | 6,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,412 |
| Cash dividends | $103,000 | 4,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $367,910 | 6,394 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,085,000 | 6,018 |
| Total interest expense | $963,000 | 5,324 |
| Net interest income | $1,122,000 | 6,383 |
| Provision for loan and lease losses | $50,000 | 4,407 |
| Total noninterest income | $72,000 | 7,475 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $39,000 | 6,568 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $33,000 | 6,993 |
| Total noninterest expense | $911,000 | 6,429 |
| Salaries and employee benefits | $481,000 | 6,535 |
| Premises and equipment expense | $159,000 | 5,628 |
| Additional noninterest expense | $271,000 | 6,366 |
| Pre-tax net operating income | $233,000 | 6,865 |
| Securities gains (losses) | $13,000 | 684 |
| Applicable income taxes | $12,000 | 6,049 |
| Income before extraordinary items | $234,000 | 6,486 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $234,000 | 6,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $66,000 | 4,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $221,650 | 6,573 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $995,000 | 6,108 |
| Total interest expense | $443,000 | 5,428 |
| Net interest income | $552,000 | 6,435 |
| Provision for loan and lease losses | $25,000 | 4,252 |
| Total noninterest income | $24,000 | 7,882 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $19,000 | 6,578 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,055 |
| Total noninterest expense | $455,000 | 6,447 |
| Salaries and employee benefits | $246,000 | 6,500 |
| Premises and equipment expense | $76,000 | 5,765 |
| Additional noninterest expense | $133,000 | 6,395 |
| Pre-tax net operating income | $96,000 | 7,108 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,000 | 6,254 |
| Income before extraordinary items | $93,000 | 6,842 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $93,000 | 6,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $31,000 | 3,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $93,000 | 6,837 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,622,000 | 6,099 |
| Total interest expense | $1,441,000 | 5,326 |
| Net interest income | $2,181,000 | 6,402 |
| Provision for loan and lease losses | $100,000 | 4,800 |
| Total noninterest income | $69,000 | 8,259 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $54,000 | 7,024 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $15,000 | 8,273 |
| Total noninterest expense | $1,774,000 | 6,429 |
| Salaries and employee benefits | $901,000 | 6,642 |
| Premises and equipment expense | $252,000 | 6,191 |
| Additional noninterest expense | $621,000 | 5,951 |
| Pre-tax net operating income | $376,000 | 7,141 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-10,000 | 8,463 |
| Income before extraordinary items | $386,000 | 6,837 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $386,000 | 6,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,418 |
| Cash dividends | $256,000 | 4,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $386,000 | 6,806 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,644,000 | 6,157 |
| Total interest expense | $1,020,000 | 5,381 |
| Net interest income | $1,624,000 | 6,456 |
| Provision for loan and lease losses | $75,000 | 4,689 |
| Total noninterest income | $50,000 | 8,319 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $38,000 | 7,121 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,000 | 8,286 |
| Total noninterest expense | $1,203,000 | 6,711 |
| Salaries and employee benefits | $629,000 | 6,795 |
| Premises and equipment expense | $165,000 | 6,489 |
| Additional noninterest expense | $409,000 | 6,295 |
| Pre-tax net operating income | $396,000 | 6,810 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $34,000 | 6,012 |
| Income before extraordinary items | $362,000 | 6,582 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $362,000 | 6,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,700 |
| Cash dividends | $103,000 | 4,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $362,000 | 6,543 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,684,000 | 6,233 |
| Total interest expense | $625,000 | 5,455 |
| Net interest income | $1,059,000 | 6,526 |
| Provision for loan and lease losses | $50,000 | 4,523 |
| Total noninterest income | $31,000 | 8,369 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $22,000 | 7,213 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $9,000 | 8,213 |
| Total noninterest expense | $763,000 | 6,862 |
| Salaries and employee benefits | $404,000 | 6,888 |
| Premises and equipment expense | $93,000 | 6,847 |
| Additional noninterest expense | $266,000 | 6,349 |
| Pre-tax net operating income | $277,000 | 6,730 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $30,000 | 5,873 |
| Income before extraordinary items | $247,000 | 6,540 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $247,000 | 6,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,928 |
| Cash dividends | $66,000 | 4,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $247,000 | 6,488 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $791,000 | 6,411 |
| Total interest expense | $289,000 | 5,583 |
| Net interest income | $502,000 | 6,707 |
| Provision for loan and lease losses | $25,000 | 4,374 |
| Total noninterest income | $18,000 | 8,309 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $11,000 | 7,233 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 8,020 |
| Total noninterest expense | $351,000 | 7,101 |
| Salaries and employee benefits | $191,000 | 7,095 |
| Premises and equipment expense | $43,000 | 7,087 |
| Additional noninterest expense | $117,000 | 6,743 |
| Pre-tax net operating income | $144,000 | 6,647 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $17,000 | 5,779 |
| Income before extraordinary items | $127,000 | 6,454 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $127,000 | 6,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 1,867 |
| Cash dividends | $31,000 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $127,000 | 6,410 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,236,000 | 6,205 |
| Total interest expense | $1,120,000 | 5,328 |
| Net interest income | $2,116,000 | 6,474 |
| Provision for loan and lease losses | $50,000 | 5,899 |
| Total noninterest income | $74,000 | 8,367 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $61,000 | 7,102 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $13,000 | 8,436 |
| Total noninterest expense | $1,253,000 | 7,349 |
| Salaries and employee benefits | $630,000 | 7,546 |
| Premises and equipment expense | $164,000 | 7,181 |
| Additional noninterest expense | $459,000 | 6,799 |
| Pre-tax net operating income | $887,000 | 5,530 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $150,000 | 5,101 |
| Income before extraordinary items | $737,000 | 5,450 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $737,000 | 5,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,625 |
| Cash dividends | $256,000 | 4,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $737,000 | 5,372 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,426,000 | 6,213 |
| Total interest expense | $840,000 | 5,308 |
| Net interest income | $1,586,000 | 6,493 |
| Provision for loan and lease losses | $25,000 | 6,158 |
| Total noninterest income | $58,000 | 8,371 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $47,000 | 7,129 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 8,414 |
| Total noninterest expense | $922,000 | 7,353 |
| Salaries and employee benefits | $458,000 | 7,572 |
| Premises and equipment expense | $132,000 | 7,004 |
| Additional noninterest expense | $332,000 | 6,855 |
| Pre-tax net operating income | $697,000 | 5,530 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $119,000 | 5,147 |
| Income before extraordinary items | $578,000 | 5,457 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $578,000 | 5,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,103 |
| Cash dividends | $103,000 | 4,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $578,000 | 5,385 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,633,000 | 6,190 |
| Total interest expense | $558,000 | 5,334 |
| Net interest income | $1,075,000 | 6,471 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $38,000 | 8,442 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $30,000 | 7,195 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,000 | 8,431 |
| Total noninterest expense | $597,000 | 7,466 |
| Salaries and employee benefits | $288,000 | 7,765 |
| Premises and equipment expense | $91,000 | 6,970 |
| Additional noninterest expense | $218,000 | 6,931 |
| Pre-tax net operating income | $516,000 | 5,228 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $97,000 | 4,885 |
| Income before extraordinary items | $419,000 | 5,207 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $419,000 | 5,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $66,000 | 4,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $419,000 | 5,119 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $824,000 | 6,179 |
| Total interest expense | $280,000 | 5,386 |
| Net interest income | $544,000 | 6,453 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $18,000 | 8,495 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $16,000 | 7,105 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,000 | 8,709 |
| Total noninterest expense | $277,000 | 7,662 |
| Salaries and employee benefits | $144,000 | 7,786 |
| Premises and equipment expense | $47,000 | 6,927 |
| Additional noninterest expense | $86,000 | 7,481 |
| Pre-tax net operating income | $285,000 | 4,928 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $50,000 | 4,842 |
| Income before extraordinary items | $235,000 | 4,919 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $235,000 | 4,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $31,000 | 3,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $235,000 | 4,791 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,374,000 | 6,146 |
| Total interest expense | $1,208,000 | 5,553 |
| Net interest income | $2,166,000 | 6,352 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $96,000 | 8,342 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $66,000 | 7,169 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $30,000 | 8,120 |
| Total noninterest expense | $1,186,000 | 7,496 |
| Salaries and employee benefits | $541,000 | 7,935 |
| Premises and equipment expense | $201,000 | 6,757 |
| Additional noninterest expense | $444,000 | 6,878 |
| Pre-tax net operating income | $1,076,000 | 4,981 |
| Securities gains (losses) | $15,000 | 3,390 |
| Applicable income taxes | $240,000 | 4,644 |
| Income before extraordinary items | $851,000 | 5,084 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $851,000 | 5,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $255,000 | 4,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $839,300 | 4,963 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,509,000 | 6,240 |
| Total interest expense | $919,000 | 5,644 |
| Net interest income | $1,590,000 | 6,446 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $76,000 | 8,352 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $51,000 | 7,191 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 8,058 |
| Total noninterest expense | $829,000 | 7,654 |
| Salaries and employee benefits | $377,000 | 8,070 |
| Premises and equipment expense | $121,000 | 7,260 |
| Additional noninterest expense | $331,000 | 6,884 |
| Pre-tax net operating income | $837,000 | 5,007 |
| Securities gains (losses) | $7,000 | 3,479 |
| Applicable income taxes | $201,000 | 4,638 |
| Income before extraordinary items | $643,000 | 5,206 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $643,000 | 5,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $103,000 | 4,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $637,680 | 5,061 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,678,000 | 6,272 |
| Total interest expense | $622,000 | 5,721 |
| Net interest income | $1,056,000 | 6,475 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $37,000 | 8,650 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $30,000 | 7,331 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $7,000 | 8,670 |
| Total noninterest expense | $552,000 | 7,684 |
| Salaries and employee benefits | $244,000 | 8,131 |
| Premises and equipment expense | $80,000 | 7,290 |
| Additional noninterest expense | $228,000 | 6,791 |
| Pre-tax net operating income | $541,000 | 5,115 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $130,000 | 4,727 |
| Income before extraordinary items | $411,000 | 5,324 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $411,000 | 5,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $66,000 | 4,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $411,000 | 5,127 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $836,000 | 6,318 |
| Total interest expense | $317,000 | 5,767 |
| Net interest income | $519,000 | 6,538 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $19,000 | 8,654 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $14,000 | 7,374 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $260,000 | 7,841 |
| Salaries and employee benefits | $123,000 | 8,147 |
| Premises and equipment expense | $40,000 | 7,320 |
| Additional noninterest expense | $97,000 | 7,224 |
| Pre-tax net operating income | $278,000 | 4,986 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $74,000 | 4,503 |
| Income before extraordinary items | $204,000 | 5,283 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $204,000 | 5,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $31,000 | 3,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $204,000 | 5,091 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,290,000 | 6,544 |
| Total interest expense | $1,364,000 | 6,034 |
| Net interest income | $1,926,000 | 6,742 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $74,000 | 8,707 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $60,000 | 7,347 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 8,747 |
| Total noninterest expense | $1,054,000 | 7,825 |
| Salaries and employee benefits | $476,000 | 8,234 |
| Premises and equipment expense | $160,000 | 7,308 |
| Additional noninterest expense | $418,000 | 7,021 |
| Pre-tax net operating income | $946,000 | 5,355 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $200,000 | 5,116 |
| Income before extraordinary items | $746,000 | 5,381 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $746,000 | 5,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $213,000 | 4,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $746,000 | 5,246 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,307,000 | 6,927 |
| Total interest expense | $1,633,000 | 6,723 |
| Net interest income | $1,674,000 | 7,022 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $97,000 | 8,564 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $67,000 | 7,236 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $30,000 | 8,341 |
| Total noninterest expense | $979,000 | 8,017 |
| Salaries and employee benefits | $453,000 | 8,384 |
| Premises and equipment expense | $146,000 | 7,591 |
| Additional noninterest expense | $380,000 | 7,301 |
| Pre-tax net operating income | $792,000 | 5,510 |
| Securities gains (losses) | $26,000 | 2,933 |
| Applicable income taxes | $162,000 | 5,331 |
| Income before extraordinary items | $656,000 | 5,382 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $656,000 | 5,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $206,000 | 4,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $635,200 | 5,352 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,205,000 | 7,206 |
| Total interest expense | $1,676,000 | 6,815 |
| Net interest income | $1,529,000 | 7,425 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $77,000 | 8,928 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 7,545 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 8,801 |
| Total noninterest expense | $1,005,000 | 8,003 |
| Salaries and employee benefits | $445,000 | 8,519 |
| Premises and equipment expense | $172,000 | 7,209 |
| Additional noninterest expense | $388,000 | 7,244 |
| Pre-tax net operating income | $601,000 | 6,584 |
| Securities gains (losses) | $7,000 | 1,253 |
| Applicable income taxes | $83,000 | 6,747 |
| Income before extraordinary items | $525,000 | 6,190 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $525,000 | 6,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $203,000 | 5,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $518,980 | 6,237 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,240,000 | 7,108 |
| Total interest expense | $1,639,000 | 6,658 |
| Net interest income | $1,601,000 | 7,390 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $80,000 | 9,141 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 7,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 8,882 |
| Total noninterest expense | $987,000 | 8,166 |
| Salaries and employee benefits | $472,000 | 8,500 |
| Premises and equipment expense | $157,000 | 7,549 |
| Additional noninterest expense | $358,000 | 7,625 |
| Pre-tax net operating income | $694,000 | 6,335 |
| Securities gains (losses) | $8,000 | 1,870 |
| Applicable income taxes | $123,000 | 6,608 |
| Income before extraordinary items | $579,000 | 5,997 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $579,000 | 5,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 9,464 |
| Cash dividends | $203,000 | 5,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $572,440 | 6,006 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,326,000 | 7,146 |
| Total interest expense | $1,767,000 | 6,611 |
| Net interest income | $1,559,000 | 7,556 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $60,000 | 9,681 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 8,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 9,525 |
| Total noninterest expense | $917,000 | 8,383 |
| Salaries and employee benefits | $445,000 | 8,675 |
| Premises and equipment expense | $103,000 | 8,641 |
| Additional noninterest expense | $369,000 | 7,484 |
| Pre-tax net operating income | $702,000 | 6,467 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $142,000 | 6,951 |
| Income before extraordinary items | $560,000 | 6,268 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $560,000 | 6,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 9,764 |
| Cash dividends | $200,000 | 5,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $560,000 | 6,151 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,347,000 | 7,352 |
| Total interest expense | $1,749,000 | 6,780 |
| Net interest income | $1,598,000 | 7,782 |
| Provision for loan and lease losses | $12,000 | 8,256 |
| Total noninterest income | $59,000 | 10,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 8,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 9,900 |
| Total noninterest expense | $861,000 | 8,815 |
| Salaries and employee benefits | $448,000 | 8,957 |
| Premises and equipment expense | $96,000 | 9,053 |
| Additional noninterest expense | $317,000 | 8,150 |
| Pre-tax net operating income | $784,000 | 6,609 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $193,000 | 6,975 |
| Income before extraordinary items | $591,000 | 6,424 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $591,000 | 6,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,448 |
| Cash dividends | $188,000 | 5,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $591,000 | 6,372 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,345,000 | 7,562 |
| Total interest expense | $1,760,000 | 6,936 |
| Net interest income | $1,585,000 | 8,066 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $51,000 | 10,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 9,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 10,709 |
| Total noninterest expense | $864,000 | 9,188 |
| Salaries and employee benefits | $421,000 | 9,463 |
| Premises and equipment expense | $111,000 | 8,998 |
| Additional noninterest expense | $332,000 | 8,551 |
| Pre-tax net operating income | $772,000 | 6,609 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $189,000 | 7,300 |
| Income before extraordinary items | $583,000 | 6,377 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $583,000 | 6,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,018 |
| Cash dividends | $188,000 | 5,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $583,000 | 6,309 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,256,000 | 7,850 |
| Total interest expense | $1,756,000 | 7,002 |
| Net interest income | $1,500,000 | 8,534 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $48,000 | 11,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 9,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 10,950 |
| Total noninterest expense | $909,000 | 9,327 |
| Salaries and employee benefits | $407,000 | 9,889 |
| Premises and equipment expense | $115,000 | 9,181 |
| Additional noninterest expense | $387,000 | 8,323 |
| Pre-tax net operating income | $639,000 | 7,649 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $138,000 | 8,483 |
| Income before extraordinary items | $501,000 | 7,247 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $501,000 | 7,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,662 |
| Cash dividends | $181,000 | 5,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $501,000 | 7,216 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,302,000 | 7,613 |
| Total interest expense | $1,645,000 | 6,485 |
| Net interest income | $1,657,000 | 8,428 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $80,000 | 11,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 10,321 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 9,618 |
| Total noninterest expense | $892,000 | 9,805 |
| Salaries and employee benefits | $386,000 | 10,410 |
| Premises and equipment expense | $93,000 | 10,249 |
| Additional noninterest expense | $413,000 | 8,695 |
| Pre-tax net operating income | $830,000 | 6,723 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $160,000 | 8,112 |
| Income before extraordinary items | $669,000 | 6,105 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $669,000 | 6,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,012 |
| Cash dividends | $181,000 | 5,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $669,810 | 6,172 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,657,000 | 7,326 |
| Total interest expense | $1,961,000 | 5,927 |
| Net interest income | $1,696,000 | 8,509 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $53,000 | 12,462 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 10,780 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 11,745 |
| Total noninterest expense | $933,000 | 10,043 |
| Salaries and employee benefits | $365,000 | 10,992 |
| Premises and equipment expense | $115,000 | 9,950 |
| Additional noninterest expense | $453,000 | 8,692 |
| Pre-tax net operating income | $816,000 | 6,728 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $155,000 | 8,513 |
| Income before extraordinary items | $662,000 | 6,341 |
| Extraordinary gains, net | $25,000 | 2,588 |
| Net income | $687,000 | 6,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 7,509 |
| Cash dividends | $187,000 | 5,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $661,190 | 6,110 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,951,000 | 7,575 |
| Total interest expense | $2,386,000 | 6,211 |
| Net interest income | $1,565,000 | 9,056 |
| Provision for loan and lease losses | $58,000 | 8,742 |
| Total noninterest income | $36,000 | 13,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 10,969 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 13,771 |
| Total noninterest expense | $795,000 | 11,030 |
| Salaries and employee benefits | $328,000 | 11,694 |
| Premises and equipment expense | $94,000 | 10,953 |
| Additional noninterest expense | $373,000 | 9,907 |
| Pre-tax net operating income | $748,000 | 6,837 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $166,000 | 8,249 |
| Income before extraordinary items | $584,000 | 6,670 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $584,000 | 6,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 6,285 |
| Cash dividends | $169,000 | 5,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $582,440 | 6,339 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.