Gulf Coast Bank and Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$266,740,000251
Total interest expense$52,770,000377
Net interest income$213,970,000215
Provision for loan and lease losses$26,327,000114
Total noninterest income$34,230,000317
Gross Fiduciary activities income$2,787,000346
Service charges on deposit accounts$6,682,000221
Trading account gains and fees$-2,0001,183
Additional Noninterest Income$24,763,000278
Total noninterest expense$186,725,000197
Salaries and employee benefits$113,676,000165
Premises and equipment expense$9,592,000306
Additional noninterest expense$24,763,000278
Pre-tax net operating income$35,148,000457
Securities gains (losses)$-584,0004,214
Applicable income taxes$8,402,000398
Income before extraordinary items$26,162,000474
Extraordinary gains, net$054
Net income$26,162,000476
Minority interest net income$088
Net income of bank and minority interests.$26,162,000475
Net charge-offs$17,556,000120
Cash dividends$4,580,000865
Sale, conversion, retirement of capital stock, net$0540
Net operating income$26,623,360482
2023-09-30 (YTD Data)Rank
Total interest income$196,476,000247
Total interest expense$36,577,000378
Net interest income$159,899,000220
Provision for loan and lease losses$13,565,000148
Total noninterest income$26,105,000315
Gross Fiduciary activities income$2,046,000349
Service charges on deposit accounts$4,978,000225
Trading account gains and fees$-2,0001,193
Additional Noninterest Income$19,083,000277
Total noninterest expense$140,889,000197
Salaries and employee benefits$87,798,000163
Premises and equipment expense$7,114,000314
Additional noninterest expense$19,083,000277
Pre-tax net operating income$31,550,000418
Securities gains (losses)$-14,0003,550
Applicable income taxes$7,151,000374
Income before extraordinary items$24,385,000418
Extraordinary gains, net$052
Net income$24,385,000422
Minority interest net income$081
Net income of bank and minority interests.$24,385,000418
Net charge-offs$3,331,000226
Cash dividends$3,435,000801
Sale, conversion, retirement of capital stock, net$0507
Net operating income$24,396,060424
2023-06-30 (YTD Data)Rank
Total interest income$127,041,000241
Total interest expense$22,796,000362
Net interest income$104,245,000221
Provision for loan and lease losses$8,420,000157
Total noninterest income$16,732,000310
Gross Fiduciary activities income$1,363,000345
Service charges on deposit accounts$3,240,000221
Trading account gains and fees$0112
Additional Noninterest Income$12,129,000277
Total noninterest expense$93,477,000194
Salaries and employee benefits$58,048,000161
Premises and equipment expense$4,677,000309
Additional noninterest expense$12,129,000277
Pre-tax net operating income$19,080,000441
Securities gains (losses)$379,00083
Applicable income taxes$4,205,000413
Income before extraordinary items$15,254,000435
Extraordinary gains, net$051
Net income$15,254,000443
Minority interest net income$081
Net income of bank and minority interests.$15,254,000435
Net charge-offs$3,513,000168
Cash dividends$2,290,000787
Sale, conversion, retirement of capital stock, net$0486
Net operating income$14,954,590447
2023-03-31 (YTD Data)Rank
Total interest income$61,468,000250
Total interest expense$10,405,000351
Net interest income$51,063,000227
Provision for loan and lease losses$5,034,000139
Total noninterest income$8,104,000322
Gross Fiduciary activities income$675,000359
Service charges on deposit accounts$1,633,000224
Trading account gains and fees$-2,0001,168
Additional Noninterest Income$5,798,000289
Total noninterest expense$46,094,000199
Salaries and employee benefits$29,047,000169
Premises and equipment expense$2,268,000329
Additional noninterest expense$5,798,000289
Pre-tax net operating income$8,039,000504
Securities gains (losses)$178,000120
Applicable income taxes$1,650,000483
Income before extraordinary items$6,567,000508
Extraordinary gains, net$04
Net income$6,567,000509
Minority interest net income$048
Net income of bank and minority interests.$6,567,000509
Net charge-offs$1,720,000158
Cash dividends$1,145,000737
Sale, conversion, retirement of capital stock, net$0430
Net operating income$6,424,600519
2022-12-31 (YTD Data)Rank
Total interest income$216,535,000228
Total interest expense$19,861,000265
Net interest income$196,674,000223
Provision for loan and lease losses$2,812,000416
Total noninterest income$40,736,000293
Gross Fiduciary activities income$2,689,000360
Service charges on deposit accounts$6,025,000245
Trading account gains and fees$-353,0001,193
Additional Noninterest Income$32,375,000245
Total noninterest expense$169,612,000209
Salaries and employee benefits$112,104,000171
Premises and equipment expense$9,035,000323
Additional noninterest expense$32,375,000245
Pre-tax net operating income$64,986,000317
Securities gains (losses)$726,00055
Applicable income taxes$14,566,000296
Income before extraordinary items$51,146,000304
Extraordinary gains, net$05
Net income$51,146,000304
Minority interest net income$063
Net income of bank and minority interests.$51,146,000304
Net charge-offs$2,567,000247
Cash dividends$4,582,000839
Sale, conversion, retirement of capital stock, net$0568
Net operating income$50,572,460319
2022-09-30 (YTD Data)Rank
Total interest income$154,548,000227
Total interest expense$11,739,000236
Net interest income$142,809,000228
Provision for loan and lease losses$2,670,000335
Total noninterest income$31,955,000291
Gross Fiduciary activities income$1,993,000364
Service charges on deposit accounts$4,447,000254
Trading account gains and fees$-418,0001,201
Additional Noninterest Income$25,933,000243
Total noninterest expense$123,698,000211
Salaries and employee benefits$85,042,000167
Premises and equipment expense$6,657,000330
Additional noninterest expense$25,933,000243
Pre-tax net operating income$48,396,000319
Securities gains (losses)$144,000129
Applicable income taxes$10,844,000306
Income before extraordinary items$37,696,000316
Extraordinary gains, net$04
Net income$37,696,000316
Minority interest net income$057
Net income of bank and minority interests.$37,696,000316
Net charge-offs$2,648,000185
Cash dividends$3,435,000767
Sale, conversion, retirement of capital stock, net$0519
Net operating income$37,582,240328
2022-06-30 (YTD Data)Rank
Total interest income$95,061,000228
Total interest expense$4,176,000306
Net interest income$90,885,000228
Provision for loan and lease losses$2,701,000217
Total noninterest income$23,428,000268
Gross Fiduciary activities income$1,346,000321
Service charges on deposit accounts$2,889,000256
Trading account gains and fees$-316,0001,201
Additional Noninterest Income$19,509,000227
Total noninterest expense$79,696,000206
Salaries and employee benefits$56,031,000162
Premises and equipment expense$4,170,000337
Additional noninterest expense$19,495,000262
Pre-tax net operating income$31,916,000310
Securities gains (losses)$433,00059
Applicable income taxes$7,148,000296
Income before extraordinary items$25,201,000305
Extraordinary gains, net$04
Net income$25,201,000305
Minority interest net income$060
Net income of bank and minority interests.$25,201,000305
Net charge-offs$1,684,000178
Cash dividends$2,290,000763
Sale, conversion, retirement of capital stock, net$0494
Net operating income$24,858,930315
2022-03-31 (YTD Data)Rank
Total interest income$45,519,000229
Total interest expense$1,937,000297
Net interest income$43,582,000226
Provision for loan and lease losses$69,0001,200
Total noninterest income$12,042,000271
Gross Fiduciary activities income$668,000321
Service charges on deposit accounts$1,415,000258
Trading account gains and fees$-176,0001,208
Additional Noninterest Income$10,135,000227
Total noninterest expense$38,992,000210
Salaries and employee benefits$27,892,000167
Premises and equipment expense$1,970,000360
Additional noninterest expense$9,130,000274
Pre-tax net operating income$16,563,000293
Securities gains (losses)$-377,0004,661
Applicable income taxes$3,567,000286
Income before extraordinary items$12,619,000296
Extraordinary gains, net$04
Net income$12,619,000296
Minority interest net income$050
Net income of bank and minority interests.$12,619,000296
Net charge-offs$464,000238
Cash dividends$1,145,000715
Sale, conversion, retirement of capital stock, net$0453
Net operating income$12,916,830294
2021-12-31 (YTD Data)Rank
Total interest income$173,041,000237
Total interest expense$9,546,000290
Net interest income$163,495,000234
Provision for loan and lease losses$8,188,00065
Total noninterest income$54,634,000263
Gross Fiduciary activities income$2,503,000328
Service charges on deposit accounts$4,869,000276
Trading account gains and fees$320,000104
Additional Noninterest Income$46,942,000229
Total noninterest expense$148,581,000218
Salaries and employee benefits$105,055,000173
Premises and equipment expense$8,224,000345
Additional noninterest expense$35,302,000278
Pre-tax net operating income$61,360,000331
Securities gains (losses)$315,000472
Applicable income taxes$13,207,000328
Income before extraordinary items$48,468,000347
Extraordinary gains, net$010
Net income$48,468,000347
Minority interest net income$074
Net income of bank and minority interests.$48,468,000347
Net charge-offs$14,041,00088
Cash dividends$4,579,000854
Sale, conversion, retirement of capital stock, net$0582
Net operating income$48,219,150340
2021-09-30 (YTD Data)Rank
Total interest income$125,083,000249
Total interest expense$7,478,000294
Net interest income$117,605,000248
Provision for loan and lease losses$4,796,00078
Total noninterest income$40,983,000265
Gross Fiduciary activities income$1,807,000339
Service charges on deposit accounts$3,540,000283
Trading account gains and fees$232,000101
Additional Noninterest Income$35,404,000232
Total noninterest expense$107,820,000221
Salaries and employee benefits$78,098,000174
Premises and equipment expense$5,815,000371
Additional noninterest expense$23,907,000299
Pre-tax net operating income$45,972,000339
Securities gains (losses)$425,000370
Applicable income taxes$10,043,000331
Income before extraordinary items$36,354,000346
Extraordinary gains, net$08
Net income$36,354,000346
Minority interest net income$069
Net income of bank and minority interests.$36,354,000346
Net charge-offs$11,418,00094
Cash dividends$2,989,000878
Sale, conversion, retirement of capital stock, net$0543
Net operating income$36,018,250340
2021-06-30 (YTD Data)Rank
Total interest income$79,456,000257
Total interest expense$5,014,000308
Net interest income$74,442,000252
Provision for loan and lease losses$4,721,00057
Total noninterest income$28,411,000254
Gross Fiduciary activities income$1,200,000335
Service charges on deposit accounts$2,319,000275
Trading account gains and fees$129,000105
Additional Noninterest Income$24,763,000226
Total noninterest expense$70,651,000226
Salaries and employee benefits$52,041,000175
Premises and equipment expense$3,782,000383
Additional noninterest expense$14,828,000322
Pre-tax net operating income$27,481,000368
Securities gains (losses)$321,000368
Applicable income taxes$6,002,000359
Income before extraordinary items$21,800,000374
Extraordinary gains, net$06
Net income$21,800,000372
Minority interest net income$067
Net income of bank and minority interests.$21,800,000374
Net charge-offs$12,385,00073
Cash dividends$1,992,000874
Sale, conversion, retirement of capital stock, net$0517
Net operating income$21,546,410372
2021-03-31 (YTD Data)Rank
Total interest income$38,051,000261
Total interest expense$2,577,000316
Net interest income$35,474,000258
Provision for loan and lease losses$4,714,00038
Total noninterest income$14,642,000257
Gross Fiduciary activities income$583,000337
Service charges on deposit accounts$1,148,000267
Trading account gains and fees$67,000106
Additional Noninterest Income$12,844,000230
Total noninterest expense$34,647,000231
Salaries and employee benefits$26,101,000177
Premises and equipment expense$1,750,000408
Additional noninterest expense$6,796,000327
Pre-tax net operating income$10,755,000434
Securities gains (losses)$152,000377
Applicable income taxes$2,387,000414
Income before extraordinary items$8,520,000453
Extraordinary gains, net$03
Net income$8,520,000450
Minority interest net income$055
Net income of bank and minority interests.$8,520,000453
Net charge-offs$11,636,00053
Cash dividends$996,000778
Sale, conversion, retirement of capital stock, net$0482
Net operating income$8,399,920448
2020-12-31 (YTD Data)Rank
Total interest income$141,119,000283
Total interest expense$15,312,000338
Net interest income$125,807,000277
Provision for loan and lease losses$17,402,000243
Total noninterest income$52,896,000265
Gross Fiduciary activities income$2,182,000330
Service charges on deposit accounts$4,179,000285
Trading account gains and fees$-200,0001,332
Additional Noninterest Income$46,735,000227
Total noninterest expense$133,101,000231
Salaries and employee benefits$94,646,000184
Premises and equipment expense$7,215,000382
Additional noninterest expense$31,240,000303
Pre-tax net operating income$28,200,000446
Securities gains (losses)$227,000972
Applicable income taxes$5,717,000442
Income before extraordinary items$22,710,000477
Extraordinary gains, net$04
Net income$22,710,000475
Minority interest net income$072
Net income of bank and minority interests.$22,710,000477
Net charge-offs$6,838,000186
Cash dividends$3,381,0001,028
Sale, conversion, retirement of capital stock, net$0566
Net operating income$22,528,400462
2020-09-30 (YTD Data)Rank
Total interest income$104,712,000284
Total interest expense$12,304,000346
Net interest income$92,408,000276
Provision for loan and lease losses$10,740,000292
Total noninterest income$38,613,000258
Gross Fiduciary activities income$1,573,000337
Service charges on deposit accounts$3,062,000286
Trading account gains and fees$-421,0001,339
Additional Noninterest Income$34,399,000228
Total noninterest expense$98,120,000230
Salaries and employee benefits$69,060,000183
Premises and equipment expense$5,378,000378
Additional noninterest expense$23,682,000291
Pre-tax net operating income$22,161,000411
Securities gains (losses)$211,000862
Applicable income taxes$5,177,000371
Income before extraordinary items$17,195,000451
Extraordinary gains, net$04
Net income$17,195,000451
Minority interest net income$065
Net income of bank and minority interests.$17,195,000451
Net charge-offs$3,050,000244
Cash dividends$1,992,0001,125
Sale, conversion, retirement of capital stock, net$0532
Net operating income$17,028,310443
2020-06-30 (YTD Data)Rank
Total interest income$69,526,000292
Total interest expense$9,022,000347
Net interest income$60,504,000279
Provision for loan and lease losses$7,243,000315
Total noninterest income$20,528,000287
Gross Fiduciary activities income$1,045,000340
Service charges on deposit accounts$2,097,000280
Trading account gains and fees$-443,0001,351
Additional Noninterest Income$17,829,000247
Total noninterest expense$65,154,000226
Salaries and employee benefits$45,299,000182
Premises and equipment expense$3,506,000389
Additional noninterest expense$16,349,000275
Pre-tax net operating income$8,635,000581
Securities gains (losses)$02,249
Applicable income taxes$2,184,000460
Income before extraordinary items$6,451,000670
Extraordinary gains, net$04
Net income$6,451,000670
Minority interest net income$065
Net income of bank and minority interests.$6,451,000670
Net charge-offs$867,000426
Cash dividends$996,0001,355
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,451,000642
2020-03-31 (YTD Data)Rank
Total interest income$35,416,000294
Total interest expense$5,138,000343
Net interest income$30,278,000281
Provision for loan and lease losses$5,224,000254
Total noninterest income$7,891,000307
Gross Fiduciary activities income$509,000341
Service charges on deposit accounts$1,269,000280
Trading account gains and fees$0106
Additional Noninterest Income$6,113,000273
Total noninterest expense$33,260,000229
Salaries and employee benefits$22,473,000185
Premises and equipment expense$1,818,000371
Additional noninterest expense$8,969,000254
Pre-tax net operating income$-315,0004,951
Securities gains (losses)$01,705
Applicable income taxes$29,0002,715
Income before extraordinary items$-344,0004,925
Extraordinary gains, net$04
Net income$-344,0004,926
Minority interest net income$056
Net income of bank and minority interests.$-344,0004,925
Net charge-offs$-371,0005,075
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-344,0004,958
2019-12-31 (YTD Data)Rank
Total interest income$146,696,000289
Total interest expense$21,093,000369
Net interest income$125,603,000270
Provision for loan and lease losses$7,750,000189
Total noninterest income$37,903,000287
Gross Fiduciary activities income$2,063,000338
Service charges on deposit accounts$5,482,000264
Trading account gains and fees$0135
Additional Noninterest Income$30,358,000243
Total noninterest expense$124,970,000227
Salaries and employee benefits$81,749,000195
Premises and equipment expense$7,875,000355
Additional noninterest expense$35,346,000248
Pre-tax net operating income$30,786,000438
Securities gains (losses)$-15,0004,860
Applicable income taxes$3,670,000620
Income before extraordinary items$27,101,000417
Extraordinary gains, net$011
Net income$27,101,000417
Minority interest net income$076
Net income of bank and minority interests.$27,101,000417
Net charge-offs$3,214,000289
Cash dividends$8,966,000517
Sale, conversion, retirement of capital stock, net$0626
Net operating income$27,114,200409
2019-09-30 (YTD Data)Rank
Total interest income$109,505,000292
Total interest expense$15,555,000383
Net interest income$93,950,000273
Provision for loan and lease losses$4,819,000215
Total noninterest income$27,837,000289
Gross Fiduciary activities income$1,551,000338
Service charges on deposit accounts$4,216,000261
Trading account gains and fees$0129
Additional Noninterest Income$22,070,000244
Total noninterest expense$93,228,000231
Salaries and employee benefits$61,963,000195
Premises and equipment expense$5,764,000362
Additional noninterest expense$25,501,000253
Pre-tax net operating income$23,740,000435
Securities gains (losses)$-15,0004,955
Applicable income taxes$1,885,000798
Income before extraordinary items$21,840,000395
Extraordinary gains, net$011
Net income$21,840,000396
Minority interest net income$072
Net income of bank and minority interests.$21,840,000396
Net charge-offs$571,000698
Cash dividends$4,981,000624
Sale, conversion, retirement of capital stock, net$0590
Net operating income$21,853,800389
2019-06-30 (YTD Data)Rank
Total interest income$71,840,000297
Total interest expense$9,936,000393
Net interest income$61,904,000278
Provision for loan and lease losses$1,180,000422
Total noninterest income$17,950,000289
Gross Fiduciary activities income$1,059,000338
Service charges on deposit accounts$2,769,000263
Trading account gains and fees$0131
Additional Noninterest Income$14,122,000248
Total noninterest expense$63,065,000230
Salaries and employee benefits$41,870,000195
Premises and equipment expense$3,948,000359
Additional noninterest expense$17,247,000257
Pre-tax net operating income$15,609,000427
Securities gains (losses)$-5,0004,829
Applicable income taxes$221,0002,131
Income before extraordinary items$15,383,000374
Extraordinary gains, net$011
Net income$15,383,000375
Minority interest net income$069
Net income of bank and minority interests.$15,383,000375
Net charge-offs$147,0001,183
Cash dividends$2,988,000659
Sale, conversion, retirement of capital stock, net$0573
Net operating income$15,387,950367
2019-03-31 (YTD Data)Rank
Total interest income$36,934,000291
Total interest expense$4,744,000399
Net interest income$32,190,000269
Provision for loan and lease losses$156,0001,116
Total noninterest income$9,241,000267
Gross Fiduciary activities income$535,000328
Service charges on deposit accounts$1,361,000263
Trading account gains and fees$0126
Additional Noninterest Income$7,345,000222
Total noninterest expense$30,926,000232
Salaries and employee benefits$21,172,000197
Premises and equipment expense$1,767,000388
Additional noninterest expense$7,987,000273
Pre-tax net operating income$10,349,000339
Securities gains (losses)$7,000777
Applicable income taxes$-1,083,0005,347
Income before extraordinary items$11,439,000279
Extraordinary gains, net$05
Net income$11,439,000279
Minority interest net income$052
Net income of bank and minority interests.$11,439,000279
Net charge-offs$-377,0005,315
Cash dividends$1,992,000521
Sale, conversion, retirement of capital stock, net$0529
Net operating income$11,432,000274
2018-12-31 (YTD Data)Rank
Total interest income$137,686,000293
Total interest expense$16,537,000346
Net interest income$121,149,000279
Provision for loan and lease losses$7,621,000199
Total noninterest income$36,629,000281
Gross Fiduciary activities income$1,943,000351
Service charges on deposit accounts$5,104,000296
Trading account gains and fees$0126
Additional Noninterest Income$29,582,000242
Total noninterest expense$119,118,000232
Salaries and employee benefits$75,992,000202
Premises and equipment expense$7,600,000367
Additional noninterest expense$35,526,000261
Pre-tax net operating income$31,039,000424
Securities gains (losses)$-78,0004,946
Applicable income taxes$481,0002,015
Income before extraordinary items$30,480,000373
Extraordinary gains, net$06
Net income$30,480,000373
Minority interest net income$072
Net income of bank and minority interests.$30,480,000373
Net charge-offs$6,941,000166
Cash dividends$15,098,000316
Sale, conversion, retirement of capital stock, net$0671
Net operating income$30,556,440376
2018-09-30 (YTD Data)Rank
Total interest income$100,244,000293
Total interest expense$11,979,000343
Net interest income$88,265,000282
Provision for loan and lease losses$4,337,000228
Total noninterest income$27,586,000282
Gross Fiduciary activities income$1,469,000354
Service charges on deposit accounts$3,765,000298
Trading account gains and fees$0138
Additional Noninterest Income$22,352,000240
Total noninterest expense$87,602,000233
Salaries and employee benefits$57,141,000199
Premises and equipment expense$5,345,000385
Additional noninterest expense$25,116,000262
Pre-tax net operating income$23,912,000426
Securities gains (losses)$-78,0005,198
Applicable income taxes$438,0001,913
Income before extraordinary items$23,396,000372
Extraordinary gains, net$05
Net income$23,396,000372
Minority interest net income$066
Net income of bank and minority interests.$23,396,000372
Net charge-offs$2,778,000225
Cash dividends$12,038,000273
Sale, conversion, retirement of capital stock, net$0633
Net operating income$23,472,440371
2018-06-30 (YTD Data)Rank
Total interest income$64,125,000296
Total interest expense$7,469,000342
Net interest income$56,656,000287
Provision for loan and lease losses$2,720,000240
Total noninterest income$18,296,000278
Gross Fiduciary activities income$1,004,000352
Service charges on deposit accounts$2,437,000302
Trading account gains and fees$0130
Additional Noninterest Income$14,855,000242
Total noninterest expense$57,722,000235
Salaries and employee benefits$37,790,000197
Premises and equipment expense$3,397,000400
Additional noninterest expense$16,535,000273
Pre-tax net operating income$14,510,000443
Securities gains (losses)$-98,0005,343
Applicable income taxes$306,0001,852
Income before extraordinary items$14,106,000388
Extraordinary gains, net$06
Net income$14,106,000387
Minority interest net income$065
Net income of bank and minority interests.$14,106,000388
Net charge-offs$1,954,000222
Cash dividends$8,279,000265
Sale, conversion, retirement of capital stock, net$0620
Net operating income$14,202,040385
2018-03-31 (YTD Data)Rank
Total interest income$30,698,000305
Total interest expense$3,591,000345
Net interest income$27,107,000295
Provision for loan and lease losses$842,000315
Total noninterest income$9,419,000275
Gross Fiduciary activities income$487,000354
Service charges on deposit accounts$1,177,000306
Trading account gains and fees$0123
Additional Noninterest Income$7,755,000236
Total noninterest expense$28,547,000239
Salaries and employee benefits$19,021,000196
Premises and equipment expense$1,570,000432
Additional noninterest expense$7,956,000271
Pre-tax net operating income$7,137,000440
Securities gains (losses)$-1,0004,986
Applicable income taxes$30,0003,020
Income before extraordinary items$7,106,000385
Extraordinary gains, net$07
Net income$7,106,000385
Minority interest net income$052
Net income of bank and minority interests.$7,106,000385
Net charge-offs$307,000413
Cash dividends$4,700,000222
Sale, conversion, retirement of capital stock, net$0580
Net operating income$7,107,000384
2017-12-31 (YTD Data)Rank
Total interest income$117,516,000295
Total interest expense$14,202,000294
Net interest income$103,314,000292
Provision for loan and lease losses$9,959,000154
Total noninterest income$33,175,000296
Gross Fiduciary activities income$1,774,000360
Service charges on deposit accounts$4,327,000336
Trading account gains and fees$16,000139
Additional Noninterest Income$27,058,000247
Total noninterest expense$99,137,000265
Salaries and employee benefits$63,721,000216
Premises and equipment expense$6,554,000406
Additional noninterest expense$28,862,000283
Pre-tax net operating income$27,393,000421
Securities gains (losses)$334,000284
Applicable income taxes$94,0003,313
Income before extraordinary items$27,633,000321
Extraordinary gains, net$09
Net income$27,633,000321
Minority interest net income$076
Net income of bank and minority interests.$27,633,000321
Net charge-offs$9,734,000142
Cash dividends$18,431,000250
Sale, conversion, retirement of capital stock, net$0711
Net operating income$27,299,000325
2017-09-30 (YTD Data)Rank
Total interest income$86,836,000299
Total interest expense$10,614,000281
Net interest income$76,222,000297
Provision for loan and lease losses$3,941,000239
Total noninterest income$25,132,000295
Gross Fiduciary activities income$1,321,000363
Service charges on deposit accounts$3,088,000356
Trading account gains and fees$16,000135
Additional Noninterest Income$20,707,000248
Total noninterest expense$72,855,000268
Salaries and employee benefits$48,217,000217
Premises and equipment expense$4,951,000407
Additional noninterest expense$19,687,000301
Pre-tax net operating income$24,558,000390
Securities gains (losses)$29,0001,142
Applicable income taxes$84,0003,245
Income before extraordinary items$24,503,000309
Extraordinary gains, net$09
Net income$24,503,000309
Minority interest net income$071
Net income of bank and minority interests.$24,503,000309
Net charge-offs$2,820,000238
Cash dividends$16,046,000210
Sale, conversion, retirement of capital stock, net$0677
Net operating income$24,474,000304
2017-06-30 (YTD Data)Rank
Total interest income$56,617,000303
Total interest expense$6,880,000274
Net interest income$49,737,000304
Provision for loan and lease losses$2,425,000240
Total noninterest income$18,130,000279
Gross Fiduciary activities income$830,000372
Service charges on deposit accounts$1,989,000362
Trading account gains and fees$16,000130
Additional Noninterest Income$15,295,000235
Total noninterest expense$49,514,000260
Salaries and employee benefits$32,386,000214
Premises and equipment expense$3,317,000404
Additional noninterest expense$13,811,000292
Pre-tax net operating income$15,928,000397
Securities gains (losses)$14,0001,120
Applicable income taxes$59,0003,234
Income before extraordinary items$15,883,000315
Extraordinary gains, net$011
Net income$15,883,000315
Minority interest net income$071
Net income of bank and minority interests.$15,883,000315
Net charge-offs$1,930,000232
Cash dividends$10,504,000198
Sale, conversion, retirement of capital stock, net$0659
Net operating income$15,869,000310
2017-03-31 (YTD Data)Rank
Total interest income$26,513,000318
Total interest expense$3,297,000273
Net interest income$23,216,000322
Provision for loan and lease losses$54,0002,029
Total noninterest income$8,295,000295
Gross Fiduciary activities income$410,000376
Service charges on deposit accounts$943,000375
Trading account gains and fees$16,000129
Additional Noninterest Income$6,926,000253
Total noninterest expense$24,487,000270
Salaries and employee benefits$16,209,000211
Premises and equipment expense$1,650,000413
Additional noninterest expense$6,628,000301
Pre-tax net operating income$6,970,000426
Securities gains (losses)$27,000460
Applicable income taxes$25,0003,262
Income before extraordinary items$6,972,000343
Extraordinary gains, net$08
Net income$6,972,000342
Minority interest net income$055
Net income of bank and minority interests.$6,972,000343
Net charge-offs$194,000617
Cash dividends$4,765,000209
Sale, conversion, retirement of capital stock, net$0632
Net operating income$6,945,000336
2016-12-31 (YTD Data)Rank
Total interest income$93,528,000330
Total interest expense$13,346,000253
Net interest income$80,182,000339
Provision for loan and lease losses$4,089,000305
Total noninterest income$31,763,000301
Gross Fiduciary activities income$1,458,000389
Service charges on deposit accounts$3,710,000381
Trading account gains and fees$-767,0005,909
Additional Noninterest Income$27,362,000252
Total noninterest expense$83,458,000304
Salaries and employee benefits$49,421,000266
Premises and equipment expense$6,575,000403
Additional noninterest expense$27,462,000297
Pre-tax net operating income$24,398,000433
Securities gains (losses)$102,0001,331
Applicable income taxes$102,0003,297
Income before extraordinary items$24,398,000352
Extraordinary gains, net$05
Net income$24,398,000351
Minority interest net income$082
Net income of bank and minority interests.$24,398,000351
Net charge-offs$4,296,000235
Cash dividends$16,669,000246
Sale, conversion, retirement of capital stock, net$0759
Net operating income$24,296,000350
2016-09-30 (YTD Data)Rank
Total interest income$68,029,000334
Total interest expense$9,848,000250
Net interest income$58,181,000347
Provision for loan and lease losses$4,087,000229
Total noninterest income$23,591,000306
Gross Fiduciary activities income$1,073,000393
Service charges on deposit accounts$2,768,000382
Trading account gains and fees$-733,0005,973
Additional Noninterest Income$20,483,000257
Total noninterest expense$60,777,000307
Salaries and employee benefits$36,723,000265
Premises and equipment expense$4,718,000427
Additional noninterest expense$19,336,000305
Pre-tax net operating income$16,908,000465
Securities gains (losses)$170,000891
Applicable income taxes$38,0003,671
Income before extraordinary items$17,040,000369
Extraordinary gains, net$05
Net income$17,040,000369
Minority interest net income$071
Net income of bank and minority interests.$17,040,000369
Net charge-offs$1,787,000327
Cash dividends$13,035,000226
Sale, conversion, retirement of capital stock, net$0719
Net operating income$16,870,000368
2016-06-30 (YTD Data)Rank
Total interest income$43,748,000346
Total interest expense$6,348,000257
Net interest income$37,400,000356
Provision for loan and lease losses$1,844,000317
Total noninterest income$15,822,000305
Gross Fiduciary activities income$698,000400
Service charges on deposit accounts$1,818,000385
Trading account gains and fees$0157
Additional Noninterest Income$13,306,000252
Total noninterest expense$39,963,000311
Salaries and employee benefits$24,113,000272
Premises and equipment expense$3,080,000434
Additional noninterest expense$12,770,000311
Pre-tax net operating income$11,415,000455
Securities gains (losses)$180,000643
Applicable income taxes$38,0003,527
Income before extraordinary items$11,557,000354
Extraordinary gains, net$016
Net income$11,557,000352
Minority interest net income$071
Net income of bank and minority interests.$11,557,000353
Net charge-offs$819,000416
Cash dividends$8,531,000243
Sale, conversion, retirement of capital stock, net$0705
Net operating income$11,377,000356
2016-03-31 (YTD Data)Rank
Total interest income$20,911,000357
Total interest expense$3,151,000256
Net interest income$17,760,000371
Provision for loan and lease losses$524,000447
Total noninterest income$6,631,000327
Gross Fiduciary activities income$342,000406
Service charges on deposit accounts$898,000381
Trading account gains and fees$0142
Additional Noninterest Income$5,391,000279
Total noninterest expense$19,291,000318
Salaries and employee benefits$11,453,000286
Premises and equipment expense$1,522,000441
Additional noninterest expense$6,316,000308
Pre-tax net operating income$4,576,000526
Securities gains (losses)$86,000594
Applicable income taxes$30,0003,275
Income before extraordinary items$4,632,000408
Extraordinary gains, net$012
Net income$4,632,000408
Minority interest net income$062
Net income of bank and minority interests.$4,632,000408
Net charge-offs$338,000451
Cash dividends$4,167,000234
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,546,860405
2015-12-31 (YTD Data)Rank
Total interest income$85,306,000327
Total interest expense$12,514,000235
Net interest income$72,792,000347
Provision for loan and lease losses$2,302,000402
Total noninterest income$29,677,000306
Gross Fiduciary activities income$1,280,000422
Service charges on deposit accounts$3,395,000404
Trading account gains and fees$0159
Additional Noninterest Income$25,002,000267
Total noninterest expense$71,851,000322
Salaries and employee benefits$44,709,000277
Premises and equipment expense$6,070,000434
Additional noninterest expense$21,072,000349
Pre-tax net operating income$28,316,000372
Securities gains (losses)$164,000854
Applicable income taxes$2,517,000854
Income before extraordinary items$25,963,000314
Extraordinary gains, net$023
Net income$25,963,000314
Minority interest net income$081
Net income of bank and minority interests.$25,963,000314
Net charge-offs$1,771,000414
Cash dividends$17,441,000249
Sale, conversion, retirement of capital stock, net$0804
Net operating income$25,813,760310
2015-09-30 (YTD Data)Rank
Total interest income$61,794,000346
Total interest expense$9,200,000236
Net interest income$52,594,000358
Provision for loan and lease losses$1,220,000497
Total noninterest income$21,235,000327
Gross Fiduciary activities income$936,000427
Service charges on deposit accounts$2,528,000406
Trading account gains and fees$0153
Additional Noninterest Income$17,771,000282
Total noninterest expense$50,589,000349
Salaries and employee benefits$32,541,000287
Premises and equipment expense$4,394,000453
Additional noninterest expense$13,654,000403
Pre-tax net operating income$22,020,000370
Securities gains (losses)$104,0001,011
Applicable income taxes$2,469,000726
Income before extraordinary items$19,655,000315
Extraordinary gains, net$021
Net income$19,655,000314
Minority interest net income$078
Net income of bank and minority interests.$19,655,000314
Net charge-offs$894,000551
Cash dividends$12,965,000239
Sale, conversion, retirement of capital stock, net$0773
Net operating income$19,562,440312
2015-06-30 (YTD Data)Rank
Total interest income$40,993,000344
Total interest expense$5,881,000245
Net interest income$35,112,000357
Provision for loan and lease losses$451,000838
Total noninterest income$13,802,000334
Gross Fiduciary activities income$615,000430
Service charges on deposit accounts$1,650,000410
Trading account gains and fees$0157
Additional Noninterest Income$11,537,000283
Total noninterest expense$33,430,000353
Salaries and employee benefits$21,649,000292
Premises and equipment expense$2,975,000445
Additional noninterest expense$8,806,000408
Pre-tax net operating income$15,033,000362
Securities gains (losses)$114,000784
Applicable income taxes$2,703,000522
Income before extraordinary items$12,444,000329
Extraordinary gains, net$022
Net income$12,444,000329
Minority interest net income$075
Net income of bank and minority interests.$12,444,000329
Net charge-offs$432,000713
Cash dividends$8,735,000233
Sale, conversion, retirement of capital stock, net$0751
Net operating income$12,350,520326
2015-03-31 (YTD Data)Rank
Total interest income$21,020,000334
Total interest expense$2,836,000246
Net interest income$18,184,000358
Provision for loan and lease losses$285,000683
Total noninterest income$6,613,000335
Gross Fiduciary activities income$299,000439
Service charges on deposit accounts$810,000415
Trading account gains and fees$0152
Additional Noninterest Income$5,504,000285
Total noninterest expense$16,682,000350
Salaries and employee benefits$10,995,000291
Premises and equipment expense$1,533,000437
Additional noninterest expense$4,154,000421
Pre-tax net operating income$7,830,000339
Securities gains (losses)$53,000820
Applicable income taxes$2,641,000311
Income before extraordinary items$5,242,000367
Extraordinary gains, net$013
Net income$5,242,000367
Minority interest net income$064
Net income of bank and minority interests.$5,242,000367
Net charge-offs$-138,0006,183
Cash dividends$4,667,000213
Sale, conversion, retirement of capital stock, net$0697
Net operating income$5,207,020363
2014-12-31 (YTD Data)Rank
Total interest income$79,449,000343
Total interest expense$9,846,000289
Net interest income$69,603,000353
Provision for loan and lease losses$4,049,000249
Total noninterest income$23,433,000338
Gross Fiduciary activities income$1,179,000437
Service charges on deposit accounts$2,785,000493
Trading account gains and fees$0180
Additional Noninterest Income$19,469,000275
Total noninterest expense$61,722,000365
Salaries and employee benefits$39,543,000303
Premises and equipment expense$5,741,000453
Additional noninterest expense$16,438,000430
Pre-tax net operating income$27,265,000368
Securities gains (losses)$-16,0006,105
Applicable income taxes$8,420,000342
Income before extraordinary items$18,829,000399
Extraordinary gains, net$017
Net income$18,829,000398
Minority interest net income$084
Net income of bank and minority interests.$18,829,000399
Net charge-offs$4,206,000269
Cash dividends$3,985,000743
Sale, conversion, retirement of capital stock, net$0862
Net operating income$18,840,040386
2014-09-30 (YTD Data)Rank
Total interest income$58,771,000341
Total interest expense$7,080,000302
Net interest income$51,691,000355
Provision for loan and lease losses$3,057,000245
Total noninterest income$16,982,000348
Gross Fiduciary activities income$871,000439
Service charges on deposit accounts$1,980,000521
Trading account gains and fees$0174
Additional Noninterest Income$14,131,000277
Total noninterest expense$45,509,000362
Salaries and employee benefits$29,335,000305
Premises and equipment expense$4,356,000448
Additional noninterest expense$11,818,000443
Pre-tax net operating income$20,107,000369
Securities gains (losses)$-6,0006,083
Applicable income taxes$6,916,000319
Income before extraordinary items$13,185,000416
Extraordinary gains, net$015
Net income$13,185,000413
Minority interest net income$081
Net income of bank and minority interests.$13,185,000415
Net charge-offs$848,000770
Cash dividends$2,989,000681
Sale, conversion, retirement of capital stock, net$0819
Net operating income$13,188,960408
2014-06-30 (YTD Data)Rank
Total interest income$37,547,000352
Total interest expense$4,443,000313
Net interest income$33,104,000366
Provision for loan and lease losses$886,000506
Total noninterest income$10,599,000360
Gross Fiduciary activities income$579,000438
Service charges on deposit accounts$1,288,000527
Trading account gains and fees$0172
Additional Noninterest Income$8,732,000289
Total noninterest expense$29,898,000368
Salaries and employee benefits$19,381,000303
Premises and equipment expense$2,894,000449
Additional noninterest expense$7,623,000453
Pre-tax net operating income$12,919,000372
Securities gains (losses)$-15,0006,342
Applicable income taxes$4,369,000325
Income before extraordinary items$8,535,000415
Extraordinary gains, net$020
Net income$8,535,000414
Minority interest net income$080
Net income of bank and minority interests.$8,535,000415
Net charge-offs$518,000848
Cash dividends$1,993,000670
Sale, conversion, retirement of capital stock, net$0794
Net operating income$8,544,900407
2014-03-31 (YTD Data)Rank
Total interest income$17,969,000373
Total interest expense$2,094,000328
Net interest income$15,875,000377
Provision for loan and lease losses$603,000379
Total noninterest income$5,502,000342
Gross Fiduciary activities income$278,000453
Service charges on deposit accounts$656,000503
Trading account gains and fees$0147
Additional Noninterest Income$4,568,000278
Total noninterest expense$15,321,000368
Salaries and employee benefits$9,844,000294
Premises and equipment expense$1,522,000436
Additional noninterest expense$3,955,000436
Pre-tax net operating income$5,453,000404
Securities gains (losses)$01,715
Applicable income taxes$1,941,000344
Income before extraordinary items$3,512,000463
Extraordinary gains, net$016
Net income$3,512,000462
Minority interest net income$066
Net income of bank and minority interests.$3,512,000463
Net charge-offs$284,000744
Cash dividends$996,000633
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,512,000451
2013-12-31 (YTD Data)Rank
Total interest income$65,505,000392
Total interest expense$8,777,000351
Net interest income$56,728,000395
Provision for loan and lease losses$3,426,000389
Total noninterest income$26,090,000331
Gross Fiduciary activities income$1,046,000452
Service charges on deposit accounts$2,486,000548
Trading account gains and fees$0184
Additional Noninterest Income$22,558,000267
Total noninterest expense$57,425,000383
Salaries and employee benefits$36,829,000307
Premises and equipment expense$4,729,000521
Additional noninterest expense$15,867,000453
Pre-tax net operating income$21,967,000408
Securities gains (losses)$40,0001,960
Applicable income taxes$7,681,000329
Income before extraordinary items$14,326,000477
Extraordinary gains, net$029
Net income$14,326,000477
Minority interest net income$090
Net income of bank and minority interests.$14,326,000478
Net charge-offs$4,218,000390
Cash dividends$2,722,000933
Sale, conversion, retirement of capital stock, net$0924
Net operating income$14,300,000465
2013-09-30 (YTD Data)Rank
Total interest income$48,079,000399
Total interest expense$6,724,000351
Net interest income$41,355,000408
Provision for loan and lease losses$1,323,000719
Total noninterest income$20,994,000318
Gross Fiduciary activities income$777,000454
Service charges on deposit accounts$1,846,000557
Trading account gains and fees$0180
Additional Noninterest Income$18,371,000256
Total noninterest expense$43,480,000380
Salaries and employee benefits$28,295,000306
Premises and equipment expense$3,626,000508
Additional noninterest expense$11,559,000466
Pre-tax net operating income$17,546,000393
Securities gains (losses)$4,0002,720
Applicable income taxes$6,054,000326
Income before extraordinary items$11,496,000454
Extraordinary gains, net$025
Net income$11,496,000453
Minority interest net income$084
Net income of bank and minority interests.$11,496,000455
Net charge-offs$2,152,000567
Cash dividends$1,726,000984
Sale, conversion, retirement of capital stock, net$0868
Net operating income$11,493,360445
2013-06-30 (YTD Data)Rank
Total interest income$31,401,000409
Total interest expense$4,584,000356
Net interest income$26,817,000416
Provision for loan and lease losses$417,0001,343
Total noninterest income$13,824,000331
Gross Fiduciary activities income$521,000453
Service charges on deposit accounts$1,133,000591
Trading account gains and fees$0157
Additional Noninterest Income$12,170,000265
Total noninterest expense$28,757,000385
Salaries and employee benefits$18,300,000311
Premises and equipment expense$2,424,000505
Additional noninterest expense$8,033,000440
Pre-tax net operating income$11,467,000393
Securities gains (losses)$4,0002,503
Applicable income taxes$4,024,000326
Income before extraordinary items$7,447,000453
Extraordinary gains, net$022
Net income$7,447,000453
Minority interest net income$082
Net income of bank and minority interests.$7,447,000455
Net charge-offs$1,088,000717
Cash dividends$730,0001,378
Sale, conversion, retirement of capital stock, net$0838
Net operating income$7,444,400440
2013-03-31 (YTD Data)Rank
Total interest income$15,381,000414
Total interest expense$2,371,000354
Net interest income$13,010,000426
Provision for loan and lease losses$417,000776
Total noninterest income$6,607,000347
Gross Fiduciary activities income$259,000456
Service charges on deposit accounts$585,000562
Trading account gains and fees$0148
Additional Noninterest Income$5,763,000275
Total noninterest expense$14,475,000386
Salaries and employee benefits$8,736,000332
Premises and equipment expense$1,225,000508
Additional noninterest expense$4,514,000410
Pre-tax net operating income$4,725,000458
Securities gains (losses)$4,0001,680
Applicable income taxes$1,727,000380
Income before extraordinary items$3,002,000547
Extraordinary gains, net$010
Net income$3,002,000546
Minority interest net income$076
Net income of bank and minority interests.$3,002,000548
Net charge-offs$594,000681
Cash dividends$730,000716
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,999,440529
2012-12-31 (YTD Data)Rank
Total interest income$63,810,000410
Total interest expense$10,963,000366
Net interest income$52,847,000420
Provision for loan and lease losses$4,104,000601
Total noninterest income$18,972,000441
Gross Fiduciary activities income$1,020,000451
Service charges on deposit accounts$2,349,000606
Trading account gains and fees$0166
Additional Noninterest Income$15,603,000359
Total noninterest expense$52,392,000426
Salaries and employee benefits$30,874,000361
Premises and equipment expense$4,523,000533
Additional noninterest expense$16,995,000456
Pre-tax net operating income$15,323,000517
Securities gains (losses)$-142,0006,925
Applicable income taxes$5,644,000406
Income before extraordinary items$9,537,000642
Extraordinary gains, net$029
Net income$9,537,000641
Minority interest net income$093
Net income of bank and minority interests.$9,537,000642
Net charge-offs$4,435,000630
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$9,627,880612
2012-09-30 (YTD Data)Rank
Total interest income$47,570,000417
Total interest expense$8,436,000373
Net interest income$39,134,000428
Provision for loan and lease losses$3,380,000569
Total noninterest income$12,661,000468
Gross Fiduciary activities income$766,000446
Service charges on deposit accounts$1,763,000608
Trading account gains and fees$0157
Additional Noninterest Income$10,132,000391
Total noninterest expense$38,093,000430
Salaries and employee benefits$22,590,000365
Premises and equipment expense$3,437,000528
Additional noninterest expense$12,066,000475
Pre-tax net operating income$10,322,000569
Securities gains (losses)$-112,0007,027
Applicable income taxes$4,007,000431
Income before extraordinary items$6,203,000734
Extraordinary gains, net$020
Net income$6,203,000733
Minority interest net income$086
Net income of bank and minority interests.$6,203,000734
Net charge-offs$3,605,000587
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,274,680699
2012-06-30 (YTD Data)Rank
Total interest income$31,017,000439
Total interest expense$5,780,000378
Net interest income$25,237,000447
Provision for loan and lease losses$3,075,000441
Total noninterest income$7,959,000472
Gross Fiduciary activities income$512,000445
Service charges on deposit accounts$1,155,000615
Trading account gains and fees$0153
Additional Noninterest Income$6,292,000399
Total noninterest expense$25,710,000421
Salaries and employee benefits$14,670,000372
Premises and equipment expense$2,260,000535
Additional noninterest expense$8,780,000436
Pre-tax net operating income$4,411,000832
Securities gains (losses)$16,0002,581
Applicable income taxes$1,718,000574
Income before extraordinary items$2,709,0001,115
Extraordinary gains, net$019
Net income$2,709,0001,115
Minority interest net income$084
Net income of bank and minority interests.$2,709,0001,115
Net charge-offs$3,156,000498
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,698,7601,043
2012-03-31 (YTD Data)Rank
Total interest income$15,521,000439
Total interest expense$2,967,000378
Net interest income$12,554,000452
Provision for loan and lease losses$968,000640
Total noninterest income$3,537,000512
Gross Fiduciary activities income$261,000435
Service charges on deposit accounts$561,000635
Trading account gains and fees$0148
Additional Noninterest Income$2,715,000444
Total noninterest expense$12,583,000419
Salaries and employee benefits$7,265,000371
Premises and equipment expense$1,140,000535
Additional noninterest expense$4,178,000435
Pre-tax net operating income$2,540,000723
Securities gains (losses)$-61,0007,178
Applicable income taxes$886,000560
Income before extraordinary items$1,593,000936
Extraordinary gains, net$019
Net income$1,593,000937
Minority interest net income$078
Net income of bank and minority interests.$1,593,000937
Net charge-offs$1,382,000541
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,632,040863
2011-12-31 (YTD Data)Rank
Total interest income$60,956,000449
Total interest expense$13,113,000425
Net interest income$47,843,000460
Provision for loan and lease losses$9,325,000445
Total noninterest income$21,850,000346
Gross Fiduciary activities income$989,000400
Service charges on deposit accounts$2,399,000611
Trading account gains and fees$0146
Additional Noninterest Income$18,462,000283
Total noninterest expense$50,074,000419
Salaries and employee benefits$28,192,000362
Premises and equipment expense$4,630,000540
Additional noninterest expense$17,252,000446
Pre-tax net operating income$10,294,000606
Securities gains (losses)$-32,0006,966
Applicable income taxes$3,422,000529
Income before extraordinary items$6,840,000736
Extraordinary gains, net$029
Net income$5,091,000985
Minority interest net income$1,749,00023
Net income of bank and minority interests.$6,840,000736
Net charge-offs$8,953,000516
Cash dividends$898,0001,755
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,861,440703
2011-09-30 (YTD Data)Rank
Total interest income$45,556,000453
Total interest expense$9,994,000444
Net interest income$35,562,000463
Provision for loan and lease losses$7,284,000430
Total noninterest income$17,146,000332
Gross Fiduciary activities income$747,000393
Service charges on deposit accounts$1,779,000622
Trading account gains and fees$0145
Additional Noninterest Income$14,620,000270
Total noninterest expense$36,441,000428
Salaries and employee benefits$20,887,000362
Premises and equipment expense$3,468,000543
Additional noninterest expense$12,086,000463
Pre-tax net operating income$8,983,000546
Securities gains (losses)$240,0001,074
Applicable income taxes$3,424,000439
Income before extraordinary items$5,799,000687
Extraordinary gains, net$021
Net income$3,896,000993
Minority interest net income$1,903,00020
Net income of bank and minority interests.$5,799,000687
Net charge-offs$6,488,000506
Cash dividends$898,0001,274
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$5,645,400673
2011-06-30 (YTD Data)Rank
Total interest income$30,433,000464
Total interest expense$6,797,000454
Net interest income$23,636,000466
Provision for loan and lease losses$5,516,000392
Total noninterest income$10,894,000353
Gross Fiduciary activities income$495,000403
Service charges on deposit accounts$1,156,000636
Trading account gains and fees$0153
Additional Noninterest Income$9,243,000286
Total noninterest expense$23,944,000439
Salaries and employee benefits$13,412,000379
Premises and equipment expense$2,299,000551
Additional noninterest expense$8,233,000464
Pre-tax net operating income$5,070,000623
Securities gains (losses)$240,000643
Applicable income taxes$1,249,000636
Income before extraordinary items$4,061,000639
Extraordinary gains, net$015
Net income$2,317,0001,065
Minority interest net income$1,744,00019
Net income of bank and minority interests.$4,061,000639
Net charge-offs$2,575,000773
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,878,600653
2011-03-31 (YTD Data)Rank
Total interest income$15,474,000459
Total interest expense$3,450,000464
Net interest income$12,024,000458
Provision for loan and lease losses$473,0001,478
Total noninterest income$3,356,000503
Gross Fiduciary activities income$241,000414
Service charges on deposit accounts$509,000700
Trading account gains and fees$0158
Additional Noninterest Income$2,606,000423
Total noninterest expense$11,865,000445
Salaries and employee benefits$6,527,000390
Premises and equipment expense$1,175,000555
Additional noninterest expense$4,163,000452
Pre-tax net operating income$3,042,000546
Securities gains (losses)$1,0001,662
Applicable income taxes$1,030,000442
Income before extraordinary items$2,013,000651
Extraordinary gains, net$09
Net income$2,061,000636
Minority interest net income$-48,0007,569
Net income of bank and minority interests.$2,013,000651
Net charge-offs$1,370,000693
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,012,340635
2010-12-31 (YTD Data)Rank
Total interest income$72,211,000419
Total interest expense$18,288,000434
Net interest income$53,923,000408
Provision for loan and lease losses$9,656,000676
Total noninterest income$13,403,000517
Gross Fiduciary activities income$946,000413
Service charges on deposit accounts$2,311,000644
Trading account gains and fees$0175
Additional Noninterest Income$10,146,000447
Total noninterest expense$50,216,000431
Salaries and employee benefits$25,450,000383
Premises and equipment expense$4,751,000535
Additional noninterest expense$20,015,000403
Pre-tax net operating income$7,454,000725
Securities gains (losses)$1,564,000333
Applicable income taxes$-1,806,0007,434
Income before extraordinary items$10,824,000423
Extraordinary gains, net$029
Net income$8,143,000555
Minority interest net income$2,681,00018
Net income of bank and minority interests.$10,824,000424
Net charge-offs$8,777,000667
Cash dividends$534,0002,270
Sale, conversion, retirement of capital stock, net$3,025,000212
Net operating income$9,260,000465
2010-09-30 (YTD Data)Rank
Total interest income$53,168,000426
Total interest expense$14,233,000438
Net interest income$38,935,000424
Provision for loan and lease losses$6,135,000746
Total noninterest income$10,087,000512
Gross Fiduciary activities income$706,000414
Service charges on deposit accounts$1,737,000654
Trading account gains and fees$0165
Additional Noninterest Income$7,644,000431
Total noninterest expense$37,156,000418
Salaries and employee benefits$18,493,000389
Premises and equipment expense$3,571,000536
Additional noninterest expense$15,092,000385
Pre-tax net operating income$5,731,000736
Securities gains (losses)$1,481,000293
Applicable income taxes$-1,856,0007,595
Income before extraordinary items$9,068,000376
Extraordinary gains, net$023
Net income$7,683,000449
Minority interest net income$1,385,00025
Net income of bank and minority interests.$9,068,000377
Net charge-offs$5,997,000689
Cash dividends$534,0001,689
Sale, conversion, retirement of capital stock, net$3,025,000163
Net operating income$7,587,000436
2010-06-30 (YTD Data)Rank
Total interest income$36,267,000421
Total interest expense$9,754,000438
Net interest income$26,513,000415
Provision for loan and lease losses$2,096,0001,241
Total noninterest income$7,460,000464
Gross Fiduciary activities income$478,000410
Service charges on deposit accounts$1,144,000671
Trading account gains and fees$0152
Additional Noninterest Income$5,838,000384
Total noninterest expense$25,372,000407
Salaries and employee benefits$12,041,000394
Premises and equipment expense$2,381,000538
Additional noninterest expense$10,950,000355
Pre-tax net operating income$6,505,000429
Securities gains (losses)$1,344,000198
Applicable income taxes$04,691
Income before extraordinary items$7,849,000291
Extraordinary gains, net$019
Net income$6,764,000334
Minority interest net income$1,085,00020
Net income of bank and minority interests.$7,849,000291
Net charge-offs$4,036,000661
Cash dividends$534,0001,266
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$6,505,000331
2010-03-31 (YTD Data)Rank
Total interest income$18,170,000440
Total interest expense$4,937,000456
Net interest income$13,233,000425
Provision for loan and lease losses$1,441,000920
Total noninterest income$3,092,000513
Gross Fiduciary activities income$264,000391
Service charges on deposit accounts$562,000688
Trading account gains and fees$0175
Additional Noninterest Income$2,266,000441
Total noninterest expense$11,997,000430
Salaries and employee benefits$6,543,000375
Premises and equipment expense$1,208,000547
Additional noninterest expense$4,246,000433
Pre-tax net operating income$2,887,000473
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$2,887,000376
Extraordinary gains, net$016
Net income$2,261,000481
Minority interest net income$626,00020
Net income of bank and minority interests.$2,887,000378
Net charge-offs$1,830,000685
Cash dividends$534,000629
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,887,000368
2009-12-31 (YTD Data)Rank
Total interest income$71,145,000464
Total interest expense$22,926,000486
Net interest income$48,219,000444
Provision for loan and lease losses$11,967,000745
Total noninterest income$12,393,000555
Gross Fiduciary activities income$884,000411
Service charges on deposit accounts$2,089,000823
Trading account gains and fees$0211
Additional Noninterest Income$9,420,000465
Total noninterest expense$45,472,000471
Salaries and employee benefits$24,558,000394
Premises and equipment expense$4,802,000552
Additional noninterest expense$16,112,000521
Pre-tax net operating income$3,173,0001,260
Securities gains (losses)$460,000933
Applicable income taxes$04,388
Income before extraordinary items$3,633,000944
Extraordinary gains, net$034
Net income$3,710,000923
Minority interest net income$-77,0007,998
Net income of bank and minority interests.$3,633,000943
Net charge-offs$10,698,000654
Cash dividends$2,524,000713
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,173,0001,057
2009-09-30 (YTD Data)Rank
Total interest income$54,545,000471
Total interest expense$17,512,000513
Net interest income$37,033,000443
Provision for loan and lease losses$5,282,0001,005
Total noninterest income$8,475,000597
Gross Fiduciary activities income$721,000393
Service charges on deposit accounts$1,472,000874
Trading account gains and fees$0212
Additional Noninterest Income$6,282,000505
Total noninterest expense$35,707,000452
Salaries and employee benefits$19,414,000385
Premises and equipment expense$3,653,000556
Additional noninterest expense$12,640,000482
Pre-tax net operating income$4,519,000759
Securities gains (losses)$-2,0007,117
Applicable income taxes$04,592
Income before extraordinary items$4,517,000602
Extraordinary gains, net$027
Net income$4,511,000604
Minority interest net income$6,000110
Net income of bank and minority interests.$4,517,000604
Net charge-offs$4,531,000883
Cash dividends$1,660,000775
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,519,000600
2009-06-30 (YTD Data)Rank
Total interest income$36,453,000490
Total interest expense$11,634,000544
Net interest income$24,819,000443
Provision for loan and lease losses$3,389,0001,002
Total noninterest income$5,280,000632
Gross Fiduciary activities income$478,000399
Service charges on deposit accounts$916,000929
Trading account gains and fees$0193
Additional Noninterest Income$3,886,000529
Total noninterest expense$24,672,000450
Salaries and employee benefits$13,547,000376
Premises and equipment expense$2,470,000561
Additional noninterest expense$8,655,000473
Pre-tax net operating income$2,038,0001,122
Securities gains (losses)$-2,0007,376
Applicable income taxes$04,657
Income before extraordinary items$2,036,000934
Extraordinary gains, net$021
Net income$2,030,000935
Minority interest net income$6,00096
Net income of bank and minority interests.$2,036,000934
Net charge-offs$3,311,000784
Cash dividends$943,000984
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,038,000906
2009-03-31 (YTD Data)Rank
Total interest income$17,620,000505
Total interest expense$5,815,000570
Net interest income$11,805,000457
Provision for loan and lease losses$1,813,000800
Total noninterest income$2,458,000643
Gross Fiduciary activities income$240,000393
Service charges on deposit accounts$451,000907
Trading account gains and fees$0171
Additional Noninterest Income$1,767,000548
Total noninterest expense$11,626,000441
Salaries and employee benefits$6,422,000395
Premises and equipment expense$1,292,000543
Additional noninterest expense$3,912,000451
Pre-tax net operating income$824,0001,553
Securities gains (losses)$-2,0007,731
Applicable income taxes$04,835
Income before extraordinary items$822,0001,340
Extraordinary gains, net$015
Net income$817,0001,347
Minority interest net income$5,00083
Net income of bank and minority interests.$822,0001,342
Net charge-offs$1,531,000724
Cash dividends$943,000490
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$824,0001,262
2008-12-31 (YTD Data)Rank
Total interest income$70,330,000535
Total interest expense$23,030,000692
Net interest income$47,300,000473
Provision for loan and lease losses$2,261,0001,671
Total noninterest income$10,619,000559
Gross Fiduciary activities income$942,000420
Service charges on deposit accounts$1,716,0001,038
Trading account gains and fees$0154
Additional Noninterest Income$7,961,000454
Total noninterest expense$43,605,000472
Salaries and employee benefits$26,627,000363
Premises and equipment expense$5,635,000484
Additional noninterest expense$11,343,000613
Pre-tax net operating income$12,053,000445
Securities gains (losses)$-3,0006,917
Applicable income taxes$04,979
Income before extraordinary items$12,050,000328
Extraordinary gains, net$-22,0008,270
Net income$12,028,000332
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,544,0001,521
Cash dividends$3,772,000742
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$12,053,000344
2008-09-30 (YTD Data)Rank
Total interest income$52,508,000555
Total interest expense$16,823,000742
Net interest income$35,685,000479
Provision for loan and lease losses$122,0004,921
Total noninterest income$8,247,000574
Gross Fiduciary activities income$677,000440
Service charges on deposit accounts$1,283,0001,058
Trading account gains and fees$0148
Additional Noninterest Income$6,287,000465
Total noninterest expense$31,838,000479
Salaries and employee benefits$19,716,000385
Premises and equipment expense$4,237,000492
Additional noninterest expense$7,885,000613
Pre-tax net operating income$11,972,000429
Securities gains (losses)$-3,0007,226
Applicable income taxes$05,372
Income before extraordinary items$11,969,000313
Extraordinary gains, net$-16,0008,354
Net income$11,953,000313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,356,0008,381
Cash dividends$2,258,000923
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$11,972,000327
2008-06-30 (YTD Data)Rank
Total interest income$34,109,000579
Total interest expense$11,022,000774
Net interest income$23,087,000493
Provision for loan and lease losses$122,0003,949
Total noninterest income$5,620,000593
Gross Fiduciary activities income$438,000452
Service charges on deposit accounts$821,0001,077
Trading account gains and fees$0149
Additional Noninterest Income$4,361,000474
Total noninterest expense$21,105,000480
Salaries and employee benefits$13,029,000388
Premises and equipment expense$2,827,000492
Additional noninterest expense$5,249,000596
Pre-tax net operating income$7,480,000482
Securities gains (losses)$2,0002,957
Applicable income taxes$05,627
Income before extraordinary items$7,482,000363
Extraordinary gains, net$-12,0008,424
Net income$7,470,000362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0003,861
Cash dividends$1,913,000834
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$7,480,000356
2008-03-31 (YTD Data)Rank
Total interest income$16,616,000612
Total interest expense$5,934,000776
Net interest income$10,682,000517
Provision for loan and lease losses$06,080
Total noninterest income$2,548,000631
Gross Fiduciary activities income$213,000463
Service charges on deposit accounts$402,0001,082
Trading account gains and fees$0158
Additional Noninterest Income$1,933,000522
Total noninterest expense$10,167,000488
Salaries and employee benefits$6,327,000402
Premises and equipment expense$1,467,000481
Additional noninterest expense$2,373,000619
Pre-tax net operating income$3,063,000640
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$3,063,000499
Extraordinary gains, net$-4,0008,479
Net income$3,059,000502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-461,0008,483
Cash dividends$1,063,000701
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,063,000477
2007-12-31 (YTD Data)Rank
Total interest income$64,830,000650
Total interest expense$21,892,000900
Net interest income$42,938,000532
Provision for loan and lease losses$523,0002,264
Total noninterest income$8,781,000683
Gross Fiduciary activities income$788,000480
Service charges on deposit accounts$1,351,0001,322
Trading account gains and fees$0178
Additional Noninterest Income$6,642,000548
Total noninterest expense$35,690,000529
Salaries and employee benefits$22,405,000432
Premises and equipment expense$4,674,000561
Additional noninterest expense$8,611,000667
Pre-tax net operating income$15,506,000574
Securities gains (losses)$1,0001,983
Applicable income taxes$7,0005,711
Income before extraordinary items$15,500,000441
Extraordinary gains, net$-38,0008,513
Net income$15,462,000439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$478,0001,753
Cash dividends$5,671,000668
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$15,499,000435
2007-09-30 (YTD Data)Rank
Total interest income$47,581,000662
Total interest expense$15,996,000924
Net interest income$31,585,000539
Provision for loan and lease losses$347,0002,107
Total noninterest income$6,184,000722
Gross Fiduciary activities income$593,000478
Service charges on deposit accounts$970,0001,359
Trading account gains and fees$0184
Additional Noninterest Income$4,621,000580
Total noninterest expense$25,611,000544
Salaries and employee benefits$16,371,000443
Premises and equipment expense$3,290,000605
Additional noninterest expense$5,950,000713
Pre-tax net operating income$11,811,000606
Securities gains (losses)$1,0001,492
Applicable income taxes$7,0005,819
Income before extraordinary items$11,805,000469
Extraordinary gains, net$-32,0008,543
Net income$11,773,000470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$308,0001,508
Cash dividends$4,780,000598
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$11,804,000459
2007-06-30 (YTD Data)Rank
Total interest income$30,434,000702
Total interest expense$10,123,000987
Net interest income$20,311,000575
Provision for loan and lease losses$347,0001,378
Total noninterest income$3,498,000855
Gross Fiduciary activities income$382,000496
Service charges on deposit accounts$618,0001,438
Trading account gains and fees$0168
Additional Noninterest Income$2,498,000704
Total noninterest expense$16,385,000576
Salaries and employee benefits$10,236,000500
Premises and equipment expense$2,197,000621
Additional noninterest expense$3,952,000720
Pre-tax net operating income$7,077,000696
Securities gains (losses)$1,0001,305
Applicable income taxes$7,0005,792
Income before extraordinary items$7,071,000545
Extraordinary gains, net$1,00024
Net income$7,072,000544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$615,000627
Cash dividends$2,776,000691
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$7,070,000533
2007-03-31 (YTD Data)Rank
Total interest income$14,884,000708
Total interest expense$4,685,0001,049
Net interest income$10,199,000571
Provision for loan and lease losses$347,000705
Total noninterest income$1,343,0001,041
Gross Fiduciary activities income$165,000539
Service charges on deposit accounts$295,0001,457
Trading account gains and fees$0195
Additional Noninterest Income$883,000928
Total noninterest expense$7,546,000622
Salaries and employee benefits$4,778,000537
Premises and equipment expense$1,004,000677
Additional noninterest expense$1,764,000784
Pre-tax net operating income$3,649,000674
Securities gains (losses)$1,0001,055
Applicable income taxes$7,0005,533
Income before extraordinary items$3,643,000532
Extraordinary gains, net$2,00019
Net income$3,645,000530
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,453,000184
Cash dividends$1,142,000727
Sale, conversion, retirement of capital stock, net$0885
Net operating income$3,642,000519
2006-12-31 (YTD Data)Rank
Total interest income$55,174,000700
Total interest expense$16,392,0001,012
Net interest income$38,782,000596
Provision for loan and lease losses$232,0003,262
Total noninterest income$5,492,0001,019
Gross Fiduciary activities income$719,000494
Service charges on deposit accounts$867,0001,980
Trading account gains and fees$0130
Additional Noninterest Income$3,906,000829
Total noninterest expense$27,686,000641
Salaries and employee benefits$16,734,000567
Premises and equipment expense$4,045,000640
Additional noninterest expense$6,907,000783
Pre-tax net operating income$16,356,000640
Securities gains (losses)$30,000801
Applicable income taxes$06,600
Income before extraordinary items$16,386,000492
Extraordinary gains, net$-19,0008,648
Net income$16,367,000491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,952,000196
Cash dividends$4,622,000761
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$16,356,000483
2006-09-30 (YTD Data)Rank
Total interest income$41,328,000703
Total interest expense$12,108,0001,006
Net interest income$29,220,000606
Provision for loan and lease losses$232,0002,563
Total noninterest income$3,807,0001,088
Gross Fiduciary activities income$547,000488
Service charges on deposit accounts$599,0002,122
Trading account gains and fees$0126
Additional Noninterest Income$2,661,000905
Total noninterest expense$20,632,000657
Salaries and employee benefits$12,343,000595
Premises and equipment expense$3,286,000589
Additional noninterest expense$5,003,000809
Pre-tax net operating income$12,163,000667
Securities gains (losses)$1,0001,261
Applicable income taxes$06,687
Income before extraordinary items$12,164,000518
Extraordinary gains, net$-19,0008,728
Net income$12,145,000519
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,496,000168
Cash dividends$2,988,000840
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$12,163,000504
2006-06-30 (YTD Data)Rank
Total interest income$27,249,000698
Total interest expense$8,082,000960
Net interest income$19,167,000611
Provision for loan and lease losses$232,0001,886
Total noninterest income$2,343,0001,164
Gross Fiduciary activities income$363,000495
Service charges on deposit accounts$361,0002,289
Trading account gains and fees$0126
Additional Noninterest Income$1,619,000966
Total noninterest expense$13,731,000663
Salaries and employee benefits$8,057,000610
Premises and equipment expense$2,360,000547
Additional noninterest expense$3,314,000823
Pre-tax net operating income$7,547,000718
Securities gains (losses)$2,000970
Applicable income taxes$06,706
Income before extraordinary items$7,549,000541
Extraordinary gains, net$-12,0008,761
Net income$7,537,000541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$812,000396
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$7,547,000528
2006-03-31 (YTD Data)Rank
Total interest income$13,141,000700
Total interest expense$4,015,000908
Net interest income$9,126,000628
Provision for loan and lease losses$232,0001,003
Total noninterest income$899,0001,382
Gross Fiduciary activities income$160,000534
Service charges on deposit accounts$157,0002,502
Trading account gains and fees$0115
Additional Noninterest Income$582,0001,199
Total noninterest expense$6,597,000679
Salaries and employee benefits$3,797,000642
Premises and equipment expense$1,311,000501
Additional noninterest expense$1,489,000890
Pre-tax net operating income$3,196,000807
Securities gains (losses)$2,000793
Applicable income taxes$06,588
Income before extraordinary items$3,198,000617
Extraordinary gains, net$-10,0008,779
Net income$3,188,000616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-129,0008,681
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$3,196,000605
2005-12-31 (YTD Data)Rank
Total interest income$43,067,000745
Total interest expense$13,009,000870
Net interest income$30,058,000701
Provision for loan and lease losses$11,821,000123
Total noninterest income$2,372,0001,957
Gross Fiduciary activities income$637,000520
Service charges on deposit accounts$1,326,0001,334
Trading account gains and fees$0138
Additional Noninterest Income$409,0003,750
Total noninterest expense$20,302,000832
Salaries and employee benefits$11,391,000790
Premises and equipment expense$3,806,000648
Additional noninterest expense$5,105,0001,018
Pre-tax net operating income$307,0007,352
Securities gains (losses)$-25,0007,924
Applicable income taxes$16,0006,396
Income before extraordinary items$266,0007,320
Extraordinary gains, net$111,00027
Net income$377,0006,869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,594,000268
Cash dividends$2,747,0001,116
Sale, conversion, retirement of capital stock, net$53,000798
Net operating income$289,5007,207
2005-09-30 (YTD Data)Rank
Total interest income$31,412,000743
Total interest expense$9,054,000877
Net interest income$22,358,000695
Provision for loan and lease losses$2,943,000272
Total noninterest income$1,876,0001,879
Gross Fiduciary activities income$438,000542
Service charges on deposit accounts$1,198,0001,101
Trading account gains and fees$0126
Additional Noninterest Income$240,0004,204
Total noninterest expense$14,787,000856
Salaries and employee benefits$9,092,000734
Premises and equipment expense$2,177,000816
Additional noninterest expense$3,518,0001,076
Pre-tax net operating income$6,504,0001,103
Securities gains (losses)$-25,0008,266
Applicable income taxes$16,0006,381
Income before extraordinary items$6,463,000832
Extraordinary gains, net$117,00018
Net income$6,580,000815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$483,000859
Cash dividends$2,747,000811
Sale, conversion, retirement of capital stock, net$53,000627
Net operating income$6,488,000812
2005-06-30 (YTD Data)Rank
Total interest income$20,368,000749
Total interest expense$5,738,000872
Net interest income$14,630,000704
Provision for loan and lease losses$1,036,000490
Total noninterest income$1,463,0001,631
Gross Fiduciary activities income$317,000516
Service charges on deposit accounts$851,0001,011
Trading account gains and fees$0116
Additional Noninterest Income$295,0003,089
Total noninterest expense$10,032,000831
Salaries and employee benefits$6,109,000723
Premises and equipment expense$1,340,000869
Additional noninterest expense$2,583,000983
Pre-tax net operating income$5,025,000947
Securities gains (losses)$-24,0008,417
Applicable income taxes$16,0006,203
Income before extraordinary items$4,985,000716
Extraordinary gains, net$114,00015
Net income$5,099,000702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$462,000634
Cash dividends$2,428,000610
Sale, conversion, retirement of capital stock, net$53,000491
Net operating income$5,009,000693
2005-03-31 (YTD Data)Rank
Total interest income$9,689,000772
Total interest expense$2,657,000888
Net interest income$7,032,000718
Provision for loan and lease losses$333,000694
Total noninterest income$1,034,0001,219
Gross Fiduciary activities income$136,000576
Service charges on deposit accounts$446,000920
Trading account gains and fees$0115
Additional Noninterest Income$452,0001,425
Total noninterest expense$5,001,000832
Salaries and employee benefits$3,038,000729
Premises and equipment expense$616,000962
Additional noninterest expense$1,347,000928
Pre-tax net operating income$2,732,000864
Securities gains (losses)$-32,0008,731
Applicable income taxes$16,0005,817
Income before extraordinary items$2,684,000664
Extraordinary gains, net$2,00021
Net income$2,686,000664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,314
Cash dividends$1,395,000498
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,715,680639
2004-12-31 (YTD Data)Rank
Total interest income$33,773,000820
Total interest expense$8,555,000952
Net interest income$25,218,000782
Provision for loan and lease losses$1,598,000678
Total noninterest income$3,930,0001,296
Gross Fiduciary activities income$568,000525
Service charges on deposit accounts$1,759,0001,010
Trading account gains and fees$0138
Additional Noninterest Income$1,603,0001,559
Total noninterest expense$17,692,000919
Salaries and employee benefits$10,698,000798
Premises and equipment expense$2,433,000926
Additional noninterest expense$4,561,0001,078
Pre-tax net operating income$9,858,000898
Securities gains (losses)$-88,0008,702
Applicable income taxes$07,185
Income before extraordinary items$9,770,000681
Extraordinary gains, net$-26,0008,947
Net income$9,744,000686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,021,000766
Cash dividends$3,935,000783
Sale, conversion, retirement of capital stock, net$0872
Net operating income$9,858,000652
2004-09-30 (YTD Data)Rank
Total interest income$24,274,000852
Total interest expense$6,040,000986
Net interest income$18,234,000812
Provision for loan and lease losses$1,003,000773
Total noninterest income$3,073,0001,280
Gross Fiduciary activities income$405,000546
Service charges on deposit accounts$1,302,0001,027
Trading account gains and fees$0134
Additional Noninterest Income$1,366,0001,431
Total noninterest expense$12,788,000958
Salaries and employee benefits$7,689,000840
Premises and equipment expense$1,816,000929
Additional noninterest expense$3,283,0001,117
Pre-tax net operating income$7,516,000884
Securities gains (losses)$-68,0008,849
Applicable income taxes$07,220
Income before extraordinary items$7,448,000684
Extraordinary gains, net$3,00021
Net income$7,451,000685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$432,0001,098
Cash dividends$3,317,000645
Sale, conversion, retirement of capital stock, net$0738
Net operating income$7,516,000649
2004-06-30 (YTD Data)Rank
Total interest income$15,488,000872
Total interest expense$3,798,0001,031
Net interest income$11,690,000836
Provision for loan and lease losses$826,000620
Total noninterest income$2,110,0001,242
Gross Fiduciary activities income$272,000543
Service charges on deposit accounts$838,0001,052
Trading account gains and fees$0130
Additional Noninterest Income$1,000,0001,316
Total noninterest expense$8,458,000956
Salaries and employee benefits$5,027,000850
Premises and equipment expense$1,204,000938
Additional noninterest expense$2,227,0001,100
Pre-tax net operating income$4,516,000962
Securities gains (losses)$-66,0008,939
Applicable income taxes$07,214
Income before extraordinary items$4,450,000748
Extraordinary gains, net$-7,0009,061
Net income$4,443,000750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$414,000813
Cash dividends$1,895,000740
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,516,000700
2004-03-31 (YTD Data)Rank
Total interest income$7,688,000891
Total interest expense$1,871,0001,059
Net interest income$5,817,000856
Provision for loan and lease losses$435,000591
Total noninterest income$1,014,0001,244
Gross Fiduciary activities income$120,000593
Service charges on deposit accounts$409,0001,051
Trading account gains and fees$0121
Additional Noninterest Income$485,0001,320
Total noninterest expense$4,293,000955
Salaries and employee benefits$2,490,000878
Premises and equipment expense$632,000901
Additional noninterest expense$1,171,0001,048
Pre-tax net operating income$2,103,0001,030
Securities gains (losses)$-2,0008,748
Applicable income taxes$07,103
Income before extraordinary items$2,101,000793
Extraordinary gains, net$-21,0009,105
Net income$2,080,000801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,000958
Cash dividends$737,000879
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,103,000743
2003-12-31 (YTD Data)Rank
Total interest income$29,278,000960
Total interest expense$8,011,0001,122
Net interest income$21,267,000911
Provision for loan and lease losses$1,352,000889
Total noninterest income$3,129,0001,629
Gross Fiduciary activities income$456,000596
Service charges on deposit accounts$1,538,0001,123
Trading account gains and fees$0160
Additional Noninterest Income$1,135,0002,197
Total noninterest expense$15,194,0001,069
Salaries and employee benefits$8,715,000989
Premises and equipment expense$2,266,0001,010
Additional noninterest expense$4,213,0001,196
Pre-tax net operating income$7,850,0001,069
Securities gains (losses)$9,0003,670
Applicable income taxes$31,0006,588
Income before extraordinary items$7,828,000829
Extraordinary gains, net$128,00023
Net income$7,956,000816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,301,000751
Cash dividends$4,080,000771
Sale, conversion, retirement of capital stock, net$53,000721
Net operating income$7,819,000779
2003-09-30 (YTD Data)Rank
Total interest income$21,690,000994
Total interest expense$6,134,0001,146
Net interest income$15,556,000944
Provision for loan and lease losses$736,0001,167
Total noninterest income$2,131,0001,811
Gross Fiduciary activities income$324,000612
Service charges on deposit accounts$1,116,0001,169
Trading account gains and fees$0153
Additional Noninterest Income$691,0002,583
Total noninterest expense$11,024,0001,108
Salaries and employee benefits$6,341,0001,024
Premises and equipment expense$1,636,0001,057
Additional noninterest expense$3,047,0001,242
Pre-tax net operating income$5,927,0001,093
Securities gains (losses)$65,0002,100
Applicable income taxes$54,0006,146
Income before extraordinary items$5,938,000851
Extraordinary gains, net$99,00015
Net income$6,037,000837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$520,0001,123
Cash dividends$3,054,000717
Sale, conversion, retirement of capital stock, net$53,000554
Net operating income$5,873,650798
2003-06-30 (YTD Data)Rank
Total interest income$13,954,0001,040
Total interest expense$4,195,0001,140
Net interest income$9,759,000993
Provision for loan and lease losses$629,000948
Total noninterest income$1,236,0002,010
Gross Fiduciary activities income$213,000621
Service charges on deposit accounts$722,0001,191
Trading account gains and fees$0150
Additional Noninterest Income$301,0003,286
Total noninterest expense$7,273,0001,123
Salaries and employee benefits$4,114,0001,044
Premises and equipment expense$1,113,0001,036
Additional noninterest expense$2,046,0001,227
Pre-tax net operating income$3,093,0001,385
Securities gains (losses)$-2,0008,918
Applicable income taxes$36,0006,202
Income before extraordinary items$3,055,0001,096
Extraordinary gains, net$69,0009
Net income$3,124,0001,070
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$253,0001,401
Cash dividends$1,936,000786
Sale, conversion, retirement of capital stock, net$53,000426
Net operating income$3,056,9801,016
2003-03-31 (YTD Data)Rank
Total interest income$6,794,0001,081
Total interest expense$2,188,0001,124
Net interest income$4,606,0001,056
Provision for loan and lease losses$629,000523
Total noninterest income$687,0001,804
Gross Fiduciary activities income$91,000672
Service charges on deposit accounts$351,0001,187
Trading account gains and fees$0134
Additional Noninterest Income$245,0002,392
Total noninterest expense$3,558,0001,128
Salaries and employee benefits$2,021,0001,052
Premises and equipment expense$560,0001,026
Additional noninterest expense$977,0001,250
Pre-tax net operating income$1,106,0001,871
Securities gains (losses)$-2,0009,046
Applicable income taxes$13,0006,407
Income before extraordinary items$1,091,0001,495
Extraordinary gains, net$38,00010
Net income$1,129,0001,444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0001,134
Cash dividends$939,000737
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,092,9801,397
2002-12-31 (YTD Data)Rank
Total interest income$27,533,0001,124
Total interest expense$10,018,0001,124
Net interest income$17,515,0001,098
Provision for loan and lease losses$1,676,000858
Total noninterest income$3,792,0001,305
Gross Fiduciary activities income$402,000644
Service charges on deposit accounts$1,263,0001,284
Trading account gains and fees$73,000112
Additional Noninterest Income$2,054,0001,284
Total noninterest expense$14,719,0001,051
Salaries and employee benefits$7,971,0001,015
Premises and equipment expense$2,246,000971
Additional noninterest expense$4,502,0001,101
Pre-tax net operating income$4,912,0001,656
Securities gains (losses)$8,0003,732
Applicable income taxes$455,0003,642
Income before extraordinary items$4,465,0001,392
Extraordinary gains, net$29,00051
Net income$4,494,0001,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,488,000674
Cash dividends$1,696,0001,511
Sale, conversion, retirement of capital stock, net$-28,0009,226
Net operating income$4,457,7201,348
2001-12-31 (YTD Data)Rank
Total interest income$29,474,0001,152
Total interest expense$13,488,0001,192
Net interest income$15,986,0001,111
Provision for loan and lease losses$3,343,000482
Total noninterest income$2,615,0001,638
Gross Fiduciary activities income$333,000700
Service charges on deposit accounts$1,239,0001,207
Trading account gains and fees$0177
Additional Noninterest Income$1,043,0001,981
Total noninterest expense$12,279,0001,197
Salaries and employee benefits$6,400,0001,160
Premises and equipment expense$2,117,000990
Additional noninterest expense$3,762,0001,262
Pre-tax net operating income$2,979,0002,283
Securities gains (losses)$188,0001,243
Applicable income taxes$101,0005,997
Income before extraordinary items$3,066,0001,716
Extraordinary gains, net$-148,0009,533
Net income$2,918,0001,805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,971,000434
Cash dividends$3,311,000841
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,883,6401,749
2000-12-31 (YTD Data)Rank
Total interest income$29,063,0001,213
Total interest expense$13,629,0001,281
Net interest income$15,434,0001,138
Provision for loan and lease losses$1,355,000831
Total noninterest income$2,148,0001,782
Gross Fiduciary activities income$334,000700
Service charges on deposit accounts$983,0001,384
Trading account gains and fees$0180
Additional Noninterest Income$831,0002,106
Total noninterest expense$11,333,0001,226
Salaries and employee benefits$6,236,0001,135
Premises and equipment expense$1,824,0001,091
Additional noninterest expense$3,273,0001,371
Pre-tax net operating income$4,894,0001,510
Securities gains (losses)$01,956
Applicable income taxes$810,0002,499
Income before extraordinary items$4,084,0001,286
Extraordinary gains, net$-97,0009,888
Net income$3,987,0001,324
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$462,0001,314
Cash dividends$859,0002,541
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,084,0001,278
1999-12-31 (YTD Data)Rank
Total interest income$24,098,0001,346
Total interest expense$11,056,0001,354
Net interest income$13,042,0001,340
Provision for loan and lease losses$1,063,000920
Total noninterest income$1,538,0002,259
Gross Fiduciary activities income$253,000812
Service charges on deposit accounts$661,0002,009
Trading account gains and fees$-287,0004,546
Additional Noninterest Income$911,0001,990
Total noninterest expense$9,508,0001,456
Salaries and employee benefits$4,771,0001,445
Premises and equipment expense$1,698,0001,184
Additional noninterest expense$3,039,0001,501
Pre-tax net operating income$4,009,0001,838
Securities gains (losses)$-3,0008,917
Applicable income taxes$1,369,0001,712
Income before extraordinary items$2,637,0002,007
Extraordinary gains, net$-42,00010,176
Net income$2,595,0002,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,275,000610
Cash dividends$369,0004,114
Sale, conversion, retirement of capital stock, net$19,000944
Net operating income$2,638,9801,971
1998-12-31 (YTD Data)Rank
Total interest income$21,530,0001,502
Total interest expense$10,342,0001,476
Net interest income$11,188,0001,518
Provision for loan and lease losses$1,298,000776
Total noninterest income$2,544,0001,525
Gross Fiduciary activities income$173,000894
Service charges on deposit accounts$459,0002,753
Trading account gains and fees$-159,0004,438
Additional Noninterest Income$2,071,0001,135
Total noninterest expense$8,522,0001,561
Salaries and employee benefits$4,346,0001,508
Premises and equipment expense$1,568,0001,227
Additional noninterest expense$2,608,0001,653
Pre-tax net operating income$3,912,0001,861
Securities gains (losses)$04,449
Applicable income taxes$1,366,0001,774
Income before extraordinary items$2,546,0002,053
Extraordinary gains, net$032
Net income$2,546,0002,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$666,0001,004
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,546,0001,978
1997-12-31 (YTD Data)Rank
Total interest income$18,960,0001,743
Total interest expense$8,426,0001,841
Net interest income$10,534,0001,652
Provision for loan and lease losses$2,016,000585
Total noninterest income$1,330,0002,421
Gross Fiduciary activities income$51,0001,171
Service charges on deposit accounts$378,0003,381
Trading account gains and fees$-92,0004,486
Additional Noninterest Income$993,0001,745
Total noninterest expense$6,585,0001,961
Salaries and employee benefits$3,436,0001,914
Premises and equipment expense$1,224,0001,591
Additional noninterest expense$1,925,0002,172
Pre-tax net operating income$3,263,0002,309
Securities gains (losses)$03,944
Applicable income taxes$1,120,0002,209
Income before extraordinary items$2,143,0002,424
Extraordinary gains, net$044
Net income$2,143,0002,423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,022,000796
Cash dividends$517,0003,394
Sale, conversion, retirement of capital stock, net$5,000995
Net operating income$2,143,0002,369
1996-12-31 (YTD Data)Rank
Total interest income$14,557,0002,305
Total interest expense$6,148,0002,494
Net interest income$8,409,0002,128
Provision for loan and lease losses$755,0001,250
Total noninterest income$898,0003,401
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$382,0003,470
Trading account gains and fees$170,000159
Additional Noninterest Income$346,0003,722
Total noninterest expense$5,618,0002,443
Salaries and employee benefits$2,859,0002,327
Premises and equipment expense$1,019,0001,968
Additional noninterest expense$1,740,0002,775
Pre-tax net operating income$2,934,0002,418
Securities gains (losses)$-7,00010,114
Applicable income taxes$978,0002,400
Income before extraordinary items$1,949,0002,509
Extraordinary gains, net$053
Net income$1,949,0002,511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$405,0001,668
Cash dividends$544,0003,233
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,953,6902,457
1995-12-31 (YTD Data)Rank
Total interest income$12,387,0002,698
Total interest expense$5,081,0002,981
Net interest income$7,306,0002,458
Provision for loan and lease losses$474,0001,656
Total noninterest income$905,0003,348
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$300,0004,299
Trading account gains and fees$213,000238
Additional Noninterest Income$392,0003,347
Total noninterest expense$4,988,0002,728
Salaries and employee benefits$2,572,0002,606
Premises and equipment expense$946,0002,119
Additional noninterest expense$1,470,0003,140
Pre-tax net operating income$2,749,0002,620
Securities gains (losses)$03,831
Applicable income taxes$998,0002,388
Income before extraordinary items$1,751,0002,813
Extraordinary gains, net$065
Net income$1,751,0002,811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$342,0001,778
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$7,000780
Net operating income$1,751,0002,778
1994-12-31 (YTD Data)Rank
Total interest income$11,883,0002,549
Total interest expense$3,306,0003,627
Net interest income$8,577,0002,093
Provision for loan and lease losses$358,0002,000
Total noninterest income$486,0005,396
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$256,0004,953
Trading account gains and feesNANA
Additional Noninterest Income$230,0004,815
Total noninterest expense$5,661,0002,481
Salaries and employee benefits$2,723,0002,457
Premises and equipment expense$900,0002,243
Additional noninterest expense$2,038,0002,533
Pre-tax net operating income$3,044,0002,341
Securities gains (losses)$-248,00012,035
Applicable income taxes$966,0002,314
Income before extraordinary items$1,830,0002,652
Extraordinary gains, net$0249
Net income$1,830,0002,652
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,0003,153
Cash dividends$792,0002,326
Sale, conversion, retirement of capital stock, net$5,0001,118
Net operating income$1,991,2002,458
1993-12-31 (YTD Data)Rank
Total interest income$9,003,0003,413
Total interest expense$2,672,0004,544
Net interest income$6,331,0002,866
Provision for loan and lease losses$267,0003,253
Total noninterest income$1,126,0003,063
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$261,0004,939
Trading account gains and feesNANA
Additional Noninterest Income$865,0002,264
Total noninterest expense$4,854,0002,931
Salaries and employee benefits$2,663,0002,489
Premises and equipment expense$673,0002,991
Additional noninterest expense$1,518,0003,471
Pre-tax net operating income$2,336,0002,889
Securities gains (losses)$07,477
Applicable income taxes$761,0002,867
Income before extraordinary items$1,575,0003,095
Extraordinary gains, net$03,149
Net income$1,575,0003,184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0003,301
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,575,0002,922
1992-12-31 (YTD Data)Rank
Total interest income$7,352,0004,625
Total interest expense$2,687,0005,664
Net interest income$4,665,0003,871
Provision for loan and lease losses$349,0003,794
Total noninterest income$656,0004,645
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$258,0005,008
Trading account gains and feesNANA
Additional Noninterest Income$398,0003,720
Total noninterest expense$3,042,0004,475
Salaries and employee benefits$1,570,0004,051
Premises and equipment expense$422,0004,598
Additional noninterest expense$1,050,0004,858
Pre-tax net operating income$1,930,0003,203
Securities gains (losses)$28,0005,098
Applicable income taxes$708,0002,939
Income before extraordinary items$1,250,0003,671
Extraordinary gains, net$01,422
Net income$1,250,0003,714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0004,273
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,232,0803,443

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.