Home > Guthrie Federal Savings Bank > Income and Expense
Guthrie Federal Savings Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,487,000 | 6,974 |
| Total interest expense | $1,828,000 | 6,496 |
| Net interest income | $1,659,000 | 7,364 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $318,000 | 6,305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $318,000 | 3,895 |
| Total noninterest expense | $1,117,000 | 7,773 |
| Salaries and employee benefits | $580,000 | 7,872 |
| Premises and equipment expense | $245,000 | 6,041 |
| Additional noninterest expense | $292,000 | 8,197 |
| Pre-tax net operating income | $860,000 | 5,872 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $345,000 | 4,795 |
| Income before extraordinary items | $515,000 | 6,520 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $515,000 | 6,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,598 |
| Cash dividends | $450,000 | 3,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $515,000 | 6,403 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,608,000 | 7,053 |
| Total interest expense | $1,940,000 | 6,387 |
| Net interest income | $1,668,000 | 7,620 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $298,000 | 6,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $298,000 | 3,944 |
| Total noninterest expense | $1,021,000 | 8,267 |
| Salaries and employee benefits | $564,000 | 8,158 |
| Premises and equipment expense | $205,000 | 6,758 |
| Additional noninterest expense | $252,000 | 8,826 |
| Pre-tax net operating income | $945,000 | 6,006 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $368,000 | 5,148 |
| Income before extraordinary items | $577,000 | 6,493 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $577,000 | 6,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,076 |
| Cash dividends | $450,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $577,000 | 6,439 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,493,000 | 7,401 |
| Total interest expense | $1,879,000 | 6,661 |
| Net interest income | $1,614,000 | 7,995 |
| Provision for loan and lease losses | $-135,000 | 11,300 |
| Total noninterest income | $275,000 | 7,258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $275,000 | 4,286 |
| Total noninterest expense | $1,337,000 | 7,553 |
| Salaries and employee benefits | $584,000 | 8,233 |
| Premises and equipment expense | $211,000 | 6,844 |
| Additional noninterest expense | $542,000 | 6,749 |
| Pre-tax net operating income | $687,000 | 6,995 |
| Securities gains (losses) | $46,000 | 1,386 |
| Applicable income taxes | $247,000 | 6,490 |
| Income before extraordinary items | $486,000 | 6,998 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $486,000 | 7,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $455,640 | 7,151 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,333,000 | 7,762 |
| Total interest expense | $1,842,000 | 6,804 |
| Net interest income | $1,491,000 | 8,560 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $366,000 | 6,307 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $366,000 | 3,505 |
| Total noninterest expense | $1,103,000 | 8,564 |
| Salaries and employee benefits | $559,000 | 8,656 |
| Premises and equipment expense | $223,000 | 6,784 |
| Additional noninterest expense | $321,000 | 9,019 |
| Pre-tax net operating income | $754,000 | 7,035 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $234,000 | 6,896 |
| Income before extraordinary items | $520,000 | 7,102 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $520,000 | 7,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,354 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $520,000 | 7,081 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,110,000 | 7,871 |
| Total interest expense | $1,468,000 | 6,982 |
| Net interest income | $1,642,000 | 8,476 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $252,000 | 7,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $252,000 | 4,576 |
| Total noninterest expense | $1,101,000 | 8,981 |
| Salaries and employee benefits | $541,000 | 9,035 |
| Premises and equipment expense | $229,000 | 6,885 |
| Additional noninterest expense | $331,000 | 9,586 |
| Pre-tax net operating income | $783,000 | 6,960 |
| Securities gains (losses) | $-14,000 | 10,078 |
| Applicable income taxes | $255,000 | 6,452 |
| Income before extraordinary items | $514,000 | 7,200 |
| Extraordinary gains, net | $128,000 | 96 |
| Net income | $642,000 | 6,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,318 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $1,971,000 | 307 |
| Net operating income | $523,380 | 7,171 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,328,000 | 7,791 |
| Total interest expense | $1,590,000 | 6,905 |
| Net interest income | $1,738,000 | 8,395 |
| Provision for loan and lease losses | $65,000 | 6,791 |
| Total noninterest income | $231,000 | 8,688 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $231,000 | 5,234 |
| Total noninterest expense | $1,089,000 | 9,364 |
| Salaries and employee benefits | $515,000 | 9,523 |
| Premises and equipment expense | $217,000 | 7,346 |
| Additional noninterest expense | $357,000 | 9,763 |
| Pre-tax net operating income | $815,000 | 6,736 |
| Securities gains (losses) | $-3,000 | 12,455 |
| Applicable income taxes | $298,000 | 6,108 |
| Income before extraordinary items | $514,000 | 7,432 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $514,000 | 7,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,910 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $515,920 | 7,184 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,764,000 | 7,818 |
| Total interest expense | $2,125,000 | 6,804 |
| Net interest income | $1,639,000 | 8,842 |
| Provision for loan and lease losses | $390,000 | 3,518 |
| Total noninterest income | $337,000 | 7,259 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $337,000 | 4,123 |
| Total noninterest expense | $945,000 | 10,235 |
| Salaries and employee benefits | $429,000 | 10,530 |
| Premises and equipment expense | $189,000 | 8,102 |
| Additional noninterest expense | $327,000 | 10,471 |
| Pre-tax net operating income | $641,000 | 7,449 |
| Securities gains (losses) | $-4,000 | 13,019 |
| Applicable income taxes | $216,000 | 7,261 |
| Income before extraordinary items | $421,000 | 8,007 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $421,000 | 8,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 4,110 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $423,640 | 7,627 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.