Home > Gulf Coast National Bank > Income and Expense
Gulf Coast National Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $23,964,000 | 1,422 |
| Total interest expense | $10,641,000 | 1,530 |
| Net interest income | $13,323,000 | 1,328 |
| Provision for loan and lease losses | $540,000 | 2,073 |
| Total noninterest income | $2,895,000 | 1,521 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,122,000 | 1,335 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,773,000 | 1,348 |
| Total noninterest expense | $10,768,000 | 1,362 |
| Salaries and employee benefits | $5,193,000 | 1,465 |
| Premises and equipment expense | $1,730,000 | 1,229 |
| Additional noninterest expense | $3,845,000 | 1,234 |
| Pre-tax net operating income | $4,910,000 | 1,463 |
| Securities gains (losses) | $135,000 | 1,489 |
| Applicable income taxes | $1,705,000 | 1,344 |
| Income before extraordinary items | $3,340,000 | 1,585 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,340,000 | 1,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,083 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,250,900 | 1,563 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,978,000 | 1,646 |
| Total interest expense | $10,645,000 | 1,604 |
| Net interest income | $10,333,000 | 1,707 |
| Provision for loan and lease losses | $480,000 | 1,938 |
| Total noninterest income | $2,601,000 | 1,533 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $771,000 | 1,801 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,830,000 | 1,210 |
| Total noninterest expense | $9,143,000 | 1,531 |
| Salaries and employee benefits | $4,429,000 | 1,608 |
| Premises and equipment expense | $1,634,000 | 1,246 |
| Additional noninterest expense | $3,080,000 | 1,464 |
| Pre-tax net operating income | $3,311,000 | 2,181 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,032,000 | 2,066 |
| Income before extraordinary items | $2,279,000 | 2,266 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,279,000 | 2,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,205 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,279,000 | 2,273 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,396,000 | 2,441 |
| Total interest expense | $6,044,000 | 2,439 |
| Net interest income | $7,352,000 | 2,399 |
| Provision for loan and lease losses | $360,000 | 2,275 |
| Total noninterest income | $2,145,000 | 1,760 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $544,000 | 2,440 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,601,000 | 1,337 |
| Total noninterest expense | $6,992,000 | 1,966 |
| Salaries and employee benefits | $3,886,000 | 1,788 |
| Premises and equipment expense | $1,188,000 | 1,723 |
| Additional noninterest expense | $1,918,000 | 2,283 |
| Pre-tax net operating income | $2,145,000 | 3,168 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $638,000 | 3,089 |
| Income before extraordinary items | $1,508,000 | 3,232 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,508,000 | 3,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,444 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,507,300 | 3,197 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,966,000 | 3,251 |
| Total interest expense | $4,692,000 | 3,177 |
| Net interest income | $5,274,000 | 3,236 |
| Provision for loan and lease losses | $360,000 | 2,235 |
| Total noninterest income | $1,250,000 | 2,602 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $394,000 | 3,174 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $856,000 | 2,066 |
| Total noninterest expense | $4,897,000 | 2,675 |
| Salaries and employee benefits | $2,801,000 | 2,413 |
| Premises and equipment expense | $981,000 | 1,994 |
| Additional noninterest expense | $1,115,000 | 3,585 |
| Pre-tax net operating income | $1,267,000 | 4,713 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $470,000 | 4,005 |
| Income before extraordinary items | $804,000 | 5,181 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $804,000 | 5,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,731 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $799,520 | 5,107 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,830,000 | 4,048 |
| Total interest expense | $4,087,000 | 3,596 |
| Net interest income | $3,743,000 | 4,479 |
| Provision for loan and lease losses | $240,000 | 3,015 |
| Total noninterest income | $866,000 | 3,389 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $375,000 | 3,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $491,000 | 2,861 |
| Total noninterest expense | $3,616,000 | 3,503 |
| Salaries and employee benefits | $1,964,000 | 3,361 |
| Premises and equipment expense | $875,000 | 2,247 |
| Additional noninterest expense | $777,000 | 4,831 |
| Pre-tax net operating income | $753,000 | 6,762 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $268,000 | 6,058 |
| Income before extraordinary items | $486,000 | 7,064 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $486,000 | 7,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,026 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $485,360 | 7,012 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,572,000 | 6,326 |
| Total interest expense | $2,153,000 | 6,114 |
| Net interest income | $2,419,000 | 6,346 |
| Provision for loan and lease losses | $222,000 | 3,185 |
| Total noninterest income | $469,000 | 5,386 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 6,058 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $296,000 | 4,103 |
| Total noninterest expense | $2,453,000 | 5,077 |
| Salaries and employee benefits | $1,417,000 | 4,545 |
| Premises and equipment expense | $506,000 | 3,743 |
| Additional noninterest expense | $530,000 | 6,838 |
| Pre-tax net operating income | $213,000 | 9,709 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $46,000 | 9,765 |
| Income before extraordinary items | $167,000 | 9,633 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $167,000 | 9,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,175 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $167,000 | 9,572 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $571,000 | 11,737 |
| Total interest expense | $317,000 | 11,545 |
| Net interest income | $254,000 | 11,812 |
| Provision for loan and lease losses | $40,000 | 6,618 |
| Total noninterest income | $16,000 | 11,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 10,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 11,753 |
| Total noninterest expense | $678,000 | 10,274 |
| Salaries and employee benefits | $367,000 | 10,198 |
| Premises and equipment expense | $168,000 | 7,858 |
| Additional noninterest expense | $143,000 | 11,134 |
| Pre-tax net operating income | $-448,000 | 11,777 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-134,000 | 11,743 |
| Income before extraordinary items | $-314,000 | 11,742 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-314,000 | 11,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $7,500,000 | 66 |
| Net operating income | $-314,000 | 11,727 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.