Home > GulfSouth Private Bank > Income and Expense
GulfSouth Private Bank, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,164,000 | 4,111 |
| Total interest expense | $1,300,000 | 2,525 |
| Net interest income | $2,864,000 | 4,603 |
| Provision for loan and lease losses | $4,606,000 | 431 |
| Total noninterest income | $198,000 | 5,433 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $40,000 | 6,238 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $158,000 | 4,563 |
| Total noninterest expense | $4,079,000 | 3,290 |
| Salaries and employee benefits | $1,612,000 | 3,962 |
| Premises and equipment expense | $502,000 | 3,159 |
| Additional noninterest expense | $1,965,000 | 2,457 |
| Pre-tax net operating income | $-5,623,000 | 7,098 |
| Securities gains (losses) | $419,000 | 866 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-5,204,000 | 7,106 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-5,204,000 | 7,106 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-5,204,000 | 7,106 |
| Net charge-offs | $3,690,000 | 576 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-5,623,000 | 7,096 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,911,000 | 4,010 |
| Total interest expense | $960,000 | 2,368 |
| Net interest income | $1,951,000 | 4,573 |
| Provision for loan and lease losses | $4,606,000 | 325 |
| Total noninterest income | $146,000 | 5,342 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $30,000 | 6,175 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $116,000 | 4,443 |
| Total noninterest expense | $2,779,000 | 3,259 |
| Salaries and employee benefits | $1,096,000 | 3,931 |
| Premises and equipment expense | $352,000 | 3,041 |
| Additional noninterest expense | $1,331,000 | 2,437 |
| Pre-tax net operating income | $-5,288,000 | 7,188 |
| Securities gains (losses) | $250,000 | 968 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-5,038,000 | 7,191 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-5,038,000 | 7,191 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-5,038,000 | 7,191 |
| Net charge-offs | $2,362,000 | 614 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-5,288,000 | 7,188 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,501,000 | 3,972 |
| Total interest expense | $495,000 | 2,399 |
| Net interest income | $1,006,000 | 4,508 |
| Provision for loan and lease losses | $251,000 | 1,737 |
| Total noninterest income | $107,000 | 4,836 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $16,000 | 6,090 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $91,000 | 3,844 |
| Total noninterest expense | $1,346,000 | 3,347 |
| Salaries and employee benefits | $561,000 | 3,895 |
| Premises and equipment expense | $181,000 | 3,020 |
| Additional noninterest expense | $604,000 | 2,648 |
| Pre-tax net operating income | $-484,000 | 7,035 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-484,000 | 7,065 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-484,000 | 7,064 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-484,000 | 7,065 |
| Net charge-offs | $2,599,000 | 328 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-484,000 | 7,043 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,348,000 | 3,556 |
| Total interest expense | $2,591,000 | 2,221 |
| Net interest income | $4,757,000 | 4,034 |
| Provision for loan and lease losses | $4,321,000 | 884 |
| Total noninterest income | $-575,000 | 7,203 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $61,000 | 6,146 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-636,000 | 7,126 |
| Total noninterest expense | $4,926,000 | 3,581 |
| Salaries and employee benefits | $1,994,000 | 4,182 |
| Premises and equipment expense | $758,000 | 3,026 |
| Additional noninterest expense | $2,174,000 | 2,902 |
| Pre-tax net operating income | $-5,065,000 | 7,061 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $3,677,000 | 500 |
| Income before extraordinary items | $-8,742,000 | 7,190 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-8,742,000 | 7,190 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-8,742,000 | 7,190 |
| Net charge-offs | $3,060,000 | 1,182 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,049 |
| Net operating income | $-8,742,000 | 7,181 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,607,000 | 3,553 |
| Total interest expense | $2,070,000 | 2,180 |
| Net interest income | $3,537,000 | 4,085 |
| Provision for loan and lease losses | $990,000 | 1,980 |
| Total noninterest income | $251,000 | 5,106 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $45,000 | 6,196 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $206,000 | 4,055 |
| Total noninterest expense | $3,706,000 | 3,573 |
| Salaries and employee benefits | $1,472,000 | 4,225 |
| Premises and equipment expense | $583,000 | 3,004 |
| Additional noninterest expense | $1,651,000 | 2,881 |
| Pre-tax net operating income | $-908,000 | 6,770 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-339,000 | 7,157 |
| Income before extraordinary items | $-569,000 | 6,715 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-569,000 | 6,716 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-569,000 | 6,716 |
| Net charge-offs | $1,575,000 | 1,438 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-569,000 | 6,676 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,809,000 | 3,532 |
| Total interest expense | $1,492,000 | 2,110 |
| Net interest income | $2,317,000 | 4,158 |
| Provision for loan and lease losses | $660,000 | 1,956 |
| Total noninterest income | $98,000 | 5,885 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $28,000 | 6,269 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $70,000 | 5,079 |
| Total noninterest expense | $2,540,000 | 3,545 |
| Salaries and employee benefits | $988,000 | 4,236 |
| Premises and equipment expense | $381,000 | 3,055 |
| Additional noninterest expense | $1,171,000 | 2,794 |
| Pre-tax net operating income | $-785,000 | 6,908 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-293,000 | 7,265 |
| Income before extraordinary items | $-492,000 | 6,841 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-492,000 | 6,840 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-492,000 | 6,841 |
| Net charge-offs | $1,414,000 | 1,177 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-492,000 | 6,829 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,845,000 | 3,618 |
| Total interest expense | $794,000 | 2,073 |
| Net interest income | $1,051,000 | 4,427 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $-68,000 | 7,412 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $14,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-82,000 | 7,347 |
| Total noninterest expense | $1,210,000 | 3,673 |
| Salaries and employee benefits | $498,000 | 4,243 |
| Premises and equipment expense | $199,000 | 3,013 |
| Additional noninterest expense | $513,000 | 3,110 |
| Pre-tax net operating income | $-527,000 | 7,098 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-197,000 | 7,374 |
| Income before extraordinary items | $-330,000 | 7,016 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-330,000 | 7,016 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-330,000 | 7,016 |
| Net charge-offs | $1,212,000 | 751 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-330,000 | 7,001 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,231,000 | 3,481 |
| Total interest expense | $3,829,000 | 2,074 |
| Net interest income | $4,402,000 | 4,305 |
| Provision for loan and lease losses | $7,654,000 | 832 |
| Total noninterest income | $139,000 | 6,375 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $45,000 | 6,306 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $94,000 | 5,502 |
| Total noninterest expense | $4,762,000 | 3,751 |
| Salaries and employee benefits | $1,906,000 | 4,376 |
| Premises and equipment expense | $855,000 | 2,820 |
| Additional noninterest expense | $2,001,000 | 3,257 |
| Pre-tax net operating income | $-7,875,000 | 7,280 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-3,678,000 | 7,557 |
| Income before extraordinary items | $-4,197,000 | 7,120 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,197,000 | 7,120 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-4,197,000 | 7,120 |
| Net charge-offs | $4,853,000 | 1,049 |
| Cash dividends | $501,000 | 2,341 |
| Sale, conversion, retirement of capital stock, net | $7,500,000 | 97 |
| Net operating income | $-4,197,000 | 7,098 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,049,000 | 3,595 |
| Total interest expense | $2,988,000 | 2,080 |
| Net interest income | $3,061,000 | 4,585 |
| Provision for loan and lease losses | $4,548,000 | 939 |
| Total noninterest income | $117,000 | 6,360 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $32,000 | 6,416 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $85,000 | 5,403 |
| Total noninterest expense | $3,452,000 | 3,837 |
| Salaries and employee benefits | $1,428,000 | 4,414 |
| Premises and equipment expense | $666,000 | 2,784 |
| Additional noninterest expense | $1,358,000 | 3,493 |
| Pre-tax net operating income | $-4,822,000 | 7,351 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-2,939,000 | 7,649 |
| Income before extraordinary items | $-1,883,000 | 7,115 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,883,000 | 7,113 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,883,000 | 7,115 |
| Net charge-offs | $3,825,000 | 939 |
| Cash dividends | $501,000 | 1,750 |
| Sale, conversion, retirement of capital stock, net | $7,500,000 | 81 |
| Net operating income | $-1,883,000 | 7,088 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,861,000 | 3,753 |
| Total interest expense | $2,101,000 | 2,056 |
| Net interest income | $1,760,000 | 5,011 |
| Provision for loan and lease losses | $3,498,000 | 845 |
| Total noninterest income | $88,000 | 6,266 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $20,000 | 6,495 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $68,000 | 5,197 |
| Total noninterest expense | $2,163,000 | 4,021 |
| Salaries and employee benefits | $963,000 | 4,398 |
| Premises and equipment expense | $442,000 | 2,807 |
| Additional noninterest expense | $758,000 | 3,928 |
| Pre-tax net operating income | $-3,813,000 | 7,475 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-2,561,000 | 7,718 |
| Income before extraordinary items | $-1,252,000 | 7,172 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,252,000 | 7,171 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,252,000 | 7,172 |
| Net charge-offs | $3,423,000 | 736 |
| Cash dividends | $501,000 | 1,313 |
| Sale, conversion, retirement of capital stock, net | $7,500,000 | 54 |
| Net operating income | $-1,252,000 | 7,152 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,157,000 | 3,509 |
| Total interest expense | $1,154,000 | 1,985 |
| Net interest income | $1,003,000 | 4,669 |
| Provision for loan and lease losses | $448,000 | 1,965 |
| Total noninterest income | $41,000 | 6,374 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $9,000 | 6,608 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $32,000 | 5,362 |
| Total noninterest expense | $1,016,000 | 4,237 |
| Salaries and employee benefits | $468,000 | 4,534 |
| Premises and equipment expense | $223,000 | 2,849 |
| Additional noninterest expense | $325,000 | 4,373 |
| Pre-tax net operating income | $-420,000 | 7,113 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-1,262,000 | 7,820 |
| Income before extraordinary items | $842,000 | 1,303 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $842,000 | 1,306 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $842,000 | 1,305 |
| Net charge-offs | $910,000 | 1,104 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $7,500,000 | 36 |
| Net operating income | $842,000 | 1,261 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,175,000 | 3,447 |
| Total interest expense | $5,607,000 | 2,041 |
| Net interest income | $3,568,000 | 4,913 |
| Provision for loan and lease losses | $4,650,000 | 1,497 |
| Total noninterest income | $150,000 | 6,581 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $29,000 | 6,779 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $121,000 | 5,395 |
| Total noninterest expense | $4,199,000 | 4,210 |
| Salaries and employee benefits | $1,854,000 | 4,598 |
| Premises and equipment expense | $905,000 | 2,804 |
| Additional noninterest expense | $1,440,000 | 4,196 |
| Pre-tax net operating income | $-5,131,000 | 7,191 |
| Securities gains (losses) | $146,000 | 1,811 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-4,985,000 | 7,260 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,985,000 | 7,260 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,985,000 | 7,260 |
| Net charge-offs | $3,131,000 | 1,557 |
| Cash dividends | $345,000 | 3,052 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,315 |
| Net operating income | $-5,131,000 | 7,292 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,945,000 | 3,474 |
| Total interest expense | $4,208,000 | 2,120 |
| Net interest income | $2,737,000 | 4,855 |
| Provision for loan and lease losses | $3,081,000 | 1,454 |
| Total noninterest income | $125,000 | 6,577 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $20,000 | 6,866 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $105,000 | 5,317 |
| Total noninterest expense | $2,990,000 | 4,363 |
| Salaries and employee benefits | $1,374,000 | 4,654 |
| Premises and equipment expense | $642,000 | 2,976 |
| Additional noninterest expense | $974,000 | 4,474 |
| Pre-tax net operating income | $-3,209,000 | 7,326 |
| Securities gains (losses) | $146,000 | 1,527 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-3,063,000 | 7,389 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,063,000 | 7,389 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,063,000 | 7,389 |
| Net charge-offs | $-8,000 | 7,848 |
| Cash dividends | $345,000 | 2,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,209,000 | 7,402 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,771,000 | 3,421 |
| Total interest expense | $2,809,000 | 2,209 |
| Net interest income | $1,962,000 | 4,643 |
| Provision for loan and lease losses | $131,000 | 4,943 |
| Total noninterest income | $111,000 | 6,237 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $13,000 | 6,932 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $98,000 | 4,834 |
| Total noninterest expense | $1,907,000 | 4,516 |
| Salaries and employee benefits | $874,000 | 4,832 |
| Premises and equipment expense | $375,000 | 3,353 |
| Additional noninterest expense | $658,000 | 4,442 |
| Pre-tax net operating income | $35,000 | 5,601 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $35,000 | 5,682 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $35,000 | 5,680 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $35,000 | 5,680 |
| Net charge-offs | $-11,000 | 7,915 |
| Cash dividends | $345,000 | 2,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $35,000 | 5,595 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,401,000 | 3,441 |
| Total interest expense | $1,368,000 | 2,327 |
| Net interest income | $1,033,000 | 4,486 |
| Provision for loan and lease losses | $100,000 | 3,845 |
| Total noninterest income | $82,000 | 5,536 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $6,000 | 6,959 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $76,000 | 4,106 |
| Total noninterest expense | $817,000 | 4,893 |
| Salaries and employee benefits | $409,000 | 5,074 |
| Premises and equipment expense | $154,000 | 3,899 |
| Additional noninterest expense | $254,000 | 4,905 |
| Pre-tax net operating income | $198,000 | 4,065 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $198,000 | 3,885 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $198,000 | 3,887 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $198,000 | 3,886 |
| Net charge-offs | $-11,000 | 7,884 |
| Cash dividends | $345,000 | 1,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $198,000 | 3,729 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,266,000 | 3,730 |
| Total interest expense | $5,074,000 | 2,925 |
| Net interest income | $4,192,000 | 4,440 |
| Provision for loan and lease losses | $477,000 | 3,882 |
| Total noninterest income | $52,000 | 7,726 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $19,000 | 7,056 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $33,000 | 7,128 |
| Total noninterest expense | $3,139,000 | 4,973 |
| Salaries and employee benefits | $1,730,000 | 4,912 |
| Premises and equipment expense | $574,000 | 4,075 |
| Additional noninterest expense | $835,000 | 5,363 |
| Pre-tax net operating income | $628,000 | 4,557 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $628,000 | 4,103 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $628,000 | 4,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $344,000 | 3,340 |
| Cash dividends | $689,000 | 2,889 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 1,231 |
| Net operating income | $628,000 | 4,253 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,955,000 | 3,787 |
| Total interest expense | $3,607,000 | 3,169 |
| Net interest income | $3,348,000 | 4,274 |
| Provision for loan and lease losses | $394,000 | 3,109 |
| Total noninterest income | $46,000 | 7,789 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $13,000 | 7,126 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $33,000 | 7,020 |
| Total noninterest expense | $2,363,000 | 4,939 |
| Salaries and employee benefits | $1,305,000 | 4,904 |
| Premises and equipment expense | $427,000 | 4,099 |
| Additional noninterest expense | $631,000 | 5,276 |
| Pre-tax net operating income | $637,000 | 4,536 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $637,000 | 4,017 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $637,000 | 4,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,222 |
| Cash dividends | $689,000 | 2,311 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 1,073 |
| Net operating income | $637,000 | 4,155 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,668,000 | 3,817 |
| Total interest expense | $2,335,000 | 3,358 |
| Net interest income | $2,333,000 | 4,157 |
| Provision for loan and lease losses | $280,000 | 2,650 |
| Total noninterest income | $37,000 | 7,743 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $9,000 | 7,166 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $28,000 | 6,870 |
| Total noninterest expense | $1,592,000 | 4,930 |
| Salaries and employee benefits | $874,000 | 4,928 |
| Premises and equipment expense | $278,000 | 4,195 |
| Additional noninterest expense | $440,000 | 5,130 |
| Pre-tax net operating income | $498,000 | 4,377 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $498,000 | 4,028 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $498,000 | 4,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,397 |
| Cash dividends | $689,000 | 1,891 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 941 |
| Net operating income | $498,000 | 3,971 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,321,000 | 3,918 |
| Total interest expense | $1,184,000 | 3,489 |
| Net interest income | $1,137,000 | 4,238 |
| Provision for loan and lease losses | $120,000 | 2,457 |
| Total noninterest income | $8,000 | 8,113 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $4,000 | 7,199 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 7,805 |
| Total noninterest expense | $805,000 | 4,913 |
| Salaries and employee benefits | $431,000 | 5,010 |
| Premises and equipment expense | $124,000 | 4,535 |
| Additional noninterest expense | $250,000 | 4,690 |
| Pre-tax net operating income | $220,000 | 4,778 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $220,000 | 4,472 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $220,000 | 4,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,065 |
| Cash dividends | $689,000 | 1,045 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 686 |
| Net operating income | $220,000 | 4,366 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,892,000 | 4,072 |
| Total interest expense | $4,381,000 | 3,786 |
| Net interest income | $4,511,000 | 4,286 |
| Provision for loan and lease losses | $536,000 | 2,227 |
| Total noninterest income | $180,000 | 6,886 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $15,000 | 7,235 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $165,000 | 5,414 |
| Total noninterest expense | $2,676,000 | 5,389 |
| Salaries and employee benefits | $1,524,000 | 5,255 |
| Premises and equipment expense | $495,000 | 4,395 |
| Additional noninterest expense | $657,000 | 5,905 |
| Pre-tax net operating income | $1,479,000 | 3,929 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,479,000 | 3,479 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,479,000 | 3,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $497,000 | 3,746 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,278 |
| Net operating income | $1,479,000 | 3,469 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,549,000 | 4,136 |
| Total interest expense | $3,175,000 | 3,875 |
| Net interest income | $3,374,000 | 4,319 |
| Provision for loan and lease losses | $293,000 | 2,350 |
| Total noninterest income | $218,000 | 6,147 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $10,000 | 7,287 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $208,000 | 4,415 |
| Total noninterest expense | $1,956,000 | 5,436 |
| Salaries and employee benefits | $1,111,000 | 5,323 |
| Premises and equipment expense | $366,000 | 4,422 |
| Additional noninterest expense | $479,000 | 5,924 |
| Pre-tax net operating income | $1,343,000 | 3,707 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,343,000 | 3,213 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,343,000 | 3,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $497,000 | 2,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,343,000 | 3,196 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,175,000 | 4,290 |
| Total interest expense | $1,972,000 | 4,058 |
| Net interest income | $2,203,000 | 4,408 |
| Provision for loan and lease losses | $220,000 | 2,020 |
| Total noninterest income | $112,000 | 6,646 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $7,000 | 7,313 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $105,000 | 5,037 |
| Total noninterest expense | $1,259,000 | 5,573 |
| Salaries and employee benefits | $715,000 | 5,486 |
| Premises and equipment expense | $245,000 | 4,442 |
| Additional noninterest expense | $299,000 | 6,125 |
| Pre-tax net operating income | $836,000 | 3,915 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $836,000 | 3,424 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $836,000 | 3,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $497,000 | 2,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $836,000 | 3,401 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,932,000 | 4,487 |
| Total interest expense | $848,000 | 4,426 |
| Net interest income | $1,084,000 | 4,462 |
| Provision for loan and lease losses | $189,000 | 1,225 |
| Total noninterest income | $70,000 | 6,240 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $3,000 | 7,373 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $67,000 | 4,543 |
| Total noninterest expense | $607,000 | 5,714 |
| Salaries and employee benefits | $351,000 | 5,579 |
| Premises and equipment expense | $121,000 | 4,484 |
| Additional noninterest expense | $135,000 | 6,400 |
| Pre-tax net operating income | $358,000 | 4,257 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $358,000 | 3,762 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $358,000 | 3,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $497,000 | 1,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $358,000 | 3,742 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,248,000 | 5,415 |
| Total interest expense | $1,692,000 | 5,832 |
| Net interest income | $3,556,000 | 5,005 |
| Provision for loan and lease losses | $499,000 | 1,917 |
| Total noninterest income | $430,000 | 5,450 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $4,000 | 7,527 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $426,000 | 3,620 |
| Total noninterest expense | $2,038,000 | 6,114 |
| Salaries and employee benefits | $1,180,000 | 5,965 |
| Premises and equipment expense | $425,000 | 4,737 |
| Additional noninterest expense | $433,000 | 6,900 |
| Pre-tax net operating income | $1,449,000 | 4,363 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,449,000 | 3,846 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,449,000 | 3,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,222 |
| Net operating income | $1,449,000 | 3,826 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,669,000 | 5,617 |
| Total interest expense | $1,165,000 | 5,982 |
| Net interest income | $2,504,000 | 5,254 |
| Provision for loan and lease losses | $375,000 | 1,792 |
| Total noninterest income | $277,000 | 5,799 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,000 | 7,617 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $275,000 | 3,900 |
| Total noninterest expense | $1,404,000 | 6,338 |
| Salaries and employee benefits | $800,000 | 6,236 |
| Premises and equipment expense | $307,000 | 4,862 |
| Additional noninterest expense | $297,000 | 7,106 |
| Pre-tax net operating income | $1,002,000 | 4,704 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,002,000 | 4,156 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,002,000 | 4,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,002,000 | 4,153 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,260,000 | 5,801 |
| Total interest expense | $668,000 | 6,233 |
| Net interest income | $1,592,000 | 5,412 |
| Provision for loan and lease losses | $305,000 | 1,445 |
| Total noninterest income | $201,000 | 5,630 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,000 | 7,616 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $199,000 | 3,757 |
| Total noninterest expense | $854,000 | 6,609 |
| Salaries and employee benefits | $480,000 | 6,539 |
| Premises and equipment expense | $191,000 | 5,073 |
| Additional noninterest expense | $183,000 | 7,256 |
| Pre-tax net operating income | $634,000 | 4,862 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $634,000 | 4,312 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $634,000 | 4,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $634,000 | 4,301 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $980,000 | 6,142 |
| Total interest expense | $266,000 | 6,675 |
| Net interest income | $714,000 | 5,748 |
| Provision for loan and lease losses | $160,000 | 1,352 |
| Total noninterest income | $109,000 | 5,421 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $109,000 | 3,553 |
| Total noninterest expense | $355,000 | 7,077 |
| Salaries and employee benefits | $213,000 | 6,833 |
| Premises and equipment expense | $82,000 | 5,576 |
| Additional noninterest expense | $60,000 | 7,941 |
| Pre-tax net operating income | $308,000 | 4,902 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $308,000 | 4,348 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $308,000 | 4,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $308,000 | 4,339 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $386,000 | 8,684 |
| Total interest expense | $90,000 | 8,637 |
| Net interest income | $296,000 | 8,681 |
| Provision for loan and lease losses | $130,000 | 4,334 |
| Total noninterest income | $5,000 | 8,707 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,000 | 8,545 |
| Total noninterest expense | $907,000 | 7,903 |
| Salaries and employee benefits | $594,000 | 7,643 |
| Premises and equipment expense | $55,000 | 8,408 |
| Additional noninterest expense | $258,000 | 7,875 |
| Pre-tax net operating income | $-736,000 | 8,568 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-736,000 | 8,608 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-736,000 | 8,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $17,225,000 | 94 |
| Net operating income | $-736,000 | 8,591 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.