Home > Gulf South Bank and Trust Company > Income and Expense
Gulf South Bank and Trust Company, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,531,000 | 6,367 |
| Total interest expense | $1,138,000 | 8,574 |
| Net interest income | $3,393,000 | 4,960 |
| Provision for loan and lease losses | $242,000 | 2,995 |
| Total noninterest income | $920,000 | 3,341 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $773,000 | 1,736 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 6,025 |
| Total noninterest expense | $2,607,000 | 4,835 |
| Salaries and employee benefits | $1,347,000 | 4,736 |
| Premises and equipment expense | $545,000 | 3,514 |
| Additional noninterest expense | $715,000 | 5,655 |
| Pre-tax net operating income | $1,464,000 | 4,424 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $498,000 | 4,160 |
| Income before extraordinary items | $966,000 | 4,625 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $966,000 | 4,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $353,000 | 1,840 |
| Cash dividends | $65,000 | 7,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $966,000 | 4,568 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,453,000 | 6,505 |
| Total interest expense | $1,114,000 | 8,864 |
| Net interest income | $3,339,000 | 5,054 |
| Provision for loan and lease losses | $-141,000 | 11,773 |
| Total noninterest income | $1,152,000 | 2,804 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $860,000 | 1,574 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $292,000 | 4,063 |
| Total noninterest expense | $3,024,000 | 4,264 |
| Salaries and employee benefits | $1,532,000 | 4,209 |
| Premises and equipment expense | $537,000 | 3,535 |
| Additional noninterest expense | $955,000 | 4,527 |
| Pre-tax net operating income | $1,608,000 | 4,211 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $567,000 | 3,807 |
| Income before extraordinary items | $1,041,000 | 4,437 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,041,000 | 4,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,878 |
| Cash dividends | $330,000 | 4,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,041,000 | 4,431 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,833,000 | 6,909 |
| Total interest expense | $836,000 | 9,415 |
| Net interest income | $2,997,000 | 5,616 |
| Provision for loan and lease losses | $16,000 | 8,030 |
| Total noninterest income | $1,084,000 | 2,938 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $832,000 | 1,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $252,000 | 4,576 |
| Total noninterest expense | $3,120,000 | 4,270 |
| Salaries and employee benefits | $1,465,000 | 4,366 |
| Premises and equipment expense | $564,000 | 3,454 |
| Additional noninterest expense | $1,091,000 | 4,386 |
| Pre-tax net operating income | $945,000 | 6,189 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-281,000 | 12,425 |
| Income before extraordinary items | $1,226,000 | 3,783 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,226,000 | 3,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,873 |
| Cash dividends | $132,000 | 6,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,226,000 | 3,814 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,679,000 | 7,301 |
| Total interest expense | $846,000 | 9,807 |
| Net interest income | $2,833,000 | 5,918 |
| Provision for loan and lease losses | $435,000 | 2,318 |
| Total noninterest income | $1,152,000 | 3,000 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $855,000 | 1,604 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $297,000 | 4,494 |
| Total noninterest expense | $2,879,000 | 4,677 |
| Salaries and employee benefits | $1,346,000 | 4,730 |
| Premises and equipment expense | $527,000 | 3,696 |
| Additional noninterest expense | $1,006,000 | 4,895 |
| Pre-tax net operating income | $671,000 | 7,514 |
| Securities gains (losses) | $157,000 | 1,942 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $828,000 | 5,417 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $828,000 | 5,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $727,000 | 1,405 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $671,000 | 6,054 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,594,000 | 6,773 |
| Total interest expense | $1,467,000 | 8,615 |
| Net interest income | $3,127,000 | 5,526 |
| Provision for loan and lease losses | $1,051,000 | 1,777 |
| Total noninterest income | $1,374,000 | 2,560 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $975,000 | 1,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $399,000 | 3,715 |
| Total noninterest expense | $4,419,000 | 3,218 |
| Salaries and employee benefits | $1,498,000 | 4,239 |
| Premises and equipment expense | $604,000 | 3,338 |
| Additional noninterest expense | $2,317,000 | 2,473 |
| Pre-tax net operating income | $-969,000 | 13,474 |
| Securities gains (losses) | $156,000 | 2,374 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-813,000 | 13,504 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-813,000 | 13,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,583,000 | 1,149 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $315,000 | 645 |
| Net operating income | $-969,000 | 13,471 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.