Home > Habersham Bank > Net Charge- offs 1- 4 Family Residential
Habersham Bank, Net Charge- offs 1- 4 Family Residential
| 2010-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,839,000 | 540 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,462,000 | 464 |
| Loans secured by 1-4 family junior liens - net charge-offs | $29,000 | 1,723 |
| Home equity lines of credit - net charge-offs | $348,000 | 523 |
| 2010-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,688,000 | 432 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,314,000 | 397 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 2,020 |
| Home equity lines of credit - net charge-offs | $374,000 | 384 |
| 2010-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,526,000 | 357 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,145,000 | 329 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,636 |
| Home equity lines of credit - net charge-offs | $381,000 | 292 |
| 2010-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $320,000 | 672 |
| Loans secured by 1-4 family senior liens - net charge-offs | $240,000 | 596 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,122 |
| Home equity lines of credit - net charge-offs | $80,000 | 479 |
| 2009-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $638,000 | 1,188 |
| Loans secured by 1-4 family senior liens - net charge-offs | $371,000 | 1,213 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 2,286 |
| Home equity lines of credit - net charge-offs | $267,000 | 610 |
| 2009-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $523,000 | 991 |
| Loans secured by 1-4 family senior liens - net charge-offs | $255,000 | 1,109 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,868 |
| Home equity lines of credit - net charge-offs | $268,000 | 471 |
| 2009-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $94,000 | 1,887 |
| Loans secured by 1-4 family senior liens - net charge-offs | $55,000 | 1,782 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,465 |
| Home equity lines of credit - net charge-offs | $39,000 | 881 |
| 2009-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-21,000 | 8,156 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,234 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 900 |
| Home equity lines of credit - net charge-offs | $-21,000 | 8,228 |
| 2008-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $328,000 | 992 |
| Loans secured by 1-4 family senior liens - net charge-offs | $217,000 | 893 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,716 |
| Home equity lines of credit - net charge-offs | $111,000 | 599 |
| 2008-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $153,000 | 1,106 |
| Loans secured by 1-4 family senior liens - net charge-offs | $153,000 | 755 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,335 |
| Home equity lines of credit - net charge-offs | $0 | 1,117 |
| 2008-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $28,000 | 1,841 |
| Loans secured by 1-4 family senior liens - net charge-offs | $28,000 | 1,355 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 991 |
| Home equity lines of credit - net charge-offs | $0 | 894 |
| 2008-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-1,000 | 7,852 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-1,000 | 7,951 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 621 |
| Home equity lines of credit - net charge-offs | $0 | 567 |
| 2007-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $69,000 | 1,407 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-20,000 | 8,368 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,177 |
| Home equity lines of credit - net charge-offs | $89,000 | 338 |
| 2007-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $48,000 | 1,163 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-20,000 | 8,405 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 879 |
| Home equity lines of credit - net charge-offs | $68,000 | 277 |
| 2007-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $68,000 | 697 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,739 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 665 |
| Home equity lines of credit - net charge-offs | $68,000 | 208 |
| 2007-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,473 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,164 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 444 |
| Home equity lines of credit - net charge-offs | $0 | 379 |
| 2006-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $62,000 | 1,038 |
| Loans secured by 1-4 family senior liens - net charge-offs | $34,000 | 1,168 |
| Loans secured by 1-4 family junior liens - net charge-offs | $5,000 | 772 |
| Home equity lines of credit - net charge-offs | $23,000 | 416 |
| 2006-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $51,000 | 854 |
| Loans secured by 1-4 family senior liens - net charge-offs | $21,000 | 1,137 |
| Loans secured by 1-4 family junior liens - net charge-offs | $7,000 | 551 |
| Home equity lines of credit - net charge-offs | $23,000 | 314 |
| 2006-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $34,000 | 837 |
| Loans secured by 1-4 family senior liens - net charge-offs | $4,000 | 1,426 |
| Loans secured by 1-4 family junior liens - net charge-offs | $7,000 | 444 |
| Home equity lines of credit - net charge-offs | $23,000 | 238 |
| 2006-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $27,000 | 548 |
| Loans secured by 1-4 family senior liens - net charge-offs | $5,000 | 855 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 8,496 |
| Home equity lines of credit - net charge-offs | $23,000 | 176 |
| 2005-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $33,000 | 1,490 |
| Loans secured by 1-4 family senior liens - net charge-offs | $25,000 | 1,338 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-3,000 | 8,534 |
| Home equity lines of credit - net charge-offs | $11,000 | 507 |
| 2005-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $35,000 | 1,094 |
| Loans secured by 1-4 family senior liens - net charge-offs | $27,000 | 970 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-3,000 | 8,584 |
| Home equity lines of credit - net charge-offs | $11,000 | 411 |
| 2005-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $7,000 | 1,695 |
| Loans secured by 1-4 family senior liens - net charge-offs | $30,000 | 652 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-3,000 | 8,627 |
| Home equity lines of credit - net charge-offs | $-20,000 | 8,824 |
| 2005-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-4,000 | 8,507 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-4,000 | 8,599 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 438 |
| Home equity lines of credit - net charge-offs | $0 | 354 |
| 2004-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $222,000 | 392 |
| Loans secured by 1-4 family senior liens - net charge-offs | $41,000 | 1,092 |
| Loans secured by 1-4 family junior liens - net charge-offs | $46,000 | 356 |
| Home equity lines of credit - net charge-offs | $135,000 | 141 |
| 2004-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $139,000 | 429 |
| Loans secured by 1-4 family senior liens - net charge-offs | $34,000 | 922 |
| Loans secured by 1-4 family junior liens - net charge-offs | $45,000 | 282 |
| Home equity lines of credit - net charge-offs | $60,000 | 188 |
| 2004-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $101,000 | 406 |
| Loans secured by 1-4 family senior liens - net charge-offs | $41,000 | 586 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 726 |
| Home equity lines of credit - net charge-offs | $60,000 | 147 |
| 2004-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $18,000 | 808 |
| Loans secured by 1-4 family senior liens - net charge-offs | $7,000 | 934 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 457 |
| Home equity lines of credit - net charge-offs | $11,000 | 227 |
| 2003-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $61,000 | 1,213 |
| Loans secured by 1-4 family senior liens - net charge-offs | $61,000 | 806 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,038 |
| Home equity lines of credit - net charge-offs | $0 | 664 |
| 2003-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $24,000 | 1,528 |
| Loans secured by 1-4 family senior liens - net charge-offs | $24,000 | 1,040 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 877 |
| Home equity lines of credit - net charge-offs | $0 | 538 |
| 2003-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $25,000 | 1,158 |
| Loans secured by 1-4 family senior liens - net charge-offs | $25,000 | 747 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 676 |
| Home equity lines of credit - net charge-offs | $0 | 433 |
| 2003-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,648 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,120 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 447 |
| Home equity lines of credit - net charge-offs | $0 | 284 |
| 2002-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $254,000 | 358 |
| Loans secured by 1-4 family senior liens - net charge-offs | $254,000 | 212 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 994 |
| Home equity lines of credit - net charge-offs | $0 | 629 |
| 2001-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $816,000 | 155 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 612 |
| 2000-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $413,000 | 215 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 550 |
| 1999-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $323,000 | 278 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 567 |
| 1998-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,290 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 616 |
| 1997-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-5,000 | 10,085 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 633 |
| 1996-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $5,000 | 2,918 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 691 |
| 1995-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $11,000 | 2,496 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 692 |
| 1994-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $12,000 | 2,674 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 728 |
| 1993-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,945 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 837 |
| 1992-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $5,000 | 4,848 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 954 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.