Home > Guardian Bank > Loan Charge- Offs and Recoveries
Guardian Bank, Loan Charge- Offs and Recoveries
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $26,014,000 | 125 |
| Loans secured by real estate, total | $22,595,000 | 51 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $22,595,000 | 49 |
| Construction and land development | $8,262,000 | 20 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $3,604,000 | 82 |
| Secured by multifamily residential properties | $2,101,000 | 58 |
| Secured by nonfarm nonresidential properties | $8,628,000 | 62 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $2,671,000 | 186 |
| Loans to individuals | $155,000 | 1,604 |
| Credit card loan charge offs | $5,000 | 2,530 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $150,000 | 1,376 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $593,000 | 58 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,226,000 | 486 |
| Loans secured by real estate, total | $997,000 | 218 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $997,000 | 216 |
| Construction and land development | $640,000 | 63 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $45,000 | 789 |
| Secured by multifamily residential properties | $1,000 | 466 |
| Secured by nonfarm nonresidential properties | $311,000 | 267 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $217,000 | 732 |
| Loans to individuals | $11,000 | 4,728 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $11,000 | 4,467 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $1,000 | 342 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $24,788,000 | 100 |
| Loans secured by real estate, total | $21,598,000 | 47 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $21,598,000 | 46 |
| Construction and land development | $7,622,000 | 14 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $3,559,000 | 72 |
| Secured by multifamily residential properties | $2,100,000 | 52 |
| Secured by nonfarm nonresidential properties | $8,317,000 | 52 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $2,454,000 | 124 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $144,000 | 1,240 |
| Credit card loan net charge offs | $5,000 | 2,259 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $139,000 | 979 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $592,000 | 36 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $13,569,000 | 265 |
| Loans secured by real estate, total | $9,429,000 | 159 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $9,429,000 | 159 |
| Construction and land development | $3,915,000 | 78 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $1,152,000 | 233 |
| Secured by multifamily residential properties | $166,000 | 336 |
| Secured by nonfarm nonresidential properties | $4,196,000 | 155 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $4,068,000 | 199 |
| Loans to individuals | $72,000 | 3,070 |
| Credit card loan charge offs | $15,000 | 1,779 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $57,000 | 3,202 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $53,000 | 4,715 |
| Loans secured by real estate, total | $0 | 6,091 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $0 | 6,082 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $44,000 | 2,838 |
| Loans to individuals | $9,000 | 5,583 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $9,000 | 5,319 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $13,516,000 | 213 |
| Loans secured by real estate, total | $9,429,000 | 139 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $9,429,000 | 139 |
| Construction and land development | $3,915,000 | 70 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $1,152,000 | 210 |
| Secured by multifamily residential properties | $166,000 | 305 |
| Secured by nonfarm nonresidential properties | $4,196,000 | 134 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $4,024,000 | 147 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $63,000 | 2,445 |
| Credit card loan net charge offs | $15,000 | 1,582 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $48,000 | 2,480 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,115,000 | 591 |
| Loans secured by real estate, total | $3,191,000 | 397 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $3,191,000 | 396 |
| Construction and land development | $1,886,000 | 190 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $424,000 | 608 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $881,000 | 519 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $1,863,000 | 485 |
| Loans to individuals | $61,000 | 4,128 |
| Credit card loan charge offs | $5,000 | 2,890 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $56,000 | 3,926 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $51,000 | 5,096 |
| Loans secured by real estate, total | $0 | 6,234 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $0 | 6,207 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $39,000 | 3,240 |
| Loans to individuals | $12,000 | 5,122 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $12,000 | 4,832 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,064,000 | 526 |
| Loans secured by real estate, total | $3,191,000 | 369 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $3,191,000 | 368 |
| Construction and land development | $1,886,000 | 177 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $424,000 | 521 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $881,000 | 475 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $1,824,000 | 419 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $49,000 | 3,692 |
| Credit card loan net charge offs | $5,000 | 2,682 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $44,000 | 3,472 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.