Home > Gwinnett Community Bank > Income and Expense
Gwinnett Community Bank, Income and Expense
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $9,534,000 | 2,659 |
| Total interest expense | $1,484,000 | 2,754 |
| Net interest income | $8,050,000 | 2,615 |
| Provision for loan and lease losses | $17,000 | 3,775 |
| Total noninterest income | $909,000 | 2,952 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $230,000 | 2,987 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $679,000 | 2,706 |
| Total noninterest expense | $7,227,000 | 2,395 |
| Salaries and employee benefits | $3,794,000 | 2,547 |
| Premises and equipment expense | $676,000 | 2,592 |
| Additional noninterest expense | $2,757,000 | 2,058 |
| Pre-tax net operating income | $1,715,000 | 3,227 |
| Securities gains (losses) | $-117,000 | 5,091 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $1,598,000 | 3,192 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,598,000 | 3,192 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,598,000 | 3,193 |
| Net charge-offs | $-303,000 | 5,054 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,715,000 | 3,076 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,242,000 | 2,676 |
| Total interest expense | $1,129,000 | 2,759 |
| Net interest income | $6,113,000 | 2,616 |
| Provision for loan and lease losses | $17,000 | 3,598 |
| Total noninterest income | $641,000 | 3,048 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $175,000 | 3,010 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $466,000 | 2,803 |
| Total noninterest expense | $5,396,000 | 2,412 |
| Salaries and employee benefits | $2,716,000 | 2,637 |
| Premises and equipment expense | $507,000 | 2,615 |
| Additional noninterest expense | $2,173,000 | 1,985 |
| Pre-tax net operating income | $1,341,000 | 3,245 |
| Securities gains (losses) | $-117,000 | 5,171 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $1,224,000 | 3,218 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,224,000 | 3,217 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,224,000 | 3,218 |
| Net charge-offs | $-286,000 | 5,121 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,341,000 | 3,080 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,850,000 | 2,677 |
| Total interest expense | $750,000 | 2,761 |
| Net interest income | $4,100,000 | 2,613 |
| Provision for loan and lease losses | $17,000 | 3,353 |
| Total noninterest income | $549,000 | 2,682 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $123,000 | 2,926 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $426,000 | 2,391 |
| Total noninterest expense | $3,631,000 | 2,409 |
| Salaries and employee benefits | $1,880,000 | 2,581 |
| Premises and equipment expense | $332,000 | 2,638 |
| Additional noninterest expense | $1,419,000 | 2,039 |
| Pre-tax net operating income | $1,001,000 | 3,097 |
| Securities gains (losses) | $-214,000 | 5,245 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $787,000 | 3,276 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $787,000 | 3,273 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $787,000 | 3,274 |
| Net charge-offs | $-278,000 | 5,188 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,001,000 | 2,924 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,408,000 | 2,692 |
| Total interest expense | $358,000 | 2,789 |
| Net interest income | $2,050,000 | 2,634 |
| Provision for loan and lease losses | $17,000 | 2,836 |
| Total noninterest income | $329,000 | 2,408 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $66,000 | 2,835 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $263,000 | 2,096 |
| Total noninterest expense | $1,787,000 | 2,443 |
| Salaries and employee benefits | $964,000 | 2,550 |
| Premises and equipment expense | $171,000 | 2,622 |
| Additional noninterest expense | $652,000 | 2,151 |
| Pre-tax net operating income | $575,000 | 2,877 |
| Securities gains (losses) | $-126,000 | 5,307 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $449,000 | 3,046 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $449,000 | 3,044 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $449,000 | 3,045 |
| Net charge-offs | $-11,000 | 4,688 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $575,000 | 2,669 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $10,123,000 | 2,508 |
| Total interest expense | $1,728,000 | 2,133 |
| Net interest income | $8,395,000 | 2,564 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $156,000 | 4,804 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $316,000 | 2,678 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-160,000 | 5,374 |
| Total noninterest expense | $7,391,000 | 2,384 |
| Salaries and employee benefits | $3,344,000 | 2,757 |
| Premises and equipment expense | $561,000 | 2,957 |
| Additional noninterest expense | $3,486,000 | 1,680 |
| Pre-tax net operating income | $1,160,000 | 3,864 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $1,160,000 | 3,712 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,160,000 | 3,709 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,160,000 | 3,711 |
| Net charge-offs | $382,000 | 1,141 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,160,000 | 3,712 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,705,000 | 2,471 |
| Total interest expense | $1,335,000 | 2,019 |
| Net interest income | $6,370,000 | 2,555 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $66,000 | 5,130 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $238,000 | 2,670 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-172,000 | 5,456 |
| Total noninterest expense | $5,511,000 | 2,397 |
| Salaries and employee benefits | $2,515,000 | 2,761 |
| Premises and equipment expense | $404,000 | 3,055 |
| Additional noninterest expense | $2,592,000 | 1,690 |
| Pre-tax net operating income | $925,000 | 3,857 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $925,000 | 3,692 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $925,000 | 3,691 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $925,000 | 3,691 |
| Net charge-offs | $412,000 | 817 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $925,000 | 3,695 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,865,000 | 2,562 |
| Total interest expense | $933,000 | 1,878 |
| Net interest income | $3,932,000 | 2,686 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $62,000 | 5,033 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $157,000 | 2,694 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-95,000 | 5,518 |
| Total noninterest expense | $3,568,000 | 2,458 |
| Salaries and employee benefits | $1,630,000 | 2,843 |
| Premises and equipment expense | $266,000 | 3,090 |
| Additional noninterest expense | $1,672,000 | 1,753 |
| Pre-tax net operating income | $426,000 | 4,291 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $426,000 | 4,139 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $426,000 | 4,138 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $426,000 | 4,138 |
| Net charge-offs | $-134,000 | 5,274 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $426,000 | 4,143 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,420,000 | 2,556 |
| Total interest expense | $507,000 | 1,696 |
| Net interest income | $1,913,000 | 2,761 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $53,000 | 4,722 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $80,000 | 2,667 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $-27,000 | 5,584 |
| Total noninterest expense | $1,814,000 | 2,447 |
| Salaries and employee benefits | $825,000 | 2,845 |
| Premises and equipment expense | $141,000 | 3,030 |
| Additional noninterest expense | $848,000 | 1,729 |
| Pre-tax net operating income | $152,000 | 4,601 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $152,000 | 4,463 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $152,000 | 4,461 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $152,000 | 4,463 |
| Net charge-offs | $-59,000 | 5,278 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $152,000 | 4,472 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,279,000 | 2,398 |
| Total interest expense | $2,647,000 | 1,218 |
| Net interest income | $7,632,000 | 2,730 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $514,000 | 3,900 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $301,000 | 2,855 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $213,000 | 4,146 |
| Total noninterest expense | $7,637,000 | 2,350 |
| Salaries and employee benefits | $3,019,000 | 2,968 |
| Premises and equipment expense | $530,000 | 3,154 |
| Additional noninterest expense | $4,088,000 | 1,489 |
| Pre-tax net operating income | $509,000 | 4,734 |
| Securities gains (losses) | $211,000 | 384 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $720,000 | 4,128 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $720,000 | 4,128 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $720,000 | 4,128 |
| Net charge-offs | $765,000 | 837 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $509,000 | 4,475 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,779,000 | 2,375 |
| Total interest expense | $2,047,000 | 1,160 |
| Net interest income | $5,732,000 | 2,742 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $169,000 | 4,818 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $221,000 | 2,916 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-52,000 | 5,691 |
| Total noninterest expense | $5,728,000 | 2,361 |
| Salaries and employee benefits | $2,226,000 | 3,029 |
| Premises and equipment expense | $389,000 | 3,228 |
| Additional noninterest expense | $3,113,000 | 1,469 |
| Pre-tax net operating income | $173,000 | 5,227 |
| Securities gains (losses) | $368,000 | 259 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $541,000 | 4,348 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $541,000 | 4,347 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $541,000 | 4,348 |
| Net charge-offs | $778,000 | 589 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $173,000 | 5,176 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,258,000 | 2,326 |
| Total interest expense | $1,421,000 | 1,095 |
| Net interest income | $3,837,000 | 2,727 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $21,000 | 5,610 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $145,000 | 2,939 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $-124,000 | 5,765 |
| Total noninterest expense | $3,785,000 | 2,377 |
| Salaries and employee benefits | $1,439,000 | 3,106 |
| Premises and equipment expense | $249,000 | 3,307 |
| Additional noninterest expense | $2,097,000 | 1,448 |
| Pre-tax net operating income | $73,000 | 5,383 |
| Securities gains (losses) | $367,000 | 190 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $440,000 | 4,040 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $440,000 | 4,039 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $440,000 | 4,040 |
| Net charge-offs | $424,000 | 651 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $73,000 | 5,349 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,687,000 | 2,300 |
| Total interest expense | $731,000 | 1,035 |
| Net interest income | $1,956,000 | 2,691 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $154,000 | 3,689 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $71,000 | 2,966 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $83,000 | 3,719 |
| Total noninterest expense | $1,947,000 | 2,348 |
| Salaries and employee benefits | $725,000 | 3,126 |
| Premises and equipment expense | $116,000 | 3,501 |
| Additional noninterest expense | $1,106,000 | 1,372 |
| Pre-tax net operating income | $163,000 | 4,577 |
| Securities gains (losses) | $5,000 | 811 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $168,000 | 4,365 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $168,000 | 4,365 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $168,000 | 4,365 |
| Net charge-offs | $-38,000 | 5,423 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $163,000 | 4,384 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,508,000 | 2,307 |
| Total interest expense | $3,156,000 | 920 |
| Net interest income | $7,352,000 | 2,784 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,072,000 | 2,931 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $295,000 | 2,960 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $777,000 | 2,696 |
| Total noninterest expense | $8,418,000 | 2,204 |
| Salaries and employee benefits | $3,298,000 | 2,865 |
| Premises and equipment expense | $518,000 | 3,302 |
| Additional noninterest expense | $4,602,000 | 1,357 |
| Pre-tax net operating income | $6,000 | 5,626 |
| Securities gains (losses) | $339,000 | 598 |
| Applicable income taxes | $19,000 | 3,873 |
| Income before extraordinary items | $326,000 | 5,063 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $326,000 | 5,062 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $326,000 | 5,062 |
| Net charge-offs | $-20,000 | 5,118 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $7,340 | 5,634 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,879,000 | 2,312 |
| Total interest expense | $2,399,000 | 908 |
| Net interest income | $5,480,000 | 2,800 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,423,000 | 2,189 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $209,000 | 3,081 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,214,000 | 1,799 |
| Total noninterest expense | $6,453,000 | 2,162 |
| Salaries and employee benefits | $2,595,000 | 2,762 |
| Premises and equipment expense | $390,000 | 3,322 |
| Additional noninterest expense | $3,468,000 | 1,349 |
| Pre-tax net operating income | $450,000 | 4,745 |
| Securities gains (losses) | $339,000 | 556 |
| Applicable income taxes | $19,000 | 3,872 |
| Income before extraordinary items | $770,000 | 3,903 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $770,000 | 3,901 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $770,000 | 3,903 |
| Net charge-offs | $22,000 | 3,105 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $437,780 | 4,606 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,250,000 | 2,312 |
| Total interest expense | $1,622,000 | 893 |
| Net interest income | $3,628,000 | 2,823 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,333,000 | 1,768 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $118,000 | 3,367 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,215,000 | 1,369 |
| Total noninterest expense | $4,199,000 | 2,213 |
| Salaries and employee benefits | $1,714,000 | 2,808 |
| Premises and equipment expense | $257,000 | 3,355 |
| Additional noninterest expense | $2,228,000 | 1,390 |
| Pre-tax net operating income | $762,000 | 3,536 |
| Securities gains (losses) | $235,000 | 525 |
| Applicable income taxes | $19,000 | 3,781 |
| Income before extraordinary items | $978,000 | 2,845 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $978,000 | 2,843 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $978,000 | 2,844 |
| Net charge-offs | $290,000 | 886 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $747,700 | 3,248 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,656,000 | 2,292 |
| Total interest expense | $820,000 | 884 |
| Net interest income | $1,836,000 | 2,796 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $284,000 | 2,810 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $68,000 | 3,097 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $216,000 | 2,528 |
| Total noninterest expense | $1,843,000 | 2,476 |
| Salaries and employee benefits | $862,000 | 2,802 |
| Premises and equipment expense | $124,000 | 3,447 |
| Additional noninterest expense | $857,000 | 1,746 |
| Pre-tax net operating income | $277,000 | 3,985 |
| Securities gains (losses) | $6,000 | 1,655 |
| Applicable income taxes | $19,000 | 3,504 |
| Income before extraordinary items | $264,000 | 3,835 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $264,000 | 3,832 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $264,000 | 3,833 |
| Net charge-offs | $364,000 | 432 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $258,420 | 3,812 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,442,000 | 2,106 |
| Total interest expense | $3,593,000 | 781 |
| Net interest income | $7,849,000 | 2,644 |
| Provision for loan and lease losses | $250,000 | 2,084 |
| Total noninterest income | $1,558,000 | 2,432 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $325,000 | 2,876 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,233,000 | 2,109 |
| Total noninterest expense | $9,260,000 | 2,043 |
| Salaries and employee benefits | $3,655,000 | 2,643 |
| Premises and equipment expense | $527,000 | 3,373 |
| Additional noninterest expense | $5,078,000 | 1,250 |
| Pre-tax net operating income | $-103,000 | 5,931 |
| Securities gains (losses) | $54,000 | 1,596 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $-49,000 | 5,929 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-49,000 | 5,931 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-49,000 | 5,931 |
| Net charge-offs | $3,334,000 | 252 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-103,000 | 5,934 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,707,000 | 2,101 |
| Total interest expense | $2,754,000 | 764 |
| Net interest income | $5,953,000 | 2,633 |
| Provision for loan and lease losses | $1,060,000 | 561 |
| Total noninterest income | $1,241,000 | 2,373 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $243,000 | 2,905 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $998,000 | 2,029 |
| Total noninterest expense | $7,185,000 | 1,976 |
| Salaries and employee benefits | $2,772,000 | 2,643 |
| Premises and equipment expense | $396,000 | 3,416 |
| Additional noninterest expense | $4,017,000 | 1,195 |
| Pre-tax net operating income | $-1,051,000 | 6,212 |
| Securities gains (losses) | $54,000 | 1,414 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $-997,000 | 6,207 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-997,000 | 6,207 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-997,000 | 6,207 |
| Net charge-offs | $1,320,000 | 390 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-1,051,000 | 6,206 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,865,000 | 2,079 |
| Total interest expense | $1,892,000 | 739 |
| Net interest income | $3,973,000 | 2,627 |
| Provision for loan and lease losses | $460,000 | 826 |
| Total noninterest income | $703,000 | 2,613 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $167,000 | 2,831 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $536,000 | 2,341 |
| Total noninterest expense | $4,646,000 | 2,046 |
| Salaries and employee benefits | $1,862,000 | 2,649 |
| Premises and equipment expense | $264,000 | 3,427 |
| Additional noninterest expense | $2,520,000 | 1,258 |
| Pre-tax net operating income | $-430,000 | 6,237 |
| Securities gains (losses) | $52,000 | 1,207 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-378,000 | 6,238 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-378,000 | 6,238 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-378,000 | 6,238 |
| Net charge-offs | $1,399,000 | 289 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-430,000 | 6,238 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,975,000 | 2,052 |
| Total interest expense | $977,000 | 714 |
| Net interest income | $1,998,000 | 2,606 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $381,000 | 2,457 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $81,000 | 2,849 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $300,000 | 2,129 |
| Total noninterest expense | $2,193,000 | 2,156 |
| Salaries and employee benefits | $944,000 | 2,641 |
| Premises and equipment expense | $137,000 | 3,385 |
| Additional noninterest expense | $1,112,000 | 1,387 |
| Pre-tax net operating income | $186,000 | 4,538 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $186,000 | 4,387 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $186,000 | 4,389 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $186,000 | 4,390 |
| Net charge-offs | $-202,000 | 6,247 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $186,000 | 4,313 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $12,762,000 | 1,940 |
| Total interest expense | $4,607,000 | 623 |
| Net interest income | $8,155,000 | 2,579 |
| Provision for loan and lease losses | $2,000,000 | 465 |
| Total noninterest income | $1,338,000 | 2,674 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $324,000 | 3,072 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,014,000 | 2,314 |
| Total noninterest expense | $9,359,000 | 2,015 |
| Salaries and employee benefits | $3,523,000 | 2,750 |
| Premises and equipment expense | $571,000 | 3,340 |
| Additional noninterest expense | $5,265,000 | 1,235 |
| Pre-tax net operating income | $-1,866,000 | 6,424 |
| Securities gains (losses) | $67,000 | 1,534 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-1,799,000 | 6,418 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-1,799,000 | 6,417 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,799,000 | 6,417 |
| Net charge-offs | $1,419,000 | 680 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,866,000 | 6,421 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,792,000 | 1,918 |
| Total interest expense | $3,524,000 | 619 |
| Net interest income | $6,268,000 | 2,545 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $963,000 | 2,750 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $240,000 | 3,115 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $723,000 | 2,400 |
| Total noninterest expense | $6,529,000 | 2,169 |
| Salaries and employee benefits | $2,615,000 | 2,777 |
| Premises and equipment expense | $433,000 | 3,359 |
| Additional noninterest expense | $3,481,000 | 1,387 |
| Pre-tax net operating income | $702,000 | 4,346 |
| Securities gains (losses) | $52,000 | 1,422 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $754,000 | 3,998 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $754,000 | 4,001 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $754,000 | 4,001 |
| Net charge-offs | $645,000 | 952 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $702,000 | 4,070 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,762,000 | 1,855 |
| Total interest expense | $2,340,000 | 626 |
| Net interest income | $4,422,000 | 2,395 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $842,000 | 2,338 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $163,000 | 3,059 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $679,000 | 1,889 |
| Total noninterest expense | $4,430,000 | 2,132 |
| Salaries and employee benefits | $1,718,000 | 2,818 |
| Premises and equipment expense | $296,000 | 3,326 |
| Additional noninterest expense | $2,416,000 | 1,331 |
| Pre-tax net operating income | $834,000 | 3,290 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $834,000 | 3,002 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $834,000 | 3,008 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $834,000 | 3,008 |
| Net charge-offs | $175,000 | 1,714 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $834,000 | 2,944 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,368,000 | 1,857 |
| Total interest expense | $1,182,000 | 627 |
| Net interest income | $2,186,000 | 2,414 |
| Provision for loan and lease losses | $100,000 | 1,586 |
| Total noninterest income | $254,000 | 3,045 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $85,000 | 2,982 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $169,000 | 2,794 |
| Total noninterest expense | $2,173,000 | 2,179 |
| Salaries and employee benefits | $872,000 | 2,807 |
| Premises and equipment expense | $145,000 | 3,429 |
| Additional noninterest expense | $1,156,000 | 1,370 |
| Pre-tax net operating income | $167,000 | 4,735 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $167,000 | 4,522 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $167,000 | 4,525 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $167,000 | 4,525 |
| Net charge-offs | $277,000 | 760 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $167,000 | 4,475 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $15,064,000 | 1,655 |
| Total interest expense | $5,491,000 | 590 |
| Net interest income | $9,573,000 | 2,184 |
| Provision for loan and lease losses | $1,021,000 | 1,075 |
| Total noninterest income | $1,646,000 | 2,436 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $330,000 | 3,180 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,316,000 | 2,008 |
| Total noninterest expense | $7,846,000 | 2,382 |
| Salaries and employee benefits | $3,423,000 | 2,854 |
| Premises and equipment expense | $584,000 | 3,372 |
| Additional noninterest expense | $3,839,000 | 1,663 |
| Pre-tax net operating income | $2,352,000 | 2,563 |
| Securities gains (losses) | $39,000 | 1,968 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $2,391,000 | 2,278 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,391,000 | 2,281 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,391,000 | 2,281 |
| Net charge-offs | $1,701,000 | 854 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,352,000 | 2,260 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $11,641,000 | 1,621 |
| Total interest expense | $4,228,000 | 578 |
| Net interest income | $7,413,000 | 2,117 |
| Provision for loan and lease losses | $2,500,000 | 400 |
| Total noninterest income | $1,314,000 | 2,388 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $249,000 | 3,192 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,065,000 | 1,959 |
| Total noninterest expense | $5,625,000 | 2,481 |
| Salaries and employee benefits | $2,557,000 | 2,869 |
| Premises and equipment expense | $442,000 | 3,387 |
| Additional noninterest expense | $2,626,000 | 1,806 |
| Pre-tax net operating income | $602,000 | 4,500 |
| Securities gains (losses) | $39,000 | 1,833 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $641,000 | 4,200 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $641,000 | 4,202 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $641,000 | 4,204 |
| Net charge-offs | $3,283,000 | 394 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $602,000 | 4,227 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,748,000 | 1,617 |
| Total interest expense | $2,918,000 | 578 |
| Net interest income | $4,830,000 | 2,164 |
| Provision for loan and lease losses | $2,000,000 | 362 |
| Total noninterest income | $752,000 | 2,647 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $175,000 | 3,069 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $577,000 | 2,284 |
| Total noninterest expense | $3,026,000 | 2,978 |
| Salaries and employee benefits | $1,700,000 | 2,887 |
| Premises and equipment expense | $300,000 | 3,352 |
| Additional noninterest expense | $1,026,000 | 2,910 |
| Pre-tax net operating income | $556,000 | 3,948 |
| Securities gains (losses) | $39,000 | 1,677 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $595,000 | 3,624 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $595,000 | 3,626 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $595,000 | 3,627 |
| Net charge-offs | $2,858,000 | 333 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $556,000 | 3,643 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,844,000 | 1,648 |
| Total interest expense | $1,488,000 | 590 |
| Net interest income | $2,356,000 | 2,227 |
| Provision for loan and lease losses | $1,000,000 | 387 |
| Total noninterest income | $378,000 | 2,632 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $89,000 | 3,016 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $289,000 | 2,273 |
| Total noninterest expense | $2,341,000 | 2,044 |
| Salaries and employee benefits | $842,000 | 2,922 |
| Premises and equipment expense | $150,000 | 3,380 |
| Additional noninterest expense | $1,349,000 | 1,220 |
| Pre-tax net operating income | $-607,000 | 6,884 |
| Securities gains (losses) | $31,000 | 1,120 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-576,000 | 6,889 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-576,000 | 6,890 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-576,000 | 6,890 |
| Net charge-offs | $1,788,000 | 283 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-607,000 | 6,882 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $17,703,000 | 1,492 |
| Total interest expense | $7,484,000 | 562 |
| Net interest income | $10,219,000 | 2,106 |
| Provision for loan and lease losses | $4,637,000 | 543 |
| Total noninterest income | $2,100,000 | 2,114 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $347,000 | 3,198 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,753,000 | 1,676 |
| Total noninterest expense | $11,219,000 | 1,720 |
| Salaries and employee benefits | $3,218,000 | 2,984 |
| Premises and equipment expense | $541,000 | 3,627 |
| Additional noninterest expense | $7,460,000 | 933 |
| Pre-tax net operating income | $-3,537,000 | 6,906 |
| Securities gains (losses) | $2,481,000 | 212 |
| Applicable income taxes | $29,000 | 4,074 |
| Income before extraordinary items | $-1,085,000 | 6,735 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,085,000 | 6,730 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,085,000 | 6,731 |
| Net charge-offs | $5,949,000 | 507 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-3,566,000 | 6,904 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $13,749,000 | 1,474 |
| Total interest expense | $5,871,000 | 567 |
| Net interest income | $7,878,000 | 2,085 |
| Provision for loan and lease losses | $3,637,000 | 524 |
| Total noninterest income | $1,683,000 | 2,019 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $261,000 | 3,243 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,422,000 | 1,573 |
| Total noninterest expense | $8,699,000 | 1,666 |
| Salaries and employee benefits | $2,415,000 | 2,997 |
| Premises and equipment expense | $485,000 | 3,238 |
| Additional noninterest expense | $5,799,000 | 892 |
| Pre-tax net operating income | $-2,775,000 | 7,032 |
| Securities gains (losses) | $2,468,000 | 162 |
| Applicable income taxes | $59,000 | 3,705 |
| Income before extraordinary items | $-366,000 | 6,707 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-366,000 | 6,705 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-366,000 | 6,705 |
| Net charge-offs | $4,590,000 | 495 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-2,834,000 | 7,034 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,255,000 | 1,471 |
| Total interest expense | $4,132,000 | 562 |
| Net interest income | $5,123,000 | 2,132 |
| Provision for loan and lease losses | $2,337,000 | 572 |
| Total noninterest income | $1,388,000 | 1,721 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $169,000 | 3,277 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,219,000 | 1,328 |
| Total noninterest expense | $5,892,000 | 1,647 |
| Salaries and employee benefits | $1,615,000 | 2,997 |
| Premises and equipment expense | $328,000 | 3,215 |
| Additional noninterest expense | $3,949,000 | 871 |
| Pre-tax net operating income | $-1,718,000 | 7,071 |
| Securities gains (losses) | $906,000 | 310 |
| Applicable income taxes | $59,000 | 3,441 |
| Income before extraordinary items | $-871,000 | 6,966 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-871,000 | 6,965 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-871,000 | 6,966 |
| Net charge-offs | $3,322,000 | 482 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-1,777,000 | 7,078 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,596,000 | 1,501 |
| Total interest expense | $2,185,000 | 539 |
| Net interest income | $2,411,000 | 2,271 |
| Provision for loan and lease losses | $712,000 | 810 |
| Total noninterest income | $903,000 | 1,409 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $83,000 | 3,304 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $820,000 | 1,059 |
| Total noninterest expense | $3,200,000 | 1,530 |
| Salaries and employee benefits | $819,000 | 2,980 |
| Premises and equipment expense | $168,000 | 3,186 |
| Additional noninterest expense | $2,213,000 | 778 |
| Pre-tax net operating income | $-598,000 | 7,085 |
| Securities gains (losses) | $50,000 | 1,224 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-548,000 | 7,084 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-548,000 | 7,083 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-548,000 | 7,084 |
| Net charge-offs | $2,249,000 | 368 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-598,000 | 7,091 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $20,705,000 | 1,381 |
| Total interest expense | $10,694,000 | 530 |
| Net interest income | $10,011,000 | 2,180 |
| Provision for loan and lease losses | $5,144,000 | 772 |
| Total noninterest income | $2,629,000 | 1,659 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $358,000 | 3,246 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,271,000 | 1,245 |
| Total noninterest expense | $12,456,000 | 1,570 |
| Salaries and employee benefits | $3,158,000 | 2,985 |
| Premises and equipment expense | $712,000 | 3,160 |
| Additional noninterest expense | $8,586,000 | 833 |
| Pre-tax net operating income | $-4,960,000 | 7,057 |
| Securities gains (losses) | $1,253,000 | 344 |
| Applicable income taxes | $39,000 | 3,856 |
| Income before extraordinary items | $-3,746,000 | 7,005 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,746,000 | 7,006 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-3,746,000 | 7,006 |
| Net charge-offs | $4,463,000 | 882 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-4,999,000 | 7,057 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $15,779,000 | 1,380 |
| Total interest expense | $8,216,000 | 539 |
| Net interest income | $7,563,000 | 2,174 |
| Provision for loan and lease losses | $4,644,000 | 666 |
| Total noninterest income | $2,251,000 | 1,485 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $269,000 | 3,244 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,982,000 | 1,119 |
| Total noninterest expense | $8,781,000 | 1,657 |
| Salaries and employee benefits | $2,356,000 | 3,011 |
| Premises and equipment expense | $543,000 | 3,155 |
| Additional noninterest expense | $5,882,000 | 896 |
| Pre-tax net operating income | $-3,611,000 | 7,151 |
| Securities gains (losses) | $827,000 | 416 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-2,784,000 | 7,132 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,784,000 | 7,132 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-2,784,000 | 7,133 |
| Net charge-offs | $2,305,000 | 1,110 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-3,611,000 | 7,182 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,776,000 | 1,346 |
| Total interest expense | $5,596,000 | 549 |
| Net interest income | $5,180,000 | 2,109 |
| Provision for loan and lease losses | $2,779,000 | 724 |
| Total noninterest income | $776,000 | 2,363 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $180,000 | 3,218 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $596,000 | 1,873 |
| Total noninterest expense | $6,147,000 | 1,599 |
| Salaries and employee benefits | $1,586,000 | 2,996 |
| Premises and equipment expense | $368,000 | 3,139 |
| Additional noninterest expense | $4,193,000 | 864 |
| Pre-tax net operating income | $-2,970,000 | 7,261 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-2,970,000 | 7,291 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,970,000 | 7,290 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-2,970,000 | 7,291 |
| Net charge-offs | $-467,000 | 7,484 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-2,970,000 | 7,281 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,746,000 | 1,270 |
| Total interest expense | $2,821,000 | 565 |
| Net interest income | $2,925,000 | 1,886 |
| Provision for loan and lease losses | $1,429,000 | 671 |
| Total noninterest income | $-39,000 | 7,380 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $89,000 | 3,215 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-128,000 | 7,390 |
| Total noninterest expense | $2,497,000 | 1,943 |
| Salaries and employee benefits | $795,000 | 3,022 |
| Premises and equipment expense | $186,000 | 3,166 |
| Additional noninterest expense | $1,516,000 | 1,177 |
| Pre-tax net operating income | $-1,040,000 | 7,285 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-1,040,000 | 7,299 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,040,000 | 7,299 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,040,000 | 7,300 |
| Net charge-offs | $-1,014,000 | 7,564 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-1,040,000 | 7,301 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $19,991,000 | 1,545 |
| Total interest expense | $12,836,000 | 618 |
| Net interest income | $7,155,000 | 3,014 |
| Provision for loan and lease losses | $7,052,000 | 868 |
| Total noninterest income | $8,970,000 | 691 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $399,000 | 3,083 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $8,571,000 | 512 |
| Total noninterest expense | $11,954,000 | 1,660 |
| Salaries and employee benefits | $2,970,000 | 3,148 |
| Premises and equipment expense | $784,000 | 3,022 |
| Additional noninterest expense | $8,200,000 | 898 |
| Pre-tax net operating income | $-2,881,000 | 6,902 |
| Securities gains (losses) | $1,007,000 | 485 |
| Applicable income taxes | $320,000 | 2,297 |
| Income before extraordinary items | $-2,194,000 | 6,887 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,194,000 | 6,887 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,194,000 | 6,888 |
| Net charge-offs | $12,723,000 | 499 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $4,633,000 | 152 |
| Net operating income | $-3,201,000 | 7,003 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $15,106,000 | 1,557 |
| Total interest expense | $9,881,000 | 625 |
| Net interest income | $5,225,000 | 3,119 |
| Provision for loan and lease losses | $4,502,000 | 947 |
| Total noninterest income | $403,000 | 4,501 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $306,000 | 3,124 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $97,000 | 5,236 |
| Total noninterest expense | $8,243,000 | 1,784 |
| Salaries and employee benefits | $2,392,000 | 2,973 |
| Premises and equipment expense | $599,000 | 3,033 |
| Additional noninterest expense | $5,252,000 | 1,018 |
| Pre-tax net operating income | $-7,117,000 | 7,467 |
| Securities gains (losses) | $846,000 | 473 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-6,271,000 | 7,481 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-6,271,000 | 7,481 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-6,271,000 | 7,481 |
| Net charge-offs | $8,963,000 | 497 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $4,633,000 | 119 |
| Net operating income | $-7,117,000 | 7,492 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,258,000 | 1,551 |
| Total interest expense | $6,815,000 | 630 |
| Net interest income | $3,443,000 | 3,147 |
| Provision for loan and lease losses | $4,230,000 | 732 |
| Total noninterest income | $581,000 | 2,933 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $213,000 | 3,034 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $368,000 | 2,527 |
| Total noninterest expense | $5,203,000 | 1,884 |
| Salaries and employee benefits | $1,576,000 | 3,009 |
| Premises and equipment expense | $386,000 | 3,143 |
| Additional noninterest expense | $3,241,000 | 1,099 |
| Pre-tax net operating income | $-5,409,000 | 7,573 |
| Securities gains (losses) | $490,000 | 485 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-4,919,000 | 7,580 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-4,919,000 | 7,580 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-4,919,000 | 7,580 |
| Net charge-offs | $8,604,000 | 378 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $4,633,000 | 85 |
| Net operating income | $-5,409,000 | 7,597 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,232,000 | 1,555 |
| Total interest expense | $3,511,000 | 647 |
| Net interest income | $1,721,000 | 3,178 |
| Provision for loan and lease losses | $3,717,000 | 478 |
| Total noninterest income | $291,000 | 2,923 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $114,000 | 2,889 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $177,000 | 2,567 |
| Total noninterest expense | $2,229,000 | 2,197 |
| Salaries and employee benefits | $796,000 | 3,031 |
| Premises and equipment expense | $196,000 | 3,173 |
| Additional noninterest expense | $1,237,000 | 1,435 |
| Pre-tax net operating income | $-3,934,000 | 7,735 |
| Securities gains (losses) | $-7,000 | 7,474 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-3,941,000 | 7,755 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-3,941,000 | 7,755 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-3,941,000 | 7,756 |
| Net charge-offs | $3,266,000 | 459 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $4,563,000 | 48 |
| Net operating income | $-3,934,000 | 7,746 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $22,395,000 | 1,530 |
| Total interest expense | $15,694,000 | 737 |
| Net interest income | $6,701,000 | 3,157 |
| Provision for loan and lease losses | $16,243,000 | 572 |
| Total noninterest income | $210,000 | 6,158 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $497,000 | 2,899 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-287,000 | 7,729 |
| Total noninterest expense | $13,243,000 | 1,564 |
| Salaries and employee benefits | $3,816,000 | 2,552 |
| Premises and equipment expense | $820,000 | 3,071 |
| Additional noninterest expense | $8,607,000 | 914 |
| Pre-tax net operating income | $-22,575,000 | 7,745 |
| Securities gains (losses) | $-818,000 | 7,670 |
| Applicable income taxes | $-2,756,000 | 7,600 |
| Income before extraordinary items | $-20,637,000 | 7,744 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-20,637,000 | 7,742 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-20,637,000 | 7,742 |
| Net charge-offs | $11,177,000 | 633 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-19,917,160 | 7,739 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $17,287,000 | 1,518 |
| Total interest expense | $11,945,000 | 769 |
| Net interest income | $5,342,000 | 3,015 |
| Provision for loan and lease losses | $5,901,000 | 934 |
| Total noninterest income | $634,000 | 3,736 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $369,000 | 2,930 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $265,000 | 3,811 |
| Total noninterest expense | $8,400,000 | 1,809 |
| Salaries and employee benefits | $3,004,000 | 2,479 |
| Premises and equipment expense | $623,000 | 3,061 |
| Additional noninterest expense | $4,773,000 | 1,179 |
| Pre-tax net operating income | $-8,325,000 | 7,685 |
| Securities gains (losses) | $-931,000 | 7,849 |
| Applicable income taxes | $-3,867,000 | 7,861 |
| Income before extraordinary items | $-5,389,000 | 7,601 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,389,000 | 7,601 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,389,000 | 7,601 |
| Net charge-offs | $3,909,000 | 995 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-4,793,160 | 7,565 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,838,000 | 1,512 |
| Total interest expense | $8,007,000 | 811 |
| Net interest income | $3,831,000 | 2,835 |
| Provision for loan and lease losses | $961,000 | 2,117 |
| Total noninterest income | $312,000 | 4,348 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $254,000 | 2,830 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $58,000 | 5,624 |
| Total noninterest expense | $4,485,000 | 2,235 |
| Salaries and employee benefits | $2,158,000 | 2,343 |
| Premises and equipment expense | $414,000 | 3,088 |
| Additional noninterest expense | $1,913,000 | 1,873 |
| Pre-tax net operating income | $-1,303,000 | 7,162 |
| Securities gains (losses) | $-1,293,000 | 8,031 |
| Applicable income taxes | $-1,252,000 | 7,804 |
| Income before extraordinary items | $-1,344,000 | 7,282 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,344,000 | 7,282 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,344,000 | 7,281 |
| Net charge-offs | $2,380,000 | 1,008 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-516,480 | 6,764 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,168,000 | 1,465 |
| Total interest expense | $4,023,000 | 834 |
| Net interest income | $2,145,000 | 2,528 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $139,000 | 4,576 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $129,000 | 2,747 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $10,000 | 6,874 |
| Total noninterest expense | $2,235,000 | 2,194 |
| Salaries and employee benefits | $1,179,000 | 2,162 |
| Premises and equipment expense | $209,000 | 3,117 |
| Additional noninterest expense | $847,000 | 1,895 |
| Pre-tax net operating income | $-101,000 | 6,654 |
| Securities gains (losses) | $514,000 | 328 |
| Applicable income taxes | $40,000 | 3,064 |
| Income before extraordinary items | $373,000 | 2,706 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $373,000 | 2,704 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $373,000 | 2,707 |
| Net charge-offs | $468,000 | 1,406 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-89,600 | 6,695 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $28,752,000 | 1,350 |
| Total interest expense | $17,584,000 | 905 |
| Net interest income | $11,168,000 | 1,986 |
| Provision for loan and lease losses | $6,779,000 | 802 |
| Total noninterest income | $986,000 | 3,437 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $467,000 | 3,165 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $519,000 | 3,113 |
| Total noninterest expense | $9,409,000 | 2,050 |
| Salaries and employee benefits | $4,984,000 | 2,039 |
| Premises and equipment expense | $780,000 | 3,242 |
| Additional noninterest expense | $3,645,000 | 1,689 |
| Pre-tax net operating income | $-4,034,000 | 7,720 |
| Securities gains (losses) | $22,000 | 2,114 |
| Applicable income taxes | $-2,013,000 | 7,917 |
| Income before extraordinary items | $-1,999,000 | 7,378 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,999,000 | 7,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,120,000 | 974 |
| Cash dividends | $940,000 | 2,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,013,080 | 7,482 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $22,129,000 | 1,337 |
| Total interest expense | $13,350,000 | 933 |
| Net interest income | $8,779,000 | 1,932 |
| Provision for loan and lease losses | $2,185,000 | 1,117 |
| Total noninterest income | $745,000 | 3,504 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $332,000 | 3,295 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $413,000 | 3,132 |
| Total noninterest expense | $6,554,000 | 2,183 |
| Salaries and employee benefits | $3,801,000 | 2,023 |
| Premises and equipment expense | $587,000 | 3,249 |
| Additional noninterest expense | $2,166,000 | 2,008 |
| Pre-tax net operating income | $785,000 | 4,140 |
| Securities gains (losses) | $22,000 | 1,949 |
| Applicable income taxes | $-65,000 | 7,475 |
| Income before extraordinary items | $872,000 | 3,395 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $872,000 | 3,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,372,000 | 1,075 |
| Cash dividends | $810,000 | 2,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $850,000 | 3,580 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $14,830,000 | 1,352 |
| Total interest expense | $8,904,000 | 965 |
| Net interest income | $5,926,000 | 1,901 |
| Provision for loan and lease losses | $1,360,000 | 1,012 |
| Total noninterest income | $469,000 | 3,658 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $220,000 | 3,287 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $249,000 | 3,353 |
| Total noninterest expense | $4,296,000 | 2,229 |
| Salaries and employee benefits | $2,547,000 | 2,032 |
| Premises and equipment expense | $388,000 | 3,294 |
| Additional noninterest expense | $1,361,000 | 2,089 |
| Pre-tax net operating income | $739,000 | 3,600 |
| Securities gains (losses) | $22,000 | 1,974 |
| Applicable income taxes | $106,000 | 3,393 |
| Income before extraordinary items | $655,000 | 3,451 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $655,000 | 3,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 2,545 |
| Cash dividends | $670,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $636,080 | 3,455 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,617,000 | 1,346 |
| Total interest expense | $4,520,000 | 1,030 |
| Net interest income | $3,097,000 | 1,808 |
| Provision for loan and lease losses | $660,000 | 836 |
| Total noninterest income | $225,000 | 3,748 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $116,000 | 3,123 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $109,000 | 3,609 |
| Total noninterest expense | $2,130,000 | 2,241 |
| Salaries and employee benefits | $1,306,000 | 2,018 |
| Premises and equipment expense | $175,000 | 3,568 |
| Additional noninterest expense | $649,000 | 2,154 |
| Pre-tax net operating income | $532,000 | 2,947 |
| Securities gains (losses) | $16,000 | 1,726 |
| Applicable income taxes | $88,000 | 2,948 |
| Income before extraordinary items | $460,000 | 2,881 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $460,000 | 2,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,569 |
| Cash dividends | $570,000 | 1,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $446,560 | 2,856 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $30,118,000 | 1,429 |
| Total interest expense | $16,490,000 | 1,204 |
| Net interest income | $13,628,000 | 1,654 |
| Provision for loan and lease losses | $885,000 | 1,562 |
| Total noninterest income | $1,228,000 | 3,098 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $419,000 | 3,440 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $809,000 | 2,544 |
| Total noninterest expense | $7,986,000 | 2,294 |
| Salaries and employee benefits | $4,697,000 | 2,145 |
| Premises and equipment expense | $608,000 | 3,804 |
| Additional noninterest expense | $2,681,000 | 2,043 |
| Pre-tax net operating income | $5,985,000 | 1,397 |
| Securities gains (losses) | $29,000 | 982 |
| Applicable income taxes | $1,837,000 | 1,208 |
| Income before extraordinary items | $4,177,000 | 1,517 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,177,000 | 1,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 3,163 |
| Cash dividends | $350,000 | 4,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,156,990 | 1,518 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $22,129,000 | 1,460 |
| Total interest expense | $11,986,000 | 1,249 |
| Net interest income | $10,143,000 | 1,676 |
| Provision for loan and lease losses | $570,000 | 1,400 |
| Total noninterest income | $1,024,000 | 2,864 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $300,000 | 3,517 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $724,000 | 2,270 |
| Total noninterest expense | $5,980,000 | 2,268 |
| Salaries and employee benefits | $3,715,000 | 2,019 |
| Premises and equipment expense | $440,000 | 3,894 |
| Additional noninterest expense | $1,825,000 | 2,188 |
| Pre-tax net operating income | $4,617,000 | 1,467 |
| Securities gains (losses) | $8,000 | 1,069 |
| Applicable income taxes | $1,404,000 | 1,293 |
| Income before extraordinary items | $3,221,000 | 1,570 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,221,000 | 1,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,361 |
| Cash dividends | $225,000 | 3,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,215,400 | 1,563 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $14,215,000 | 1,538 |
| Total interest expense | $7,599,000 | 1,317 |
| Net interest income | $6,616,000 | 1,734 |
| Provision for loan and lease losses | $245,000 | 1,841 |
| Total noninterest income | $792,000 | 2,617 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $199,000 | 3,533 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $593,000 | 2,000 |
| Total noninterest expense | $3,937,000 | 2,320 |
| Salaries and employee benefits | $2,505,000 | 2,031 |
| Premises and equipment expense | $284,000 | 3,995 |
| Additional noninterest expense | $1,148,000 | 2,317 |
| Pre-tax net operating income | $3,226,000 | 1,445 |
| Securities gains (losses) | $8,000 | 912 |
| Applicable income taxes | $995,000 | 1,277 |
| Income before extraordinary items | $2,239,000 | 1,564 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,239,000 | 1,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 1,626 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,233,480 | 1,550 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,931,000 | 1,569 |
| Total interest expense | $3,647,000 | 1,363 |
| Net interest income | $3,284,000 | 1,752 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $282,000 | 3,257 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $100,000 | 3,456 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $182,000 | 2,689 |
| Total noninterest expense | $1,878,000 | 2,433 |
| Salaries and employee benefits | $1,226,000 | 2,091 |
| Premises and equipment expense | $140,000 | 4,053 |
| Additional noninterest expense | $512,000 | 2,568 |
| Pre-tax net operating income | $1,613,000 | 1,437 |
| Securities gains (losses) | $8,000 | 735 |
| Applicable income taxes | $500,000 | 1,284 |
| Income before extraordinary items | $1,121,000 | 1,540 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,121,000 | 1,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,115,480 | 1,532 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $24,631,000 | 1,642 |
| Total interest expense | $11,465,000 | 1,470 |
| Net interest income | $13,166,000 | 1,747 |
| Provision for loan and lease losses | $307,000 | 2,721 |
| Total noninterest income | $963,000 | 3,639 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $399,000 | 3,544 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $564,000 | 3,130 |
| Total noninterest expense | $6,726,000 | 2,602 |
| Salaries and employee benefits | $4,315,000 | 2,264 |
| Premises and equipment expense | $638,000 | 3,594 |
| Additional noninterest expense | $1,773,000 | 2,857 |
| Pre-tax net operating income | $7,096,000 | 1,387 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $2,380,000 | 1,158 |
| Income before extraordinary items | $4,718,000 | 1,537 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,718,000 | 1,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,021 |
| Cash dividends | $757,000 | 3,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,716,680 | 1,519 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $17,917,000 | 1,674 |
| Total interest expense | $8,159,000 | 1,502 |
| Net interest income | $9,758,000 | 1,790 |
| Provision for loan and lease losses | $210,000 | 2,785 |
| Total noninterest income | $599,000 | 4,058 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $307,000 | 3,517 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $292,000 | 3,785 |
| Total noninterest expense | $4,951,000 | 2,645 |
| Salaries and employee benefits | $3,171,000 | 2,319 |
| Premises and equipment expense | $499,000 | 3,480 |
| Additional noninterest expense | $1,281,000 | 2,944 |
| Pre-tax net operating income | $5,196,000 | 1,456 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $1,764,000 | 1,216 |
| Income before extraordinary items | $3,433,000 | 1,616 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,433,000 | 1,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 8,340 |
| Cash dividends | $672,000 | 2,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,432,340 | 1,596 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,554,000 | 1,693 |
| Total interest expense | $5,123,000 | 1,518 |
| Net interest income | $6,431,000 | 1,813 |
| Provision for loan and lease losses | $185,000 | 2,232 |
| Total noninterest income | $372,000 | 4,210 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $202,000 | 3,521 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $170,000 | 4,069 |
| Total noninterest expense | $3,258,000 | 2,702 |
| Salaries and employee benefits | $2,090,000 | 2,353 |
| Premises and equipment expense | $348,000 | 3,343 |
| Additional noninterest expense | $820,000 | 3,072 |
| Pre-tax net operating income | $3,360,000 | 1,505 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $1,182,000 | 1,216 |
| Income before extraordinary items | $2,179,000 | 1,675 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,179,000 | 1,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,835 |
| Cash dividends | $612,000 | 2,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,178,350 | 1,660 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,576,000 | 1,706 |
| Total interest expense | $2,390,000 | 1,537 |
| Net interest income | $3,186,000 | 1,814 |
| Provision for loan and lease losses | $160,000 | 1,352 |
| Total noninterest income | $151,000 | 4,664 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $104,000 | 3,385 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $47,000 | 5,227 |
| Total noninterest expense | $1,601,000 | 2,734 |
| Salaries and employee benefits | $1,029,000 | 2,388 |
| Premises and equipment expense | $176,000 | 3,331 |
| Additional noninterest expense | $396,000 | 3,153 |
| Pre-tax net operating income | $1,576,000 | 1,554 |
| Securities gains (losses) | $1,000 | 856 |
| Applicable income taxes | $553,000 | 1,279 |
| Income before extraordinary items | $1,024,000 | 1,751 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,024,000 | 1,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,940 |
| Cash dividends | $313,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,023,350 | 1,737 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $18,274,000 | 1,843 |
| Total interest expense | $7,113,000 | 1,608 |
| Net interest income | $11,161,000 | 1,991 |
| Provision for loan and lease losses | $605,000 | 1,611 |
| Total noninterest income | $696,000 | 4,398 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $389,000 | 3,616 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $307,000 | 4,284 |
| Total noninterest expense | $5,900,000 | 2,794 |
| Salaries and employee benefits | $3,834,000 | 2,385 |
| Premises and equipment expense | $623,000 | 3,543 |
| Additional noninterest expense | $1,443,000 | 3,328 |
| Pre-tax net operating income | $5,352,000 | 1,747 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $1,896,000 | 1,428 |
| Income before extraordinary items | $3,462,000 | 1,977 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,462,000 | 1,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,365 |
| Cash dividends | $204,000 | 4,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,458,100 | 1,960 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,055,000 | 1,884 |
| Total interest expense | $4,957,000 | 1,626 |
| Net interest income | $8,098,000 | 2,037 |
| Provision for loan and lease losses | $466,000 | 1,491 |
| Total noninterest income | $469,000 | 4,719 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $287,000 | 3,673 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $182,000 | 4,812 |
| Total noninterest expense | $4,331,000 | 2,819 |
| Salaries and employee benefits | $2,821,000 | 2,388 |
| Premises and equipment expense | $456,000 | 3,615 |
| Additional noninterest expense | $1,054,000 | 3,375 |
| Pre-tax net operating income | $3,770,000 | 1,854 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $1,317,000 | 1,530 |
| Income before extraordinary items | $2,459,000 | 2,093 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,459,000 | 2,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,976 |
| Cash dividends | $204,000 | 4,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,455,100 | 2,059 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,290,000 | 1,917 |
| Total interest expense | $3,041,000 | 1,671 |
| Net interest income | $5,249,000 | 2,073 |
| Provision for loan and lease losses | $364,000 | 1,289 |
| Total noninterest income | $305,000 | 4,750 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $187,000 | 3,662 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $118,000 | 4,849 |
| Total noninterest expense | $2,833,000 | 2,854 |
| Salaries and employee benefits | $1,864,000 | 2,387 |
| Premises and equipment expense | $290,000 | 3,711 |
| Additional noninterest expense | $679,000 | 3,438 |
| Pre-tax net operating income | $2,357,000 | 1,928 |
| Securities gains (losses) | $6,000 | 1,523 |
| Applicable income taxes | $823,000 | 1,587 |
| Income before extraordinary items | $1,540,000 | 2,189 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,540,000 | 2,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,903 |
| Cash dividends | $204,000 | 3,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,536,100 | 2,155 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,860,000 | 2,018 |
| Total interest expense | $1,353,000 | 1,761 |
| Net interest income | $2,507,000 | 2,154 |
| Provision for loan and lease losses | $224,000 | 1,048 |
| Total noninterest income | $136,000 | 4,970 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $84,000 | 3,817 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $52,000 | 5,105 |
| Total noninterest expense | $1,394,000 | 2,891 |
| Salaries and employee benefits | $931,000 | 2,425 |
| Premises and equipment expense | $137,000 | 3,911 |
| Additional noninterest expense | $326,000 | 3,557 |
| Pre-tax net operating income | $1,025,000 | 2,124 |
| Securities gains (losses) | $5,000 | 1,192 |
| Applicable income taxes | $353,000 | 1,758 |
| Income before extraordinary items | $677,000 | 2,386 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $677,000 | 2,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,069 |
| Cash dividends | $204,000 | 2,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $673,700 | 2,359 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,280,000 | 2,164 |
| Total interest expense | $4,763,000 | 1,716 |
| Net interest income | $8,517,000 | 2,399 |
| Provision for loan and lease losses | $512,000 | 1,918 |
| Total noninterest income | $595,000 | 4,837 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $396,000 | 3,665 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $199,000 | 5,119 |
| Total noninterest expense | $4,968,000 | 3,136 |
| Salaries and employee benefits | $3,067,000 | 2,786 |
| Premises and equipment expense | $510,000 | 4,025 |
| Additional noninterest expense | $1,391,000 | 3,315 |
| Pre-tax net operating income | $3,632,000 | 2,211 |
| Securities gains (losses) | $30,000 | 2,118 |
| Applicable income taxes | $1,261,000 | 1,840 |
| Income before extraordinary items | $2,401,000 | 2,519 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,401,000 | 2,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,480 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,381,200 | 2,476 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,573,000 | 2,216 |
| Total interest expense | $3,477,000 | 1,730 |
| Net interest income | $6,096,000 | 2,484 |
| Provision for loan and lease losses | $392,000 | 1,811 |
| Total noninterest income | $433,000 | 4,934 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $296,000 | 3,697 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $137,000 | 5,322 |
| Total noninterest expense | $3,702,000 | 3,124 |
| Salaries and employee benefits | $2,273,000 | 2,792 |
| Premises and equipment expense | $382,000 | 4,004 |
| Additional noninterest expense | $1,047,000 | 3,288 |
| Pre-tax net operating income | $2,435,000 | 2,444 |
| Securities gains (losses) | $10,000 | 2,712 |
| Applicable income taxes | $836,000 | 2,040 |
| Income before extraordinary items | $1,609,000 | 2,789 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,609,000 | 2,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,395 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,602,400 | 2,724 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,177,000 | 2,271 |
| Total interest expense | $2,263,000 | 1,751 |
| Net interest income | $3,914,000 | 2,541 |
| Provision for loan and lease losses | $304,000 | 1,510 |
| Total noninterest income | $253,000 | 5,254 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $198,000 | 3,674 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $55,000 | 6,266 |
| Total noninterest expense | $2,470,000 | 3,141 |
| Salaries and employee benefits | $1,522,000 | 2,790 |
| Premises and equipment expense | $253,000 | 4,030 |
| Additional noninterest expense | $695,000 | 3,331 |
| Pre-tax net operating income | $1,393,000 | 2,735 |
| Securities gains (losses) | $10,000 | 2,414 |
| Applicable income taxes | $477,000 | 2,275 |
| Income before extraordinary items | $926,000 | 3,130 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $926,000 | 3,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,991 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $919,400 | 3,061 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,992,000 | 2,363 |
| Total interest expense | $1,095,000 | 1,825 |
| Net interest income | $1,897,000 | 2,610 |
| Provision for loan and lease losses | $149,000 | 1,554 |
| Total noninterest income | $127,000 | 5,178 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $88,000 | 3,887 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $39,000 | 5,616 |
| Total noninterest expense | $1,220,000 | 3,173 |
| Salaries and employee benefits | $754,000 | 2,835 |
| Premises and equipment expense | $122,000 | 4,191 |
| Additional noninterest expense | $344,000 | 3,344 |
| Pre-tax net operating income | $655,000 | 2,859 |
| Securities gains (losses) | $10,000 | 2,045 |
| Applicable income taxes | $224,000 | 2,385 |
| Income before extraordinary items | $441,000 | 3,244 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $441,000 | 3,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $434,400 | 3,173 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,028,000 | 2,576 |
| Total interest expense | $4,204,000 | 2,117 |
| Net interest income | $6,824,000 | 2,820 |
| Provision for loan and lease losses | $400,000 | 2,580 |
| Total noninterest income | $477,000 | 5,554 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $365,000 | 3,844 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $112,000 | 6,340 |
| Total noninterest expense | $4,188,000 | 3,571 |
| Salaries and employee benefits | $2,383,000 | 3,395 |
| Premises and equipment expense | $386,000 | 4,852 |
| Additional noninterest expense | $1,419,000 | 3,245 |
| Pre-tax net operating income | $2,713,000 | 2,712 |
| Securities gains (losses) | $70,000 | 2,206 |
| Applicable income taxes | $976,000 | 2,209 |
| Income before extraordinary items | $1,807,000 | 3,095 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,807,000 | 3,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $335,000 | 2,112 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,761,500 | 3,006 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,169,000 | 2,643 |
| Total interest expense | $3,149,000 | 2,198 |
| Net interest income | $5,020,000 | 2,890 |
| Provision for loan and lease losses | $304,000 | 2,484 |
| Total noninterest income | $349,000 | 5,670 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $274,000 | 3,866 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $75,000 | 6,587 |
| Total noninterest expense | $3,144,000 | 3,555 |
| Salaries and employee benefits | $1,758,000 | 3,438 |
| Premises and equipment expense | $282,000 | 4,933 |
| Additional noninterest expense | $1,104,000 | 3,121 |
| Pre-tax net operating income | $1,921,000 | 2,929 |
| Securities gains (losses) | $70,000 | 2,036 |
| Applicable income taxes | $696,000 | 2,396 |
| Income before extraordinary items | $1,295,000 | 3,296 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,295,000 | 3,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 1,490 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,249,500 | 3,222 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,377,000 | 2,697 |
| Total interest expense | $2,117,000 | 2,241 |
| Net interest income | $3,260,000 | 2,944 |
| Provision for loan and lease losses | $251,000 | 2,115 |
| Total noninterest income | $216,000 | 5,831 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $173,000 | 3,955 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $43,000 | 6,830 |
| Total noninterest expense | $2,010,000 | 3,685 |
| Salaries and employee benefits | $1,164,000 | 3,450 |
| Premises and equipment expense | $178,000 | 5,081 |
| Additional noninterest expense | $668,000 | 3,377 |
| Pre-tax net operating income | $1,215,000 | 3,063 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $421,000 | 2,601 |
| Income before extraordinary items | $795,000 | 3,525 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $795,000 | 3,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 1,517 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $794,350 | 3,333 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,670,000 | 2,736 |
| Total interest expense | $1,061,000 | 2,293 |
| Net interest income | $1,609,000 | 2,976 |
| Provision for loan and lease losses | $104,000 | 2,329 |
| Total noninterest income | $111,000 | 5,652 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $89,000 | 3,826 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $22,000 | 6,771 |
| Total noninterest expense | $998,000 | 3,678 |
| Salaries and employee benefits | $586,000 | 3,420 |
| Premises and equipment expense | $89,000 | 5,083 |
| Additional noninterest expense | $323,000 | 3,421 |
| Pre-tax net operating income | $618,000 | 3,010 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $207,000 | 2,633 |
| Income before extraordinary items | $411,000 | 3,391 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $411,000 | 3,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,406 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $411,000 | 3,225 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,986,000 | 3,024 |
| Total interest expense | $4,262,000 | 2,597 |
| Net interest income | $5,724,000 | 3,268 |
| Provision for loan and lease losses | $613,000 | 2,024 |
| Total noninterest income | $375,000 | 5,938 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $305,000 | 4,190 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $70,000 | 7,078 |
| Total noninterest expense | $3,455,000 | 4,009 |
| Salaries and employee benefits | $2,015,000 | 3,712 |
| Premises and equipment expense | $397,000 | 4,682 |
| Additional noninterest expense | $1,043,000 | 4,036 |
| Pre-tax net operating income | $2,031,000 | 3,384 |
| Securities gains (losses) | $4,000 | 4,045 |
| Applicable income taxes | $734,000 | 2,744 |
| Income before extraordinary items | $1,301,000 | 3,885 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,301,000 | 3,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,565 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,298,440 | 3,782 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,711,000 | 4,147 |
| Total interest expense | $4,042,000 | 3,764 |
| Net interest income | $3,669,000 | 4,416 |
| Provision for loan and lease losses | $792,000 | 1,518 |
| Total noninterest income | $286,000 | 6,539 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $180,000 | 5,390 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $106,000 | 6,307 |
| Total noninterest expense | $2,832,000 | 4,535 |
| Salaries and employee benefits | $1,729,000 | 4,040 |
| Premises and equipment expense | $279,000 | 5,753 |
| Additional noninterest expense | $824,000 | 4,694 |
| Pre-tax net operating income | $331,000 | 7,271 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-291,000 | 9,422 |
| Income before extraordinary items | $622,000 | 5,513 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $622,000 | 5,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 3,389 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $622,000 | 5,389 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,238,000 | 7,178 |
| Total interest expense | $1,634,000 | 6,888 |
| Net interest income | $1,604,000 | 7,291 |
| Provision for loan and lease losses | $433,000 | 2,121 |
| Total noninterest income | $87,000 | 8,775 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 7,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 9,477 |
| Total noninterest expense | $1,776,000 | 6,107 |
| Salaries and employee benefits | $991,000 | 5,950 |
| Premises and equipment expense | $267,000 | 5,811 |
| Additional noninterest expense | $518,000 | 6,296 |
| Pre-tax net operating income | $-518,000 | 9,537 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-518,000 | 9,570 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-518,000 | 9,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-518,000 | 9,571 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $160,000 | 10,145 |
| Total interest expense | $31,000 | 10,124 |
| Net interest income | $129,000 | 10,128 |
| Provision for loan and lease losses | $57,000 | 6,356 |
| Total noninterest income | $3,000 | 10,129 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 8,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 10,068 |
| Total noninterest expense | $586,000 | 9,366 |
| Salaries and employee benefits | $282,000 | 9,566 |
| Premises and equipment expense | $106,000 | 8,515 |
| Additional noninterest expense | $198,000 | 9,046 |
| Pre-tax net operating income | $-511,000 | 9,854 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-511,000 | 9,900 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-511,000 | 9,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $8,656,000 | 105 |
| Net operating income | $-511,000 | 9,881 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.