Home > Hagerstown Trust Company > Income and Expense
Hagerstown Trust Company, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,922,000 | 1,503 |
| Total interest expense | $4,536,000 | 1,469 |
| Net interest income | $7,386,000 | 1,517 |
| Provision for loan and lease losses | $228,000 | 4,155 |
| Total noninterest income | $3,215,000 | 910 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,253,000 | 663 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,962,000 | 895 |
| Total noninterest expense | $7,112,000 | 1,456 |
| Salaries and employee benefits | $2,466,000 | 2,044 |
| Premises and equipment expense | $631,000 | 2,163 |
| Additional noninterest expense | $4,015,000 | 958 |
| Pre-tax net operating income | $3,261,000 | 705 |
| Securities gains (losses) | $354,000 | 664 |
| Applicable income taxes | $1,077,000 | 571 |
| Income before extraordinary items | $2,538,000 | 726 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,538,000 | 723 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,538,000 | 727 |
| Net charge-offs | $289,000 | 2,980 |
| Cash dividends | $300,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,290,200 | 786 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,865,000 | 1,547 |
| Total interest expense | $2,329,000 | 1,488 |
| Net interest income | $3,536,000 | 1,580 |
| Provision for loan and lease losses | $114,000 | 3,700 |
| Total noninterest income | $1,613,000 | 879 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $653,000 | 621 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $960,000 | 878 |
| Total noninterest expense | $3,405,000 | 1,467 |
| Salaries and employee benefits | $1,202,000 | 2,123 |
| Premises and equipment expense | $327,000 | 2,131 |
| Additional noninterest expense | $1,876,000 | 885 |
| Pre-tax net operating income | $1,630,000 | 776 |
| Securities gains (losses) | $127,000 | 881 |
| Applicable income taxes | $530,000 | 634 |
| Income before extraordinary items | $1,227,000 | 864 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,227,000 | 864 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,227,000 | 866 |
| Net charge-offs | $154,000 | 2,388 |
| Cash dividends | $300,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,138,100 | 877 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $25,802,000 | 1,501 |
| Total interest expense | $9,886,000 | 1,639 |
| Net interest income | $15,916,000 | 1,398 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $6,269,000 | 877 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,671,000 | 651 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,598,000 | 846 |
| Total noninterest expense | $13,238,000 | 1,470 |
| Salaries and employee benefits | $4,983,000 | 2,040 |
| Premises and equipment expense | $1,343,000 | 2,028 |
| Additional noninterest expense | $6,912,000 | 930 |
| Pre-tax net operating income | $8,947,000 | 619 |
| Securities gains (losses) | $330,000 | 509 |
| Applicable income taxes | $2,314,000 | 594 |
| Income before extraordinary items | $6,963,000 | 566 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,963,000 | 566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,124,000 | 1,246 |
| Cash dividends | $7,200,000 | 399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $6,715,500 | 630 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $19,544,000 | 1,529 |
| Total interest expense | $7,435,000 | 1,700 |
| Net interest income | $12,109,000 | 1,397 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $4,755,000 | 911 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,976,000 | 670 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,779,000 | 867 |
| Total noninterest expense | $9,934,000 | 1,460 |
| Salaries and employee benefits | $3,848,000 | 1,996 |
| Premises and equipment expense | $1,015,000 | 2,018 |
| Additional noninterest expense | $5,071,000 | 900 |
| Pre-tax net operating income | $6,930,000 | 723 |
| Securities gains (losses) | $289,000 | 478 |
| Applicable income taxes | $1,697,000 | 749 |
| Income before extraordinary items | $5,522,000 | 655 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $5,522,000 | 654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,842,000 | 868 |
| Cash dividends | $6,550,000 | 349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,302,360 | 722 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $13,147,000 | 1,540 |
| Total interest expense | $5,121,000 | 1,716 |
| Net interest income | $8,026,000 | 1,387 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $3,268,000 | 903 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,291,000 | 668 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,977,000 | 850 |
| Total noninterest expense | $6,718,000 | 1,433 |
| Salaries and employee benefits | $2,611,000 | 1,991 |
| Premises and equipment expense | $681,000 | 1,991 |
| Additional noninterest expense | $3,426,000 | 862 |
| Pre-tax net operating income | $4,576,000 | 768 |
| Securities gains (losses) | $263,000 | 501 |
| Applicable income taxes | $1,381,000 | 710 |
| Income before extraordinary items | $3,458,000 | 795 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,458,000 | 794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,168 |
| Cash dividends | $5,050,000 | 330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,271,270 | 819 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,729,000 | 1,548 |
| Total interest expense | $2,738,000 | 1,714 |
| Net interest income | $3,991,000 | 1,394 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $1,519,000 | 959 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $621,000 | 689 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $898,000 | 925 |
| Total noninterest expense | $3,336,000 | 1,433 |
| Salaries and employee benefits | $1,258,000 | 2,081 |
| Premises and equipment expense | $357,000 | 1,908 |
| Additional noninterest expense | $1,721,000 | 837 |
| Pre-tax net operating income | $2,174,000 | 872 |
| Securities gains (losses) | $225,000 | 414 |
| Applicable income taxes | $483,000 | 1,042 |
| Income before extraordinary items | $1,916,000 | 789 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,916,000 | 790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,065 |
| Cash dividends | $2,200,000 | 392 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,736,000 | 825 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $29,035,000 | 1,478 |
| Total interest expense | $12,512,000 | 1,604 |
| Net interest income | $16,523,000 | 1,356 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $5,968,000 | 950 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,172,000 | 821 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,796,000 | 853 |
| Total noninterest expense | $13,677,000 | 1,349 |
| Salaries and employee benefits | $5,433,000 | 1,855 |
| Premises and equipment expense | $1,348,000 | 1,928 |
| Additional noninterest expense | $6,896,000 | 827 |
| Pre-tax net operating income | $8,814,000 | 965 |
| Securities gains (losses) | $49,000 | 798 |
| Applicable income taxes | $2,457,000 | 944 |
| Income before extraordinary items | $6,406,000 | 1,022 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,406,000 | 1,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,203 |
| Cash dividends | $8,100,000 | 494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $6,370,720 | 1,009 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $21,923,000 | 1,476 |
| Total interest expense | $9,438,000 | 1,595 |
| Net interest income | $12,485,000 | 1,348 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $4,409,000 | 964 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,545,000 | 850 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,864,000 | 855 |
| Total noninterest expense | $10,428,000 | 1,324 |
| Salaries and employee benefits | $4,297,000 | 1,751 |
| Premises and equipment expense | $1,031,000 | 1,886 |
| Additional noninterest expense | $5,100,000 | 812 |
| Pre-tax net operating income | $6,466,000 | 1,070 |
| Securities gains (losses) | $32,000 | 723 |
| Applicable income taxes | $1,951,000 | 978 |
| Income before extraordinary items | $4,547,000 | 1,144 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,547,000 | 1,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,489 |
| Cash dividends | $5,400,000 | 536 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,524,600 | 1,133 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $14,545,000 | 1,499 |
| Total interest expense | $6,161,000 | 1,635 |
| Net interest income | $8,384,000 | 1,357 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $2,983,000 | 970 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,019,000 | 876 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,964,000 | 874 |
| Total noninterest expense | $7,161,000 | 1,299 |
| Salaries and employee benefits | $3,013,000 | 1,702 |
| Premises and equipment expense | $714,000 | 1,841 |
| Additional noninterest expense | $3,434,000 | 818 |
| Pre-tax net operating income | $4,206,000 | 1,128 |
| Securities gains (losses) | $27,000 | 649 |
| Applicable income taxes | $1,270,000 | 1,055 |
| Income before extraordinary items | $2,963,000 | 1,211 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,963,000 | 1,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,311 |
| Cash dividends | $2,700,000 | 702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,944,100 | 1,197 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,312,000 | 1,487 |
| Total interest expense | $3,015,000 | 1,658 |
| Net interest income | $4,297,000 | 1,323 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $1,511,000 | 943 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $499,000 | 862 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,012,000 | 831 |
| Total noninterest expense | $3,539,000 | 1,314 |
| Salaries and employee benefits | $1,481,000 | 1,749 |
| Premises and equipment expense | $374,000 | 1,778 |
| Additional noninterest expense | $1,684,000 | 816 |
| Pre-tax net operating income | $2,269,000 | 1,034 |
| Securities gains (losses) | $27,000 | 501 |
| Applicable income taxes | $724,000 | 952 |
| Income before extraordinary items | $1,572,000 | 1,120 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,572,000 | 1,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,927 |
| Cash dividends | $1,200,000 | 688 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,553,640 | 1,119 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $27,437,000 | 1,454 |
| Total interest expense | $10,790,000 | 1,570 |
| Net interest income | $16,647,000 | 1,367 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $5,795,000 | 965 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,062,000 | 856 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,733,000 | 852 |
| Total noninterest expense | $14,360,000 | 1,247 |
| Salaries and employee benefits | $6,296,000 | 1,563 |
| Premises and equipment expense | $1,304,000 | 1,930 |
| Additional noninterest expense | $6,760,000 | 797 |
| Pre-tax net operating income | $8,082,000 | 1,217 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $2,388,000 | 1,155 |
| Income before extraordinary items | $5,696,000 | 1,273 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,696,000 | 1,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,128 |
| Cash dividends | $1,725,000 | 1,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,694,600 | 1,259 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $20,188,000 | 1,471 |
| Total interest expense | $7,659,000 | 1,604 |
| Net interest income | $12,529,000 | 1,378 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $4,162,000 | 1,018 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,538,000 | 864 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,624,000 | 916 |
| Total noninterest expense | $10,628,000 | 1,279 |
| Salaries and employee benefits | $4,662,000 | 1,603 |
| Premises and equipment expense | $1,001,000 | 1,893 |
| Additional noninterest expense | $4,965,000 | 820 |
| Pre-tax net operating income | $6,063,000 | 1,257 |
| Securities gains (losses) | $2,000 | 1,183 |
| Applicable income taxes | $1,803,000 | 1,189 |
| Income before extraordinary items | $4,262,000 | 1,330 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,262,000 | 1,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-70,000 | 8,448 |
| Cash dividends | $1,200,000 | 1,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,260,600 | 1,317 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $13,117,000 | 1,479 |
| Total interest expense | $4,744,000 | 1,644 |
| Net interest income | $8,373,000 | 1,380 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $2,750,000 | 1,021 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,007,000 | 865 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,743,000 | 920 |
| Total noninterest expense | $7,074,000 | 1,291 |
| Salaries and employee benefits | $3,093,000 | 1,606 |
| Premises and equipment expense | $675,000 | 1,865 |
| Additional noninterest expense | $3,306,000 | 825 |
| Pre-tax net operating income | $4,049,000 | 1,254 |
| Securities gains (losses) | $2,000 | 970 |
| Applicable income taxes | $1,208,000 | 1,194 |
| Income before extraordinary items | $2,843,000 | 1,323 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,843,000 | 1,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-66,000 | 8,490 |
| Cash dividends | $900,000 | 1,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,841,600 | 1,305 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,377,000 | 1,484 |
| Total interest expense | $2,206,000 | 1,675 |
| Net interest income | $4,171,000 | 1,376 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $1,371,000 | 1,007 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $488,000 | 862 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $883,000 | 894 |
| Total noninterest expense | $3,676,000 | 1,246 |
| Salaries and employee benefits | $1,581,000 | 1,575 |
| Premises and equipment expense | $374,000 | 1,717 |
| Additional noninterest expense | $1,721,000 | 778 |
| Pre-tax net operating income | $1,866,000 | 1,323 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $547,000 | 1,294 |
| Income before extraordinary items | $1,319,000 | 1,392 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,319,000 | 1,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 8,505 |
| Cash dividends | $900,000 | 822 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,319,000 | 1,364 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $23,656,000 | 1,410 |
| Total interest expense | $6,137,000 | 1,851 |
| Net interest income | $17,519,000 | 1,239 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $7,172,000 | 810 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,026,000 | 859 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,146,000 | 668 |
| Total noninterest expense | $14,418,000 | 1,206 |
| Salaries and employee benefits | $6,171,000 | 1,522 |
| Premises and equipment expense | $1,382,000 | 1,751 |
| Additional noninterest expense | $6,865,000 | 766 |
| Pre-tax net operating income | $10,273,000 | 957 |
| Securities gains (losses) | $53,000 | 902 |
| Applicable income taxes | $3,290,000 | 899 |
| Income before extraordinary items | $7,036,000 | 1,030 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,036,000 | 1,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 8,458 |
| Cash dividends | $5,300,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,999,960 | 1,018 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $17,369,000 | 1,398 |
| Total interest expense | $4,238,000 | 1,883 |
| Net interest income | $13,131,000 | 1,229 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $5,678,000 | 775 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,511,000 | 865 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,167,000 | 628 |
| Total noninterest expense | $10,866,000 | 1,187 |
| Salaries and employee benefits | $4,727,000 | 1,469 |
| Premises and equipment expense | $1,066,000 | 1,708 |
| Additional noninterest expense | $5,073,000 | 768 |
| Pre-tax net operating income | $7,943,000 | 928 |
| Securities gains (losses) | $53,000 | 860 |
| Applicable income taxes | $2,579,000 | 879 |
| Income before extraordinary items | $5,417,000 | 997 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,417,000 | 997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 8,479 |
| Cash dividends | $3,800,000 | 597 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,380,960 | 985 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $11,150,000 | 1,410 |
| Total interest expense | $2,555,000 | 1,953 |
| Net interest income | $8,595,000 | 1,234 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $4,184,000 | 706 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $966,000 | 887 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,218,000 | 568 |
| Total noninterest expense | $7,285,000 | 1,159 |
| Salaries and employee benefits | $3,189,000 | 1,445 |
| Premises and equipment expense | $732,000 | 1,638 |
| Additional noninterest expense | $3,364,000 | 775 |
| Pre-tax net operating income | $5,494,000 | 873 |
| Securities gains (losses) | $53,000 | 758 |
| Applicable income taxes | $1,818,000 | 827 |
| Income before extraordinary items | $3,729,000 | 937 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,729,000 | 938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 8,472 |
| Cash dividends | $3,800,000 | 417 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,693,490 | 924 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,426,000 | 1,419 |
| Total interest expense | $1,228,000 | 1,934 |
| Net interest income | $4,198,000 | 1,267 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $1,468,000 | 917 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $467,000 | 877 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,001,000 | 786 |
| Total noninterest expense | $3,558,000 | 1,189 |
| Salaries and employee benefits | $1,553,000 | 1,499 |
| Premises and equipment expense | $385,000 | 1,583 |
| Additional noninterest expense | $1,620,000 | 779 |
| Pre-tax net operating income | $2,108,000 | 1,094 |
| Securities gains (losses) | $52,000 | 535 |
| Applicable income taxes | $703,000 | 1,001 |
| Income before extraordinary items | $1,457,000 | 1,192 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,457,000 | 1,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-92,000 | 8,769 |
| Cash dividends | $2,300,000 | 324 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,422,160 | 1,189 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $20,815,000 | 1,368 |
| Total interest expense | $4,866,000 | 1,681 |
| Net interest income | $15,949,000 | 1,268 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $5,797,000 | 952 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,031,000 | 856 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,766,000 | 826 |
| Total noninterest expense | $13,801,000 | 1,182 |
| Salaries and employee benefits | $6,154,000 | 1,442 |
| Premises and equipment expense | $1,409,000 | 1,651 |
| Additional noninterest expense | $6,238,000 | 810 |
| Pre-tax net operating income | $7,945,000 | 1,102 |
| Securities gains (losses) | $312,000 | 619 |
| Applicable income taxes | $2,647,000 | 995 |
| Income before extraordinary items | $5,610,000 | 1,168 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,610,000 | 1,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,094 |
| Cash dividends | $4,050,000 | 748 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,397,840 | 1,182 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $15,538,000 | 1,352 |
| Total interest expense | $3,631,000 | 1,664 |
| Net interest income | $11,907,000 | 1,261 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $4,146,000 | 1,004 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,527,000 | 856 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,619,000 | 885 |
| Total noninterest expense | $10,384,000 | 1,173 |
| Salaries and employee benefits | $4,613,000 | 1,435 |
| Premises and equipment expense | $1,076,000 | 1,625 |
| Additional noninterest expense | $4,695,000 | 801 |
| Pre-tax net operating income | $5,669,000 | 1,165 |
| Securities gains (losses) | $312,000 | 580 |
| Applicable income taxes | $1,983,000 | 1,017 |
| Income before extraordinary items | $3,998,000 | 1,230 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,998,000 | 1,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $2,550,000 | 793 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,788,960 | 1,266 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,370,000 | 1,338 |
| Total interest expense | $2,449,000 | 1,624 |
| Net interest income | $7,921,000 | 1,250 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $2,796,000 | 985 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,012,000 | 850 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,784,000 | 870 |
| Total noninterest expense | $6,989,000 | 1,158 |
| Salaries and employee benefits | $3,105,000 | 1,415 |
| Premises and equipment expense | $733,000 | 1,581 |
| Additional noninterest expense | $3,151,000 | 786 |
| Pre-tax net operating income | $3,728,000 | 1,158 |
| Securities gains (losses) | $312,000 | 470 |
| Applicable income taxes | $1,292,000 | 1,047 |
| Income before extraordinary items | $2,748,000 | 1,195 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,748,000 | 1,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,107 |
| Cash dividends | $1,700,000 | 792 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,535,840 | 1,237 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,351,000 | 1,296 |
| Total interest expense | $1,269,000 | 1,583 |
| Net interest income | $4,082,000 | 1,212 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $1,302,000 | 1,024 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $512,000 | 824 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $790,000 | 937 |
| Total noninterest expense | $3,543,000 | 1,147 |
| Salaries and employee benefits | $1,566,000 | 1,420 |
| Premises and equipment expense | $395,000 | 1,479 |
| Additional noninterest expense | $1,582,000 | 782 |
| Pre-tax net operating income | $1,841,000 | 1,142 |
| Securities gains (losses) | $186,000 | 530 |
| Applicable income taxes | $651,000 | 1,044 |
| Income before extraordinary items | $1,376,000 | 1,187 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,376,000 | 1,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,673 |
| Cash dividends | $850,000 | 771 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,249,520 | 1,235 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $22,654,000 | 1,256 |
| Total interest expense | $5,638,000 | 1,593 |
| Net interest income | $17,016,000 | 1,140 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $6,645,000 | 902 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,244,000 | 759 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $4,401,000 | 834 |
| Total noninterest expense | $14,558,000 | 1,109 |
| Salaries and employee benefits | $6,356,000 | 1,354 |
| Premises and equipment expense | $1,424,000 | 1,602 |
| Additional noninterest expense | $6,778,000 | 759 |
| Pre-tax net operating income | $9,103,000 | 929 |
| Securities gains (losses) | $141,000 | 1,603 |
| Applicable income taxes | $3,033,000 | 912 |
| Income before extraordinary items | $6,211,000 | 1,030 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,211,000 | 1,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,241 |
| Cash dividends | $14,593,000 | 291 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,116,530 | 988 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $16,996,000 | 1,283 |
| Total interest expense | $4,304,000 | 1,635 |
| Net interest income | $12,692,000 | 1,158 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $5,023,000 | 925 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,690,000 | 770 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,333,000 | 857 |
| Total noninterest expense | $10,916,000 | 1,117 |
| Salaries and employee benefits | $4,873,000 | 1,344 |
| Premises and equipment expense | $1,083,000 | 1,583 |
| Additional noninterest expense | $4,960,000 | 785 |
| Pre-tax net operating income | $6,799,000 | 971 |
| Securities gains (losses) | $141,000 | 1,469 |
| Applicable income taxes | $2,289,000 | 952 |
| Income before extraordinary items | $4,651,000 | 1,080 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,651,000 | 1,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,085 |
| Cash dividends | $4,870,000 | 501 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,556,530 | 1,028 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $11,689,000 | 1,261 |
| Total interest expense | $2,931,000 | 1,659 |
| Net interest income | $8,758,000 | 1,115 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $3,378,000 | 913 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,138,000 | 752 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,240,000 | 848 |
| Total noninterest expense | $7,326,000 | 1,114 |
| Salaries and employee benefits | $3,277,000 | 1,329 |
| Premises and equipment expense | $752,000 | 1,524 |
| Additional noninterest expense | $3,297,000 | 790 |
| Pre-tax net operating income | $4,810,000 | 917 |
| Securities gains (losses) | $26,000 | 2,455 |
| Applicable income taxes | $1,609,000 | 938 |
| Income before extraordinary items | $3,227,000 | 1,038 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,227,000 | 1,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 1,758 |
| Cash dividends | $3,247,000 | 484 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,209,580 | 965 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,066,000 | 1,224 |
| Total interest expense | $1,499,000 | 1,661 |
| Net interest income | $4,567,000 | 1,070 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $1,659,000 | 904 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $561,000 | 745 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,098,000 | 843 |
| Total noninterest expense | $3,583,000 | 1,120 |
| Salaries and employee benefits | $1,611,000 | 1,347 |
| Premises and equipment expense | $404,000 | 1,434 |
| Additional noninterest expense | $1,568,000 | 809 |
| Pre-tax net operating income | $2,643,000 | 847 |
| Securities gains (losses) | $26,000 | 1,771 |
| Applicable income taxes | $892,000 | 876 |
| Income before extraordinary items | $1,777,000 | 948 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,777,000 | 947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 1,489 |
| Cash dividends | $1,623,000 | 448 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,759,580 | 883 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $25,925,000 | 1,185 |
| Total interest expense | $7,858,000 | 1,433 |
| Net interest income | $18,067,000 | 1,061 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $5,965,000 | 900 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,395,000 | 680 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,570,000 | 894 |
| Total noninterest expense | $13,803,000 | 1,117 |
| Salaries and employee benefits | $6,602,000 | 1,220 |
| Premises and equipment expense | $1,306,000 | 1,679 |
| Additional noninterest expense | $5,895,000 | 843 |
| Pre-tax net operating income | $10,229,000 | 852 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $3,413,000 | 826 |
| Income before extraordinary items | $6,816,000 | 919 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,816,000 | 917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 2,307 |
| Cash dividends | $6,711,000 | 484 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,816,000 | 881 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $29,071,000 | 1,173 |
| Total interest expense | $11,199,000 | 1,445 |
| Net interest income | $17,872,000 | 1,018 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $4,766,000 | 1,037 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,253,000 | 659 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,513,000 | 1,067 |
| Total noninterest expense | $12,785,000 | 1,150 |
| Salaries and employee benefits | $6,177,000 | 1,201 |
| Premises and equipment expense | $1,381,000 | 1,557 |
| Additional noninterest expense | $5,227,000 | 936 |
| Pre-tax net operating income | $9,853,000 | 776 |
| Securities gains (losses) | $1,560,000 | 295 |
| Applicable income taxes | $3,816,000 | 679 |
| Income before extraordinary items | $7,597,000 | 738 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $7,597,000 | 739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $290,000 | 2,295 |
| Cash dividends | $9,942,000 | 376 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $6,551,800 | 810 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $28,999,000 | 1,219 |
| Total interest expense | $11,903,000 | 1,445 |
| Net interest income | $17,096,000 | 1,028 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $3,613,000 | 1,147 |
| Gross Fiduciary activities income | $988,000 | 425 |
| Service charges on deposit accounts | $1,760,000 | 770 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $865,000 | 2,045 |
| Total noninterest expense | $12,007,000 | 1,161 |
| Salaries and employee benefits | $6,284,000 | 1,127 |
| Premises and equipment expense | $1,506,000 | 1,367 |
| Additional noninterest expense | $4,217,000 | 1,104 |
| Pre-tax net operating income | $8,702,000 | 888 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,869,000 | 863 |
| Income before extraordinary items | $5,833,000 | 902 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,833,000 | 902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $535,000 | 1,188 |
| Cash dividends | $4,691,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,833,000 | 906 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $27,291,000 | 1,198 |
| Total interest expense | $10,452,000 | 1,436 |
| Net interest income | $16,839,000 | 1,041 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $3,535,000 | 1,180 |
| Gross Fiduciary activities income | $853,000 | 497 |
| Service charges on deposit accounts | $1,604,000 | 827 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,078,000 | 1,767 |
| Total noninterest expense | $11,654,000 | 1,189 |
| Salaries and employee benefits | $6,257,000 | 1,098 |
| Premises and equipment expense | $1,547,000 | 1,310 |
| Additional noninterest expense | $3,850,000 | 1,203 |
| Pre-tax net operating income | $8,720,000 | 927 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,855,000 | 915 |
| Income before extraordinary items | $5,865,000 | 951 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,865,000 | 951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $755,000 | 877 |
| Cash dividends | $4,364,000 | 719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $5,865,000 | 938 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $27,577,000 | 1,182 |
| Total interest expense | $11,164,000 | 1,384 |
| Net interest income | $16,413,000 | 1,028 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $2,926,000 | 1,372 |
| Gross Fiduciary activities income | $773,000 | 520 |
| Service charges on deposit accounts | $1,415,000 | 870 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $738,000 | 2,299 |
| Total noninterest expense | $11,127,000 | 1,184 |
| Salaries and employee benefits | $6,008,000 | 1,082 |
| Premises and equipment expense | $1,390,000 | 1,404 |
| Additional noninterest expense | $3,729,000 | 1,199 |
| Pre-tax net operating income | $8,212,000 | 951 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,682,000 | 959 |
| Income before extraordinary items | $5,530,000 | 980 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,530,000 | 979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 1,883 |
| Cash dividends | $3,784,000 | 821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,530,000 | 947 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $27,125,000 | 1,240 |
| Total interest expense | $11,260,000 | 1,397 |
| Net interest income | $15,865,000 | 1,114 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $2,446,000 | 1,503 |
| Gross Fiduciary activities income | $663,000 | 574 |
| Service charges on deposit accounts | $1,263,000 | 997 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $520,000 | 2,744 |
| Total noninterest expense | $10,784,000 | 1,233 |
| Salaries and employee benefits | $5,986,000 | 1,100 |
| Premises and equipment expense | $1,378,000 | 1,417 |
| Additional noninterest expense | $3,420,000 | 1,281 |
| Pre-tax net operating income | $7,527,000 | 1,071 |
| Securities gains (losses) | $7,000 | 2,566 |
| Applicable income taxes | $2,351,000 | 1,154 |
| Income before extraordinary items | $5,183,000 | 1,061 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,183,000 | 1,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $347,000 | 1,780 |
| Cash dividends | $3,178,000 | 893 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,178,170 | 1,034 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $25,696,000 | 1,325 |
| Total interest expense | $10,459,000 | 1,530 |
| Net interest income | $15,237,000 | 1,186 |
| Provision for loan and lease losses | $102,000 | 5,039 |
| Total noninterest income | $2,000,000 | 1,839 |
| Gross Fiduciary activities income | $553,000 | 678 |
| Service charges on deposit accounts | $1,086,000 | 1,232 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $361,000 | 3,617 |
| Total noninterest expense | $10,508,000 | 1,360 |
| Salaries and employee benefits | $5,861,000 | 1,150 |
| Premises and equipment expense | $1,299,000 | 1,565 |
| Additional noninterest expense | $3,348,000 | 1,576 |
| Pre-tax net operating income | $6,627,000 | 1,118 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,914,000 | 1,292 |
| Income before extraordinary items | $4,713,000 | 1,095 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,713,000 | 1,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-758,000 | 11,429 |
| Cash dividends | $2,987,000 | 975 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,713,000 | 1,079 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $25,069,000 | 1,367 |
| Total interest expense | $10,598,000 | 1,524 |
| Net interest income | $14,471,000 | 1,245 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,872,000 | 1,939 |
| Gross Fiduciary activities income | $502,000 | 739 |
| Service charges on deposit accounts | $968,000 | 1,412 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $402,000 | 3,312 |
| Total noninterest expense | $10,291,000 | 1,377 |
| Salaries and employee benefits | $5,614,000 | 1,195 |
| Premises and equipment expense | $1,195,000 | 1,687 |
| Additional noninterest expense | $3,482,000 | 1,490 |
| Pre-tax net operating income | $6,052,000 | 1,262 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,500,000 | 1,646 |
| Income before extraordinary items | $4,552,000 | 1,159 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,552,000 | 1,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $559,000 | 1,286 |
| Cash dividends | $3,257,000 | 873 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,552,000 | 1,139 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $22,932,000 | 1,353 |
| Total interest expense | $8,530,000 | 1,513 |
| Net interest income | $14,402,000 | 1,263 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $2,007,000 | 1,834 |
| Gross Fiduciary activities income | $696,000 | 632 |
| Service charges on deposit accounts | $972,000 | 1,376 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $339,000 | 3,794 |
| Total noninterest expense | $10,680,000 | 1,367 |
| Salaries and employee benefits | $5,801,000 | 1,170 |
| Premises and equipment expense | $1,295,000 | 1,591 |
| Additional noninterest expense | $3,584,000 | 1,552 |
| Pre-tax net operating income | $5,729,000 | 1,303 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $1,264,000 | 1,804 |
| Income before extraordinary items | $4,468,000 | 1,132 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,468,000 | 1,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-337,000 | 12,490 |
| Cash dividends | $1,849,000 | 1,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,465,660 | 1,144 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $23,385,000 | 1,365 |
| Total interest expense | $8,917,000 | 1,498 |
| Net interest income | $14,468,000 | 1,253 |
| Provision for loan and lease losses | $1,302,000 | 1,099 |
| Total noninterest income | $2,728,000 | 1,569 |
| Gross Fiduciary activities income | $829,000 | 592 |
| Service charges on deposit accounts | $1,193,000 | 1,122 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $706,000 | 2,585 |
| Total noninterest expense | $11,382,000 | 1,355 |
| Salaries and employee benefits | $5,893,000 | 1,149 |
| Premises and equipment expense | $1,338,000 | 1,573 |
| Additional noninterest expense | $4,151,000 | 1,468 |
| Pre-tax net operating income | $4,512,000 | 1,547 |
| Securities gains (losses) | $55,000 | 3,253 |
| Applicable income taxes | $1,245,000 | 1,869 |
| Income before extraordinary items | $3,322,000 | 1,530 |
| Extraordinary gains, net | $-667,000 | 13,184 |
| Net income | $2,655,000 | 1,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,034,000 | 559 |
| Cash dividends | $1,234,000 | 1,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,281,850 | 1,464 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $26,696,000 | 1,370 |
| Total interest expense | $12,191,000 | 1,449 |
| Net interest income | $14,505,000 | 1,281 |
| Provision for loan and lease losses | $9,393,000 | 386 |
| Total noninterest income | $2,309,000 | 1,755 |
| Gross Fiduciary activities income | $829,000 | 594 |
| Service charges on deposit accounts | $1,093,000 | 1,218 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $387,000 | 3,783 |
| Total noninterest expense | $10,454,000 | 1,470 |
| Salaries and employee benefits | $5,303,000 | 1,274 |
| Premises and equipment expense | $1,288,000 | 1,654 |
| Additional noninterest expense | $3,863,000 | 1,632 |
| Pre-tax net operating income | $-3,033,000 | 13,720 |
| Securities gains (losses) | $304,000 | 1,528 |
| Applicable income taxes | $-1,152,000 | 13,840 |
| Income before extraordinary items | $-1,577,000 | 13,627 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-1,577,000 | 13,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,265,000 | 516 |
| Cash dividends | $1,273,000 | 1,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-1,771,560 | 13,599 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.