Home > Gulfside Bank > Income and Expense
Gulfside Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $3,952,000 | 2,434 |
| Total interest expense | $1,161,000 | 2,550 |
| Net interest income | $2,791,000 | 2,325 |
| Provision for loan and lease losses | $52,000 | 1,883 |
| Total noninterest income | $220,000 | 2,787 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $19,000 | 3,466 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 2,382 |
| Total noninterest expense | $1,856,000 | 2,556 |
| Salaries and employee benefits | $1,233,000 | 2,295 |
| Premises and equipment expense | $188,000 | 2,432 |
| Additional noninterest expense | $201,000 | 2,382 |
| Pre-tax net operating income | $1,103,000 | 2,125 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $254,000 | 1,437 |
| Income before extraordinary items | $849,000 | 2,264 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $849,000 | 2,290 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $849,000 | 2,264 |
| Net charge-offs | $0 | 2,299 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 436 |
| Net operating income | $849,000 | 2,282 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $14,866,000 | 2,487 |
| Total interest expense | $4,767,000 | 2,542 |
| Net interest income | $10,099,000 | 2,392 |
| Provision for loan and lease losses | $165,000 | 2,196 |
| Total noninterest income | $1,377,000 | 2,374 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $65,000 | 3,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,312,000 | 1,977 |
| Total noninterest expense | $6,641,000 | 2,696 |
| Salaries and employee benefits | $4,591,000 | 2,375 |
| Premises and equipment expense | $519,000 | 2,904 |
| Additional noninterest expense | $1,312,000 | 1,977 |
| Pre-tax net operating income | $4,670,000 | 1,937 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $1,092,000 | 1,348 |
| Income before extraordinary items | $3,578,000 | 2,092 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,578,000 | 2,114 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,578,000 | 2,092 |
| Net charge-offs | $0 | 3,072 |
| Cash dividends | $0 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $223,000 | 393 |
| Net operating income | $3,578,000 | 2,096 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $11,093,000 | 2,480 |
| Total interest expense | $3,677,000 | 2,502 |
| Net interest income | $7,416,000 | 2,411 |
| Provision for loan and lease losses | $121,000 | 2,068 |
| Total noninterest income | $1,120,000 | 2,279 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $48,000 | 3,637 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,072,000 | 1,889 |
| Total noninterest expense | $4,879,000 | 2,704 |
| Salaries and employee benefits | $3,408,000 | 2,374 |
| Premises and equipment expense | $341,000 | 3,075 |
| Additional noninterest expense | $1,072,000 | 1,889 |
| Pre-tax net operating income | $3,536,000 | 1,925 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $828,000 | 1,338 |
| Income before extraordinary items | $2,708,000 | 2,073 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,708,000 | 2,094 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,708,000 | 2,074 |
| Net charge-offs | $0 | 2,823 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 446 |
| Net operating income | $2,708,000 | 2,072 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $7,394,000 | 2,459 |
| Total interest expense | $2,488,000 | 2,453 |
| Net interest income | $4,906,000 | 2,408 |
| Provision for loan and lease losses | $122,000 | 1,711 |
| Total noninterest income | $582,000 | 2,508 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $31,000 | 3,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $551,000 | 2,109 |
| Total noninterest expense | $3,241,000 | 2,696 |
| Salaries and employee benefits | $2,248,000 | 2,383 |
| Premises and equipment expense | $232,000 | 3,048 |
| Additional noninterest expense | $551,000 | 2,109 |
| Pre-tax net operating income | $2,125,000 | 2,032 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $493,000 | 1,400 |
| Income before extraordinary items | $1,632,000 | 2,172 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,632,000 | 2,201 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,632,000 | 2,174 |
| Net charge-offs | $0 | 2,587 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 432 |
| Net operating income | $1,632,000 | 2,178 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $3,519,000 | 2,516 |
| Total interest expense | $1,202,000 | 2,465 |
| Net interest income | $2,317,000 | 2,491 |
| Provision for loan and lease losses | $34,000 | 1,860 |
| Total noninterest income | $195,000 | 2,906 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $14,000 | 3,712 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 2,482 |
| Total noninterest expense | $1,580,000 | 2,741 |
| Salaries and employee benefits | $1,079,000 | 2,442 |
| Premises and equipment expense | $113,000 | 3,075 |
| Additional noninterest expense | $181,000 | 2,482 |
| Pre-tax net operating income | $898,000 | 2,178 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $204,000 | 1,500 |
| Income before extraordinary items | $694,000 | 2,295 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $694,000 | 2,322 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $694,000 | 2,295 |
| Net charge-offs | $0 | 2,217 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 359 |
| Net operating income | $694,000 | 2,297 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $12,832,000 | 2,502 |
| Total interest expense | $3,578,000 | 2,415 |
| Net interest income | $9,254,000 | 2,482 |
| Provision for loan and lease losses | $395,000 | 1,453 |
| Total noninterest income | $985,000 | 2,751 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $50,000 | 3,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $935,000 | 2,342 |
| Total noninterest expense | $6,374,000 | 2,687 |
| Salaries and employee benefits | $4,296,000 | 2,423 |
| Premises and equipment expense | $444,000 | 3,112 |
| Additional noninterest expense | $935,000 | 2,342 |
| Pre-tax net operating income | $3,470,000 | 2,338 |
| Securities gains (losses) | $-31,000 | 3,552 |
| Applicable income taxes | $755,000 | 1,621 |
| Income before extraordinary items | $2,684,000 | 2,466 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,684,000 | 2,491 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,684,000 | 2,468 |
| Net charge-offs | $0 | 2,884 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $274,000 | 332 |
| Net operating income | $2,708,490 | 2,474 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $9,480,000 | 2,494 |
| Total interest expense | $2,433,000 | 2,414 |
| Net interest income | $7,047,000 | 2,489 |
| Provision for loan and lease losses | $357,000 | 1,229 |
| Total noninterest income | $810,000 | 2,651 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $38,000 | 3,834 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $772,000 | 2,245 |
| Total noninterest expense | $4,842,000 | 2,665 |
| Salaries and employee benefits | $3,319,000 | 2,370 |
| Premises and equipment expense | $333,000 | 3,128 |
| Additional noninterest expense | $772,000 | 2,245 |
| Pre-tax net operating income | $2,658,000 | 2,371 |
| Securities gains (losses) | $-31,000 | 3,725 |
| Applicable income taxes | $581,000 | 1,645 |
| Income before extraordinary items | $2,046,000 | 2,488 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,046,000 | 2,512 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,046,000 | 2,489 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 358 |
| Net operating income | $2,070,490 | 2,498 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,083,000 | 2,518 |
| Total interest expense | $1,437,000 | 2,395 |
| Net interest income | $4,646,000 | 2,519 |
| Provision for loan and lease losses | $325,000 | 978 |
| Total noninterest income | $535,000 | 2,623 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $25,000 | 3,851 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $510,000 | 2,180 |
| Total noninterest expense | $3,210,000 | 2,669 |
| Salaries and employee benefits | $2,220,000 | 2,358 |
| Premises and equipment expense | $222,000 | 3,134 |
| Additional noninterest expense | $510,000 | 2,177 |
| Pre-tax net operating income | $1,646,000 | 2,492 |
| Securities gains (losses) | $-31,000 | 3,987 |
| Applicable income taxes | $356,000 | 1,728 |
| Income before extraordinary items | $1,259,000 | 2,601 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,259,000 | 2,631 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,259,000 | 2,601 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 352 |
| Net operating income | $1,283,490 | 2,593 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,839,000 | 2,596 |
| Total interest expense | $610,000 | 2,405 |
| Net interest income | $2,229,000 | 2,583 |
| Provision for loan and lease losses | $190,000 | 915 |
| Total noninterest income | $240,000 | 2,749 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $13,000 | 3,844 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 2,295 |
| Total noninterest expense | $1,568,000 | 2,736 |
| Salaries and employee benefits | $1,083,000 | 2,426 |
| Premises and equipment expense | $113,000 | 3,145 |
| Additional noninterest expense | $227,000 | 2,295 |
| Pre-tax net operating income | $711,000 | 2,690 |
| Securities gains (losses) | $-31,000 | 4,179 |
| Applicable income taxes | $150,000 | 1,868 |
| Income before extraordinary items | $530,000 | 2,838 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $530,000 | 2,837 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $530,000 | 2,838 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 322 |
| Net operating income | $554,490 | 2,810 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $7,987,000 | 2,863 |
| Total interest expense | $874,000 | 2,598 |
| Net interest income | $7,113,000 | 2,856 |
| Provision for loan and lease losses | $443,000 | 1,297 |
| Total noninterest income | $1,373,000 | 2,437 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $50,000 | 3,931 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,323,000 | 2,025 |
| Total noninterest expense | $5,909,000 | 2,778 |
| Salaries and employee benefits | $4,194,000 | 2,427 |
| Premises and equipment expense | $411,000 | 3,260 |
| Additional noninterest expense | $1,323,000 | 2,025 |
| Pre-tax net operating income | $2,134,000 | 3,052 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $523,000 | 1,994 |
| Income before extraordinary items | $1,611,000 | 3,189 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,611,000 | 3,186 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,611,000 | 3,188 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $169,000 | 419 |
| Net operating income | $1,611,000 | 3,216 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,476,000 | 2,932 |
| Total interest expense | $443,000 | 2,817 |
| Net interest income | $5,033,000 | 2,918 |
| Provision for loan and lease losses | $393,000 | 1,102 |
| Total noninterest income | $1,052,000 | 2,428 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $37,000 | 3,970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,015,000 | 2,035 |
| Total noninterest expense | $4,391,000 | 2,777 |
| Salaries and employee benefits | $3,119,000 | 2,430 |
| Premises and equipment expense | $306,000 | 3,275 |
| Additional noninterest expense | $1,015,000 | 2,035 |
| Pre-tax net operating income | $1,301,000 | 3,280 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $317,000 | 2,161 |
| Income before extraordinary items | $984,000 | 3,397 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $984,000 | 3,395 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $984,000 | 3,396 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $127,000 | 388 |
| Net operating income | $984,000 | 3,425 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,244,000 | 3,071 |
| Total interest expense | $210,000 | 3,143 |
| Net interest income | $3,034,000 | 3,036 |
| Provision for loan and lease losses | $224,000 | 1,095 |
| Total noninterest income | $648,000 | 2,520 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $24,000 | 4,027 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $624,000 | 2,155 |
| Total noninterest expense | $2,918,000 | 2,766 |
| Salaries and employee benefits | $2,082,000 | 2,429 |
| Premises and equipment expense | $202,000 | 3,319 |
| Additional noninterest expense | $634,000 | 3,350 |
| Pre-tax net operating income | $540,000 | 3,635 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $128,000 | 2,443 |
| Income before extraordinary items | $412,000 | 3,709 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $412,000 | 3,707 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $412,000 | 3,709 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 378 |
| Net operating income | $412,000 | 3,746 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,498,000 | 3,144 |
| Total interest expense | $99,000 | 3,200 |
| Net interest income | $1,399,000 | 3,118 |
| Provision for loan and lease losses | $130,000 | 865 |
| Total noninterest income | $460,000 | 2,145 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $12,000 | 4,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $448,000 | 1,788 |
| Total noninterest expense | $1,491,000 | 2,742 |
| Salaries and employee benefits | $1,080,000 | 2,391 |
| Premises and equipment expense | $101,000 | 3,333 |
| Additional noninterest expense | $310,000 | 3,367 |
| Pre-tax net operating income | $238,000 | 3,626 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $56,000 | 2,442 |
| Income before extraordinary items | $182,000 | 3,703 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $182,000 | 3,702 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $182,000 | 3,703 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 344 |
| Net operating income | $182,000 | 3,732 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $5,365,000 | 3,377 |
| Total interest expense | $443,000 | 3,325 |
| Net interest income | $4,922,000 | 3,354 |
| Provision for loan and lease losses | $245,000 | 1,576 |
| Total noninterest income | $372,000 | 3,891 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $32,000 | 4,254 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $340,000 | 3,629 |
| Total noninterest expense | $4,292,000 | 3,262 |
| Salaries and employee benefits | $2,823,000 | 3,024 |
| Premises and equipment expense | $371,000 | 3,465 |
| Additional noninterest expense | $1,098,000 | 3,578 |
| Pre-tax net operating income | $757,000 | 4,016 |
| Securities gains (losses) | $4,000 | 1,879 |
| Applicable income taxes | $180,000 | 2,753 |
| Income before extraordinary items | $581,000 | 4,133 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $581,000 | 4,132 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $581,000 | 4,133 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $157,000 | 428 |
| Net operating income | $577,840 | 4,116 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $3,831,000 | 3,521 |
| Total interest expense | $339,000 | 3,393 |
| Net interest income | $3,492,000 | 3,501 |
| Provision for loan and lease losses | $110,000 | 1,885 |
| Total noninterest income | $118,000 | 4,450 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $22,000 | 4,349 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 4,279 |
| Total noninterest expense | $3,098,000 | 3,323 |
| Salaries and employee benefits | $2,033,000 | 3,103 |
| Premises and equipment expense | $280,000 | 3,490 |
| Additional noninterest expense | $785,000 | 3,653 |
| Pre-tax net operating income | $402,000 | 4,316 |
| Securities gains (losses) | $4,000 | 1,798 |
| Applicable income taxes | $101,000 | 2,934 |
| Income before extraordinary items | $305,000 | 4,387 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $305,000 | 4,386 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $305,000 | 4,387 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $117,000 | 398 |
| Net operating income | $301,840 | 4,377 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,462,000 | 3,602 |
| Total interest expense | $232,000 | 3,427 |
| Net interest income | $2,230,000 | 3,591 |
| Provision for loan and lease losses | $90,000 | 1,757 |
| Total noninterest income | $74,000 | 4,508 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $14,000 | 4,373 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 4,340 |
| Total noninterest expense | $1,983,000 | 3,401 |
| Salaries and employee benefits | $1,290,000 | 3,169 |
| Premises and equipment expense | $185,000 | 3,519 |
| Additional noninterest expense | $508,000 | 3,693 |
| Pre-tax net operating income | $231,000 | 4,399 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $58,000 | 2,976 |
| Income before extraordinary items | $173,000 | 4,462 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $173,000 | 4,461 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $173,000 | 4,462 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 379 |
| Net operating income | $173,000 | 4,446 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,204,000 | 3,620 |
| Total interest expense | $124,000 | 3,423 |
| Net interest income | $1,080,000 | 3,621 |
| Provision for loan and lease losses | $56,000 | 1,689 |
| Total noninterest income | $43,000 | 4,425 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $6,000 | 4,455 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 4,210 |
| Total noninterest expense | $955,000 | 3,459 |
| Salaries and employee benefits | $622,000 | 3,220 |
| Premises and equipment expense | $89,000 | 3,578 |
| Additional noninterest expense | $244,000 | 3,719 |
| Pre-tax net operating income | $112,000 | 4,395 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $28,000 | 2,948 |
| Income before extraordinary items | $84,000 | 4,474 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $84,000 | 4,473 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $84,000 | 4,474 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 350 |
| Net operating income | $84,000 | 4,455 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $4,597,000 | 3,705 |
| Total interest expense | $572,000 | 3,684 |
| Net interest income | $4,025,000 | 3,680 |
| Provision for loan and lease losses | $678,000 | 1,963 |
| Total noninterest income | $126,000 | 4,557 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $16,000 | 4,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 4,331 |
| Total noninterest expense | $3,668,000 | 3,516 |
| Salaries and employee benefits | $2,478,000 | 3,224 |
| Premises and equipment expense | $338,000 | 3,649 |
| Additional noninterest expense | $852,000 | 3,895 |
| Pre-tax net operating income | $-195,000 | 4,818 |
| Securities gains (losses) | $26,000 | 2,005 |
| Applicable income taxes | $-738,000 | 4,963 |
| Income before extraordinary items | $569,000 | 4,118 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $569,000 | 4,117 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $569,000 | 4,118 |
| Net charge-offs | $0 | 3,443 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 400 |
| Net operating income | $548,460 | 4,073 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $3,352,000 | 3,780 |
| Total interest expense | $415,000 | 3,817 |
| Net interest income | $2,937,000 | 3,737 |
| Provision for loan and lease losses | $584,000 | 1,845 |
| Total noninterest income | $105,000 | 4,520 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $11,000 | 4,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 4,263 |
| Total noninterest expense | $2,723,000 | 3,517 |
| Salaries and employee benefits | $1,852,000 | 3,223 |
| Premises and equipment expense | $267,000 | 3,597 |
| Additional noninterest expense | $604,000 | 3,952 |
| Pre-tax net operating income | $-265,000 | 4,863 |
| Securities gains (losses) | $9,000 | 2,150 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $-256,000 | 4,876 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-256,000 | 4,876 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-256,000 | 4,876 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $112,000 | 380 |
| Net operating income | $-265,000 | 4,867 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,051,000 | 3,940 |
| Total interest expense | $276,000 | 3,894 |
| Net interest income | $1,775,000 | 3,876 |
| Provision for loan and lease losses | $447,000 | 1,710 |
| Total noninterest income | $81,000 | 4,472 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $6,000 | 4,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 4,141 |
| Total noninterest expense | $1,752,000 | 3,584 |
| Salaries and employee benefits | $1,188,000 | 3,286 |
| Premises and equipment expense | $176,000 | 3,613 |
| Additional noninterest expense | $388,000 | 4,016 |
| Pre-tax net operating income | $-343,000 | 4,916 |
| Securities gains (losses) | $9,000 | 1,899 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $-334,000 | 4,905 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-334,000 | 4,905 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-334,000 | 4,905 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 350 |
| Net operating income | $-343,000 | 4,914 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $813,000 | 4,238 |
| Total interest expense | $152,000 | 3,912 |
| Net interest income | $661,000 | 4,232 |
| Provision for loan and lease losses | $201,000 | 1,433 |
| Total noninterest income | $62,000 | 4,200 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $3,000 | 4,858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 3,705 |
| Total noninterest expense | $896,000 | 3,577 |
| Salaries and employee benefits | $608,000 | 3,284 |
| Premises and equipment expense | $88,000 | 3,626 |
| Additional noninterest expense | $200,000 | 4,041 |
| Pre-tax net operating income | $-374,000 | 4,969 |
| Securities gains (losses) | $9,000 | 1,340 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $-365,000 | 4,933 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-365,000 | 4,934 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-365,000 | 4,933 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 342 |
| Net operating income | $-374,000 | 4,966 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $2,240,000 | 4,667 |
| Total interest expense | $538,000 | 4,076 |
| Net interest income | $1,702,000 | 4,733 |
| Provision for loan and lease losses | $476,000 | 1,534 |
| Total noninterest income | $30,000 | 5,056 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $8,000 | 4,973 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 4,919 |
| Total noninterest expense | $3,192,000 | 3,797 |
| Salaries and employee benefits | $2,249,000 | 3,403 |
| Premises and equipment expense | $354,000 | 3,670 |
| Additional noninterest expense | $589,000 | 4,469 |
| Pre-tax net operating income | $-1,936,000 | 5,135 |
| Securities gains (losses) | $54,000 | 1,210 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $-1,882,000 | 5,133 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-1,882,000 | 5,134 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-1,882,000 | 5,134 |
| Net charge-offs | $0 | 3,726 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $147,000 | 439 |
| Net operating income | $-1,936,000 | 5,130 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $1,549,000 | 4,799 |
| Total interest expense | $402,000 | 4,131 |
| Net interest income | $1,147,000 | 4,879 |
| Provision for loan and lease losses | $307,000 | 1,584 |
| Total noninterest income | $19,000 | 5,134 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $5,000 | 5,065 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 5,001 |
| Total noninterest expense | $2,372,000 | 3,849 |
| Salaries and employee benefits | $1,689,000 | 3,429 |
| Premises and equipment expense | $260,000 | 3,744 |
| Additional noninterest expense | $423,000 | 4,574 |
| Pre-tax net operating income | $-1,513,000 | 5,215 |
| Securities gains (losses) | $54,000 | 1,039 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $-1,459,000 | 5,213 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-1,459,000 | 5,213 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-1,459,000 | 5,213 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $111,000 | 402 |
| Net operating income | $-1,513,000 | 5,211 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $900,000 | 4,937 |
| Total interest expense | $223,000 | 4,307 |
| Net interest income | $677,000 | 4,997 |
| Provision for loan and lease losses | $164,000 | 1,729 |
| Total noninterest income | $12,000 | 5,189 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $3,000 | 5,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 5,051 |
| Total noninterest expense | $1,546,000 | 3,905 |
| Salaries and employee benefits | $1,099,000 | 3,495 |
| Premises and equipment expense | $170,000 | 3,777 |
| Additional noninterest expense | $277,000 | 4,630 |
| Pre-tax net operating income | $-1,021,000 | 5,265 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $-1,021,000 | 5,260 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-1,021,000 | 5,259 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-1,021,000 | 5,259 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 388 |
| Net operating income | $-1,021,000 | 5,258 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $371,000 | 5,093 |
| Total interest expense | $90,000 | 4,505 |
| Net interest income | $281,000 | 5,134 |
| Provision for loan and lease losses | $95,000 | 1,516 |
| Total noninterest income | $2,000 | 5,285 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $1,000 | 5,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 5,209 |
| Total noninterest expense | $696,000 | 4,095 |
| Salaries and employee benefits | $479,000 | 3,769 |
| Premises and equipment expense | $85,000 | 3,806 |
| Additional noninterest expense | $132,000 | 4,720 |
| Pre-tax net operating income | $-508,000 | 5,315 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $-508,000 | 5,307 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-508,000 | 5,306 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-508,000 | 5,306 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 360 |
| Net operating income | $-508,000 | 5,310 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $121,000 | 5,399 |
| Total interest expense | $13,000 | 5,375 |
| Net interest income | $108,000 | 5,397 |
| Provision for loan and lease losses | $23,000 | 3,798 |
| Total noninterest income | $4,000 | 5,339 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $0 | 5,284 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 5,260 |
| Total noninterest expense | $1,156,000 | 5,064 |
| Salaries and employee benefits | $247,000 | 5,362 |
| Premises and equipment expense | $56,000 | 5,250 |
| Additional noninterest expense | $853,000 | 4,123 |
| Pre-tax net operating income | $-1,067,000 | 5,353 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $-1,067,000 | 5,349 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-1,067,000 | 5,348 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-1,067,000 | 5,348 |
| Net charge-offs | $0 | 3,782 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $23,457,000 | 32 |
| Net operating income | $-1,067,000 | 5,350 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.