Gwinnett Federal Bank, Federal Savings Bank, Assets and Liabilities

1994-12-31Rank
# of Employees:1181,695
Assets and Liabilities
Total Assets:$318,789,0001,450
Cash and due from depository institutions$54,138,0001,695
Interest-bearing balances$44,552,000109
Securities$90,569,0001,430
Federal funds sold & reverse repurchase agreements$08,397
Net loans & leases$162,103,0001,733
Loan loss allowance$2,784,0001,485
Trading account assets$0286
Bank premises and fixed assets$5,936,0001,240
Other real estate owned$411,0001,695
Goodwill and other intangibles$03,133
All other assets$5,632,0001,530
Life insurance assets$01
Total liabilities and capital$318,789,0001,450
Total liabilities$286,483,0001,472
Total deposits$284,897,0001,339
Interest-bearing deposits$249,310,0001,314
Deposits held in domestic offices$284,897,0001,331
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$05,375
Subordinated debt$0372
All other liabilities$1,586,0002,146
Total equity capital$32,306,0001,284
Total bank equity capital$32,306,0001,284
Perpetual preferred stock$0310
Common stock$1,678,0002,464
Surplus$13,748,0001,165
Undivided profits$16,880,0001,402
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,148,0001,463
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$984,0002,022
Earning assets$297,224,0001,428
Long-term assets (5+ years)$010,888
Average Assets, year-to-date$323,675,2001,389
Average Assets, quarterly$324,582,5001,412
Volatile liabilities$41,479,0001,423
Insider loans$905,0003,979
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$26,738,0001,543
Tier 1 (core) risk-based capital$30,700,0001,343
Tier 2 risk-based capital$2,228,0001,434
Total risk weighted assets$177,688,0001,569
Total unused commitments$54,177,000942
Derivatives$0687
1993-12-31Rank
# of Employees:1291,622
Assets and Liabilities
Total Assets:$319,207,0001,476
Cash and due from depository institutions$26,844,0001,622
Interest-bearing balances$18,655,000337
Securities$124,167,0001,111
Federal funds sold & reverse repurchase agreements$010,345
Net loans & leases$155,217,0001,763
Loan loss allowance$1,972,0002,091
Trading account assets$0330
Bank premises and fixed assets$6,172,0001,178
Other real estate owned$534,0001,622
Goodwill and other intangibles$03,091
All other assets$6,273,0001,319
Life insurance assets$01
Total liabilities and capital$319,207,0001,476
Total liabilities$281,425,0001,533
Total deposits$279,588,0001,429
Interest-bearing deposits$279,588,0001,231
Deposits held in domestic offices$279,588,0001,418
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$1,837,0001,941
Total equity capital$37,782,0001,094
Total bank equity capital$37,782,0001,094
Perpetual preferred stock$0343
Common stock$1,678,0002,502
Surplus$13,748,0001,108
Undivided profits$22,356,0001,049
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$303,0006,368
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$977,0001,784
Earning assets$298,039,0001,439
Long-term assets (5+ years)$011,403
Average Assets, year-to-date$308,925,4001,480
Average Assets, quarterly$318,051,0001,470
Volatile liabilities$37,395,0001,484
Insider loans$968,0003,828
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$28,544,0001,486
Tier 1 (core) risk-based capital$35,090,0001,132
Tier 2 risk-based capital$1,876,0001,675
Total risk weighted assets$169,029,0001,633
Total unused commitments$33,544,0001,348
Derivatives$0714
1992-12-31Rank
# of Employees:1081,999
Assets and Liabilities
Total Assets:$298,462,0001,621
Cash and due from depository institutions$31,345,0001,999
Interest-bearing balances$23,446,000347
Securities$103,670,0001,291
Federal funds sold & reverse repurchase agreements$100,00011,095
Net loans & leases$150,640,0001,855
Loan loss allowance$1,375,0002,883
Trading account assets$0344
Bank premises and fixed assets$5,825,0001,248
Other real estate owned$705,0001,999
Goodwill and other intangibles$03,106
All other assets$6,177,0001,399
Life insurance assets$01
Total liabilities and capital$298,462,0001,621
Total liabilities$263,951,0001,685
Total deposits$261,303,0001,598
Interest-bearing deposits$240,233,0001,513
Deposits held in domestic offices$261,303,0001,586
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$2,648,0001,514
Total equity capital$34,511,0001,140
Total bank equity capital$34,511,0001,140
Perpetual preferred stock$0346
Common stock$1,678,0002,601
Surplus$13,748,0001,072
Undivided profits$19,085,0001,145
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,039,0003,588
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$989,0001,994
Earning assets$277,856,0001,592
Long-term assets (5+ years)$011,806
Average Assets, year-to-date$294,895,4001,599
Average Assets, quarterly$298,801,0001,600
Volatile liabilities$34,362,0001,547
Insider loans$09,493
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$22,950,0001,660
Tier 1 (core) risk-based capital$33,514,0001,141
Tier 2 risk-based capital$1,273,0002,348
Total risk weighted assets$154,521,0001,828
Total unused commitments$22,950,0001,674
Derivatives$0651