Home > Gulf Coast National Bank > Assets and Liabilities
Gulf Coast National Bank, Assets and Liabilities
| 2001-12-31 | Rank | |
| # of Employees: | 85 | 2,011 |
| Assets and Liabilities | ||
| Total Assets: | $393,923,000 | 1,297 |
| Cash and due from depository institutions | $33,168,000 | 2,011 |
| Interest-bearing balances | $19,736,000 | 347 |
| Securities | $23,007,000 | 4,099 |
| Federal funds sold & reverse repurchase agreements | $10,290,000 | 1,430 |
| Net loans & leases | $296,070,000 | 1,126 |
| Loan loss allowance | $2,044,000 | 1,952 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $15,679,000 | 492 |
| Other real estate owned | $213,000 | 2,011 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $15,496,000 | 863 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $393,923,000 | 1,297 |
| Total liabilities | $365,626,000 | 1,258 |
| Total deposits | $291,957,000 | 1,373 |
| Interest-bearing deposits | $249,539,000 | 1,399 |
| Deposits held in domestic offices | $291,957,000 | 1,371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,374,000 | 1,055 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $61,000,000 | 674 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,295,000 | 1,803 |
| Total equity capital | $28,297,000 | 1,730 |
| Total bank equity capital | $28,297,000 | 1,730 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,000,000 | 1,837 |
| Surplus | $18,050,000 | 1,033 |
| Undivided profits | $8,247,000 | 3,174 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,593,000 | 2,132 |
| Earning assets | $349,103,000 | 1,333 |
| Long-term assets (5+ years) | $33,763,000 | 2,292 |
| Average Assets, year-to-date | $348,610,400 | 1,385 |
| Average Assets, quarterly | $374,010,000 | 1,340 |
| Volatile liabilities | $111,620,000 | 908 |
| Insider loans | $8,261,000 | 540 |
| FHLB advances | $61,000,000 | 592 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $66,013,000 | 1,023 |
| Tier 1 (core) risk-based capital | $28,031,000 | 1,643 |
| Tier 2 risk-based capital | $2,047,000 | 1,799 |
| Total risk weighted assets | $291,693,000 | 1,174 |
| Total unused commitments | $66,013,000 | 1,027 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 73 | 2,335 |
| Assets and Liabilities | ||
| Total Assets: | $316,989,000 | 1,510 |
| Cash and due from depository institutions | $38,687,000 | 2,335 |
| Interest-bearing balances | $14,956,000 | 280 |
| Securities | $38,009,000 | 2,815 |
| Federal funds sold & reverse repurchase agreements | $1,245,000 | 5,084 |
| Net loans & leases | $213,428,000 | 1,502 |
| Loan loss allowance | $1,511,000 | 2,450 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $14,092,000 | 536 |
| Other real estate owned | $121,000 | 2,335 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $11,407,000 | 896 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $316,989,000 | 1,510 |
| Total liabilities | $296,922,000 | 1,458 |
| Total deposits | $258,910,000 | 1,469 |
| Interest-bearing deposits | $215,531,000 | 1,551 |
| Deposits held in domestic offices | $258,910,000 | 1,464 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,839,000 | 944 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $23,000,000 | 1,230 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,173,000 | 1,928 |
| Total equity capital | $20,067,000 | 2,332 |
| Total bank equity capital | $20,067,000 | 2,332 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,000,000 | 1,856 |
| Surplus | $13,300,000 | 1,294 |
| Undivided profits | $4,767,000 | 4,514 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,224,000 | 2,169 |
| Earning assets | $267,638,000 | 1,652 |
| Long-term assets (5+ years) | $32,061,000 | 2,290 |
| Average Assets, year-to-date | $277,608,800 | 1,639 |
| Average Assets, quarterly | $304,242,000 | 1,550 |
| Volatile liabilities | $82,410,000 | 1,152 |
| Insider loans | $5,964,000 | 779 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $930,000 | 737 |
| Unused loan commitments | $52,312,000 | 1,136 |
| Tier 1 (core) risk-based capital | $19,911,000 | 2,244 |
| Tier 2 risk-based capital | $1,511,000 | 2,290 |
| Total risk weighted assets | $208,697,700 | 1,557 |
| Total unused commitments | $52,312,000 | 1,137 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 70 | 2,506 |
| Assets and Liabilities | ||
| Total Assets: | $229,243,000 | 2,044 |
| Cash and due from depository institutions | $20,588,000 | 2,506 |
| Interest-bearing balances | $10,713,000 | 369 |
| Securities | $22,307,000 | 4,481 |
| Federal funds sold & reverse repurchase agreements | $8,990,000 | 1,067 |
| Net loans & leases | $154,469,000 | 1,940 |
| Loan loss allowance | $1,047,000 | 3,300 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $12,869,000 | 588 |
| Other real estate owned | $0 | 2,506 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $10,020,000 | 991 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $229,243,000 | 2,044 |
| Total liabilities | $215,114,000 | 1,973 |
| Total deposits | $192,992,000 | 1,965 |
| Interest-bearing deposits | $161,363,000 | 2,018 |
| Deposits held in domestic offices | $192,992,000 | 1,960 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $782,000 | 3,215 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $20,000,000 | 1,321 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,340,000 | 2,570 |
| Total equity capital | $14,129,000 | 3,122 |
| Total bank equity capital | $14,129,000 | 3,122 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,000,000 | 1,872 |
| Surplus | $10,250,000 | 1,592 |
| Undivided profits | $1,879,000 | 6,625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $718,000 | 3,284 |
| Earning assets | $196,479,000 | 2,188 |
| Long-term assets (5+ years) | $37,120,000 | 2,171 |
| Average Assets, year-to-date | $193,755,200 | 2,329 |
| Average Assets, quarterly | $218,731,500 | 2,125 |
| Volatile liabilities | $48,947,000 | 1,682 |
| Insider loans | $5,388,000 | 853 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $260,000 | 1,124 |
| Unused loan commitments | $35,358,000 | 1,544 |
| Tier 1 (core) risk-based capital | $14,494,000 | 3,028 |
| Tier 2 risk-based capital | $1,047,000 | 3,025 |
| Total risk weighted assets | $153,688,000 | 1,990 |
| Total unused commitments | $35,358,000 | 1,546 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 60 | 2,961 |
| Assets and Liabilities | ||
| Total Assets: | $162,660,000 | 2,825 |
| Cash and due from depository institutions | $15,571,000 | 2,961 |
| Interest-bearing balances | $6,549,000 | 955 |
| Securities | $11,145,000 | 6,770 |
| Federal funds sold & reverse repurchase agreements | $11,335,000 | 1,528 |
| Net loans & leases | $105,735,000 | 2,625 |
| Loan loss allowance | $702,000 | 4,460 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $10,285,000 | 713 |
| Other real estate owned | $0 | 2,961 |
| Goodwill and other intangibles | $24,000 | 3,126 |
| All other assets | $8,565,000 | 997 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,660,000 | 2,825 |
| Total liabilities | $152,775,000 | 2,727 |
| Total deposits | $141,016,000 | 2,711 |
| Interest-bearing deposits | $114,764,000 | 2,851 |
| Deposits held in domestic offices | $141,016,000 | 2,706 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $830,000 | 2,488 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,000,000 | 1,545 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $929,000 | 3,742 |
| Total equity capital | $9,885,000 | 4,396 |
| Total bank equity capital | $9,885,000 | 4,396 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,000,000 | 1,820 |
| Surplus | $7,000,000 | 2,154 |
| Undivided profits | $885,000 | 8,403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $81,000 | 7,600 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $537,000 | 4,322 |
| Earning assets | $134,764,000 | 3,082 |
| Long-term assets (5+ years) | $15,402,000 | 3,703 |
| Average Assets, year-to-date | $138,073,400 | 3,106 |
| Average Assets, quarterly | $151,364,500 | 2,954 |
| Volatile liabilities | $25,070,000 | 2,494 |
| Insider loans | $3,529,000 | 1,219 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,970,000 | 823 |
| Unused loan commitments | $26,581,000 | 1,825 |
| Tier 1 (core) risk-based capital | $9,831,000 | 4,241 |
| Tier 2 risk-based capital | $702,000 | 4,065 |
| Total risk weighted assets | $103,854,800 | 2,739 |
| Total unused commitments | $26,581,000 | 1,831 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 42 | 4,197 |
| Assets and Liabilities | ||
| Total Assets: | $126,844,000 | 3,473 |
| Cash and due from depository institutions | $16,410,000 | 4,197 |
| Interest-bearing balances | $8,409,000 | 529 |
| Securities | $15,213,000 | 5,947 |
| Federal funds sold & reverse repurchase agreements | $9,095,000 | 1,512 |
| Net loans & leases | $75,667,000 | 3,561 |
| Loan loss allowance | $398,000 | 6,579 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $9,484,000 | 776 |
| Other real estate owned | $0 | 4,197 |
| Goodwill and other intangibles | $41,000 | 3,030 |
| All other assets | $934,000 | 6,317 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,844,000 | 3,473 |
| Total liabilities | $118,970,000 | 3,338 |
| Total deposits | $117,052,000 | 3,191 |
| Interest-bearing deposits | $98,859,000 | 3,228 |
| Deposits held in domestic offices | $117,052,000 | 3,185 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $802,000 | 2,829 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,116,000 | 3,259 |
| Total equity capital | $7,874,000 | 5,265 |
| Total bank equity capital | $7,874,000 | 5,265 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,000,000 | 1,809 |
| Surplus | $5,800,000 | 2,449 |
| Undivided profits | $74,000 | 10,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $105,000 | 7,597 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $418,000 | 5,504 |
| Earning assets | $108,384,000 | 3,745 |
| Long-term assets (5+ years) | $3,839,000 | 6,585 |
| Average Assets, year-to-date | $107,400,600 | 3,904 |
| Average Assets, quarterly | $123,393,500 | 3,519 |
| Volatile liabilities | $27,212,000 | 2,315 |
| Insider loans | $409,000 | 5,940 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,669,000 | 653 |
| Unused loan commitments | $15,765,000 | 2,517 |
| Tier 1 (core) risk-based capital | $7,810,000 | 5,145 |
| Tier 2 risk-based capital | $398,000 | 6,024 |
| Total risk weighted assets | $78,872,200 | 3,444 |
| Total unused commitments | $15,765,000 | 2,523 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 37 | 4,911 |
| Assets and Liabilities | ||
| Total Assets: | $83,590,000 | 5,128 |
| Cash and due from depository institutions | $3,971,000 | 4,911 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $11,870,000 | 7,320 |
| Federal funds sold & reverse repurchase agreements | $8,330,000 | 1,552 |
| Net loans & leases | $52,073,000 | 4,882 |
| Loan loss allowance | $248,000 | 8,527 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,065,000 | 1,284 |
| Other real estate owned | $0 | 4,911 |
| Goodwill and other intangibles | $55,000 | 2,790 |
| All other assets | $1,226,000 | 5,403 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,590,000 | 5,128 |
| Total liabilities | $76,533,000 | 5,044 |
| Total deposits | $75,681,000 | 4,872 |
| Interest-bearing deposits | $63,053,000 | 5,001 |
| Deposits held in domestic offices | $75,681,000 | 4,860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $852,000 | 3,982 |
| Total equity capital | $7,057,000 | 5,770 |
| Total bank equity capital | $7,057,000 | 5,770 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,000,000 | 1,906 |
| Surplus | $5,500,000 | 2,617 |
| Undivided profits | $-443,000 | 11,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $277,000 | 7,236 |
| Earning assets | $72,273,000 | 5,371 |
| Long-term assets (5+ years) | $1,281,000 | 8,476 |
| Average Assets, year-to-date | $66,797,200 | 5,899 |
| Average Assets, quarterly | $79,245,500 | 5,314 |
| Volatile liabilities | $19,654,000 | 2,946 |
| Insider loans | $548,000 | 5,280 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $606,000 | 908 |
| Unused loan commitments | $12,920,000 | 2,833 |
| Tier 1 (core) risk-based capital | $7,010,000 | 5,684 |
| Tier 2 risk-based capital | $248,000 | 7,950 |
| Total risk weighted assets | $54,228,100 | 4,780 |
| Total unused commitments | $12,920,000 | 2,848 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 24 | 6,946 |
| Assets and Liabilities | ||
| Total Assets: | $43,130,000 | 8,060 |
| Cash and due from depository institutions | $2,685,000 | 6,946 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $11,326,000 | 7,822 |
| Federal funds sold & reverse repurchase agreements | $11,390,000 | 1,240 |
| Net loans & leases | $13,361,000 | 9,883 |
| Loan loss allowance | $40,000 | 11,695 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,049,000 | 3,625 |
| Other real estate owned | $0 | 6,946 |
| Goodwill and other intangibles | $71,000 | 2,499 |
| All other assets | $2,248,000 | 3,281 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,130,000 | 8,060 |
| Total liabilities | $36,189,000 | 8,326 |
| Total deposits | $36,026,000 | 8,172 |
| Interest-bearing deposits | $29,815,000 | 8,310 |
| Deposits held in domestic offices | $36,026,000 | 8,167 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $163,000 | 10,253 |
| Total equity capital | $6,941,000 | 5,904 |
| Total bank equity capital | $6,941,000 | 5,904 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,000,000 | 1,954 |
| Surplus | $5,500,000 | 2,627 |
| Undivided profits | $-559,000 | 11,623 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $63,000 | 11,264 |
| Earning assets | $36,077,000 | 8,423 |
| Long-term assets (5+ years) | $1,815,000 | 8,087 |
| Average Assets, year-to-date | $31,799,000 | 9,138 |
| Average Assets, quarterly | $31,799,000 | 9,250 |
| Volatile liabilities | $10,471,000 | 4,434 |
| Insider loans | $1,760,000 | 2,419 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $725,000 | 919 |
| Unused loan commitments | $5,209,000 | 4,878 |
| Tier 1 (core) risk-based capital | $6,827,000 | 5,842 |
| Tier 2 risk-based capital | $40,000 | 11,600 |
| Total risk weighted assets | $20,970,000 | 8,622 |
| Total unused commitments | $5,209,000 | 4,891 |
| Derivatives | $0 | 628 |