Home > Gulf State Community Bank > Income and Expense
Gulf State Community Bank, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,355,000 | 5,212 |
| Total interest expense | $1,339,000 | 4,002 |
| Net interest income | $2,016,000 | 5,681 |
| Provision for loan and lease losses | $1,500,000 | 1,969 |
| Total noninterest income | $-523,000 | 7,647 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $408,000 | 2,547 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-931,000 | 7,650 |
| Total noninterest expense | $4,279,000 | 3,240 |
| Salaries and employee benefits | $1,944,000 | 3,516 |
| Premises and equipment expense | $581,000 | 3,103 |
| Additional noninterest expense | $1,754,000 | 2,774 |
| Pre-tax net operating income | $-4,286,000 | 7,320 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-4,286,000 | 7,380 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-4,286,000 | 7,380 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-4,286,000 | 7,380 |
| Net charge-offs | $1,398,000 | 1,840 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-4,286,000 | 7,356 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,236,000 | 5,251 |
| Total interest expense | $918,000 | 4,022 |
| Net interest income | $1,318,000 | 5,744 |
| Provision for loan and lease losses | $735,000 | 2,312 |
| Total noninterest income | $-542,000 | 7,749 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $279,000 | 2,503 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-821,000 | 7,750 |
| Total noninterest expense | $2,794,000 | 3,301 |
| Salaries and employee benefits | $1,285,000 | 3,566 |
| Premises and equipment expense | $390,000 | 3,120 |
| Additional noninterest expense | $1,119,000 | 2,897 |
| Pre-tax net operating income | $-2,753,000 | 7,382 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-2,753,000 | 7,427 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,753,000 | 7,427 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,753,000 | 7,427 |
| Net charge-offs | $1,059,000 | 1,664 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,753,000 | 7,419 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,116,000 | 5,325 |
| Total interest expense | $466,000 | 4,108 |
| Net interest income | $650,000 | 5,811 |
| Provision for loan and lease losses | $185,000 | 3,103 |
| Total noninterest income | $272,000 | 3,051 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $130,000 | 2,631 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $142,000 | 2,939 |
| Total noninterest expense | $1,392,000 | 3,346 |
| Salaries and employee benefits | $652,000 | 3,577 |
| Premises and equipment expense | $197,000 | 3,163 |
| Additional noninterest expense | $543,000 | 2,955 |
| Pre-tax net operating income | $-655,000 | 7,270 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-655,000 | 7,341 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-655,000 | 7,341 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-655,000 | 7,342 |
| Net charge-offs | $282,000 | 2,094 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-655,000 | 7,324 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,330,000 | 4,945 |
| Total interest expense | $2,357,000 | 4,050 |
| Net interest income | $2,973,000 | 5,409 |
| Provision for loan and lease losses | $6,668,000 | 1,160 |
| Total noninterest income | $1,221,000 | 2,946 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $562,000 | 2,655 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $659,000 | 2,762 |
| Total noninterest expense | $5,054,000 | 3,654 |
| Salaries and employee benefits | $2,627,000 | 3,558 |
| Premises and equipment expense | $825,000 | 3,052 |
| Additional noninterest expense | $1,602,000 | 3,902 |
| Pre-tax net operating income | $-7,528,000 | 7,385 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-7,528,000 | 7,463 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-7,528,000 | 7,460 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-7,528,000 | 7,461 |
| Net charge-offs | $5,630,000 | 1,045 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-7,528,000 | 7,472 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,193,000 | 4,882 |
| Total interest expense | $1,853,000 | 4,054 |
| Net interest income | $2,340,000 | 5,299 |
| Provision for loan and lease losses | $4,215,000 | 1,181 |
| Total noninterest income | $982,000 | 2,855 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $418,000 | 2,684 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $564,000 | 2,613 |
| Total noninterest expense | $3,745,000 | 3,694 |
| Salaries and employee benefits | $2,058,000 | 3,464 |
| Premises and equipment expense | $622,000 | 3,070 |
| Additional noninterest expense | $1,065,000 | 4,216 |
| Pre-tax net operating income | $-4,638,000 | 7,480 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-4,638,000 | 7,548 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-4,638,000 | 7,548 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-4,638,000 | 7,548 |
| Net charge-offs | $3,221,000 | 1,133 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-4,638,000 | 7,554 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,924,000 | 4,785 |
| Total interest expense | $1,280,000 | 4,078 |
| Net interest income | $1,644,000 | 5,148 |
| Provision for loan and lease losses | $1,578,000 | 1,609 |
| Total noninterest income | $764,000 | 2,589 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $264,000 | 2,748 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $500,000 | 2,231 |
| Total noninterest expense | $2,511,000 | 3,706 |
| Salaries and employee benefits | $1,426,000 | 3,381 |
| Premises and equipment expense | $411,000 | 3,107 |
| Additional noninterest expense | $674,000 | 4,369 |
| Pre-tax net operating income | $-1,681,000 | 7,293 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,681,000 | 7,380 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,681,000 | 7,379 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,681,000 | 7,378 |
| Net charge-offs | $1,765,000 | 1,220 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,681,000 | 7,384 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,427,000 | 4,900 |
| Total interest expense | $651,000 | 4,147 |
| Net interest income | $776,000 | 5,306 |
| Provision for loan and lease losses | $376,000 | 2,045 |
| Total noninterest income | $378,000 | 2,607 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $130,000 | 2,736 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $248,000 | 2,210 |
| Total noninterest expense | $1,266,000 | 3,617 |
| Salaries and employee benefits | $742,000 | 3,302 |
| Premises and equipment expense | $209,000 | 3,117 |
| Additional noninterest expense | $315,000 | 4,255 |
| Pre-tax net operating income | $-488,000 | 7,311 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-488,000 | 7,437 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-488,000 | 7,437 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-488,000 | 7,438 |
| Net charge-offs | $535,000 | 1,321 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-488,000 | 7,406 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,796,000 | 4,569 |
| Total interest expense | $2,969,000 | 4,278 |
| Net interest income | $3,827,000 | 4,713 |
| Provision for loan and lease losses | $1,925,000 | 1,844 |
| Total noninterest income | $1,655,000 | 2,452 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $640,000 | 2,518 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,015,000 | 2,095 |
| Total noninterest expense | $5,965,000 | 3,091 |
| Salaries and employee benefits | $3,275,000 | 3,015 |
| Premises and equipment expense | $873,000 | 2,948 |
| Additional noninterest expense | $1,817,000 | 3,122 |
| Pre-tax net operating income | $-2,408,000 | 7,472 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $5,000 | 4,660 |
| Income before extraordinary items | $-2,413,000 | 7,489 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,413,000 | 7,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,462,000 | 906 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,413,000 | 7,576 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,250,000 | 4,559 |
| Total interest expense | $2,279,000 | 4,337 |
| Net interest income | $2,971,000 | 4,649 |
| Provision for loan and lease losses | $617,000 | 2,442 |
| Total noninterest income | $1,325,000 | 2,405 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $482,000 | 2,528 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $843,000 | 2,049 |
| Total noninterest expense | $4,531,000 | 3,033 |
| Salaries and employee benefits | $2,491,000 | 2,996 |
| Premises and equipment expense | $673,000 | 2,909 |
| Additional noninterest expense | $1,367,000 | 3,001 |
| Pre-tax net operating income | $-852,000 | 7,455 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $5,000 | 5,028 |
| Income before extraordinary items | $-857,000 | 7,434 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-857,000 | 7,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,028,000 | 636 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-857,000 | 7,553 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,625,000 | 4,506 |
| Total interest expense | $1,581,000 | 4,363 |
| Net interest income | $2,044,000 | 4,546 |
| Provision for loan and lease losses | $500,000 | 1,907 |
| Total noninterest income | $940,000 | 2,331 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $316,000 | 2,534 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $624,000 | 1,952 |
| Total noninterest expense | $3,081,000 | 2,981 |
| Salaries and employee benefits | $1,741,000 | 2,894 |
| Premises and equipment expense | $447,000 | 2,923 |
| Additional noninterest expense | $893,000 | 3,035 |
| Pre-tax net operating income | $-597,000 | 7,677 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $5,000 | 5,215 |
| Income before extraordinary items | $-602,000 | 7,763 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-602,000 | 7,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $758,000 | 1,007 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-602,000 | 7,745 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,855,000 | 4,540 |
| Total interest expense | $855,000 | 4,327 |
| Net interest income | $1,000,000 | 4,627 |
| Provision for loan and lease losses | $300,000 | 1,372 |
| Total noninterest income | $510,000 | 2,213 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $155,000 | 2,548 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $355,000 | 1,760 |
| Total noninterest expense | $1,513,000 | 3,031 |
| Salaries and employee benefits | $853,000 | 2,986 |
| Premises and equipment expense | $221,000 | 2,965 |
| Additional noninterest expense | $439,000 | 3,039 |
| Pre-tax net operating income | $-303,000 | 7,913 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-303,000 | 7,985 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-303,000 | 7,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,488 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-303,000 | 7,957 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,300,000 | 3,960 |
| Total interest expense | $3,854,000 | 4,100 |
| Net interest income | $5,446,000 | 3,758 |
| Provision for loan and lease losses | $2,755,000 | 665 |
| Total noninterest income | $1,791,000 | 2,397 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $648,000 | 2,526 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,143,000 | 2,035 |
| Total noninterest expense | $5,925,000 | 2,995 |
| Salaries and employee benefits | $3,229,000 | 3,039 |
| Premises and equipment expense | $908,000 | 2,786 |
| Additional noninterest expense | $1,788,000 | 2,944 |
| Pre-tax net operating income | $-1,443,000 | 8,181 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-1,443,000 | 8,222 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,443,000 | 8,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $355,000 | 2,076 |
| Cash dividends | $497,000 | 3,746 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,289 |
| Net operating income | $-1,443,000 | 8,214 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,309,000 | 3,841 |
| Total interest expense | $2,954,000 | 4,058 |
| Net interest income | $4,355,000 | 3,607 |
| Provision for loan and lease losses | $530,000 | 1,486 |
| Total noninterest income | $1,408,000 | 2,321 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $482,000 | 2,513 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $926,000 | 1,927 |
| Total noninterest expense | $4,456,000 | 2,971 |
| Salaries and employee benefits | $2,441,000 | 2,994 |
| Premises and equipment expense | $698,000 | 2,718 |
| Additional noninterest expense | $1,317,000 | 2,944 |
| Pre-tax net operating income | $777,000 | 4,898 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $777,000 | 4,410 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $777,000 | 4,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,250 |
| Cash dividends | $497,000 | 2,963 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,131 |
| Net operating income | $777,000 | 4,400 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,939,000 | 3,814 |
| Total interest expense | $1,973,000 | 4,057 |
| Net interest income | $2,966,000 | 3,569 |
| Provision for loan and lease losses | $240,000 | 1,865 |
| Total noninterest income | $904,000 | 2,383 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $313,000 | 2,569 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $591,000 | 2,005 |
| Total noninterest expense | $2,940,000 | 3,021 |
| Salaries and employee benefits | $1,597,000 | 3,074 |
| Premises and equipment expense | $453,000 | 2,798 |
| Additional noninterest expense | $890,000 | 2,911 |
| Pre-tax net operating income | $690,000 | 4,350 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $690,000 | 3,856 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $690,000 | 3,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,409 |
| Cash dividends | $426,000 | 2,670 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,025 |
| Net operating income | $690,000 | 3,845 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,507,000 | 3,774 |
| Total interest expense | $985,000 | 4,057 |
| Net interest income | $1,522,000 | 3,505 |
| Provision for loan and lease losses | $90,000 | 2,153 |
| Total noninterest income | $421,000 | 2,466 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $146,000 | 2,650 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $275,000 | 2,081 |
| Total noninterest expense | $1,453,000 | 3,065 |
| Salaries and employee benefits | $775,000 | 3,167 |
| Premises and equipment expense | $231,000 | 2,775 |
| Additional noninterest expense | $447,000 | 2,875 |
| Pre-tax net operating income | $400,000 | 3,995 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $400,000 | 3,501 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $400,000 | 3,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $212,000 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 852 |
| Net operating income | $400,000 | 3,477 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,729,000 | 3,655 |
| Total interest expense | $3,442,000 | 3,963 |
| Net interest income | $6,287,000 | 3,404 |
| Provision for loan and lease losses | $443,000 | 2,107 |
| Total noninterest income | $1,545,000 | 2,652 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $594,000 | 2,701 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $951,000 | 2,309 |
| Total noninterest expense | $5,523,000 | 3,073 |
| Salaries and employee benefits | $3,082,000 | 3,059 |
| Premises and equipment expense | $775,000 | 3,088 |
| Additional noninterest expense | $1,666,000 | 3,017 |
| Pre-tax net operating income | $1,866,000 | 3,796 |
| Securities gains (losses) | $-20,000 | 7,546 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,846,000 | 3,290 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,846,000 | 3,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,001 |
| Cash dividends | $945,000 | 2,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,866,000 | 3,237 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,305,000 | 3,625 |
| Total interest expense | $2,475,000 | 3,977 |
| Net interest income | $4,830,000 | 3,359 |
| Provision for loan and lease losses | $30,000 | 5,631 |
| Total noninterest income | $1,321,000 | 2,444 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $443,000 | 2,728 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $878,000 | 2,007 |
| Total noninterest expense | $4,205,000 | 3,037 |
| Salaries and employee benefits | $2,298,000 | 3,059 |
| Premises and equipment expense | $666,000 | 2,761 |
| Additional noninterest expense | $1,241,000 | 3,031 |
| Pre-tax net operating income | $1,916,000 | 3,209 |
| Securities gains (losses) | $-20,000 | 7,838 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,896,000 | 2,687 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,896,000 | 2,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $630,000 | 2,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,916,000 | 2,649 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,730,000 | 3,646 |
| Total interest expense | $1,531,000 | 4,060 |
| Net interest income | $3,199,000 | 3,387 |
| Provision for loan and lease losses | $15,000 | 5,732 |
| Total noninterest income | $822,000 | 2,546 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $285,000 | 2,774 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $537,000 | 2,122 |
| Total noninterest expense | $2,784,000 | 3,069 |
| Salaries and employee benefits | $1,519,000 | 3,085 |
| Premises and equipment expense | $438,000 | 2,780 |
| Additional noninterest expense | $827,000 | 3,047 |
| Pre-tax net operating income | $1,222,000 | 3,320 |
| Securities gains (losses) | $-1,000 | 7,450 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,221,000 | 2,764 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,221,000 | 2,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $420,000 | 2,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,222,000 | 2,748 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,284,000 | 3,695 |
| Total interest expense | $715,000 | 4,117 |
| Net interest income | $1,569,000 | 3,412 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $346,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $135,000 | 2,821 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $211,000 | 2,413 |
| Total noninterest expense | $1,349,000 | 3,162 |
| Salaries and employee benefits | $718,000 | 3,262 |
| Premises and equipment expense | $226,000 | 2,708 |
| Additional noninterest expense | $405,000 | 3,080 |
| Pre-tax net operating income | $566,000 | 3,460 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $566,000 | 2,866 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $566,000 | 2,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $566,000 | 2,851 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,583,000 | 3,908 |
| Total interest expense | $1,968,000 | 4,481 |
| Net interest income | $5,615,000 | 3,625 |
| Provision for loan and lease losses | $133,000 | 4,311 |
| Total noninterest income | $1,848,000 | 2,343 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $495,000 | 3,077 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,353,000 | 1,797 |
| Total noninterest expense | $5,210,000 | 3,126 |
| Salaries and employee benefits | $2,710,000 | 3,254 |
| Premises and equipment expense | $598,000 | 3,668 |
| Additional noninterest expense | $1,902,000 | 2,613 |
| Pre-tax net operating income | $2,120,000 | 3,551 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $423,000 | 3,614 |
| Income before extraordinary items | $1,697,000 | 3,502 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,697,000 | 3,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,898 |
| Cash dividends | $854,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,697,000 | 3,470 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,442,000 | 3,999 |
| Total interest expense | $1,319,000 | 4,668 |
| Net interest income | $4,123,000 | 3,666 |
| Provision for loan and lease losses | $93,000 | 4,273 |
| Total noninterest income | $1,482,000 | 2,227 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $368,000 | 3,088 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,114,000 | 1,678 |
| Total noninterest expense | $3,862,000 | 3,123 |
| Salaries and employee benefits | $1,927,000 | 3,390 |
| Premises and equipment expense | $431,000 | 3,763 |
| Additional noninterest expense | $1,504,000 | 2,445 |
| Pre-tax net operating income | $1,650,000 | 3,511 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $423,000 | 3,235 |
| Income before extraordinary items | $1,227,000 | 3,606 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,227,000 | 3,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,271 |
| Cash dividends | $420,000 | 3,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,227,000 | 3,576 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,405,000 | 4,116 |
| Total interest expense | $781,000 | 4,848 |
| Net interest income | $2,624,000 | 3,778 |
| Provision for loan and lease losses | $48,000 | 4,636 |
| Total noninterest income | $957,000 | 2,254 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $234,000 | 3,165 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $723,000 | 1,704 |
| Total noninterest expense | $2,500,000 | 3,193 |
| Salaries and employee benefits | $1,241,000 | 3,460 |
| Premises and equipment expense | $281,000 | 3,805 |
| Additional noninterest expense | $978,000 | 2,484 |
| Pre-tax net operating income | $1,033,000 | 3,630 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $422,000 | 2,529 |
| Income before extraordinary items | $611,000 | 4,371 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $611,000 | 4,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,599 |
| Cash dividends | $280,000 | 3,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $611,000 | 4,317 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,571,000 | 4,330 |
| Total interest expense | $341,000 | 5,124 |
| Net interest income | $1,230,000 | 3,988 |
| Provision for loan and lease losses | $23,000 | 4,505 |
| Total noninterest income | $449,000 | 2,315 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $118,000 | 3,074 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $331,000 | 1,777 |
| Total noninterest expense | $1,166,000 | 3,391 |
| Salaries and employee benefits | $606,000 | 3,543 |
| Premises and equipment expense | $138,000 | 3,892 |
| Additional noninterest expense | $422,000 | 2,885 |
| Pre-tax net operating income | $490,000 | 3,730 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $422,000 | 1,549 |
| Income before extraordinary items | $68,000 | 7,468 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $68,000 | 7,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $140,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $68,000 | 7,443 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,052,000 | 4,818 |
| Total interest expense | $944,000 | 5,821 |
| Net interest income | $4,108,000 | 4,394 |
| Provision for loan and lease losses | $90,000 | 5,165 |
| Total noninterest income | $1,864,000 | 2,315 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $536,000 | 2,978 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,328,000 | 1,780 |
| Total noninterest expense | $4,251,000 | 3,568 |
| Salaries and employee benefits | $2,269,000 | 3,614 |
| Premises and equipment expense | $482,000 | 4,203 |
| Additional noninterest expense | $1,500,000 | 3,120 |
| Pre-tax net operating income | $1,631,000 | 4,039 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $608,000 | 3,007 |
| Income before extraordinary items | $1,023,000 | 4,627 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,023,000 | 4,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,762 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,023,000 | 4,568 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,652,000 | 4,914 |
| Total interest expense | $654,000 | 6,016 |
| Net interest income | $2,998,000 | 4,474 |
| Provision for loan and lease losses | $68,000 | 4,952 |
| Total noninterest income | $1,464,000 | 2,245 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $406,000 | 2,976 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,058,000 | 1,707 |
| Total noninterest expense | $3,138,000 | 3,570 |
| Salaries and employee benefits | $1,582,000 | 3,797 |
| Premises and equipment expense | $404,000 | 3,847 |
| Additional noninterest expense | $1,152,000 | 3,052 |
| Pre-tax net operating income | $1,256,000 | 4,038 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $472,000 | 3,004 |
| Income before extraordinary items | $784,000 | 4,677 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $784,000 | 4,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,894 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $784,000 | 4,597 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,353,000 | 5,036 |
| Total interest expense | $387,000 | 6,368 |
| Net interest income | $1,966,000 | 4,528 |
| Provision for loan and lease losses | $45,000 | 4,838 |
| Total noninterest income | $889,000 | 2,397 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $264,000 | 3,007 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $625,000 | 1,869 |
| Total noninterest expense | $1,993,000 | 3,741 |
| Salaries and employee benefits | $1,021,000 | 3,917 |
| Premises and equipment expense | $256,000 | 3,999 |
| Additional noninterest expense | $716,000 | 3,243 |
| Pre-tax net operating income | $817,000 | 4,051 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $308,000 | 3,037 |
| Income before extraordinary items | $509,000 | 4,691 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $509,000 | 4,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,450 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $509,000 | 4,598 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,166,000 | 5,094 |
| Total interest expense | $182,000 | 6,586 |
| Net interest income | $984,000 | 4,537 |
| Provision for loan and lease losses | $23,000 | 4,653 |
| Total noninterest income | $395,000 | 2,557 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $131,000 | 2,956 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $264,000 | 2,046 |
| Total noninterest expense | $962,000 | 3,875 |
| Salaries and employee benefits | $496,000 | 4,030 |
| Premises and equipment expense | $125,000 | 4,106 |
| Additional noninterest expense | $341,000 | 3,372 |
| Pre-tax net operating income | $394,000 | 4,121 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $150,000 | 3,099 |
| Income before extraordinary items | $244,000 | 4,823 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $244,000 | 4,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,075 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $244,000 | 4,703 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,629,000 | 5,152 |
| Total interest expense | $785,000 | 6,755 |
| Net interest income | $3,844,000 | 4,487 |
| Provision for loan and lease losses | $132,000 | 4,791 |
| Total noninterest income | $1,787,000 | 2,507 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $561,000 | 2,834 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,226,000 | 2,093 |
| Total noninterest expense | $3,894,000 | 3,788 |
| Salaries and employee benefits | $2,115,000 | 3,751 |
| Premises and equipment expense | $425,000 | 4,531 |
| Additional noninterest expense | $1,354,000 | 3,372 |
| Pre-tax net operating income | $1,605,000 | 3,954 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $550,000 | 3,221 |
| Income before extraordinary items | $1,055,000 | 4,488 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,055,000 | 4,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,809 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,055,000 | 4,321 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,474,000 | 5,212 |
| Total interest expense | $611,000 | 6,805 |
| Net interest income | $2,863,000 | 4,535 |
| Provision for loan and lease losses | $79,000 | 5,157 |
| Total noninterest income | $1,337,000 | 2,564 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $413,000 | 2,887 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $924,000 | 2,163 |
| Total noninterest expense | $2,966,000 | 3,737 |
| Salaries and employee benefits | $1,549,000 | 3,808 |
| Premises and equipment expense | $404,000 | 3,822 |
| Additional noninterest expense | $1,013,000 | 3,358 |
| Pre-tax net operating income | $1,155,000 | 4,183 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $375,000 | 3,520 |
| Income before extraordinary items | $780,000 | 4,671 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $780,000 | 4,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,811 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $780,000 | 4,488 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,292,000 | 5,286 |
| Total interest expense | $422,000 | 6,831 |
| Net interest income | $1,870,000 | 4,597 |
| Provision for loan and lease losses | $56,000 | 5,002 |
| Total noninterest income | $842,000 | 2,652 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $279,000 | 2,810 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $563,000 | 2,268 |
| Total noninterest expense | $1,940,000 | 3,786 |
| Salaries and employee benefits | $1,037,000 | 3,798 |
| Premises and equipment expense | $264,000 | 3,865 |
| Additional noninterest expense | $639,000 | 3,514 |
| Pre-tax net operating income | $716,000 | 4,365 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $211,000 | 3,860 |
| Income before extraordinary items | $505,000 | 4,778 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $505,000 | 4,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,877 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $505,000 | 4,570 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,129,000 | 5,349 |
| Total interest expense | $210,000 | 6,941 |
| Net interest income | $919,000 | 4,644 |
| Provision for loan and lease losses | $34,000 | 4,352 |
| Total noninterest income | $281,000 | 3,395 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $143,000 | 2,678 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $138,000 | 3,360 |
| Total noninterest expense | $815,000 | 4,308 |
| Salaries and employee benefits | $422,000 | 4,452 |
| Premises and equipment expense | $125,000 | 4,027 |
| Additional noninterest expense | $268,000 | 4,001 |
| Pre-tax net operating income | $351,000 | 4,385 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $127,000 | 3,521 |
| Income before extraordinary items | $224,000 | 5,015 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $224,000 | 5,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,980 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $224,000 | 4,811 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,643,000 | 5,423 |
| Total interest expense | $1,202,000 | 6,416 |
| Net interest income | $3,441,000 | 4,810 |
| Provision for loan and lease losses | $60,000 | 6,444 |
| Total noninterest income | $1,170,000 | 3,129 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $567,000 | 2,679 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $603,000 | 2,952 |
| Total noninterest expense | $3,145,000 | 4,309 |
| Salaries and employee benefits | $1,667,000 | 4,326 |
| Premises and equipment expense | $477,000 | 4,079 |
| Additional noninterest expense | $1,001,000 | 4,176 |
| Pre-tax net operating income | $1,406,000 | 4,271 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $486,000 | 3,502 |
| Income before extraordinary items | $920,000 | 4,821 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $920,000 | 4,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,516 |
| Cash dividends | $14,000 | 6,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $920,000 | 4,694 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,235,000 | 5,463 |
| Total interest expense | $2,019,000 | 6,066 |
| Net interest income | $3,216,000 | 4,830 |
| Provision for loan and lease losses | $61,000 | 6,339 |
| Total noninterest income | $1,058,000 | 3,211 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $581,000 | 2,494 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $477,000 | 3,213 |
| Total noninterest expense | $2,792,000 | 4,583 |
| Salaries and employee benefits | $1,456,000 | 4,618 |
| Premises and equipment expense | $478,000 | 4,045 |
| Additional noninterest expense | $858,000 | 4,559 |
| Pre-tax net operating income | $1,421,000 | 4,002 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $516,000 | 3,278 |
| Income before extraordinary items | $906,000 | 4,548 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $906,000 | 4,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,490 |
| Cash dividends | $14,000 | 6,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $905,360 | 4,436 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,214,000 | 5,592 |
| Total interest expense | $2,056,000 | 6,186 |
| Net interest income | $3,158,000 | 4,971 |
| Provision for loan and lease losses | $36,000 | 6,984 |
| Total noninterest income | $997,000 | 3,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $452,000 | 2,950 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $545,000 | 2,811 |
| Total noninterest expense | $2,667,000 | 4,632 |
| Salaries and employee benefits | $1,307,000 | 4,888 |
| Premises and equipment expense | $443,000 | 4,177 |
| Additional noninterest expense | $917,000 | 4,276 |
| Pre-tax net operating income | $1,452,000 | 4,152 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $530,000 | 3,351 |
| Income before extraordinary items | $922,000 | 4,618 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $922,000 | 4,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,338 |
| Cash dividends | $14,000 | 6,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $922,000 | 4,614 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,333,000 | 6,071 |
| Total interest expense | $1,768,000 | 6,422 |
| Net interest income | $2,565,000 | 5,713 |
| Provision for loan and lease losses | $144,000 | 4,363 |
| Total noninterest income | $1,054,000 | 2,972 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $436,000 | 2,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $618,000 | 2,586 |
| Total noninterest expense | $2,550,000 | 4,809 |
| Salaries and employee benefits | $1,224,000 | 5,094 |
| Premises and equipment expense | $360,000 | 4,874 |
| Additional noninterest expense | $966,000 | 4,135 |
| Pre-tax net operating income | $925,000 | 5,533 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $325,000 | 4,634 |
| Income before extraordinary items | $600,000 | 5,899 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $600,000 | 5,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,998 |
| Cash dividends | $14,000 | 7,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $600,000 | 5,873 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,364,000 | 6,170 |
| Total interest expense | $1,940,000 | 6,292 |
| Net interest income | $2,424,000 | 5,957 |
| Provision for loan and lease losses | $74,000 | 5,769 |
| Total noninterest income | $837,000 | 3,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $433,000 | 2,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $404,000 | 3,418 |
| Total noninterest expense | $2,369,000 | 4,952 |
| Salaries and employee benefits | $1,206,000 | 5,060 |
| Premises and equipment expense | $318,000 | 5,203 |
| Additional noninterest expense | $845,000 | 4,495 |
| Pre-tax net operating income | $818,000 | 6,023 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $286,000 | 5,304 |
| Income before extraordinary items | $532,000 | 6,418 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $532,000 | 6,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,401 |
| Cash dividends | $14,000 | 7,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $532,000 | 6,310 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,103,000 | 6,561 |
| Total interest expense | $1,834,000 | 6,600 |
| Net interest income | $2,269,000 | 6,412 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $769,000 | 3,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $392,000 | 3,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $377,000 | 3,416 |
| Total noninterest expense | $2,264,000 | 5,175 |
| Salaries and employee benefits | $1,208,000 | 5,075 |
| Premises and equipment expense | $352,000 | 4,871 |
| Additional noninterest expense | $704,000 | 5,194 |
| Pre-tax net operating income | $714,000 | 6,920 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $255,000 | 6,207 |
| Income before extraordinary items | $459,000 | 7,240 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $459,000 | 7,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $459,000 | 7,182 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,730,000 | 7,119 |
| Total interest expense | $1,599,000 | 7,334 |
| Net interest income | $2,131,000 | 6,898 |
| Provision for loan and lease losses | $51,000 | 6,537 |
| Total noninterest income | $684,000 | 4,181 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $400,000 | 3,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $284,000 | 4,213 |
| Total noninterest expense | $2,203,000 | 5,539 |
| Salaries and employee benefits | $1,192,000 | 5,237 |
| Premises and equipment expense | $385,000 | 4,676 |
| Additional noninterest expense | $626,000 | 6,192 |
| Pre-tax net operating income | $561,000 | 7,621 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $199,000 | 7,154 |
| Income before extraordinary items | $363,000 | 7,908 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $363,000 | 7,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,952 |
| Cash dividends | $28,000 | 7,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $362,350 | 7,848 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,352,000 | 7,740 |
| Total interest expense | $1,516,000 | 7,657 |
| Net interest income | $1,836,000 | 7,676 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $783,000 | 3,738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $403,000 | 3,345 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $380,000 | 3,421 |
| Total noninterest expense | $1,932,000 | 6,151 |
| Salaries and employee benefits | $1,012,000 | 6,001 |
| Premises and equipment expense | $282,000 | 5,896 |
| Additional noninterest expense | $638,000 | 6,273 |
| Pre-tax net operating income | $637,000 | 7,666 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $222,000 | 7,058 |
| Income before extraordinary items | $415,000 | 7,923 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $415,000 | 7,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $14,000 | 8,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $415,000 | 7,892 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,486,000 | 8,926 |
| Total interest expense | $936,000 | 8,963 |
| Net interest income | $1,550,000 | 8,734 |
| Provision for loan and lease losses | $43,000 | 6,473 |
| Total noninterest income | $643,000 | 4,410 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $360,000 | 3,738 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $283,000 | 4,264 |
| Total noninterest expense | $1,688,000 | 7,030 |
| Salaries and employee benefits | $838,000 | 6,987 |
| Premises and equipment expense | $266,000 | 6,251 |
| Additional noninterest expense | $584,000 | 7,151 |
| Pre-tax net operating income | $462,000 | 8,905 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $157,000 | 8,162 |
| Income before extraordinary items | $305,000 | 9,089 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $305,000 | 9,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,270 |
| Cash dividends | $28,000 | 8,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $305,000 | 9,163 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,264,000 | 9,649 |
| Total interest expense | $776,000 | 10,166 |
| Net interest income | $1,488,000 | 9,158 |
| Provision for loan and lease losses | $116,000 | 5,411 |
| Total noninterest income | $609,000 | 4,901 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $310,000 | 4,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $299,000 | 4,476 |
| Total noninterest expense | $1,601,000 | 7,502 |
| Salaries and employee benefits | $775,000 | 7,471 |
| Premises and equipment expense | $254,000 | 6,618 |
| Additional noninterest expense | $572,000 | 7,579 |
| Pre-tax net operating income | $380,000 | 9,579 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $134,000 | 9,002 |
| Income before extraordinary items | $246,000 | 10,090 |
| Extraordinary gains, net | $121,000 | 1,417 |
| Net income | $367,000 | 8,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $28,000 | 8,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $246,000 | 9,846 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,516,000 | 9,895 |
| Total interest expense | $930,000 | 10,713 |
| Net interest income | $1,586,000 | 8,994 |
| Provision for loan and lease losses | $164,000 | 5,851 |
| Total noninterest income | $461,000 | 5,971 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $316,000 | 4,266 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 6,767 |
| Total noninterest expense | $1,478,000 | 7,992 |
| Salaries and employee benefits | $774,000 | 7,440 |
| Premises and equipment expense | $239,000 | 6,988 |
| Additional noninterest expense | $465,000 | 8,809 |
| Pre-tax net operating income | $405,000 | 9,197 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $149,000 | 8,642 |
| Income before extraordinary items | $256,000 | 9,837 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $256,000 | 9,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 4,906 |
| Cash dividends | $28,000 | 8,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $256,000 | 9,474 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.