Home > Guardian Federal Savings Association > Income and Expense
Guardian Federal Savings Association, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,582,000 | 2,930 |
| Total interest expense | $9,438,000 | 1,420 |
| Net interest income | $1,144,000 | 10,246 |
| Provision for loan and lease losses | $1,767,000 | 885 |
| Total noninterest income | $14,447,000 | 472 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $14,447,000 | 341 |
| Total noninterest expense | $23,868,000 | 727 |
| Salaries and employee benefits | $10,788,000 | 670 |
| Premises and equipment expense | $4,972,000 | 495 |
| Additional noninterest expense | $8,108,000 | 887 |
| Pre-tax net operating income | $-10,044,000 | 13,227 |
| Securities gains (losses) | $-1,893,000 | 13,268 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-11,937,000 | 13,215 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-11,937,000 | 13,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,819,000 | 764 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-10,044,000 | 13,200 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,732,000 | 1,893 |
| Total interest expense | $18,749,000 | 964 |
| Net interest income | $-17,000 | 13,913 |
| Provision for loan and lease losses | $984,000 | 1,865 |
| Total noninterest income | $5,574,000 | 911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $5,574,000 | 635 |
| Total noninterest expense | $37,495,000 | 510 |
| Salaries and employee benefits | $11,566,000 | 627 |
| Premises and equipment expense | $5,805,000 | 459 |
| Additional noninterest expense | $20,124,000 | 456 |
| Pre-tax net operating income | $-32,922,000 | 13,935 |
| Securities gains (losses) | $-19,377,000 | 13,934 |
| Applicable income taxes | $56,000 | 11,086 |
| Income before extraordinary items | $-52,355,000 | 13,922 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-52,355,000 | 13,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 13,128 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-32,978,000 | 13,904 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.