Home > Gwinnett Banking Company > Assets and Liabilities
Gwinnett Banking Company, Assets and Liabilities
| 2006-12-31 | Rank | |
| # of Employees: | 46 | 3,604 |
| Assets and Liabilities | ||
| Total Assets: | $465,463,000 | 1,415 |
| Cash and due from depository institutions | $6,112,000 | 3,604 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $32,945,000 | 3,241 |
| Federal funds sold & reverse repurchase agreements | $6,986,000 | 2,281 |
| Net loans & leases | $337,260,000 | 1,360 |
| Loan loss allowance | $4,272,000 | 1,199 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,345,000 | 3,308 |
| Other real estate owned | $159,000 | 3,604 |
| Goodwill and other intangibles | $65,991,000 | 207 |
| All other assets | $12,665,000 | 1,401 |
| Life insurance assets | $5,908,000 | 996 |
| Total liabilities and capital | $465,463,000 | 1,415 |
| Total liabilities | $364,478,000 | 1,645 |
| Total deposits | $337,870,000 | 1,575 |
| Interest-bearing deposits | $301,630,000 | 1,517 |
| Deposits held in domestic offices | $337,870,000 | 1,570 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,307,000 | 959 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $11,301,000 | 622 |
| Total equity capital | $100,985,000 | 653 |
| Total bank equity capital | $100,985,000 | 653 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $4,500,000 | 1,042 |
| Surplus | $78,940,000 | 418 |
| Undivided profits | $17,545,000 | 1,967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $115,000 | 5,943 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,123,000 | 1,281 |
| Earning assets | $377,191,000 | 1,624 |
| Long-term assets (5+ years) | $16,959,000 | 3,704 |
| Average Assets, year-to-date | $414,352,200 | 1,527 |
| Average Assets, quarterly | $431,593,500 | 1,518 |
| Volatile liabilities | $109,469,000 | 1,367 |
| Insider loans | $14,950,000 | 425 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $132,790,000 | 817 |
| Tier 1 (core) risk-based capital | $35,382,000 | 1,786 |
| Tier 2 risk-based capital | $4,272,000 | 1,196 |
| Total risk weighted assets | $356,999,000 | 1,367 |
| Total unused commitments | $132,790,000 | 817 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 45 | 3,652 |
| Assets and Liabilities | ||
| Total Assets: | $397,724,000 | 1,662 |
| Cash and due from depository institutions | $6,275,000 | 3,652 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $32,779,000 | 3,298 |
| Federal funds sold & reverse repurchase agreements | $1,209,000 | 4,496 |
| Net loans & leases | $340,485,000 | 1,335 |
| Loan loss allowance | $4,149,000 | 1,253 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $265,000 | 7,723 |
| Other real estate owned | $1,625,000 | 3,652 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $15,086,000 | 1,208 |
| Life insurance assets | $5,862,000 | 970 |
| Total liabilities and capital | $397,724,000 | 1,662 |
| Total liabilities | $360,069,000 | 1,651 |
| Total deposits | $349,287,000 | 1,491 |
| Interest-bearing deposits | $313,162,000 | 1,422 |
| Deposits held in domestic offices | $349,287,000 | 1,486 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,309,000 | 2,652 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $9,473,000 | 701 |
| Total equity capital | $37,655,000 | 1,747 |
| Total bank equity capital | $37,655,000 | 1,747 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,500,000 | 1,030 |
| Surplus | $14,500,000 | 1,806 |
| Undivided profits | $18,655,000 | 1,869 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $215,000 | 5,279 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,353,000 | 1,173 |
| Earning assets | $374,473,000 | 1,620 |
| Long-term assets (5+ years) | $19,230,000 | 3,407 |
| Average Assets, year-to-date | $401,574,500 | 1,603 |
| Average Assets, quarterly | $403,943,000 | 1,626 |
| Volatile liabilities | $96,118,000 | 1,532 |
| Insider loans | $15,319,000 | 405 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $129,099,000 | 852 |
| Tier 1 (core) risk-based capital | $38,223,000 | 1,645 |
| Tier 2 risk-based capital | $4,149,000 | 1,239 |
| Total risk weighted assets | $362,213,000 | 1,335 |
| Total unused commitments | $129,099,000 | 853 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 45 | 3,669 |
| Assets and Liabilities | ||
| Total Assets: | $410,162,000 | 1,589 |
| Cash and due from depository institutions | $6,941,000 | 3,669 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $32,426,000 | 3,312 |
| Federal funds sold & reverse repurchase agreements | $15,396,000 | 810 |
| Net loans & leases | $339,440,000 | 1,318 |
| Loan loss allowance | $4,128,000 | 1,251 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $278,000 | 7,703 |
| Other real estate owned | $1,625,000 | 3,669 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $14,056,000 | 1,281 |
| Life insurance assets | $5,814,000 | 955 |
| Total liabilities and capital | $410,162,000 | 1,589 |
| Total liabilities | $374,948,000 | 1,573 |
| Total deposits | $366,399,000 | 1,393 |
| Interest-bearing deposits | $328,235,000 | 1,327 |
| Deposits held in domestic offices | $366,399,000 | 1,389 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $844,000 | 3,042 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $7,705,000 | 768 |
| Total equity capital | $35,214,000 | 1,809 |
| Total bank equity capital | $35,214,000 | 1,809 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $4,500,000 | 1,010 |
| Surplus | $14,500,000 | 1,763 |
| Undivided profits | $16,214,000 | 1,997 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $64,000 | 6,432 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,835,000 | 1,252 |
| Earning assets | $387,262,000 | 1,531 |
| Long-term assets (5+ years) | $20,608,000 | 3,271 |
| Average Assets, year-to-date | $402,858,000 | 1,590 |
| Average Assets, quarterly | $414,236,500 | 1,547 |
| Volatile liabilities | $90,855,000 | 1,600 |
| Insider loans | $14,638,000 | 424 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $133,526,000 | 828 |
| Tier 1 (core) risk-based capital | $36,073,000 | 1,706 |
| Tier 2 risk-based capital | $4,128,000 | 1,230 |
| Total risk weighted assets | $361,910,000 | 1,308 |
| Total unused commitments | $133,526,000 | 828 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 46 | 3,594 |
| Assets and Liabilities | ||
| Total Assets: | $418,311,000 | 1,522 |
| Cash and due from depository institutions | $7,049,000 | 3,594 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $32,114,000 | 3,384 |
| Federal funds sold & reverse repurchase agreements | $18,735,000 | 776 |
| Net loans & leases | $348,269,000 | 1,240 |
| Loan loss allowance | $4,093,000 | 1,237 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $293,000 | 7,646 |
| Other real estate owned | $491,000 | 3,594 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $11,360,000 | 1,511 |
| Life insurance assets | $5,767,000 | 940 |
| Total liabilities and capital | $418,311,000 | 1,522 |
| Total liabilities | $384,982,000 | 1,489 |
| Total deposits | $376,530,000 | 1,318 |
| Interest-bearing deposits | $343,647,000 | 1,227 |
| Deposits held in domestic offices | $376,530,000 | 1,314 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,772,000 | 2,017 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $5,680,000 | 947 |
| Total equity capital | $33,329,000 | 1,897 |
| Total bank equity capital | $33,329,000 | 1,897 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,500,000 | 995 |
| Surplus | $14,500,000 | 1,704 |
| Undivided profits | $14,329,000 | 2,252 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,461,000 | 1,731 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,688,000 | 1,246 |
| Earning assets | $399,118,000 | 1,456 |
| Long-term assets (5+ years) | $21,708,000 | 3,143 |
| Average Assets, year-to-date | $399,206,000 | 1,600 |
| Average Assets, quarterly | $399,206,000 | 1,600 |
| Volatile liabilities | $92,484,000 | 1,514 |
| Insider loans | $18,784,000 | 303 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $141,831,000 | 776 |
| Tier 1 (core) risk-based capital | $33,890,000 | 1,785 |
| Tier 2 risk-based capital | $4,093,000 | 1,218 |
| Total risk weighted assets | $362,576,000 | 1,264 |
| Total unused commitments | $141,831,000 | 776 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 46 | 3,601 |
| Assets and Liabilities | ||
| Total Assets: | $380,101,000 | 1,680 |
| Cash and due from depository institutions | $3,801,000 | 3,601 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $32,411,000 | 3,347 |
| Federal funds sold & reverse repurchase agreements | $16,656,000 | 808 |
| Net loans & leases | $315,454,000 | 1,353 |
| Loan loss allowance | $3,701,000 | 1,343 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $292,000 | 7,659 |
| Other real estate owned | $0 | 3,601 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $11,487,000 | 1,481 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $380,101,000 | 1,680 |
| Total liabilities | $348,244,000 | 1,647 |
| Total deposits | $342,652,000 | 1,444 |
| Interest-bearing deposits | $310,606,000 | 1,351 |
| Deposits held in domestic offices | $342,652,000 | 1,440 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $829,000 | 2,890 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,763,000 | 1,061 |
| Total equity capital | $31,857,000 | 1,972 |
| Total bank equity capital | $31,857,000 | 1,972 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $4,500,000 | 979 |
| Surplus | $14,500,000 | 1,667 |
| Undivided profits | $12,857,000 | 2,456 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,328,000 | 1,114 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,485,000 | 1,357 |
| Earning assets | $364,521,000 | 1,588 |
| Long-term assets (5+ years) | $21,856,000 | 3,133 |
| Average Assets, year-to-date | $346,918,600 | 1,730 |
| Average Assets, quarterly | $370,241,000 | 1,695 |
| Volatile liabilities | $82,023,000 | 1,625 |
| Insider loans | $16,528,000 | 325 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $115,582,000 | 903 |
| Tier 1 (core) risk-based capital | $32,294,000 | 1,857 |
| Tier 2 risk-based capital | $3,701,000 | 1,319 |
| Total risk weighted assets | $338,441,000 | 1,343 |
| Total unused commitments | $115,582,000 | 903 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 45 | 3,655 |
| Assets and Liabilities | ||
| Total Assets: | $360,381,000 | 1,722 |
| Cash and due from depository institutions | $5,854,000 | 3,655 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $31,067,000 | 3,448 |
| Federal funds sold & reverse repurchase agreements | $9,218,000 | 1,394 |
| Net loans & leases | $301,182,000 | 1,397 |
| Loan loss allowance | $3,319,000 | 1,471 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $304,000 | 7,642 |
| Other real estate owned | $0 | 3,655 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $12,756,000 | 1,305 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $360,381,000 | 1,722 |
| Total liabilities | $329,881,000 | 1,699 |
| Total deposits | $320,648,000 | 1,519 |
| Interest-bearing deposits | $287,845,000 | 1,433 |
| Deposits held in domestic offices | $320,648,000 | 1,514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,280,000 | 2,267 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $6,953,000 | 772 |
| Total equity capital | $30,500,000 | 2,009 |
| Total bank equity capital | $30,500,000 | 2,009 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,500,000 | 946 |
| Surplus | $14,500,000 | 1,624 |
| Undivided profits | $11,500,000 | 2,730 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,520,000 | 1,694 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,088,000 | 1,597 |
| Earning assets | $341,467,000 | 1,677 |
| Long-term assets (5+ years) | $21,299,000 | 3,189 |
| Average Assets, year-to-date | $338,623,000 | 1,754 |
| Average Assets, quarterly | $353,671,500 | 1,730 |
| Volatile liabilities | $82,316,000 | 1,559 |
| Insider loans | $17,393,000 | 305 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $119,349,000 | 858 |
| Tier 1 (core) risk-based capital | $30,615,000 | 1,925 |
| Tier 2 risk-based capital | $3,319,000 | 1,441 |
| Total risk weighted assets | $324,283,000 | 1,367 |
| Total unused commitments | $119,349,000 | 859 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 43 | 3,791 |
| Assets and Liabilities | ||
| Total Assets: | $346,962,000 | 1,745 |
| Cash and due from depository institutions | $4,618,000 | 3,791 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $31,521,000 | 3,456 |
| Federal funds sold & reverse repurchase agreements | $7,878,000 | 1,461 |
| Net loans & leases | $290,805,000 | 1,414 |
| Loan loss allowance | $3,275,000 | 1,469 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $320,000 | 7,579 |
| Other real estate owned | $603,000 | 3,791 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $11,217,000 | 1,436 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $346,962,000 | 1,745 |
| Total liabilities | $318,058,000 | 1,720 |
| Total deposits | $310,075,000 | 1,539 |
| Interest-bearing deposits | $277,787,000 | 1,457 |
| Deposits held in domestic offices | $310,075,000 | 1,534 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,642,000 | 2,143 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,341,000 | 873 |
| Total equity capital | $28,904,000 | 2,077 |
| Total bank equity capital | $28,904,000 | 2,077 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,500,000 | 928 |
| Surplus | $14,500,000 | 1,585 |
| Undivided profits | $9,904,000 | 3,053 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,615,000 | 1,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,802,000 | 1,698 |
| Earning assets | $330,204,000 | 1,690 |
| Long-term assets (5+ years) | $23,296,000 | 3,040 |
| Average Assets, year-to-date | $331,370,330 | 1,780 |
| Average Assets, quarterly | $340,088,000 | 1,754 |
| Volatile liabilities | $75,004,000 | 1,648 |
| Insider loans | $11,158,000 | 519 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $116,789,000 | 854 |
| Tier 1 (core) risk-based capital | $28,889,000 | 1,987 |
| Tier 2 risk-based capital | $3,275,000 | 1,433 |
| Total risk weighted assets | $306,932,000 | 1,408 |
| Total unused commitments | $116,789,000 | 854 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 42 | 3,833 |
| Assets and Liabilities | ||
| Total Assets: | $333,214,000 | 1,785 |
| Cash and due from depository institutions | $3,667,000 | 3,833 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $30,261,000 | 3,594 |
| Federal funds sold & reverse repurchase agreements | $9,694,000 | 1,289 |
| Net loans & leases | $279,375,000 | 1,430 |
| Loan loss allowance | $3,125,000 | 1,527 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $341,000 | 7,546 |
| Other real estate owned | $0 | 3,833 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $9,876,000 | 1,589 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $333,214,000 | 1,785 |
| Total liabilities | $306,221,000 | 1,755 |
| Total deposits | $301,077,000 | 1,576 |
| Interest-bearing deposits | $270,613,000 | 1,487 |
| Deposits held in domestic offices | $301,077,000 | 1,571 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,588,000 | 2,333 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,556,000 | 1,230 |
| Total equity capital | $26,993,000 | 2,158 |
| Total bank equity capital | $26,993,000 | 2,158 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,500,000 | 914 |
| Surplus | $14,500,000 | 1,550 |
| Undivided profits | $7,993,000 | 3,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,228,000 | 1,200 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,789,000 | 1,661 |
| Earning assets | $319,330,000 | 1,717 |
| Long-term assets (5+ years) | $21,201,000 | 3,320 |
| Average Assets, year-to-date | $323,574,500 | 1,807 |
| Average Assets, quarterly | $323,574,500 | 1,807 |
| Volatile liabilities | $75,905,000 | 1,564 |
| Insider loans | $11,535,000 | 483 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $113,811,000 | 864 |
| Tier 1 (core) risk-based capital | $27,275,000 | 2,067 |
| Tier 2 risk-based capital | $3,125,000 | 1,488 |
| Total risk weighted assets | $296,952,000 | 1,418 |
| Total unused commitments | $113,811,000 | 864 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 43 | 3,788 |
| Assets and Liabilities | ||
| Total Assets: | $313,935,000 | 1,875 |
| Cash and due from depository institutions | $5,390,000 | 3,788 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $31,000,000 | 3,547 |
| Federal funds sold & reverse repurchase agreements | $17,694,000 | 658 |
| Net loans & leases | $248,801,000 | 1,582 |
| Loan loss allowance | $3,775,000 | 1,244 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $378,000 | 7,457 |
| Other real estate owned | $1,194,000 | 3,788 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $9,478,000 | 1,602 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $313,935,000 | 1,875 |
| Total liabilities | $287,875,000 | 1,834 |
| Total deposits | $282,984,000 | 1,672 |
| Interest-bearing deposits | $257,276,000 | 1,539 |
| Deposits held in domestic offices | $282,984,000 | 1,667 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,819,000 | 2,347 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,072,000 | 1,358 |
| Total equity capital | $26,060,000 | 2,237 |
| Total bank equity capital | $26,060,000 | 2,237 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,500,000 | 889 |
| Surplus | $14,500,000 | 1,531 |
| Undivided profits | $7,060,000 | 3,817 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,179,000 | 1,208 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,593,000 | 1,851 |
| Earning assets | $297,495,000 | 1,811 |
| Long-term assets (5+ years) | $27,260,000 | 2,888 |
| Average Assets, year-to-date | $282,741,400 | 1,970 |
| Average Assets, quarterly | $308,430,000 | 1,884 |
| Volatile liabilities | $80,687,000 | 1,455 |
| Insider loans | $9,750,000 | 591 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $98,888,000 | 936 |
| Tier 1 (core) risk-based capital | $26,009,000 | 2,143 |
| Tier 2 risk-based capital | $3,364,000 | 1,374 |
| Total risk weighted assets | $268,721,000 | 1,548 |
| Total unused commitments | $98,888,000 | 936 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 43 | 3,788 |
| Assets and Liabilities | ||
| Total Assets: | $302,925,000 | 1,926 |
| Cash and due from depository institutions | $10,860,000 | 3,788 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $29,596,000 | 3,659 |
| Federal funds sold & reverse repurchase agreements | $10,066,000 | 1,121 |
| Net loans & leases | $241,974,000 | 1,598 |
| Loan loss allowance | $3,485,000 | 1,357 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $414,000 | 7,349 |
| Other real estate owned | $0 | 3,788 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $10,015,000 | 1,514 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $302,925,000 | 1,926 |
| Total liabilities | $277,946,000 | 1,881 |
| Total deposits | $273,490,000 | 1,688 |
| Interest-bearing deposits | $246,646,000 | 1,595 |
| Deposits held in domestic offices | $273,490,000 | 1,682 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $879,000 | 2,918 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,577,000 | 1,205 |
| Total equity capital | $24,979,000 | 2,303 |
| Total bank equity capital | $24,979,000 | 2,303 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $4,500,000 | 871 |
| Surplus | $14,500,000 | 1,503 |
| Undivided profits | $5,979,000 | 4,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,114,000 | 1,323 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,107,000 | 172 |
| Income earned, not collected on loans | $1,400,000 | 2,213 |
| Earning assets | $281,636,000 | 1,894 |
| Long-term assets (5+ years) | $24,722,000 | 3,124 |
| Average Assets, year-to-date | $274,943,000 | 2,028 |
| Average Assets, quarterly | $292,012,000 | 1,963 |
| Volatile liabilities | $75,245,000 | 1,484 |
| Insider loans | $9,561,000 | 594 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $98,437,000 | 938 |
| Tier 1 (core) risk-based capital | $24,837,000 | 2,204 |
| Tier 2 risk-based capital | $3,267,000 | 1,397 |
| Total risk weighted assets | $261,204,000 | 1,560 |
| Total unused commitments | $98,437,000 | 940 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 43 | 3,820 |
| Assets and Liabilities | ||
| Total Assets: | $281,099,000 | 2,019 |
| Cash and due from depository institutions | $4,298,000 | 3,820 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $28,692,000 | 3,774 |
| Federal funds sold & reverse repurchase agreements | $7,122,000 | 1,484 |
| Net loans & leases | $231,003,000 | 1,626 |
| Loan loss allowance | $3,443,000 | 1,355 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $441,000 | 7,304 |
| Other real estate owned | $0 | 3,820 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $9,543,000 | 1,583 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $281,099,000 | 2,019 |
| Total liabilities | $257,509,000 | 1,989 |
| Total deposits | $254,094,000 | 1,817 |
| Interest-bearing deposits | $226,449,000 | 1,714 |
| Deposits held in domestic offices | $254,094,000 | 1,810 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $814,000 | 2,979 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,601,000 | 1,437 |
| Total equity capital | $23,590,000 | 2,331 |
| Total bank equity capital | $23,590,000 | 2,331 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $4,500,000 | 854 |
| Surplus | $14,500,000 | 1,452 |
| Undivided profits | $4,590,000 | 4,709 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,068,000 | 2,468 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,245,000 | 2,339 |
| Earning assets | $266,817,000 | 1,960 |
| Long-term assets (5+ years) | $24,123,000 | 3,265 |
| Average Assets, year-to-date | $265,615,670 | 2,088 |
| Average Assets, quarterly | $274,695,500 | 2,044 |
| Volatile liabilities | $72,853,000 | 1,487 |
| Insider loans | $9,591,000 | 564 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $90,442,000 | 963 |
| Tier 1 (core) risk-based capital | $23,918,000 | 2,231 |
| Tier 2 risk-based capital | $3,069,000 | 1,456 |
| Total risk weighted assets | $245,278,000 | 1,619 |
| Total unused commitments | $90,442,000 | 963 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 42 | 3,881 |
| Assets and Liabilities | ||
| Total Assets: | $268,292,000 | 2,097 |
| Cash and due from depository institutions | $6,433,000 | 3,881 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $24,369,000 | 4,230 |
| Federal funds sold & reverse repurchase agreements | $8,255,000 | 1,811 |
| Net loans & leases | $221,381,000 | 1,661 |
| Loan loss allowance | $3,184,000 | 1,452 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $457,000 | 7,251 |
| Other real estate owned | $0 | 3,881 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $7,397,000 | 1,815 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $268,292,000 | 2,097 |
| Total liabilities | $244,796,000 | 2,066 |
| Total deposits | $242,423,000 | 1,875 |
| Interest-bearing deposits | $215,667,000 | 1,800 |
| Deposits held in domestic offices | $242,423,000 | 1,870 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $493,000 | 2,808 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,880,000 | 2,062 |
| Total equity capital | $23,496,000 | 2,392 |
| Total bank equity capital | $23,496,000 | 2,392 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $4,500,000 | 850 |
| Surplus | $14,500,000 | 1,433 |
| Undivided profits | $4,496,000 | 4,939 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,139,000 | 2,410 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,104,000 | 2,616 |
| Earning assets | $254,005,000 | 2,041 |
| Long-term assets (5+ years) | $21,818,000 | 3,388 |
| Average Assets, year-to-date | $257,874,000 | 2,154 |
| Average Assets, quarterly | $257,874,000 | 2,154 |
| Volatile liabilities | $78,734,000 | 1,327 |
| Insider loans | $8,763,000 | 603 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $90,461,000 | 940 |
| Tier 1 (core) risk-based capital | $23,247,000 | 2,270 |
| Tier 2 risk-based capital | $2,938,000 | 1,495 |
| Total risk weighted assets | $234,801,000 | 1,651 |
| Total unused commitments | $90,461,000 | 942 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 39 | 4,137 |
| Assets and Liabilities | ||
| Total Assets: | $247,456,000 | 2,266 |
| Cash and due from depository institutions | $3,374,000 | 4,137 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $22,501,000 | 4,491 |
| Federal funds sold & reverse repurchase agreements | $1,536,000 | 4,428 |
| Net loans & leases | $212,108,000 | 1,702 |
| Loan loss allowance | $3,029,000 | 1,516 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $496,000 | 7,169 |
| Other real estate owned | $0 | 4,137 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $7,441,000 | 1,836 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $247,456,000 | 2,266 |
| Total liabilities | $224,725,000 | 2,248 |
| Total deposits | $222,608,000 | 2,043 |
| Interest-bearing deposits | $195,732,000 | 1,967 |
| Deposits held in domestic offices | $222,608,000 | 2,040 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $353,000 | 3,154 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,764,000 | 2,035 |
| Total equity capital | $22,731,000 | 2,420 |
| Total bank equity capital | $22,731,000 | 2,420 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $4,500,000 | 854 |
| Surplus | $14,500,000 | 1,400 |
| Undivided profits | $3,731,000 | 5,336 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,449,000 | 2,013 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,087,000 | 2,767 |
| Earning assets | $236,145,000 | 2,181 |
| Long-term assets (5+ years) | $20,651,000 | 3,545 |
| Average Assets, year-to-date | $222,499,400 | 2,433 |
| Average Assets, quarterly | $243,614,000 | 2,281 |
| Volatile liabilities | $72,361,000 | 1,452 |
| Insider loans | $8,801,000 | 567 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $81,460,000 | 997 |
| Tier 1 (core) risk-based capital | $22,634,000 | 2,308 |
| Tier 2 risk-based capital | $2,879,000 | 1,516 |
| Total risk weighted assets | $230,172,000 | 1,661 |
| Total unused commitments | $81,460,000 | 998 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 37 | 4,333 |
| Assets and Liabilities | ||
| Total Assets: | $239,772,000 | 2,340 |
| Cash and due from depository institutions | $6,785,000 | 4,333 |
| Interest-bearing balances | $6,366,000 | 1,104 |
| Securities | $18,874,000 | 4,889 |
| Federal funds sold & reverse repurchase agreements | $12,628,000 | 1,149 |
| Net loans & leases | $193,139,000 | 1,852 |
| Loan loss allowance | $2,764,000 | 1,672 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $534,000 | 7,066 |
| Other real estate owned | $0 | 4,333 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $7,812,000 | 1,769 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $239,772,000 | 2,340 |
| Total liabilities | $217,629,000 | 2,318 |
| Total deposits | $214,947,000 | 2,113 |
| Interest-bearing deposits | $189,237,000 | 2,054 |
| Deposits held in domestic offices | $214,947,000 | 2,109 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $567,000 | 2,840 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,115,000 | 1,828 |
| Total equity capital | $22,143,000 | 2,489 |
| Total bank equity capital | $22,143,000 | 2,489 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $4,500,000 | 840 |
| Surplus | $14,500,000 | 1,391 |
| Undivided profits | $3,143,000 | 5,751 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $312,000 | 5,261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $942,000 | 3,327 |
| Earning assets | $231,007,000 | 2,226 |
| Long-term assets (5+ years) | $18,925,000 | 3,696 |
| Average Assets, year-to-date | $216,260,250 | 2,523 |
| Average Assets, quarterly | $231,047,500 | 2,413 |
| Volatile liabilities | $71,525,000 | 1,423 |
| Insider loans | $7,465,000 | 693 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $81,708,000 | 1,008 |
| Tier 1 (core) risk-based capital | $22,118,000 | 2,362 |
| Tier 2 risk-based capital | $2,642,000 | 1,624 |
| Total risk weighted assets | $211,240,000 | 1,786 |
| Total unused commitments | $81,708,000 | 1,009 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 37 | 4,346 |
| Assets and Liabilities | ||
| Total Assets: | $222,323,000 | 2,501 |
| Cash and due from depository institutions | $4,268,000 | 4,346 |
| Interest-bearing balances | $3,966,000 | 1,757 |
| Securities | $17,376,000 | 5,075 |
| Federal funds sold & reverse repurchase agreements | $4,150,000 | 3,350 |
| Net loans & leases | $188,604,000 | 1,839 |
| Loan loss allowance | $2,681,000 | 1,684 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $530,000 | 7,092 |
| Other real estate owned | $0 | 4,346 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $7,395,000 | 1,762 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $222,323,000 | 2,501 |
| Total liabilities | $200,629,000 | 2,493 |
| Total deposits | $198,263,000 | 2,265 |
| Interest-bearing deposits | $173,744,000 | 2,200 |
| Deposits held in domestic offices | $198,263,000 | 2,259 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $613,000 | 2,727 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,753,000 | 2,212 |
| Total equity capital | $21,694,000 | 2,523 |
| Total bank equity capital | $21,694,000 | 2,523 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $4,500,000 | 837 |
| Surplus | $14,500,000 | 1,360 |
| Undivided profits | $2,694,000 | 6,133 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $538,000 | 4,189 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,101,000 | 2,764 |
| Earning assets | $214,096,000 | 2,367 |
| Long-term assets (5+ years) | $18,435,000 | 3,622 |
| Average Assets, year-to-date | $208,423,000 | 2,603 |
| Average Assets, quarterly | $213,548,500 | 2,572 |
| Volatile liabilities | $65,717,000 | 1,518 |
| Insider loans | $7,449,000 | 683 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $79,656,000 | 1,007 |
| Tier 1 (core) risk-based capital | $21,482,000 | 2,380 |
| Tier 2 risk-based capital | $2,563,000 | 1,627 |
| Total risk weighted assets | $204,967,000 | 1,797 |
| Total unused commitments | $79,656,000 | 1,011 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 35 | 4,504 |
| Assets and Liabilities | ||
| Total Assets: | $204,774,000 | 2,664 |
| Cash and due from depository institutions | $4,650,000 | 4,504 |
| Interest-bearing balances | $4,100,000 | 1,768 |
| Securities | $19,676,000 | 4,715 |
| Federal funds sold & reverse repurchase agreements | $9,970,000 | 1,734 |
| Net loans & leases | $164,800,000 | 2,076 |
| Loan loss allowance | $2,335,000 | 1,871 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $576,000 | 6,962 |
| Other real estate owned | $0 | 4,504 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,102,000 | 2,306 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $204,774,000 | 2,664 |
| Total liabilities | $183,608,000 | 2,667 |
| Total deposits | $181,989,000 | 2,449 |
| Interest-bearing deposits | $164,490,000 | 2,319 |
| Deposits held in domestic offices | $181,989,000 | 2,445 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $329,000 | 2,769 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,290,000 | 2,812 |
| Total equity capital | $21,166,000 | 2,517 |
| Total bank equity capital | $21,166,000 | 2,517 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,500,000 | 830 |
| Surplus | $14,500,000 | 1,338 |
| Undivided profits | $2,166,000 | 6,498 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,087,000 | 2,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $918,000 | 3,310 |
| Earning assets | $198,546,000 | 2,515 |
| Long-term assets (5+ years) | $19,419,000 | 3,447 |
| Average Assets, year-to-date | $201,473,000 | 2,672 |
| Average Assets, quarterly | $201,473,000 | 2,672 |
| Volatile liabilities | $59,027,000 | 1,603 |
| Insider loans | $9,814,000 | 484 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $73,410,000 | 1,052 |
| Tier 1 (core) risk-based capital | $21,031,000 | 2,382 |
| Tier 2 risk-based capital | $2,248,000 | 1,796 |
| Total risk weighted assets | $179,745,000 | 1,998 |
| Total unused commitments | $73,410,000 | 1,061 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 36 | 4,387 |
| Assets and Liabilities | ||
| Total Assets: | $198,172,000 | 2,692 |
| Cash and due from depository institutions | $3,360,000 | 4,387 |
| Interest-bearing balances | $2,969,000 | 1,983 |
| Securities | $20,282,000 | 4,606 |
| Federal funds sold & reverse repurchase agreements | $10,827,000 | 1,336 |
| Net loans & leases | $157,992,000 | 2,145 |
| Loan loss allowance | $2,174,000 | 1,965 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $626,000 | 6,814 |
| Other real estate owned | $0 | 4,387 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,085,000 | 2,280 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $198,172,000 | 2,692 |
| Total liabilities | $177,361,000 | 2,691 |
| Total deposits | $175,369,000 | 2,480 |
| Interest-bearing deposits | $159,351,000 | 2,335 |
| Deposits held in domestic offices | $175,369,000 | 2,476 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $541,000 | 2,771 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,451,000 | 2,595 |
| Total equity capital | $20,811,000 | 2,524 |
| Total bank equity capital | $20,811,000 | 2,524 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $4,500,000 | 824 |
| Surplus | $14,500,000 | 1,310 |
| Undivided profits | $1,811,000 | 6,802 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $446,000 | 4,442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $983,000 | 3,262 |
| Earning assets | $192,070,000 | 2,548 |
| Long-term assets (5+ years) | $19,861,000 | 3,347 |
| Average Assets, year-to-date | $172,097,200 | 2,900 |
| Average Assets, quarterly | $193,611,500 | 2,725 |
| Volatile liabilities | $52,793,000 | 1,750 |
| Insider loans | $9,303,000 | 505 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $66,068,000 | 1,099 |
| Tier 1 (core) risk-based capital | $20,611,000 | 2,392 |
| Tier 2 risk-based capital | $2,132,000 | 1,853 |
| Total risk weighted assets | $170,504,000 | 2,063 |
| Total unused commitments | $66,068,000 | 1,100 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 30 | 5,012 |
| Assets and Liabilities | ||
| Total Assets: | $144,904,000 | 3,364 |
| Cash and due from depository institutions | $4,347,000 | 5,012 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $9,327,000 | 6,668 |
| Federal funds sold & reverse repurchase agreements | $5,301,000 | 2,642 |
| Net loans & leases | $120,626,000 | 2,663 |
| Loan loss allowance | $1,532,000 | 2,545 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $810,000 | 6,364 |
| Other real estate owned | $0 | 5,012 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,493,000 | 2,422 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,904,000 | 3,364 |
| Total liabilities | $127,635,000 | 3,420 |
| Total deposits | $126,646,000 | 3,178 |
| Interest-bearing deposits | $115,269,000 | 3,003 |
| Deposits held in domestic offices | $126,646,000 | 3,173 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $989,000 | 3,484 |
| Total equity capital | $17,269,000 | 2,809 |
| Total bank equity capital | $17,269,000 | 2,809 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $4,500,000 | 823 |
| Surplus | $12,100,000 | 1,440 |
| Undivided profits | $669,000 | 7,958 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $50,000 | 7,581 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $879,000 | 3,896 |
| Earning assets | $135,254,000 | 3,294 |
| Long-term assets (5+ years) | $9,136,000 | 4,996 |
| Average Assets, year-to-date | $120,889,800 | 3,777 |
| Average Assets, quarterly | $136,005,500 | 3,497 |
| Volatile liabilities | $42,166,000 | 2,038 |
| Insider loans | $9,467,000 | 457 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $40,307,000 | 1,485 |
| Tier 1 (core) risk-based capital | $17,212,000 | 2,677 |
| Tier 2 risk-based capital | $1,532,000 | 2,358 |
| Total risk weighted assets | $126,852,000 | 2,604 |
| Total unused commitments | $40,307,000 | 1,489 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 28 | 5,346 |
| Assets and Liabilities | ||
| Total Assets: | $107,007,000 | 4,208 |
| Cash and due from depository institutions | $4,111,000 | 5,346 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $9,039,000 | 7,078 |
| Federal funds sold & reverse repurchase agreements | $17,805,000 | 681 |
| Net loans & leases | $71,752,000 | 4,009 |
| Loan loss allowance | $1,106,000 | 3,192 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $774,000 | 6,573 |
| Other real estate owned | $42,000 | 5,346 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,484,000 | 2,513 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,007,000 | 4,208 |
| Total liabilities | $97,816,000 | 4,135 |
| Total deposits | $96,602,000 | 3,912 |
| Interest-bearing deposits | $85,785,000 | 3,763 |
| Deposits held in domestic offices | $96,602,000 | 3,908 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,214,000 | 3,081 |
| Total equity capital | $9,191,000 | 4,704 |
| Total bank equity capital | $9,191,000 | 4,704 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $4,500,000 | 824 |
| Surplus | $3,600,000 | 3,874 |
| Undivided profits | $1,091,000 | 7,582 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $835,000 | 3,268 |
| Earning assets | $98,596,000 | 4,217 |
| Long-term assets (5+ years) | $3,110,000 | 6,807 |
| Average Assets, year-to-date | $81,703,600 | 4,971 |
| Average Assets, quarterly | $100,759,000 | 4,382 |
| Volatile liabilities | $37,339,000 | 2,228 |
| Insider loans | $5,075,000 | 942 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $25,892,000 | 1,943 |
| Tier 1 (core) risk-based capital | $9,198,000 | 4,586 |
| Tier 2 risk-based capital | $1,041,240 | 3,166 |
| Total risk weighted assets | $83,234,340 | 3,636 |
| Total unused commitments | $25,892,000 | 1,945 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 23 | 6,217 |
| Assets and Liabilities | ||
| Total Assets: | $62,332,000 | 6,102 |
| Cash and due from depository institutions | $3,193,000 | 6,217 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $6,837,000 | 8,049 |
| Federal funds sold & reverse repurchase agreements | $6,650,000 | 1,449 |
| Net loans & leases | $43,611,000 | 5,535 |
| Loan loss allowance | $674,000 | 4,675 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $492,000 | 7,741 |
| Other real estate owned | $0 | 6,217 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,549,000 | 4,747 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,332,000 | 6,102 |
| Total liabilities | $54,396,000 | 6,210 |
| Total deposits | $54,092,000 | 5,958 |
| Interest-bearing deposits | $46,473,000 | 5,924 |
| Deposits held in domestic offices | $54,092,000 | 5,954 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $304,000 | 6,920 |
| Total equity capital | $7,936,000 | 5,145 |
| Total bank equity capital | $7,936,000 | 5,145 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,500,000 | 840 |
| Surplus | $3,600,000 | 3,846 |
| Undivided profits | $-164,000 | 9,353 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $327,000 | 6,146 |
| Earning assets | $57,098,000 | 6,085 |
| Long-term assets (5+ years) | $4,056,000 | 6,671 |
| Average Assets, year-to-date | $46,359,600 | 7,033 |
| Average Assets, quarterly | $57,696,500 | 6,343 |
| Volatile liabilities | $19,430,000 | 3,560 |
| Insider loans | $2,681,000 | 1,743 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $21,489,000 | 2,249 |
| Tier 1 (core) risk-based capital | $8,194,000 | 5,011 |
| Tier 2 risk-based capital | $620,100 | 4,605 |
| Total risk weighted assets | $49,554,100 | 5,235 |
| Total unused commitments | $21,489,000 | 2,253 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 21 | 6,706 |
| Assets and Liabilities | ||
| Total Assets: | $33,325,000 | 8,355 |
| Cash and due from depository institutions | $1,600,000 | 6,706 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $4,009,000 | 9,126 |
| Federal funds sold & reverse repurchase agreements | $2,740,000 | 5,054 |
| Net loans & leases | $24,067,000 | 7,406 |
| Loan loss allowance | $373,000 | 6,646 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $612,000 | 7,303 |
| Other real estate owned | $0 | 6,706 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $297,000 | 9,391 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,325,000 | 8,355 |
| Total liabilities | $25,595,000 | 8,731 |
| Total deposits | $25,337,000 | 8,615 |
| Interest-bearing deposits | $19,696,000 | 8,823 |
| Deposits held in domestic offices | $25,337,000 | 8,614 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $258,000 | 7,946 |
| Total equity capital | $7,730,000 | 5,358 |
| Total bank equity capital | $7,730,000 | 5,358 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $4,500,000 | 810 |
| Surplus | $3,600,000 | 3,713 |
| Undivided profits | $-370,000 | 10,011 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $169,000 | 8,362 |
| Earning assets | $30,816,000 | 8,308 |
| Long-term assets (5+ years) | $897,000 | 8,470 |
| Average Assets, year-to-date | $24,716,200 | 8,952 |
| Average Assets, quarterly | $31,784,000 | 8,421 |
| Volatile liabilities | $5,545,000 | 6,730 |
| Insider loans | $1,793,000 | 2,308 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $16,081,000 | 2,636 |
| Tier 1 (core) risk-based capital | $7,718,000 | 5,162 |
| Tier 2 risk-based capital | $324,380 | 6,734 |
| Total risk weighted assets | $25,901,380 | 7,398 |
| Total unused commitments | $16,081,000 | 2,643 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 16 | 7,935 |
| Assets and Liabilities | ||
| Total Assets: | $12,777,000 | 10,509 |
| Cash and due from depository institutions | $959,000 | 7,935 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $0 | 10,855 |
| Federal funds sold & reverse repurchase agreements | $9,700,000 | 1,409 |
| Net loans & leases | $1,841,000 | 10,824 |
| Loan loss allowance | $29,000 | 10,734 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $140,000 | 9,894 |
| Other real estate owned | $0 | 7,935 |
| Goodwill and other intangibles | $94,000 | 2,637 |
| All other assets | $43,000 | 10,901 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $12,777,000 | 10,509 |
| Total liabilities | $4,660,000 | 10,842 |
| Total deposits | $4,633,000 | 10,807 |
| Interest-bearing deposits | $3,206,000 | 10,773 |
| Deposits held in domestic offices | $4,633,000 | 10,807 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $27,000 | 10,843 |
| Total equity capital | $8,117,000 | 5,149 |
| Total bank equity capital | $8,117,000 | 5,149 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $4,500,000 | 812 |
| Surplus | $3,600,000 | 3,640 |
| Undivided profits | $17,000 | 10,241 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $11,000 | 10,724 |
| Earning assets | $11,541,000 | 10,476 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $12,777,000 | 10,461 |
| Average Assets, quarterly | $12,777,000 | 10,497 |
| Volatile liabilities | $900,000 | 10,233 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,366,000 | 6,212 |
| Tier 1 (core) risk-based capital | $8,023,000 | 5,047 |
| Tier 2 risk-based capital | $29,000 | 10,696 |
| Total risk weighted assets | $4,177,000 | 10,741 |
| Total unused commitments | $3,366,000 | 6,221 |
| Derivatives | $0 | 533 |