Home > Guardian Bank > Net charge- offs to loans
Guardian Bank, Net charge- offs to loans
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 9.2164% | 6 |
| Percentage Net Loans Charged-off: Total real estate loans | 9.7895% | 1 |
| Percentage Net Loans Charged-off:Construction & development | 13.0249% | 18 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.9709% | 8 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.7260% | 17 |
| Percentage Net Loans Charged-off: 1-4 family residential | 9.3204% | 2 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 9.3204% | 1 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.9520% | 31 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.1827% | 10 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0258% | 113 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.0134% | 17 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 13.3132% | 10 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8331% | 126 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1889% | 44 |
| Percentage Net Loans Charged-off:Construction & development | 3.2613% | 145 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.0711% | 73 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6746% | 201 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4020% | 22 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 2.4020% | 28 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.4191% | 39 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2196% | 149 |
| Percentage Net Loans Charged-off: Credit card loans | 10.5042% | 29 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 14.8813% | 17 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2143% | 1,610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8846% | 289 |
| Percentage Net Loans Charged-off:Construction & development | 1.0300% | 366 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9773% | 399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6916% | 104 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6916% | 118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8012% | 134 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1094% | 508 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0826% | 413 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0283% | 140 |