Home > Guardian Trust Company, FSB > Income and Expense
Guardian Trust Company, FSB, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $171,000 | 7,617 |
| Total interest expense | $14,000 | 7,608 |
| Net interest income | $157,000 | 7,607 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $320,000 | 5,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $320,000 | 3,854 |
| Total noninterest expense | $426,000 | 7,565 |
| Salaries and employee benefits | $962,000 | 6,103 |
| Premises and equipment expense | $355,000 | 5,034 |
| Additional noninterest expense | $-891,000 | 7,666 |
| Pre-tax net operating income | $51,000 | 5,623 |
| Securities gains (losses) | $19,000 | 3,127 |
| Applicable income taxes | $19,000 | 4,021 |
| Income before extraordinary items | $51,000 | 5,798 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $51,000 | 5,799 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $51,000 | 5,799 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $37,130 | 5,714 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $130,000 | 7,734 |
| Total interest expense | $11,000 | 7,717 |
| Net interest income | $119,000 | 7,727 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $320,000 | 4,936 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $320,000 | 3,457 |
| Total noninterest expense | $409,000 | 7,591 |
| Salaries and employee benefits | $943,000 | 5,591 |
| Premises and equipment expense | $353,000 | 4,406 |
| Additional noninterest expense | $-887,000 | 7,769 |
| Pre-tax net operating income | $30,000 | 5,868 |
| Securities gains (losses) | $19,000 | 2,905 |
| Applicable income taxes | $12,000 | 4,186 |
| Income before extraordinary items | $37,000 | 5,978 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $37,000 | 5,978 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $37,000 | 5,978 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $22,560 | 5,915 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $88,000 | 7,804 |
| Total interest expense | $8,000 | 7,785 |
| Net interest income | $80,000 | 7,793 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $319,000 | 4,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $319,000 | 2,758 |
| Total noninterest expense | $379,000 | 7,468 |
| Salaries and employee benefits | $872,000 | 4,680 |
| Premises and equipment expense | $335,000 | 3,505 |
| Additional noninterest expense | $-828,000 | 7,838 |
| Pre-tax net operating income | $20,000 | 5,972 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $7,000 | 4,209 |
| Income before extraordinary items | $13,000 | 6,112 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $13,000 | 6,114 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $13,000 | 6,113 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $13,000 | 6,013 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $45,000 | 7,907 |
| Total interest expense | $4,000 | 7,886 |
| Net interest income | $41,000 | 7,894 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $337,000 | 2,645 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $337,000 | 1,705 |
| Total noninterest expense | $368,000 | 6,729 |
| Salaries and employee benefits | $476,000 | 4,487 |
| Premises and equipment expense | $176,000 | 3,445 |
| Additional noninterest expense | $-284,000 | 7,943 |
| Pre-tax net operating income | $10,000 | 6,142 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $3,000 | 4,254 |
| Income before extraordinary items | $7,000 | 6,300 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $7,000 | 6,303 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $7,000 | 6,302 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $7,000 | 6,191 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $176,000 | 7,977 |
| Total interest expense | $20,000 | 7,964 |
| Net interest income | $156,000 | 7,966 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $4,242,000 | 1,245 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,242,000 | 812 |
| Total noninterest expense | $4,468,000 | 4,029 |
| Salaries and employee benefits | $2,422,000 | 3,779 |
| Premises and equipment expense | $846,000 | 2,971 |
| Additional noninterest expense | $1,200,000 | 4,744 |
| Pre-tax net operating income | $-70,000 | 5,541 |
| Securities gains (losses) | $71,000 | 2,403 |
| Applicable income taxes | $-24,000 | 6,342 |
| Income before extraordinary items | $25,000 | 5,437 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $25,000 | 5,436 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $25,000 | 5,436 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-46,000 | 5,591 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $132,000 | 8,062 |
| Total interest expense | $16,000 | 8,049 |
| Net interest income | $116,000 | 8,052 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $3,455,000 | 1,186 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,455,000 | 771 |
| Total noninterest expense | $3,542,000 | 3,866 |
| Salaries and employee benefits | $1,944,000 | 3,626 |
| Premises and equipment expense | $745,000 | 2,619 |
| Additional noninterest expense | $853,000 | 4,876 |
| Pre-tax net operating income | $29,000 | 5,564 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $11,000 | 4,016 |
| Income before extraordinary items | $18,000 | 5,702 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $18,000 | 5,702 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $18,000 | 5,702 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $18,000 | 5,646 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $90,000 | 8,153 |
| Total interest expense | $12,000 | 8,140 |
| Net interest income | $78,000 | 8,131 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $2,289,000 | 1,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,289,000 | 790 |
| Total noninterest expense | $2,348,000 | 3,910 |
| Salaries and employee benefits | $1,048,000 | 4,294 |
| Premises and equipment expense | $575,000 | 2,341 |
| Additional noninterest expense | $725,000 | 4,162 |
| Pre-tax net operating income | $19,000 | 5,695 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $7,000 | 4,133 |
| Income before extraordinary items | $12,000 | 5,853 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $12,000 | 5,851 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $12,000 | 5,851 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $12,000 | 5,761 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $45,000 | 8,207 |
| Total interest expense | $6,000 | 8,194 |
| Net interest income | $39,000 | 8,186 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $1,122,000 | 1,166 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,122,000 | 771 |
| Total noninterest expense | $1,151,000 | 3,891 |
| Salaries and employee benefits | $498,000 | 4,475 |
| Premises and equipment expense | $306,000 | 2,259 |
| Additional noninterest expense | $347,000 | 3,978 |
| Pre-tax net operating income | $10,000 | 6,126 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $4,000 | 4,381 |
| Income before extraordinary items | $6,000 | 6,330 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,000 | 6,332 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $6,000 | 6,332 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $6,000 | 6,186 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $211,000 | 8,255 |
| Total interest expense | $24,000 | 8,250 |
| Net interest income | $187,000 | 8,235 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $5,980,000 | 914 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $5,980,000 | 564 |
| Total noninterest expense | $6,128,000 | 3,017 |
| Salaries and employee benefits | $1,680,000 | 4,999 |
| Premises and equipment expense | $723,000 | 3,424 |
| Additional noninterest expense | $3,725,000 | 1,663 |
| Pre-tax net operating income | $39,000 | 6,195 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $18,000 | 4,322 |
| Income before extraordinary items | $21,000 | 6,135 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $21,000 | 6,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $21,000 | 6,275 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $164,000 | 8,341 |
| Total interest expense | $18,000 | 8,327 |
| Net interest income | $146,000 | 8,327 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $4,759,000 | 910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,759,000 | 576 |
| Total noninterest expense | $4,873,000 | 2,832 |
| Salaries and employee benefits | $1,192,000 | 5,187 |
| Premises and equipment expense | $324,000 | 4,894 |
| Additional noninterest expense | $3,357,000 | 1,339 |
| Pre-tax net operating income | $32,000 | 6,645 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $15,000 | 4,720 |
| Income before extraordinary items | $17,000 | 6,541 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $17,000 | 6,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $17,000 | 6,711 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $112,000 | 8,410 |
| Total interest expense | $12,000 | 8,397 |
| Net interest income | $100,000 | 8,388 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $3,298,000 | 892 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $3,298,000 | 581 |
| Total noninterest expense | $3,377,000 | 2,756 |
| Salaries and employee benefits | $784,000 | 5,279 |
| Premises and equipment expense | $286,000 | 4,105 |
| Additional noninterest expense | $2,307,000 | 1,292 |
| Pre-tax net operating income | $21,000 | 6,829 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $8,000 | 5,072 |
| Income before extraordinary items | $13,000 | 6,928 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $13,000 | 6,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $13,000 | 6,879 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $60,000 | 8,457 |
| Total interest expense | $6,000 | 8,433 |
| Net interest income | $54,000 | 8,443 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $1,651,000 | 888 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,651,000 | 581 |
| Total noninterest expense | $1,695,000 | 2,741 |
| Salaries and employee benefits | $394,000 | 5,289 |
| Premises and equipment expense | $59,000 | 6,451 |
| Additional noninterest expense | $1,242,000 | 1,161 |
| Pre-tax net operating income | $10,000 | 7,055 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $4,000 | 5,199 |
| Income before extraordinary items | $6,000 | 7,198 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,000 | 7,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $6,000 | 7,102 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $246,000 | 8,478 |
| Total interest expense | $21,000 | 8,480 |
| Net interest income | $225,000 | 8,453 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $6,675,000 | 867 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $6,675,000 | 545 |
| Total noninterest expense | $6,870,000 | 2,636 |
| Salaries and employee benefits | $1,592,000 | 5,112 |
| Premises and equipment expense | $845,000 | 2,951 |
| Additional noninterest expense | $4,433,000 | 1,271 |
| Pre-tax net operating income | $30,000 | 7,352 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $13,000 | 5,571 |
| Income before extraordinary items | $17,000 | 7,445 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $17,000 | 7,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $17,000 | 7,415 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $185,000 | 8,507 |
| Total interest expense | $15,000 | 8,521 |
| Net interest income | $170,000 | 8,487 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $4,979,000 | 871 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,979,000 | 553 |
| Total noninterest expense | $5,129,000 | 2,627 |
| Salaries and employee benefits | $1,122,000 | 5,292 |
| Premises and equipment expense | $718,000 | 2,656 |
| Additional noninterest expense | $3,289,000 | 1,248 |
| Pre-tax net operating income | $20,000 | 7,589 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $9,000 | 5,755 |
| Income before extraordinary items | $11,000 | 7,633 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $11,000 | 7,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $11,000 | 7,618 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $123,000 | 8,571 |
| Total interest expense | $9,000 | 8,570 |
| Net interest income | $114,000 | 8,556 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $3,190,000 | 925 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $3,190,000 | 595 |
| Total noninterest expense | $3,290,000 | 2,743 |
| Salaries and employee benefits | $714,000 | 5,488 |
| Premises and equipment expense | $468,000 | 2,721 |
| Additional noninterest expense | $2,108,000 | 1,310 |
| Pre-tax net operating income | $14,000 | 7,713 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $5,000 | 5,893 |
| Income before extraordinary items | $9,000 | 7,755 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $9,000 | 7,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $9,000 | 7,741 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $60,000 | 8,616 |
| Total interest expense | $4,000 | 8,611 |
| Net interest income | $56,000 | 8,601 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $1,537,000 | 928 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,537,000 | 596 |
| Total noninterest expense | $1,584,000 | 2,835 |
| Salaries and employee benefits | $371,000 | 5,405 |
| Premises and equipment expense | $235,000 | 2,728 |
| Additional noninterest expense | $978,000 | 1,370 |
| Pre-tax net operating income | $9,000 | 7,758 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $3,000 | 5,852 |
| Income before extraordinary items | $6,000 | 7,794 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $6,000 | 7,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $6,000 | 7,773 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $229,000 | 8,618 |
| Total interest expense | $16,000 | 8,631 |
| Net interest income | $213,000 | 8,597 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $5,552,000 | 1,011 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,552,000 | 632 |
| Total noninterest expense | $5,713,000 | 2,989 |
| Salaries and employee benefits | $1,200,000 | 5,917 |
| Premises and equipment expense | $1,049,000 | 2,351 |
| Additional noninterest expense | $3,464,000 | 1,526 |
| Pre-tax net operating income | $52,000 | 7,832 |
| Securities gains (losses) | $-9,000 | 7,249 |
| Applicable income taxes | $18,000 | 5,959 |
| Income before extraordinary items | $25,000 | 7,914 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $25,000 | 7,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $30,760 | 7,884 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $170,000 | 8,690 |
| Total interest expense | $12,000 | 8,702 |
| Net interest income | $158,000 | 8,665 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $3,893,000 | 1,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,893,000 | 671 |
| Total noninterest expense | $4,009,000 | 3,166 |
| Salaries and employee benefits | $842,000 | 6,084 |
| Premises and equipment expense | $654,000 | 2,797 |
| Additional noninterest expense | $2,513,000 | 1,562 |
| Pre-tax net operating income | $42,000 | 7,990 |
| Securities gains (losses) | $-14,000 | 7,714 |
| Applicable income taxes | $10,000 | 6,224 |
| Income before extraordinary items | $18,000 | 8,072 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $18,000 | 8,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $26,960 | 8,035 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $108,000 | 8,731 |
| Total interest expense | $8,000 | 8,731 |
| Net interest income | $100,000 | 8,717 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $2,483,000 | 1,112 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,483,000 | 682 |
| Total noninterest expense | $2,549,000 | 3,304 |
| Salaries and employee benefits | $539,000 | 6,222 |
| Premises and equipment expense | $406,000 | 2,965 |
| Additional noninterest expense | $1,604,000 | 1,649 |
| Pre-tax net operating income | $34,000 | 8,029 |
| Securities gains (losses) | $-14,000 | 7,975 |
| Applicable income taxes | $7,000 | 6,238 |
| Income before extraordinary items | $13,000 | 8,124 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $13,000 | 8,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $22,100 | 8,069 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $51,000 | 8,761 |
| Total interest expense | $4,000 | 8,748 |
| Net interest income | $47,000 | 8,745 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $1,233,000 | 1,099 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,233,000 | 690 |
| Total noninterest expense | $1,271,000 | 3,325 |
| Salaries and employee benefits | $253,000 | 6,424 |
| Premises and equipment expense | $217,000 | 2,811 |
| Additional noninterest expense | $801,000 | 1,627 |
| Pre-tax net operating income | $9,000 | 8,129 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,000 | 6,254 |
| Income before extraordinary items | $6,000 | 8,144 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,000 | 8,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $6,000 | 8,135 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $207,000 | 8,756 |
| Total interest expense | $15,000 | 8,757 |
| Net interest income | $192,000 | 8,737 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $4,267,000 | 1,216 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,267,000 | 762 |
| Total noninterest expense | $4,405,000 | 3,593 |
| Salaries and employee benefits | $756,000 | 7,073 |
| Premises and equipment expense | $696,000 | 3,243 |
| Additional noninterest expense | $2,953,000 | 1,709 |
| Pre-tax net operating income | $54,000 | 8,129 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $19,000 | 6,341 |
| Income before extraordinary items | $35,000 | 8,192 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $35,000 | 8,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $35,000 | 8,160 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $154,000 | 8,790 |
| Total interest expense | $11,000 | 8,785 |
| Net interest income | $143,000 | 8,777 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $3,018,000 | 1,284 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,018,000 | 805 |
| Total noninterest expense | $3,131,000 | 3,714 |
| Salaries and employee benefits | $566,000 | 7,068 |
| Premises and equipment expense | $567,000 | 3,021 |
| Additional noninterest expense | $1,998,000 | 1,873 |
| Pre-tax net operating income | $30,000 | 8,251 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $11,000 | 6,502 |
| Income before extraordinary items | $19,000 | 8,298 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $19,000 | 8,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $19,000 | 8,265 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $101,000 | 8,812 |
| Total interest expense | $7,000 | 8,805 |
| Net interest income | $94,000 | 8,796 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $1,956,000 | 1,290 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,956,000 | 822 |
| Total noninterest expense | $2,036,000 | 3,759 |
| Salaries and employee benefits | $382,000 | 7,043 |
| Premises and equipment expense | $343,000 | 3,243 |
| Additional noninterest expense | $1,311,000 | 1,878 |
| Pre-tax net operating income | $14,000 | 8,307 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,000 | 6,673 |
| Income before extraordinary items | $10,000 | 8,333 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $10,000 | 8,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $10,000 | 8,305 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $49,000 | 8,884 |
| Total interest expense | $3,000 | 8,881 |
| Net interest income | $46,000 | 8,870 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $1,017,000 | 1,230 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,017,000 | 778 |
| Total noninterest expense | $1,058,000 | 3,686 |
| Salaries and employee benefits | $185,000 | 7,186 |
| Premises and equipment expense | $222,000 | 2,619 |
| Additional noninterest expense | $651,000 | 1,884 |
| Pre-tax net operating income | $5,000 | 8,386 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $2,000 | 6,630 |
| Income before extraordinary items | $3,000 | 8,427 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $3,000 | 8,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $3,000 | 8,400 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $171,000 | 8,893 |
| Total interest expense | $15,000 | 8,890 |
| Net interest income | $156,000 | 8,885 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $3,026,000 | 1,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,026,000 | 976 |
| Total noninterest expense | $3,103,000 | 4,558 |
| Salaries and employee benefits | $603,000 | 7,654 |
| Premises and equipment expense | $156,000 | 7,255 |
| Additional noninterest expense | $2,344,000 | 2,083 |
| Pre-tax net operating income | $79,000 | 8,166 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $27,000 | 6,410 |
| Income before extraordinary items | $52,000 | 8,275 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $52,000 | 8,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $52,000 | 8,230 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $124,000 | 8,955 |
| Total interest expense | $11,000 | 8,941 |
| Net interest income | $113,000 | 8,943 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $2,191,000 | 1,645 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,191,000 | 1,008 |
| Total noninterest expense | $2,276,000 | 4,595 |
| Salaries and employee benefits | $427,000 | 7,722 |
| Premises and equipment expense | $114,000 | 7,277 |
| Additional noninterest expense | $1,735,000 | 2,083 |
| Pre-tax net operating income | $28,000 | 8,379 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $9,000 | 6,807 |
| Income before extraordinary items | $19,000 | 8,443 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $19,000 | 8,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $19,000 | 8,401 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $83,000 | 9,011 |
| Total interest expense | $8,000 | 9,001 |
| Net interest income | $75,000 | 9,001 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $1,383,000 | 1,710 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,383,000 | 1,050 |
| Total noninterest expense | $1,443,000 | 4,769 |
| Salaries and employee benefits | $264,000 | 7,926 |
| Premises and equipment expense | $74,000 | 7,367 |
| Additional noninterest expense | $1,105,000 | 2,190 |
| Pre-tax net operating income | $15,000 | 8,443 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $5,000 | 6,869 |
| Income before extraordinary items | $10,000 | 8,509 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $10,000 | 8,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $10,000 | 8,452 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $40,000 | 9,063 |
| Total interest expense | $4,000 | 9,038 |
| Net interest income | $36,000 | 9,050 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $638,000 | 1,784 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $638,000 | 1,082 |
| Total noninterest expense | $673,000 | 5,037 |
| Salaries and employee benefits | $130,000 | 7,977 |
| Premises and equipment expense | $39,000 | 7,313 |
| Additional noninterest expense | $504,000 | 2,345 |
| Pre-tax net operating income | $1,000 | 8,530 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $1,000 | 8,573 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,000 | 8,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,000 | 8,518 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $146,000 | 9,096 |
| Total interest expense | $18,000 | 9,088 |
| Net interest income | $128,000 | 9,082 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $1,895,000 | 2,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,895,000 | 1,527 |
| Total noninterest expense | $1,990,000 | 6,001 |
| Salaries and employee benefits | $642,000 | 7,533 |
| Premises and equipment expense | $202,000 | 6,750 |
| Additional noninterest expense | $1,146,000 | 3,865 |
| Pre-tax net operating income | $33,000 | 8,438 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-9,000 | 8,758 |
| Income before extraordinary items | $42,000 | 8,485 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $42,000 | 8,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $42,000 | 8,389 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $111,000 | 9,170 |
| Total interest expense | $14,000 | 9,157 |
| Net interest income | $97,000 | 9,154 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $1,365,000 | 2,528 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,365,000 | 1,639 |
| Total noninterest expense | $1,460,000 | 6,051 |
| Salaries and employee benefits | $509,000 | 7,353 |
| Premises and equipment expense | $167,000 | 6,504 |
| Additional noninterest expense | $784,000 | 4,119 |
| Pre-tax net operating income | $2,000 | 8,621 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-20,000 | 8,957 |
| Income before extraordinary items | $22,000 | 8,652 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $22,000 | 8,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $22,000 | 8,547 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $77,000 | 9,215 |
| Total interest expense | $10,000 | 9,198 |
| Net interest income | $67,000 | 9,198 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $914,000 | 2,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $914,000 | 1,622 |
| Total noninterest expense | $968,000 | 6,081 |
| Salaries and employee benefits | $372,000 | 7,130 |
| Premises and equipment expense | $135,000 | 5,967 |
| Additional noninterest expense | $461,000 | 4,512 |
| Pre-tax net operating income | $13,000 | 8,590 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-16,000 | 9,015 |
| Income before extraordinary items | $29,000 | 8,592 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $29,000 | 8,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $29,000 | 8,468 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $43,000 | 9,251 |
| Total interest expense | $5,000 | 9,239 |
| Net interest income | $38,000 | 9,234 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $350,000 | 2,914 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $350,000 | 1,901 |
| Total noninterest expense | $616,000 | 5,251 |
| Salaries and employee benefits | $270,000 | 5,979 |
| Premises and equipment expense | $97,000 | 4,800 |
| Additional noninterest expense | $249,000 | 4,226 |
| Pre-tax net operating income | $-228,000 | 9,109 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-100,000 | 9,223 |
| Income before extraordinary items | $-128,000 | 9,074 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-128,000 | 9,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-128,000 | 9,008 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $218,000 | 9,266 |
| Total interest expense | $23,000 | 9,275 |
| Net interest income | $195,000 | 9,243 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $1,078,000 | 3,310 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,078,000 | 2,070 |
| Total noninterest expense | $4,915,000 | 2,971 |
| Salaries and employee benefits | $2,686,000 | 2,934 |
| Premises and equipment expense | $587,000 | 3,473 |
| Additional noninterest expense | $1,642,000 | 2,750 |
| Pre-tax net operating income | $-3,642,000 | 9,300 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-1,269,000 | 9,304 |
| Income before extraordinary items | $-2,373,000 | 9,294 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-2,373,000 | 9,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-2,373,000 | 9,272 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $237,000 | 9,527 |
| Total interest expense | $26,000 | 9,534 |
| Net interest income | $211,000 | 9,485 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $582,000 | 4,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $582,000 | 2,882 |
| Total noninterest expense | $2,787,000 | 4,595 |
| Salaries and employee benefits | $1,708,000 | 4,084 |
| Premises and equipment expense | $360,000 | 4,932 |
| Additional noninterest expense | $719,000 | 5,184 |
| Pre-tax net operating income | $-1,994,000 | 9,488 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-698,000 | 9,528 |
| Income before extraordinary items | $-1,296,000 | 9,467 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,296,000 | 9,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-1,296,000 | 9,437 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $288,000 | 9,789 |
| Total interest expense | $21,000 | 9,826 |
| Net interest income | $267,000 | 9,731 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $161,000 | 7,734 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $161,000 | 5,307 |
| Total noninterest expense | $2,305,000 | 5,151 |
| Salaries and employee benefits | $1,407,000 | 4,599 |
| Premises and equipment expense | $384,000 | 4,634 |
| Additional noninterest expense | $514,000 | 6,321 |
| Pre-tax net operating income | $-1,877,000 | 9,818 |
| Securities gains (losses) | $-22,000 | 8,788 |
| Applicable income taxes | $-665,000 | 9,812 |
| Income before extraordinary items | $-1,234,000 | 9,770 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,234,000 | 9,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-1,219,700 | 9,771 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $218,000 | 10,115 |
| Total interest expense | $13,000 | 10,165 |
| Net interest income | $205,000 | 10,056 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $18,000 | 9,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $18,000 | 9,339 |
| Total noninterest expense | $868,000 | 8,545 |
| Salaries and employee benefits | $558,000 | 7,988 |
| Premises and equipment expense | $197,000 | 6,860 |
| Additional noninterest expense | $113,000 | 9,827 |
| Pre-tax net operating income | $-645,000 | 9,943 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-226,000 | 10,050 |
| Income before extraordinary items | $-419,000 | 9,855 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-419,000 | 9,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 244 |
| Net operating income | $-419,000 | 9,833 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.