Home > Gwinnett Federal Bank, Federal Savings Bank > Income and Expense
Gwinnett Federal Bank, Federal Savings Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $22,589,000 | 1,374 |
| Total interest expense | $9,948,000 | 1,322 |
| Net interest income | $12,641,000 | 1,424 |
| Provision for loan and lease losses | $1,202,000 | 818 |
| Total noninterest income | $1,993,000 | 1,839 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,993,000 | 1,134 |
| Total noninterest expense | $11,668,000 | 1,268 |
| Salaries and employee benefits | $4,424,000 | 1,516 |
| Premises and equipment expense | $2,536,000 | 864 |
| Additional noninterest expense | $4,708,000 | 1,235 |
| Pre-tax net operating income | $1,764,000 | 3,820 |
| Securities gains (losses) | $370,000 | 339 |
| Applicable income taxes | $3,300,000 | 801 |
| Income before extraordinary items | $-1,166,000 | 12,441 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-1,166,000 | 12,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $387,000 | 1,625 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-1,402,800 | 12,462 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $21,640,000 | 1,456 |
| Total interest expense | $10,286,000 | 1,304 |
| Net interest income | $11,354,000 | 1,588 |
| Provision for loan and lease losses | $1,231,000 | 1,135 |
| Total noninterest income | $2,510,000 | 1,675 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,510,000 | 1,086 |
| Total noninterest expense | $7,923,000 | 1,876 |
| Salaries and employee benefits | $4,076,000 | 1,654 |
| Premises and equipment expense | $1,617,000 | 1,322 |
| Additional noninterest expense | $2,230,000 | 2,483 |
| Pre-tax net operating income | $4,710,000 | 1,490 |
| Securities gains (losses) | $1,042,000 | 529 |
| Applicable income taxes | $1,865,000 | 1,281 |
| Income before extraordinary items | $3,887,000 | 1,308 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,887,000 | 1,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $584,000 | 1,613 |
| Cash dividends | $1,500,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,178,440 | 1,508 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $22,292,000 | 1,607 |
| Total interest expense | $12,416,000 | 1,419 |
| Net interest income | $9,876,000 | 1,853 |
| Provision for loan and lease losses | $1,038,000 | 1,794 |
| Total noninterest income | $2,693,000 | 1,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,693,000 | 1,031 |
| Total noninterest expense | $7,226,000 | 2,041 |
| Salaries and employee benefits | $3,599,000 | 1,844 |
| Premises and equipment expense | $1,592,000 | 1,370 |
| Additional noninterest expense | $2,035,000 | 2,761 |
| Pre-tax net operating income | $4,305,000 | 1,472 |
| Securities gains (losses) | $140,000 | 2,505 |
| Applicable income taxes | $1,702,000 | 1,305 |
| Income before extraordinary items | $2,743,000 | 1,677 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,743,000 | 1,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $639,000 | 2,091 |
| Cash dividends | $3,377,000 | 527 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,653,400 | 1,590 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.