Home > Habib American Bank > Income and Expense

Habib American Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$32,788,000490
Total interest expense$21,406,000309
Net interest income$11,382,000784
Provision for loan and lease losses$02,775
Total noninterest income$7,038,000381
Gross Fiduciary activities income$0918
Service charges on deposit accounts$390,000716
Trading account gains and fees$0116
Additional Noninterest Income$6,648,000286
Total noninterest expense$11,031,000687
Salaries and employee benefits$6,664,000637
Premises and equipment expense$979,000712
Additional noninterest expense$6,648,000286
Pre-tax net operating income$7,389,000524
Securities gains (losses)$20,000343
Applicable income taxes$2,245,000405
Income before extraordinary items$5,164,000598
Extraordinary gains, net$047
Net income$5,164,000608
Minority interest net income$065
Net income of bank and minority interests.$5,164,000598
Net charge-offs$-1,0003,409
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$5,148,200602
2024-12-31 (YTD Data)Rank
Total interest income$130,630,000481
Total interest expense$92,770,000312
Net interest income$37,860,000857
Provision for loan and lease losses$1,000,000933
Total noninterest income$25,998,000407
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$1,685,000674
Trading account gains and fees$0138
Additional Noninterest Income$24,313,000307
Total noninterest expense$41,825,000694
Salaries and employee benefits$25,089,000637
Premises and equipment expense$6,683,000422
Additional noninterest expense$24,313,000307
Pre-tax net operating income$21,033,000647
Securities gains (losses)$-31,0003,775
Applicable income taxes$6,364,000461
Income before extraordinary items$14,638,000752
Extraordinary gains, net$053
Net income$14,638,000760
Minority interest net income$090
Net income of bank and minority interests.$14,638,000752
Net charge-offs$81,0001,843
Cash dividends$9,400,000549
Sale, conversion, retirement of capital stock, net$0564
Net operating income$14,662,490758
2024-09-30 (YTD Data)Rank
Total interest income$98,088,000475
Total interest expense$70,531,000305
Net interest income$27,557,000872
Provision for loan and lease losses$03,100
Total noninterest income$19,195,000403
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,265,000668
Trading account gains and fees$0139
Additional Noninterest Income$17,930,000312
Total noninterest expense$30,973,000694
Salaries and employee benefits$18,260,000654
Premises and equipment expense$5,050,000423
Additional noninterest expense$17,930,000312
Pre-tax net operating income$15,779,000634
Securities gains (losses)$35,000453
Applicable income taxes$4,751,000464
Income before extraordinary items$11,063,000746
Extraordinary gains, net$051
Net income$11,063,000760
Minority interest net income$082
Net income of bank and minority interests.$11,063,000748
Net charge-offs$-48,0004,242
Cash dividends$9,400,000408
Sale, conversion, retirement of capital stock, net$0527
Net operating income$11,035,350739
2024-06-30 (YTD Data)Rank
Total interest income$60,184,000506
Total interest expense$42,261,000325
Net interest income$17,923,000886
Provision for loan and lease losses$02,935
Total noninterest income$12,695,000412
Gross Fiduciary activities income$0962
Service charges on deposit accounts$886,000622
Trading account gains and fees$0145
Additional Noninterest Income$11,809,000314
Total noninterest expense$20,214,000707
Salaries and employee benefits$11,946,000665
Premises and equipment expense$3,325,000427
Additional noninterest expense$11,809,000314
Pre-tax net operating income$10,404,000637
Securities gains (losses)$-45,0004,091
Applicable income taxes$3,141,000456
Income before extraordinary items$7,218,000746
Extraordinary gains, net$052
Net income$7,218,000755
Minority interest net income$084
Net income of bank and minority interests.$7,218,000748
Net charge-offs$-27,0004,199
Cash dividends$9,400,000297
Sale, conversion, retirement of capital stock, net$0496
Net operating income$7,253,550738
2024-03-31 (YTD Data)Rank
Total interest income$29,572,000512
Total interest expense$20,431,000331
Net interest income$9,141,000872
Provision for loan and lease losses$02,578
Total noninterest income$6,321,000407
Gross Fiduciary activities income$0895
Service charges on deposit accounts$436,000624
Trading account gains and fees$0121
Additional Noninterest Income$5,885,000311
Total noninterest expense$10,016,000718
Salaries and employee benefits$5,937,000675
Premises and equipment expense$1,608,000450
Additional noninterest expense$5,885,000311
Pre-tax net operating income$5,446,000608
Securities gains (losses)$-35,0004,225
Applicable income taxes$1,641,000453
Income before extraordinary items$3,770,000717
Extraordinary gains, net$051
Net income$3,770,000725
Minority interest net income$072
Net income of bank and minority interests.$3,770,000717
Net charge-offs$-1,0003,381
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$3,797,650706
2023-12-31 (YTD Data)Rank
Total interest income$109,775,000500
Total interest expense$66,069,000319
Net interest income$43,706,000750
Provision for loan and lease losses$500,0001,275
Total noninterest income$23,035,000410
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,639,000676
Trading account gains and fees$0123
Additional Noninterest Income$21,396,000308
Total noninterest expense$39,266,000702
Salaries and employee benefits$22,016,000688
Premises and equipment expense$7,990,000365
Additional noninterest expense$21,396,000308
Pre-tax net operating income$26,975,000549
Securities gains (losses)$35,000491
Applicable income taxes$8,191,000402
Income before extraordinary items$18,819,000602
Extraordinary gains, net$054
Net income$18,819,000611
Minority interest net income$088
Net income of bank and minority interests.$18,819,000605
Net charge-offs$-26,0004,053
Cash dividends$10,000,000489
Sale, conversion, retirement of capital stock, net$0540
Net operating income$18,791,350620
2023-09-30 (YTD Data)Rank
Total interest income$80,431,000500
Total interest expense$46,404,000320
Net interest income$34,027,000730
Provision for loan and lease losses$03,085
Total noninterest income$16,953,000424
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,258,000660
Trading account gains and fees$0125
Additional Noninterest Income$15,695,000317
Total noninterest expense$29,458,000702
Salaries and employee benefits$16,506,000693
Premises and equipment expense$6,376,000346
Additional noninterest expense$15,695,000317
Pre-tax net operating income$21,522,000533
Securities gains (losses)$-75,0003,927
Applicable income taxes$6,504,000398
Income before extraordinary items$14,943,000600
Extraordinary gains, net$052
Net income$14,943,000604
Minority interest net income$081
Net income of bank and minority interests.$14,943,000600
Net charge-offs$-18,0003,972
Cash dividends$10,000,000373
Sale, conversion, retirement of capital stock, net$0507
Net operating income$15,002,250608
2023-06-30 (YTD Data)Rank
Total interest income$51,343,000500
Total interest expense$27,645,000313
Net interest income$23,698,000707
Provision for loan and lease losses$02,940
Total noninterest income$11,142,000413
Gross Fiduciary activities income$0931
Service charges on deposit accounts$840,000652
Trading account gains and fees$0112
Additional Noninterest Income$10,302,000312
Total noninterest expense$19,898,000681
Salaries and employee benefits$11,528,000654
Premises and equipment expense$4,079,000346
Additional noninterest expense$10,302,000312
Pre-tax net operating income$14,942,000516
Securities gains (losses)$-7,0003,750
Applicable income taxes$4,529,000396
Income before extraordinary items$10,406,000582
Extraordinary gains, net$051
Net income$10,406,000592
Minority interest net income$081
Net income of bank and minority interests.$10,406,000582
Net charge-offs$-3,0003,600
Cash dividends$10,000,000272
Sale, conversion, retirement of capital stock, net$0486
Net operating income$10,411,530583
2023-03-31 (YTD Data)Rank
Total interest income$24,707,000518
Total interest expense$12,006,000320
Net interest income$12,701,000681
Provision for loan and lease losses$02,612
Total noninterest income$5,260,000431
Gross Fiduciary activities income$0913
Service charges on deposit accounts$397,000692
Trading account gains and fees$097
Additional Noninterest Income$4,863,000330
Total noninterest expense$9,991,000686
Salaries and employee benefits$5,778,000668
Premises and equipment expense$1,940,000387
Additional noninterest expense$4,863,000330
Pre-tax net operating income$7,970,000509
Securities gains (losses)$28,000367
Applicable income taxes$2,426,000385
Income before extraordinary items$5,572,000574
Extraordinary gains, net$04
Net income$5,572,000573
Minority interest net income$048
Net income of bank and minority interests.$5,572,000573
Net charge-offs$-1,0003,238
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$5,549,880581
2022-12-31 (YTD Data)Rank
Total interest income$70,553,000562
Total interest expense$16,975,000294
Net interest income$53,578,000638
Provision for loan and lease losses$2,300,000471
Total noninterest income$24,170,000417
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,770,000636
Trading account gains and fees$0116
Additional Noninterest Income$22,400,000318
Total noninterest expense$35,120,000743
Salaries and employee benefits$22,177,000670
Premises and equipment expense$6,807,000428
Additional noninterest expense$22,400,000318
Pre-tax net operating income$40,328,000443
Securities gains (losses)$-283,0004,194
Applicable income taxes$12,134,000330
Income before extraordinary items$27,911,000497
Extraordinary gains, net$05
Net income$27,911,000498
Minority interest net income$063
Net income of bank and minority interests.$27,911,000498
Net charge-offs$848,000460
Cash dividends$10,000,000468
Sale, conversion, retirement of capital stock, net$0568
Net operating income$28,134,570502
2022-09-30 (YTD Data)Rank
Total interest income$48,742,000567
Total interest expense$8,378,000298
Net interest income$40,364,000625
Provision for loan and lease losses$900,000670
Total noninterest income$18,519,000423
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,341,000636
Trading account gains and fees$0111
Additional Noninterest Income$17,178,000322
Total noninterest expense$26,761,000732
Salaries and employee benefits$16,762,000671
Premises and equipment expense$5,193,000414
Additional noninterest expense$17,178,000322
Pre-tax net operating income$31,222,000432
Securities gains (losses)$-200,0004,360
Applicable income taxes$9,406,000333
Income before extraordinary items$21,616,000476
Extraordinary gains, net$04
Net income$21,616,000476
Minority interest net income$057
Net income of bank and minority interests.$21,616,000476
Net charge-offs$552,000419
Cash dividends$10,000,000352
Sale, conversion, retirement of capital stock, net$0519
Net operating income$21,774,000482
2022-06-30 (YTD Data)Rank
Total interest income$30,109,000577
Total interest expense$3,693,000338
Net interest income$26,416,000615
Provision for loan and lease losses$02,599
Total noninterest income$12,649,000408
Gross Fiduciary activities income$0925
Service charges on deposit accounts$903,000627
Trading account gains and fees$0108
Additional Noninterest Income$11,746,000327
Total noninterest expense$17,268,000742
Salaries and employee benefits$11,251,000659
Premises and equipment expense$3,465,000406
Additional noninterest expense$2,552,0001,319
Pre-tax net operating income$21,797,000404
Securities gains (losses)$-50,0004,241
Applicable income taxes$6,593,000310
Income before extraordinary items$15,154,000437
Extraordinary gains, net$04
Net income$15,154,000437
Minority interest net income$060
Net income of bank and minority interests.$15,154,000437
Net charge-offs$553,000318
Cash dividends$10,000,000268
Sale, conversion, retirement of capital stock, net$0494
Net operating income$15,193,500447
2022-03-31 (YTD Data)Rank
Total interest income$14,386,000587
Total interest expense$1,425,000395
Net interest income$12,961,000598
Provision for loan and lease losses$02,285
Total noninterest income$6,427,000411
Gross Fiduciary activities income$0892
Service charges on deposit accounts$431,000655
Trading account gains and fees$0103
Additional Noninterest Income$5,996,000338
Total noninterest expense$9,519,000689
Salaries and employee benefits$5,702,000662
Premises and equipment expense$1,701,000413
Additional noninterest expense$2,116,000879
Pre-tax net operating income$9,869,000426
Securities gains (losses)$0623
Applicable income taxes$2,992,000316
Income before extraordinary items$6,877,000472
Extraordinary gains, net$04
Net income$6,877,000471
Minority interest net income$050
Net income of bank and minority interests.$6,877,000472
Net charge-offs$-12,0003,981
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$6,877,000478
2021-12-31 (YTD Data)Rank
Total interest income$52,795,000643
Total interest expense$6,667,000415
Net interest income$46,128,000674
Provision for loan and lease losses$750,000759
Total noninterest income$28,234,000407
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,891,000559
Trading account gains and fees$0132
Additional Noninterest Income$26,343,000339
Total noninterest expense$37,152,000690
Salaries and employee benefits$21,613,000677
Premises and equipment expense$6,561,000424
Additional noninterest expense$8,978,000849
Pre-tax net operating income$36,460,000474
Securities gains (losses)$-71,0004,607
Applicable income taxes$11,026,000368
Income before extraordinary items$25,363,000537
Extraordinary gains, net$010
Net income$25,363,000537
Minority interest net income$074
Net income of bank and minority interests.$25,363,000538
Net charge-offs$-9,0003,637
Cash dividends$7,500,000593
Sale, conversion, retirement of capital stock, net$0582
Net operating income$25,419,090528
2021-09-30 (YTD Data)Rank
Total interest income$38,917,000667
Total interest expense$5,349,000408
Net interest income$33,568,000702
Provision for loan and lease losses$02,963
Total noninterest income$21,212,000412
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,447,000555
Trading account gains and fees$0132
Additional Noninterest Income$19,765,000354
Total noninterest expense$28,935,000677
Salaries and employee benefits$15,783,000704
Premises and equipment expense$5,071,000418
Additional noninterest expense$8,081,000730
Pre-tax net operating income$25,845,000502
Securities gains (losses)$-47,0004,728
Applicable income taxes$7,817,000394
Income before extraordinary items$17,981,000581
Extraordinary gains, net$08
Net income$17,981,000580
Minority interest net income$069
Net income of bank and minority interests.$17,981,000581
Net charge-offs$-3,0003,300
Cash dividends$7,500,000465
Sale, conversion, retirement of capital stock, net$0543
Net operating income$18,018,130576
2021-06-30 (YTD Data)Rank
Total interest income$25,379,000678
Total interest expense$3,896,000393
Net interest income$21,483,000719
Provision for loan and lease losses$02,862
Total noninterest income$14,298,000409
Gross Fiduciary activities income$0951
Service charges on deposit accounts$966,000538
Trading account gains and fees$0133
Additional Noninterest Income$13,332,000351
Total noninterest expense$19,677,000663
Salaries and employee benefits$10,498,000701
Premises and equipment expense$3,267,000432
Additional noninterest expense$5,912,000648
Pre-tax net operating income$16,104,000529
Securities gains (losses)$-38,0004,779
Applicable income taxes$4,868,000412
Income before extraordinary items$11,198,000611
Extraordinary gains, net$06
Net income$11,198,000611
Minority interest net income$067
Net income of bank and minority interests.$11,198,000611
Net charge-offs$13,0001,649
Cash dividends$7,500,000335
Sale, conversion, retirement of capital stock, net$0517
Net operating income$11,228,020600
2021-03-31 (YTD Data)Rank
Total interest income$12,860,000666
Total interest expense$2,220,000363
Net interest income$10,640,000718
Provision for loan and lease losses$02,741
Total noninterest income$7,197,000415
Gross Fiduciary activities income$0922
Service charges on deposit accounts$465,000549
Trading account gains and fees$0127
Additional Noninterest Income$6,732,000364
Total noninterest expense$9,013,000710
Salaries and employee benefits$5,303,000687
Premises and equipment expense$1,630,000432
Additional noninterest expense$2,080,000864
Pre-tax net operating income$8,824,000496
Securities gains (losses)$-40,0004,821
Applicable income taxes$2,662,000388
Income before extraordinary items$6,122,000565
Extraordinary gains, net$03
Net income$6,122,000565
Minority interest net income$055
Net income of bank and minority interests.$6,122,000565
Net charge-offs$-1,0003,038
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$6,153,600549
2020-12-31 (YTD Data)Rank
Total interest income$56,083,000607
Total interest expense$17,031,000312
Net interest income$39,052,000738
Provision for loan and lease losses$4,500,000612
Total noninterest income$25,592,000421
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,536,000644
Trading account gains and fees$0133
Additional Noninterest Income$24,056,000356
Total noninterest expense$32,995,000750
Salaries and employee benefits$20,523,000698
Premises and equipment expense$5,959,000455
Additional noninterest expense$6,513,0001,032
Pre-tax net operating income$27,149,000460
Securities gains (losses)$49,0001,735
Applicable income taxes$8,241,000343
Income before extraordinary items$18,957,000546
Extraordinary gains, net$04
Net income$18,957,000547
Minority interest net income$072
Net income of bank and minority interests.$18,957,000546
Net charge-offs$81,0002,135
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$18,918,290529
2020-09-30 (YTD Data)Rank
Total interest income$42,820,000600
Total interest expense$14,153,000303
Net interest income$28,667,000749
Provision for loan and lease losses$4,500,000530
Total noninterest income$18,348,000414
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,080,000686
Trading account gains and fees$0125
Additional Noninterest Income$17,268,000355
Total noninterest expense$24,708,000744
Salaries and employee benefits$15,088,000695
Premises and equipment expense$4,628,000439
Additional noninterest expense$4,992,0001,013
Pre-tax net operating income$17,807,000487
Securities gains (losses)$02,494
Applicable income taxes$5,489,000352
Income before extraordinary items$12,318,000584
Extraordinary gains, net$04
Net income$12,318,000583
Minority interest net income$065
Net income of bank and minority interests.$12,318,000584
Net charge-offs$36,0002,221
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$12,318,000562
2020-06-30 (YTD Data)Rank
Total interest income$29,242,000592
Total interest expense$10,489,000305
Net interest income$18,753,000756
Provision for loan and lease losses$2,250,000673
Total noninterest income$11,642,000405
Gross Fiduciary activities income$0970
Service charges on deposit accounts$689,000728
Trading account gains and fees$0123
Additional Noninterest Income$10,953,000332
Total noninterest expense$16,242,000748
Salaries and employee benefits$9,942,000708
Premises and equipment expense$2,975,000453
Additional noninterest expense$3,325,0001,012
Pre-tax net operating income$11,903,000429
Securities gains (losses)$02,249
Applicable income taxes$3,607,000319
Income before extraordinary items$8,296,000528
Extraordinary gains, net$04
Net income$8,296,000526
Minority interest net income$065
Net income of bank and minority interests.$8,296,000528
Net charge-offs$61,0001,618
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$8,296,000502
2020-03-31 (YTD Data)Rank
Total interest income$15,837,000550
Total interest expense$6,085,000310
Net interest income$9,752,000706
Provision for loan and lease losses$03,711
Total noninterest income$6,364,000351
Gross Fiduciary activities income$0941
Service charges on deposit accounts$430,000695
Trading account gains and fees$0106
Additional Noninterest Income$5,934,000281
Total noninterest expense$8,153,000747
Salaries and employee benefits$5,030,000692
Premises and equipment expense$1,508,000450
Additional noninterest expense$1,615,0001,048
Pre-tax net operating income$7,963,000320
Securities gains (losses)$01,705
Applicable income taxes$2,506,000220
Income before extraordinary items$5,457,000370
Extraordinary gains, net$04
Net income$5,457,000369
Minority interest net income$056
Net income of bank and minority interests.$5,457,000370
Net charge-offs$-13,0004,549
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,457,000363
2019-12-31 (YTD Data)Rank
Total interest income$65,243,000544
Total interest expense$28,438,000299
Net interest income$36,805,000751
Provision for loan and lease losses$500,0001,469
Total noninterest income$26,618,000346
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,909,000661
Trading account gains and fees$0135
Additional Noninterest Income$24,709,000282
Total noninterest expense$30,906,000756
Salaries and employee benefits$18,661,000720
Premises and equipment expense$5,994,000451
Additional noninterest expense$6,251,0001,058
Pre-tax net operating income$32,017,000422
Securities gains (losses)$7,0002,003
Applicable income taxes$10,248,000319
Income before extraordinary items$21,776,000507
Extraordinary gains, net$011
Net income$21,776,000507
Minority interest net income$076
Net income of bank and minority interests.$21,776,000508
Net charge-offs$316,0001,328
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$21,770,470498
2019-09-30 (YTD Data)Rank
Total interest income$49,098,000545
Total interest expense$21,487,000306
Net interest income$27,611,000752
Provision for loan and lease losses$03,836
Total noninterest income$19,746,000344
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,445,000651
Trading account gains and fees$0129
Additional Noninterest Income$18,301,000282
Total noninterest expense$23,039,000759
Salaries and employee benefits$13,622,000735
Premises and equipment expense$4,491,000447
Additional noninterest expense$4,926,0001,012
Pre-tax net operating income$24,318,000426
Securities gains (losses)$02,167
Applicable income taxes$7,782,000322
Income before extraordinary items$16,536,000510
Extraordinary gains, net$011
Net income$16,536,000509
Minority interest net income$072
Net income of bank and minority interests.$16,536,000510
Net charge-offs$-211,0005,083
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$16,536,000497
2019-06-30 (YTD Data)Rank
Total interest income$32,372,000547
Total interest expense$13,813,000311
Net interest income$18,559,000743
Provision for loan and lease losses$03,685
Total noninterest income$13,298,000335
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$954,000648
Trading account gains and fees$0131
Additional Noninterest Income$12,344,000270
Total noninterest expense$15,412,000756
Salaries and employee benefits$9,039,000735
Premises and equipment expense$2,781,000482
Additional noninterest expense$3,592,000949
Pre-tax net operating income$16,445,000412
Securities gains (losses)$01,702
Applicable income taxes$5,262,000317
Income before extraordinary items$11,183,000492
Extraordinary gains, net$011
Net income$11,183,000491
Minority interest net income$069
Net income of bank and minority interests.$11,183,000491
Net charge-offs$-200,0005,152
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$11,183,000477
2019-03-31 (YTD Data)Rank
Total interest income$15,903,000549
Total interest expense$6,529,000319
Net interest income$9,374,000735
Provision for loan and lease losses$03,406
Total noninterest income$6,578,000335
Gross Fiduciary activities income$0972
Service charges on deposit accounts$456,000668
Trading account gains and fees$0126
Additional Noninterest Income$6,122,000261
Total noninterest expense$7,851,000740
Salaries and employee benefits$4,520,000733
Premises and equipment expense$1,393,000483
Additional noninterest expense$1,938,000860
Pre-tax net operating income$8,101,000408
Securities gains (losses)$01,087
Applicable income taxes$2,592,000313
Income before extraordinary items$5,509,000485
Extraordinary gains, net$05
Net income$5,509,000484
Minority interest net income$052
Net income of bank and minority interests.$5,509,000484
Net charge-offs$-10,0004,659
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$5,509,000474
2018-12-31 (YTD Data)Rank
Total interest income$56,370,000573
Total interest expense$20,657,000309
Net interest income$35,713,000749
Provision for loan and lease losses$1,500,000620
Total noninterest income$24,908,000354
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,077,000613
Trading account gains and fees$0126
Additional Noninterest Income$22,831,000286
Total noninterest expense$29,718,000759
Salaries and employee benefits$17,438,000728
Premises and equipment expense$5,329,000496
Additional noninterest expense$6,951,000968
Pre-tax net operating income$29,403,000438
Securities gains (losses)$01,125
Applicable income taxes$9,409,000323
Income before extraordinary items$19,994,000519
Extraordinary gains, net$06
Net income$19,994,000518
Minority interest net income$072
Net income of bank and minority interests.$19,994,000518
Net charge-offs$5,0003,535
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$19,994,000517
2018-09-30 (YTD Data)Rank
Total interest income$41,445,000574
Total interest expense$14,772,000300
Net interest income$26,673,000747
Provision for loan and lease losses$03,948
Total noninterest income$18,430,000363
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,566,000608
Trading account gains and fees$0138
Additional Noninterest Income$16,864,000295
Total noninterest expense$22,141,000758
Salaries and employee benefits$12,776,000740
Premises and equipment expense$3,942,000504
Additional noninterest expense$5,423,000907
Pre-tax net operating income$22,962,000435
Securities gains (losses)$01,118
Applicable income taxes$7,049,000329
Income before extraordinary items$15,913,000491
Extraordinary gains, net$05
Net income$15,913,000490
Minority interest net income$066
Net income of bank and minority interests.$15,913,000490
Net charge-offs$-188,0005,239
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$15,913,000491
2018-06-30 (YTD Data)Rank
Total interest income$26,603,000584
Total interest expense$9,360,000295
Net interest income$17,243,000763
Provision for loan and lease losses$03,782
Total noninterest income$12,438,000356
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,051,000604
Trading account gains and fees$0130
Additional Noninterest Income$11,387,000293
Total noninterest expense$14,939,000750
Salaries and employee benefits$8,522,000748
Premises and equipment expense$2,632,000504
Additional noninterest expense$3,785,000874
Pre-tax net operating income$14,742,000440
Securities gains (losses)$0961
Applicable income taxes$4,525,000325
Income before extraordinary items$10,217,000506
Extraordinary gains, net$06
Net income$10,217,000505
Minority interest net income$065
Net income of bank and minority interests.$10,217,000505
Net charge-offs$-56,0005,050
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$10,217,000506
2018-03-31 (YTD Data)Rank
Total interest income$12,655,000610
Total interest expense$4,283,000300
Net interest income$8,372,000786
Provision for loan and lease losses$03,508
Total noninterest income$6,174,000356
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$509,000622
Trading account gains and fees$0123
Additional Noninterest Income$5,665,000285
Total noninterest expense$7,460,000757
Salaries and employee benefits$4,264,000756
Premises and equipment expense$1,331,000498
Additional noninterest expense$1,865,000877
Pre-tax net operating income$7,086,000441
Securities gains (losses)$0735
Applicable income taxes$2,176,000333
Income before extraordinary items$4,910,000509
Extraordinary gains, net$07
Net income$4,910,000508
Minority interest net income$052
Net income of bank and minority interests.$4,910,000509
Net charge-offs$-30,0005,092
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,910,000508
2017-12-31 (YTD Data)Rank
Total interest income$42,965,000676
Total interest expense$11,355,000343
Net interest income$31,610,000798
Provision for loan and lease losses$2,500,000427
Total noninterest income$23,997,000362
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,014,000635
Trading account gains and fees$0151
Additional Noninterest Income$21,983,000288
Total noninterest expense$27,743,000787
Salaries and employee benefits$16,147,000761
Premises and equipment expense$5,218,000491
Additional noninterest expense$6,378,0001,017
Pre-tax net operating income$25,364,000450
Securities gains (losses)$02,243
Applicable income taxes$10,780,000385
Income before extraordinary items$14,584,000539
Extraordinary gains, net$09
Net income$14,584,000538
Minority interest net income$076
Net income of bank and minority interests.$14,584,000539
Net charge-offs$-50,0005,136
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$14,584,000531
2017-09-30 (YTD Data)Rank
Total interest income$31,227,000688
Total interest expense$7,843,000353
Net interest income$23,384,000807
Provision for loan and lease losses$1,450,000519
Total noninterest income$18,091,000369
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,504,000636
Trading account gains and fees$0145
Additional Noninterest Income$16,587,000291
Total noninterest expense$20,855,000784
Salaries and employee benefits$11,663,000793
Premises and equipment expense$3,812,000502
Additional noninterest expense$5,380,000915
Pre-tax net operating income$19,170,000462
Securities gains (losses)$02,274
Applicable income taxes$8,147,000351
Income before extraordinary items$11,023,000571
Extraordinary gains, net$09
Net income$11,023,000571
Minority interest net income$071
Net income of bank and minority interests.$11,023,000571
Net charge-offs$-204,0005,488
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$11,023,000568
2017-06-30 (YTD Data)Rank
Total interest income$20,033,000710
Total interest expense$4,997,000344
Net interest income$15,036,000834
Provision for loan and lease losses$400,000983
Total noninterest income$11,920,000368
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$995,000628
Trading account gains and fees$0139
Additional Noninterest Income$10,925,000297
Total noninterest expense$14,319,000758
Salaries and employee benefits$7,791,000790
Premises and equipment expense$2,656,000482
Additional noninterest expense$3,872,000844
Pre-tax net operating income$12,237,000473
Securities gains (losses)$01,906
Applicable income taxes$5,201,000362
Income before extraordinary items$7,036,000591
Extraordinary gains, net$011
Net income$7,036,000590
Minority interest net income$071
Net income of bank and minority interests.$7,036,000591
Net charge-offs$-137,0005,504
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$7,036,000583
2017-03-31 (YTD Data)Rank
Total interest income$9,678,000726
Total interest expense$2,391,000341
Net interest income$7,287,000851
Provision for loan and lease losses$03,537
Total noninterest income$5,886,000368
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$462,000684
Trading account gains and fees$0142
Additional Noninterest Income$5,424,000292
Total noninterest expense$7,405,000747
Salaries and employee benefits$3,903,000797
Premises and equipment expense$1,301,000499
Additional noninterest expense$2,201,000748
Pre-tax net operating income$5,768,000473
Securities gains (losses)$01,153
Applicable income taxes$2,452,000373
Income before extraordinary items$3,316,000611
Extraordinary gains, net$08
Net income$3,316,000611
Minority interest net income$055
Net income of bank and minority interests.$3,316,000611
Net charge-offs$-104,0005,618
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,316,000599
2016-12-31 (YTD Data)Rank
Total interest income$33,041,000812
Total interest expense$7,916,000376
Net interest income$25,125,000962
Provision for loan and lease losses$1,400,000682
Total noninterest income$18,574,000451
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,782,000725
Trading account gains and fees$0170
Additional Noninterest Income$16,792,000358
Total noninterest expense$24,732,000863
Salaries and employee benefits$14,175,000832
Premises and equipment expense$4,394,000569
Additional noninterest expense$6,163,0001,070
Pre-tax net operating income$17,567,000577
Securities gains (losses)$03,212
Applicable income taxes$7,466,000419
Income before extraordinary items$10,101,000761
Extraordinary gains, net$05
Net income$10,101,000760
Minority interest net income$082
Net income of bank and minority interests.$10,101,000760
Net charge-offs$58,0003,032
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$10,101,000745
2016-09-30 (YTD Data)Rank
Total interest income$24,277,000824
Total interest expense$5,708,000389
Net interest income$18,569,000978
Provision for loan and lease losses$500,0001,135
Total noninterest income$13,366,000456
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,336,000723
Trading account gains and fees$0169
Additional Noninterest Income$12,030,000358
Total noninterest expense$18,977,000841
Salaries and employee benefits$10,446,000839
Premises and equipment expense$3,411,000562
Additional noninterest expense$5,120,000961
Pre-tax net operating income$12,458,000600
Securities gains (losses)$03,160
Applicable income taxes$5,295,000442
Income before extraordinary items$7,163,000790
Extraordinary gains, net$05
Net income$7,163,000791
Minority interest net income$071
Net income of bank and minority interests.$7,163,000790
Net charge-offs$12,0003,364
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$7,163,000772
2016-06-30 (YTD Data)Rank
Total interest income$15,574,000856
Total interest expense$3,707,000396
Net interest income$11,867,0001,022
Provision for loan and lease losses$04,017
Total noninterest income$9,027,000449
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$878,000725
Trading account gains and fees$0157
Additional Noninterest Income$8,149,000356
Total noninterest expense$12,788,000834
Salaries and employee benefits$6,857,000860
Premises and equipment expense$2,328,000544
Additional noninterest expense$3,603,000923
Pre-tax net operating income$8,106,000602
Securities gains (losses)$02,835
Applicable income taxes$3,445,000438
Income before extraordinary items$4,661,000801
Extraordinary gains, net$016
Net income$4,661,000800
Minority interest net income$071
Net income of bank and minority interests.$4,661,000800
Net charge-offs$-3,0004,597
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,661,000776
2016-03-31 (YTD Data)Rank
Total interest income$7,595,000884
Total interest expense$1,813,000400
Net interest income$5,782,0001,038
Provision for loan and lease losses$03,656
Total noninterest income$4,276,000449
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$409,000768
Trading account gains and fees$0142
Additional Noninterest Income$3,867,000359
Total noninterest expense$6,161,000862
Salaries and employee benefits$3,355,000881
Premises and equipment expense$1,142,000553
Additional noninterest expense$1,664,000986
Pre-tax net operating income$3,897,000602
Securities gains (losses)$02,077
Applicable income taxes$1,598,000461
Income before extraordinary items$2,299,000800
Extraordinary gains, net$012
Net income$2,299,000798
Minority interest net income$062
Net income of bank and minority interests.$2,299,000800
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,299,000772
2015-12-31 (YTD Data)Rank
Total interest income$27,183,000962
Total interest expense$7,082,000388
Net interest income$20,101,0001,132
Provision for loan and lease losses$600,0001,174
Total noninterest income$18,197,000440
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,754,000754
Trading account gains and fees$0159
Additional Noninterest Income$16,443,000347
Total noninterest expense$23,622,000872
Salaries and employee benefits$12,896,000882
Premises and equipment expense$4,718,000530
Additional noninterest expense$6,008,0001,083
Pre-tax net operating income$14,076,000646
Securities gains (losses)$03,216
Applicable income taxes$5,771,000472
Income before extraordinary items$8,305,000861
Extraordinary gains, net$023
Net income$8,305,000861
Minority interest net income$081
Net income of bank and minority interests.$8,305,000861
Net charge-offs$-844,0006,078
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,305,000842
2015-09-30 (YTD Data)Rank
Total interest income$20,006,000985
Total interest expense$5,274,000386
Net interest income$14,732,0001,163
Provision for loan and lease losses$600,000892
Total noninterest income$13,856,000446
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,317,000761
Trading account gains and fees$0153
Additional Noninterest Income$12,539,000355
Total noninterest expense$17,375,000901
Salaries and employee benefits$9,342,000917
Premises and equipment expense$3,558,000537
Additional noninterest expense$4,475,0001,091
Pre-tax net operating income$10,613,000666
Securities gains (losses)$03,031
Applicable income taxes$4,351,000493
Income before extraordinary items$6,262,000857
Extraordinary gains, net$021
Net income$6,262,000857
Minority interest net income$078
Net income of bank and minority interests.$6,262,000857
Net charge-offs$-131,0005,869
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,262,000834
2015-06-30 (YTD Data)Rank
Total interest income$13,182,000993
Total interest expense$3,460,000396
Net interest income$9,722,0001,175
Provision for loan and lease losses$600,000646
Total noninterest income$9,398,000438
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$872,000753
Trading account gains and fees$0157
Additional Noninterest Income$8,526,000351
Total noninterest expense$11,740,000898
Salaries and employee benefits$6,238,000916
Premises and equipment expense$2,392,000537
Additional noninterest expense$3,110,0001,057
Pre-tax net operating income$6,780,000700
Securities gains (losses)$02,636
Applicable income taxes$2,780,000512
Income before extraordinary items$4,000,000894
Extraordinary gains, net$022
Net income$4,000,000894
Minority interest net income$075
Net income of bank and minority interests.$4,000,000894
Net charge-offs$-136,0005,987
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,000,000866
2015-03-31 (YTD Data)Rank
Total interest income$6,378,0001,017
Total interest expense$1,667,000409
Net interest income$4,711,0001,199
Provision for loan and lease losses$03,703
Total noninterest income$4,803,000423
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$417,000760
Trading account gains and fees$0152
Additional Noninterest Income$4,386,000325
Total noninterest expense$5,830,000900
Salaries and employee benefits$3,139,000910
Premises and equipment expense$1,227,000531
Additional noninterest expense$1,464,0001,092
Pre-tax net operating income$3,684,000625
Securities gains (losses)$02,027
Applicable income taxes$1,511,000470
Income before extraordinary items$2,173,000805
Extraordinary gains, net$013
Net income$2,173,000803
Minority interest net income$064
Net income of bank and minority interests.$2,173,000805
Net charge-offs$-1,0004,352
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,173,000779
2014-12-31 (YTD Data)Rank
Total interest income$24,580,0001,042
Total interest expense$5,664,000490
Net interest income$18,916,0001,192
Provision for loan and lease losses$04,603
Total noninterest income$15,468,000469
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,639,000818
Trading account gains and fees$0180
Additional Noninterest Income$13,829,000353
Total noninterest expense$21,530,000941
Salaries and employee benefits$11,628,000937
Premises and equipment expense$4,719,000527
Additional noninterest expense$5,183,0001,255
Pre-tax net operating income$12,854,000657
Securities gains (losses)$03,259
Applicable income taxes$5,339,000470
Income before extraordinary items$7,515,000880
Extraordinary gains, net$017
Net income$7,515,000879
Minority interest net income$084
Net income of bank and minority interests.$7,515,000879
Net charge-offs$1,164,000795
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,515,000859
2014-09-30 (YTD Data)Rank
Total interest income$18,221,0001,063
Total interest expense$4,184,000502
Net interest income$14,037,0001,206
Provision for loan and lease losses$04,401
Total noninterest income$11,563,000463
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,205,000839
Trading account gains and fees$0174
Additional Noninterest Income$10,358,000351
Total noninterest expense$16,029,000940
Salaries and employee benefits$8,547,000953
Premises and equipment expense$3,495,000530
Additional noninterest expense$3,987,0001,229
Pre-tax net operating income$9,571,000655
Securities gains (losses)$02,980
Applicable income taxes$3,964,000474
Income before extraordinary items$5,607,000889
Extraordinary gains, net$015
Net income$5,607,000888
Minority interest net income$081
Net income of bank and minority interests.$5,607,000888
Net charge-offs$-20,0005,793
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,607,000866
2014-06-30 (YTD Data)Rank
Total interest income$12,087,0001,059
Total interest expense$2,732,000525
Net interest income$9,355,0001,195
Provision for loan and lease losses$04,196
Total noninterest income$7,586,000472
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$788,000848
Trading account gains and fees$0172
Additional Noninterest Income$6,798,000348
Total noninterest expense$10,706,000931
Salaries and employee benefits$5,697,000953
Premises and equipment expense$2,349,000531
Additional noninterest expense$2,660,0001,216
Pre-tax net operating income$6,235,000664
Securities gains (losses)$02,580
Applicable income taxes$2,557,000481
Income before extraordinary items$3,678,000879
Extraordinary gains, net$020
Net income$3,678,000879
Minority interest net income$080
Net income of bank and minority interests.$3,678,000879
Net charge-offs$-20,0005,885
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,678,000857
2014-03-31 (YTD Data)Rank
Total interest income$6,012,0001,068
Total interest expense$1,309,000560
Net interest income$4,703,0001,193
Provision for loan and lease losses$03,817
Total noninterest income$3,731,000453
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$380,000861
Trading account gains and fees$0147
Additional Noninterest Income$3,351,000347
Total noninterest expense$5,349,000945
Salaries and employee benefits$2,836,000975
Premises and equipment expense$1,173,000542
Additional noninterest expense$1,340,0001,196
Pre-tax net operating income$3,085,000655
Securities gains (losses)$01,715
Applicable income taxes$1,265,000465
Income before extraordinary items$1,820,000868
Extraordinary gains, net$016
Net income$1,820,000869
Minority interest net income$066
Net income of bank and minority interests.$1,820,000869
Net charge-offs$-20,0006,041
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,820,000839
2013-12-31 (YTD Data)Rank
Total interest income$24,536,0001,032
Total interest expense$4,683,000713
Net interest income$19,853,0001,100
Provision for loan and lease losses$850,0001,264
Total noninterest income$14,758,000508
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,581,000881
Trading account gains and fees$0184
Additional Noninterest Income$13,177,000395
Total noninterest expense$21,625,000942
Salaries and employee benefits$11,081,000966
Premises and equipment expense$4,916,000501
Additional noninterest expense$5,628,0001,197
Pre-tax net operating income$12,136,000646
Securities gains (losses)$03,182
Applicable income taxes$4,976,000461
Income before extraordinary items$7,160,000872
Extraordinary gains, net$029
Net income$7,160,000874
Minority interest net income$090
Net income of bank and minority interests.$7,160,000874
Net charge-offs$380,0002,311
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,160,000855
2013-09-30 (YTD Data)Rank
Total interest income$18,307,0001,043
Total interest expense$3,450,000751
Net interest income$14,857,0001,110
Provision for loan and lease losses$150,0002,922
Total noninterest income$11,104,000515
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,189,000881
Trading account gains and fees$0180
Additional Noninterest Income$9,915,000402
Total noninterest expense$16,609,000924
Salaries and employee benefits$8,233,000975
Premises and equipment expense$3,711,000499
Additional noninterest expense$4,665,0001,081
Pre-tax net operating income$9,202,000657
Securities gains (losses)$03,040
Applicable income taxes$3,773,000471
Income before extraordinary items$5,429,000877
Extraordinary gains, net$025
Net income$5,429,000879
Minority interest net income$084
Net income of bank and minority interests.$5,429,000879
Net charge-offs$264,0002,243
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,429,000857
2013-06-30 (YTD Data)Rank
Total interest income$12,207,0001,035
Total interest expense$2,304,000776
Net interest income$9,903,0001,096
Provision for loan and lease losses$04,788
Total noninterest income$7,248,000531
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$778,000868
Trading account gains and fees$0157
Additional Noninterest Income$6,470,000421
Total noninterest expense$11,090,000920
Salaries and employee benefits$5,518,000977
Premises and equipment expense$2,375,000523
Additional noninterest expense$3,197,0001,052
Pre-tax net operating income$6,061,000641
Securities gains (losses)$02,791
Applicable income taxes$2,486,000464
Income before extraordinary items$3,575,000873
Extraordinary gains, net$022
Net income$3,575,000873
Minority interest net income$082
Net income of bank and minority interests.$3,575,000875
Net charge-offs$382,0001,476
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,575,000840
2013-03-31 (YTD Data)Rank
Total interest income$5,981,0001,068
Total interest expense$1,143,000814
Net interest income$4,838,0001,130
Provision for loan and lease losses$04,409
Total noninterest income$3,474,000542
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$357,000928
Trading account gains and fees$0148
Additional Noninterest Income$3,117,000437
Total noninterest expense$5,381,000954
Salaries and employee benefits$2,771,000988
Premises and equipment expense$1,165,000532
Additional noninterest expense$1,445,0001,147
Pre-tax net operating income$2,931,000657
Securities gains (losses)$01,966
Applicable income taxes$1,202,000476
Income before extraordinary items$1,729,000883
Extraordinary gains, net$010
Net income$1,729,000884
Minority interest net income$076
Net income of bank and minority interests.$1,729,000885
Net charge-offs$79,0002,076
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,729,000843
2012-12-31 (YTD Data)Rank
Total interest income$24,654,0001,087
Total interest expense$5,095,000886
Net interest income$19,559,0001,118
Provision for loan and lease losses$3,000,000772
Total noninterest income$14,772,000512
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,070,0001,341
Trading account gains and fees$0166
Additional Noninterest Income$13,702,000399
Total noninterest expense$20,309,000981
Salaries and employee benefits$10,490,0001,005
Premises and equipment expense$4,623,000523
Additional noninterest expense$5,196,0001,311
Pre-tax net operating income$11,022,000664
Securities gains (losses)$03,810
Applicable income taxes$4,597,000457
Income before extraordinary items$6,425,000944
Extraordinary gains, net$029
Net income$6,425,000944
Minority interest net income$093
Net income of bank and minority interests.$6,425,000944
Net charge-offs$1,622,0001,345
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,425,000873
2012-09-30 (YTD Data)Rank
Total interest income$18,567,0001,101
Total interest expense$3,876,000918
Net interest income$14,691,0001,133
Provision for loan and lease losses$2,100,000814
Total noninterest income$11,361,000496
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$788,0001,365
Trading account gains and fees$0157
Additional Noninterest Income$10,573,000381
Total noninterest expense$15,430,000975
Salaries and employee benefits$7,819,000993
Premises and equipment expense$3,451,000527
Additional noninterest expense$4,160,0001,230
Pre-tax net operating income$8,522,000658
Securities gains (losses)$03,575
Applicable income taxes$3,494,000465
Income before extraordinary items$5,028,000913
Extraordinary gains, net$020
Net income$5,028,000912
Minority interest net income$086
Net income of bank and minority interests.$5,028,000913
Net charge-offs$1,498,0001,113
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,028,000851
2012-06-30 (YTD Data)Rank
Total interest income$12,407,0001,106
Total interest expense$2,650,000923
Net interest income$9,757,0001,146
Provision for loan and lease losses$1,450,000826
Total noninterest income$7,616,000486
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$502,0001,405
Trading account gains and fees$0153
Additional Noninterest Income$7,114,000368
Total noninterest expense$10,194,000984
Salaries and employee benefits$5,195,0001,002
Premises and equipment expense$2,340,000516
Additional noninterest expense$2,659,0001,274
Pre-tax net operating income$5,729,000648
Securities gains (losses)$03,178
Applicable income taxes$2,349,000464
Income before extraordinary items$3,380,000898
Extraordinary gains, net$019
Net income$3,380,000897
Minority interest net income$084
Net income of bank and minority interests.$3,380,000898
Net charge-offs$497,0001,774
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,380,000838
2012-03-31 (YTD Data)Rank
Total interest income$6,226,0001,105
Total interest expense$1,367,000927
Net interest income$4,859,0001,143
Provision for loan and lease losses$800,000729
Total noninterest income$3,851,000478
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$236,0001,477
Trading account gains and fees$0148
Additional Noninterest Income$3,615,000357
Total noninterest expense$5,162,000965
Salaries and employee benefits$2,635,000986
Premises and equipment expense$1,142,000534
Additional noninterest expense$1,385,0001,216
Pre-tax net operating income$2,748,000672
Securities gains (losses)$02,210
Applicable income taxes$1,127,000472
Income before extraordinary items$1,621,000923
Extraordinary gains, net$019
Net income$1,621,000924
Minority interest net income$078
Net income of bank and minority interests.$1,621,000924
Net charge-offs$155,0002,054
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,621,000871
2011-12-31 (YTD Data)Rank
Total interest income$25,062,0001,129
Total interest expense$6,330,000960
Net interest income$18,732,0001,192
Provision for loan and lease losses$3,550,0001,043
Total noninterest income$14,571,000469
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,031,0001,434
Trading account gains and fees$0146
Additional Noninterest Income$13,540,000348
Total noninterest expense$19,689,000998
Salaries and employee benefits$9,762,0001,004
Premises and equipment expense$4,715,000527
Additional noninterest expense$5,212,0001,328
Pre-tax net operating income$10,064,000624
Securities gains (losses)$03,838
Applicable income taxes$4,350,000445
Income before extraordinary items$5,714,000878
Extraordinary gains, net$029
Net income$5,714,000877
Minority interest net income$096
Net income of bank and minority interests.$5,714,000878
Net charge-offs$2,570,0001,326
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,714,000847
2011-09-30 (YTD Data)Rank
Total interest income$18,712,0001,155
Total interest expense$4,826,000992
Net interest income$13,886,0001,212
Provision for loan and lease losses$1,950,0001,263
Total noninterest income$10,897,000465
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$790,0001,408
Trading account gains and fees$0145
Additional Noninterest Income$10,107,000345
Total noninterest expense$14,646,0001,010
Salaries and employee benefits$7,310,0001,004
Premises and equipment expense$3,421,000555
Additional noninterest expense$3,915,0001,318
Pre-tax net operating income$8,187,000592
Securities gains (losses)$03,555
Applicable income taxes$3,274,000451
Income before extraordinary items$4,913,000785
Extraordinary gains, net$021
Net income$4,913,000784
Minority interest net income$087
Net income of bank and minority interests.$4,913,000785
Net charge-offs$1,155,0001,758
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,913,000755
2011-06-30 (YTD Data)Rank
Total interest income$12,267,0001,188
Total interest expense$3,252,0001,019
Net interest income$9,015,0001,243
Provision for loan and lease losses$1,150,0001,380
Total noninterest income$7,197,000473
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$547,0001,335
Trading account gains and fees$0153
Additional Noninterest Income$6,650,000350
Total noninterest expense$9,705,0001,037
Salaries and employee benefits$4,902,0001,013
Premises and equipment expense$2,245,000577
Additional noninterest expense$2,558,0001,369
Pre-tax net operating income$5,357,000593
Securities gains (losses)$02,914
Applicable income taxes$2,143,000435
Income before extraordinary items$3,214,000779
Extraordinary gains, net$015
Net income$3,214,000778
Minority interest net income$089
Net income of bank and minority interests.$3,214,000779
Net charge-offs$334,0002,563
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,214,000749
2011-03-31 (YTD Data)Rank
Total interest income$6,108,0001,201
Total interest expense$1,651,0001,040
Net interest income$4,457,0001,254
Provision for loan and lease losses$375,0001,701
Total noninterest income$3,487,000484
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$275,0001,296
Trading account gains and fees$0158
Additional Noninterest Income$3,212,000360
Total noninterest expense$4,770,0001,051
Salaries and employee benefits$2,443,0001,022
Premises and equipment expense$1,113,000593
Additional noninterest expense$1,214,0001,443
Pre-tax net operating income$2,799,000585
Securities gains (losses)$01,772
Applicable income taxes$1,120,000417
Income before extraordinary items$1,679,000760
Extraordinary gains, net$09
Net income$1,679,000760
Minority interest net income$086
Net income of bank and minority interests.$1,679,000760
Net charge-offs$35,0003,634
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,679,000744
2010-12-31 (YTD Data)Rank
Total interest income$22,707,0001,350
Total interest expense$6,825,0001,208
Net interest income$15,882,0001,404
Provision for loan and lease losses$2,150,0001,973
Total noninterest income$15,256,000473
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,155,0001,308
Trading account gains and fees$0175
Additional Noninterest Income$14,101,000356
Total noninterest expense$17,977,0001,108
Salaries and employee benefits$9,268,0001,063
Premises and equipment expense$4,074,000627
Additional noninterest expense$4,635,0001,556
Pre-tax net operating income$11,011,000500
Securities gains (losses)$03,793
Applicable income taxes$4,404,000400
Income before extraordinary items$6,607,000678
Extraordinary gains, net$029
Net income$6,607,000675
Minority interest net income$0111
Net income of bank and minority interests.$6,607,000679
Net charge-offs$1,147,0002,501
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,607,000655
2010-09-30 (YTD Data)Rank
Total interest income$16,667,0001,404
Total interest expense$5,058,0001,270
Net interest income$11,609,0001,465
Provision for loan and lease losses$1,150,0002,317
Total noninterest income$11,381,000469
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$898,0001,293
Trading account gains and fees$0165
Additional Noninterest Income$10,483,000352
Total noninterest expense$13,232,0001,116
Salaries and employee benefits$6,846,0001,079
Premises and equipment expense$2,910,000666
Additional noninterest expense$3,476,0001,523
Pre-tax net operating income$8,608,000499
Securities gains (losses)$03,651
Applicable income taxes$3,444,000385
Income before extraordinary items$5,164,000675
Extraordinary gains, net$023
Net income$5,164,000673
Minority interest net income$0110
Net income of bank and minority interests.$5,164,000675
Net charge-offs$885,0002,333
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,164,000645
2010-06-30 (YTD Data)Rank
Total interest income$10,878,0001,460
Total interest expense$3,275,0001,369
Net interest income$7,603,0001,495
Provision for loan and lease losses$675,0002,423
Total noninterest income$7,599,000459
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$594,0001,321
Trading account gains and fees$0152
Additional Noninterest Income$7,005,000338
Total noninterest expense$8,957,0001,097
Salaries and employee benefits$4,570,0001,077
Premises and equipment expense$1,875,000698
Additional noninterest expense$2,512,0001,415
Pre-tax net operating income$5,570,000492
Securities gains (losses)$03,184
Applicable income taxes$2,228,000374
Income before extraordinary items$3,342,000674
Extraordinary gains, net$019
Net income$3,342,000674
Minority interest net income$0105
Net income of bank and minority interests.$3,342,000674
Net charge-offs$655,0002,158
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,342,000655
2010-03-31 (YTD Data)Rank
Total interest income$5,330,0001,533
Total interest expense$1,645,0001,430
Net interest income$3,685,0001,556
Provision for loan and lease losses$400,0002,061
Total noninterest income$3,774,000453
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$283,0001,384
Trading account gains and fees$0175
Additional Noninterest Income$3,491,000335
Total noninterest expense$4,501,0001,110
Salaries and employee benefits$2,270,0001,093
Premises and equipment expense$915,000740
Additional noninterest expense$1,316,0001,352
Pre-tax net operating income$2,558,000533
Securities gains (losses)$02,284
Applicable income taxes$1,023,000377
Income before extraordinary items$1,535,000718
Extraordinary gains, net$016
Net income$1,535,000721
Minority interest net income$091
Net income of bank and minority interests.$1,535,000722
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,535,000691
2009-12-31 (YTD Data)Rank
Total interest income$20,731,0001,647
Total interest expense$7,619,0001,541
Net interest income$13,112,0001,709
Provision for loan and lease losses$1,900,0002,548
Total noninterest income$14,511,000489
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,154,0001,483
Trading account gains and fees$0211
Additional Noninterest Income$13,357,000369
Total noninterest expense$17,218,0001,212
Salaries and employee benefits$8,712,0001,118
Premises and equipment expense$3,545,000762
Additional noninterest expense$4,961,0001,503
Pre-tax net operating income$8,505,000506
Securities gains (losses)$03,754
Applicable income taxes$3,402,000361
Income before extraordinary items$5,103,000668
Extraordinary gains, net$034
Net income$5,103,000667
Minority interest net income$0115
Net income of bank and minority interests.$5,103,000668
Net charge-offs$703,0003,342
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,103,000665
2009-09-30 (YTD Data)Rank
Total interest income$15,214,0001,709
Total interest expense$6,012,0001,546
Net interest income$9,202,0001,814
Provision for loan and lease losses$550,0003,654
Total noninterest income$10,749,000501
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$822,0001,550
Trading account gains and fees$0212
Additional Noninterest Income$9,927,000374
Total noninterest expense$13,096,0001,176
Salaries and employee benefits$6,384,0001,156
Premises and equipment expense$2,661,000770
Additional noninterest expense$4,051,0001,338
Pre-tax net operating income$6,305,000543
Securities gains (losses)$03,497
Applicable income taxes$2,522,000378
Income before extraordinary items$3,783,000712
Extraordinary gains, net$027
Net income$3,783,000712
Minority interest net income$0118
Net income of bank and minority interests.$3,783,000713
Net charge-offs$298,0003,710
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,783,000708
2009-06-30 (YTD Data)Rank
Total interest income$10,066,0001,756
Total interest expense$4,342,0001,520
Net interest income$5,724,0001,918
Provision for loan and lease losses$275,0003,863
Total noninterest income$6,749,000531
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$531,0001,569
Trading account gains and fees$0193
Additional Noninterest Income$6,218,000397
Total noninterest expense$8,631,0001,203
Salaries and employee benefits$4,277,0001,184
Premises and equipment expense$1,745,000802
Additional noninterest expense$2,609,0001,420
Pre-tax net operating income$3,567,000638
Securities gains (losses)$03,136
Applicable income taxes$1,426,000440
Income before extraordinary items$2,141,000883
Extraordinary gains, net$021
Net income$2,141,000883
Minority interest net income$0112
Net income of bank and minority interests.$2,141,000883
Net charge-offs$273,0003,047
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,141,000852
2009-03-31 (YTD Data)Rank
Total interest income$5,054,0001,770
Total interest expense$2,271,0001,515
Net interest income$2,783,0001,959
Provision for loan and lease losses$100,0003,845
Total noninterest income$3,173,000525
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$265,0001,535
Trading account gains and fees$0171
Additional Noninterest Income$2,908,000375
Total noninterest expense$4,202,0001,191
Salaries and employee benefits$2,155,0001,186
Premises and equipment expense$878,000806
Additional noninterest expense$1,169,0001,392
Pre-tax net operating income$1,654,000769
Securities gains (losses)$02,434
Applicable income taxes$661,000502
Income before extraordinary items$993,0001,095
Extraordinary gains, net$015
Net income$993,0001,097
Minority interest net income$0102
Net income of bank and minority interests.$993,0001,097
Net charge-offs$26,0004,134
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$993,0001,014
2008-12-31 (YTD Data)Rank
Total interest income$21,876,0001,763
Total interest expense$9,916,0001,632
Net interest income$11,960,0001,866
Provision for loan and lease losses$375,0004,233
Total noninterest income$12,409,000505
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$997,0001,762
Trading account gains and fees$0154
Additional Noninterest Income$11,412,000360
Total noninterest expense$15,985,0001,227
Salaries and employee benefits$8,347,0001,193
Premises and equipment expense$3,343,000826
Additional noninterest expense$4,295,0001,446
Pre-tax net operating income$8,009,000697
Securities gains (losses)$03,220
Applicable income taxes$3,204,000448
Income before extraordinary items$4,805,000843
Extraordinary gains, net$039
Net income$4,805,000843
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0004,406
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,805,000911
2008-09-30 (YTD Data)Rank
Total interest income$16,655,0001,779
Total interest expense$7,497,0001,682
Net interest income$9,158,0001,848
Provision for loan and lease losses$75,0005,494
Total noninterest income$9,383,000527
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$739,0001,796
Trading account gains and fees$0148
Additional Noninterest Income$8,644,000381
Total noninterest expense$12,029,0001,213
Salaries and employee benefits$6,357,0001,194
Premises and equipment expense$2,477,000836
Additional noninterest expense$3,195,0001,407
Pre-tax net operating income$6,437,000787
Securities gains (losses)$03,106
Applicable income taxes$2,575,000520
Income before extraordinary items$3,862,000947
Extraordinary gains, net$031
Net income$3,862,000946
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-133,0008,297
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,862,0001,006
2008-06-30 (YTD Data)Rank
Total interest income$11,137,0001,801
Total interest expense$5,026,0001,758
Net interest income$6,111,0001,837
Provision for loan and lease losses$75,0004,654
Total noninterest income$6,087,000558
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$492,0001,776
Trading account gains and fees$0149
Additional Noninterest Income$5,595,000408
Total noninterest expense$7,824,0001,240
Salaries and employee benefits$4,240,0001,215
Premises and equipment expense$1,600,000864
Additional noninterest expense$1,984,0001,478
Pre-tax net operating income$4,299,000826
Securities gains (losses)$03,233
Applicable income taxes$1,719,000584
Income before extraordinary items$2,580,0001,068
Extraordinary gains, net$021
Net income$2,580,0001,068
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-146,0008,382
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,580,0001,056
2008-03-31 (YTD Data)Rank
Total interest income$5,645,0001,817
Total interest expense$2,655,0001,772
Net interest income$2,990,0001,869
Provision for loan and lease losses$06,080
Total noninterest income$2,679,000613
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$240,0001,782
Trading account gains and fees$0158
Additional Noninterest Income$2,439,000449
Total noninterest expense$3,739,0001,291
Salaries and employee benefits$2,085,0001,254
Premises and equipment expense$769,000899
Additional noninterest expense$885,0001,615
Pre-tax net operating income$1,930,000972
Securities gains (losses)$02,688
Applicable income taxes$772,000711
Income before extraordinary items$1,158,0001,298
Extraordinary gains, net$015
Net income$1,158,0001,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,121
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,158,0001,263
2007-12-31 (YTD Data)Rank
Total interest income$24,508,0001,749
Total interest expense$12,013,0001,665
Net interest income$12,495,0001,814
Provision for loan and lease losses$06,851
Total noninterest income$11,087,000572
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,176,0001,530
Trading account gains and fees$0178
Additional Noninterest Income$9,911,000409
Total noninterest expense$14,133,0001,309
Salaries and employee benefits$7,844,0001,271
Premises and equipment expense$2,933,000890
Additional noninterest expense$3,356,0001,664
Pre-tax net operating income$9,449,000897
Securities gains (losses)$02,146
Applicable income taxes$3,874,000653
Income before extraordinary items$5,575,0001,155
Extraordinary gains, net$039
Net income$5,575,0001,153
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0004,608
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,575,0001,142
2007-09-30 (YTD Data)Rank
Total interest income$18,391,0001,753
Total interest expense$8,974,0001,668
Net interest income$9,417,0001,808
Provision for loan and lease losses$06,528
Total noninterest income$8,320,000572
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$864,0001,527
Trading account gains and fees$0184
Additional Noninterest Income$7,456,000415
Total noninterest expense$10,558,0001,304
Salaries and employee benefits$5,948,0001,259
Premises and equipment expense$2,143,000909
Additional noninterest expense$2,467,0001,651
Pre-tax net operating income$7,179,000964
Securities gains (losses)$01,655
Applicable income taxes$2,871,000717
Income before extraordinary items$4,308,0001,199
Extraordinary gains, net$033
Net income$4,308,0001,196
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-55,0008,271
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,308,0001,181
2007-06-30 (YTD Data)Rank
Total interest income$12,035,0001,793
Total interest expense$5,796,0001,732
Net interest income$6,239,0001,838
Provision for loan and lease losses$06,209
Total noninterest income$5,533,000599
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$581,0001,513
Trading account gains and fees$0168
Additional Noninterest Income$4,952,000439
Total noninterest expense$7,021,0001,332
Salaries and employee benefits$4,003,0001,273
Premises and equipment expense$1,415,000936
Additional noninterest expense$1,603,0001,697
Pre-tax net operating income$4,751,0001,010
Securities gains (losses)$01,444
Applicable income taxes$1,900,000763
Income before extraordinary items$2,851,0001,250
Extraordinary gains, net$029
Net income$2,851,0001,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-53,0008,303
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,851,0001,231
2007-03-31 (YTD Data)Rank
Total interest income$5,881,0001,830
Total interest expense$2,843,0001,754
Net interest income$3,038,0001,895
Provision for loan and lease losses$05,779
Total noninterest income$2,696,000592
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$277,0001,547
Trading account gains and fees$0195
Additional Noninterest Income$2,419,000435
Total noninterest expense$3,489,0001,329
Salaries and employee benefits$2,007,0001,283
Premises and equipment expense$692,000953
Additional noninterest expense$790,0001,698
Pre-tax net operating income$2,245,0001,044
Securities gains (losses)$01,187
Applicable income taxes$898,000790
Income before extraordinary items$1,347,0001,298
Extraordinary gains, net$022
Net income$1,347,0001,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-69,0008,450
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,347,0001,288
2006-12-31 (YTD Data)Rank
Total interest income$21,461,0001,870
Total interest expense$9,010,0001,849
Net interest income$12,451,0001,853
Provision for loan and lease losses$150,0004,039
Total noninterest income$10,762,000572
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,087,0001,632
Trading account gains and fees$0130
Additional Noninterest Income$9,675,000426
Total noninterest expense$13,778,0001,295
Salaries and employee benefits$7,178,0001,357
Premises and equipment expense$2,664,000937
Additional noninterest expense$3,936,0001,352
Pre-tax net operating income$9,285,0001,060
Securities gains (losses)$01,687
Applicable income taxes$3,714,000806
Income before extraordinary items$5,571,0001,309
Extraordinary gains, net$051
Net income$5,571,0001,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$321,0001,587
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,571,0001,290
2006-09-30 (YTD Data)Rank
Total interest income$15,823,0001,892
Total interest expense$6,349,0001,895
Net interest income$9,474,0001,842
Provision for loan and lease losses$06,685
Total noninterest income$8,058,000587
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$813,0001,635
Trading account gains and fees$0126
Additional Noninterest Income$7,245,000437
Total noninterest expense$10,379,0001,305
Salaries and employee benefits$5,431,0001,366
Premises and equipment expense$1,933,000982
Additional noninterest expense$3,015,0001,326
Pre-tax net operating income$7,153,0001,075
Securities gains (losses)$01,388
Applicable income taxes$2,861,000823
Income before extraordinary items$4,292,0001,320
Extraordinary gains, net$045
Net income$4,292,0001,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$287,0001,181
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,292,0001,309
2006-06-30 (YTD Data)Rank
Total interest income$10,271,0001,905
Total interest expense$3,959,0001,929
Net interest income$6,312,0001,844
Provision for loan and lease losses$06,419
Total noninterest income$5,308,000598
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$555,0001,584
Trading account gains and fees$0126
Additional Noninterest Income$4,753,000449
Total noninterest expense$6,846,0001,328
Salaries and employee benefits$3,617,0001,373
Premises and equipment expense$1,260,0001,003
Additional noninterest expense$1,969,0001,360
Pre-tax net operating income$4,774,0001,064
Securities gains (losses)$01,185
Applicable income taxes$1,910,000823
Income before extraordinary items$2,864,0001,308
Extraordinary gains, net$039
Net income$2,864,0001,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0001,554
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,864,0001,290
2006-03-31 (YTD Data)Rank
Total interest income$4,813,0001,972
Total interest expense$1,745,0002,043
Net interest income$3,068,0001,888
Provision for loan and lease losses$06,013
Total noninterest income$2,550,000606
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$280,0001,528
Trading account gains and fees$0115
Additional Noninterest Income$2,270,000456
Total noninterest expense$3,398,0001,345
Salaries and employee benefits$1,789,0001,387
Premises and equipment expense$640,000991
Additional noninterest expense$969,0001,356
Pre-tax net operating income$2,220,0001,115
Securities gains (losses)$0955
Applicable income taxes$888,000861
Income before extraordinary items$1,332,0001,381
Extraordinary gains, net$021
Net income$1,332,0001,380
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-126,0008,678
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,332,0001,356
2005-12-31 (YTD Data)Rank
Total interest income$16,452,0002,028
Total interest expense$4,806,0002,278
Net interest income$11,646,0001,896
Provision for loan and lease losses$1,515,000704
Total noninterest income$10,608,000596
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,312,0001,346
Trading account gains and fees$0138
Additional Noninterest Income$9,296,000450
Total noninterest expense$12,598,0001,368
Salaries and employee benefits$6,385,0001,464
Premises and equipment expense$2,637,000908
Additional noninterest expense$3,576,0001,435
Pre-tax net operating income$8,141,0001,184
Securities gains (losses)$02,296
Applicable income taxes$3,330,000888
Income before extraordinary items$4,811,0001,468
Extraordinary gains, net$046
Net income$4,811,0001,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,394,000529
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,811,0001,451
2005-09-30 (YTD Data)Rank
Total interest income$11,950,0002,039
Total interest expense$3,308,0002,356
Net interest income$8,642,0001,901
Provision for loan and lease losses$1,195,000640
Total noninterest income$7,941,000604
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,005,0001,311
Trading account gains and fees$0126
Additional Noninterest Income$6,936,000452
Total noninterest expense$9,493,0001,354
Salaries and employee benefits$4,782,0001,449
Premises and equipment expense$1,967,000897
Additional noninterest expense$2,744,0001,389
Pre-tax net operating income$5,895,0001,211
Securities gains (losses)$02,317
Applicable income taxes$2,358,000946
Income before extraordinary items$3,537,0001,499
Extraordinary gains, net$035
Net income$3,537,0001,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,155,000446
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,537,0001,472
2005-06-30 (YTD Data)Rank
Total interest income$7,761,0002,037
Total interest expense$2,044,0002,385
Net interest income$5,717,0001,899
Provision for loan and lease losses$895,000582
Total noninterest income$5,204,000608
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$678,0001,256
Trading account gains and fees$0116
Additional Noninterest Income$4,526,000453
Total noninterest expense$6,364,0001,336
Salaries and employee benefits$3,174,0001,455
Premises and equipment expense$1,292,000900
Additional noninterest expense$1,898,0001,316
Pre-tax net operating income$3,662,0001,273
Securities gains (losses)$02,146
Applicable income taxes$1,465,000977
Income before extraordinary items$2,197,0001,569
Extraordinary gains, net$030
Net income$2,197,0001,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,175,000320
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,197,0001,546
2005-03-31 (YTD Data)Rank
Total interest income$3,710,0002,086
Total interest expense$912,0002,512
Net interest income$2,798,0001,923
Provision for loan and lease losses$70,0002,663
Total noninterest income$2,488,000612
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$342,0001,197
Trading account gains and fees$0115
Additional Noninterest Income$2,146,000458
Total noninterest expense$3,275,0001,300
Salaries and employee benefits$1,604,0001,439
Premises and equipment expense$645,000915
Additional noninterest expense$1,026,0001,212
Pre-tax net operating income$1,941,0001,178
Securities gains (losses)$01,685
Applicable income taxes$776,000930
Income before extraordinary items$1,165,0001,458
Extraordinary gains, net$024
Net income$1,165,0001,459
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,609
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,165,0001,432
2004-12-31 (YTD Data)Rank
Total interest income$11,879,0002,418
Total interest expense$2,495,0003,063
Net interest income$9,384,0002,173
Provision for loan and lease losses$632,0001,572
Total noninterest income$10,164,000604
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,549,0001,156
Trading account gains and fees$0138
Additional Noninterest Income$8,615,000457
Total noninterest expense$11,857,0001,384
Salaries and employee benefits$5,955,0001,496
Premises and equipment expense$2,412,000938
Additional noninterest expense$3,490,0001,423
Pre-tax net operating income$7,059,0001,229
Securities gains (losses)$03,819
Applicable income taxes$2,675,000981
Income before extraordinary items$4,384,0001,468
Extraordinary gains, net$034
Net income$4,384,0001,469
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0003,826
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,384,0001,419
2004-09-30 (YTD Data)Rank
Total interest income$8,456,0002,503
Total interest expense$1,638,0003,349
Net interest income$6,818,0002,218
Provision for loan and lease losses$182,0003,139
Total noninterest income$7,497,000615
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,111,0001,211
Trading account gains and fees$0134
Additional Noninterest Income$6,386,000468
Total noninterest expense$8,974,0001,368
Salaries and employee benefits$4,485,0001,483
Premises and equipment expense$1,786,000956
Additional noninterest expense$2,703,0001,371
Pre-tax net operating income$5,159,0001,270
Securities gains (losses)$03,710
Applicable income taxes$2,064,000989
Income before extraordinary items$3,095,0001,567
Extraordinary gains, net$026
Net income$3,095,0001,568
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0004,073
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,095,0001,519
2004-06-30 (YTD Data)Rank
Total interest income$5,483,0002,553
Total interest expense$961,0003,725
Net interest income$4,522,0002,209
Provision for loan and lease losses$82,0003,884
Total noninterest income$4,479,000673
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$610,0001,441
Trading account gains and fees$0130
Additional Noninterest Income$3,869,000499
Total noninterest expense$5,687,0001,421
Salaries and employee benefits$3,059,0001,437
Premises and equipment expense$1,188,000959
Additional noninterest expense$1,440,0001,666
Pre-tax net operating income$3,232,0001,322
Securities gains (losses)$03,413
Applicable income taxes$1,293,0001,046
Income before extraordinary items$1,939,0001,657
Extraordinary gains, net$021
Net income$1,939,0001,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,943
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,939,0001,589
2004-03-31 (YTD Data)Rank
Total interest income$2,664,0002,614
Total interest expense$436,0004,066
Net interest income$2,228,0002,247
Provision for loan and lease losses$53,0003,225
Total noninterest income$2,211,000671
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$293,0001,464
Trading account gains and fees$0121
Additional Noninterest Income$1,918,000494
Total noninterest expense$2,828,0001,442
Salaries and employee benefits$1,443,0001,548
Premises and equipment expense$619,000928
Additional noninterest expense$766,0001,559
Pre-tax net operating income$1,558,0001,347
Securities gains (losses)$02,934
Applicable income taxes$623,0001,086
Income before extraordinary items$935,0001,689
Extraordinary gains, net$016
Net income$935,0001,689
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,968
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$935,0001,605
2003-12-31 (YTD Data)Rank
Total interest income$9,697,0002,921
Total interest expense$2,056,0003,941
Net interest income$7,641,0002,525
Provision for loan and lease losses$373,0002,722
Total noninterest income$8,340,000756
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,099,0001,568
Trading account gains and fees$0160
Additional Noninterest Income$7,241,000569
Total noninterest expense$9,948,0001,616
Salaries and employee benefits$5,051,0001,703
Premises and equipment expense$2,105,0001,082
Additional noninterest expense$2,792,0001,740
Pre-tax net operating income$5,660,0001,457
Securities gains (losses)$04,500
Applicable income taxes$2,377,0001,117
Income before extraordinary items$3,283,0001,884
Extraordinary gains, net$054
Net income$3,283,0001,886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,0002,928
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,283,0001,802
2003-09-30 (YTD Data)Rank
Total interest income$7,180,0002,994
Total interest expense$1,597,0003,950
Net interest income$5,583,0002,607
Provision for loan and lease losses$238,0002,964
Total noninterest income$6,094,000800
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$807,0001,602
Trading account gains and fees$0153
Additional Noninterest Income$5,287,000614
Total noninterest expense$7,436,0001,632
Salaries and employee benefits$3,777,0001,718
Premises and equipment expense$1,491,0001,155
Additional noninterest expense$2,168,0001,672
Pre-tax net operating income$4,003,0001,580
Securities gains (losses)$04,204
Applicable income taxes$1,601,0001,270
Income before extraordinary items$2,402,0001,998
Extraordinary gains, net$040
Net income$2,402,0001,997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0003,387
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,402,0001,890
2003-06-30 (YTD Data)Rank
Total interest income$4,783,0003,018
Total interest expense$1,096,0003,964
Net interest income$3,687,0002,642
Provision for loan and lease losses$238,0002,251
Total noninterest income$3,997,000793
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$526,0001,604
Trading account gains and fees$0150
Additional Noninterest Income$3,471,000608
Total noninterest expense$4,972,0001,617
Salaries and employee benefits$2,507,0001,710
Premises and equipment expense$1,035,0001,107
Additional noninterest expense$1,430,0001,686
Pre-tax net operating income$2,474,0001,689
Securities gains (losses)$03,782
Applicable income taxes$990,0001,388
Income before extraordinary items$1,484,0002,129
Extraordinary gains, net$030
Net income$1,484,0002,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0003,597
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,484,0002,010
2003-03-31 (YTD Data)Rank
Total interest income$2,383,0003,037
Total interest expense$567,0003,946
Net interest income$1,816,0002,661
Provision for loan and lease losses$179,0001,501
Total noninterest income$1,910,000808
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$281,0001,485
Trading account gains and fees$0134
Additional Noninterest Income$1,629,000624
Total noninterest expense$2,557,0001,560
Salaries and employee benefits$1,305,0001,632
Premises and equipment expense$557,0001,032
Additional noninterest expense$695,0001,695
Pre-tax net operating income$990,0002,063
Securities gains (losses)$02,891
Applicable income taxes$396,0001,637
Income before extraordinary items$594,0002,566
Extraordinary gains, net$021
Net income$594,0002,564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,386
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$594,0002,430
2002-12-31 (YTD Data)Rank
Total interest income$10,526,0002,884
Total interest expense$2,898,0003,618
Net interest income$7,628,0002,511
Provision for loan and lease losses$700,0001,829
Total noninterest income$7,938,000733
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,006,0001,610
Trading account gains and fees$0153
Additional Noninterest Income$6,932,000553
Total noninterest expense$9,251,0001,654
Salaries and employee benefits$5,197,0001,561
Premises and equipment expense$1,822,0001,213
Additional noninterest expense$2,232,0002,071
Pre-tax net operating income$5,615,0001,478
Securities gains (losses)$04,537
Applicable income taxes$2,311,0001,148
Income before extraordinary items$3,304,0001,813
Extraordinary gains, net$070
Net income$3,304,0001,812
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$691,0001,300
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,304,0001,751
2001-12-31 (YTD Data)Rank
Total interest income$14,174,0002,417
Total interest expense$6,702,0002,391
Net interest income$7,472,0002,400
Provision for loan and lease losses$852,0001,420
Total noninterest income$7,019,000756
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$976,0001,519
Trading account gains and fees$0177
Additional Noninterest Income$6,043,000572
Total noninterest expense$8,537,0001,705
Salaries and employee benefits$4,362,0001,723
Premises and equipment expense$1,827,0001,167
Additional noninterest expense$2,348,0001,923
Pre-tax net operating income$5,102,0001,404
Securities gains (losses)$04,612
Applicable income taxes$2,139,0001,111
Income before extraordinary items$2,963,0001,777
Extraordinary gains, net$0105
Net income$2,963,0001,777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$451,0001,673
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,963,0001,707
2000-12-31 (YTD Data)Rank
Total interest income$14,820,0002,362
Total interest expense$6,798,0002,473
Net interest income$8,022,0002,217
Provision for loan and lease losses$1,400,000809
Total noninterest income$6,806,000737
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,040,0001,308
Trading account gains and fees$0180
Additional Noninterest Income$5,766,000581
Total noninterest expense$8,385,0001,665
Salaries and employee benefits$4,412,0001,614
Premises and equipment expense$1,604,0001,275
Additional noninterest expense$2,369,0001,859
Pre-tax net operating income$5,043,0001,464
Securities gains (losses)$01,956
Applicable income taxes$2,089,0001,113
Income before extraordinary items$2,954,0001,770
Extraordinary gains, net$038
Net income$2,954,0001,770
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,117,000684
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,954,0001,763
1999-12-31 (YTD Data)Rank
Total interest income$10,876,0002,969
Total interest expense$4,607,0003,147
Net interest income$6,269,0002,804
Provision for loan and lease losses$1,015,000958
Total noninterest income$5,600,000855
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$778,0001,700
Trading account gains and fees$0173
Additional Noninterest Income$4,822,000667
Total noninterest expense$8,019,0001,716
Salaries and employee benefits$4,118,0001,672
Premises and equipment expense$1,685,0001,193
Additional noninterest expense$2,216,0001,968
Pre-tax net operating income$2,835,0002,527
Securities gains (losses)$03,155
Applicable income taxes$1,144,0001,998
Income before extraordinary items$1,691,0002,950
Extraordinary gains, net$035
Net income$1,691,0002,951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$599,0001,046
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,691,0002,918
1998-12-31 (YTD Data)Rank
Total interest income$9,077,0003,519
Total interest expense$3,833,0003,821
Net interest income$5,244,0003,247
Provision for loan and lease losses$984,000991
Total noninterest income$4,662,000986
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$570,0002,256
Trading account gains and fees$0224
Additional Noninterest Income$4,092,000740
Total noninterest expense$6,551,0002,001
Salaries and employee benefits$3,469,0001,914
Premises and equipment expense$1,463,0001,327
Additional noninterest expense$1,619,0002,591
Pre-tax net operating income$2,371,0002,921
Securities gains (losses)$25,0002,265
Applicable income taxes$932,0002,435
Income before extraordinary items$1,464,0003,321
Extraordinary gains, net$032
Net income$1,464,0003,322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$484,0001,292
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,448,0003,255
1997-12-31 (YTD Data)Rank
Total interest income$7,302,0004,348
Total interest expense$3,012,0004,693
Net interest income$4,291,0003,980
Provision for loan and lease losses$610,0001,486
Total noninterest income$3,973,0001,081
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$408,0003,167
Trading account gains and fees$0239
Additional Noninterest Income$3,565,000758
Total noninterest expense$5,602,0002,301
Salaries and employee benefits$2,866,0002,304
Premises and equipment expense$1,302,0001,499
Additional noninterest expense$1,434,0002,852
Pre-tax net operating income$2,052,0003,449
Securities gains (losses)$23,0001,798
Applicable income taxes$869,0002,739
Income before extraordinary items$1,206,0004,035
Extraordinary gains, net$044
Net income$1,206,0004,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$620,0001,130
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,191,2804,016
1996-12-31 (YTD Data)Rank
Total interest income$6,854,0004,661
Total interest expense$2,922,0004,892
Net interest income$3,932,0004,394
Provision for loan and lease losses$424,0001,997
Total noninterest income$3,575,0001,204
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$372,0003,554
Trading account gains and fees$0262
Additional Noninterest Income$3,203,000842
Total noninterest expense$5,254,0002,590
Salaries and employee benefits$2,679,0002,489
Premises and equipment expense$1,257,0001,628
Additional noninterest expense$1,318,0003,486
Pre-tax net operating income$1,829,0003,657
Securities gains (losses)$22,0001,932
Applicable income taxes$688,0003,221
Income before extraordinary items$1,163,0003,968
Extraordinary gains, net$053
Net income$1,163,0003,969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$352,0001,845
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,148,9203,958
1995-12-31 (YTD Data)Rank
Total interest income$6,481,0004,866
Total interest expense$2,676,0005,269
Net interest income$3,805,0004,503
Provision for loan and lease losses$463,0001,673
Total noninterest income$3,203,0001,303
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$385,0003,476
Trading account gains and fees$0522
Additional Noninterest Income$2,818,000926
Total noninterest expense$5,017,0002,706
Salaries and employee benefits$2,591,0002,579
Premises and equipment expense$1,106,0001,829
Additional noninterest expense$1,320,0003,451
Pre-tax net operating income$1,528,0004,386
Securities gains (losses)$12,0002,250
Applicable income taxes$628,0003,550
Income before extraordinary items$912,0004,941
Extraordinary gains, net$065
Net income$912,0004,938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$381,0001,655
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$904,3204,959
1994-12-31 (YTD Data)Rank
Total interest income$5,587,0005,169
Total interest expense$1,971,0005,674
Net interest income$3,616,0004,800
Provision for loan and lease losses$893,0001,007
Total noninterest income$3,306,0001,269
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$426,0003,189
Trading account gains and fees$0475
Additional Noninterest Income$2,880,000902
Total noninterest expense$4,735,0002,914
Salaries and employee benefits$2,399,0002,767
Premises and equipment expense$988,0002,061
Additional noninterest expense$1,348,0003,662
Pre-tax net operating income$1,294,0004,955
Securities gains (losses)$-196,00011,939
Applicable income taxes$471,0004,235
Income before extraordinary items$627,0006,352
Extraordinary gains, net$0249
Net income$627,0006,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$768,0001,031
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$752,4405,671
1993-12-31 (YTD Data)Rank
Total interest income$4,264,0006,559
Total interest expense$1,355,0007,692
Net interest income$2,909,0005,789
Provision for loan and lease losses$868,0001,440
Total noninterest income$3,466,0001,299
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$361,0003,780
Trading account gains and fees$0532
Additional Noninterest Income$3,105,000939
Total noninterest expense$4,767,0002,972
Salaries and employee benefits$2,346,0002,813
Premises and equipment expense$838,0002,441
Additional noninterest expense$1,583,0003,344
Pre-tax net operating income$740,0007,145
Securities gains (losses)$-23,00012,945
Applicable income taxes$263,0006,600
Income before extraordinary items$454,0007,934
Extraordinary gains, net$03,149
Net income$454,0008,113
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$668,0001,477
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$468,7207,546
1992-12-31 (YTD Data)Rank
Total interest income$3,986,0007,527
Total interest expense$1,549,0008,369
Net interest income$2,437,0006,715
Provision for loan and lease losses$887,0001,999
Total noninterest income$3,475,0001,274
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$302,0004,410
Trading account gains and fees$0504
Additional Noninterest Income$3,173,000917
Total noninterest expense$4,803,0002,977
Salaries and employee benefits$2,094,0003,087
Premises and equipment expense$806,0002,577
Additional noninterest expense$1,903,0002,914
Pre-tax net operating income$222,00010,871
Securities gains (losses)$08,369
Applicable income taxes$104,0009,806
Income before extraordinary items$118,00011,701
Extraordinary gains, net$01,422
Net income$118,00011,776
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$887,0001,684
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$118,00011,385

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.