Home > Hagerstown Trust Company > Assets and Liabilities
Hagerstown Trust Company, Assets and Liabilities
| 2009-06-30 | Rank | |
| # of Employees: | 96 | 1,702 |
| Assets and Liabilities | ||
| Total Assets: | $563,424,000 | 1,264 |
| Cash and due from depository institutions | $10,739,000 | 1,702 |
| Interest-bearing balances | $98,000 | 6,379 |
| Securities | $144,076,000 | 878 |
| Federal funds sold & reverse repurchase agreements | $49,263,000 | 149 |
| Net loans & leases | $331,447,000 | 1,483 |
| Loan loss allowance | $3,144,000 | 2,146 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,617,000 | 2,730 |
| Other real estate owned | $0 | 1,702 |
| Goodwill and other intangibles | $412,000 | 2,148 |
| All other assets | $22,870,000 | 962 |
| Life insurance assets | $5,980,000 | 1,096 |
| Total liabilities and capital | $563,423,000 | 1,264 |
| Total liabilities | $525,290,000 | 1,228 |
| Total deposits | $453,446,000 | 1,248 |
| Interest-bearing deposits | $362,291,000 | 1,375 |
| Deposits held in domestic offices | $453,446,000 | 1,244 |
| % insured | 82.09% | 3,112 |
| Federal funds purchased & repurchase agreements | $20,411,000 | 724 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $43,450,000 | 1,126 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $7,983,000 | 794 |
| Total equity capital | $38,133,000 | 1,800 |
| Total bank equity capital | $38,133,000 | 1,799 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,762,000 | 1,589 |
| Surplus | $11,305,000 | 2,450 |
| Undivided profits | $24,066,000 | 1,400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $5,093,000 | 2,231 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,933,000 | 1,806 |
| Earning assets | $524,884,000 | 1,249 |
| Long-term assets (5+ years) | $132,568,000 | 1,035 |
| Average Assets, year-to-date | $547,844,670 | 1,290 |
| Average Assets, quarterly | $558,166,500 | 1,275 |
| Volatile liabilities | $96,900,000 | 1,571 |
| Insider loans | $13,202,000 | 532 |
| FHLB advances | $36,000,000 | 1,219 |
| Loans and leases held for sale | $5,319,000 | 538 |
| Unused loan commitments | $66,627,000 | 1,164 |
| Tier 1 (core) risk-based capital | $36,802,000 | 1,773 |
| Tier 2 risk-based capital | $3,144,000 | 1,812 |
| Total risk weighted assets | $353,573,000 | 1,473 |
| Total unused commitments | $66,627,000 | 1,167 |
| Derivatives | $56,677,000 | 275 |
| 2009-03-31 | Rank | |
| # of Employees: | 97 | 1,704 |
| Assets and Liabilities | ||
| Total Assets: | $552,909,000 | 1,298 |
| Cash and due from depository institutions | $9,375,000 | 1,704 |
| Interest-bearing balances | $6,000 | 7,073 |
| Securities | $142,662,000 | 870 |
| Federal funds sold & reverse repurchase agreements | $51,843,000 | 198 |
| Net loans & leases | $331,428,000 | 1,495 |
| Loan loss allowance | $3,154,000 | 2,079 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $4,490,000 | 2,803 |
| Other real estate owned | $289,000 | 1,704 |
| Goodwill and other intangibles | $295,000 | 2,325 |
| All other assets | $12,527,000 | 1,590 |
| Life insurance assets | $5,855,000 | 1,118 |
| Total liabilities and capital | $552,909,000 | 1,298 |
| Total liabilities | $515,812,000 | 1,250 |
| Total deposits | $442,341,000 | 1,271 |
| Interest-bearing deposits | $351,437,000 | 1,424 |
| Deposits held in domestic offices | $442,341,000 | 1,267 |
| % insured | 82.63% | 2,993 |
| Federal funds purchased & repurchase agreements | $22,295,000 | 709 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $43,294,000 | 1,188 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $7,882,000 | 798 |
| Total equity capital | $37,097,000 | 1,864 |
| Total bank equity capital | $37,097,000 | 1,863 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,762,000 | 1,599 |
| Surplus | $11,305,000 | 2,442 |
| Undivided profits | $23,030,000 | 1,494 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $4,348,000 | 2,306 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,936,000 | 1,818 |
| Earning assets | $525,939,000 | 1,249 |
| Long-term assets (5+ years) | $126,384,000 | 1,079 |
| Average Assets, year-to-date | $540,055,000 | 1,313 |
| Average Assets, quarterly | $540,055,000 | 1,313 |
| Volatile liabilities | $95,872,000 | 1,603 |
| Insider loans | $14,584,000 | 474 |
| FHLB advances | $36,000,000 | 1,269 |
| Loans and leases held for sale | $2,534,000 | 694 |
| Unused loan commitments | $68,033,000 | 1,192 |
| Tier 1 (core) risk-based capital | $35,501,000 | 1,861 |
| Tier 2 risk-based capital | $3,164,000 | 1,788 |
| Total risk weighted assets | $343,705,000 | 1,523 |
| Total unused commitments | $68,033,000 | 1,194 |
| Derivatives | $33,709,000 | 385 |
| 2008-12-31 | Rank | |
| # of Employees: | 100 | 1,657 |
| Assets and Liabilities | ||
| Total Assets: | $527,201,000 | 1,336 |
| Cash and due from depository institutions | $10,085,000 | 1,657 |
| Interest-bearing balances | $100,000 | 5,675 |
| Securities | $103,525,000 | 1,176 |
| Federal funds sold & reverse repurchase agreements | $54,477,000 | 158 |
| Net loans & leases | $341,395,000 | 1,464 |
| Loan loss allowance | $3,143,000 | 2,023 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $4,284,000 | 2,928 |
| Other real estate owned | $289,000 | 1,657 |
| Goodwill and other intangibles | $188,000 | 2,543 |
| All other assets | $12,958,000 | 1,554 |
| Life insurance assets | $5,774,000 | 1,127 |
| Total liabilities and capital | $527,200,000 | 1,336 |
| Total liabilities | $491,817,000 | 1,297 |
| Total deposits | $423,049,000 | 1,294 |
| Interest-bearing deposits | $336,960,000 | 1,438 |
| Deposits held in domestic offices | $423,049,000 | 1,291 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,660,000 | 843 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $43,157,000 | 1,306 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $6,951,000 | 890 |
| Total equity capital | $35,383,000 | 1,909 |
| Total bank equity capital | $35,383,000 | 1,909 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,762,000 | 1,602 |
| Surplus | $11,305,000 | 2,421 |
| Undivided profits | $21,316,000 | 1,580 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,759,000 | 2,271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,803,000 | 2,092 |
| Earning assets | $499,497,000 | 1,289 |
| Long-term assets (5+ years) | $101,771,000 | 1,290 |
| Average Assets, year-to-date | $505,006,600 | 1,337 |
| Average Assets, quarterly | $511,879,000 | 1,359 |
| Volatile liabilities | $85,669,000 | 1,754 |
| Insider loans | $15,376,000 | 466 |
| FHLB advances | $36,000,000 | 1,393 |
| Loans and leases held for sale | $1,777,000 | 663 |
| Unused loan commitments | $69,328,000 | 1,206 |
| Tier 1 (core) risk-based capital | $34,585,000 | 1,861 |
| Tier 2 risk-based capital | $3,204,000 | 1,753 |
| Total risk weighted assets | $346,061,000 | 1,507 |
| Total unused commitments | $69,328,000 | 1,207 |
| Derivatives | $17,654,000 | 448 |
| 2008-09-30 | Rank | |
| # of Employees: | 101 | 1,665 |
| Assets and Liabilities | ||
| Total Assets: | $496,557,000 | 1,405 |
| Cash and due from depository institutions | $11,885,000 | 1,665 |
| Interest-bearing balances | $99,000 | 5,165 |
| Securities | $110,304,000 | 1,078 |
| Federal funds sold & reverse repurchase agreements | $13,078,000 | 910 |
| Net loans & leases | $342,466,000 | 1,453 |
| Loan loss allowance | $3,390,000 | 1,764 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $4,112,000 | 3,003 |
| Other real estate owned | $0 | 1,665 |
| Goodwill and other intangibles | $200,000 | 2,571 |
| All other assets | $14,512,000 | 1,389 |
| Life insurance assets | $5,778,000 | 1,113 |
| Total liabilities and capital | $496,557,000 | 1,405 |
| Total liabilities | $462,563,000 | 1,354 |
| Total deposits | $400,972,000 | 1,351 |
| Interest-bearing deposits | $315,011,000 | 1,512 |
| Deposits held in domestic offices | $400,972,000 | 1,347 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,858,000 | 1,225 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $43,290,000 | 1,313 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $7,443,000 | 822 |
| Total equity capital | $33,994,000 | 2,012 |
| Total bank equity capital | $33,994,000 | 2,012 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,762,000 | 1,614 |
| Surplus | $11,305,000 | 2,411 |
| Undivided profits | $19,927,000 | 1,731 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,569,000 | 2,082 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,969,000 | 2,014 |
| Earning assets | $465,947,000 | 1,368 |
| Long-term assets (5+ years) | $110,094,000 | 1,172 |
| Average Assets, year-to-date | $499,458,000 | 1,347 |
| Average Assets, quarterly | $495,475,000 | 1,399 |
| Volatile liabilities | $65,945,000 | 2,123 |
| Insider loans | $15,346,000 | 455 |
| FHLB advances | $36,000,000 | 1,395 |
| Loans and leases held for sale | $1,291,000 | 682 |
| Unused loan commitments | $68,499,000 | 1,297 |
| Tier 1 (core) risk-based capital | $33,793,000 | 1,947 |
| Tier 2 risk-based capital | $3,486,000 | 1,599 |
| Total risk weighted assets | $341,537,000 | 1,528 |
| Total unused commitments | $68,499,000 | 1,299 |
| Derivatives | $7,491,000 | 509 |
| 2008-06-30 | Rank | |
| # of Employees: | 101 | 1,698 |
| Assets and Liabilities | ||
| Total Assets: | $494,393,000 | 1,403 |
| Cash and due from depository institutions | $14,002,000 | 1,698 |
| Interest-bearing balances | $110,000 | 4,908 |
| Securities | $105,526,000 | 1,156 |
| Federal funds sold & reverse repurchase agreements | $23,638,000 | 471 |
| Net loans & leases | $328,410,000 | 1,499 |
| Loan loss allowance | $4,966,000 | 1,203 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,163,000 | 2,972 |
| Other real estate owned | $0 | 1,698 |
| Goodwill and other intangibles | $188,000 | 2,619 |
| All other assets | $18,466,000 | 1,100 |
| Life insurance assets | $5,695,000 | 1,126 |
| Total liabilities and capital | $494,392,000 | 1,403 |
| Total liabilities | $461,377,000 | 1,351 |
| Total deposits | $398,103,000 | 1,352 |
| Interest-bearing deposits | $307,446,000 | 1,536 |
| Deposits held in domestic offices | $398,103,000 | 1,348 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,805,000 | 1,210 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $43,430,000 | 1,290 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $8,039,000 | 778 |
| Total equity capital | $33,015,000 | 2,087 |
| Total bank equity capital | $33,015,000 | 2,087 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,762,000 | 1,615 |
| Surplus | $11,305,000 | 2,406 |
| Undivided profits | $18,948,000 | 1,822 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,350,000 | 1,965 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,863,000 | 2,064 |
| Earning assets | $457,684,000 | 1,385 |
| Long-term assets (5+ years) | $93,410,000 | 1,350 |
| Average Assets, year-to-date | $500,425,000 | 1,341 |
| Average Assets, quarterly | $497,938,500 | 1,368 |
| Volatile liabilities | $48,800,000 | 2,714 |
| Insider loans | $22,758,000 | 277 |
| FHLB advances | $36,000,000 | 1,382 |
| Loans and leases held for sale | $691,000 | 1,033 |
| Unused loan commitments | $69,292,000 | 1,315 |
| Tier 1 (core) risk-based capital | $33,230,000 | 1,978 |
| Tier 2 risk-based capital | $4,194,000 | 1,325 |
| Total risk weighted assets | $334,583,000 | 1,562 |
| Total unused commitments | $69,292,000 | 1,316 |
| Derivatives | $3,269,000 | 639 |
| 2008-03-31 | Rank | |
| # of Employees: | 102 | 1,671 |
| Assets and Liabilities | ||
| Total Assets: | $501,484,000 | 1,356 |
| Cash and due from depository institutions | $14,295,000 | 1,671 |
| Interest-bearing balances | $25,000 | 6,035 |
| Securities | $115,788,000 | 1,058 |
| Federal funds sold & reverse repurchase agreements | $19,502,000 | 834 |
| Net loans & leases | $332,725,000 | 1,456 |
| Loan loss allowance | $4,899,000 | 1,157 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $4,202,000 | 2,933 |
| Other real estate owned | $0 | 1,671 |
| Goodwill and other intangibles | $169,000 | 2,669 |
| All other assets | $14,803,000 | 1,287 |
| Life insurance assets | $5,612,000 | 1,136 |
| Total liabilities and capital | $501,484,000 | 1,356 |
| Total liabilities | $466,234,000 | 1,308 |
| Total deposits | $399,971,000 | 1,335 |
| Interest-bearing deposits | $364,505,000 | 1,276 |
| Deposits held in domestic offices | $399,971,000 | 1,332 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,277,000 | 1,295 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $43,348,000 | 1,197 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $13,638,000 | 557 |
| Total equity capital | $35,250,000 | 1,998 |
| Total bank equity capital | $35,250,000 | 1,998 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,762,000 | 1,614 |
| Surplus | $11,305,000 | 2,386 |
| Undivided profits | $21,183,000 | 1,738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,047,000 | 1,912 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,939,000 | 2,021 |
| Earning assets | $468,040,000 | 1,339 |
| Long-term assets (5+ years) | $94,315,000 | 1,282 |
| Average Assets, year-to-date | $503,441,000 | 1,324 |
| Average Assets, quarterly | $503,441,000 | 1,324 |
| Volatile liabilities | $48,101,000 | 2,711 |
| Insider loans | $19,510,000 | 324 |
| FHLB advances | $36,000,000 | 1,272 |
| Loans and leases held for sale | $1,357,000 | 817 |
| Unused loan commitments | $79,312,000 | 1,219 |
| Tier 1 (core) risk-based capital | $34,540,000 | 1,903 |
| Tier 2 risk-based capital | $4,191,000 | 1,292 |
| Total risk weighted assets | $334,227,000 | 1,526 |
| Total unused commitments | $79,312,000 | 1,220 |
| Derivatives | $3,268,000 | 710 |
| 2007-12-31 | Rank | |
| # of Employees: | 108 | 1,589 |
| Assets and Liabilities | ||
| Total Assets: | $505,398,000 | 1,328 |
| Cash and due from depository institutions | $15,199,000 | 1,589 |
| Interest-bearing balances | $6,000 | 6,389 |
| Securities | $112,045,000 | 1,077 |
| Federal funds sold & reverse repurchase agreements | $18,451,000 | 691 |
| Net loans & leases | $340,254,000 | 1,401 |
| Loan loss allowance | $4,974,000 | 1,104 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,235,000 | 2,888 |
| Other real estate owned | $0 | 1,589 |
| Goodwill and other intangibles | $159,000 | 2,687 |
| All other assets | $15,055,000 | 1,263 |
| Life insurance assets | $5,529,000 | 1,137 |
| Total liabilities and capital | $505,399,000 | 1,328 |
| Total liabilities | $471,089,000 | 1,278 |
| Total deposits | $406,411,000 | 1,294 |
| Interest-bearing deposits | $370,583,000 | 1,235 |
| Deposits held in domestic offices | $406,411,000 | 1,292 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,244,000 | 1,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $48,000,000 | 1,057 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $8,434,000 | 788 |
| Total equity capital | $34,310,000 | 2,024 |
| Total bank equity capital | $34,310,000 | 2,024 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,762,000 | 1,602 |
| Surplus | $11,305,000 | 2,367 |
| Undivided profits | $20,243,000 | 1,785 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,873,000 | 1,697 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,059,000 | 2,060 |
| Earning assets | $470,756,000 | 1,299 |
| Long-term assets (5+ years) | $83,904,000 | 1,347 |
| Average Assets, year-to-date | $515,151,800 | 1,257 |
| Average Assets, quarterly | $507,647,000 | 1,306 |
| Volatile liabilities | $51,680,000 | 2,542 |
| Insider loans | $24,224,000 | 241 |
| FHLB advances | $36,000,000 | 1,193 |
| Loans and leases held for sale | $1,409,000 | 777 |
| Unused loan commitments | $77,672,000 | 1,262 |
| Tier 1 (core) risk-based capital | $34,825,000 | 1,878 |
| Tier 2 risk-based capital | $4,269,000 | 1,237 |
| Total risk weighted assets | $340,449,000 | 1,497 |
| Total unused commitments | $77,672,000 | 1,262 |
| Derivatives | $1,861,000 | 725 |
| 2007-09-30 | Rank | |
| # of Employees: | 110 | 1,562 |
| Assets and Liabilities | ||
| Total Assets: | $509,896,000 | 1,302 |
| Cash and due from depository institutions | $12,790,000 | 1,562 |
| Interest-bearing balances | $54,000 | 5,221 |
| Securities | $97,582,000 | 1,235 |
| Federal funds sold & reverse repurchase agreements | $37,354,000 | 366 |
| Net loans & leases | $340,176,000 | 1,383 |
| Loan loss allowance | $5,344,000 | 984 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,292,000 | 2,814 |
| Other real estate owned | $0 | 1,562 |
| Goodwill and other intangibles | $151,000 | 2,717 |
| All other assets | $17,551,000 | 1,085 |
| Life insurance assets | $5,426,000 | 1,120 |
| Total liabilities and capital | $509,896,000 | 1,302 |
| Total liabilities | $475,460,000 | 1,259 |
| Total deposits | $411,758,000 | 1,262 |
| Interest-bearing deposits | $378,995,000 | 1,194 |
| Deposits held in domestic offices | $411,758,000 | 1,259 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,013,000 | 1,488 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $48,000,000 | 970 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $8,689,000 | 757 |
| Total equity capital | $34,436,000 | 1,991 |
| Total bank equity capital | $34,436,000 | 1,991 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,762,000 | 1,579 |
| Surplus | $11,305,000 | 2,314 |
| Undivided profits | $20,369,000 | 1,777 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,975,000 | 1,456 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,110,000 | 2,165 |
| Earning assets | $475,166,000 | 1,272 |
| Long-term assets (5+ years) | $69,800,000 | 1,507 |
| Average Assets, year-to-date | $517,590,250 | 1,248 |
| Average Assets, quarterly | $515,242,000 | 1,278 |
| Volatile liabilities | $50,979,000 | 2,532 |
| Insider loans | $16,790,000 | 385 |
| FHLB advances | $36,000,000 | 1,089 |
| Loans and leases held for sale | $1,421,000 | 745 |
| Unused loan commitments | $79,356,000 | 1,273 |
| Tier 1 (core) risk-based capital | $35,666,000 | 1,814 |
| Tier 2 risk-based capital | $4,336,000 | 1,199 |
| Total risk weighted assets | $345,847,000 | 1,459 |
| Total unused commitments | $79,356,000 | 1,274 |
| Derivatives | $1,783,000 | 744 |
| 2007-06-30 | Rank | |
| # of Employees: | 114 | 1,526 |
| Assets and Liabilities | ||
| Total Assets: | $520,588,000 | 1,285 |
| Cash and due from depository institutions | $19,145,000 | 1,526 |
| Interest-bearing balances | $16,000 | 6,046 |
| Securities | $100,046,000 | 1,216 |
| Federal funds sold & reverse repurchase agreements | $31,616,000 | 471 |
| Net loans & leases | $350,479,000 | 1,341 |
| Loan loss allowance | $5,369,000 | 967 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,353,000 | 2,771 |
| Other real estate owned | $0 | 1,526 |
| Goodwill and other intangibles | $158,000 | 2,716 |
| All other assets | $14,791,000 | 1,263 |
| Life insurance assets | $5,304,000 | 1,132 |
| Total liabilities and capital | $520,587,000 | 1,285 |
| Total liabilities | $485,711,000 | 1,239 |
| Total deposits | $417,008,000 | 1,250 |
| Interest-bearing deposits | $378,233,000 | 1,186 |
| Deposits held in domestic offices | $417,008,000 | 1,245 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,275,000 | 1,185 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $50,000,000 | 875 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $8,428,000 | 764 |
| Total equity capital | $34,876,000 | 1,945 |
| Total bank equity capital | $34,876,000 | 1,945 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,762,000 | 1,571 |
| Surplus | $11,305,000 | 2,316 |
| Undivided profits | $20,809,000 | 1,713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,675,000 | 1,434 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,140,000 | 1,958 |
| Earning assets | $482,157,000 | 1,271 |
| Long-term assets (5+ years) | $64,225,000 | 1,576 |
| Average Assets, year-to-date | $520,155,000 | 1,265 |
| Average Assets, quarterly | $520,884,500 | 1,280 |
| Volatile liabilities | $77,628,000 | 1,755 |
| Insider loans | $20,876,000 | 291 |
| FHLB advances | $38,000,000 | 1,012 |
| Loans and leases held for sale | $1,262,000 | 892 |
| Unused loan commitments | $79,989,000 | 1,276 |
| Tier 1 (core) risk-based capital | $36,781,000 | 1,755 |
| Tier 2 risk-based capital | $4,459,000 | 1,178 |
| Total risk weighted assets | $355,818,000 | 1,409 |
| Total unused commitments | $79,989,000 | 1,276 |
| Derivatives | $6,590,000 | 577 |
| 2007-03-31 | Rank | |
| # of Employees: | 117 | 1,476 |
| Assets and Liabilities | ||
| Total Assets: | $521,181,000 | 1,289 |
| Cash and due from depository institutions | $11,504,000 | 1,476 |
| Interest-bearing balances | $145,000 | 4,325 |
| Securities | $102,978,000 | 1,187 |
| Federal funds sold & reverse repurchase agreements | $26,317,000 | 707 |
| Net loans & leases | $361,348,000 | 1,281 |
| Loan loss allowance | $5,413,000 | 956 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,409,000 | 2,718 |
| Other real estate owned | $0 | 1,476 |
| Goodwill and other intangibles | $157,000 | 2,724 |
| All other assets | $14,468,000 | 1,241 |
| Life insurance assets | $5,191,000 | 1,121 |
| Total liabilities and capital | $521,181,000 | 1,289 |
| Total liabilities | $485,826,000 | 1,238 |
| Total deposits | $422,308,000 | 1,232 |
| Interest-bearing deposits | $380,385,000 | 1,177 |
| Deposits held in domestic offices | $422,308,000 | 1,227 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,274,000 | 1,418 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $50,000,000 | 846 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $7,244,000 | 867 |
| Total equity capital | $35,355,000 | 1,930 |
| Total bank equity capital | $35,355,000 | 1,930 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,762,000 | 1,557 |
| Surplus | $11,305,000 | 2,288 |
| Undivided profits | $21,288,000 | 1,709 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $191,000 | 5,488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,167,000 | 1,877 |
| Earning assets | $490,788,000 | 1,248 |
| Long-term assets (5+ years) | $65,430,000 | 1,539 |
| Average Assets, year-to-date | $519,938,500 | 1,276 |
| Average Assets, quarterly | $519,938,500 | 1,276 |
| Volatile liabilities | $69,480,000 | 1,912 |
| Insider loans | $16,796,000 | 368 |
| FHLB advances | $38,000,000 | 969 |
| Loans and leases held for sale | $2,520,000 | 601 |
| Unused loan commitments | $81,658,000 | 1,252 |
| Tier 1 (core) risk-based capital | $36,891,000 | 1,732 |
| Tier 2 risk-based capital | $4,551,000 | 1,144 |
| Total risk weighted assets | $363,212,000 | 1,367 |
| Total unused commitments | $81,658,000 | 1,252 |
| Derivatives | $3,600,000 | 674 |
| 2006-12-31 | Rank | |
| # of Employees: | 123 | 1,401 |
| Assets and Liabilities | ||
| Total Assets: | $518,696,000 | 1,266 |
| Cash and due from depository institutions | $13,758,000 | 1,401 |
| Interest-bearing balances | $111,000 | 4,596 |
| Securities | $116,789,000 | 1,066 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $369,220,000 | 1,232 |
| Loan loss allowance | $5,401,000 | 946 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,489,000 | 2,631 |
| Other real estate owned | $0 | 1,401 |
| Goodwill and other intangibles | $156,000 | 2,722 |
| All other assets | $14,284,000 | 1,263 |
| Life insurance assets | $5,098,000 | 1,117 |
| Total liabilities and capital | $518,695,000 | 1,266 |
| Total liabilities | $483,931,000 | 1,212 |
| Total deposits | $407,388,000 | 1,262 |
| Interest-bearing deposits | $369,475,000 | 1,186 |
| Deposits held in domestic offices | $407,388,000 | 1,259 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,553,000 | 650 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $40,000,000 | 1,037 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $6,990,000 | 882 |
| Total equity capital | $34,764,000 | 1,922 |
| Total bank equity capital | $34,764,000 | 1,922 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,762,000 | 1,549 |
| Surplus | $11,305,000 | 2,235 |
| Undivided profits | $20,697,000 | 1,718 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,090,000 | 2,469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,211,000 | 1,887 |
| Earning assets | $486,120,000 | 1,247 |
| Long-term assets (5+ years) | $77,835,000 | 1,328 |
| Average Assets, year-to-date | $505,011,800 | 1,242 |
| Average Assets, quarterly | $519,758,500 | 1,244 |
| Volatile liabilities | $83,031,000 | 1,763 |
| Insider loans | $16,154,000 | 379 |
| FHLB advances | $28,000,000 | 1,288 |
| Loans and leases held for sale | $3,251,000 | 518 |
| Unused loan commitments | $78,828,000 | 1,257 |
| Tier 1 (core) risk-based capital | $36,518,000 | 1,726 |
| Tier 2 risk-based capital | $4,593,000 | 1,115 |
| Total risk weighted assets | $366,643,000 | 1,331 |
| Total unused commitments | $78,828,000 | 1,257 |
| Derivatives | $11,234,000 | 473 |
| 2006-09-30 | Rank | |
| # of Employees: | 123 | 1,418 |
| Assets and Liabilities | ||
| Total Assets: | $520,821,000 | 1,253 |
| Cash and due from depository institutions | $13,624,000 | 1,418 |
| Interest-bearing balances | $229,000 | 3,863 |
| Securities | $119,703,000 | 1,042 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $368,756,000 | 1,229 |
| Loan loss allowance | $5,474,000 | 937 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,637,000 | 2,533 |
| Other real estate owned | $0 | 1,418 |
| Goodwill and other intangibles | $159,000 | 2,721 |
| All other assets | $13,942,000 | 1,300 |
| Life insurance assets | $5,007,000 | 1,111 |
| Total liabilities and capital | $520,820,000 | 1,253 |
| Total liabilities | $487,139,000 | 1,201 |
| Total deposits | $399,147,000 | 1,271 |
| Interest-bearing deposits | $357,343,000 | 1,218 |
| Deposits held in domestic offices | $399,147,000 | 1,267 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $46,461,000 | 509 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $34,000,000 | 1,233 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $7,531,000 | 815 |
| Total equity capital | $33,681,000 | 1,968 |
| Total bank equity capital | $33,681,000 | 1,968 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,762,000 | 1,541 |
| Surplus | $11,305,000 | 2,199 |
| Undivided profits | $19,614,000 | 1,783 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,143,000 | 2,317 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,300,000 | 1,783 |
| Earning assets | $488,688,000 | 1,223 |
| Long-term assets (5+ years) | $77,992,000 | 1,317 |
| Average Assets, year-to-date | $501,590,750 | 1,262 |
| Average Assets, quarterly | $512,394,500 | 1,267 |
| Volatile liabilities | $75,764,000 | 1,888 |
| Insider loans | $17,625,000 | 343 |
| FHLB advances | $22,000,000 | 1,566 |
| Loans and leases held for sale | $2,793,000 | 553 |
| Unused loan commitments | $80,671,000 | 1,258 |
| Tier 1 (core) risk-based capital | $35,609,000 | 1,762 |
| Tier 2 risk-based capital | $4,580,000 | 1,122 |
| Total risk weighted assets | $365,484,000 | 1,321 |
| Total unused commitments | $80,671,000 | 1,259 |
| Derivatives | $11,534,000 | 480 |
| 2006-06-30 | Rank | |
| # of Employees: | 122 | 1,435 |
| Assets and Liabilities | ||
| Total Assets: | $503,968,000 | 1,284 |
| Cash and due from depository institutions | $15,307,000 | 1,435 |
| Interest-bearing balances | $740,000 | 2,727 |
| Securities | $111,344,000 | 1,118 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $359,194,000 | 1,244 |
| Loan loss allowance | $5,469,000 | 923 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,607,000 | 2,527 |
| Other real estate owned | $0 | 1,435 |
| Goodwill and other intangibles | $157,000 | 2,727 |
| All other assets | $13,359,000 | 1,340 |
| Life insurance assets | $4,916,000 | 1,102 |
| Total liabilities and capital | $503,968,000 | 1,284 |
| Total liabilities | $472,959,000 | 1,223 |
| Total deposits | $397,816,000 | 1,258 |
| Interest-bearing deposits | $356,884,000 | 1,198 |
| Deposits held in domestic offices | $397,816,000 | 1,255 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $56,170,000 | 450 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $12,000,000 | 2,394 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $6,973,000 | 814 |
| Total equity capital | $31,009,000 | 2,066 |
| Total bank equity capital | $31,009,000 | 2,066 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,762,000 | 1,535 |
| Surplus | $11,305,000 | 2,161 |
| Undivided profits | $16,942,000 | 1,921 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $225,000 | 5,072 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,934,000 | 1,915 |
| Earning assets | $471,278,000 | 1,248 |
| Long-term assets (5+ years) | $67,612,000 | 1,460 |
| Average Assets, year-to-date | $495,180,670 | 1,281 |
| Average Assets, quarterly | $501,533,500 | 1,273 |
| Volatile liabilities | $83,140,000 | 1,725 |
| Insider loans | $16,356,000 | 368 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $2,534,000 | 589 |
| Unused loan commitments | $70,322,000 | 1,405 |
| Tier 1 (core) risk-based capital | $34,490,000 | 1,791 |
| Tier 2 risk-based capital | $4,485,000 | 1,123 |
| Total risk weighted assets | $357,828,000 | 1,330 |
| Total unused commitments | $70,322,000 | 1,407 |
| Derivatives | $9,702,000 | 501 |
| 2006-03-31 | Rank | |
| # of Employees: | 123 | 1,405 |
| Assets and Liabilities | ||
| Total Assets: | $499,099,000 | 1,276 |
| Cash and due from depository institutions | $15,313,000 | 1,405 |
| Interest-bearing balances | $713,000 | 2,874 |
| Securities | $116,701,000 | 1,074 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $349,820,000 | 1,235 |
| Loan loss allowance | $5,454,000 | 923 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,730,000 | 2,390 |
| Other real estate owned | $0 | 1,405 |
| Goodwill and other intangibles | $149,000 | 2,730 |
| All other assets | $12,386,000 | 1,392 |
| Life insurance assets | $4,824,000 | 1,094 |
| Total liabilities and capital | $499,098,000 | 1,276 |
| Total liabilities | $468,958,000 | 1,221 |
| Total deposits | $401,337,000 | 1,225 |
| Interest-bearing deposits | $364,565,000 | 1,145 |
| Deposits held in domestic offices | $401,337,000 | 1,221 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $48,367,000 | 473 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $12,000,000 | 2,307 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $7,254,000 | 794 |
| Total equity capital | $30,140,000 | 2,104 |
| Total bank equity capital | $30,140,000 | 2,104 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,762,000 | 1,521 |
| Surplus | $11,305,000 | 2,097 |
| Undivided profits | $16,073,000 | 2,022 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $263,000 | 4,834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,928,000 | 1,821 |
| Earning assets | $467,234,000 | 1,240 |
| Long-term assets (5+ years) | $67,492,000 | 1,445 |
| Average Assets, year-to-date | $490,787,000 | 1,278 |
| Average Assets, quarterly | $490,787,000 | 1,278 |
| Volatile liabilities | $73,689,000 | 1,825 |
| Insider loans | $17,173,000 | 338 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $2,600,000 | 510 |
| Unused loan commitments | $73,312,000 | 1,320 |
| Tier 1 (core) risk-based capital | $32,967,000 | 1,852 |
| Tier 2 risk-based capital | $4,361,000 | 1,133 |
| Total risk weighted assets | $347,758,000 | 1,330 |
| Total unused commitments | $73,312,000 | 1,320 |
| Derivatives | $9,200,000 | 496 |
| 2005-12-31 | Rank | |
| # of Employees: | 122 | 1,418 |
| Assets and Liabilities | ||
| Total Assets: | $482,475,000 | 1,293 |
| Cash and due from depository institutions | $13,588,000 | 1,418 |
| Interest-bearing balances | $784,000 | 2,894 |
| Securities | $118,704,000 | 1,060 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $333,561,000 | 1,277 |
| Loan loss allowance | $5,403,000 | 913 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,350,000 | 2,553 |
| Other real estate owned | $0 | 1,418 |
| Goodwill and other intangibles | $170,000 | 2,676 |
| All other assets | $12,102,000 | 1,413 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $482,476,000 | 1,293 |
| Total liabilities | $452,418,000 | 1,246 |
| Total deposits | $388,779,000 | 1,256 |
| Interest-bearing deposits | $322,658,000 | 1,294 |
| Deposits held in domestic offices | $388,779,000 | 1,254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,869,000 | 499 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $12,000,000 | 2,380 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,770,000 | 803 |
| Total equity capital | $30,058,000 | 2,089 |
| Total bank equity capital | $30,058,000 | 2,089 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,762,000 | 1,507 |
| Surplus | $11,305,000 | 2,061 |
| Undivided profits | $15,991,000 | 2,025 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,088,000 | 2,192 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,876,000 | 1,881 |
| Earning assets | $453,049,000 | 1,264 |
| Long-term assets (5+ years) | $67,396,000 | 1,420 |
| Average Assets, year-to-date | $474,548,200 | 1,257 |
| Average Assets, quarterly | $483,105,500 | 1,282 |
| Volatile liabilities | $64,488,000 | 1,985 |
| Insider loans | $15,954,000 | 356 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $1,800,000 | 632 |
| Unused loan commitments | $74,346,000 | 1,274 |
| Tier 1 (core) risk-based capital | $32,546,000 | 1,826 |
| Tier 2 risk-based capital | $4,141,000 | 1,182 |
| Total risk weighted assets | $330,034,000 | 1,377 |
| Total unused commitments | $74,346,000 | 1,274 |
| Derivatives | $10,371,000 | 435 |
| 2005-09-30 | Rank | |
| # of Employees: | 121 | 1,414 |
| Assets and Liabilities | ||
| Total Assets: | $483,736,000 | 1,270 |
| Cash and due from depository institutions | $14,973,000 | 1,414 |
| Interest-bearing balances | $721,000 | 3,036 |
| Securities | $125,818,000 | 978 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $326,660,000 | 1,272 |
| Loan loss allowance | $5,413,000 | 895 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,359,000 | 2,490 |
| Other real estate owned | $0 | 1,414 |
| Goodwill and other intangibles | $168,000 | 2,656 |
| All other assets | $11,758,000 | 1,414 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $483,736,000 | 1,270 |
| Total liabilities | $453,190,000 | 1,210 |
| Total deposits | $375,354,000 | 1,274 |
| Interest-bearing deposits | $310,458,000 | 1,321 |
| Deposits held in domestic offices | $375,354,000 | 1,271 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $58,846,000 | 409 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $12,000,000 | 2,397 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $6,990,000 | 769 |
| Total equity capital | $30,546,000 | 2,004 |
| Total bank equity capital | $30,546,000 | 2,004 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,762,000 | 1,478 |
| Surplus | $11,305,000 | 2,000 |
| Undivided profits | $16,479,000 | 1,994 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $536,000 | 3,643 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,698,000 | 2,012 |
| Earning assets | $453,199,000 | 1,232 |
| Long-term assets (5+ years) | $82,216,000 | 1,183 |
| Average Assets, year-to-date | $472,566,500 | 1,249 |
| Average Assets, quarterly | $482,670,000 | 1,257 |
| Volatile liabilities | $76,329,000 | 1,667 |
| Insider loans | $14,769,000 | 373 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $5,004,000 | 404 |
| Unused loan commitments | $75,451,000 | 1,235 |
| Tier 1 (core) risk-based capital | $32,427,000 | 1,792 |
| Tier 2 risk-based capital | $4,061,000 | 1,166 |
| Total risk weighted assets | $323,566,000 | 1,369 |
| Total unused commitments | $75,451,000 | 1,235 |
| Derivatives | $313,000 | 841 |
| 2005-06-30 | Rank | |
| # of Employees: | 123 | 1,396 |
| Assets and Liabilities | ||
| Total Assets: | $481,604,000 | 1,242 |
| Cash and due from depository institutions | $22,237,000 | 1,396 |
| Interest-bearing balances | $4,098,000 | 1,233 |
| Securities | $128,062,000 | 954 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $315,391,000 | 1,290 |
| Loan loss allowance | $5,405,000 | 890 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,401,000 | 2,413 |
| Other real estate owned | $0 | 1,396 |
| Goodwill and other intangibles | $177,000 | 2,621 |
| All other assets | $11,336,000 | 1,416 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $481,604,000 | 1,242 |
| Total liabilities | $452,323,000 | 1,187 |
| Total deposits | $392,168,000 | 1,181 |
| Interest-bearing deposits | $315,623,000 | 1,258 |
| Deposits held in domestic offices | $392,168,000 | 1,178 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,691,000 | 531 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $12,000,000 | 2,363 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $10,464,000 | 549 |
| Total equity capital | $29,281,000 | 2,050 |
| Total bank equity capital | $29,281,000 | 2,050 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,762,000 | 1,458 |
| Surplus | $11,305,000 | 1,943 |
| Undivided profits | $15,214,000 | 2,108 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $594,000 | 3,328 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,533,000 | 2,032 |
| Earning assets | $447,551,000 | 1,216 |
| Long-term assets (5+ years) | $99,865,000 | 1,006 |
| Average Assets, year-to-date | $468,843,330 | 1,252 |
| Average Assets, quarterly | $473,651,500 | 1,249 |
| Volatile liabilities | $53,922,000 | 2,138 |
| Insider loans | $14,977,000 | 340 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $3,960,000 | 492 |
| Unused loan commitments | $75,794,000 | 1,190 |
| Tier 1 (core) risk-based capital | $30,739,000 | 1,858 |
| Tier 2 risk-based capital | $3,960,000 | 1,180 |
| Total risk weighted assets | $315,367,000 | 1,367 |
| Total unused commitments | $75,794,000 | 1,190 |
| Derivatives | $361,000 | 785 |
| 2005-03-31 | Rank | |
| # of Employees: | 122 | 1,400 |
| Assets and Liabilities | ||
| Total Assets: | $465,699,000 | 1,267 |
| Cash and due from depository institutions | $21,508,000 | 1,400 |
| Interest-bearing balances | $3,494,000 | 1,412 |
| Securities | $125,955,000 | 995 |
| Federal funds sold & reverse repurchase agreements | $3,195,000 | 3,205 |
| Net loans & leases | $299,041,000 | 1,327 |
| Loan loss allowance | $5,448,000 | 885 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,510,000 | 2,341 |
| Other real estate owned | $0 | 1,400 |
| Goodwill and other intangibles | $173,000 | 2,643 |
| All other assets | $11,317,000 | 1,404 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $465,699,000 | 1,267 |
| Total liabilities | $437,866,000 | 1,211 |
| Total deposits | $403,740,000 | 1,123 |
| Interest-bearing deposits | $327,158,000 | 1,190 |
| Deposits held in domestic offices | $403,740,000 | 1,120 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,186,000 | 1,001 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $12,000,000 | 2,310 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $9,940,000 | 566 |
| Total equity capital | $27,833,000 | 2,090 |
| Total bank equity capital | $27,833,000 | 2,090 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,762,000 | 1,457 |
| Surplus | $11,305,000 | 1,897 |
| Undivided profits | $13,766,000 | 2,251 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $900,000 | 2,559 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,429,000 | 2,133 |
| Earning assets | $431,685,000 | 1,248 |
| Long-term assets (5+ years) | $106,299,000 | 966 |
| Average Assets, year-to-date | $462,463,000 | 1,261 |
| Average Assets, quarterly | $462,463,000 | 1,261 |
| Volatile liabilities | $29,608,000 | 3,216 |
| Insider loans | $14,772,000 | 338 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $1,489,000 | 751 |
| Unused loan commitments | $78,349,000 | 1,147 |
| Tier 1 (core) risk-based capital | $29,968,000 | 1,860 |
| Tier 2 risk-based capital | $3,846,000 | 1,207 |
| Total risk weighted assets | $306,237,000 | 1,379 |
| Total unused commitments | $78,349,000 | 1,147 |
| Derivatives | $520,000 | 704 |
| 2004-12-31 | Rank | |
| # of Employees: | 122 | 1,403 |
| Assets and Liabilities | ||
| Total Assets: | $459,227,000 | 1,278 |
| Cash and due from depository institutions | $14,519,000 | 1,403 |
| Interest-bearing balances | $3,040,000 | 1,571 |
| Securities | $126,840,000 | 1,007 |
| Federal funds sold & reverse repurchase agreements | $8,719,000 | 1,340 |
| Net loans & leases | $291,979,000 | 1,342 |
| Loan loss allowance | $5,356,000 | 901 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,478,000 | 2,329 |
| Other real estate owned | $0 | 1,403 |
| Goodwill and other intangibles | $156,000 | 2,684 |
| All other assets | $12,536,000 | 1,249 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $459,227,000 | 1,278 |
| Total liabilities | $429,598,000 | 1,226 |
| Total deposits | $397,131,000 | 1,123 |
| Interest-bearing deposits | $327,907,000 | 1,175 |
| Deposits held in domestic offices | $397,131,000 | 1,120 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,434,000 | 1,067 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $12,000,000 | 2,338 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $9,033,000 | 605 |
| Total equity capital | $29,629,000 | 1,963 |
| Total bank equity capital | $29,629,000 | 1,963 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,762,000 | 1,440 |
| Surplus | $11,305,000 | 1,867 |
| Undivided profits | $15,562,000 | 2,078 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $916,000 | 2,574 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,525,000 | 1,944 |
| Earning assets | $430,578,000 | 1,242 |
| Long-term assets (5+ years) | $114,574,000 | 912 |
| Average Assets, year-to-date | $460,863,800 | 1,199 |
| Average Assets, quarterly | $458,800,500 | 1,262 |
| Volatile liabilities | $29,370,000 | 3,179 |
| Insider loans | $11,420,000 | 481 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $2,232,000 | 585 |
| Unused loan commitments | $72,556,000 | 1,178 |
| Tier 1 (core) risk-based capital | $30,812,000 | 1,769 |
| Tier 2 risk-based capital | $3,768,000 | 1,215 |
| Total risk weighted assets | $299,862,000 | 1,379 |
| Total unused commitments | $72,556,000 | 1,180 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 122 | 1,410 |
| Assets and Liabilities | ||
| Total Assets: | $458,374,000 | 1,255 |
| Cash and due from depository institutions | $16,946,000 | 1,410 |
| Interest-bearing balances | $3,018,000 | 1,648 |
| Securities | $131,570,000 | 964 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $292,938,000 | 1,304 |
| Loan loss allowance | $5,434,000 | 875 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,611,000 | 2,228 |
| Other real estate owned | $0 | 1,410 |
| Goodwill and other intangibles | $156,000 | 2,654 |
| All other assets | $12,153,000 | 1,258 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $458,374,000 | 1,255 |
| Total liabilities | $428,374,000 | 1,198 |
| Total deposits | $396,831,000 | 1,102 |
| Interest-bearing deposits | $325,380,000 | 1,176 |
| Deposits held in domestic offices | $396,831,000 | 1,098 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,322,000 | 1,056 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $12,077,000 | 2,320 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $8,144,000 | 640 |
| Total equity capital | $30,000,000 | 1,917 |
| Total bank equity capital | $30,000,000 | 1,917 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,762,000 | 1,430 |
| Surplus | $11,305,000 | 1,827 |
| Undivided profits | $15,933,000 | 2,057 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $946,000 | 2,698 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,452,000 | 2,133 |
| Earning assets | $427,526,000 | 1,230 |
| Long-term assets (5+ years) | $128,550,000 | 825 |
| Average Assets, year-to-date | $461,273,000 | 1,186 |
| Average Assets, quarterly | $456,288,500 | 1,241 |
| Volatile liabilities | $29,420,000 | 3,156 |
| Insider loans | $13,174,000 | 390 |
| FHLB advances | $12,000,000 | 2,194 |
| Loans and leases held for sale | $1,902,000 | 624 |
| Unused loan commitments | $72,188,000 | 1,181 |
| Tier 1 (core) risk-based capital | $30,700,000 | 1,751 |
| Tier 2 risk-based capital | $3,809,000 | 1,187 |
| Total risk weighted assets | $303,126,000 | 1,340 |
| Total unused commitments | $72,188,000 | 1,182 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 121 | 1,431 |
| Assets and Liabilities | ||
| Total Assets: | $454,203,000 | 1,234 |
| Cash and due from depository institutions | $7,079,000 | 1,431 |
| Interest-bearing balances | $196,000 | 4,592 |
| Securities | $132,989,000 | 962 |
| Federal funds sold & reverse repurchase agreements | $23,487,000 | 454 |
| Net loans & leases | $273,277,000 | 1,369 |
| Loan loss allowance | $5,439,000 | 866 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,660,000 | 2,165 |
| Other real estate owned | $0 | 1,431 |
| Goodwill and other intangibles | $155,000 | 2,667 |
| All other assets | $12,556,000 | 1,226 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $454,203,000 | 1,234 |
| Total liabilities | $425,929,000 | 1,191 |
| Total deposits | $394,405,000 | 1,093 |
| Interest-bearing deposits | $322,640,000 | 1,165 |
| Deposits held in domestic offices | $394,405,000 | 1,089 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,469,000 | 1,105 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $12,000,000 | 2,306 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $9,055,000 | 574 |
| Total equity capital | $28,274,000 | 1,943 |
| Total bank equity capital | $28,274,000 | 1,943 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,762,000 | 1,430 |
| Surplus | $11,305,000 | 1,788 |
| Undivided profits | $14,207,000 | 2,165 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $837,000 | 2,961 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,415,000 | 2,033 |
| Earning assets | $429,949,000 | 1,196 |
| Long-term assets (5+ years) | $133,081,000 | 829 |
| Average Assets, year-to-date | $462,239,330 | 1,180 |
| Average Assets, quarterly | $459,279,000 | 1,207 |
| Volatile liabilities | $28,275,000 | 3,152 |
| Insider loans | $11,650,000 | 458 |
| FHLB advances | $12,000,000 | 2,178 |
| Loans and leases held for sale | $2,045,000 | 614 |
| Unused loan commitments | $75,725,000 | 1,116 |
| Tier 1 (core) risk-based capital | $30,301,000 | 1,724 |
| Tier 2 risk-based capital | $3,672,000 | 1,224 |
| Total risk weighted assets | $291,888,000 | 1,372 |
| Total unused commitments | $75,725,000 | 1,116 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 122 | 1,400 |
| Assets and Liabilities | ||
| Total Assets: | $464,355,000 | 1,193 |
| Cash and due from depository institutions | $23,574,000 | 1,400 |
| Interest-bearing balances | $178,000 | 4,789 |
| Securities | $154,455,000 | 856 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $270,373,000 | 1,355 |
| Loan loss allowance | $5,458,000 | 855 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,745,000 | 2,123 |
| Other real estate owned | $0 | 1,400 |
| Goodwill and other intangibles | $152,000 | 2,659 |
| All other assets | $11,056,000 | 1,287 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $464,355,000 | 1,193 |
| Total liabilities | $434,094,000 | 1,151 |
| Total deposits | $390,042,000 | 1,087 |
| Interest-bearing deposits | $318,545,000 | 1,178 |
| Deposits held in domestic offices | $390,042,000 | 1,085 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,171,000 | 696 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $12,000,000 | 2,178 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $10,881,000 | 566 |
| Total equity capital | $30,261,000 | 1,857 |
| Total bank equity capital | $30,261,000 | 1,857 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,762,000 | 1,425 |
| Surplus | $11,305,000 | 1,751 |
| Undivided profits | $16,194,000 | 2,019 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,031,000 | 2,592 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,472,000 | 1,918 |
| Earning assets | $425,006,000 | 1,199 |
| Long-term assets (5+ years) | $145,865,000 | 740 |
| Average Assets, year-to-date | $466,257,500 | 1,168 |
| Average Assets, quarterly | $466,257,500 | 1,168 |
| Volatile liabilities | $39,359,000 | 2,380 |
| Insider loans | $11,850,000 | 418 |
| FHLB advances | $12,000,000 | 2,058 |
| Loans and leases held for sale | $2,759,000 | 589 |
| Unused loan commitments | $73,864,000 | 1,109 |
| Tier 1 (core) risk-based capital | $29,779,000 | 1,737 |
| Tier 2 risk-based capital | $3,639,000 | 1,230 |
| Total risk weighted assets | $289,310,000 | 1,348 |
| Total unused commitments | $73,864,000 | 1,113 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 125 | 1,380 |
| Assets and Liabilities | ||
| Total Assets: | $468,160,000 | 1,177 |
| Cash and due from depository institutions | $14,830,000 | 1,380 |
| Interest-bearing balances | $160,000 | 4,793 |
| Securities | $167,049,000 | 814 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $269,876,000 | 1,338 |
| Loan loss allowance | $5,430,000 | 864 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,876,000 | 2,023 |
| Other real estate owned | $0 | 1,380 |
| Goodwill and other intangibles | $154,000 | 2,654 |
| All other assets | $11,375,000 | 1,291 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $468,160,000 | 1,177 |
| Total liabilities | $438,762,000 | 1,131 |
| Total deposits | $375,181,000 | 1,133 |
| Interest-bearing deposits | $315,659,000 | 1,184 |
| Deposits held in domestic offices | $375,181,000 | 1,132 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,748,000 | 491 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $12,000,000 | 2,197 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $8,833,000 | 623 |
| Total equity capital | $29,398,000 | 1,858 |
| Total bank equity capital | $29,398,000 | 1,858 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,762,000 | 1,430 |
| Surplus | $11,305,000 | 1,730 |
| Undivided profits | $15,331,000 | 2,088 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,185,000 | 2,363 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,638,000 | 1,767 |
| Earning assets | $437,085,000 | 1,155 |
| Long-term assets (5+ years) | $156,579,000 | 689 |
| Average Assets, year-to-date | $461,608,800 | 1,162 |
| Average Assets, quarterly | $467,637,000 | 1,173 |
| Volatile liabilities | $60,672,000 | 1,657 |
| Insider loans | $11,957,000 | 401 |
| FHLB advances | $12,000,000 | 2,073 |
| Loans and leases held for sale | $739,000 | 995 |
| Unused loan commitments | $71,411,000 | 1,109 |
| Tier 1 (core) risk-based capital | $29,253,000 | 1,749 |
| Tier 2 risk-based capital | $3,664,000 | 1,208 |
| Total risk weighted assets | $291,216,000 | 1,321 |
| Total unused commitments | $71,411,000 | 1,111 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 126 | 1,393 |
| Assets and Liabilities | ||
| Total Assets: | $467,114,000 | 1,191 |
| Cash and due from depository institutions | $25,472,000 | 1,393 |
| Interest-bearing balances | $143,000 | 4,991 |
| Securities | $156,172,000 | 864 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $268,757,000 | 1,336 |
| Loan loss allowance | $5,301,000 | 897 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,981,000 | 1,968 |
| Other real estate owned | $159,000 | 1,393 |
| Goodwill and other intangibles | $143,000 | 2,649 |
| All other assets | $11,430,000 | 1,286 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $467,114,000 | 1,191 |
| Total liabilities | $429,916,000 | 1,166 |
| Total deposits | $370,227,000 | 1,165 |
| Interest-bearing deposits | $313,612,000 | 1,209 |
| Deposits held in domestic offices | $370,227,000 | 1,163 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,895,000 | 522 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $12,000,000 | 2,128 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $9,794,000 | 616 |
| Total equity capital | $37,198,000 | 1,479 |
| Total bank equity capital | $37,198,000 | 1,479 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,762,000 | 1,424 |
| Surplus | $11,305,000 | 1,711 |
| Undivided profits | $23,131,000 | 1,405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,135,000 | 2,612 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,524,000 | 2,036 |
| Earning assets | $425,072,000 | 1,201 |
| Long-term assets (5+ years) | $150,876,000 | 731 |
| Average Assets, year-to-date | $459,971,000 | 1,181 |
| Average Assets, quarterly | $459,383,500 | 1,200 |
| Volatile liabilities | $55,905,000 | 1,729 |
| Insider loans | $12,120,000 | 389 |
| FHLB advances | $12,000,000 | 1,994 |
| Loans and leases held for sale | $4,062,000 | 603 |
| Unused loan commitments | $64,423,000 | 1,216 |
| Tier 1 (core) risk-based capital | $37,417,000 | 1,371 |
| Tier 2 risk-based capital | $3,693,000 | 1,190 |
| Total risk weighted assets | $293,797,000 | 1,297 |
| Total unused commitments | $64,423,000 | 1,220 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 129 | 1,355 |
| Assets and Liabilities | ||
| Total Assets: | $451,653,000 | 1,217 |
| Cash and due from depository institutions | $23,485,000 | 1,355 |
| Interest-bearing balances | $123,000 | 5,160 |
| Securities | $143,380,000 | 918 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $269,175,000 | 1,310 |
| Loan loss allowance | $5,338,000 | 874 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,902,000 | 1,965 |
| Other real estate owned | $159,000 | 1,355 |
| Goodwill and other intangibles | $95,000 | 2,744 |
| All other assets | $10,457,000 | 1,321 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $451,653,000 | 1,217 |
| Total liabilities | $412,716,000 | 1,206 |
| Total deposits | $367,566,000 | 1,164 |
| Interest-bearing deposits | $312,747,000 | 1,205 |
| Deposits held in domestic offices | $367,566,000 | 1,163 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,641,000 | 663 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $12,000,000 | 2,092 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $11,509,000 | 577 |
| Total equity capital | $38,937,000 | 1,402 |
| Total bank equity capital | $38,937,000 | 1,402 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,762,000 | 1,418 |
| Surplus | $11,305,000 | 1,676 |
| Undivided profits | $24,870,000 | 1,318 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,162,000 | 2,557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $168,000 | 764 |
| Income earned, not collected on loans | $1,650,000 | 1,761 |
| Earning assets | $412,678,000 | 1,220 |
| Long-term assets (5+ years) | $126,456,000 | 825 |
| Average Assets, year-to-date | $457,590,000 | 1,185 |
| Average Assets, quarterly | $452,501,500 | 1,204 |
| Volatile liabilities | $39,513,000 | 2,281 |
| Insider loans | $11,461,000 | 407 |
| FHLB advances | $12,000,000 | 1,959 |
| Loans and leases held for sale | $4,479,000 | 754 |
| Unused loan commitments | $66,019,000 | 1,152 |
| Tier 1 (core) risk-based capital | $37,620,000 | 1,330 |
| Tier 2 risk-based capital | $3,626,000 | 1,163 |
| Total risk weighted assets | $288,371,000 | 1,304 |
| Total unused commitments | $66,019,000 | 1,163 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 128 | 1,343 |
| Assets and Liabilities | ||
| Total Assets: | $453,350,000 | 1,198 |
| Cash and due from depository institutions | $24,966,000 | 1,343 |
| Interest-bearing balances | $104,000 | 5,190 |
| Securities | $138,043,000 | 946 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $275,178,000 | 1,264 |
| Loan loss allowance | $5,418,000 | 853 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,657,000 | 2,017 |
| Other real estate owned | $159,000 | 1,343 |
| Goodwill and other intangibles | $64,000 | 2,833 |
| All other assets | $10,283,000 | 1,322 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $453,350,000 | 1,198 |
| Total liabilities | $413,969,000 | 1,190 |
| Total deposits | $369,179,000 | 1,141 |
| Interest-bearing deposits | $307,732,000 | 1,210 |
| Deposits held in domestic offices | $369,179,000 | 1,139 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,311,000 | 664 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $12,000,000 | 2,052 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $11,479,000 | 577 |
| Total equity capital | $39,381,000 | 1,360 |
| Total bank equity capital | $39,381,000 | 1,360 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,762,000 | 1,422 |
| Surplus | $11,305,000 | 1,645 |
| Undivided profits | $25,314,000 | 1,256 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,317,000 | 2,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $265,000 | 585 |
| Income earned, not collected on loans | $1,712,000 | 1,719 |
| Earning assets | $413,325,000 | 1,203 |
| Long-term assets (5+ years) | $132,370,000 | 762 |
| Average Assets, year-to-date | $460,558,500 | 1,177 |
| Average Assets, quarterly | $460,558,500 | 1,177 |
| Volatile liabilities | $38,267,000 | 2,303 |
| Insider loans | $10,846,000 | 426 |
| FHLB advances | $12,000,000 | 1,926 |
| Loans and leases held for sale | $4,483,000 | 666 |
| Unused loan commitments | $60,864,000 | 1,193 |
| Tier 1 (core) risk-based capital | $37,798,000 | 1,308 |
| Tier 2 risk-based capital | $3,650,000 | 1,143 |
| Total risk weighted assets | $290,198,000 | 1,272 |
| Total unused commitments | $60,864,000 | 1,203 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 136 | 1,227 |
| Assets and Liabilities | ||
| Total Assets: | $467,767,000 | 1,153 |
| Cash and due from depository institutions | $31,259,000 | 1,227 |
| Interest-bearing balances | $83,000 | 5,485 |
| Securities | $135,193,000 | 923 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $286,288,000 | 1,200 |
| Loan loss allowance | $5,520,000 | 818 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,680,000 | 1,981 |
| Other real estate owned | $159,000 | 1,227 |
| Goodwill and other intangibles | $55,000 | 2,834 |
| All other assets | $10,133,000 | 1,305 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $467,767,000 | 1,153 |
| Total liabilities | $428,197,000 | 1,136 |
| Total deposits | $366,561,000 | 1,127 |
| Interest-bearing deposits | $310,197,000 | 1,175 |
| Deposits held in domestic offices | $366,561,000 | 1,126 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $41,500,000 | 471 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $12,000,000 | 2,075 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $8,136,000 | 700 |
| Total equity capital | $39,570,000 | 1,326 |
| Total bank equity capital | $39,570,000 | 1,326 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,762,000 | 1,416 |
| Surplus | $11,305,000 | 1,607 |
| Undivided profits | $25,503,000 | 1,207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,276,000 | 2,303 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $266,000 | 548 |
| Income earned, not collected on loans | $1,954,000 | 1,558 |
| Earning assets | $421,564,000 | 1,169 |
| Long-term assets (5+ years) | $131,693,000 | 757 |
| Average Assets, year-to-date | $441,774,800 | 1,159 |
| Average Assets, quarterly | $457,466,500 | 1,163 |
| Volatile liabilities | $65,372,000 | 1,467 |
| Insider loans | $11,090,000 | 404 |
| FHLB advances | $12,000,000 | 1,932 |
| Loans and leases held for sale | $1,888,000 | 1,079 |
| Unused loan commitments | $81,369,000 | 932 |
| Tier 1 (core) risk-based capital | $37,644,000 | 1,270 |
| Tier 2 risk-based capital | $3,887,000 | 1,049 |
| Total risk weighted assets | $309,509,000 | 1,159 |
| Total unused commitments | $81,369,000 | 934 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 151 | 1,078 |
| Assets and Liabilities | ||
| Total Assets: | $431,058,000 | 1,190 |
| Cash and due from depository institutions | $29,346,000 | 1,078 |
| Interest-bearing balances | $8,526,000 | 828 |
| Securities | $97,392,000 | 1,171 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $290,044,000 | 1,147 |
| Loan loss allowance | $5,832,000 | 739 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,016,000 | 2,254 |
| Other real estate owned | $0 | 1,078 |
| Goodwill and other intangibles | $41,000 | 2,838 |
| All other assets | $10,219,000 | 1,205 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $431,058,000 | 1,190 |
| Total liabilities | $392,641,000 | 1,180 |
| Total deposits | $349,080,000 | 1,140 |
| Interest-bearing deposits | $297,968,000 | 1,155 |
| Deposits held in domestic offices | $349,080,000 | 1,136 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,463,000 | 721 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $12,000,000 | 1,939 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $10,098,000 | 609 |
| Total equity capital | $38,417,000 | 1,286 |
| Total bank equity capital | $38,417,000 | 1,286 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,762,000 | 1,412 |
| Surplus | $11,305,000 | 1,529 |
| Undivided profits | $24,350,000 | 1,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,339,000 | 2,141 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,045,000 | 1,601 |
| Earning assets | $395,962,000 | 1,184 |
| Long-term assets (5+ years) | $73,813,000 | 1,262 |
| Average Assets, year-to-date | $418,351,600 | 1,163 |
| Average Assets, quarterly | $431,191,000 | 1,177 |
| Volatile liabilities | $39,971,000 | 2,134 |
| Insider loans | $9,331,000 | 466 |
| FHLB advances | $12,000,000 | 1,794 |
| Loans and leases held for sale | $2,212,000 | 879 |
| Unused loan commitments | $93,251,000 | 797 |
| Tier 1 (core) risk-based capital | $37,541,000 | 1,220 |
| Tier 2 risk-based capital | $3,768,000 | 1,043 |
| Total risk weighted assets | $299,353,000 | 1,143 |
| Total unused commitments | $93,251,000 | 797 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 155 | 1,041 |
| Assets and Liabilities | ||
| Total Assets: | $409,309,000 | 1,191 |
| Cash and due from depository institutions | $23,478,000 | 1,041 |
| Interest-bearing balances | $5,942,000 | 751 |
| Securities | $93,183,000 | 1,196 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $278,690,000 | 1,150 |
| Loan loss allowance | $6,122,000 | 693 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,358,000 | 2,012 |
| Other real estate owned | $13,000 | 1,041 |
| Goodwill and other intangibles | $1,000 | 3,134 |
| All other assets | $9,586,000 | 1,045 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $409,309,000 | 1,191 |
| Total liabilities | $369,811,000 | 1,192 |
| Total deposits | $329,414,000 | 1,154 |
| Interest-bearing deposits | $285,737,000 | 1,158 |
| Deposits held in domestic offices | $329,414,000 | 1,147 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,123,000 | 755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $12,000,000 | 1,837 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $9,274,000 | 646 |
| Total equity capital | $39,498,000 | 1,181 |
| Total bank equity capital | $39,498,000 | 1,181 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,762,000 | 1,420 |
| Surplus | $11,305,000 | 1,485 |
| Undivided profits | $25,431,000 | 1,058 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,490,000 | 1,625 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $37,000 | 1,096 |
| Income earned, not collected on loans | $1,440,000 | 1,818 |
| Earning assets | $377,815,000 | 1,180 |
| Long-term assets (5+ years) | $68,168,000 | 1,274 |
| Average Assets, year-to-date | $406,474,200 | 1,139 |
| Average Assets, quarterly | $409,288,000 | 1,176 |
| Volatile liabilities | $49,816,000 | 1,756 |
| Insider loans | $11,973,000 | 347 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $60,882,000 | 1,008 |
| Tier 1 (core) risk-based capital | $39,888,900 | 1,114 |
| Tier 2 risk-based capital | $3,627,270 | 1,052 |
| Total risk weighted assets | $287,687,170 | 1,143 |
| Total unused commitments | $60,882,000 | 1,009 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 173 | 952 |
| Assets and Liabilities | ||
| Total Assets: | $399,156,000 | 1,194 |
| Cash and due from depository institutions | $22,670,000 | 952 |
| Interest-bearing balances | $18,000 | 6,068 |
| Securities | $95,341,000 | 1,193 |
| Federal funds sold & reverse repurchase agreements | $16,825,000 | 607 |
| Net loans & leases | $250,449,000 | 1,227 |
| Loan loss allowance | $6,657,000 | 658 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,763,000 | 1,789 |
| Other real estate owned | $20,000 | 952 |
| Goodwill and other intangibles | $4,000 | 3,205 |
| All other assets | $9,084,000 | 1,084 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $399,156,000 | 1,194 |
| Total liabilities | $362,180,000 | 1,185 |
| Total deposits | $325,405,000 | 1,142 |
| Interest-bearing deposits | $271,222,000 | 1,192 |
| Deposits held in domestic offices | $325,405,000 | 1,134 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,956,000 | 824 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,000,000 | 2,273 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $8,819,000 | 656 |
| Total equity capital | $36,976,000 | 1,223 |
| Total bank equity capital | $36,976,000 | 1,223 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,762,000 | 1,425 |
| Surplus | $11,305,000 | 1,463 |
| Undivided profits | $22,909,000 | 1,088 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,190,000 | 1,887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $576,000 | 4,040 |
| Earning assets | $362,633,000 | 1,203 |
| Long-term assets (5+ years) | $87,239,000 | 1,077 |
| Average Assets, year-to-date | $391,759,400 | 1,151 |
| Average Assets, quarterly | $390,898,000 | 1,202 |
| Volatile liabilities | $35,541,000 | 2,216 |
| Insider loans | $8,102,000 | 547 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $70,431,000 | 930 |
| Tier 1 (core) risk-based capital | $38,746,600 | 1,133 |
| Tier 2 risk-based capital | $3,379,390 | 1,072 |
| Total risk weighted assets | $267,073,290 | 1,181 |
| Total unused commitments | $70,431,000 | 931 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 174 | 962 |
| Assets and Liabilities | ||
| Total Assets: | $390,824,000 | 1,184 |
| Cash and due from depository institutions | $23,340,000 | 962 |
| Interest-bearing balances | $10,000 | 6,295 |
| Securities | $104,984,000 | 1,098 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 3,395 |
| Net loans & leases | $243,401,000 | 1,170 |
| Loan loss allowance | $7,412,000 | 596 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,167,000 | 1,551 |
| Other real estate owned | $0 | 962 |
| Goodwill and other intangibles | $7,000 | 3,328 |
| All other assets | $8,925,000 | 959 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $390,824,000 | 1,184 |
| Total liabilities | $353,385,000 | 1,179 |
| Total deposits | $325,052,000 | 1,132 |
| Interest-bearing deposits | $270,078,000 | 1,180 |
| Deposits held in domestic offices | $325,052,000 | 1,126 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,748,000 | 1,010 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,000,000 | 1,770 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $9,585,000 | 654 |
| Total equity capital | $37,439,000 | 1,195 |
| Total bank equity capital | $37,439,000 | 1,195 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,762,000 | 1,371 |
| Surplus | $11,305,000 | 1,385 |
| Undivided profits | $23,372,000 | 1,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,587,000 | 1,594 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $156,000 | 742 |
| Income earned, not collected on loans | $1,180,000 | 1,845 |
| Earning assets | $353,395,000 | 1,197 |
| Long-term assets (5+ years) | $98,466,000 | 904 |
| Average Assets, year-to-date | $381,638,000 | 1,155 |
| Average Assets, quarterly | $387,627,500 | 1,173 |
| Volatile liabilities | $22,165,000 | 2,775 |
| Insider loans | $7,964,000 | 506 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $57,345,000 | 1,030 |
| Tier 1 (core) risk-based capital | $37,245,300 | 1,128 |
| Tier 2 risk-based capital | $3,310,480 | 1,032 |
| Total risk weighted assets | $260,736,480 | 1,114 |
| Total unused commitments | $57,345,000 | 1,034 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 179 | 980 |
| Assets and Liabilities | ||
| Total Assets: | $373,688,000 | 1,243 |
| Cash and due from depository institutions | $18,007,000 | 980 |
| Interest-bearing balances | $54,000 | 5,282 |
| Securities | $81,296,000 | 1,418 |
| Federal funds sold & reverse repurchase agreements | $15,175,000 | 866 |
| Net loans & leases | $242,559,000 | 1,207 |
| Loan loss allowance | $7,706,000 | 578 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,061,000 | 1,555 |
| Other real estate owned | $0 | 980 |
| Goodwill and other intangibles | $9,000 | 3,399 |
| All other assets | $11,581,000 | 770 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $373,688,000 | 1,243 |
| Total liabilities | $338,280,000 | 1,237 |
| Total deposits | $309,290,000 | 1,201 |
| Interest-bearing deposits | $261,251,000 | 1,247 |
| Deposits held in domestic offices | $309,290,000 | 1,196 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,564,000 | 905 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $5,000,000 | 1,944 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $10,426,000 | 615 |
| Total equity capital | $35,408,000 | 1,261 |
| Total bank equity capital | $35,408,000 | 1,261 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,762,000 | 1,352 |
| Surplus | $11,305,000 | 1,391 |
| Undivided profits | $21,341,000 | 1,220 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,224,000 | 1,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,365,000 | 1,616 |
| Earning assets | $339,084,000 | 1,269 |
| Long-term assets (5+ years) | $82,215,000 | 912 |
| Average Assets, year-to-date | $371,352,200 | 1,189 |
| Average Assets, quarterly | $373,446,500 | 1,223 |
| Volatile liabilities | $27,543,000 | 2,295 |
| Insider loans | $5,619,000 | 732 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $50,767,000 | 1,078 |
| Tier 1 (core) risk-based capital | $34,750,100 | 1,211 |
| Tier 2 risk-based capital | $3,262,840 | 1,004 |
| Total risk weighted assets | $256,583,740 | 1,131 |
| Total unused commitments | $50,767,000 | 1,084 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 178 | 1,044 |
| Assets and Liabilities | ||
| Total Assets: | $364,069,000 | 1,311 |
| Cash and due from depository institutions | $18,744,000 | 1,044 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $100,439,000 | 1,185 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $227,325,000 | 1,318 |
| Loan loss allowance | $8,053,000 | 623 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,156,000 | 1,538 |
| Other real estate owned | $36,000 | 1,044 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $12,369,000 | 768 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $364,069,000 | 1,311 |
| Total liabilities | $330,675,000 | 1,302 |
| Total deposits | $300,671,000 | 1,273 |
| Interest-bearing deposits | $254,757,000 | 1,318 |
| Deposits held in domestic offices | $300,671,000 | 1,268 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,289,000 | 877 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $5,000,000 | 1,827 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $7,715,000 | 721 |
| Total equity capital | $33,394,000 | 1,357 |
| Total bank equity capital | $33,394,000 | 1,357 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,762,000 | 1,404 |
| Surplus | $11,305,000 | 1,447 |
| Undivided profits | $19,327,000 | 1,343 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,954,000 | 1,544 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,242,000 | 1,782 |
| Earning assets | $327,764,000 | 1,325 |
| Long-term assets (5+ years) | $46,573,000 | 1,366 |
| Average Assets, year-to-date | $353,062,200 | 1,298 |
| Average Assets, quarterly | $358,925,500 | 1,306 |
| Volatile liabilities | $31,080,000 | 2,022 |
| Insider loans | $5,525,000 | 777 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $32,627,000 | 1,440 |
| Tier 1 (core) risk-based capital | $32,280,000 | 1,327 |
| Tier 2 risk-based capital | $3,036,900 | 1,103 |
| Total risk weighted assets | $237,935,700 | 1,231 |
| Total unused commitments | $32,627,000 | 1,448 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 185 | 1,039 |
| Assets and Liabilities | ||
| Total Assets: | $347,603,000 | 1,370 |
| Cash and due from depository institutions | $15,859,000 | 1,039 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $109,027,000 | 1,149 |
| Federal funds sold & reverse repurchase agreements | $11,400,000 | 1,237 |
| Net loans & leases | $195,368,000 | 1,482 |
| Loan loss allowance | $7,193,000 | 698 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,316,000 | 1,468 |
| Other real estate owned | $371,000 | 1,039 |
| Goodwill and other intangibles | $17,000 | 2,905 |
| All other assets | $10,245,000 | 930 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $347,603,000 | 1,370 |
| Total liabilities | $315,984,000 | 1,376 |
| Total deposits | $297,763,000 | 1,310 |
| Interest-bearing deposits | $254,070,000 | 1,339 |
| Deposits held in domestic offices | $297,763,000 | 1,297 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,606,000 | 1,452 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $12,615,000 | 592 |
| Total equity capital | $31,619,000 | 1,442 |
| Total bank equity capital | $31,619,000 | 1,442 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,762,000 | 1,430 |
| Surplus | $11,305,000 | 1,445 |
| Undivided profits | $17,552,000 | 1,511 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,046,000 | 1,126 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,067,000 | 2,158 |
| Earning assets | $315,795,000 | 1,380 |
| Long-term assets (5+ years) | $28,037,000 | 1,931 |
| Average Assets, year-to-date | $340,204,600 | 1,341 |
| Average Assets, quarterly | $343,128,000 | 1,372 |
| Volatile liabilities | $11,827,000 | 4,033 |
| Insider loans | $4,748,000 | 937 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $3,945,000 | 407 |
| Unused loan commitments | $36,811,000 | 1,275 |
| Tier 1 (core) risk-based capital | $30,472,000 | 1,414 |
| Tier 2 risk-based capital | $2,673,960 | 1,236 |
| Total risk weighted assets | $209,397,660 | 1,368 |
| Total unused commitments | $36,811,000 | 1,284 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 177 | 1,102 |
| Assets and Liabilities | ||
| Total Assets: | $338,039,000 | 1,374 |
| Cash and due from depository institutions | $20,752,000 | 1,102 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $96,975,000 | 1,331 |
| Federal funds sold & reverse repurchase agreements | $7,225,000 | 1,289 |
| Net loans & leases | $198,157,000 | 1,421 |
| Loan loss allowance | $7,752,000 | 671 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,940,000 | 1,493 |
| Other real estate owned | $445,000 | 1,102 |
| Goodwill and other intangibles | $168,000 | 2,019 |
| All other assets | $9,377,000 | 1,031 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $338,039,000 | 1,374 |
| Total liabilities | $308,896,000 | 1,370 |
| Total deposits | $302,306,000 | 1,244 |
| Interest-bearing deposits | $258,775,000 | 1,265 |
| Deposits held in domestic offices | $302,306,000 | 1,234 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $6,590,000 | 764 |
| Total equity capital | $29,143,000 | 1,412 |
| Total bank equity capital | $29,143,000 | 1,412 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,762,000 | 1,445 |
| Surplus | $11,305,000 | 1,379 |
| Undivided profits | $15,076,000 | 1,564 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,657,000 | 833 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,054,000 | 1,855 |
| Earning assets | $302,357,000 | 1,398 |
| Long-term assets (5+ years) | $47,455,000 | 1,225 |
| Average Assets, year-to-date | $336,162,400 | 1,349 |
| Average Assets, quarterly | $334,939,000 | 1,380 |
| Volatile liabilities | $5,738,000 | 6,235 |
| Insider loans | $119,000 | 9,166 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $6,577,000 | 229 |
| Unused loan commitments | $30,819,000 | 1,403 |
| Tier 1 (core) risk-based capital | $30,304,000 | 1,358 |
| Tier 2 risk-based capital | $2,662,450 | 1,227 |
| Total risk weighted assets | $207,906,450 | 1,343 |
| Total unused commitments | $30,819,000 | 1,414 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 189 | 1,090 |
| Assets and Liabilities | ||
| Total Assets: | $329,742,000 | 1,427 |
| Cash and due from depository institutions | $17,919,000 | 1,090 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $98,241,000 | 1,393 |
| Federal funds sold & reverse repurchase agreements | $6,700,000 | 2,079 |
| Net loans & leases | $192,904,000 | 1,437 |
| Loan loss allowance | $7,415,000 | 736 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,298,000 | 1,379 |
| Other real estate owned | $593,000 | 1,090 |
| Goodwill and other intangibles | $331,000 | 1,576 |
| All other assets | $7,756,000 | 1,150 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $329,742,000 | 1,427 |
| Total liabilities | $301,505,000 | 1,423 |
| Total deposits | $295,070,000 | 1,352 |
| Interest-bearing deposits | $257,556,000 | 1,335 |
| Deposits held in domestic offices | $295,070,000 | 1,341 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $6,435,000 | 812 |
| Total equity capital | $28,237,000 | 1,450 |
| Total bank equity capital | $28,237,000 | 1,450 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,762,000 | 1,455 |
| Surplus | $11,305,000 | 1,306 |
| Undivided profits | $14,170,000 | 1,684 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,864,000 | 864 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $843,000 | 2,096 |
| Earning assets | $297,845,000 | 1,440 |
| Long-term assets (5+ years) | $46,637,000 | 1,269 |
| Average Assets, year-to-date | $332,685,600 | 1,386 |
| Average Assets, quarterly | $329,705,000 | 1,434 |
| Volatile liabilities | $6,086,000 | 5,829 |
| Insider loans | $315,000 | 7,128 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $5,415,000 | 476 |
| Unused loan commitments | $37,538,000 | 1,223 |
| Tier 1 (core) risk-based capital | $27,521,000 | 1,456 |
| Tier 2 risk-based capital | $2,610,470 | 1,249 |
| Total risk weighted assets | $204,033,070 | 1,371 |
| Total unused commitments | $37,538,000 | 1,242 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 177 | 1,206 |
| Assets and Liabilities | ||
| Total Assets: | $338,148,000 | 1,451 |
| Cash and due from depository institutions | $24,108,000 | 1,206 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $88,834,000 | 1,522 |
| Federal funds sold & reverse repurchase agreements | $7,100,000 | 2,331 |
| Net loans & leases | $205,233,000 | 1,411 |
| Loan loss allowance | $9,147,000 | 653 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $5,754,000 | 1,260 |
| Other real estate owned | $607,000 | 1,206 |
| Goodwill and other intangibles | $554,000 | 1,308 |
| All other assets | $5,958,000 | 1,432 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $338,148,000 | 1,451 |
| Total liabilities | $311,717,000 | 1,454 |
| Total deposits | $308,655,000 | 1,355 |
| Interest-bearing deposits | $268,458,000 | 1,364 |
| Deposits held in domestic offices | $308,655,000 | 1,346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,062,000 | 1,348 |
| Total equity capital | $26,431,000 | 1,474 |
| Total bank equity capital | $26,431,000 | 1,474 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,762,000 | 1,487 |
| Surplus | $11,305,000 | 1,274 |
| Undivided profits | $12,364,000 | 1,777 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,589,000 | 722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $932,000 | 2,122 |
| Earning assets | $301,167,000 | 1,483 |
| Long-term assets (5+ years) | $36,451,000 | 1,558 |
| Average Assets, year-to-date | $344,074,000 | 1,409 |
| Average Assets, quarterly | $338,508,000 | 1,442 |
| Volatile liabilities | $6,408,000 | 5,643 |
| Insider loans | $157,000 | 4,531 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $3,349,000 | 441 |
| Unused loan commitments | $29,966,000 | 1,365 |
| Tier 1 (core) risk-based capital | $25,877,000 | 1,460 |
| Tier 2 risk-based capital | $2,726,170 | 1,225 |
| Total risk weighted assets | $211,672,570 | 1,375 |
| Total unused commitments | $29,966,000 | 1,381 |
| Derivatives | $0 | 651 |