Home > Gulf Shores Bank > Assets and Liabilities
Gulf Shores Bank, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 5 | 12,882 |
| Assets and Liabilities | ||
| Total Assets: | $14,467,000 | 12,407 |
| Cash and due from depository institutions | $429,000 | 12,882 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $6,847,000 | 10,390 |
| Federal funds sold & reverse repurchase agreements | $2,405,000 | 5,113 |
| Net loans & leases | $4,396,000 | 12,847 |
| Loan loss allowance | $95,000 | 12,193 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $235,000 | 10,845 |
| Other real estate owned | $0 | 12,882 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $155,000 | 12,700 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $14,467,000 | 12,407 |
| Total liabilities | $13,048,000 | 12,394 |
| Total deposits | $12,980,000 | 12,323 |
| Interest-bearing deposits | $10,712,000 | 12,345 |
| Deposits held in domestic offices | $12,980,000 | 12,322 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $68,000 | 12,336 |
| Total equity capital | $1,419,000 | 12,216 |
| Total bank equity capital | $1,419,000 | 12,216 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $400,000 | 6,744 |
| Surplus | $400,000 | 10,764 |
| Undivided profits | $619,000 | 10,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $23,000 | 12,920 |
| Earning assets | $13,648,000 | 12,299 |
| Long-term assets (5+ years) | $3,613,000 | 7,328 |
| Average Assets, year-to-date | $14,215,600 | 12,398 |
| Average Assets, quarterly | $14,768,500 | 12,344 |
| Volatile liabilities | $1,113,000 | 11,163 |
| Insider loans | $158,000 | 8,862 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $289,000 | 11,191 |
| Tier 1 (core) risk-based capital | $1,419,000 | 12,192 |
| Tier 2 risk-based capital | $78,660 | 12,107 |
| Total risk weighted assets | $6,276,560 | 12,619 |
| Total unused commitments | $289,000 | 11,200 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 4 | 13,692 |
| Assets and Liabilities | ||
| Total Assets: | $13,924,000 | 13,005 |
| Cash and due from depository institutions | $386,000 | 13,692 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $6,806,000 | 10,631 |
| Federal funds sold & reverse repurchase agreements | $1,100,000 | 8,406 |
| Net loans & leases | $5,023,000 | 13,220 |
| Loan loss allowance | $88,000 | 12,785 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $258,000 | 10,971 |
| Other real estate owned | $0 | 13,692 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $351,000 | 11,170 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $13,924,000 | 13,005 |
| Total liabilities | $12,571,000 | 13,013 |
| Total deposits | $12,427,000 | 12,961 |
| Interest-bearing deposits | $10,328,000 | 12,979 |
| Deposits held in domestic offices | $12,427,000 | 12,958 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $144,000 | 11,306 |
| Total equity capital | $1,353,000 | 12,637 |
| Total bank equity capital | $1,353,000 | 12,637 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $400,000 | 7,082 |
| Surplus | $400,000 | 11,093 |
| Undivided profits | $553,000 | 10,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $53,000 | 11,184 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $29,000 | 13,437 |
| Earning assets | $12,929,000 | 12,906 |
| Long-term assets (5+ years) | $3,562,000 | 7,521 |
| Average Assets, year-to-date | $14,520,600 | 12,849 |
| Average Assets, quarterly | $14,483,500 | 12,881 |
| Volatile liabilities | $1,504,000 | 10,805 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $500,000 | 10,559 |
| Tier 1 (core) risk-based capital | $1,353,000 | 12,614 |
| Tier 2 risk-based capital | $87,460 | 12,279 |
| Total risk weighted assets | $6,989,460 | 12,936 |
| Total unused commitments | $500,000 | 10,583 |
| Derivatives | $0 | 651 |