Home > Gulfstream Business Bank > Assets and Liabilities
Gulfstream Business Bank, Assets and Liabilities
| 2013-12-31 | Rank | |
| # of Employees: | 76 | 1,999 |
| Assets and Liabilities | ||
| Total Assets: | $542,984,000 | 1,237 |
| Cash and due from depository institutions | $85,781,000 | 1,999 |
| Interest-bearing balances | $77,806,000 | 440 |
| Securities | $61,288,000 | 2,275 |
| Federal funds sold & reverse repurchase agreements | $8,638,000 | 501 |
| Net loans & leases | $364,319,000 | 1,193 |
| Loan loss allowance | $11,969,000 | 549 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $5,763,000 | 1,971 |
| Other real estate owned | $3,364,000 | 1,999 |
| Goodwill and other intangibles | $0 | 2,889 |
| All other assets | $13,831,000 | 1,398 |
| Life insurance assets | $4,939,000 | 1,576 |
| Total liabilities and capital | $542,985,000 | 1,237 |
| Total liabilities | $481,588,000 | 1,248 |
| Total deposits | $468,946,000 | 1,182 |
| Interest-bearing deposits | $298,271,000 | 1,532 |
| Deposits held in domestic offices | $468,946,000 | 1,181 |
| % insured | 78.09% | 5,053 |
| Federal funds purchased & repurchase agreements | $6,884,000 | 1,011 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $5,000,000 | 2,384 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $758,000 | 3,416 |
| Total equity capital | $61,397,000 | 1,179 |
| Total bank equity capital | $61,397,000 | 1,178 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $5,697,000 | 734 |
| Surplus | $23,546,000 | 1,313 |
| Undivided profits | $32,154,000 | 1,142 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $4,336,000 | 1,598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $1,255,000 | 2,128 |
| Earning assets | $512,051,000 | 1,199 |
| Long-term assets (5+ years) | $196,211,000 | 1,127 |
| Average Assets, year-to-date | $553,981,600 | 1,195 |
| Average Assets, quarterly | $552,462,000 | 1,208 |
| Volatile liabilities | $20,708,000 | 1,918 |
| Insider loans | $13,709,000 | 408 |
| FHLB advances | $5,000,000 | 2,295 |
| Loans and leases held for sale | $664,000 | 1,118 |
| Unused loan commitments | $72,103,000 | 1,089 |
| Tier 1 (core) risk-based capital | $61,912,000 | 1,136 |
| Tier 2 risk-based capital | $5,139,000 | 1,049 |
| Total risk weighted assets | $403,828,000 | 1,132 |
| Total unused commitments | $72,103,000 | 1,089 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 77 | 1,985 |
| Assets and Liabilities | ||
| Total Assets: | $561,940,000 | 1,198 |
| Cash and due from depository institutions | $111,846,000 | 1,985 |
| Interest-bearing balances | $101,164,000 | 355 |
| Securities | $57,250,000 | 2,426 |
| Federal funds sold & reverse repurchase agreements | $8,619,000 | 489 |
| Net loans & leases | $360,810,000 | 1,194 |
| Loan loss allowance | $12,552,000 | 549 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $5,853,000 | 1,950 |
| Other real estate owned | $3,634,000 | 1,985 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $13,928,000 | 1,387 |
| Life insurance assets | $4,900,000 | 1,545 |
| Total liabilities and capital | $561,940,000 | 1,198 |
| Total liabilities | $493,431,000 | 1,211 |
| Total deposits | $473,282,000 | 1,180 |
| Interest-bearing deposits | $306,686,000 | 1,486 |
| Deposits held in domestic offices | $473,282,000 | 1,179 |
| % insured | 77.56% | 5,349 |
| Federal funds purchased & repurchase agreements | $12,580,000 | 756 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $5,000,000 | 2,390 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $2,569,000 | 1,697 |
| Total equity capital | $68,509,000 | 1,059 |
| Total bank equity capital | $68,509,000 | 1,058 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $5,697,000 | 746 |
| Surplus | $31,006,000 | 1,072 |
| Undivided profits | $31,806,000 | 1,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $4,047,000 | 1,805 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $1,150,000 | 2,401 |
| Earning assets | $527,843,000 | 1,166 |
| Long-term assets (5+ years) | $180,945,000 | 1,203 |
| Average Assets, year-to-date | $556,731,000 | 1,203 |
| Average Assets, quarterly | $566,108,500 | 1,178 |
| Volatile liabilities | $26,372,000 | 1,618 |
| Insider loans | $14,110,000 | 402 |
| FHLB advances | $5,000,000 | 2,290 |
| Loans and leases held for sale | $747,000 | 1,171 |
| Unused loan commitments | $81,581,000 | 1,002 |
| Tier 1 (core) risk-based capital | $68,950,000 | 1,011 |
| Tier 2 risk-based capital | $5,113,000 | 1,050 |
| Total risk weighted assets | $400,371,000 | 1,129 |
| Total unused commitments | $81,581,000 | 1,002 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 80 | 1,905 |
| Assets and Liabilities | ||
| Total Assets: | $570,277,000 | 1,171 |
| Cash and due from depository institutions | $128,308,000 | 1,905 |
| Interest-bearing balances | $121,401,000 | 290 |
| Securities | $53,828,000 | 2,537 |
| Federal funds sold & reverse repurchase agreements | $8,526,000 | 547 |
| Net loans & leases | $355,055,000 | 1,198 |
| Loan loss allowance | $13,441,000 | 530 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $5,908,000 | 1,924 |
| Other real estate owned | $3,741,000 | 1,905 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $14,911,000 | 1,310 |
| Life insurance assets | $4,857,000 | 1,535 |
| Total liabilities and capital | $570,277,000 | 1,171 |
| Total liabilities | $502,869,000 | 1,175 |
| Total deposits | $486,237,000 | 1,129 |
| Interest-bearing deposits | $324,112,000 | 1,407 |
| Deposits held in domestic offices | $486,237,000 | 1,128 |
| % insured | 74.67% | 5,806 |
| Federal funds purchased & repurchase agreements | $9,343,000 | 872 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $5,000,000 | 2,348 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $2,289,000 | 1,820 |
| Total equity capital | $67,408,000 | 1,067 |
| Total bank equity capital | $67,408,000 | 1,065 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $5,697,000 | 745 |
| Surplus | $30,966,000 | 1,070 |
| Undivided profits | $30,745,000 | 1,189 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $5,011,000 | 1,607 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $1,257,000 | 2,135 |
| Earning assets | $538,810,000 | 1,129 |
| Long-term assets (5+ years) | $158,457,000 | 1,331 |
| Average Assets, year-to-date | $554,994,670 | 1,204 |
| Average Assets, quarterly | $557,694,000 | 1,197 |
| Volatile liabilities | $23,634,000 | 1,731 |
| Insider loans | $14,205,000 | 391 |
| FHLB advances | $5,000,000 | 2,250 |
| Loans and leases held for sale | $794,000 | 1,355 |
| Unused loan commitments | $84,747,000 | 939 |
| Tier 1 (core) risk-based capital | $67,505,000 | 1,019 |
| Tier 2 risk-based capital | $5,067,000 | 1,057 |
| Total risk weighted assets | $395,796,000 | 1,136 |
| Total unused commitments | $84,747,000 | 939 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 81 | 1,893 |
| Assets and Liabilities | ||
| Total Assets: | $545,111,000 | 1,238 |
| Cash and due from depository institutions | $110,054,000 | 1,893 |
| Interest-bearing balances | $103,018,000 | 415 |
| Securities | $52,287,000 | 2,617 |
| Federal funds sold & reverse repurchase agreements | $8,537,000 | 748 |
| Net loans & leases | $347,173,000 | 1,200 |
| Loan loss allowance | $13,397,000 | 549 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $5,972,000 | 1,916 |
| Other real estate owned | $5,887,000 | 1,893 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $15,201,000 | 1,270 |
| Life insurance assets | $4,813,000 | 1,528 |
| Total liabilities and capital | $545,111,000 | 1,238 |
| Total liabilities | $478,675,000 | 1,250 |
| Total deposits | $465,007,000 | 1,206 |
| Interest-bearing deposits | $305,448,000 | 1,524 |
| Deposits held in domestic offices | $465,007,000 | 1,204 |
| % insured | 75.31% | 5,795 |
| Federal funds purchased & repurchase agreements | $6,591,000 | 983 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $5,000,000 | 2,267 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $2,077,000 | 1,983 |
| Total equity capital | $66,436,000 | 1,106 |
| Total bank equity capital | $66,436,000 | 1,104 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $5,697,000 | 759 |
| Surplus | $30,925,000 | 1,072 |
| Undivided profits | $29,814,000 | 1,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $4,042,000 | 2,000 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $1,302,000 | 2,032 |
| Earning assets | $511,015,000 | 1,220 |
| Long-term assets (5+ years) | $157,015,000 | 1,331 |
| Average Assets, year-to-date | $547,353,500 | 1,235 |
| Average Assets, quarterly | $547,353,500 | 1,235 |
| Volatile liabilities | $21,222,000 | 1,848 |
| Insider loans | $14,874,000 | 360 |
| FHLB advances | $5,000,000 | 2,171 |
| Loans and leases held for sale | $68,000 | 2,114 |
| Unused loan commitments | $82,404,000 | 946 |
| Tier 1 (core) risk-based capital | $66,128,000 | 1,035 |
| Tier 2 risk-based capital | $4,999,000 | 1,064 |
| Total risk weighted assets | $390,184,000 | 1,129 |
| Total unused commitments | $82,404,000 | 946 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 80 | 1,906 |
| Assets and Liabilities | ||
| Total Assets: | $549,596,000 | 1,227 |
| Cash and due from depository institutions | $123,122,000 | 1,906 |
| Interest-bearing balances | $113,144,000 | 358 |
| Securities | $48,300,000 | 2,701 |
| Federal funds sold & reverse repurchase agreements | $8,510,000 | 709 |
| Net loans & leases | $343,814,000 | 1,211 |
| Loan loss allowance | $15,731,000 | 481 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $6,069,000 | 1,894 |
| Other real estate owned | $4,657,000 | 1,906 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $15,124,000 | 1,285 |
| Life insurance assets | $4,769,000 | 1,510 |
| Total liabilities and capital | $549,596,000 | 1,227 |
| Total liabilities | $483,941,000 | 1,238 |
| Total deposits | $474,207,000 | 1,177 |
| Interest-bearing deposits | $302,700,000 | 1,513 |
| Deposits held in domestic offices | $474,207,000 | 1,176 |
| % insured | 89.78% | 3,515 |
| Federal funds purchased & repurchase agreements | $2,597,000 | 1,510 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $5,000,000 | 2,418 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $2,137,000 | 1,996 |
| Total equity capital | $65,655,000 | 1,120 |
| Total bank equity capital | $65,655,000 | 1,119 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $5,697,000 | 763 |
| Surplus | $30,882,000 | 1,071 |
| Undivided profits | $29,076,000 | 1,300 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $3,500,000 | 2,254 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $1,257,000 | 2,159 |
| Earning assets | $513,768,000 | 1,205 |
| Long-term assets (5+ years) | $143,834,000 | 1,391 |
| Average Assets, year-to-date | $540,340,800 | 1,237 |
| Average Assets, quarterly | $541,388,000 | 1,238 |
| Volatile liabilities | $16,561,000 | 2,268 |
| Insider loans | $11,709,000 | 501 |
| FHLB advances | $5,000,000 | 2,318 |
| Loans and leases held for sale | $468,000 | 1,753 |
| Unused loan commitments | $78,705,000 | 928 |
| Tier 1 (core) risk-based capital | $65,724,000 | 1,029 |
| Tier 2 risk-based capital | $4,897,000 | 1,080 |
| Total risk weighted assets | $390,049,000 | 1,129 |
| Total unused commitments | $78,705,000 | 928 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 78 | 1,959 |
| Assets and Liabilities | ||
| Total Assets: | $533,180,000 | 1,267 |
| Cash and due from depository institutions | $93,446,000 | 1,959 |
| Interest-bearing balances | $85,057,000 | 454 |
| Securities | $51,423,000 | 2,605 |
| Federal funds sold & reverse repurchase agreements | $8,507,000 | 657 |
| Net loans & leases | $350,351,000 | 1,192 |
| Loan loss allowance | $18,028,000 | 434 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $6,110,000 | 1,911 |
| Other real estate owned | $7,281,000 | 1,959 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $16,062,000 | 1,225 |
| Life insurance assets | $4,725,000 | 1,488 |
| Total liabilities and capital | $533,181,000 | 1,267 |
| Total liabilities | $469,794,000 | 1,286 |
| Total deposits | $452,059,000 | 1,228 |
| Interest-bearing deposits | $298,223,000 | 1,542 |
| Deposits held in domestic offices | $452,059,000 | 1,227 |
| % insured | 88.38% | 4,175 |
| Federal funds purchased & repurchase agreements | $5,506,000 | 1,134 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $10,000,000 | 1,763 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $2,229,000 | 2,031 |
| Total equity capital | $63,387,000 | 1,169 |
| Total bank equity capital | $63,387,000 | 1,168 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $5,697,000 | 781 |
| Surplus | $30,832,000 | 1,087 |
| Undivided profits | $26,858,000 | 1,412 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $4,768,000 | 1,954 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,377,000 | 2,150 |
| Earning assets | $495,338,000 | 1,255 |
| Long-term assets (5+ years) | $135,484,000 | 1,437 |
| Average Assets, year-to-date | $538,027,000 | 1,253 |
| Average Assets, quarterly | $531,858,000 | 1,276 |
| Volatile liabilities | $24,224,000 | 1,736 |
| Insider loans | $14,822,000 | 362 |
| FHLB advances | $10,000,000 | 1,681 |
| Loans and leases held for sale | $525,000 | 1,711 |
| Unused loan commitments | $76,120,000 | 960 |
| Tier 1 (core) risk-based capital | $63,830,000 | 1,061 |
| Tier 2 risk-based capital | $5,094,000 | 1,037 |
| Total risk weighted assets | $393,828,000 | 1,123 |
| Total unused commitments | $76,120,000 | 960 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 79 | 1,924 |
| Assets and Liabilities | ||
| Total Assets: | $530,536,000 | 1,276 |
| Cash and due from depository institutions | $81,276,000 | 1,924 |
| Interest-bearing balances | $74,296,000 | 535 |
| Securities | $57,196,000 | 2,394 |
| Federal funds sold & reverse repurchase agreements | $8,577,000 | 661 |
| Net loans & leases | $354,188,000 | 1,164 |
| Loan loss allowance | $18,590,000 | 416 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $6,180,000 | 1,889 |
| Other real estate owned | $5,781,000 | 1,924 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $17,338,000 | 1,150 |
| Life insurance assets | $4,682,000 | 1,481 |
| Total liabilities and capital | $530,536,000 | 1,276 |
| Total liabilities | $468,383,000 | 1,293 |
| Total deposits | $451,199,000 | 1,232 |
| Interest-bearing deposits | $302,644,000 | 1,524 |
| Deposits held in domestic offices | $451,199,000 | 1,230 |
| % insured | 87.47% | 4,549 |
| Federal funds purchased & repurchase agreements | $5,253,000 | 1,167 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $10,000,000 | 1,801 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $1,931,000 | 2,144 |
| Total equity capital | $62,153,000 | 1,173 |
| Total bank equity capital | $62,153,000 | 1,172 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $5,697,000 | 798 |
| Surplus | $30,782,000 | 1,081 |
| Undivided profits | $25,674,000 | 1,439 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $6,053,000 | 1,666 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $1,388,000 | 1,991 |
| Earning assets | $494,257,000 | 1,252 |
| Long-term assets (5+ years) | $135,008,000 | 1,416 |
| Average Assets, year-to-date | $539,642,670 | 1,255 |
| Average Assets, quarterly | $536,517,500 | 1,259 |
| Volatile liabilities | $26,556,000 | 1,622 |
| Insider loans | $13,305,000 | 421 |
| FHLB advances | $10,000,000 | 1,722 |
| Loans and leases held for sale | $1,037,000 | 1,310 |
| Unused loan commitments | $75,935,000 | 931 |
| Tier 1 (core) risk-based capital | $61,995,000 | 1,076 |
| Tier 2 risk-based capital | $5,155,000 | 1,038 |
| Total risk weighted assets | $397,884,000 | 1,103 |
| Total unused commitments | $75,935,000 | 931 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 80 | 1,880 |
| Assets and Liabilities | ||
| Total Assets: | $542,499,000 | 1,254 |
| Cash and due from depository institutions | $108,670,000 | 1,880 |
| Interest-bearing balances | $98,806,000 | 422 |
| Securities | $49,552,000 | 2,689 |
| Federal funds sold & reverse repurchase agreements | $8,508,000 | 851 |
| Net loans & leases | $345,482,000 | 1,185 |
| Loan loss allowance | $17,633,000 | 454 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $6,257,000 | 1,860 |
| Other real estate owned | $6,232,000 | 1,880 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $17,798,000 | 1,126 |
| Life insurance assets | $4,639,000 | 1,468 |
| Total liabilities and capital | $542,499,000 | 1,254 |
| Total liabilities | $480,326,000 | 1,266 |
| Total deposits | $458,781,000 | 1,217 |
| Interest-bearing deposits | $307,985,000 | 1,516 |
| Deposits held in domestic offices | $458,781,000 | 1,214 |
| % insured | 84.54% | 5,371 |
| Federal funds purchased & repurchase agreements | $4,933,000 | 1,215 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $15,000,000 | 1,414 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,612,000 | 2,380 |
| Total equity capital | $62,173,000 | 1,151 |
| Total bank equity capital | $62,173,000 | 1,151 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $5,697,000 | 810 |
| Surplus | $30,736,000 | 1,086 |
| Undivided profits | $25,740,000 | 1,396 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $6,218,000 | 1,736 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,468,000 | 1,861 |
| Earning assets | $502,348,000 | 1,233 |
| Long-term assets (5+ years) | $112,404,000 | 1,653 |
| Average Assets, year-to-date | $544,196,000 | 1,250 |
| Average Assets, quarterly | $544,196,000 | 1,250 |
| Volatile liabilities | $31,061,000 | 1,444 |
| Insider loans | $10,478,000 | 566 |
| FHLB advances | $15,000,000 | 1,343 |
| Loans and leases held for sale | $921,000 | 1,324 |
| Unused loan commitments | $76,233,000 | 926 |
| Tier 1 (core) risk-based capital | $62,123,000 | 1,061 |
| Tier 2 risk-based capital | $5,022,000 | 1,061 |
| Total risk weighted assets | $388,004,000 | 1,137 |
| Total unused commitments | $76,233,000 | 926 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 76 | 1,996 |
| Assets and Liabilities | ||
| Total Assets: | $545,893,000 | 1,248 |
| Cash and due from depository institutions | $100,681,000 | 1,996 |
| Interest-bearing balances | $89,992,000 | 425 |
| Securities | $57,345,000 | 2,346 |
| Federal funds sold & reverse repurchase agreements | $9,054,000 | 676 |
| Net loans & leases | $348,048,000 | 1,196 |
| Loan loss allowance | $16,717,000 | 476 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $6,284,000 | 1,859 |
| Other real estate owned | $5,928,000 | 1,996 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $18,553,000 | 1,108 |
| Life insurance assets | $4,596,000 | 1,448 |
| Total liabilities and capital | $545,893,000 | 1,248 |
| Total liabilities | $484,768,000 | 1,248 |
| Total deposits | $438,214,000 | 1,270 |
| Interest-bearing deposits | $294,175,000 | 1,576 |
| Deposits held in domestic offices | $438,214,000 | 1,267 |
| % insured | 87.28% | 4,705 |
| Federal funds purchased & repurchase agreements | $4,710,000 | 1,277 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $40,000,000 | 724 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,844,000 | 2,176 |
| Total equity capital | $61,125,000 | 1,163 |
| Total bank equity capital | $61,125,000 | 1,162 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $5,697,000 | 815 |
| Surplus | $30,699,000 | 1,091 |
| Undivided profits | $24,729,000 | 1,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $8,075,000 | 1,445 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,401,000 | 2,064 |
| Earning assets | $504,439,000 | 1,219 |
| Long-term assets (5+ years) | $121,504,000 | 1,277 |
| Average Assets, year-to-date | $556,798,400 | 1,185 |
| Average Assets, quarterly | $545,374,000 | 1,240 |
| Volatile liabilities | $57,964,000 | 904 |
| Insider loans | $10,582,000 | 580 |
| FHLB advances | $40,000,000 | 673 |
| Loans and leases held for sale | $733,000 | 1,266 |
| Unused loan commitments | $78,122,000 | 878 |
| Tier 1 (core) risk-based capital | $60,626,000 | 1,072 |
| Tier 2 risk-based capital | $5,064,000 | 1,066 |
| Total risk weighted assets | $392,391,000 | 1,135 |
| Total unused commitments | $78,122,000 | 879 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 76 | 2,002 |
| Assets and Liabilities | ||
| Total Assets: | $544,855,000 | 1,244 |
| Cash and due from depository institutions | $87,527,000 | 2,002 |
| Interest-bearing balances | $79,174,000 | 524 |
| Securities | $55,850,000 | 2,320 |
| Federal funds sold & reverse repurchase agreements | $12,014,000 | 517 |
| Net loans & leases | $359,246,000 | 1,178 |
| Loan loss allowance | $18,500,000 | 441 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $6,351,000 | 1,848 |
| Other real estate owned | $4,554,000 | 2,002 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $19,313,000 | 1,099 |
| Life insurance assets | $4,550,000 | 1,429 |
| Total liabilities and capital | $544,855,000 | 1,244 |
| Total liabilities | $484,865,000 | 1,259 |
| Total deposits | $431,917,000 | 1,283 |
| Interest-bearing deposits | $309,375,000 | 1,499 |
| Deposits held in domestic offices | $431,917,000 | 1,281 |
| % insured | 81.86% | 6,059 |
| Federal funds purchased & repurchase agreements | $5,969,000 | 1,153 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $45,000,000 | 667 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,979,000 | 2,153 |
| Total equity capital | $59,990,000 | 1,195 |
| Total bank equity capital | $59,990,000 | 1,194 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $5,697,000 | 826 |
| Surplus | $30,660,000 | 1,103 |
| Undivided profits | $23,633,000 | 1,506 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $15,615,000 | 915 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,387,000 | 2,168 |
| Earning assets | $506,284,000 | 1,220 |
| Long-term assets (5+ years) | $126,452,000 | 1,202 |
| Average Assets, year-to-date | $559,524,750 | 1,193 |
| Average Assets, quarterly | $553,808,500 | 1,208 |
| Volatile liabilities | $59,956,000 | 879 |
| Insider loans | $10,835,000 | 552 |
| FHLB advances | $45,000,000 | 607 |
| Loans and leases held for sale | $220,000 | 1,639 |
| Unused loan commitments | $77,251,000 | 901 |
| Tier 1 (core) risk-based capital | $58,868,000 | 1,108 |
| Tier 2 risk-based capital | $5,161,000 | 1,058 |
| Total risk weighted assets | $405,645,000 | 1,108 |
| Total unused commitments | $77,251,000 | 902 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 75 | 2,061 |
| Assets and Liabilities | ||
| Total Assets: | $562,762,000 | 1,191 |
| Cash and due from depository institutions | $77,318,000 | 2,061 |
| Interest-bearing balances | $67,929,000 | 545 |
| Securities | $70,055,000 | 1,922 |
| Federal funds sold & reverse repurchase agreements | $11,532,000 | 529 |
| Net loans & leases | $373,255,000 | 1,133 |
| Loan loss allowance | $19,123,000 | 448 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $6,439,000 | 1,826 |
| Other real estate owned | $5,090,000 | 2,061 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $19,073,000 | 1,116 |
| Life insurance assets | $4,507,000 | 1,431 |
| Total liabilities and capital | $562,762,000 | 1,191 |
| Total liabilities | $501,750,000 | 1,203 |
| Total deposits | $451,471,000 | 1,216 |
| Interest-bearing deposits | $328,793,000 | 1,413 |
| Deposits held in domestic offices | $451,471,000 | 1,213 |
| % insured | 80.58% | 6,289 |
| Federal funds purchased & repurchase agreements | $3,514,000 | 1,443 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $45,000,000 | 691 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,765,000 | 2,207 |
| Total equity capital | $61,012,000 | 1,136 |
| Total bank equity capital | $61,012,000 | 1,135 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $5,697,000 | 841 |
| Surplus | $30,622,000 | 1,097 |
| Undivided profits | $24,693,000 | 1,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $8,166,000 | 1,569 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,503,000 | 1,945 |
| Earning assets | $522,771,000 | 1,163 |
| Long-term assets (5+ years) | $152,628,000 | 996 |
| Average Assets, year-to-date | $564,414,670 | 1,188 |
| Average Assets, quarterly | $571,138,500 | 1,176 |
| Volatile liabilities | $58,255,000 | 923 |
| Insider loans | $11,001,000 | 546 |
| FHLB advances | $45,000,000 | 630 |
| Loans and leases held for sale | $568,000 | 1,093 |
| Unused loan commitments | $79,080,000 | 872 |
| Tier 1 (core) risk-based capital | $58,825,000 | 1,090 |
| Tier 2 risk-based capital | $5,491,000 | 995 |
| Total risk weighted assets | $424,570,000 | 1,060 |
| Total unused commitments | $79,080,000 | 874 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 77 | 1,980 |
| Assets and Liabilities | ||
| Total Assets: | $579,515,000 | 1,169 |
| Cash and due from depository institutions | $97,604,000 | 1,980 |
| Interest-bearing balances | $88,575,000 | 446 |
| Securities | $71,583,000 | 1,866 |
| Federal funds sold & reverse repurchase agreements | $11,513,000 | 682 |
| Net loans & leases | $367,690,000 | 1,166 |
| Loan loss allowance | $19,068,000 | 456 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $6,549,000 | 1,798 |
| Other real estate owned | $5,527,000 | 1,980 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $19,049,000 | 1,136 |
| Life insurance assets | $4,464,000 | 1,429 |
| Total liabilities and capital | $579,515,000 | 1,169 |
| Total liabilities | $519,266,000 | 1,171 |
| Total deposits | $467,163,000 | 1,184 |
| Interest-bearing deposits | $345,196,000 | 1,374 |
| Deposits held in domestic offices | $467,163,000 | 1,182 |
| % insured | 81.02% | 6,303 |
| Federal funds purchased & repurchase agreements | $5,427,000 | 1,223 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $45,000,000 | 728 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,676,000 | 2,268 |
| Total equity capital | $60,249,000 | 1,115 |
| Total bank equity capital | $60,249,000 | 1,113 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $5,697,000 | 852 |
| Surplus | $30,586,000 | 1,109 |
| Undivided profits | $23,966,000 | 1,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $9,535,000 | 1,464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,575,000 | 1,853 |
| Earning assets | $539,361,000 | 1,145 |
| Long-term assets (5+ years) | $135,761,000 | 1,071 |
| Average Assets, year-to-date | $565,241,000 | 1,192 |
| Average Assets, quarterly | $565,241,000 | 1,192 |
| Volatile liabilities | $57,745,000 | 965 |
| Insider loans | $11,288,000 | 539 |
| FHLB advances | $45,000,000 | 666 |
| Loans and leases held for sale | $345,000 | 1,191 |
| Unused loan commitments | $83,474,000 | 842 |
| Tier 1 (core) risk-based capital | $58,703,000 | 1,072 |
| Tier 2 risk-based capital | $5,454,000 | 1,024 |
| Total risk weighted assets | $422,431,000 | 1,074 |
| Total unused commitments | $83,474,000 | 843 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 79 | 1,957 |
| Assets and Liabilities | ||
| Total Assets: | $550,967,000 | 1,224 |
| Cash and due from depository institutions | $57,403,000 | 1,957 |
| Interest-bearing balances | $50,796,000 | 721 |
| Securities | $74,212,000 | 1,733 |
| Federal funds sold & reverse repurchase agreements | $10,626,000 | 693 |
| Net loans & leases | $375,903,000 | 1,163 |
| Loan loss allowance | $21,317,000 | 418 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $6,673,000 | 1,796 |
| Other real estate owned | $6,351,000 | 1,957 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $19,799,000 | 1,133 |
| Life insurance assets | $4,421,000 | 1,421 |
| Total liabilities and capital | $550,967,000 | 1,224 |
| Total liabilities | $491,856,000 | 1,229 |
| Total deposits | $439,801,000 | 1,238 |
| Interest-bearing deposits | $328,022,000 | 1,436 |
| Deposits held in domestic offices | $439,801,000 | 1,236 |
| % insured | 83.87% | 5,772 |
| Federal funds purchased & repurchase agreements | $5,235,000 | 1,278 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $45,000,000 | 765 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,820,000 | 2,145 |
| Total equity capital | $59,111,000 | 1,132 |
| Total bank equity capital | $59,111,000 | 1,130 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $5,697,000 | 855 |
| Surplus | $30,553,000 | 1,102 |
| Undivided profits | $22,861,000 | 1,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $4,952,000 | 2,258 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,662,000 | 1,830 |
| Earning assets | $511,537,000 | 1,201 |
| Long-term assets (5+ years) | $141,499,000 | 1,006 |
| Average Assets, year-to-date | $564,735,800 | 1,190 |
| Average Assets, quarterly | $559,294,500 | 1,213 |
| Volatile liabilities | $70,735,000 | 1,867 |
| Insider loans | $11,418,000 | 555 |
| FHLB advances | $45,000,000 | 705 |
| Loans and leases held for sale | $581,000 | 1,409 |
| Unused loan commitments | $90,492,000 | 784 |
| Tier 1 (core) risk-based capital | $59,108,000 | 1,072 |
| Tier 2 risk-based capital | $5,589,000 | 1,021 |
| Total risk weighted assets | $432,140,000 | 1,072 |
| Total unused commitments | $90,492,000 | 786 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 77 | 2,023 |
| Assets and Liabilities | ||
| Total Assets: | $567,622,000 | 1,210 |
| Cash and due from depository institutions | $74,148,000 | 2,023 |
| Interest-bearing balances | $66,785,000 | 553 |
| Securities | $65,774,000 | 1,880 |
| Federal funds sold & reverse repurchase agreements | $9,038,000 | 864 |
| Net loans & leases | $385,537,000 | 1,153 |
| Loan loss allowance | $19,556,000 | 444 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,785,000 | 1,797 |
| Other real estate owned | $6,390,000 | 2,023 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $19,950,000 | 1,129 |
| Life insurance assets | $4,378,000 | 1,422 |
| Total liabilities and capital | $567,622,000 | 1,210 |
| Total liabilities | $509,705,000 | 1,199 |
| Total deposits | $450,879,000 | 1,221 |
| Interest-bearing deposits | $341,183,000 | 1,393 |
| Deposits held in domestic offices | $450,879,000 | 1,220 |
| % insured | 72.91% | 6,950 |
| Federal funds purchased & repurchase agreements | $6,737,000 | 1,168 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $50,000,000 | 745 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $2,089,000 | 2,150 |
| Total equity capital | $57,917,000 | 1,186 |
| Total bank equity capital | $57,917,000 | 1,185 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $5,697,000 | 860 |
| Surplus | $30,522,000 | 1,088 |
| Undivided profits | $21,698,000 | 1,570 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $5,926,000 | 2,074 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,843,000 | 1,761 |
| Earning assets | $527,134,000 | 1,187 |
| Long-term assets (5+ years) | $142,326,000 | 982 |
| Average Assets, year-to-date | $568,178,000 | 1,193 |
| Average Assets, quarterly | $567,516,000 | 1,199 |
| Volatile liabilities | $79,470,000 | 1,740 |
| Insider loans | $11,247,000 | 574 |
| FHLB advances | $50,000,000 | 687 |
| Loans and leases held for sale | $251,000 | 1,718 |
| Unused loan commitments | $90,673,000 | 796 |
| Tier 1 (core) risk-based capital | $58,533,000 | 1,080 |
| Tier 2 risk-based capital | $5,554,000 | 1,047 |
| Total risk weighted assets | $429,935,000 | 1,100 |
| Total unused commitments | $90,673,000 | 798 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 77 | 2,050 |
| Assets and Liabilities | ||
| Total Assets: | $567,410,000 | 1,200 |
| Cash and due from depository institutions | $57,689,000 | 2,050 |
| Interest-bearing balances | $50,187,000 | 699 |
| Securities | $74,127,000 | 1,712 |
| Federal funds sold & reverse repurchase agreements | $9,080,000 | 853 |
| Net loans & leases | $394,222,000 | 1,137 |
| Loan loss allowance | $17,077,000 | 505 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,890,000 | 1,797 |
| Other real estate owned | $6,578,000 | 2,050 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $18,824,000 | 1,196 |
| Life insurance assets | $4,334,000 | 1,439 |
| Total liabilities and capital | $567,410,000 | 1,200 |
| Total liabilities | $507,590,000 | 1,203 |
| Total deposits | $449,776,000 | 1,222 |
| Interest-bearing deposits | $345,646,000 | 1,402 |
| Deposits held in domestic offices | $449,776,000 | 1,220 |
| % insured | 73.74% | 6,929 |
| Federal funds purchased & repurchase agreements | $5,802,000 | 1,247 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $50,000,000 | 771 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,012,000 | 2,114 |
| Total equity capital | $59,820,000 | 1,135 |
| Total bank equity capital | $59,820,000 | 1,135 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $5,697,000 | 869 |
| Surplus | $30,492,000 | 1,086 |
| Undivided profits | $23,631,000 | 1,423 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $9,384,000 | 1,523 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,713,000 | 1,827 |
| Earning assets | $527,616,000 | 1,168 |
| Long-term assets (5+ years) | $154,968,000 | 894 |
| Average Assets, year-to-date | $568,363,330 | 1,200 |
| Average Assets, quarterly | $570,344,000 | 1,198 |
| Volatile liabilities | $84,587,000 | 1,685 |
| Insider loans | $11,204,000 | 568 |
| FHLB advances | $50,000,000 | 717 |
| Loans and leases held for sale | $450,000 | 1,350 |
| Unused loan commitments | $92,214,000 | 774 |
| Tier 1 (core) risk-based capital | $58,798,000 | 1,066 |
| Tier 2 risk-based capital | $5,662,000 | 1,041 |
| Total risk weighted assets | $440,359,000 | 1,082 |
| Total unused commitments | $92,214,000 | 777 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 75 | 2,133 |
| Assets and Liabilities | ||
| Total Assets: | $573,278,000 | 1,218 |
| Cash and due from depository institutions | $58,804,000 | 2,133 |
| Interest-bearing balances | $48,659,000 | 705 |
| Securities | $66,957,000 | 1,871 |
| Federal funds sold & reverse repurchase agreements | $14,051,000 | 653 |
| Net loans & leases | $402,255,000 | 1,139 |
| Loan loss allowance | $17,127,000 | 524 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $6,995,000 | 1,807 |
| Other real estate owned | $5,764,000 | 2,133 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $18,452,000 | 1,242 |
| Life insurance assets | $4,291,000 | 1,448 |
| Total liabilities and capital | $573,278,000 | 1,218 |
| Total liabilities | $514,293,000 | 1,223 |
| Total deposits | $451,810,000 | 1,240 |
| Interest-bearing deposits | $341,704,000 | 1,456 |
| Deposits held in domestic offices | $451,810,000 | 1,238 |
| % insured | 73.71% | 7,024 |
| Federal funds purchased & repurchase agreements | $5,770,000 | 1,283 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $55,000,000 | 778 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,713,000 | 2,379 |
| Total equity capital | $58,985,000 | 1,141 |
| Total bank equity capital | $58,985,000 | 1,138 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $5,697,000 | 884 |
| Surplus | $30,460,000 | 1,104 |
| Undivided profits | $22,828,000 | 1,454 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $11,639,000 | 1,351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,769,000 | 1,845 |
| Earning assets | $531,922,000 | 1,199 |
| Long-term assets (5+ years) | $140,442,000 | 988 |
| Average Assets, year-to-date | $568,840,000 | 1,228 |
| Average Assets, quarterly | $568,840,000 | 1,228 |
| Volatile liabilities | $98,190,000 | 1,514 |
| Insider loans | $11,436,000 | 602 |
| FHLB advances | $55,000,000 | 709 |
| Loans and leases held for sale | $394,000 | 1,318 |
| Unused loan commitments | $86,276,000 | 859 |
| Tier 1 (core) risk-based capital | $58,384,000 | 1,075 |
| Tier 2 risk-based capital | $5,786,000 | 1,034 |
| Total risk weighted assets | $451,226,000 | 1,082 |
| Total unused commitments | $86,276,000 | 861 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 77 | 2,100 |
| Assets and Liabilities | ||
| Total Assets: | $564,402,000 | 1,237 |
| Cash and due from depository institutions | $27,372,000 | 2,100 |
| Interest-bearing balances | $13,534,000 | 1,860 |
| Securities | $65,219,000 | 1,899 |
| Federal funds sold & reverse repurchase agreements | $34,087,000 | 213 |
| Net loans & leases | $405,180,000 | 1,156 |
| Loan loss allowance | $15,258,000 | 581 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $7,099,000 | 1,815 |
| Other real estate owned | $6,583,000 | 2,100 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $18,862,000 | 1,243 |
| Life insurance assets | $4,248,000 | 1,463 |
| Total liabilities and capital | $564,402,000 | 1,237 |
| Total liabilities | $505,484,000 | 1,255 |
| Total deposits | $443,069,000 | 1,270 |
| Interest-bearing deposits | $348,613,000 | 1,418 |
| Deposits held in domestic offices | $443,069,000 | 1,267 |
| % insured | 72.08% | 7,168 |
| Federal funds purchased & repurchase agreements | $5,956,000 | 1,346 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $55,000,000 | 840 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,459,000 | 2,710 |
| Total equity capital | $58,918,000 | 1,129 |
| Total bank equity capital | $58,918,000 | 1,126 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $5,697,000 | 892 |
| Surplus | $30,428,000 | 1,104 |
| Undivided profits | $22,793,000 | 1,432 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $11,386,000 | 1,357 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,615,000 | 2,088 |
| Earning assets | $518,020,000 | 1,228 |
| Long-term assets (5+ years) | $138,881,000 | 1,016 |
| Average Assets, year-to-date | $583,372,600 | 1,176 |
| Average Assets, quarterly | $586,542,000 | 1,195 |
| Volatile liabilities | $111,770,000 | 1,337 |
| Insider loans | $6,240,000 | 1,242 |
| FHLB advances | $55,000,000 | 768 |
| Loans and leases held for sale | $345,000 | 1,400 |
| Unused loan commitments | $82,694,000 | 898 |
| Tier 1 (core) risk-based capital | $58,467,000 | 1,061 |
| Tier 2 risk-based capital | $5,845,000 | 1,046 |
| Total risk weighted assets | $463,709,000 | 1,078 |
| Total unused commitments | $82,694,000 | 899 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 83 | 1,955 |
| Assets and Liabilities | ||
| Total Assets: | $608,682,000 | 1,165 |
| Cash and due from depository institutions | $49,377,000 | 1,955 |
| Interest-bearing balances | $35,602,000 | 758 |
| Securities | $72,644,000 | 1,734 |
| Federal funds sold & reverse repurchase agreements | $34,518,000 | 237 |
| Net loans & leases | $418,529,000 | 1,144 |
| Loan loss allowance | $12,227,000 | 702 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $7,235,000 | 1,798 |
| Other real estate owned | $11,760,000 | 1,955 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $14,619,000 | 1,390 |
| Life insurance assets | $4,204,000 | 1,466 |
| Total liabilities and capital | $608,682,000 | 1,165 |
| Total liabilities | $546,901,000 | 1,169 |
| Total deposits | $482,056,000 | 1,166 |
| Interest-bearing deposits | $389,716,000 | 1,270 |
| Deposits held in domestic offices | $482,056,000 | 1,163 |
| % insured | 74.46% | 7,117 |
| Federal funds purchased & repurchase agreements | $7,705,000 | 1,240 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $55,000,000 | 896 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,140,000 | 2,229 |
| Total equity capital | $61,781,000 | 1,105 |
| Total bank equity capital | $61,781,000 | 1,103 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $5,697,000 | 903 |
| Surplus | $30,396,000 | 1,111 |
| Undivided profits | $25,688,000 | 1,330 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $14,934,000 | 1,092 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,947,000 | 1,881 |
| Earning assets | $561,293,000 | 1,153 |
| Long-term assets (5+ years) | $149,303,000 | 941 |
| Average Assets, year-to-date | $588,115,250 | 1,187 |
| Average Assets, quarterly | $600,461,500 | 1,178 |
| Volatile liabilities | $127,470,000 | 1,200 |
| Insider loans | $10,956,000 | 646 |
| FHLB advances | $55,000,000 | 817 |
| Loans and leases held for sale | $403,000 | 1,320 |
| Unused loan commitments | $100,653,000 | 799 |
| Tier 1 (core) risk-based capital | $61,153,000 | 1,017 |
| Tier 2 risk-based capital | $6,075,000 | 1,014 |
| Total risk weighted assets | $480,724,000 | 1,065 |
| Total unused commitments | $100,653,000 | 800 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 81 | 2,050 |
| Assets and Liabilities | ||
| Total Assets: | $592,241,000 | 1,212 |
| Cash and due from depository institutions | $31,898,000 | 2,050 |
| Interest-bearing balances | $20,544,000 | 1,044 |
| Securities | $60,541,000 | 2,001 |
| Federal funds sold & reverse repurchase agreements | $39,358,000 | 201 |
| Net loans & leases | $437,863,000 | 1,118 |
| Loan loss allowance | $8,107,000 | 984 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,348,000 | 1,783 |
| Other real estate owned | $2,511,000 | 2,050 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $12,722,000 | 1,579 |
| Life insurance assets | $4,161,000 | 1,484 |
| Total liabilities and capital | $592,241,000 | 1,212 |
| Total liabilities | $528,391,000 | 1,223 |
| Total deposits | $463,765,000 | 1,216 |
| Interest-bearing deposits | $377,483,000 | 1,312 |
| Deposits held in domestic offices | $463,765,000 | 1,214 |
| % insured | 59.19% | 7,294 |
| Federal funds purchased & repurchase agreements | $7,317,000 | 1,276 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $55,000,000 | 932 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,309,000 | 2,133 |
| Total equity capital | $63,850,000 | 1,070 |
| Total bank equity capital | $63,850,000 | 1,069 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $5,697,000 | 911 |
| Surplus | $30,363,000 | 1,125 |
| Undivided profits | $27,790,000 | 1,215 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $14,668,000 | 1,054 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,974,000 | 1,754 |
| Earning assets | $558,306,000 | 1,174 |
| Long-term assets (5+ years) | $138,874,000 | 992 |
| Average Assets, year-to-date | $581,259,670 | 1,222 |
| Average Assets, quarterly | $586,984,000 | 1,216 |
| Volatile liabilities | $132,670,000 | 1,156 |
| Insider loans | $11,132,000 | 656 |
| FHLB advances | $55,000,000 | 847 |
| Loans and leases held for sale | $605,000 | 1,433 |
| Unused loan commitments | $101,077,000 | 833 |
| Tier 1 (core) risk-based capital | $63,563,000 | 990 |
| Tier 2 risk-based capital | $6,015,000 | 1,025 |
| Total risk weighted assets | $485,851,000 | 1,079 |
| Total unused commitments | $101,077,000 | 833 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 77 | 2,174 |
| Assets and Liabilities | ||
| Total Assets: | $581,727,000 | 1,229 |
| Cash and due from depository institutions | $23,737,000 | 2,174 |
| Interest-bearing balances | $7,615,000 | 1,965 |
| Securities | $56,545,000 | 2,086 |
| Federal funds sold & reverse repurchase agreements | $35,837,000 | 295 |
| Net loans & leases | $447,301,000 | 1,101 |
| Loan loss allowance | $6,850,000 | 1,085 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $7,447,000 | 1,766 |
| Other real estate owned | $306,000 | 2,174 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $10,554,000 | 1,804 |
| Life insurance assets | $4,121,000 | 1,495 |
| Total liabilities and capital | $581,728,000 | 1,229 |
| Total liabilities | $525,611,000 | 1,220 |
| Total deposits | $462,112,000 | 1,215 |
| Interest-bearing deposits | $379,010,000 | 1,307 |
| Deposits held in domestic offices | $462,112,000 | 1,211 |
| % insured | 55.36% | 7,564 |
| Federal funds purchased & repurchase agreements | $6,510,000 | 1,358 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $55,000,000 | 973 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,989,000 | 2,327 |
| Total equity capital | $56,117,000 | 1,213 |
| Total bank equity capital | $56,117,000 | 1,213 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,697,000 | 914 |
| Surplus | $22,683,000 | 1,403 |
| Undivided profits | $27,737,000 | 1,243 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $10,579,000 | 1,271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,091,000 | 1,675 |
| Earning assets | $547,298,000 | 1,195 |
| Long-term assets (5+ years) | $131,501,000 | 1,022 |
| Average Assets, year-to-date | $575,769,000 | 1,236 |
| Average Assets, quarterly | $575,769,000 | 1,236 |
| Volatile liabilities | $124,805,000 | 1,241 |
| Insider loans | $12,784,000 | 562 |
| FHLB advances | $55,000,000 | 874 |
| Loans and leases held for sale | $802,000 | 1,195 |
| Unused loan commitments | $97,382,000 | 903 |
| Tier 1 (core) risk-based capital | $55,362,000 | 1,161 |
| Tier 2 risk-based capital | $6,026,000 | 1,009 |
| Total risk weighted assets | $481,054,000 | 1,100 |
| Total unused commitments | $97,382,000 | 904 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 80 | 2,113 |
| Assets and Liabilities | ||
| Total Assets: | $569,811,000 | 1,248 |
| Cash and due from depository institutions | $15,506,000 | 2,113 |
| Interest-bearing balances | $5,347,000 | 1,772 |
| Securities | $60,976,000 | 1,933 |
| Federal funds sold & reverse repurchase agreements | $23,704,000 | 371 |
| Net loans & leases | $450,596,000 | 1,103 |
| Loan loss allowance | $6,343,000 | 1,110 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $7,563,000 | 1,726 |
| Other real estate owned | $776,000 | 2,113 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $10,690,000 | 1,792 |
| Life insurance assets | $4,076,000 | 1,504 |
| Total liabilities and capital | $569,811,000 | 1,248 |
| Total liabilities | $518,804,000 | 1,229 |
| Total deposits | $453,374,000 | 1,191 |
| Interest-bearing deposits | $363,687,000 | 1,321 |
| Deposits held in domestic offices | $453,374,000 | 1,189 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,487,000 | 1,328 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $55,000,000 | 1,071 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,943,000 | 2,352 |
| Total equity capital | $51,007,000 | 1,335 |
| Total bank equity capital | $51,007,000 | 1,335 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,697,000 | 908 |
| Surplus | $18,993,000 | 1,621 |
| Undivided profits | $26,317,000 | 1,298 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,083,000 | 3,222 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,793,000 | 2,100 |
| Earning assets | $540,623,000 | 1,195 |
| Long-term assets (5+ years) | $134,682,000 | 991 |
| Average Assets, year-to-date | $560,584,600 | 1,206 |
| Average Assets, quarterly | $577,918,000 | 1,216 |
| Volatile liabilities | $115,389,000 | 1,313 |
| Insider loans | $13,004,000 | 557 |
| FHLB advances | $55,000,000 | 979 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $105,118,000 | 875 |
| Tier 1 (core) risk-based capital | $50,338,000 | 1,269 |
| Tier 2 risk-based capital | $6,021,000 | 988 |
| Total risk weighted assets | $481,136,000 | 1,089 |
| Total unused commitments | $105,118,000 | 876 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 82 | 2,070 |
| Assets and Liabilities | ||
| Total Assets: | $586,025,000 | 1,194 |
| Cash and due from depository institutions | $40,355,000 | 2,070 |
| Interest-bearing balances | $26,812,000 | 262 |
| Securities | $61,606,000 | 1,894 |
| Federal funds sold & reverse repurchase agreements | $16,836,000 | 696 |
| Net loans & leases | $447,290,000 | 1,098 |
| Loan loss allowance | $6,411,000 | 981 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $7,686,000 | 1,699 |
| Other real estate owned | $0 | 2,070 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $12,252,000 | 1,602 |
| Life insurance assets | $4,029,000 | 1,498 |
| Total liabilities and capital | $586,025,000 | 1,194 |
| Total liabilities | $537,608,000 | 1,157 |
| Total deposits | $458,416,000 | 1,153 |
| Interest-bearing deposits | $378,802,000 | 1,242 |
| Deposits held in domestic offices | $458,416,000 | 1,150 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,846,000 | 947 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $60,000,000 | 1,012 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,346,000 | 2,041 |
| Total equity capital | $48,417,000 | 1,427 |
| Total bank equity capital | $48,417,000 | 1,427 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $5,697,000 | 910 |
| Surplus | $18,962,000 | 1,603 |
| Undivided profits | $23,758,000 | 1,500 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,393,000 | 2,153 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,079,000 | 1,882 |
| Earning assets | $552,544,000 | 1,150 |
| Long-term assets (5+ years) | $130,807,000 | 1,006 |
| Average Assets, year-to-date | $558,278,000 | 1,204 |
| Average Assets, quarterly | $577,416,000 | 1,196 |
| Volatile liabilities | $129,694,000 | 1,151 |
| Insider loans | $16,559,000 | 404 |
| FHLB advances | $60,000,000 | 933 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $107,237,000 | 914 |
| Tier 1 (core) risk-based capital | $48,760,000 | 1,340 |
| Tier 2 risk-based capital | $6,043,000 | 942 |
| Total risk weighted assets | $482,828,000 | 1,075 |
| Total unused commitments | $107,237,000 | 914 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 80 | 2,161 |
| Assets and Liabilities | ||
| Total Assets: | $568,807,000 | 1,219 |
| Cash and due from depository institutions | $24,795,000 | 2,161 |
| Interest-bearing balances | $15,459,000 | 428 |
| Securities | $66,614,000 | 1,787 |
| Federal funds sold & reverse repurchase agreements | $17,800,000 | 640 |
| Net loans & leases | $439,163,000 | 1,108 |
| Loan loss allowance | $6,359,000 | 955 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,889,000 | 1,640 |
| Other real estate owned | $0 | 2,161 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $12,546,000 | 1,534 |
| Life insurance assets | $3,989,000 | 1,503 |
| Total liabilities and capital | $568,807,000 | 1,219 |
| Total liabilities | $521,444,000 | 1,192 |
| Total deposits | $449,278,000 | 1,167 |
| Interest-bearing deposits | $352,909,000 | 1,320 |
| Deposits held in domestic offices | $449,278,000 | 1,163 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,919,000 | 1,338 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $60,000,000 | 993 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,247,000 | 2,114 |
| Total equity capital | $47,363,000 | 1,466 |
| Total bank equity capital | $47,363,000 | 1,466 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $5,697,000 | 900 |
| Surplus | $18,944,000 | 1,581 |
| Undivided profits | $22,722,000 | 1,569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,807,000 | 2,879 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,970,000 | 1,947 |
| Earning assets | $539,036,000 | 1,170 |
| Long-term assets (5+ years) | $130,049,000 | 1,007 |
| Average Assets, year-to-date | $549,029,000 | 1,235 |
| Average Assets, quarterly | $550,935,500 | 1,244 |
| Volatile liabilities | $143,322,000 | 1,040 |
| Insider loans | $16,133,000 | 416 |
| FHLB advances | $60,000,000 | 927 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $102,838,000 | 965 |
| Tier 1 (core) risk-based capital | $47,901,000 | 1,371 |
| Tier 2 risk-based capital | $5,879,000 | 941 |
| Total risk weighted assets | $469,499,000 | 1,100 |
| Total unused commitments | $102,838,000 | 965 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 85 | 2,015 |
| Assets and Liabilities | ||
| Total Assets: | $533,064,000 | 1,282 |
| Cash and due from depository institutions | $12,979,000 | 2,015 |
| Interest-bearing balances | $4,757,000 | 1,457 |
| Securities | $50,591,000 | 2,296 |
| Federal funds sold & reverse repurchase agreements | $16,724,000 | 1,003 |
| Net loans & leases | $433,935,000 | 1,094 |
| Loan loss allowance | $6,147,000 | 926 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,987,000 | 1,605 |
| Other real estate owned | $0 | 2,015 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $10,848,000 | 1,665 |
| Life insurance assets | $3,949,000 | 1,507 |
| Total liabilities and capital | $533,063,000 | 1,282 |
| Total liabilities | $486,110,000 | 1,262 |
| Total deposits | $410,685,000 | 1,301 |
| Interest-bearing deposits | $318,818,000 | 1,462 |
| Deposits held in domestic offices | $410,685,000 | 1,298 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,167,000 | 1,081 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $60,000,000 | 935 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,258,000 | 2,235 |
| Total equity capital | $46,953,000 | 1,504 |
| Total bank equity capital | $46,953,000 | 1,504 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $5,697,000 | 891 |
| Surplus | $18,927,000 | 1,565 |
| Undivided profits | $22,329,000 | 1,655 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,625,000 | 2,847 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,983,000 | 1,975 |
| Earning assets | $506,007,000 | 1,234 |
| Long-term assets (5+ years) | $109,682,000 | 1,124 |
| Average Assets, year-to-date | $539,140,000 | 1,252 |
| Average Assets, quarterly | $539,140,000 | 1,252 |
| Volatile liabilities | $138,179,000 | 1,059 |
| Insider loans | $17,273,000 | 380 |
| FHLB advances | $60,000,000 | 862 |
| Loans and leases held for sale | $455,000 | 1,270 |
| Unused loan commitments | $96,598,000 | 1,042 |
| Tier 1 (core) risk-based capital | $46,439,000 | 1,406 |
| Tier 2 risk-based capital | $5,725,000 | 937 |
| Total risk weighted assets | $457,494,000 | 1,110 |
| Total unused commitments | $96,598,000 | 1,043 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 87 | 1,987 |
| Assets and Liabilities | ||
| Total Assets: | $545,216,000 | 1,239 |
| Cash and due from depository institutions | $30,809,000 | 1,987 |
| Interest-bearing balances | $15,731,000 | 381 |
| Securities | $59,389,000 | 1,968 |
| Federal funds sold & reverse repurchase agreements | $16,666,000 | 770 |
| Net loans & leases | $418,562,000 | 1,133 |
| Loan loss allowance | $5,998,000 | 925 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,980,000 | 1,602 |
| Other real estate owned | $0 | 1,987 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $11,810,000 | 1,560 |
| Life insurance assets | $3,909,000 | 1,496 |
| Total liabilities and capital | $545,216,000 | 1,239 |
| Total liabilities | $500,050,000 | 1,207 |
| Total deposits | $422,608,000 | 1,238 |
| Interest-bearing deposits | $336,739,000 | 1,367 |
| Deposits held in domestic offices | $422,608,000 | 1,236 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,186,000 | 1,034 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $60,000,000 | 870 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,256,000 | 2,243 |
| Total equity capital | $45,166,000 | 1,541 |
| Total bank equity capital | $45,166,000 | 1,541 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,697,000 | 878 |
| Surplus | $18,909,000 | 1,548 |
| Undivided profits | $20,560,000 | 1,766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,105,000 | 2,012 |
| Earning assets | $510,348,000 | 1,216 |
| Long-term assets (5+ years) | $109,719,000 | 1,064 |
| Average Assets, year-to-date | $511,827,400 | 1,265 |
| Average Assets, quarterly | $533,566,500 | 1,254 |
| Volatile liabilities | $147,149,000 | 1,008 |
| Insider loans | $14,018,000 | 500 |
| FHLB advances | $60,000,000 | 799 |
| Loans and leases held for sale | $150,000 | 1,552 |
| Unused loan commitments | $95,291,000 | 1,072 |
| Tier 1 (core) risk-based capital | $45,156,000 | 1,433 |
| Tier 2 risk-based capital | $5,625,000 | 946 |
| Total risk weighted assets | $449,284,000 | 1,115 |
| Total unused commitments | $95,291,000 | 1,072 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 85 | 2,018 |
| Assets and Liabilities | ||
| Total Assets: | $521,917,000 | 1,280 |
| Cash and due from depository institutions | $35,138,000 | 2,018 |
| Interest-bearing balances | $18,662,000 | 301 |
| Securities | $49,757,000 | 2,312 |
| Federal funds sold & reverse repurchase agreements | $9,720,000 | 1,520 |
| Net loans & leases | $408,332,000 | 1,131 |
| Loan loss allowance | $5,449,000 | 967 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $8,159,000 | 1,545 |
| Other real estate owned | $0 | 2,018 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $10,811,000 | 1,660 |
| Life insurance assets | $3,223,000 | 1,688 |
| Total liabilities and capital | $521,917,000 | 1,280 |
| Total liabilities | $478,294,000 | 1,253 |
| Total deposits | $409,817,000 | 1,272 |
| Interest-bearing deposits | $324,642,000 | 1,419 |
| Deposits held in domestic offices | $409,817,000 | 1,269 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,559,000 | 930 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $49,000,000 | 950 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,918,000 | 1,832 |
| Total equity capital | $43,623,000 | 1,575 |
| Total bank equity capital | $43,623,000 | 1,575 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,697,000 | 849 |
| Surplus | $18,879,000 | 1,517 |
| Undivided profits | $19,047,000 | 1,871 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,081,000 | 2,197 |
| Earning assets | $486,471,000 | 1,246 |
| Long-term assets (5+ years) | $90,482,000 | 1,225 |
| Average Assets, year-to-date | $503,480,250 | 1,282 |
| Average Assets, quarterly | $519,321,000 | 1,272 |
| Volatile liabilities | $131,045,000 | 1,079 |
| Insider loans | $13,684,000 | 503 |
| FHLB advances | $49,000,000 | 877 |
| Loans and leases held for sale | $340,000 | 1,321 |
| Unused loan commitments | $95,062,000 | 1,080 |
| Tier 1 (core) risk-based capital | $43,910,000 | 1,472 |
| Tier 2 risk-based capital | $5,480,000 | 957 |
| Total risk weighted assets | $438,109,000 | 1,123 |
| Total unused commitments | $95,062,000 | 1,081 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 81 | 2,165 |
| Assets and Liabilities | ||
| Total Assets: | $516,725,000 | 1,289 |
| Cash and due from depository institutions | $40,488,000 | 2,165 |
| Interest-bearing balances | $18,609,000 | 342 |
| Securities | $51,380,000 | 2,244 |
| Federal funds sold & reverse repurchase agreements | $14,088,000 | 1,124 |
| Net loans & leases | $391,294,000 | 1,189 |
| Loan loss allowance | $5,429,000 | 956 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $8,203,000 | 1,532 |
| Other real estate owned | $0 | 2,165 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $11,272,000 | 1,591 |
| Life insurance assets | $3,192,000 | 1,694 |
| Total liabilities and capital | $516,725,000 | 1,289 |
| Total liabilities | $474,421,000 | 1,266 |
| Total deposits | $410,354,000 | 1,271 |
| Interest-bearing deposits | $323,903,000 | 1,431 |
| Deposits held in domestic offices | $410,354,000 | 1,266 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,873,000 | 1,109 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $50,000,000 | 875 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,194,000 | 2,169 |
| Total equity capital | $42,304,000 | 1,609 |
| Total bank equity capital | $42,304,000 | 1,609 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,697,000 | 839 |
| Surplus | $18,870,000 | 1,517 |
| Undivided profits | $17,737,000 | 1,955 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $160,000 | 5,763 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,128,000 | 1,977 |
| Earning assets | $475,371,000 | 1,284 |
| Long-term assets (5+ years) | $85,398,000 | 1,253 |
| Average Assets, year-to-date | $497,334,670 | 1,321 |
| Average Assets, quarterly | $509,289,000 | 1,298 |
| Volatile liabilities | $117,556,000 | 1,194 |
| Insider loans | $13,274,000 | 529 |
| FHLB advances | $50,000,000 | 800 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $88,911,000 | 1,169 |
| Tier 1 (core) risk-based capital | $42,932,000 | 1,507 |
| Tier 2 risk-based capital | $5,341,000 | 981 |
| Total risk weighted assets | $426,910,000 | 1,154 |
| Total unused commitments | $88,911,000 | 1,170 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 81 | 2,152 |
| Assets and Liabilities | ||
| Total Assets: | $501,853,000 | 1,329 |
| Cash and due from depository institutions | $30,206,000 | 2,152 |
| Interest-bearing balances | $18,336,000 | 360 |
| Securities | $55,062,000 | 2,097 |
| Federal funds sold & reverse repurchase agreements | $16,175,000 | 1,222 |
| Net loans & leases | $382,468,000 | 1,201 |
| Loan loss allowance | $5,659,000 | 918 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,276,000 | 1,496 |
| Other real estate owned | $0 | 2,152 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $9,666,000 | 1,772 |
| Life insurance assets | $3,161,000 | 1,688 |
| Total liabilities and capital | $501,853,000 | 1,329 |
| Total liabilities | $460,771,000 | 1,297 |
| Total deposits | $393,584,000 | 1,328 |
| Interest-bearing deposits | $315,665,000 | 1,466 |
| Deposits held in domestic offices | $393,584,000 | 1,323 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,928,000 | 839 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $47,500,000 | 889 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,759,000 | 2,679 |
| Total equity capital | $41,082,000 | 1,666 |
| Total bank equity capital | $41,082,000 | 1,666 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,697,000 | 823 |
| Surplus | $18,863,000 | 1,490 |
| Undivided profits | $16,522,000 | 2,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,860,000 | 2,197 |
| Earning assets | $472,041,000 | 1,298 |
| Long-term assets (5+ years) | $83,244,000 | 1,265 |
| Average Assets, year-to-date | $487,639,500 | 1,355 |
| Average Assets, quarterly | $487,639,500 | 1,355 |
| Volatile liabilities | $126,792,000 | 1,093 |
| Insider loans | $13,464,000 | 496 |
| FHLB advances | $47,500,000 | 814 |
| Loans and leases held for sale | $755,000 | 1,090 |
| Unused loan commitments | $84,249,000 | 1,232 |
| Tier 1 (core) risk-based capital | $41,387,000 | 1,544 |
| Tier 2 risk-based capital | $5,226,000 | 993 |
| Total risk weighted assets | $417,672,000 | 1,167 |
| Total unused commitments | $84,249,000 | 1,232 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 80 | 2,183 |
| Assets and Liabilities | ||
| Total Assets: | $473,426,000 | 1,390 |
| Cash and due from depository institutions | $24,005,000 | 2,183 |
| Interest-bearing balances | $7,196,000 | 811 |
| Securities | $57,962,000 | 2,033 |
| Federal funds sold & reverse repurchase agreements | $8,502,000 | 1,922 |
| Net loans & leases | $364,776,000 | 1,259 |
| Loan loss allowance | $5,509,000 | 926 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $8,301,000 | 1,456 |
| Other real estate owned | $0 | 2,183 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $9,880,000 | 1,763 |
| Life insurance assets | $3,130,000 | 1,670 |
| Total liabilities and capital | $473,426,000 | 1,390 |
| Total liabilities | $433,767,000 | 1,361 |
| Total deposits | $382,163,000 | 1,361 |
| Interest-bearing deposits | $310,293,000 | 1,460 |
| Deposits held in domestic offices | $382,163,000 | 1,357 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,517,000 | 1,074 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $37,500,000 | 1,098 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,587,000 | 2,861 |
| Total equity capital | $39,659,000 | 1,681 |
| Total bank equity capital | $39,659,000 | 1,681 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $5,697,000 | 812 |
| Surplus | $18,854,000 | 1,460 |
| Undivided profits | $15,108,000 | 2,243 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,000,000 | 2,099 |
| Earning assets | $438,436,000 | 1,373 |
| Long-term assets (5+ years) | $83,826,000 | 1,252 |
| Average Assets, year-to-date | $428,127,000 | 1,460 |
| Average Assets, quarterly | $466,732,500 | 1,386 |
| Volatile liabilities | $131,920,000 | 1,154 |
| Insider loans | $11,249,000 | 607 |
| FHLB advances | $37,500,000 | 1,029 |
| Loans and leases held for sale | $1,483,000 | 817 |
| Unused loan commitments | $83,329,000 | 1,203 |
| Tier 1 (core) risk-based capital | $40,061,000 | 1,577 |
| Tier 2 risk-based capital | $4,958,000 | 1,035 |
| Total risk weighted assets | $396,552,000 | 1,207 |
| Total unused commitments | $83,329,000 | 1,203 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 79 | 2,230 |
| Assets and Liabilities | ||
| Total Assets: | $460,039,000 | 1,415 |
| Cash and due from depository institutions | $40,197,000 | 2,230 |
| Interest-bearing balances | $25,543,000 | 210 |
| Securities | $46,047,000 | 2,516 |
| Federal funds sold & reverse repurchase agreements | $9,068,000 | 1,544 |
| Net loans & leases | $347,613,000 | 1,312 |
| Loan loss allowance | $5,321,000 | 966 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,224,000 | 1,446 |
| Other real estate owned | $0 | 2,230 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $8,890,000 | 1,913 |
| Life insurance assets | $3,102,000 | 1,645 |
| Total liabilities and capital | $460,038,000 | 1,415 |
| Total liabilities | $424,816,000 | 1,366 |
| Total deposits | $386,788,000 | 1,326 |
| Interest-bearing deposits | $296,046,000 | 1,509 |
| Deposits held in domestic offices | $386,788,000 | 1,321 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,776,000 | 891 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $19,500,000 | 1,824 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,752,000 | 2,604 |
| Total equity capital | $35,222,000 | 1,879 |
| Total bank equity capital | $35,222,000 | 1,879 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,697,000 | 794 |
| Surplus | $15,837,000 | 1,678 |
| Undivided profits | $13,688,000 | 2,425 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,745,000 | 2,431 |
| Earning assets | $428,271,000 | 1,397 |
| Long-term assets (5+ years) | $73,850,000 | 1,372 |
| Average Assets, year-to-date | $416,802,250 | 1,520 |
| Average Assets, quarterly | $445,796,000 | 1,438 |
| Volatile liabilities | $123,495,000 | 1,224 |
| Insider loans | $11,050,000 | 609 |
| FHLB advances | $19,500,000 | 1,720 |
| Loans and leases held for sale | $620,000 | 1,115 |
| Unused loan commitments | $89,495,000 | 1,139 |
| Tier 1 (core) risk-based capital | $35,693,000 | 1,757 |
| Tier 2 risk-based capital | $4,753,000 | 1,083 |
| Total risk weighted assets | $379,357,000 | 1,259 |
| Total unused commitments | $89,495,000 | 1,141 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 74 | 2,387 |
| Assets and Liabilities | ||
| Total Assets: | $431,553,000 | 1,499 |
| Cash and due from depository institutions | $36,027,000 | 2,387 |
| Interest-bearing balances | $25,820,000 | 186 |
| Securities | $47,782,000 | 2,427 |
| Federal funds sold & reverse repurchase agreements | $1,061,000 | 4,435 |
| Net loans & leases | $329,609,000 | 1,358 |
| Loan loss allowance | $5,009,000 | 1,017 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $7,784,000 | 1,501 |
| Other real estate owned | $0 | 2,387 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $9,290,000 | 1,832 |
| Life insurance assets | $3,072,000 | 1,627 |
| Total liabilities and capital | $431,553,000 | 1,499 |
| Total liabilities | $398,051,000 | 1,454 |
| Total deposits | $357,338,000 | 1,436 |
| Interest-bearing deposits | $283,292,000 | 1,561 |
| Deposits held in domestic offices | $357,338,000 | 1,432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,759,000 | 832 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $19,500,000 | 1,813 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,454,000 | 2,762 |
| Total equity capital | $33,502,000 | 1,909 |
| Total bank equity capital | $33,502,000 | 1,909 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $5,697,000 | 773 |
| Surplus | $15,837,000 | 1,635 |
| Undivided profits | $11,968,000 | 2,595 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $49,000 | 6,617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,539,000 | 2,447 |
| Earning assets | $404,272,000 | 1,463 |
| Long-term assets (5+ years) | $78,592,000 | 1,296 |
| Average Assets, year-to-date | $402,390,000 | 1,593 |
| Average Assets, quarterly | $417,873,500 | 1,530 |
| Volatile liabilities | $82,851,000 | 1,731 |
| Insider loans | $1,605,000 | 3,326 |
| FHLB advances | $19,500,000 | 1,705 |
| Loans and leases held for sale | $3,050,000 | 523 |
| Unused loan commitments | $84,316,000 | 1,192 |
| Tier 1 (core) risk-based capital | $34,394,000 | 1,798 |
| Tier 2 risk-based capital | $4,508,000 | 1,117 |
| Total risk weighted assets | $360,110,000 | 1,316 |
| Total unused commitments | $84,316,000 | 1,192 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 76 | 2,313 |
| Assets and Liabilities | ||
| Total Assets: | $404,194,000 | 1,584 |
| Cash and due from depository institutions | $26,526,000 | 2,313 |
| Interest-bearing balances | $14,580,000 | 417 |
| Securities | $49,493,000 | 2,386 |
| Federal funds sold & reverse repurchase agreements | $6,924,000 | 2,071 |
| Net loans & leases | $306,196,000 | 1,430 |
| Loan loss allowance | $4,759,000 | 1,063 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,031,000 | 1,626 |
| Other real estate owned | $0 | 2,313 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $8,024,000 | 2,002 |
| Life insurance assets | $3,043,000 | 1,599 |
| Total liabilities and capital | $404,193,000 | 1,584 |
| Total liabilities | $371,589,000 | 1,544 |
| Total deposits | $333,630,000 | 1,515 |
| Interest-bearing deposits | $234,269,000 | 1,861 |
| Deposits held in domestic offices | $333,630,000 | 1,512 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,195,000 | 908 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $21,500,000 | 1,651 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,264,000 | 3,022 |
| Total equity capital | $32,604,000 | 1,932 |
| Total bank equity capital | $32,604,000 | 1,932 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,697,000 | 759 |
| Surplus | $15,837,000 | 1,577 |
| Undivided profits | $11,070,000 | 2,807 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,415,000 | 2,498 |
| Earning assets | $377,193,000 | 1,558 |
| Long-term assets (5+ years) | $72,197,000 | 1,353 |
| Average Assets, year-to-date | $387,808,500 | 1,647 |
| Average Assets, quarterly | $387,808,500 | 1,647 |
| Volatile liabilities | $78,480,000 | 1,724 |
| Insider loans | $1,856,000 | 2,993 |
| FHLB advances | $21,500,000 | 1,563 |
| Loans and leases held for sale | $379,000 | 1,207 |
| Unused loan commitments | $79,434,000 | 1,238 |
| Tier 1 (core) risk-based capital | $33,209,000 | 1,836 |
| Tier 2 risk-based capital | $4,204,000 | 1,186 |
| Total risk weighted assets | $335,794,000 | 1,375 |
| Total unused commitments | $79,434,000 | 1,238 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 71 | 2,449 |
| Assets and Liabilities | ||
| Total Assets: | $371,423,000 | 1,717 |
| Cash and due from depository institutions | $25,854,000 | 2,449 |
| Interest-bearing balances | $15,365,000 | 356 |
| Securities | $44,283,000 | 2,632 |
| Federal funds sold & reverse repurchase agreements | $10,232,000 | 1,340 |
| Net loans & leases | $276,512,000 | 1,564 |
| Loan loss allowance | $4,384,000 | 1,126 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $6,329,000 | 1,770 |
| Other real estate owned | $0 | 2,449 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $8,213,000 | 1,971 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $371,423,000 | 1,717 |
| Total liabilities | $339,284,000 | 1,691 |
| Total deposits | $308,634,000 | 1,631 |
| Interest-bearing deposits | $213,842,000 | 1,981 |
| Deposits held in domestic offices | $308,634,000 | 1,626 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,922,000 | 1,392 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $22,500,000 | 1,631 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,228,000 | 3,043 |
| Total equity capital | $32,139,000 | 1,949 |
| Total bank equity capital | $32,139,000 | 1,949 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $5,697,000 | 744 |
| Surplus | $15,837,000 | 1,557 |
| Undivided profits | $10,605,000 | 2,891 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,421,000 | 2,504 |
| Earning assets | $346,392,000 | 1,682 |
| Long-term assets (5+ years) | $61,182,000 | 1,532 |
| Average Assets, year-to-date | $344,099,400 | 1,743 |
| Average Assets, quarterly | $368,133,000 | 1,707 |
| Volatile liabilities | $68,546,000 | 1,902 |
| Insider loans | $2,751,000 | 2,260 |
| FHLB advances | $22,500,000 | 1,528 |
| Loans and leases held for sale | $203,000 | 1,452 |
| Unused loan commitments | $71,094,000 | 1,326 |
| Tier 1 (core) risk-based capital | $32,668,000 | 1,823 |
| Tier 2 risk-based capital | $3,811,000 | 1,290 |
| Total risk weighted assets | $303,547,000 | 1,506 |
| Total unused commitments | $71,094,000 | 1,326 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 66 | 2,625 |
| Assets and Liabilities | ||
| Total Assets: | $364,843,000 | 1,706 |
| Cash and due from depository institutions | $23,001,000 | 2,625 |
| Interest-bearing balances | $12,051,000 | 480 |
| Securities | $52,056,000 | 2,248 |
| Federal funds sold & reverse repurchase agreements | $5,734,000 | 2,060 |
| Net loans & leases | $271,626,000 | 1,557 |
| Loan loss allowance | $3,977,000 | 1,239 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,687,000 | 1,935 |
| Other real estate owned | $0 | 2,625 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $6,739,000 | 2,245 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $364,843,000 | 1,706 |
| Total liabilities | $333,506,000 | 1,680 |
| Total deposits | $308,113,000 | 1,595 |
| Interest-bearing deposits | $216,009,000 | 1,918 |
| Deposits held in domestic offices | $308,113,000 | 1,591 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,153,000 | 1,013 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $12,500,000 | 2,344 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $740,000 | 4,156 |
| Total equity capital | $31,337,000 | 1,963 |
| Total bank equity capital | $31,337,000 | 1,963 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,697,000 | 717 |
| Surplus | $15,837,000 | 1,509 |
| Undivided profits | $9,803,000 | 3,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,151,000 | 3,024 |
| Earning assets | $341,467,000 | 1,677 |
| Long-term assets (5+ years) | $61,132,000 | 1,525 |
| Average Assets, year-to-date | $337,268,500 | 1,765 |
| Average Assets, quarterly | $359,118,000 | 1,711 |
| Volatile liabilities | $71,784,000 | 1,761 |
| Insider loans | $2,679,000 | 2,294 |
| FHLB advances | $12,500,000 | 2,208 |
| Loans and leases held for sale | $1,123,000 | 907 |
| Unused loan commitments | $64,042,000 | 1,434 |
| Tier 1 (core) risk-based capital | $31,687,000 | 1,853 |
| Tier 2 risk-based capital | $3,712,000 | 1,291 |
| Total risk weighted assets | $296,730,000 | 1,497 |
| Total unused commitments | $64,042,000 | 1,434 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 66 | 2,619 |
| Assets and Liabilities | ||
| Total Assets: | $353,393,000 | 1,725 |
| Cash and due from depository institutions | $40,139,000 | 2,619 |
| Interest-bearing balances | $29,013,000 | 168 |
| Securities | $33,909,000 | 3,268 |
| Federal funds sold & reverse repurchase agreements | $7,473,000 | 1,542 |
| Net loans & leases | $260,085,000 | 1,586 |
| Loan loss allowance | $3,721,000 | 1,299 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,093,000 | 2,123 |
| Other real estate owned | $0 | 2,619 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $6,694,000 | 2,165 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $353,393,000 | 1,725 |
| Total liabilities | $323,048,000 | 1,701 |
| Total deposits | $298,193,000 | 1,612 |
| Interest-bearing deposits | $226,584,000 | 1,788 |
| Deposits held in domestic offices | $298,193,000 | 1,608 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,471,000 | 1,107 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $13,500,000 | 2,221 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $884,000 | 3,531 |
| Total equity capital | $30,345,000 | 1,973 |
| Total bank equity capital | $30,345,000 | 1,973 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,697,000 | 702 |
| Surplus | $15,837,000 | 1,481 |
| Undivided profits | $8,811,000 | 3,326 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $75,000 | 6,498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,094,000 | 2,910 |
| Earning assets | $330,480,000 | 1,689 |
| Long-term assets (5+ years) | $51,085,000 | 1,757 |
| Average Assets, year-to-date | $328,077,000 | 1,790 |
| Average Assets, quarterly | $344,637,500 | 1,739 |
| Volatile liabilities | $63,877,000 | 1,866 |
| Insider loans | $2,689,000 | 2,253 |
| FHLB advances | $13,500,000 | 2,103 |
| Loans and leases held for sale | $1,204,000 | 914 |
| Unused loan commitments | $65,578,000 | 1,362 |
| Tier 1 (core) risk-based capital | $30,547,000 | 1,871 |
| Tier 2 risk-based capital | $3,542,000 | 1,337 |
| Total risk weighted assets | $283,153,000 | 1,534 |
| Total unused commitments | $65,578,000 | 1,362 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 60 | 2,831 |
| Assets and Liabilities | ||
| Total Assets: | $335,882,000 | 1,768 |
| Cash and due from depository institutions | $41,990,000 | 2,831 |
| Interest-bearing balances | $31,606,000 | 164 |
| Securities | $34,568,000 | 3,246 |
| Federal funds sold & reverse repurchase agreements | $4,097,000 | 2,707 |
| Net loans & leases | $244,455,000 | 1,642 |
| Loan loss allowance | $3,347,000 | 1,432 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,648,000 | 2,275 |
| Other real estate owned | $0 | 2,831 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $6,124,000 | 2,315 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $335,882,000 | 1,768 |
| Total liabilities | $306,806,000 | 1,750 |
| Total deposits | $278,861,000 | 1,707 |
| Interest-bearing deposits | $216,227,000 | 1,868 |
| Deposits held in domestic offices | $278,861,000 | 1,702 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,586,000 | 939 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $13,500,000 | 2,148 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $859,000 | 3,522 |
| Total equity capital | $29,076,000 | 1,995 |
| Total bank equity capital | $29,076,000 | 1,995 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,697,000 | 684 |
| Surplus | $15,837,000 | 1,440 |
| Undivided profits | $7,542,000 | 3,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $954,000 | 3,187 |
| Earning assets | $314,726,000 | 1,740 |
| Long-term assets (5+ years) | $45,185,000 | 1,972 |
| Average Assets, year-to-date | $315,419,000 | 1,858 |
| Average Assets, quarterly | $315,419,000 | 1,858 |
| Volatile liabilities | $63,596,000 | 1,791 |
| Insider loans | $2,711,000 | 2,184 |
| FHLB advances | $13,500,000 | 2,040 |
| Loans and leases held for sale | $1,592,000 | 728 |
| Unused loan commitments | $65,806,000 | 1,317 |
| Tier 1 (core) risk-based capital | $29,450,000 | 1,898 |
| Tier 2 risk-based capital | $3,330,000 | 1,404 |
| Total risk weighted assets | $266,422,000 | 1,585 |
| Total unused commitments | $65,806,000 | 1,317 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 59 | 2,877 |
| Assets and Liabilities | ||
| Total Assets: | $294,956,000 | 1,986 |
| Cash and due from depository institutions | $25,140,000 | 2,877 |
| Interest-bearing balances | $15,001,000 | 389 |
| Securities | $31,843,000 | 3,474 |
| Federal funds sold & reverse repurchase agreements | $4,449,000 | 2,458 |
| Net loans & leases | $222,832,000 | 1,765 |
| Loan loss allowance | $3,093,000 | 1,522 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,176,000 | 2,487 |
| Other real estate owned | $824,000 | 2,877 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,692,000 | 2,404 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $294,956,000 | 1,986 |
| Total liabilities | $266,538,000 | 1,982 |
| Total deposits | $247,776,000 | 1,894 |
| Interest-bearing deposits | $184,435,000 | 2,151 |
| Deposits held in domestic offices | $247,776,000 | 1,888 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,523,000 | 1,673 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $13,500,000 | 2,189 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $739,000 | 3,801 |
| Total equity capital | $28,418,000 | 2,043 |
| Total bank equity capital | $28,418,000 | 2,043 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,697,000 | 665 |
| Surplus | $15,837,000 | 1,431 |
| Undivided profits | $6,884,000 | 3,874 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $864,000 | 3,475 |
| Earning assets | $274,125,000 | 1,964 |
| Long-term assets (5+ years) | $43,778,000 | 2,047 |
| Average Assets, year-to-date | $251,168,000 | 2,223 |
| Average Assets, quarterly | $281,441,500 | 2,051 |
| Volatile liabilities | $49,254,000 | 2,150 |
| Insider loans | $2,488,000 | 2,336 |
| FHLB advances | $13,500,000 | 2,067 |
| Loans and leases held for sale | $1,486,000 | 721 |
| Unused loan commitments | $60,453,000 | 1,373 |
| Tier 1 (core) risk-based capital | $28,522,000 | 1,927 |
| Tier 2 risk-based capital | $3,015,000 | 1,522 |
| Total risk weighted assets | $241,089,000 | 1,713 |
| Total unused commitments | $60,453,000 | 1,373 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 59 | 2,880 |
| Assets and Liabilities | ||
| Total Assets: | $267,927,000 | 2,143 |
| Cash and due from depository institutions | $29,394,000 | 2,880 |
| Interest-bearing balances | $12,879,000 | 472 |
| Securities | $26,797,000 | 3,921 |
| Federal funds sold & reverse repurchase agreements | $3,647,000 | 2,663 |
| Net loans & leases | $198,323,000 | 1,928 |
| Loan loss allowance | $2,880,000 | 1,606 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,778,000 | 2,680 |
| Other real estate owned | $824,000 | 2,880 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $5,164,000 | 2,545 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $267,927,000 | 2,143 |
| Total liabilities | $247,031,000 | 2,089 |
| Total deposits | $224,136,000 | 2,062 |
| Interest-bearing deposits | $170,125,000 | 2,313 |
| Deposits held in domestic offices | $224,136,000 | 2,056 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,877,000 | 1,206 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $13,500,000 | 2,177 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $518,000 | 4,820 |
| Total equity capital | $20,896,000 | 2,729 |
| Total bank equity capital | $20,896,000 | 2,729 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $5,697,000 | 656 |
| Surplus | $8,837,000 | 2,266 |
| Undivided profits | $6,362,000 | 4,076 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $757,000 | 4,035 |
| Earning assets | $241,646,000 | 2,186 |
| Long-term assets (5+ years) | $41,015,000 | 2,172 |
| Average Assets, year-to-date | $240,221,000 | 2,315 |
| Average Assets, quarterly | $259,530,500 | 2,188 |
| Volatile liabilities | $51,788,000 | 2,041 |
| Insider loans | $2,940,000 | 1,987 |
| FHLB advances | $13,500,000 | 2,051 |
| Loans and leases held for sale | $1,126,000 | 838 |
| Unused loan commitments | $50,135,000 | 1,565 |
| Tier 1 (core) risk-based capital | $20,894,000 | 2,592 |
| Tier 2 risk-based capital | $2,676,000 | 1,664 |
| Total risk weighted assets | $213,867,000 | 1,872 |
| Total unused commitments | $50,135,000 | 1,566 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 53 | 3,196 |
| Assets and Liabilities | ||
| Total Assets: | $251,134,000 | 2,270 |
| Cash and due from depository institutions | $24,547,000 | 3,196 |
| Interest-bearing balances | $15,198,000 | 402 |
| Securities | $27,077,000 | 3,952 |
| Federal funds sold & reverse repurchase agreements | $4,261,000 | 2,247 |
| Net loans & leases | $186,040,000 | 1,986 |
| Loan loss allowance | $2,671,000 | 1,738 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,164,000 | 3,072 |
| Other real estate owned | $824,000 | 3,196 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,221,000 | 2,544 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $251,134,000 | 2,270 |
| Total liabilities | $231,200,000 | 2,216 |
| Total deposits | $207,704,000 | 2,209 |
| Interest-bearing deposits | $162,323,000 | 2,381 |
| Deposits held in domestic offices | $207,704,000 | 2,202 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,684,000 | 1,160 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $13,500,000 | 2,173 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $312,000 | 5,735 |
| Total equity capital | $19,934,000 | 2,741 |
| Total bank equity capital | $19,934,000 | 2,741 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,697,000 | 642 |
| Surplus | $8,837,000 | 2,240 |
| Undivided profits | $5,400,000 | 4,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $58,000 | 7,031 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $58,000 | 998 |
| Income earned, not collected on loans | $678,000 | 4,139 |
| Earning assets | $232,576,000 | 2,233 |
| Long-term assets (5+ years) | $44,820,000 | 2,080 |
| Average Assets, year-to-date | $230,985,670 | 2,408 |
| Average Assets, quarterly | $243,227,500 | 2,303 |
| Volatile liabilities | $52,452,000 | 1,973 |
| Insider loans | $2,983,000 | 1,941 |
| FHLB advances | $13,500,000 | 2,042 |
| Loans and leases held for sale | $656,000 | 1,079 |
| Unused loan commitments | $43,296,000 | 1,741 |
| Tier 1 (core) risk-based capital | $20,207,000 | 2,624 |
| Tier 2 risk-based capital | $2,533,000 | 1,737 |
| Total risk weighted assets | $202,524,000 | 1,927 |
| Total unused commitments | $43,296,000 | 1,745 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 49 | 3,408 |
| Assets and Liabilities | ||
| Total Assets: | $235,321,000 | 2,390 |
| Cash and due from depository institutions | $30,857,000 | 3,408 |
| Interest-bearing balances | $21,897,000 | 329 |
| Securities | $22,102,000 | 4,488 |
| Federal funds sold & reverse repurchase agreements | $5,964,000 | 2,435 |
| Net loans & leases | $167,861,000 | 2,151 |
| Loan loss allowance | $2,488,000 | 1,851 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,025,000 | 3,129 |
| Other real estate owned | $850,000 | 3,408 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,662,000 | 2,630 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $235,321,000 | 2,390 |
| Total liabilities | $215,638,000 | 2,352 |
| Total deposits | $197,895,000 | 2,298 |
| Interest-bearing deposits | $153,863,000 | 2,519 |
| Deposits held in domestic offices | $197,895,000 | 2,292 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,711,000 | 1,717 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $13,500,000 | 2,053 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $532,000 | 4,718 |
| Total equity capital | $19,683,000 | 2,826 |
| Total bank equity capital | $19,683,000 | 2,826 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $5,697,000 | 634 |
| Surplus | $8,837,000 | 2,203 |
| Undivided profits | $5,149,000 | 4,604 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $58,000 | 7,149 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $58,000 | 1,036 |
| Income earned, not collected on loans | $563,000 | 4,749 |
| Earning assets | $217,824,000 | 2,367 |
| Long-term assets (5+ years) | $32,650,000 | 2,600 |
| Average Assets, year-to-date | $220,911,500 | 2,514 |
| Average Assets, quarterly | $220,911,500 | 2,514 |
| Volatile liabilities | $51,744,000 | 1,924 |
| Insider loans | $2,949,000 | 1,909 |
| FHLB advances | $13,500,000 | 1,935 |
| Loans and leases held for sale | $1,437,000 | 846 |
| Unused loan commitments | $40,141,000 | 1,788 |
| Tier 1 (core) risk-based capital | $19,597,000 | 2,674 |
| Tier 2 risk-based capital | $2,317,000 | 1,863 |
| Total risk weighted assets | $185,151,000 | 2,041 |
| Total unused commitments | $40,141,000 | 1,794 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 49 | 3,433 |
| Assets and Liabilities | ||
| Total Assets: | $206,502,000 | 2,703 |
| Cash and due from depository institutions | $9,378,000 | 3,433 |
| Interest-bearing balances | $243,000 | 4,388 |
| Securities | $24,678,000 | 4,252 |
| Federal funds sold & reverse repurchase agreements | $242,000 | 5,963 |
| Net loans & leases | $163,685,000 | 2,176 |
| Loan loss allowance | $2,305,000 | 1,974 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,901,000 | 3,241 |
| Other real estate owned | $850,000 | 3,433 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $4,768,000 | 2,594 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $206,502,000 | 2,703 |
| Total liabilities | $188,871,000 | 2,660 |
| Total deposits | $169,929,000 | 2,658 |
| Interest-bearing deposits | $133,304,000 | 2,849 |
| Deposits held in domestic offices | $169,929,000 | 2,655 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,173,000 | 1,578 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $13,500,000 | 2,066 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $269,000 | 6,358 |
| Total equity capital | $17,631,000 | 3,037 |
| Total bank equity capital | $17,631,000 | 3,037 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $5,697,000 | 639 |
| Surplus | $7,357,000 | 2,537 |
| Undivided profits | $4,577,000 | 4,823 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 7,944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,000 | 1,232 |
| Income earned, not collected on loans | $670,000 | 4,291 |
| Earning assets | $188,848,000 | 2,701 |
| Long-term assets (5+ years) | $28,993,000 | 2,852 |
| Average Assets, year-to-date | $183,879,600 | 2,879 |
| Average Assets, quarterly | $198,868,000 | 2,756 |
| Volatile liabilities | $49,004,000 | 2,005 |
| Insider loans | $3,623,000 | 1,548 |
| FHLB advances | $13,500,000 | 1,946 |
| Loans and leases held for sale | $1,266,000 | 802 |
| Unused loan commitments | $29,925,000 | 2,155 |
| Tier 1 (core) risk-based capital | $17,625,000 | 2,892 |
| Tier 2 risk-based capital | $2,202,000 | 1,931 |
| Total risk weighted assets | $176,096,000 | 2,120 |
| Total unused commitments | $29,925,000 | 2,158 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 51 | 3,323 |
| Assets and Liabilities | ||
| Total Assets: | $191,234,000 | 2,868 |
| Cash and due from depository institutions | $15,279,000 | 3,323 |
| Interest-bearing balances | $9,314,000 | 824 |
| Securities | $19,116,000 | 4,859 |
| Federal funds sold & reverse repurchase agreements | $413,000 | 6,070 |
| Net loans & leases | $148,814,000 | 2,359 |
| Loan loss allowance | $2,121,000 | 2,149 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,210,000 | 3,921 |
| Other real estate owned | $850,000 | 3,323 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,552,000 | 2,690 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $191,234,000 | 2,868 |
| Total liabilities | $174,118,000 | 2,837 |
| Total deposits | $157,195,000 | 2,828 |
| Interest-bearing deposits | $126,462,000 | 2,987 |
| Deposits held in domestic offices | $157,195,000 | 2,825 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,581,000 | 1,610 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $12,000,000 | 2,128 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $342,000 | 6,100 |
| Total equity capital | $17,116,000 | 3,113 |
| Total bank equity capital | $17,116,000 | 3,113 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $5,697,000 | 631 |
| Surplus | $7,357,000 | 2,495 |
| Undivided profits | $4,062,000 | 5,154 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 8,099 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,000 | 1,303 |
| Income earned, not collected on loans | $523,000 | 5,367 |
| Earning assets | $177,657,000 | 2,825 |
| Long-term assets (5+ years) | $21,233,000 | 3,491 |
| Average Assets, year-to-date | $178,224,000 | 2,979 |
| Average Assets, quarterly | $187,116,000 | 2,896 |
| Volatile liabilities | $44,234,000 | 2,127 |
| Insider loans | $3,039,000 | 1,827 |
| FHLB advances | $12,000,000 | 1,994 |
| Loans and leases held for sale | $3,200,000 | 693 |
| Unused loan commitments | $32,539,000 | 2,055 |
| Tier 1 (core) risk-based capital | $17,131,000 | 2,957 |
| Tier 2 risk-based capital | $1,990,000 | 2,105 |
| Total risk weighted assets | $159,075,000 | 2,318 |
| Total unused commitments | $32,539,000 | 2,057 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 45 | 3,706 |
| Assets and Liabilities | ||
| Total Assets: | $182,998,000 | 2,960 |
| Cash and due from depository institutions | $17,597,000 | 3,706 |
| Interest-bearing balances | $11,492,000 | 722 |
| Securities | $19,224,000 | 4,808 |
| Federal funds sold & reverse repurchase agreements | $956,000 | 5,850 |
| Net loans & leases | $139,785,000 | 2,479 |
| Loan loss allowance | $2,259,000 | 1,991 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $848,000 | 6,219 |
| Other real estate owned | $0 | 3,706 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,588,000 | 2,566 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $182,998,000 | 2,960 |
| Total liabilities | $168,839,000 | 2,896 |
| Total deposits | $153,455,000 | 2,893 |
| Interest-bearing deposits | $122,784,000 | 3,036 |
| Deposits held in domestic offices | $153,455,000 | 2,890 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,134,000 | 1,798 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $12,000,000 | 2,092 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $250,000 | 6,914 |
| Total equity capital | $14,159,000 | 3,694 |
| Total bank equity capital | $14,159,000 | 3,694 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $5,697,000 | 625 |
| Surplus | $4,692,000 | 3,464 |
| Undivided profits | $3,770,000 | 5,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,105,000 | 2,655 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $568,000 | 4,921 |
| Earning assets | $171,457,000 | 2,887 |
| Long-term assets (5+ years) | $15,201,000 | 4,068 |
| Average Assets, year-to-date | $173,887,330 | 3,048 |
| Average Assets, quarterly | $178,683,000 | 2,995 |
| Volatile liabilities | $43,420,000 | 2,116 |
| Insider loans | $3,039,000 | 1,813 |
| FHLB advances | $12,000,000 | 1,959 |
| Loans and leases held for sale | $5,496,000 | 667 |
| Unused loan commitments | $30,327,000 | 2,096 |
| Tier 1 (core) risk-based capital | $14,041,000 | 3,519 |
| Tier 2 risk-based capital | $1,836,000 | 2,187 |
| Total risk weighted assets | $146,435,000 | 2,448 |
| Total unused commitments | $30,327,000 | 2,107 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 43 | 3,808 |
| Assets and Liabilities | ||
| Total Assets: | $174,368,000 | 3,051 |
| Cash and due from depository institutions | $19,592,000 | 3,808 |
| Interest-bearing balances | $14,571,000 | 587 |
| Securities | $17,101,000 | 5,132 |
| Federal funds sold & reverse repurchase agreements | $3,820,000 | 3,857 |
| Net loans & leases | $128,394,000 | 2,618 |
| Loan loss allowance | $2,076,000 | 2,105 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $746,000 | 6,495 |
| Other real estate owned | $0 | 3,808 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $4,715,000 | 2,470 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,368,000 | 3,051 |
| Total liabilities | $161,698,000 | 2,971 |
| Total deposits | $147,207,000 | 2,976 |
| Interest-bearing deposits | $119,165,000 | 3,097 |
| Deposits held in domestic offices | $147,207,000 | 2,971 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,213,000 | 1,904 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $12,000,000 | 2,052 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $278,000 | 6,726 |
| Total equity capital | $12,670,000 | 3,990 |
| Total bank equity capital | $12,670,000 | 3,990 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,697,000 | 617 |
| Surplus | $3,532,000 | 4,102 |
| Undivided profits | $3,441,000 | 5,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $546,000 | 4,105 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $511,000 | 5,293 |
| Earning assets | $163,886,000 | 2,968 |
| Long-term assets (5+ years) | $14,774,000 | 4,027 |
| Average Assets, year-to-date | $169,332,000 | 3,105 |
| Average Assets, quarterly | $169,332,000 | 3,105 |
| Volatile liabilities | $40,317,000 | 2,194 |
| Insider loans | $3,137,000 | 1,724 |
| FHLB advances | $12,000,000 | 1,926 |
| Loans and leases held for sale | $3,381,000 | 788 |
| Unused loan commitments | $30,725,000 | 1,997 |
| Tier 1 (core) risk-based capital | $12,549,000 | 3,815 |
| Tier 2 risk-based capital | $1,725,000 | 2,261 |
| Total risk weighted assets | $137,617,000 | 2,551 |
| Total unused commitments | $30,725,000 | 2,005 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 37 | 4,296 |
| Assets and Liabilities | ||
| Total Assets: | $164,296,000 | 3,160 |
| Cash and due from depository institutions | $14,657,000 | 4,296 |
| Interest-bearing balances | $5,990,000 | 1,235 |
| Securities | $15,248,000 | 5,422 |
| Federal funds sold & reverse repurchase agreements | $6,927,000 | 2,094 |
| Net loans & leases | $122,632,000 | 2,695 |
| Loan loss allowance | $1,893,000 | 2,247 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $656,000 | 6,735 |
| Other real estate owned | $0 | 4,296 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $4,176,000 | 2,687 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,296,000 | 3,160 |
| Total liabilities | $151,914,000 | 3,071 |
| Total deposits | $136,101,000 | 3,121 |
| Interest-bearing deposits | $108,995,000 | 3,276 |
| Deposits held in domestic offices | $136,101,000 | 3,117 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,441,000 | 1,709 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $12,000,000 | 2,075 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $372,000 | 6,086 |
| Total equity capital | $12,382,000 | 4,024 |
| Total bank equity capital | $12,382,000 | 4,024 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $5,697,000 | 616 |
| Surplus | $3,532,000 | 4,061 |
| Undivided profits | $3,153,000 | 5,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $564,000 | 3,931 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $561,000 | 5,201 |
| Earning assets | $150,797,000 | 3,139 |
| Long-term assets (5+ years) | $17,512,000 | 3,619 |
| Average Assets, year-to-date | $135,305,200 | 3,543 |
| Average Assets, quarterly | $153,677,000 | 3,286 |
| Volatile liabilities | $36,680,000 | 2,381 |
| Insider loans | $3,083,000 | 1,728 |
| FHLB advances | $12,000,000 | 1,932 |
| Loans and leases held for sale | $1,614,000 | 1,146 |
| Unused loan commitments | $25,291,000 | 2,244 |
| Tier 1 (core) risk-based capital | $12,215,000 | 3,837 |
| Tier 2 risk-based capital | $1,653,000 | 2,333 |
| Total risk weighted assets | $132,036,000 | 2,636 |
| Total unused commitments | $25,291,000 | 2,249 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 27 | 5,385 |
| Assets and Liabilities | ||
| Total Assets: | $116,267,000 | 4,068 |
| Cash and due from depository institutions | $10,929,000 | 5,385 |
| Interest-bearing balances | $6,828,000 | 971 |
| Securities | $17,267,000 | 4,962 |
| Federal funds sold & reverse repurchase agreements | $4,630,000 | 2,943 |
| Net loans & leases | $81,540,000 | 3,720 |
| Loan loss allowance | $1,235,000 | 3,032 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $700,000 | 6,682 |
| Other real estate owned | $0 | 5,385 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,201,000 | 6,057 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,267,000 | 4,068 |
| Total liabilities | $105,158,000 | 4,047 |
| Total deposits | $93,184,000 | 4,171 |
| Interest-bearing deposits | $76,900,000 | 4,273 |
| Deposits held in domestic offices | $93,184,000 | 4,165 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,554,000 | 1,763 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,000,000 | 2,449 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $420,000 | 5,933 |
| Total equity capital | $11,109,000 | 4,132 |
| Total bank equity capital | $11,109,000 | 4,132 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,697,000 | 609 |
| Surplus | $3,532,000 | 3,968 |
| Undivided profits | $1,880,000 | 6,670 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $577,000 | 5,422 |
| Earning assets | $110,265,000 | 3,945 |
| Long-term assets (5+ years) | $10,741,000 | 4,636 |
| Average Assets, year-to-date | $93,502,600 | 4,602 |
| Average Assets, quarterly | $107,984,000 | 4,269 |
| Volatile liabilities | $19,062,000 | 3,817 |
| Insider loans | $3,396,000 | 1,483 |
| FHLB advances | $8,000,000 | 2,277 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $21,217,000 | 2,397 |
| Tier 1 (core) risk-based capital | $11,035,000 | 3,997 |
| Tier 2 risk-based capital | $1,128,000 | 3,043 |
| Total risk weighted assets | $90,138,000 | 3,515 |
| Total unused commitments | $21,217,000 | 2,402 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 21 | 6,388 |
| Assets and Liabilities | ||
| Total Assets: | $76,518,000 | 5,350 |
| Cash and due from depository institutions | $5,320,000 | 6,388 |
| Interest-bearing balances | $1,991,000 | 1,713 |
| Securities | $15,811,000 | 5,405 |
| Federal funds sold & reverse repurchase agreements | $5,661,000 | 2,106 |
| Net loans & leases | $47,885,000 | 5,311 |
| Loan loss allowance | $740,000 | 4,401 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $769,000 | 6,590 |
| Other real estate owned | $0 | 6,388 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,072,000 | 5,926 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,518,000 | 5,350 |
| Total liabilities | $65,919,000 | 5,497 |
| Total deposits | $61,646,000 | 5,459 |
| Interest-bearing deposits | $51,122,000 | 5,581 |
| Deposits held in domestic offices | $61,646,000 | 5,454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,093,000 | 1,722 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $180,000 | 8,529 |
| Total equity capital | $10,599,000 | 4,197 |
| Total bank equity capital | $10,599,000 | 4,197 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,697,000 | 598 |
| Surplus | $3,532,000 | 3,918 |
| Undivided profits | $1,370,000 | 7,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $294,000 | 6,979 |
| Earning assets | $71,348,000 | 5,297 |
| Long-term assets (5+ years) | $5,240,000 | 5,918 |
| Average Assets, year-to-date | $54,479,200 | 6,374 |
| Average Assets, quarterly | $67,897,000 | 5,754 |
| Volatile liabilities | $14,322,000 | 4,594 |
| Insider loans | $3,373,000 | 1,448 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $17,948,000 | 2,521 |
| Tier 1 (core) risk-based capital | $10,433,000 | 4,131 |
| Tier 2 risk-based capital | $728,540 | 4,191 |
| Total risk weighted assets | $58,271,940 | 4,791 |
| Total unused commitments | $17,948,000 | 2,525 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 17 | 7,277 |
| Assets and Liabilities | ||
| Total Assets: | $40,334,000 | 7,648 |
| Cash and due from depository institutions | $1,981,000 | 7,277 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $13,249,000 | 6,220 |
| Federal funds sold & reverse repurchase agreements | $8,173,000 | 1,179 |
| Net loans & leases | $15,369,000 | 8,587 |
| Loan loss allowance | $259,000 | 7,800 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $799,000 | 6,633 |
| Other real estate owned | $0 | 7,277 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $763,000 | 7,039 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,334,000 | 7,648 |
| Total liabilities | $29,626,000 | 8,214 |
| Total deposits | $28,261,000 | 8,185 |
| Interest-bearing deposits | $21,455,000 | 8,476 |
| Deposits held in domestic offices | $28,261,000 | 8,183 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,338,000 | 2,838 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $27,000 | 10,117 |
| Total equity capital | $10,708,000 | 4,015 |
| Total bank equity capital | $10,708,000 | 4,015 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,697,000 | 627 |
| Surplus | $3,532,000 | 3,895 |
| Undivided profits | $1,479,000 | 7,095 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $92,000 | 9,260 |
| Earning assets | $36,791,000 | 7,632 |
| Long-term assets (5+ years) | $1,182,000 | 8,171 |
| Average Assets, year-to-date | $26,962,670 | 8,635 |
| Average Assets, quarterly | $33,383,500 | 8,171 |
| Volatile liabilities | $4,881,000 | 7,410 |
| Insider loans | $1,060,000 | 3,617 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $6,989,000 | 4,605 |
| Tier 1 (core) risk-based capital | $10,395,000 | 4,112 |
| Tier 2 risk-based capital | $259,000 | 7,503 |
| Total risk weighted assets | $23,955,300 | 7,687 |
| Total unused commitments | $6,989,000 | 4,608 |
| Derivatives | $0 | 488 |