Home > Guaranty State Bank > Assets and Liabilities
Guaranty State Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 39 | 4,480 |
| Assets and Liabilities | ||
| Total Assets: | $106,593,000 | 4,088 |
| Cash and due from depository institutions | $3,762,000 | 4,480 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $20,802,000 | 4,766 |
| Federal funds sold & reverse repurchase agreements | $2,670,000 | 4,270 |
| Net loans & leases | $75,803,000 | 3,554 |
| Loan loss allowance | $1,153,000 | 2,961 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,038,000 | 3,791 |
| Other real estate owned | $0 | 4,480 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,518,000 | 4,416 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,593,000 | 4,088 |
| Total liabilities | $95,259,000 | 4,105 |
| Total deposits | $92,674,000 | 3,977 |
| Interest-bearing deposits | $81,346,000 | 3,885 |
| Deposits held in domestic offices | $92,674,000 | 3,969 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,800,000 | 3,015 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $785,000 | 4,326 |
| Total equity capital | $11,334,000 | 3,858 |
| Total bank equity capital | $11,334,000 | 3,858 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $893,000 | 3,690 |
| Surplus | $4,806,000 | 2,879 |
| Undivided profits | $5,635,000 | 4,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $268,000 | 5,623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $491,000 | 4,803 |
| Earning assets | $99,275,000 | 4,039 |
| Long-term assets (5+ years) | $2,772,000 | 7,165 |
| Average Assets, year-to-date | $101,435,000 | 4,086 |
| Average Assets, quarterly | $105,211,500 | 4,085 |
| Volatile liabilities | $14,996,000 | 3,762 |
| Insider loans | $932,000 | 3,740 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $163,000 | 1,354 |
| Unused loan commitments | $13,653,000 | 2,778 |
| Tier 1 (core) risk-based capital | $11,239,000 | 3,749 |
| Tier 2 risk-based capital | $949,700 | 3,075 |
| Total risk weighted assets | $75,772,800 | 3,559 |
| Total unused commitments | $13,653,000 | 2,783 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 37 | 4,911 |
| Assets and Liabilities | ||
| Total Assets: | $96,528,000 | 4,563 |
| Cash and due from depository institutions | $2,446,000 | 4,911 |
| Interest-bearing balances | $37,000 | 5,586 |
| Securities | $22,675,000 | 4,855 |
| Federal funds sold & reverse repurchase agreements | $3,744,000 | 3,307 |
| Net loans & leases | $64,433,000 | 4,127 |
| Loan loss allowance | $1,073,000 | 3,304 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,155,000 | 3,573 |
| Other real estate owned | $0 | 4,911 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,076,000 | 5,952 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,528,000 | 4,563 |
| Total liabilities | $86,114,000 | 4,582 |
| Total deposits | $83,594,000 | 4,469 |
| Interest-bearing deposits | $73,361,000 | 4,406 |
| Deposits held in domestic offices | $83,594,000 | 4,459 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,800,000 | 2,841 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $720,000 | 4,573 |
| Total equity capital | $10,414,000 | 4,197 |
| Total bank equity capital | $10,414,000 | 4,197 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $880,000 | 3,945 |
| Surplus | $4,722,000 | 3,002 |
| Undivided profits | $4,811,000 | 4,560 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $294,000 | 5,670 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $392,000 | 5,752 |
| Earning assets | $90,889,000 | 4,461 |
| Long-term assets (5+ years) | $1,499,000 | 8,271 |
| Average Assets, year-to-date | $92,725,000 | 4,554 |
| Average Assets, quarterly | $96,696,500 | 4,504 |
| Volatile liabilities | $14,444,000 | 3,714 |
| Insider loans | $990,000 | 3,691 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $355,000 | 1,069 |
| Unused loan commitments | $11,264,000 | 3,129 |
| Tier 1 (core) risk-based capital | $10,339,000 | 4,133 |
| Tier 2 risk-based capital | $782,440 | 3,719 |
| Total risk weighted assets | $62,304,740 | 4,243 |
| Total unused commitments | $11,264,000 | 3,143 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 36 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $83,030,000 | 5,202 |
| Cash and due from depository institutions | $2,576,000 | 5,163 |
| Interest-bearing balances | $9,000 | 6,470 |
| Securities | $18,893,000 | 5,782 |
| Federal funds sold & reverse repurchase agreements | $655,000 | 8,000 |
| Net loans & leases | $58,287,000 | 4,387 |
| Loan loss allowance | $1,103,000 | 3,232 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,682,000 | 4,282 |
| Other real estate owned | $0 | 5,163 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $937,000 | 6,659 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,030,000 | 5,202 |
| Total liabilities | $73,391,000 | 5,254 |
| Total deposits | $72,623,000 | 5,105 |
| Interest-bearing deposits | $62,599,000 | 5,105 |
| Deposits held in domestic offices | $72,623,000 | 5,095 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $768,000 | 4,531 |
| Total equity capital | $9,639,000 | 4,476 |
| Total bank equity capital | $9,639,000 | 4,476 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $871,000 | 4,156 |
| Surplus | $4,662,000 | 3,042 |
| Undivided profits | $4,106,000 | 5,181 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $425,000 | 4,683 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $359,000 | 6,309 |
| Earning assets | $77,844,000 | 5,116 |
| Long-term assets (5+ years) | $1,922,000 | 7,967 |
| Average Assets, year-to-date | $80,234,800 | 5,161 |
| Average Assets, quarterly | $82,827,000 | 5,152 |
| Volatile liabilities | $13,665,000 | 3,601 |
| Insider loans | $1,005,000 | 3,720 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $211,000 | 1,267 |
| Unused loan commitments | $13,183,000 | 2,668 |
| Tier 1 (core) risk-based capital | $9,488,000 | 4,403 |
| Tier 2 risk-based capital | $703,660 | 4,016 |
| Total risk weighted assets | $55,893,160 | 4,592 |
| Total unused commitments | $13,183,000 | 2,679 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 37 | 5,222 |
| Assets and Liabilities | ||
| Total Assets: | $75,527,000 | 5,593 |
| Cash and due from depository institutions | $2,518,000 | 5,222 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $18,248,000 | 6,282 |
| Federal funds sold & reverse repurchase agreements | $3,555,000 | 2,455 |
| Net loans & leases | $48,216,000 | 5,038 |
| Loan loss allowance | $947,000 | 3,787 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,780,000 | 4,045 |
| Other real estate owned | $0 | 5,222 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,210,000 | 5,868 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,527,000 | 5,593 |
| Total liabilities | $66,966,000 | 5,661 |
| Total deposits | $66,470,000 | 5,461 |
| Interest-bearing deposits | $56,799,000 | 5,489 |
| Deposits held in domestic offices | $66,470,000 | 5,454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,000 | 5,354 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $494,000 | 5,259 |
| Total equity capital | $8,561,000 | 4,662 |
| Total bank equity capital | $8,561,000 | 4,662 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $578,000 | 5,447 |
| Surplus | $4,645,000 | 2,952 |
| Undivided profits | $3,338,000 | 5,523 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $563,000 | 3,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $599,000 | 3,470 |
| Earning assets | $70,019,000 | 5,536 |
| Long-term assets (5+ years) | $2,858,000 | 7,491 |
| Average Assets, year-to-date | $72,450,000 | 5,647 |
| Average Assets, quarterly | $74,053,000 | 5,644 |
| Volatile liabilities | $9,625,000 | 4,466 |
| Insider loans | $769,000 | 4,401 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $312,000 | 956 |
| Unused loan commitments | $9,821,000 | 3,153 |
| Tier 1 (core) risk-based capital | $8,746,000 | 4,637 |
| Tier 2 risk-based capital | $590,810 | 4,601 |
| Total risk weighted assets | $46,908,710 | 5,203 |
| Total unused commitments | $9,821,000 | 3,164 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 34 | 5,844 |
| Assets and Liabilities | ||
| Total Assets: | $71,602,000 | 5,955 |
| Cash and due from depository institutions | $2,844,000 | 5,844 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $13,771,000 | 7,788 |
| Federal funds sold & reverse repurchase agreements | $8,315,000 | 1,669 |
| Net loans & leases | $43,754,000 | 5,343 |
| Loan loss allowance | $894,000 | 4,092 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,849,000 | 3,902 |
| Other real estate owned | $135,000 | 5,844 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $934,000 | 6,447 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,602,000 | 5,955 |
| Total liabilities | $63,467,000 | 6,063 |
| Total deposits | $61,964,000 | 5,956 |
| Interest-bearing deposits | $52,557,000 | 6,093 |
| Deposits held in domestic offices | $61,964,000 | 5,947 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,104,000 | 2,680 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $8,000 | 4,948 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $391,000 | 6,381 |
| Total equity capital | $8,135,000 | 4,943 |
| Total bank equity capital | $8,135,000 | 4,943 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $575,000 | 5,698 |
| Surplus | $4,629,000 | 2,899 |
| Undivided profits | $2,931,000 | 6,230 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $791,000 | 3,710 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $205,000 | 7,998 |
| Earning assets | $65,840,000 | 5,947 |
| Long-term assets (5+ years) | $2,380,000 | 8,375 |
| Average Assets, year-to-date | $68,025,000 | 6,061 |
| Average Assets, quarterly | $70,235,500 | 5,996 |
| Volatile liabilities | $8,575,000 | 4,605 |
| Insider loans | $865,000 | 4,129 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,361,000 | 3,830 |
| Tier 1 (core) risk-based capital | $8,135,000 | 4,854 |
| Tier 2 risk-based capital | $546,400 | 4,881 |
| Total risk weighted assets | $43,364,100 | 5,529 |
| Total unused commitments | $7,361,000 | 3,849 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 34 | 5,937 |
| Assets and Liabilities | ||
| Total Assets: | $65,317,000 | 6,491 |
| Cash and due from depository institutions | $2,626,000 | 5,937 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $13,430,000 | 7,841 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 4,908 |
| Net loans & leases | $43,522,000 | 5,379 |
| Loan loss allowance | $804,000 | 4,474 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,818,000 | 3,925 |
| Other real estate owned | $101,000 | 5,937 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $720,000 | 7,932 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,317,000 | 6,491 |
| Total liabilities | $57,803,000 | 6,631 |
| Total deposits | $57,329,000 | 6,497 |
| Interest-bearing deposits | $50,027,000 | 6,491 |
| Deposits held in domestic offices | $57,329,000 | 6,487 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $42,000 | 4,663 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $432,000 | 6,492 |
| Total equity capital | $7,514,000 | 5,065 |
| Total bank equity capital | $7,514,000 | 5,065 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $571,000 | 6,000 |
| Surplus | $4,616,000 | 2,785 |
| Undivided profits | $2,327,000 | 6,891 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $682,000 | 4,721 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $233,000 | 7,887 |
| Earning assets | $60,052,000 | 6,448 |
| Long-term assets (5+ years) | $3,011,000 | 7,984 |
| Average Assets, year-to-date | $63,471,800 | 6,489 |
| Average Assets, quarterly | $65,120,000 | 6,438 |
| Volatile liabilities | $6,370,000 | 5,659 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,688,000 | 4,255 |
| Tier 1 (core) risk-based capital | $7,514,000 | 5,001 |
| Tier 2 risk-based capital | $529,840 | 4,981 |
| Total risk weighted assets | $42,112,640 | 5,711 |
| Total unused commitments | $5,688,000 | 4,275 |
| Derivatives | $0 | 651 |