Home > Gwinnett National Bank > Assets and Liabilities
Gwinnett National Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 17 | 7,418 |
| Assets and Liabilities | ||
| Total Assets: | $54,931,000 | 6,619 |
| Cash and due from depository institutions | $3,219,000 | 7,418 |
| Interest-bearing balances | $538,000 | 3,422 |
| Securities | $5,560,000 | 8,558 |
| Federal funds sold & reverse repurchase agreements | $1,160,000 | 6,824 |
| Net loans & leases | $43,678,000 | 5,394 |
| Loan loss allowance | $878,000 | 3,716 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $287,000 | 8,750 |
| Other real estate owned | $0 | 7,418 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,027,000 | 5,800 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,931,000 | 6,619 |
| Total liabilities | $50,087,000 | 6,523 |
| Total deposits | $49,055,000 | 6,384 |
| Interest-bearing deposits | $40,568,000 | 6,520 |
| Deposits held in domestic offices | $49,055,000 | 6,381 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $800,000 | 2,505 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $232,000 | 8,239 |
| Total equity capital | $4,844,000 | 7,223 |
| Total bank equity capital | $4,844,000 | 7,223 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,500,000 | 2,331 |
| Surplus | $2,700,000 | 4,499 |
| Undivided profits | $644,000 | 8,778 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $140,000 | 6,796 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $282,000 | 6,789 |
| Earning assets | $50,936,000 | 6,557 |
| Long-term assets (5+ years) | $4,348,000 | 6,515 |
| Average Assets, year-to-date | $49,029,800 | 6,823 |
| Average Assets, quarterly | $51,649,500 | 6,776 |
| Volatile liabilities | $13,731,000 | 4,040 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,040,000 | 5,328 |
| Tier 1 (core) risk-based capital | $4,831,000 | 7,066 |
| Tier 2 risk-based capital | $565,020 | 4,785 |
| Total risk weighted assets | $44,888,620 | 5,474 |
| Total unused commitments | $5,040,000 | 5,338 |
| Derivatives | $10,000,000 | 385 |
| 1997-12-31 | Rank | |
| # of Employees: | 16 | 7,935 |
| Assets and Liabilities | ||
| Total Assets: | $48,533,000 | 7,171 |
| Cash and due from depository institutions | $8,115,000 | 7,935 |
| Interest-bearing balances | $5,021,000 | 897 |
| Securities | $6,859,000 | 8,496 |
| Federal funds sold & reverse repurchase agreements | $8,070,000 | 1,708 |
| Net loans & leases | $23,364,000 | 7,747 |
| Loan loss allowance | $720,000 | 4,403 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,096,000 | 5,687 |
| Other real estate owned | $177,000 | 7,935 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $852,000 | 6,656 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,533,000 | 7,171 |
| Total liabilities | $44,226,000 | 7,068 |
| Total deposits | $44,106,000 | 6,871 |
| Interest-bearing deposits | $32,454,000 | 7,470 |
| Deposits held in domestic offices | $44,106,000 | 6,867 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $120,000 | 9,977 |
| Total equity capital | $4,307,000 | 7,781 |
| Total bank equity capital | $4,307,000 | 7,781 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,500,000 | 2,360 |
| Surplus | $2,700,000 | 4,478 |
| Undivided profits | $107,000 | 10,100 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $665,000 | 3,354 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $187,000 | 8,450 |
| Earning assets | $43,314,000 | 7,270 |
| Long-term assets (5+ years) | $1,453,000 | 8,106 |
| Average Assets, year-to-date | $48,567,600 | 6,979 |
| Average Assets, quarterly | $47,659,500 | 7,190 |
| Volatile liabilities | $8,015,000 | 5,703 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,764,000 | 5,928 |
| Tier 1 (core) risk-based capital | $4,304,000 | 7,652 |
| Tier 2 risk-based capital | $394,820 | 6,056 |
| Total risk weighted assets | $31,260,720 | 6,826 |
| Total unused commitments | $3,764,000 | 5,936 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 23 | 6,897 |
| Assets and Liabilities | ||
| Total Assets: | $49,739,000 | 7,275 |
| Cash and due from depository institutions | $6,384,000 | 6,897 |
| Interest-bearing balances | $2,000 | 6,536 |
| Securities | $10,261,000 | 7,844 |
| Federal funds sold & reverse repurchase agreements | $7,200,000 | 1,816 |
| Net loans & leases | $23,229,000 | 7,904 |
| Loan loss allowance | $351,000 | 7,290 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,064,000 | 5,790 |
| Other real estate owned | $628,000 | 6,897 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $973,000 | 6,345 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,739,000 | 7,275 |
| Total liabilities | $44,471,000 | 7,273 |
| Total deposits | $44,273,000 | 7,110 |
| Interest-bearing deposits | $32,329,000 | 7,750 |
| Deposits held in domestic offices | $44,273,000 | 7,103 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $60,000 | 5,000 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $138,000 | 10,123 |
| Total equity capital | $5,268,000 | 7,016 |
| Total bank equity capital | $5,268,000 | 7,016 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,500,000 | 2,495 |
| Surplus | $2,700,000 | 4,549 |
| Undivided profits | $1,068,000 | 8,731 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $832,000 | 3,083 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $335,000 | 6,440 |
| Earning assets | $40,692,000 | 7,734 |
| Long-term assets (5+ years) | $2,109,000 | 7,723 |
| Average Assets, year-to-date | $44,789,800 | 7,547 |
| Average Assets, quarterly | $46,764,500 | 7,485 |
| Volatile liabilities | $10,532,000 | 4,709 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,471,000 | 6,035 |
| Tier 1 (core) risk-based capital | $5,326,000 | 6,870 |
| Tier 2 risk-based capital | $351,000 | 6,611 |
| Total risk weighted assets | $32,164,100 | 6,846 |
| Total unused commitments | $3,471,000 | 6,052 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 17 | 8,427 |
| Assets and Liabilities | ||
| Total Assets: | $44,759,000 | 7,888 |
| Cash and due from depository institutions | $6,758,000 | 8,427 |
| Interest-bearing balances | $1,100,000 | 2,433 |
| Securities | $7,662,000 | 9,129 |
| Federal funds sold & reverse repurchase agreements | $4,010,000 | 3,486 |
| Net loans & leases | $25,287,000 | 7,680 |
| Loan loss allowance | $373,000 | 7,269 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $186,000 | 10,361 |
| Other real estate owned | $12,000 | 8,427 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $844,000 | 7,080 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,759,000 | 7,888 |
| Total liabilities | $39,527,000 | 7,953 |
| Total deposits | $39,272,000 | 7,803 |
| Interest-bearing deposits | $28,439,000 | 8,522 |
| Deposits held in domestic offices | $39,272,000 | 7,799 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $84,000 | 4,466 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $171,000 | 10,117 |
| Total equity capital | $5,232,000 | 7,163 |
| Total bank equity capital | $5,232,000 | 7,163 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,500,000 | 2,568 |
| Surplus | $2,700,000 | 4,527 |
| Undivided profits | $1,032,000 | 9,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $142,000 | 7,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $291,000 | 7,250 |
| Earning assets | $38,059,000 | 8,197 |
| Long-term assets (5+ years) | $2,137,000 | 7,762 |
| Average Assets, year-to-date | $42,616,400 | 7,919 |
| Average Assets, quarterly | $43,838,500 | 7,929 |
| Volatile liabilities | $5,793,000 | 6,419 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,585,000 | 5,864 |
| Tier 1 (core) risk-based capital | $5,274,000 | 6,990 |
| Tier 2 risk-based capital | $373,000 | 6,483 |
| Total risk weighted assets | $30,233,600 | 7,141 |
| Total unused commitments | $3,585,000 | 5,876 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 18 | 8,561 |
| Assets and Liabilities | ||
| Total Assets: | $42,161,000 | 8,292 |
| Cash and due from depository institutions | $5,423,000 | 8,561 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $5,834,000 | 10,467 |
| Federal funds sold & reverse repurchase agreements | $4,355,000 | 2,056 |
| Net loans & leases | $25,735,000 | 7,694 |
| Loan loss allowance | $350,000 | 7,738 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $136,000 | 11,275 |
| Other real estate owned | $71,000 | 8,561 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $607,000 | 8,858 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,161,000 | 8,292 |
| Total liabilities | $36,387,000 | 8,533 |
| Total deposits | $35,975,000 | 8,355 |
| Interest-bearing deposits | $25,499,000 | 9,163 |
| Deposits held in domestic offices | $35,975,000 | 8,348 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $126,000 | 4,668 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $286,000 | 7,515 |
| Total equity capital | $5,774,000 | 6,450 |
| Total bank equity capital | $5,774,000 | 6,450 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,500,000 | 1,583 |
| Surplus | $2,500,000 | 4,708 |
| Undivided profits | $774,000 | 9,605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $53,000 | 9,533 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $237,000 | 7,726 |
| Earning assets | $35,924,000 | 8,628 |
| Long-term assets (5+ years) | $2,115,000 | 8,164 |
| Average Assets, year-to-date | $39,216,600 | 8,560 |
| Average Assets, quarterly | $40,743,000 | 8,437 |
| Volatile liabilities | $4,239,000 | 7,333 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,841,000 | 5,661 |
| Tier 1 (core) risk-based capital | $5,827,000 | 6,499 |
| Tier 2 risk-based capital | $350,000 | 6,817 |
| Total risk weighted assets | $29,234,000 | 7,360 |
| Total unused commitments | $3,841,000 | 5,667 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 17 | 9,167 |
| Assets and Liabilities | ||
| Total Assets: | $36,448,000 | 9,300 |
| Cash and due from depository institutions | $5,131,000 | 9,167 |
| Interest-bearing balances | $99,000 | 6,563 |
| Securities | $8,176,000 | 9,806 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $21,930,000 | 8,437 |
| Loan loss allowance | $277,000 | 8,971 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $124,000 | 11,934 |
| Other real estate owned | $554,000 | 9,167 |
| Goodwill and other intangibles | $7,000 | 2,921 |
| All other assets | $526,000 | 9,123 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,448,000 | 9,300 |
| Total liabilities | $31,014,000 | 9,559 |
| Total deposits | $29,556,000 | 9,617 |
| Interest-bearing deposits | $21,767,000 | 10,253 |
| Deposits held in domestic offices | $29,556,000 | 9,611 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,170,000 | 2,641 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $132,000 | 4,251 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $156,000 | 10,237 |
| Total equity capital | $5,434,000 | 6,849 |
| Total bank equity capital | $5,434,000 | 6,849 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,500,000 | 1,598 |
| Surplus | $2,500,000 | 4,679 |
| Undivided profits | $434,000 | 11,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,000 | 10,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $200,000 | 8,126 |
| Earning assets | $30,205,000 | 9,723 |
| Long-term assets (5+ years) | $1,721,000 | 9,043 |
| Average Assets, year-to-date | $33,673,600 | 9,491 |
| Average Assets, quarterly | $37,619,000 | 9,077 |
| Volatile liabilities | $4,781,000 | 6,699 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,142,000 | 4,802 |
| Tier 1 (core) risk-based capital | $5,427,000 | 6,760 |
| Tier 2 risk-based capital | $277,000 | 7,920 |
| Total risk weighted assets | $24,615,900 | 8,205 |
| Total unused commitments | $5,142,000 | 4,824 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 15 | 10,021 |
| Assets and Liabilities | ||
| Total Assets: | $29,123,000 | 10,559 |
| Cash and due from depository institutions | $2,444,000 | 10,021 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $8,207,000 | 9,927 |
| Federal funds sold & reverse repurchase agreements | $1,890,000 | 6,717 |
| Net loans & leases | $15,123,000 | 10,162 |
| Loan loss allowance | $352,000 | 8,059 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $224,000 | 11,317 |
| Other real estate owned | $810,000 | 10,021 |
| Goodwill and other intangibles | $25,000 | 2,678 |
| All other assets | $400,000 | 10,679 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,123,000 | 10,559 |
| Total liabilities | $23,923,000 | 10,969 |
| Total deposits | $23,589,000 | 10,914 |
| Interest-bearing deposits | $20,268,000 | 10,895 |
| Deposits held in domestic offices | $23,589,000 | 10,910 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $229,000 | 3,801 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $105,000 | 12,210 |
| Total equity capital | $5,200,000 | 6,883 |
| Total bank equity capital | $5,200,000 | 6,883 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,500,000 | 1,641 |
| Surplus | $2,500,000 | 4,610 |
| Undivided profits | $200,000 | 11,930 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $205,000 | 8,306 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $147,000 | 10,112 |
| Earning assets | $25,220,000 | 10,734 |
| Long-term assets (5+ years) | $764,000 | 10,628 |
| Average Assets, year-to-date | $29,357,200 | 10,368 |
| Average Assets, quarterly | $28,697,500 | 10,557 |
| Volatile liabilities | $3,733,000 | 7,708 |
| Insider loans | $16,000 | 8,539 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,136,000 | 8,837 |
| Tier 1 (core) risk-based capital | $5,175,000 | 6,840 |
| Tier 2 risk-based capital | $225,190 | 8,932 |
| Total risk weighted assets | $17,888,690 | 9,865 |
| Total unused commitments | $1,136,000 | 8,865 |
| Derivatives | $0 | 651 |