Home > Gwinnett Community Bank > Net charge- offs to loans
Gwinnett Community Bank, Net charge- offs to loans
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2096% | 5,061 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2256% | 5,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3726% | 4,990 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0031% | 1,797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0270% | 418 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0769% | 4,423 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8701% | 5,000 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8701% | 4,971 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2603% | 5,142 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2911% | 5,131 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4748% | 5,084 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1619% | 5,080 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1619% | 5,050 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3800% | 5,206 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4263% | 5,196 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6931% | 5,152 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.5228% | 5,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.5228% | 5,102 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0301% | 4,645 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0253% | 4,765 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0416% | 4,983 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1184% | 5,130 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1184% | 5,104 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2541% | 761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3120% | 218 |
| Percentage Net Loans Charged-off:Construction & development | 2.7109% | 28 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0865% | 5,027 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1459% | 561 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1514% | 3,888 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1664% | 495 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1313% | 4,690 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3615% | 450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4379% | 118 |
| Percentage Net Loans Charged-off:Construction & development | 3.4305% | 20 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1022% | 5,121 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2790% | 251 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2107% | 3,957 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3120% | 227 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1285% | 4,723 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1739% | 5,300 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1870% | 5,311 |
| Percentage Net Loans Charged-off:Construction & development | -0.6942% | 4,964 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1339% | 5,221 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0213% | 4,648 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3364% | 4,017 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1372% | 4,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1525% | 5,321 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1608% | 5,353 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2455% | 5,377 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0309% | 4,875 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4298% | 4,079 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1459% | 4,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4682% | 509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5798% | 135 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9402% | 145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0338% | 5,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0361% | 5,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3086% | 5,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,501 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6257% | 316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7643% | 71 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2413% | 86 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0345% | 5,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0369% | 5,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3599% | 5,206 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5014% | 395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6288% | 118 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0302% | 102 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0362% | 5,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0386% | 5,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4649% | 5,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0889% | 5,414 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0215% | 4,958 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0176% | 5,158 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0559% | 5,261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0595% | 5,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7667% | 5,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0115% | 4,970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0179% | 2,425 |
| Percentage Net Loans Charged-off:Construction & development | 0.1875% | 334 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2444% | 5,617 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6416% | 180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6869% | 119 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6392% | 196 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2667% | 5,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,707 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,583 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0168% | 3,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0557% | 1,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.2515% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3136% | 5,704 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9671% | 93 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9110% | 85 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9701% | 103 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3049% | 5,379 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3254% | 723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4260% | 263 |
| Percentage Net Loans Charged-off:Construction & development | 0.9951% | 114 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0714% | 5,516 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4379% | 61 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6186% | 48 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4284% | 70 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4141% | 5,513 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8011% | 256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9989% | 96 |
| Percentage Net Loans Charged-off:Construction & development | 2.9161% | 43 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0383% | 5,488 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4601% | 32 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5911% | 30 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6295% | 5,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6329% | 93 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9348% | 33 |
| Percentage Net Loans Charged-off:Construction & development | 6.5204% | 43 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0492% | 191 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0672% | 5,701 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2533% | 4,472 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0586% | 5,667 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6094% | 5,707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,585 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8423% | 235 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0455% | 101 |
| Percentage Net Loans Charged-off:Construction & development | 5.1498% | 65 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0769% | 5,662 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0110% | 5,269 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3395% | 4,526 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0038% | 2,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7649% | 5,816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,255 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3124% | 142 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6146% | 57 |
| Percentage Net Loans Charged-off:Construction & development | 7.6288% | 41 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0837% | 5,776 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1580% | 5,990 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5270% | 4,595 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1420% | 5,958 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1692% | 5,940 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3759% | 6,193 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2037% | 6,076 |
| Percentage Net Loans Charged-off:Construction & development | -0.3205% | 5,478 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1198% | 5,973 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3097% | 6,156 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5104% | 4,615 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3010% | 6,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.1106% | 6,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5862% | 685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6256% | 448 |
| Percentage Net Loans Charged-off:Construction & development | 0.6667% | 521 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1735% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5971% | 112 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6213% | 4,756 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6755% | 110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3693% | 1,410 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1450% | 5,779 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1450% | 5,720 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3464% | 1,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4185% | 706 |
| Percentage Net Loans Charged-off:Construction & development | 0.3023% | 631 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1131% | 6,093 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6331% | 112 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6589% | 4,801 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7111% | 113 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2332% | 5,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0964% | 3,144 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0964% | 2,997 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1362% | 2,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1740% | 1,498 |
| Percentage Net Loans Charged-off:Construction & development | 0.0127% | 816 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1087% | 6,133 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8435% | 373 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6330% | 4,817 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8907% | 356 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2065% | 5,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4299% | 1,679 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4299% | 1,549 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4242% | 859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5092% | 567 |
| Percentage Net Loans Charged-off:Construction & development | 0.0250% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1154% | 6,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0887% | 107 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5760% | 4,840 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1807% | 106 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3644% | 5,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4782% | 606 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4782% | 546 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6094% | 1,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6036% | 921 |
| Percentage Net Loans Charged-off:Construction & development | 0.2566% | 1,267 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0175% | 6,024 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0197% | 157 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4904% | 4,951 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1128% | 155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6529% | 1,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9775% | 284 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9775% | 261 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5473% | 291 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6651% | 215 |
| Percentage Net Loans Charged-off:Construction & development | 0.3473% | 1,061 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0126% | 2,272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.6703% | 23 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4743% | 4,983 |
| All other 1-4 family - Percent of loans charged-off, net | 5.9020% | 28 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8624% | 1,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6713% | 1,514 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6721% | 1,395 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9977% | 227 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1279% | 166 |
| Percentage Net Loans Charged-off:Construction & development | 0.0777% | 1,175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0841% | 1,659 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 7.3051% | 22 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5296% | 5,001 |
| All other 1-4 family - Percent of loans charged-off, net | 7.6084% | 22 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3589% | 720 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1438% | 5,846 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1438% | 5,793 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4633% | 172 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5178% | 135 |
| Percentage Net Loans Charged-off:Construction & development | 0.1544% | 819 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1508% | 6,608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 8.9842% | 27 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1421% | 4,888 |
| All other 1-4 family - Percent of loans charged-off, net | 9.3528% | 28 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5806% | 353 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9393% | 384 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1394% | 299 |
| Percentage Net Loans Charged-off:Construction & development | 0.4752% | 1,809 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0351% | 3,010 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 7.0732% | 25 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3671% | 5,138 |
| All other 1-4 family - Percent of loans charged-off, net | 7.3752% | 24 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7264% | 1,738 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1139% | 3,872 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1139% | 3,699 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9731% | 371 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1568% | 286 |
| Percentage Net Loans Charged-off:Construction & development | -0.0348% | 5,985 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0198% | 6,532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 7.5605% | 31 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3074% | 5,176 |
| All other 1-4 family - Percent of loans charged-off, net | 7.8808% | 28 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9273% | 1,361 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2179% | 6,455 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2179% | 6,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1297% | 371 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2828% | 302 |
| Percentage Net Loans Charged-off:Construction & development | 0.4443% | 1,548 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0414% | 2,284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 7.5009% | 31 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3241% | 5,192 |
| All other 1-4 family - Percent of loans charged-off, net | 7.8195% | 36 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3884% | 1,016 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2136% | 6,360 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2136% | 6,287 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8628% | 263 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9706% | 232 |
| Percentage Net Loans Charged-off:Construction & development | 4.3003% | 486 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2899% | 1,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.9091% | 51 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3778% | 5,221 |
| All other 1-4 family - Percent of loans charged-off, net | 7.2101% | 54 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7075% | 527 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4195% | 6,523 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4195% | 6,456 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3534% | 1,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6612% | 884 |
| Percentage Net Loans Charged-off:Construction & development | -0.1237% | 6,451 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2011% | 2,724 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.5388% | 76 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0518% | 5,396 |
| All other 1-4 family - Percent of loans charged-off, net | 5.8900% | 94 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4826% | 6,816 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.9136% | 7,172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.8114% | 7,148 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9229% | 1,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2368% | 1,180 |
| Percentage Net Loans Charged-off:Construction & development | -0.1616% | 6,499 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2815% | 2,125 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.9781% | 176 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2083% | 5,425 |
| All other 1-4 family - Percent of loans charged-off, net | 4.2701% | 177 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9991% | 6,981 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.3999% | 7,253 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.2415% | 7,230 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2773% | 7,339 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0425% | 7,080 |
| Percentage Net Loans Charged-off:Construction & development | -2.1368% | 6,740 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3930% | 1,651 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6855% | 1,578 |
| Percentage Net Loans Charged-off: Home equity loans | -2.3824% | 5,459 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8707% | 1,262 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7845% | 7,118 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.4300% | 7,334 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.1352% | 7,314 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.2115% | 7,496 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.8571% | 7,429 |
| Percentage Net Loans Charged-off:Construction & development | -5.3062% | 6,804 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5048% | 1,097 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2679% | 7,312 |
| Percentage Net Loans Charged-off: Home equity loans | -4.0245% | 5,480 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 6,763 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.5665% | 7,221 |
| Percentage Net Loans Charged-off: Loans to individuals | -6.6172% | 7,404 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -5.7660% | 7,386 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9842% | 320 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9661% | 290 |
| Percentage Net Loans Charged-off:Construction & development | 10.3448% | 546 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3827% | 954 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7823% | 757 |
| Percentage Net Loans Charged-off: Home equity loans | 4.8902% | 168 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2126% | 1,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8478% | 634 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4106% | 869 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7556% | 343 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1539% | 432 |
| Percentage Net Loans Charged-off:Construction & development | 9.5104% | 569 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2917% | 2,179 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7060% | 1,652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2842% | 1,342 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8261% | 1,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.0227% | 291 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5040% | 802 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.3224% | 181 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.3832% | 242 |
| Percentage Net Loans Charged-off:Construction & development | 12.2943% | 384 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4157% | 1,598 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0243% | 578 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4163% | 1,031 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4998% | 468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.0675% | 163 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3116% | 576 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9571% | 336 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.6067% | 231 |
| Percentage Net Loans Charged-off:Construction & development | 12.1381% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4598% | 1,117 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4197% | 772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8230% | 607 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5980% | 686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3090% | 2,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5102% | 420 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1625% | 649 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3969% | 534 |
| Percentage Net Loans Charged-off:Construction & development | 6.9590% | 894 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9410% | 1,192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6631% | 793 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2668% | 454 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4111% | 930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5013% | 1,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1454% | 5,447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4559% | 1,415 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7305% | 976 |
| Percentage Net Loans Charged-off:Construction & development | 3.5192% | 1,289 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4206% | 1,490 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9722% | 1,108 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9957% | 292 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0583% | 3,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0699% | 4,286 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0351% | 7,261 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3195% | 1,400 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5879% | 952 |
| Percentage Net Loans Charged-off:Construction & development | 3.5656% | 1,053 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1653% | 1,634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0371% | 3,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0772% | 1,210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0182% | 3,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0125% | 6,934 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1046% | 7,323 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5140% | 2,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6178% | 1,424 |
| Percentage Net Loans Charged-off:Construction & development | 1.1180% | 1,189 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2649% | 874 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0258% | 2,610 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0390% | 2,327 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0167% | 6,826 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0516% | 6,953 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8726% | 1,428 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0119% | 918 |
| Percentage Net Loans Charged-off:Construction & development | 1.5514% | 1,258 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3323% | 1,114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6476% | 190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8529% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6374% | 124 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0312% | 7,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1856% | 5,091 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5138% | 1,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5986% | 1,014 |
| Percentage Net Loans Charged-off:Construction & development | 0.8471% | 1,166 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4277% | 620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0364% | 7,141 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0395% | 7,378 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0857% | 4,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0998% | 2,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.2033% | 1,311 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0154% | 6,880 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0310% | 4,830 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0524% | 3,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0696% | 1,931 |
| Percentage Net Loans Charged-off:Construction & development | 0.1402% | 919 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0103% | 6,766 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4097% | 7,756 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0522% | 4,940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0400% | 3,020 |
| Percentage Net Loans Charged-off:Construction & development | 0.0786% | 1,247 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1929% | 2,757 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5454% | 8,166 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0652% | 3,821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0555% | 2,001 |
| Percentage Net Loans Charged-off:Construction & development | 0.1075% | 732 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2086% | 2,190 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7095% | 8,194 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1048% | 2,682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0871% | 1,303 |
| Percentage Net Loans Charged-off:Construction & development | 0.1655% | 443 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3142% | 1,563 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9268% | 8,234 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0059% | 6,760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3030% | 7,651 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0012% | 6,313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0591% | 3,228 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3868% | 8,179 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5576% | 717 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0261% | 7,843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1106% | 7,506 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3690% | 8,101 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0091% | 7,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3955% | 8,031 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0200% | 7,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8469% | 8,201 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0219% | 5,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8155% | 2,318 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9164% | 590 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0464% | 4,300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7150% | 777 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9280% | 353 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0419% | 4,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5613% | 902 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1433% | 213 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0681% | 2,899 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4854% | 497 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0128% | 8,114 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0237% | 2,947 |
| Percentage Net Loans Charged-off:Construction & development | 0.0531% | 585 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2543% | 8,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5073% | 3,787 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1416% | 1,289 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0159% | 7,938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2126% | 7,902 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7344% | 2,566 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0283% | 4,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0201% | 2,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7702% | 2,379 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0051% | 4,958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0134% | 6,954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2397% | 3,801 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2436% | 2,952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0404% | 2,746 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3368% | 700 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5425% | 442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9037% | 1,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6785% | 3,452 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3666% | 1,768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0557% | 2,068 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4727% | 415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7876% | 229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3760% | 1,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9082% | 2,400 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3463% | 1,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0856% | 1,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7313% | 234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2530% | 124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1619% | 1,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9403% | 2,205 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1268% | 3,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1728% | 784 |
| Percentage Net Loans Charged-off:Construction & development | 0.4225% | 161 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0804% | 7,891 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1313% | 4,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6035% | 2,590 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3155% | 5,326 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2341% | 3,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9582% | 1,861 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1344% | 6,419 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,622 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,897 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |