Home > Habersham Bank > Net charge- offs to loans
Habersham Bank, Net charge- offs to loans
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.8064% | 107 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.9619% | 94 |
| Percentage Net Loans Charged-off:Construction & development | 11.3878% | 480 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6685% | 797 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.5446% | 255 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8619% | 384 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3126% | 716 |
| All other 1-4 family - Percent of loans charged-off, net | 3.9503% | 243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.9180% | 481 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4816% | 548 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.0545% | 96 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.2714% | 98 |
| Percentage Net Loans Charged-off:Construction & development | 11.9113% | 416 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2244% | 514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3896% | 283 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8621% | 492 |
| All other 1-4 family - Percent of loans charged-off, net | 4.4221% | 194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5485% | 502 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9520% | 653 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.0635% | 131 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.3010% | 109 |
| Percentage Net Loans Charged-off:Construction & development | 11.5712% | 410 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4847% | 723 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.4447% | 180 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8186% | 320 |
| All other 1-4 family - Percent of loans charged-off, net | 5.5006% | 144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8045% | 602 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2503% | 591 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 9.7789% | 58 |
| Percentage Net Loans Charged-off: Total real estate loans | 10.2551% | 45 |
| Percentage Net Loans Charged-off:Construction & development | 21.7296% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9478% | 317 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8166% | 615 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1682% | 511 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2291% | 501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1592% | 749 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.7027% | 201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.4349% | 334 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.3020% | 327 |
| Percentage Net Loans Charged-off:Construction & development | 8.1918% | 766 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9595% | 1,175 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9576% | 1,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9553% | 877 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9593% | 1,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.9701% | 373 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2843% | 483 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.2379% | 197 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.1802% | 190 |
| Percentage Net Loans Charged-off:Construction & development | 9.7746% | 492 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1019% | 760 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0660% | 1,017 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2762% | 592 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9087% | 1,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.1341% | 298 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2924% | 461 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.8639% | 255 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.9682% | 212 |
| Percentage Net Loans Charged-off:Construction & development | 9.8913% | 443 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3007% | 2,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2764% | 1,021 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3207% | 1,899 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5318% | 511 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8937% | 785 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3781% | 367 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1388% | 334 |
| Percentage Net Loans Charged-off:Construction & development | 6.3348% | 454 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1338% | 7,948 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2973% | 5,915 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.2146% | 202 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1789% | 1,019 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7683% | 621 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7720% | 482 |
| Percentage Net Loans Charged-off:Construction & development | 3.1959% | 783 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5341% | 1,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4020% | 790 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6420% | 905 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4523% | 1,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2252% | 862 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7092% | 1,222 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6940% | 894 |
| Percentage Net Loans Charged-off:Construction & development | 1.1992% | 978 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3314% | 1,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5995% | 722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6009% | 1,848 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1916% | 1,569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4567% | 1,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4479% | 1,000 |
| Percentage Net Loans Charged-off:Construction & development | 0.8207% | 841 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0892% | 2,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1590% | 1,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6017% | 1,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5157% | 2,826 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3701% | 1,381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3527% | 891 |
| Percentage Net Loans Charged-off:Construction & development | 0.6581% | 547 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0067% | 7,749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0123% | 7,797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5732% | 1,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5219% | 2,408 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5674% | 938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5381% | 510 |
| Percentage Net Loans Charged-off:Construction & development | 0.9232% | 467 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1160% | 1,019 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1286% | 1,650 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3476% | 411 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0713% | 8,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4967% | 1,898 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2722% | 1,219 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2579% | 1,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2114% | 856 |
| Percentage Net Loans Charged-off:Construction & development | 0.3353% | 480 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0647% | 832 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1211% | 1,266 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3617% | 294 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0960% | 8,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3865% | 1,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0773% | 1,256 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2016% | 1,704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1580% | 891 |
| Percentage Net Loans Charged-off:Construction & development | 0.1776% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0922% | 556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2631% | 658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5594% | 177 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5411% | 1,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7349% | 1,777 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0762% | 2,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0489% | 1,223 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1666% | 279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0252% | 6,896 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7252% | 1,680 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1500% | 2,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0535% | 1,908 |
| Percentage Net Loans Charged-off:Construction & development | 0.0060% | 782 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2599% | 115 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1188% | 1,273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1007% | 464 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1329% | 1,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4992% | 684 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7606% | 2,013 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1843% | 1,714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0673% | 1,383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0082% | 570 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3415% | 82 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1285% | 984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1342% | 314 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1242% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1385% | 385 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6267% | 2,117 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0545% | 3,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0286% | 1,747 |
| Percentage Net Loans Charged-off:Construction & development | 0.0129% | 408 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1269% | 903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1996% | 213 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0720% | 1,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5747% | 1,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0541% | 4,518 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0062% | 4,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0370% | 1,121 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2022% | 509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3919% | 113 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0534% | 885 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2115% | 7,664 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3927% | 7,794 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0788% | 4,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0251% | 2,564 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0341% | 1,070 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0684% | 1,762 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0473% | 536 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0882% | 1,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0867% | 3,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1192% | 1,604 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0913% | 3,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0179% | 2,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1000% | 1,248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0634% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1360% | 1,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2275% | 2,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3192% | 1,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0277% | 4,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 2,373 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0315% | 1,698 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1723% | 5,986 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2540% | 576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2137% | 1,970 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1915% | 4,224 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0057% | 6,812 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 7,885 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 8,152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0389% | 8,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0891% | 8,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1580% | 7,662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2277% | 3,464 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1602% | 3,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0942% | 1,656 |
| Percentage Net Loans Charged-off:Construction & development | 0.0377% | 614 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0148% | 8,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5245% | 352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6242% | 121 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4204% | 468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5705% | 1,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7981% | 2,625 |
| Percentage Net Loans Charged-off: Credit card loans | 500.0000% | 3 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1759% | 2,569 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0818% | 1,520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0555% | 469 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0168% | 8,317 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4362% | 395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3767% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4957% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7293% | 1,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1014% | 1,653 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2118% | 2,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1030% | 1,234 |
| Percentage Net Loans Charged-off:Construction & development | 0.0999% | 324 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 8,278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4734% | 351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5835% | 115 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3710% | 471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0042% | 1,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1195% | 1,633 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2809% | 1,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0291% | 1,548 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 8,359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1647% | 749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2213% | 148 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1175% | 853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4162% | 438 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1264% | 778 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2899% | 2,563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0346% | 2,863 |
| Percentage Net Loans Charged-off:Construction & development | 0.0159% | 772 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0123% | 1,498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1250% | 1,573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1886% | 1,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2055% | 1,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9700% | 434 |
| Percentage Net Loans Charged-off: Credit card loans | 75.7576% | 17 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2324% | 2,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0232% | 2,659 |
| Percentage Net Loans Charged-off:Construction & development | 0.0194% | 609 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0098% | 1,210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0646% | 1,784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0951% | 1,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4526% | 2,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8637% | 436 |
| Percentage Net Loans Charged-off: Credit card loans | 87.2727% | 13 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2150% | 2,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0286% | 2,188 |
| Percentage Net Loans Charged-off:Construction & development | 0.0311% | 467 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 8,418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0985% | 1,282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1426% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4532% | 2,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5074% | 562 |
| Percentage Net Loans Charged-off: Credit card loans | 111.6539% | 12 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2659% | 1,938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0224% | 1,701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0584% | 274 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0665% | 583 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9641% | 897 |
| Percentage Net Loans Charged-off: Credit card loans | 350.0000% | 8 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3944% | 2,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1816% | 1,185 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4293% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1815% | 1,136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2030% | 1,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7530% | 1,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5059% | 619 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3124% | 449 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3659% | 2,234 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2103% | 939 |
| Percentage Net Loans Charged-off:Construction & development | 0.0078% | 804 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0102% | 1,374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4395% | 436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4709% | 404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8269% | 1,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4526% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5733% | 1,446 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2519% | 2,611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1166% | 216 |
| Percentage Net Loans Charged-off:Construction & development | 0.0110% | 236 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2402% | 111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2531% | 114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3846% | 172 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4516% | 264 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9058% | 521 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1635% | 3,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1029% | 265 |
| Percentage Net Loans Charged-off:Construction & development | -0.0437% | 1,374 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0116% | 365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2607% | 111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2744% | 108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7676% | 267 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6083% | 711 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4057% | 691 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0672% | 5,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0176% | 726 |
| Percentage Net Loans Charged-off:Construction & development | 0.0679% | 155 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0044% | 438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3502% | 456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7014% | 680 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5316% | 907 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0191% | 9,783 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1980% | 4,113 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1326% | 4,948 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0926% | 5,886 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2949% | 4,260 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1997% | 7,271 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |