Home > Hacienda Bank > Income and Expense
Hacienda Bank, Income and Expense
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,071,000 | 5,363 |
| Total interest expense | $97,000 | 7,890 |
| Net interest income | $974,000 | 4,564 |
| Provision for loan and lease losses | $20,000 | 4,792 |
| Total noninterest income | $152,000 | 4,739 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $120,000 | 3,159 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $32,000 | 5,977 |
| Total noninterest expense | $904,000 | 4,077 |
| Salaries and employee benefits | $317,000 | 5,552 |
| Premises and equipment expense | $183,000 | 3,042 |
| Additional noninterest expense | $404,000 | 2,883 |
| Pre-tax net operating income | $202,000 | 5,799 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $80,000 | 4,142 |
| Income before extraordinary items | $122,000 | 6,479 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $122,000 | 6,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,858 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $122,000 | 6,363 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $738,000 | 8,799 |
| Total interest expense | $123,000 | 8,912 |
| Net interest income | $615,000 | 8,671 |
| Provision for loan and lease losses | $20,000 | 7,057 |
| Total noninterest income | $126,000 | 8,038 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $86,000 | 6,787 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $40,000 | 7,815 |
| Total noninterest expense | $582,000 | 8,695 |
| Salaries and employee benefits | $253,000 | 8,894 |
| Premises and equipment expense | $121,000 | 7,796 |
| Additional noninterest expense | $208,000 | 8,393 |
| Pre-tax net operating income | $139,000 | 8,054 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $31,000 | 6,588 |
| Income before extraordinary items | $108,000 | 8,184 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $108,000 | 8,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,204 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $108,000 | 8,064 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,411,000 | 5,261 |
| Total interest expense | $623,000 | 6,764 |
| Net interest income | $2,788,000 | 4,620 |
| Provision for loan and lease losses | $61,000 | 5,492 |
| Total noninterest income | $751,000 | 3,785 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $431,000 | 2,798 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $320,000 | 3,928 |
| Total noninterest expense | $3,212,000 | 3,494 |
| Salaries and employee benefits | $1,677,000 | 3,566 |
| Premises and equipment expense | $569,000 | 2,893 |
| Additional noninterest expense | $966,000 | 3,491 |
| Pre-tax net operating income | $266,000 | 7,350 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $33,000 | 6,505 |
| Income before extraordinary items | $233,000 | 7,380 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $233,000 | 7,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,350 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $233,000 | 7,215 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,299,000 | 5,277 |
| Total interest expense | $415,000 | 6,880 |
| Net interest income | $1,884,000 | 4,570 |
| Provision for loan and lease losses | $31,000 | 5,724 |
| Total noninterest income | $518,000 | 3,667 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $293,000 | 2,703 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $225,000 | 3,815 |
| Total noninterest expense | $2,182,000 | 3,427 |
| Salaries and employee benefits | $1,153,000 | 3,482 |
| Premises and equipment expense | $377,000 | 2,911 |
| Additional noninterest expense | $652,000 | 3,442 |
| Pre-tax net operating income | $189,000 | 7,295 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $22,000 | 6,543 |
| Income before extraordinary items | $167,000 | 7,285 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $167,000 | 7,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,695 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $167,000 | 7,101 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,133,000 | 5,327 |
| Total interest expense | $190,000 | 7,219 |
| Net interest income | $943,000 | 4,576 |
| Provision for loan and lease losses | $13,000 | 5,878 |
| Total noninterest income | $247,000 | 3,671 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $135,000 | 2,807 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $112,000 | 3,730 |
| Total noninterest expense | $1,068,000 | 3,479 |
| Salaries and employee benefits | $571,000 | 3,499 |
| Premises and equipment expense | $188,000 | 2,908 |
| Additional noninterest expense | $309,000 | 3,577 |
| Pre-tax net operating income | $109,000 | 7,056 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $12,000 | 6,453 |
| Income before extraordinary items | $97,000 | 6,961 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $97,000 | 6,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,019 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $97,000 | 6,803 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,506,000 | 5,520 |
| Total interest expense | $759,000 | 7,645 |
| Net interest income | $3,747,000 | 4,542 |
| Provision for loan and lease losses | $94,000 | 5,835 |
| Total noninterest income | $858,000 | 3,829 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $541,000 | 2,785 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $317,000 | 4,135 |
| Total noninterest expense | $4,140,000 | 3,472 |
| Salaries and employee benefits | $2,013,000 | 3,716 |
| Premises and equipment expense | $815,000 | 2,644 |
| Additional noninterest expense | $1,312,000 | 3,341 |
| Pre-tax net operating income | $371,000 | 7,286 |
| Securities gains (losses) | $62,000 | 2,209 |
| Applicable income taxes | $6,000 | 7,413 |
| Income before extraordinary items | $427,000 | 6,708 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $427,000 | 6,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,944 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $365,620 | 6,878 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,413,000 | 6,020 |
| Total interest expense | $1,164,000 | 7,676 |
| Net interest income | $3,249,000 | 4,797 |
| Provision for loan and lease losses | $85,000 | 5,898 |
| Total noninterest income | $916,000 | 3,541 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $529,000 | 2,708 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $387,000 | 3,604 |
| Total noninterest expense | $3,943,000 | 3,474 |
| Salaries and employee benefits | $1,936,000 | 3,690 |
| Premises and equipment expense | $782,000 | 2,694 |
| Additional noninterest expense | $1,225,000 | 3,435 |
| Pre-tax net operating income | $137,000 | 8,158 |
| Securities gains (losses) | $132,000 | 1,514 |
| Applicable income taxes | $-36,000 | 9,116 |
| Income before extraordinary items | $305,000 | 7,104 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $305,000 | 7,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,011 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $173,000 | 7,789 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,351,000 | 6,210 |
| Total interest expense | $1,187,000 | 7,827 |
| Net interest income | $3,164,000 | 4,965 |
| Provision for loan and lease losses | $59,000 | 6,345 |
| Total noninterest income | $738,000 | 3,863 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $423,000 | 3,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $315,000 | 3,813 |
| Total noninterest expense | $3,732,000 | 3,515 |
| Salaries and employee benefits | $1,796,000 | 3,786 |
| Premises and equipment expense | $755,000 | 2,710 |
| Additional noninterest expense | $1,181,000 | 3,482 |
| Pre-tax net operating income | $111,000 | 8,762 |
| Securities gains (losses) | $-10,000 | 8,341 |
| Applicable income taxes | $-42,000 | 9,460 |
| Income before extraordinary items | $143,000 | 8,459 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $143,000 | 8,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,699 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 946 |
| Net operating income | $153,000 | 8,403 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,199,000 | 7,160 |
| Total interest expense | $862,000 | 8,535 |
| Net interest income | $2,337,000 | 6,045 |
| Provision for loan and lease losses | $93,000 | 5,398 |
| Total noninterest income | $640,000 | 4,238 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $399,000 | 3,222 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $241,000 | 4,521 |
| Total noninterest expense | $3,224,000 | 3,965 |
| Salaries and employee benefits | $1,456,000 | 4,438 |
| Premises and equipment expense | $622,000 | 3,152 |
| Additional noninterest expense | $1,146,000 | 3,587 |
| Pre-tax net operating income | $-340,000 | 9,742 |
| Securities gains (losses) | $-31,000 | 9,673 |
| Applicable income taxes | $1,000 | 8,717 |
| Income before extraordinary items | $-372,000 | 9,822 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-372,000 | 9,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,212 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $2,006,000 | 432 |
| Net operating income | $-341,000 | 9,780 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,099,000 | 8,563 |
| Total interest expense | $669,000 | 9,276 |
| Net interest income | $1,430,000 | 7,838 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $486,000 | 5,024 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $269,000 | 4,266 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 4,751 |
| Total noninterest expense | $1,868,000 | 5,845 |
| Salaries and employee benefits | $907,000 | 6,181 |
| Premises and equipment expense | $387,000 | 4,543 |
| Additional noninterest expense | $574,000 | 5,918 |
| Pre-tax net operating income | $48,000 | 9,625 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-5,000 | 9,996 |
| Income before extraordinary items | $53,000 | 9,612 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $53,000 | 9,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 10,001 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $53,000 | 9,549 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,708,000 | 9,418 |
| Total interest expense | $541,000 | 9,996 |
| Net interest income | $1,167,000 | 8,768 |
| Provision for loan and lease losses | $-15,000 | 10,629 |
| Total noninterest income | $376,000 | 5,935 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $234,000 | 4,860 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 5,840 |
| Total noninterest expense | $1,374,000 | 7,108 |
| Salaries and employee benefits | $594,000 | 7,959 |
| Premises and equipment expense | $312,000 | 5,324 |
| Additional noninterest expense | $468,000 | 6,777 |
| Pre-tax net operating income | $184,000 | 9,658 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $-30,000 | 10,579 |
| Income before extraordinary items | $213,000 | 9,045 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $213,000 | 9,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-60,000 | 10,589 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $1,292,000 | 429 |
| Net operating income | $214,000 | 8,997 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,529,000 | 10,060 |
| Total interest expense | $504,000 | 10,588 |
| Net interest income | $1,025,000 | 9,489 |
| Provision for loan and lease losses | $-60,000 | 11,217 |
| Total noninterest income | $433,000 | 5,677 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 5,226 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 5,002 |
| Total noninterest expense | $1,402,000 | 7,389 |
| Salaries and employee benefits | $566,000 | 8,359 |
| Premises and equipment expense | $342,000 | 5,088 |
| Additional noninterest expense | $494,000 | 7,108 |
| Pre-tax net operating income | $116,000 | 10,289 |
| Securities gains (losses) | $-29,000 | 10,826 |
| Applicable income taxes | $-15,000 | 10,968 |
| Income before extraordinary items | $102,000 | 10,200 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $102,000 | 10,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,349 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $131,000 | 9,907 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,583,000 | 10,378 |
| Total interest expense | $494,000 | 11,032 |
| Net interest income | $1,089,000 | 9,655 |
| Provision for loan and lease losses | $-50,000 | 11,576 |
| Total noninterest income | $332,000 | 6,696 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 5,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 6,005 |
| Total noninterest expense | $1,405,000 | 7,566 |
| Salaries and employee benefits | $549,000 | 8,731 |
| Premises and equipment expense | $326,000 | 5,292 |
| Additional noninterest expense | $530,000 | 7,030 |
| Pre-tax net operating income | $66,000 | 11,242 |
| Securities gains (losses) | $-31,000 | 10,864 |
| Applicable income taxes | $-9,000 | 11,515 |
| Income before extraordinary items | $44,000 | 11,321 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $44,000 | 11,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,108 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $75,000 | 11,116 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,797,000 | 10,180 |
| Total interest expense | $470,000 | 11,228 |
| Net interest income | $1,327,000 | 9,376 |
| Provision for loan and lease losses | $100,000 | 4,522 |
| Total noninterest income | $424,000 | 5,911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 6,839 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $272,000 | 4,365 |
| Total noninterest expense | $1,753,000 | 6,825 |
| Salaries and employee benefits | $630,000 | 8,403 |
| Premises and equipment expense | $422,000 | 4,385 |
| Additional noninterest expense | $701,000 | 6,303 |
| Pre-tax net operating income | $-102,000 | 12,204 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,000 | 11,577 |
| Income before extraordinary items | $-103,000 | 12,161 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-103,000 | 12,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,200 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $329,000 | 613 |
| Net operating income | $-103,000 | 12,177 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,401,000 | 9,389 |
| Total interest expense | $879,000 | 9,641 |
| Net interest income | $1,522,000 | 9,037 |
| Provision for loan and lease losses | $428,000 | 2,343 |
| Total noninterest income | $620,000 | 4,852 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,955 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $419,000 | 3,650 |
| Total noninterest expense | $2,670,000 | 4,978 |
| Salaries and employee benefits | $814,000 | 7,243 |
| Premises and equipment expense | $479,000 | 4,029 |
| Additional noninterest expense | $1,377,000 | 3,769 |
| Pre-tax net operating income | $-956,000 | 12,970 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $1,000 | 12,075 |
| Income before extraordinary items | $-952,000 | 12,993 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-952,000 | 12,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $334,000 | 2,305 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $226,000 | 757 |
| Net operating income | $-957,000 | 12,952 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,025,000 | 8,929 |
| Total interest expense | $1,364,000 | 8,981 |
| Net interest income | $1,661,000 | 8,772 |
| Provision for loan and lease losses | $832,000 | 2,106 |
| Total noninterest income | $517,000 | 5,525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 7,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $365,000 | 3,923 |
| Total noninterest expense | $2,301,000 | 5,683 |
| Salaries and employee benefits | $1,044,000 | 5,799 |
| Premises and equipment expense | $451,000 | 4,345 |
| Additional noninterest expense | $806,000 | 6,036 |
| Pre-tax net operating income | $-955,000 | 13,472 |
| Securities gains (losses) | $16,000 | 5,884 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-939,000 | 13,535 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-939,000 | 13,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $560,000 | 2,281 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $324,000 | 638 |
| Net operating income | $-955,000 | 13,469 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.