Home > Gwinnett National Bank > Loan Charge- Offs and Recoveries

Gwinnett National Bank, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$193,0003,187
Loans secured by real estate, total$48,0001,907
To non-U.S. addresseesNANA
Real estate loans in domestic offices$48,0001,905
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$03,812
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$48,000725
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$88,0002,490
Loans to individuals$57,0003,452
Credit card loan charge offs$03,663
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$57,0003,062
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,225
Total recoveries$66,0002,815
Loans secured by real estate, total$8,0002,321
To non-U.S. addresseesNANA
Real estate loans in domestic offices$8,0002,322
Construction and land development$8,000302
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$03,049
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$8,0003,923
Loans to individuals$50,0001,579
Credit card loan recoveries$02,637
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$50,0001,389
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,322
Net charge-offs$127,0003,233
Loans secured by real estate, total$40,0001,698
To non-U.S. addresseesNANA
Real estate loans in domestic offices$40,0001,696
Construction and land development$-8,00010,250
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$03,290
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$48,000558
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$80,0002,128
To non-U.S. addresseesNANA
Loans to individuals$7,0006,092
Credit card loan net charge offs$03,434
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$7,0005,643
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,029
1997-12-31 (YTD Data)Rank
Total charge-offs$1,379,000796
Loans secured by real estate, total$516,000483
To non-U.S. addresseesNANA
Real estate loans in domestic offices$516,000482
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$478,000293
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$38,000950
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$332,000936
Loans to individuals$531,000795
Credit card loan charge offs$46,0001,024
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$485,000666
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$58,0003,356
Loans secured by real estate, total$04,351
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,349
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$03,348
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$8,0004,268
Loans to individuals$50,0001,641
Credit card loan recoveries$6,0001,064
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$44,0001,623
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$1,321,000659
Loans secured by real estate, total$516,000353
To non-U.S. addresseesNANA
Real estate loans in domestic offices$516,000351
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$478,000251
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$38,000744
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$324,000709
To non-U.S. addresseesNANA
Loans to individuals$481,000720
Credit card loan net charge offs$40,0001,013
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$441,000582
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$550,0001,703
Loans secured by real estate, total$4,0004,546
To non-U.S. addresseesNANA
Real estate loans in domestic offices$4,0004,545
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$4,0003,595
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$19,0005,031
Loans to individuals$527,000849
Credit card loan charge offs$30,0001,325
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$497,000692
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$45,0004,067
Loans secured by real estate, total$2,0003,928
To non-U.S. addresseesNANA
Real estate loans in domestic offices$2,0003,928
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$2,0002,834
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,068
Loans to individuals$43,0001,950
Credit card loan recoveries$6,0001,115
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$37,0001,972
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$505,0001,417
Loans secured by real estate, total$2,0003,904
To non-U.S. addresseesNANA
Real estate loans in domestic offices$2,0003,906
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$2,0003,286
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$19,0003,933
To non-U.S. addresseesNANA
Loans to individuals$484,000760
Credit card loan net charge offs$24,0001,344
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$460,000587
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$132,0004,239
Loans secured by real estate, total$05,487
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,481
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$04,398
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$49,0003,524
Loans to individuals$83,0002,642
Credit card loan charge offs$11,0001,980
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$72,0002,525
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$9,0007,883
Loans secured by real estate, total$3,0003,971
To non-U.S. addresseesNANA
Real estate loans in domestic offices$3,0003,968
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$3,0002,770
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$2,0006,590
Loans to individuals$4,0006,504
Credit card loan recoveries$02,795
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$4,0006,188
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$123,0003,337
Loans secured by real estate, total$-3,00010,033
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-3,00010,061
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$-3,00010,676
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$01,798
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$47,0002,643
To non-U.S. addresseesNANA
Loans to individuals$79,0002,062
Credit card loan net charge offs$11,0001,788
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$68,0001,924
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$130,0004,425
Loans secured by real estate, total$06,101
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,096
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$04,860
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$76,0002,887
Loans to individuals$54,0003,352
Credit card loan charge offs$6,0002,374
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$48,0003,189
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$29,0005,944
Loans secured by real estate, total$05,649
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,631
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$22,0003,803
Loans to individuals$7,0005,745
Credit card loan recoveries$2,0001,785
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$5,0006,206
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$101,0003,709
Loans secured by real estate, total$04,935
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,935
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$04,088
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$54,0002,465
To non-U.S. addresseesNANA
Loans to individuals$47,0002,640
Credit card loan net charge offs$4,0002,434
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$43,0002,364
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$316,0003,093
Loans secured by real estate, total$120,0002,221
To non-U.S. addresseesNANA
Real estate loans in domestic offices$120,0002,220
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$108,0001,332
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$12,0002,569
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$131,0002,657
Loans to individuals$65,0003,290
Credit card loan charge offs$17,0001,688
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$48,0003,559
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$45,0005,169
Loans secured by real estate, total$33,0002,001
To non-U.S. addresseesNANA
Real estate loans in domestic offices$33,0002,001
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$33,0001,030
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$10,0005,708
Loans to individuals$2,0008,403
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$2,0008,120
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$271,0002,614
Loans secured by real estate, total$87,0002,198
To non-U.S. addresseesNANA
Real estate loans in domestic offices$87,0002,196
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$75,0001,416
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$12,0002,256
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$121,0002,131
To non-U.S. addresseesNANA
Loans to individuals$63,0002,445
Credit card loan net charge offs$17,0001,492
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$46,0002,546
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$205,0005,063
Loans secured by real estate, total$08,179
To non-U.S. addresseesNANA
Real estate loans in domestic offices$08,166
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$06,523
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$84,0004,521
Loans to individuals$121,0002,667
Credit card loan charge offs$4,0003,059
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$117,0002,408
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$012,055
Loans secured by real estate, total$06,234
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,207
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$09,301
Loans to individuals$010,546
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$010,286
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$205,0004,152
Loans secured by real estate, total$07,205
To non-U.S. addresseesNANA
Real estate loans in domestic offices$07,197
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$05,775
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$03,618
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$84,0003,666
To non-U.S. addresseesNANA
Loans to individuals$121,0002,054
Credit card loan net charge offs$4,0002,836
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$117,0001,768
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.