Home > Gypsum Valley National Bank > Income and Expense
Gypsum Valley National Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,349,000 | 11,040 |
| Total interest expense | $549,000 | 10,852 |
| Net interest income | $800,000 | 11,057 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $53,000 | 11,875 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 9,936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 12,083 |
| Total noninterest expense | $540,000 | 11,406 |
| Salaries and employee benefits | $356,000 | 10,683 |
| Premises and equipment expense | $69,000 | 10,998 |
| Additional noninterest expense | $115,000 | 12,162 |
| Pre-tax net operating income | $313,000 | 10,034 |
| Securities gains (losses) | $-26,000 | 10,539 |
| Applicable income taxes | $86,000 | 9,666 |
| Income before extraordinary items | $201,000 | 10,263 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $201,000 | 10,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $178,000 | 5,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $219,200 | 10,104 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,372,000 | 11,510 |
| Total interest expense | $512,000 | 11,632 |
| Net interest income | $860,000 | 11,316 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $57,000 | 12,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 10,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 12,609 |
| Total noninterest expense | $569,000 | 11,807 |
| Salaries and employee benefits | $360,000 | 11,048 |
| Premises and equipment expense | $70,000 | 11,498 |
| Additional noninterest expense | $139,000 | 12,553 |
| Pre-tax net operating income | $348,000 | 9,826 |
| Securities gains (losses) | $-2,000 | 12,373 |
| Applicable income taxes | $118,000 | 9,353 |
| Income before extraordinary items | $228,000 | 10,293 |
| Extraordinary gains, net | $30,000 | 2,491 |
| Net income | $258,000 | 10,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $236,000 | 5,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $229,320 | 10,035 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,595,000 | 11,744 |
| Total interest expense | $660,000 | 12,011 |
| Net interest income | $935,000 | 11,362 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $46,000 | 13,204 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 11,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,929 |
| Total noninterest expense | $581,000 | 12,173 |
| Salaries and employee benefits | $370,000 | 11,219 |
| Premises and equipment expense | $47,000 | 12,796 |
| Additional noninterest expense | $164,000 | 12,734 |
| Pre-tax net operating income | $400,000 | 9,252 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $146,000 | 8,720 |
| Income before extraordinary items | $253,000 | 9,883 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $253,000 | 10,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $242,000 | 4,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $253,640 | 9,505 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.