Home > Guaranty Savings Bank > Assets and Liabilities
Guaranty Savings Bank, Assets and Liabilities
| 2011-06-30 | Rank | |
| # of Employees: | 53 | 2,860 |
| Assets and Liabilities | ||
| Total Assets: | $255,333,000 | 2,503 |
| Cash and due from depository institutions | $7,347,000 | 2,860 |
| Interest-bearing balances | $5,609,000 | 3,826 |
| Securities | $46,783,000 | 2,688 |
| Federal funds sold & reverse repurchase agreements | $238,000 | 3,522 |
| Net loans & leases | $186,007,000 | 2,171 |
| Loan loss allowance | $1,828,000 | 3,382 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $6,733,000 | 1,736 |
| Other real estate owned | $2,586,000 | 2,860 |
| Goodwill and other intangibles | $865,000 | 1,642 |
| All other assets | $4,774,000 | 3,191 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $255,333,000 | 2,503 |
| Total liabilities | $227,565,000 | 2,507 |
| Total deposits | $192,605,000 | 2,762 |
| Interest-bearing deposits | $179,039,000 | 2,507 |
| Deposits held in domestic offices | $192,605,000 | 2,761 |
| % insured | 96.45% | 1,315 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $34,545,000 | 872 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $415,000 | 4,954 |
| Total equity capital | $27,768,000 | 2,373 |
| Total bank equity capital | $27,768,000 | 2,373 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $15,407,000 | 318 |
| Surplus | $1,117,000 | 5,850 |
| Undivided profits | $11,244,000 | 2,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $9,406,000 | 1,436 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,355,000 | 2,161 |
| Earning assets | $238,637,000 | 2,442 |
| Long-term assets (5+ years) | $0 | 6,767 |
| Average Assets, year-to-date | $259,588,330 | 2,461 |
| Average Assets, quarterly | $258,353,000 | 2,482 |
| Volatile liabilities | $47,327,000 | 1,130 |
| Insider loans | $0 | 6,748 |
| FHLB advances | $34,545,000 | 809 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $22,498,000 | 2,365 |
| Tier 1 (core) risk-based capital | $27,212,000 | 2,304 |
| Tier 2 risk-based capital | $1,828,000 | 2,667 |
| Total risk weighted assets | $164,820,000 | 2,556 |
| Total unused commitments | $22,498,000 | 2,370 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 55 | 2,782 |
| Assets and Liabilities | ||
| Total Assets: | $261,373,000 | 2,473 |
| Cash and due from depository institutions | $9,153,000 | 2,782 |
| Interest-bearing balances | $6,947,000 | 3,616 |
| Securities | $47,540,000 | 2,621 |
| Federal funds sold & reverse repurchase agreements | $524,000 | 3,556 |
| Net loans & leases | $189,264,000 | 2,156 |
| Loan loss allowance | $1,827,000 | 3,388 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $6,819,000 | 1,733 |
| Other real estate owned | $2,110,000 | 2,782 |
| Goodwill and other intangibles | $884,000 | 1,633 |
| All other assets | $5,079,000 | 3,137 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $261,373,000 | 2,473 |
| Total liabilities | $234,417,000 | 2,473 |
| Total deposits | $198,264,000 | 2,716 |
| Interest-bearing deposits | $182,432,000 | 2,504 |
| Deposits held in domestic offices | $198,264,000 | 2,714 |
| % insured | 95.64% | 1,720 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $35,628,000 | 864 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $525,000 | 4,419 |
| Total equity capital | $26,956,000 | 2,410 |
| Total bank equity capital | $26,956,000 | 2,410 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $15,407,000 | 316 |
| Surplus | $1,117,000 | 5,899 |
| Undivided profits | $10,432,000 | 2,799 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $6,230,000 | 1,920 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,372,000 | 2,139 |
| Earning assets | $244,275,000 | 2,416 |
| Long-term assets (5+ years) | $0 | 6,809 |
| Average Assets, year-to-date | $261,716,000 | 2,458 |
| Average Assets, quarterly | $261,716,000 | 2,458 |
| Volatile liabilities | $48,343,000 | 1,145 |
| Insider loans | $0 | 6,813 |
| FHLB advances | $35,628,000 | 799 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $21,450,000 | 2,481 |
| Tier 1 (core) risk-based capital | $26,795,000 | 2,324 |
| Tier 2 risk-based capital | $1,827,000 | 2,681 |
| Total risk weighted assets | $165,238,000 | 2,578 |
| Total unused commitments | $21,450,000 | 2,482 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 53 | 2,892 |
| Assets and Liabilities | ||
| Total Assets: | $262,059,000 | 2,459 |
| Cash and due from depository institutions | $9,537,000 | 2,892 |
| Interest-bearing balances | $7,599,000 | 3,236 |
| Securities | $48,284,000 | 2,483 |
| Federal funds sold & reverse repurchase agreements | $717,000 | 3,302 |
| Net loans & leases | $189,220,000 | 2,207 |
| Loan loss allowance | $1,840,000 | 3,359 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $6,819,000 | 1,759 |
| Other real estate owned | $1,359,000 | 2,892 |
| Goodwill and other intangibles | $910,000 | 1,628 |
| All other assets | $5,213,000 | 3,145 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $262,059,000 | 2,459 |
| Total liabilities | $235,059,000 | 2,464 |
| Total deposits | $199,377,000 | 2,679 |
| Interest-bearing deposits | $183,289,000 | 2,486 |
| Deposits held in domestic offices | $199,377,000 | 2,677 |
| % insured | 94.45% | 2,216 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $34,712,000 | 962 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $970,000 | 3,250 |
| Total equity capital | $27,000,000 | 2,372 |
| Total bank equity capital | $27,000,000 | 2,371 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $15,407,000 | 314 |
| Surplus | $1,117,000 | 5,959 |
| Undivided profits | $10,476,000 | 2,768 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $6,166,000 | 1,942 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,498,000 | 2,007 |
| Earning assets | $245,820,000 | 2,394 |
| Long-term assets (5+ years) | $0 | 6,888 |
| Average Assets, year-to-date | $268,925,600 | 2,371 |
| Average Assets, quarterly | $263,295,000 | 2,445 |
| Volatile liabilities | $77,401,000 | 1,735 |
| Insider loans | $0 | 6,907 |
| FHLB advances | $34,712,000 | 895 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $19,167,000 | 2,635 |
| Tier 1 (core) risk-based capital | $27,018,000 | 2,299 |
| Tier 2 risk-based capital | $1,840,000 | 2,691 |
| Total risk weighted assets | $165,313,000 | 2,617 |
| Total unused commitments | $19,167,000 | 2,635 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 51 | 2,998 |
| Assets and Liabilities | ||
| Total Assets: | $264,531,000 | 2,469 |
| Cash and due from depository institutions | $10,408,000 | 2,998 |
| Interest-bearing balances | $4,000,000 | 4,170 |
| Securities | $52,431,000 | 2,284 |
| Federal funds sold & reverse repurchase agreements | $861,000 | 3,377 |
| Net loans & leases | $186,457,000 | 2,274 |
| Loan loss allowance | $1,760,000 | 3,486 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,615,000 | 1,850 |
| Other real estate owned | $1,408,000 | 2,998 |
| Goodwill and other intangibles | $858,000 | 1,666 |
| All other assets | $5,493,000 | 3,071 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $264,531,000 | 2,469 |
| Total liabilities | $237,181,000 | 2,477 |
| Total deposits | $201,504,000 | 2,664 |
| Interest-bearing deposits | $181,555,000 | 2,536 |
| Deposits held in domestic offices | $201,504,000 | 2,661 |
| % insured | 95.34% | 1,415 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $34,796,000 | 1,027 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $881,000 | 3,790 |
| Total equity capital | $27,350,000 | 2,423 |
| Total bank equity capital | $27,350,000 | 2,421 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $15,407,000 | 317 |
| Surplus | $1,117,000 | 6,028 |
| Undivided profits | $10,826,000 | 2,849 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $11,171,000 | 1,322 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,474,000 | 2,221 |
| Earning assets | $243,749,000 | 2,460 |
| Long-term assets (5+ years) | $0 | 6,979 |
| Average Assets, year-to-date | $270,642,250 | 2,384 |
| Average Assets, quarterly | $268,064,500 | 2,422 |
| Volatile liabilities | $75,135,000 | 1,827 |
| Insider loans | $0 | 6,998 |
| FHLB advances | $34,796,000 | 952 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $23,253,000 | 2,333 |
| Tier 1 (core) risk-based capital | $26,325,000 | 2,378 |
| Tier 2 risk-based capital | $1,788,000 | 2,815 |
| Total risk weighted assets | $162,519,000 | 2,713 |
| Total unused commitments | $23,253,000 | 2,338 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 55 | 2,834 |
| Assets and Liabilities | ||
| Total Assets: | $271,598,000 | 2,409 |
| Cash and due from depository institutions | $12,071,000 | 2,834 |
| Interest-bearing balances | $7,991,000 | 3,040 |
| Securities | $56,010,000 | 2,165 |
| Federal funds sold & reverse repurchase agreements | $2,462,000 | 2,411 |
| Net loans & leases | $186,836,000 | 2,308 |
| Loan loss allowance | $1,740,000 | 3,519 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,318,000 | 1,963 |
| Other real estate owned | $1,542,000 | 2,834 |
| Goodwill and other intangibles | $828,000 | 1,692 |
| All other assets | $5,531,000 | 3,072 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $271,598,000 | 2,409 |
| Total liabilities | $244,162,000 | 2,421 |
| Total deposits | $205,137,000 | 2,643 |
| Interest-bearing deposits | $188,461,000 | 2,471 |
| Deposits held in domestic offices | $205,137,000 | 2,641 |
| % insured | 94.41% | 1,869 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $38,130,000 | 991 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $895,000 | 3,649 |
| Total equity capital | $27,436,000 | 2,404 |
| Total bank equity capital | $27,436,000 | 2,401 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $15,407,000 | 317 |
| Surplus | $1,117,000 | 6,066 |
| Undivided profits | $10,912,000 | 2,784 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $9,701,000 | 1,496 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,547,000 | 2,027 |
| Earning assets | $253,299,000 | 2,377 |
| Long-term assets (5+ years) | $0 | 7,034 |
| Average Assets, year-to-date | $272,679,330 | 2,391 |
| Average Assets, quarterly | $273,381,000 | 2,388 |
| Volatile liabilities | $72,110,000 | 1,932 |
| Insider loans | $0 | 7,068 |
| FHLB advances | $38,130,000 | 928 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $19,412,000 | 2,690 |
| Tier 1 (core) risk-based capital | $26,681,000 | 2,326 |
| Tier 2 risk-based capital | $1,759,000 | 2,861 |
| Total risk weighted assets | $162,953,000 | 2,729 |
| Total unused commitments | $19,412,000 | 2,692 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 57 | 2,781 |
| Assets and Liabilities | ||
| Total Assets: | $275,164,000 | 2,434 |
| Cash and due from depository institutions | $10,644,000 | 2,781 |
| Interest-bearing balances | $5,479,000 | 3,577 |
| Securities | $56,099,000 | 2,180 |
| Federal funds sold & reverse repurchase agreements | $5,089,000 | 1,735 |
| Net loans & leases | $188,565,000 | 2,347 |
| Loan loss allowance | $1,674,000 | 3,641 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $6,078,000 | 2,055 |
| Other real estate owned | $2,272,000 | 2,781 |
| Goodwill and other intangibles | $846,000 | 1,698 |
| All other assets | $5,571,000 | 3,161 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $275,164,000 | 2,434 |
| Total liabilities | $248,226,000 | 2,426 |
| Total deposits | $208,104,000 | 2,646 |
| Interest-bearing deposits | $194,537,000 | 2,454 |
| Deposits held in domestic offices | $208,104,000 | 2,644 |
| % insured | 94.82% | 1,777 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $39,463,000 | 1,039 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $659,000 | 4,276 |
| Total equity capital | $26,938,000 | 2,457 |
| Total bank equity capital | $26,938,000 | 2,454 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $15,407,000 | 315 |
| Surplus | $1,129,000 | 6,148 |
| Undivided profits | $10,402,000 | 2,864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $6,973,000 | 1,911 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,501,000 | 2,157 |
| Earning assets | $255,232,000 | 2,403 |
| Long-term assets (5+ years) | $0 | 7,124 |
| Average Assets, year-to-date | $273,220,000 | 2,446 |
| Average Assets, quarterly | $273,220,000 | 2,446 |
| Volatile liabilities | $74,855,000 | 1,950 |
| Insider loans | $0 | 7,167 |
| FHLB advances | $39,463,000 | 974 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $23,377,000 | 2,468 |
| Tier 1 (core) risk-based capital | $26,506,000 | 2,361 |
| Tier 2 risk-based capital | $1,677,000 | 3,022 |
| Total risk weighted assets | $167,378,000 | 2,740 |
| Total unused commitments | $24,382,000 | 2,408 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 57 | 2,808 |
| Assets and Liabilities | ||
| Total Assets: | $271,276,000 | 2,486 |
| Cash and due from depository institutions | $16,449,000 | 2,808 |
| Interest-bearing balances | $9,293,000 | 2,394 |
| Securities | $50,425,000 | 2,349 |
| Federal funds sold & reverse repurchase agreements | $3,266,000 | 2,227 |
| Net loans & leases | $185,502,000 | 2,425 |
| Loan loss allowance | $1,613,000 | 3,689 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $5,934,000 | 2,150 |
| Other real estate owned | $2,489,000 | 2,808 |
| Goodwill and other intangibles | $805,000 | 1,726 |
| All other assets | $6,406,000 | 2,923 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $271,276,000 | 2,486 |
| Total liabilities | $244,531,000 | 2,472 |
| Total deposits | $202,387,000 | 2,716 |
| Interest-bearing deposits | $186,973,000 | 2,530 |
| Deposits held in domestic offices | $202,387,000 | 2,714 |
| % insured | 94.92% | 1,738 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $40,512,000 | 1,076 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,632,000 | 2,500 |
| Total equity capital | $26,745,000 | 2,446 |
| Total bank equity capital | $26,745,000 | 2,443 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $15,407,000 | 307 |
| Surplus | $1,126,000 | 6,204 |
| Undivided profits | $10,212,000 | 2,864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $4,164,000 | 2,600 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,518,000 | 2,239 |
| Earning assets | $248,486,000 | 2,479 |
| Long-term assets (5+ years) | $0 | 7,189 |
| Average Assets, year-to-date | $255,497,800 | 2,560 |
| Average Assets, quarterly | $270,752,500 | 2,469 |
| Volatile liabilities | $70,057,000 | 2,066 |
| Insider loans | $46,000 | 6,934 |
| FHLB advances | $40,512,000 | 1,004 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $19,509,000 | 2,791 |
| Tier 1 (core) risk-based capital | $26,510,000 | 2,346 |
| Tier 2 risk-based capital | $1,613,000 | 3,131 |
| Total risk weighted assets | $164,373,000 | 2,834 |
| Total unused commitments | $19,843,000 | 2,759 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 52 | 3,085 |
| Assets and Liabilities | ||
| Total Assets: | $270,229,000 | 2,489 |
| Cash and due from depository institutions | $18,908,000 | 3,085 |
| Interest-bearing balances | $14,966,000 | 1,539 |
| Securities | $50,155,000 | 2,373 |
| Federal funds sold & reverse repurchase agreements | $4,661,000 | 1,846 |
| Net loans & leases | $182,757,000 | 2,492 |
| Loan loss allowance | $1,517,000 | 3,738 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $5,825,000 | 2,220 |
| Other real estate owned | $1,841,000 | 3,085 |
| Goodwill and other intangibles | $758,000 | 1,811 |
| All other assets | $5,324,000 | 2,986 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $270,229,000 | 2,489 |
| Total liabilities | $243,294,000 | 2,480 |
| Total deposits | $200,396,000 | 2,711 |
| Interest-bearing deposits | $188,837,000 | 2,510 |
| Deposits held in domestic offices | $200,396,000 | 2,708 |
| % insured | 93.96% | 2,302 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $40,626,000 | 1,143 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,272,000 | 2,117 |
| Total equity capital | $26,935,000 | 2,514 |
| Total bank equity capital | $26,935,000 | 2,512 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $15,407,000 | 302 |
| Surplus | $1,126,000 | 6,254 |
| Undivided profits | $10,402,000 | 2,941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $3,757,000 | 2,764 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,516,000 | 2,405 |
| Earning assets | $252,539,000 | 2,454 |
| Long-term assets (5+ years) | $0 | 7,262 |
| Average Assets, year-to-date | $251,553,250 | 2,609 |
| Average Assets, quarterly | $267,180,000 | 2,492 |
| Volatile liabilities | $68,892,000 | 2,123 |
| Insider loans | $47,000 | 6,977 |
| FHLB advances | $40,626,000 | 1,063 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $20,521,000 | 2,807 |
| Tier 1 (core) risk-based capital | $26,621,000 | 2,393 |
| Tier 2 risk-based capital | $1,517,000 | 3,252 |
| Total risk weighted assets | $161,875,000 | 2,907 |
| Total unused commitments | $20,521,000 | 2,809 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 47 | 3,394 |
| Assets and Liabilities | ||
| Total Assets: | $264,131,000 | 2,532 |
| Cash and due from depository institutions | $17,229,000 | 3,394 |
| Interest-bearing balances | $14,104,000 | 1,443 |
| Securities | $52,734,000 | 2,229 |
| Federal funds sold & reverse repurchase agreements | $1,524,000 | 3,601 |
| Net loans & leases | $179,006,000 | 2,565 |
| Loan loss allowance | $1,704,000 | 3,421 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,688,000 | 2,288 |
| Other real estate owned | $1,847,000 | 3,394 |
| Goodwill and other intangibles | $671,000 | 1,892 |
| All other assets | $5,432,000 | 2,968 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $264,131,000 | 2,532 |
| Total liabilities | $237,791,000 | 2,533 |
| Total deposits | $191,245,000 | 2,829 |
| Interest-bearing deposits | $179,915,000 | 2,612 |
| Deposits held in domestic offices | $191,245,000 | 2,827 |
| % insured | 92.59% | 496 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $44,490,000 | 1,101 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,056,000 | 2,332 |
| Total equity capital | $26,340,000 | 2,545 |
| Total bank equity capital | $26,340,000 | 2,543 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $15,407,000 | 302 |
| Surplus | $1,126,000 | 6,316 |
| Undivided profits | $9,807,000 | 3,002 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $3,092,000 | 2,950 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,593,000 | 2,198 |
| Earning assets | $247,368,000 | 2,479 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $245,328,000 | 2,693 |
| Average Assets, quarterly | $257,351,500 | 2,579 |
| Volatile liabilities | $69,089,000 | 2,125 |
| Insider loans | $47,000 | 7,034 |
| FHLB advances | $44,490,000 | 1,015 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $20,541,000 | 2,894 |
| Tier 1 (core) risk-based capital | $26,408,000 | 2,433 |
| Tier 2 risk-based capital | $1,704,000 | 2,984 |
| Total risk weighted assets | $160,037,000 | 2,946 |
| Total unused commitments | $20,541,000 | 2,896 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 46 | 3,481 |
| Assets and Liabilities | ||
| Total Assets: | $250,572,000 | 2,661 |
| Cash and due from depository institutions | $9,229,000 | 3,481 |
| Interest-bearing balances | $6,315,000 | 2,213 |
| Securities | $50,171,000 | 2,326 |
| Federal funds sold & reverse repurchase agreements | $8,509,000 | 1,435 |
| Net loans & leases | $170,553,000 | 2,687 |
| Loan loss allowance | $2,350,000 | 2,631 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,705,000 | 2,300 |
| Other real estate owned | $460,000 | 3,481 |
| Goodwill and other intangibles | $500,000 | 2,058 |
| All other assets | $5,445,000 | 2,946 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $250,572,000 | 2,661 |
| Total liabilities | $224,403,000 | 2,681 |
| Total deposits | $172,417,000 | 3,121 |
| Interest-bearing deposits | $160,908,000 | 2,884 |
| Deposits held in domestic offices | $172,417,000 | 3,119 |
| % insured | 90.16% | 946 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $49,853,000 | 1,071 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,133,000 | 2,208 |
| Total equity capital | $26,169,000 | 2,574 |
| Total bank equity capital | $26,169,000 | 2,573 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $15,407,000 | 297 |
| Surplus | $1,124,000 | 6,360 |
| Undivided profits | $9,638,000 | 3,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $2,359,000 | 3,257 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,555,000 | 2,301 |
| Earning assets | $235,548,000 | 2,605 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $235,926,500 | 2,814 |
| Average Assets, quarterly | $235,926,500 | 2,814 |
| Volatile liabilities | $72,267,000 | 2,068 |
| Insider loans | $48,000 | 7,063 |
| FHLB advances | $49,853,000 | 988 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $20,216,000 | 3,043 |
| Tier 1 (core) risk-based capital | $26,078,000 | 2,471 |
| Tier 2 risk-based capital | $1,908,000 | 2,723 |
| Total risk weighted assets | $152,697,000 | 3,071 |
| Total unused commitments | $20,216,000 | 3,044 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 42 | 3,746 |
| Assets and Liabilities | ||
| Total Assets: | $221,281,000 | 2,976 |
| Cash and due from depository institutions | $2,881,000 | 3,746 |
| Interest-bearing balances | $569,000 | 4,262 |
| Securities | $47,570,000 | 2,409 |
| Federal funds sold & reverse repurchase agreements | $172,000 | 4,941 |
| Net loans & leases | $158,618,000 | 2,850 |
| Loan loss allowance | $2,367,000 | 2,565 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,697,000 | 2,304 |
| Other real estate owned | $460,000 | 3,746 |
| Goodwill and other intangibles | $320,000 | 2,274 |
| All other assets | $5,563,000 | 2,909 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $221,281,000 | 2,976 |
| Total liabilities | $195,890,000 | 2,998 |
| Total deposits | $141,953,000 | 3,575 |
| Interest-bearing deposits | $134,362,000 | 3,295 |
| Deposits held in domestic offices | $141,953,000 | 3,573 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $52,002,000 | 1,121 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,935,000 | 2,364 |
| Total equity capital | $25,391,000 | 2,613 |
| Total bank equity capital | $25,391,000 | 2,613 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $15,407,000 | 296 |
| Surplus | $1,119,000 | 6,380 |
| Undivided profits | $8,865,000 | 3,236 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,949,000 | 3,341 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,611,000 | 2,358 |
| Earning assets | $206,929,000 | 2,919 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $204,933,400 | 3,071 |
| Average Assets, quarterly | $218,779,500 | 2,975 |
| Volatile liabilities | $73,731,000 | 1,999 |
| Insider loans | $405,000 | 5,794 |
| FHLB advances | $52,002,000 | 1,030 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $20,592,000 | 3,015 |
| Tier 1 (core) risk-based capital | $25,611,000 | 2,480 |
| Tier 2 risk-based capital | $1,772,000 | 2,855 |
| Total risk weighted assets | $141,772,000 | 3,245 |
| Total unused commitments | $20,592,000 | 3,015 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 41 | 3,844 |
| Assets and Liabilities | ||
| Total Assets: | $216,278,000 | 3,009 |
| Cash and due from depository institutions | $5,943,000 | 3,844 |
| Interest-bearing balances | $2,950,000 | 1,936 |
| Securities | $48,570,000 | 2,316 |
| Federal funds sold & reverse repurchase agreements | $405,000 | 5,190 |
| Net loans & leases | $149,419,000 | 3,009 |
| Loan loss allowance | $2,453,000 | 2,315 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,656,000 | 2,308 |
| Other real estate owned | $844,000 | 3,844 |
| Goodwill and other intangibles | $315,000 | 2,339 |
| All other assets | $5,126,000 | 3,106 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $216,278,000 | 3,009 |
| Total liabilities | $189,671,000 | 3,073 |
| Total deposits | $138,341,000 | 3,580 |
| Interest-bearing deposits | $130,029,000 | 3,338 |
| Deposits held in domestic offices | $138,341,000 | 3,577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $49,920,000 | 1,192 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,410,000 | 3,041 |
| Total equity capital | $26,607,000 | 2,537 |
| Total bank equity capital | $26,607,000 | 2,537 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $15,407,000 | 292 |
| Surplus | $1,119,000 | 6,418 |
| Undivided profits | $10,081,000 | 3,029 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,083,000 | 2,903 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,548,000 | 2,572 |
| Earning assets | $201,344,000 | 2,964 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $200,846,500 | 3,128 |
| Average Assets, quarterly | $210,353,000 | 3,063 |
| Volatile liabilities | $72,801,000 | 1,947 |
| Insider loans | $390,000 | 5,836 |
| FHLB advances | $49,920,000 | 1,117 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $20,537,000 | 3,175 |
| Tier 1 (core) risk-based capital | $27,329,000 | 2,393 |
| Tier 2 risk-based capital | $1,689,000 | 2,883 |
| Total risk weighted assets | $135,118,000 | 3,350 |
| Total unused commitments | $20,537,000 | 3,178 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 45 | 3,630 |
| Assets and Liabilities | ||
| Total Assets: | $204,428,000 | 3,151 |
| Cash and due from depository institutions | $5,871,000 | 3,630 |
| Interest-bearing balances | $3,137,000 | 1,715 |
| Securities | $47,731,000 | 2,411 |
| Federal funds sold & reverse repurchase agreements | $1,299,000 | 4,422 |
| Net loans & leases | $138,640,000 | 3,159 |
| Loan loss allowance | $2,651,000 | 2,099 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,635,000 | 2,305 |
| Other real estate owned | $650,000 | 3,630 |
| Goodwill and other intangibles | $292,000 | 2,406 |
| All other assets | $4,310,000 | 3,410 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $204,428,000 | 3,151 |
| Total liabilities | $177,856,000 | 3,219 |
| Total deposits | $134,342,000 | 3,663 |
| Interest-bearing deposits | $126,793,000 | 3,388 |
| Deposits held in domestic offices | $134,342,000 | 3,660 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $42,438,000 | 1,310 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,076,000 | 3,661 |
| Total equity capital | $26,572,000 | 2,548 |
| Total bank equity capital | $26,572,000 | 2,548 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $15,407,000 | 287 |
| Surplus | $1,119,000 | 6,457 |
| Undivided profits | $10,046,000 | 3,072 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,315,000 | 2,473 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,534,000 | 2,531 |
| Earning assets | $190,807,000 | 3,097 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $195,702,670 | 3,217 |
| Average Assets, quarterly | $201,467,500 | 3,174 |
| Volatile liabilities | $61,623,000 | 2,251 |
| Insider loans | $361,000 | 5,924 |
| FHLB advances | $42,438,000 | 1,237 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $20,781,000 | 3,233 |
| Tier 1 (core) risk-based capital | $27,023,000 | 2,405 |
| Tier 2 risk-based capital | $1,600,000 | 2,983 |
| Total risk weighted assets | $128,027,000 | 3,501 |
| Total unused commitments | $25,716,000 | 2,813 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 46 | 3,579 |
| Assets and Liabilities | ||
| Total Assets: | $198,507,000 | 3,215 |
| Cash and due from depository institutions | $9,744,000 | 3,579 |
| Interest-bearing balances | $6,993,000 | 1,076 |
| Securities | $47,888,000 | 2,393 |
| Federal funds sold & reverse repurchase agreements | $1,163,000 | 5,604 |
| Net loans & leases | $130,138,000 | 3,271 |
| Loan loss allowance | $2,755,000 | 1,962 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,803,000 | 2,214 |
| Other real estate owned | $85,000 | 3,579 |
| Goodwill and other intangibles | $227,000 | 2,537 |
| All other assets | $3,459,000 | 3,863 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $198,507,000 | 3,215 |
| Total liabilities | $171,407,000 | 3,302 |
| Total deposits | $133,396,000 | 3,705 |
| Interest-bearing deposits | $125,234,000 | 3,456 |
| Deposits held in domestic offices | $133,396,000 | 3,702 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $37,537,000 | 1,321 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $474,000 | 5,806 |
| Total equity capital | $27,100,000 | 2,566 |
| Total bank equity capital | $27,100,000 | 2,566 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $15,407,000 | 286 |
| Surplus | $1,205,000 | 6,389 |
| Undivided profits | $10,488,000 | 3,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,161,000 | 1,853 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,392,000 | 2,802 |
| Earning assets | $186,182,000 | 3,155 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $191,340,000 | 3,277 |
| Average Assets, quarterly | $191,340,000 | 3,277 |
| Volatile liabilities | $55,544,000 | 2,412 |
| Insider loans | $362,000 | 5,900 |
| FHLB advances | $37,537,000 | 1,243 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $21,422,000 | 3,237 |
| Tier 1 (core) risk-based capital | $27,253,000 | 2,403 |
| Tier 2 risk-based capital | $1,400,000 | 3,264 |
| Total risk weighted assets | $115,632,000 | 3,729 |
| Total unused commitments | $21,422,000 | 3,239 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 46 | 3,581 |
| Assets and Liabilities | ||
| Total Assets: | $184,173,000 | 3,363 |
| Cash and due from depository institutions | $8,409,000 | 3,581 |
| Interest-bearing balances | $5,927,000 | 938 |
| Securities | $47,669,000 | 2,390 |
| Federal funds sold & reverse repurchase agreements | $299,000 | 5,676 |
| Net loans & leases | $118,485,000 | 3,492 |
| Loan loss allowance | $2,750,000 | 1,950 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,784,000 | 2,211 |
| Other real estate owned | $0 | 3,581 |
| Goodwill and other intangibles | $160,000 | 2,684 |
| All other assets | $3,367,000 | 3,968 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $184,173,000 | 3,363 |
| Total liabilities | $157,088,000 | 3,471 |
| Total deposits | $129,846,000 | 3,731 |
| Interest-bearing deposits | $124,160,000 | 3,423 |
| Deposits held in domestic offices | $129,846,000 | 3,729 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $26,986,000 | 1,563 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $256,000 | 6,958 |
| Total equity capital | $27,085,000 | 2,539 |
| Total bank equity capital | $27,085,000 | 2,539 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $15,407,000 | 283 |
| Surplus | $1,205,000 | 6,402 |
| Undivided profits | $10,473,000 | 3,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,438,000 | 2,726 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,819,000 | 2,354 |
| Earning assets | $172,380,000 | 3,307 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $172,637,400 | 3,429 |
| Average Assets, quarterly | $180,061,500 | 3,400 |
| Volatile liabilities | $42,102,000 | 2,978 |
| Insider loans | $560,000 | 5,336 |
| FHLB advances | $26,986,000 | 1,477 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $22,621,000 | 3,136 |
| Tier 1 (core) risk-based capital | $27,197,000 | 2,396 |
| Tier 2 risk-based capital | $1,260,000 | 3,469 |
| Total risk weighted assets | $103,236,000 | 3,992 |
| Total unused commitments | $22,621,000 | 3,137 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 45 | 3,635 |
| Assets and Liabilities | ||
| Total Assets: | $175,950,000 | 3,454 |
| Cash and due from depository institutions | $6,714,000 | 3,635 |
| Interest-bearing balances | $4,404,000 | 1,100 |
| Securities | $50,049,000 | 2,294 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 5,804 |
| Net loans & leases | $109,983,000 | 3,644 |
| Loan loss allowance | $2,629,000 | 1,971 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,655,000 | 2,205 |
| Other real estate owned | $0 | 3,635 |
| Goodwill and other intangibles | $100,000 | 2,847 |
| All other assets | $3,199,000 | 4,127 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $175,950,000 | 3,454 |
| Total liabilities | $149,612,000 | 3,573 |
| Total deposits | $131,413,000 | 3,679 |
| Interest-bearing deposits | $125,893,000 | 3,367 |
| Deposits held in domestic offices | $131,413,000 | 3,677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $17,414,000 | 1,922 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $785,000 | 4,624 |
| Total equity capital | $26,338,000 | 2,573 |
| Total bank equity capital | $26,338,000 | 2,573 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $15,407,000 | 271 |
| Surplus | $1,257,000 | 6,365 |
| Undivided profits | $9,674,000 | 3,250 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,310,000 | 2,683 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,820,000 | 2,533 |
| Earning assets | $164,686,000 | 3,405 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $169,753,500 | 3,472 |
| Average Assets, quarterly | $172,345,500 | 3,472 |
| Volatile liabilities | $32,117,000 | 3,579 |
| Insider loans | $565,000 | 5,277 |
| FHLB advances | $17,414,000 | 1,824 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $19,225,000 | 3,490 |
| Tier 1 (core) risk-based capital | $26,579,000 | 2,438 |
| Tier 2 risk-based capital | $1,243,000 | 3,485 |
| Total risk weighted assets | $99,462,000 | 4,071 |
| Total unused commitments | $19,225,000 | 3,490 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 44 | 3,734 |
| Assets and Liabilities | ||
| Total Assets: | $168,741,000 | 3,564 |
| Cash and due from depository institutions | $3,736,000 | 3,734 |
| Interest-bearing balances | $2,031,000 | 1,804 |
| Securities | $50,774,000 | 2,269 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 5,987 |
| Net loans & leases | $105,474,000 | 3,747 |
| Loan loss allowance | $2,669,000 | 1,970 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,104,000 | 2,438 |
| Other real estate owned | $0 | 3,734 |
| Goodwill and other intangibles | $35,000 | 3,124 |
| All other assets | $3,418,000 | 3,934 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $168,741,000 | 3,564 |
| Total liabilities | $142,576,000 | 3,702 |
| Total deposits | $125,200,000 | 3,813 |
| Interest-bearing deposits | $120,597,000 | 3,477 |
| Deposits held in domestic offices | $125,200,000 | 3,811 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $16,817,000 | 1,865 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $559,000 | 5,294 |
| Total equity capital | $26,165,000 | 2,570 |
| Total bank equity capital | $26,165,000 | 2,570 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $15,407,000 | 271 |
| Surplus | $1,257,000 | 6,389 |
| Undivided profits | $9,501,000 | 3,224 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $502,000 | 4,144 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,873,000 | 2,260 |
| Earning assets | $158,479,000 | 3,484 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $167,688,000 | 3,534 |
| Average Assets, quarterly | $168,127,500 | 3,551 |
| Volatile liabilities | $29,924,000 | 3,710 |
| Insider loans | $615,000 | 5,146 |
| FHLB advances | $16,817,000 | 1,764 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $12,311,000 | 4,395 |
| Tier 1 (core) risk-based capital | $26,797,000 | 2,430 |
| Tier 2 risk-based capital | $1,154,000 | 3,645 |
| Total risk weighted assets | $93,322,000 | 4,227 |
| Total unused commitments | $12,311,000 | 4,396 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 42 | 3,850 |
| Assets and Liabilities | ||
| Total Assets: | $167,514,000 | 3,578 |
| Cash and due from depository institutions | $8,520,000 | 3,850 |
| Interest-bearing balances | $6,819,000 | 914 |
| Securities | $49,936,000 | 2,317 |
| Federal funds sold & reverse repurchase agreements | $3,775,000 | 3,935 |
| Net loans & leases | $97,497,000 | 3,909 |
| Loan loss allowance | $2,718,000 | 1,937 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,127,000 | 2,861 |
| Other real estate owned | $0 | 3,850 |
| Goodwill and other intangibles | $20,000 | 3,201 |
| All other assets | $3,639,000 | 3,681 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $167,514,000 | 3,578 |
| Total liabilities | $141,039,000 | 3,750 |
| Total deposits | $124,732,000 | 3,833 |
| Interest-bearing deposits | $121,101,000 | 3,464 |
| Deposits held in domestic offices | $124,732,000 | 3,831 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $15,689,000 | 1,890 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $618,000 | 5,037 |
| Total equity capital | $26,475,000 | 2,556 |
| Total bank equity capital | $26,475,000 | 2,556 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $15,407,000 | 261 |
| Surplus | $1,257,000 | 6,396 |
| Undivided profits | $9,811,000 | 3,211 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $282,000 | 4,943 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,765,000 | 2,313 |
| Earning assets | $158,027,000 | 3,502 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $167,161,500 | 3,561 |
| Average Assets, quarterly | $167,161,500 | 3,561 |
| Volatile liabilities | $28,405,000 | 3,765 |
| Insider loans | $619,000 | 5,159 |
| FHLB advances | $15,689,000 | 1,809 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $7,630,000 | 5,346 |
| Tier 1 (core) risk-based capital | $26,716,000 | 2,409 |
| Tier 2 risk-based capital | $1,144,000 | 3,657 |
| Total risk weighted assets | $92,868,000 | 4,201 |
| Total unused commitments | $10,096,000 | 4,790 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 43 | 3,782 |
| Assets and Liabilities | ||
| Total Assets: | $166,809,000 | 3,566 |
| Cash and due from depository institutions | $8,362,000 | 3,782 |
| Interest-bearing balances | $6,499,000 | 875 |
| Securities | $54,983,000 | 2,131 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 4,385 |
| Net loans & leases | $93,994,000 | 3,987 |
| Loan loss allowance | $2,484,000 | 2,069 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,516,000 | 3,198 |
| Other real estate owned | $0 | 3,782 |
| Goodwill and other intangibles | $17,000 | 3,212 |
| All other assets | $3,837,000 | 3,603 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $166,809,000 | 3,566 |
| Total liabilities | $140,546,000 | 3,744 |
| Total deposits | $122,996,000 | 3,841 |
| Interest-bearing deposits | $119,600,000 | 3,453 |
| Deposits held in domestic offices | $122,996,000 | 3,839 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $17,042,000 | 1,887 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $508,000 | 5,478 |
| Total equity capital | $26,263,000 | 2,512 |
| Total bank equity capital | $26,263,000 | 2,512 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $15,407,000 | 253 |
| Surplus | $1,257,000 | 6,392 |
| Undivided profits | $9,599,000 | 3,226 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $179,000 | 5,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,996,000 | 2,101 |
| Earning assets | $157,576,000 | 3,464 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $172,061,600 | 3,353 |
| Average Assets, quarterly | $168,986,000 | 3,487 |
| Volatile liabilities | $44,327,000 | 2,894 |
| Insider loans | $620,000 | 5,126 |
| FHLB advances | $17,042,000 | 1,794 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $6,693,000 | 5,515 |
| Tier 1 (core) risk-based capital | $26,580,000 | 2,376 |
| Tier 2 risk-based capital | $1,096,000 | 3,752 |
| Total risk weighted assets | $87,645,000 | 4,336 |
| Total unused commitments | $6,693,000 | 5,515 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 40 | 4,043 |
| Assets and Liabilities | ||
| Total Assets: | $171,163,000 | 3,449 |
| Cash and due from depository institutions | $9,190,000 | 4,043 |
| Interest-bearing balances | $7,188,000 | 718 |
| Securities | $62,103,000 | 1,930 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 3,628 |
| Net loans & leases | $89,978,000 | 4,106 |
| Loan loss allowance | $1,941,000 | 2,538 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,426,000 | 3,225 |
| Other real estate owned | $0 | 4,043 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $4,066,000 | 3,476 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $171,163,000 | 3,449 |
| Total liabilities | $145,313,000 | 3,611 |
| Total deposits | $126,154,000 | 3,730 |
| Interest-bearing deposits | $123,557,000 | 3,323 |
| Deposits held in domestic offices | $126,154,000 | 3,726 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $18,416,000 | 1,873 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $743,000 | 4,584 |
| Total equity capital | $25,850,000 | 2,531 |
| Total bank equity capital | $25,850,000 | 2,531 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $15,407,000 | 242 |
| Surplus | $1,230,000 | 6,436 |
| Undivided profits | $9,213,000 | 3,301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $265,000 | 4,971 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,825,000 | 2,312 |
| Earning assets | $161,669,000 | 3,370 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $173,374,750 | 3,342 |
| Average Assets, quarterly | $171,147,000 | 3,424 |
| Volatile liabilities | $45,846,000 | 2,807 |
| Insider loans | $211,000 | 6,552 |
| FHLB advances | $18,376,000 | 1,769 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $7,746,000 | 5,271 |
| Tier 1 (core) risk-based capital | $26,218,000 | 2,390 |
| Tier 2 risk-based capital | $1,044,000 | 3,870 |
| Total risk weighted assets | $83,529,000 | 4,448 |
| Total unused commitments | $7,746,000 | 5,271 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 41 | 3,965 |
| Assets and Liabilities | ||
| Total Assets: | $171,131,000 | 3,424 |
| Cash and due from depository institutions | $14,289,000 | 3,965 |
| Interest-bearing balances | $12,166,000 | 455 |
| Securities | $64,448,000 | 1,869 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 4,290 |
| Net loans & leases | $84,280,000 | 4,245 |
| Loan loss allowance | $4,092,000 | 1,259 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,233,000 | 4,195 |
| Other real estate owned | $0 | 3,965 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,681,000 | 3,132 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $171,131,000 | 3,424 |
| Total liabilities | $147,202,000 | 3,532 |
| Total deposits | $122,959,000 | 3,766 |
| Interest-bearing deposits | $120,804,000 | 3,350 |
| Deposits held in domestic offices | $122,959,000 | 3,763 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $23,756,000 | 1,611 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $487,000 | 5,329 |
| Total equity capital | $23,929,000 | 2,617 |
| Total bank equity capital | $23,929,000 | 2,617 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $15,407,000 | 232 |
| Surplus | $1,137,000 | 6,528 |
| Undivided profits | $7,385,000 | 3,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $134,000 | 5,760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,729,000 | 2,173 |
| Earning assets | $162,094,000 | 3,331 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $174,112,000 | 3,320 |
| Average Assets, quarterly | $173,096,000 | 3,372 |
| Volatile liabilities | $44,945,000 | 2,804 |
| Insider loans | $216,000 | 6,540 |
| FHLB advances | $23,616,000 | 1,521 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $12,818,000 | 4,272 |
| Tier 1 (core) risk-based capital | $24,577,000 | 2,495 |
| Tier 2 risk-based capital | $1,015,000 | 3,920 |
| Total risk weighted assets | $81,877,000 | 4,470 |
| Total unused commitments | $12,818,000 | 4,272 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 39 | 4,111 |
| Assets and Liabilities | ||
| Total Assets: | $175,061,000 | 3,335 |
| Cash and due from depository institutions | $5,983,000 | 4,111 |
| Interest-bearing balances | $4,668,000 | 1,156 |
| Securities | $77,906,000 | 1,579 |
| Federal funds sold & reverse repurchase agreements | $9,100,000 | 1,640 |
| Net loans & leases | $74,658,000 | 4,501 |
| Loan loss allowance | $4,021,000 | 1,257 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,179,000 | 4,207 |
| Other real estate owned | $0 | 4,111 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $5,235,000 | 2,822 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $175,061,000 | 3,335 |
| Total liabilities | $151,345,000 | 3,437 |
| Total deposits | $125,281,000 | 3,716 |
| Interest-bearing deposits | $123,142,000 | 3,267 |
| Deposits held in domestic offices | $125,281,000 | 3,712 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $25,488,000 | 1,461 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $576,000 | 4,819 |
| Total equity capital | $23,716,000 | 2,599 |
| Total bank equity capital | $23,716,000 | 2,599 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $15,407,000 | 223 |
| Surplus | $1,083,000 | 6,563 |
| Undivided profits | $7,226,000 | 3,750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,436,000 | 1,758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,567,000 | 2,270 |
| Earning assets | $166,332,000 | 3,232 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $175,602,500 | 3,294 |
| Average Assets, quarterly | $175,602,500 | 3,294 |
| Volatile liabilities | $47,114,000 | 2,605 |
| Insider loans | $219,000 | 6,526 |
| FHLB advances | $25,250,000 | 1,387 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $9,231,000 | 4,945 |
| Tier 1 (core) risk-based capital | $24,110,000 | 2,494 |
| Tier 2 risk-based capital | $869,000 | 4,306 |
| Total risk weighted assets | $69,654,000 | 4,875 |
| Total unused commitments | $9,231,000 | 4,946 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 39 | 4,106 |
| Assets and Liabilities | ||
| Total Assets: | $176,144,000 | 3,287 |
| Cash and due from depository institutions | $7,483,000 | 4,106 |
| Interest-bearing balances | $4,475,000 | 1,195 |
| Securities | $76,790,000 | 1,593 |
| Federal funds sold & reverse repurchase agreements | $14,600,000 | 923 |
| Net loans & leases | $69,657,000 | 4,683 |
| Loan loss allowance | $1,949,000 | 2,441 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,191,000 | 4,189 |
| Other real estate owned | $0 | 4,106 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,423,000 | 2,717 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $176,144,000 | 3,287 |
| Total liabilities | $152,570,000 | 3,382 |
| Total deposits | $118,993,000 | 3,811 |
| Interest-bearing deposits | $117,152,000 | 3,350 |
| Deposits held in domestic offices | $118,993,000 | 3,808 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $32,440,000 | 1,279 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,137,000 | 3,212 |
| Total equity capital | $23,574,000 | 2,586 |
| Total bank equity capital | $23,574,000 | 2,586 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $0 | 8,078 |
| Surplus | $16,442,000 | 1,515 |
| Undivided profits | $7,132,000 | 3,785 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,582,000 | 737 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,626,000 | 2,186 |
| Earning assets | $165,522,000 | 3,210 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $186,355,000 | 3,024 |
| Average Assets, quarterly | $177,963,500 | 3,239 |
| Volatile liabilities | $48,741,000 | 2,505 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $32,106,000 | 1,192 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $8,092,000 | 5,139 |
| Tier 1 (core) risk-based capital | $23,772,000 | 2,481 |
| Tier 2 risk-based capital | $905,000 | 4,165 |
| Total risk weighted assets | $72,399,000 | 4,726 |
| Total unused commitments | $8,092,000 | 5,140 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 38 | 4,170 |
| Assets and Liabilities | ||
| Total Assets: | $179,783,000 | 3,198 |
| Cash and due from depository institutions | $5,939,000 | 4,170 |
| Interest-bearing balances | $4,291,000 | 1,222 |
| Securities | $80,286,000 | 1,522 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 3,470 |
| Net loans & leases | $84,994,000 | 4,112 |
| Loan loss allowance | $500,000 | 6,059 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,315,000 | 4,010 |
| Other real estate owned | $159,000 | 4,170 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,690,000 | 3,521 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $179,781,000 | 3,198 |
| Total liabilities | $153,064,000 | 3,330 |
| Total deposits | $117,587,000 | 3,784 |
| Interest-bearing deposits | $116,553,000 | 3,308 |
| Deposits held in domestic offices | $117,587,000 | 3,780 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $34,364,000 | 1,207 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,113,000 | 3,200 |
| Total equity capital | $26,717,000 | 2,296 |
| Total bank equity capital | $26,717,000 | 2,296 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,097 |
| Surplus | $16,449,000 | 1,469 |
| Undivided profits | $10,268,000 | 3,006 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,773,000 | 1,457 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,130,000 | 3,079 |
| Earning assets | $171,971,000 | 3,076 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $188,907,750 | 2,974 |
| Average Assets, quarterly | $183,858,000 | 3,096 |
| Volatile liabilities | $48,089,000 | 2,466 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $33,937,000 | 1,140 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $2,971,000 | 6,794 |
| Tier 1 (core) risk-based capital | $27,500,000 | 2,154 |
| Tier 2 risk-based capital | $500,000 | 5,795 |
| Total risk weighted assets | $75,731,000 | 4,568 |
| Total unused commitments | $2,971,000 | 6,796 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 40 | 4,006 |
| Assets and Liabilities | ||
| Total Assets: | $187,933,000 | 3,015 |
| Cash and due from depository institutions | $7,353,000 | 4,006 |
| Interest-bearing balances | $5,205,000 | 1,021 |
| Securities | $83,859,000 | 1,467 |
| Federal funds sold & reverse repurchase agreements | $2,550,000 | 3,164 |
| Net loans & leases | $88,012,000 | 3,953 |
| Loan loss allowance | $500,000 | 6,035 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,476,000 | 3,797 |
| Other real estate owned | $159,000 | 4,006 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,524,000 | 3,514 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $187,933,000 | 3,015 |
| Total liabilities | $161,210,000 | 3,132 |
| Total deposits | $123,972,000 | 3,575 |
| Interest-bearing deposits | $123,292,000 | 3,121 |
| Deposits held in domestic offices | $123,972,000 | 3,572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $36,327,000 | 1,189 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $911,000 | 3,452 |
| Total equity capital | $26,723,000 | 2,253 |
| Total bank equity capital | $26,723,000 | 2,253 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,105 |
| Surplus | $16,415,000 | 1,441 |
| Undivided profits | $10,308,000 | 2,956 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $564,000 | 3,444 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $752,000 | 4,019 |
| Earning assets | $179,626,000 | 2,921 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $191,949,330 | 2,929 |
| Average Assets, quarterly | $188,643,500 | 2,981 |
| Volatile liabilities | $51,376,000 | 2,234 |
| Insider loans | $228,000 | 6,487 |
| FHLB advances | $35,808,000 | 1,108 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $5,504,000 | 5,826 |
| Tier 1 (core) risk-based capital | $27,371,000 | 2,104 |
| Tier 2 risk-based capital | $500,000 | 5,770 |
| Total risk weighted assets | $78,007,000 | 4,416 |
| Total unused commitments | $5,504,000 | 5,827 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 38 | 4,161 |
| Assets and Liabilities | ||
| Total Assets: | $189,354,000 | 2,996 |
| Cash and due from depository institutions | $7,457,000 | 4,161 |
| Interest-bearing balances | $5,535,000 | 1,006 |
| Securities | $84,998,000 | 1,478 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,001 |
| Net loans & leases | $89,819,000 | 3,861 |
| Loan loss allowance | $500,000 | 6,054 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,511,000 | 3,744 |
| Other real estate owned | $0 | 4,161 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,569,000 | 3,444 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $189,354,000 | 2,996 |
| Total liabilities | $163,140,000 | 3,091 |
| Total deposits | $123,889,000 | 3,592 |
| Interest-bearing deposits | $123,315,000 | 3,122 |
| Deposits held in domestic offices | $123,889,000 | 3,589 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $38,371,000 | 1,093 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $880,000 | 3,479 |
| Total equity capital | $26,214,000 | 2,227 |
| Total bank equity capital | $26,214,000 | 2,227 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,166 |
| Surplus | $16,362,000 | 1,399 |
| Undivided profits | $9,852,000 | 3,015 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $922,000 | 2,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $705,000 | 4,129 |
| Earning assets | $181,352,000 | 2,899 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $193,957,500 | 2,928 |
| Average Assets, quarterly | $193,957,500 | 2,928 |
| Volatile liabilities | $53,897,000 | 2,040 |
| Insider loans | $230,000 | 6,503 |
| FHLB advances | $37,762,000 | 1,028 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $6,547,000 | 5,487 |
| Tier 1 (core) risk-based capital | $26,732,000 | 2,116 |
| Tier 2 risk-based capital | $500,000 | 5,757 |
| Total risk weighted assets | $78,836,000 | 4,366 |
| Total unused commitments | $6,547,000 | 5,489 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 40 | 4,006 |
| Assets and Liabilities | ||
| Total Assets: | $198,561,000 | 2,905 |
| Cash and due from depository institutions | $5,319,000 | 4,006 |
| Interest-bearing balances | $3,722,000 | 1,389 |
| Securities | $94,012,000 | 1,351 |
| Federal funds sold & reverse repurchase agreements | $1,350,000 | 4,487 |
| Net loans & leases | $92,158,000 | 3,764 |
| Loan loss allowance | $920,000 | 4,279 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,441,000 | 3,795 |
| Other real estate owned | $0 | 4,006 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,281,000 | 3,601 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $198,560,000 | 2,905 |
| Total liabilities | $171,816,000 | 2,959 |
| Total deposits | $131,023,000 | 3,416 |
| Interest-bearing deposits | $130,147,000 | 2,975 |
| Deposits held in domestic offices | $131,023,000 | 3,413 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $40,386,000 | 1,069 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $407,000 | 5,256 |
| Total equity capital | $26,744,000 | 2,187 |
| Total bank equity capital | $26,744,000 | 2,187 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,205 |
| Surplus | $16,302,000 | 1,389 |
| Undivided profits | $10,442,000 | 2,889 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $727,000 | 3,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $595,000 | 4,723 |
| Earning assets | $191,242,000 | 2,781 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $208,307,800 | 2,672 |
| Average Assets, quarterly | $202,077,500 | 2,825 |
| Volatile liabilities | $57,353,000 | 1,892 |
| Insider loans | $763,000 | 4,652 |
| FHLB advances | $39,689,000 | 994 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $10,679,000 | 4,303 |
| Tier 1 (core) risk-based capital | $26,631,000 | 2,097 |
| Tier 2 risk-based capital | $920,000 | 4,016 |
| Total risk weighted assets | $98,417,000 | 3,691 |
| Total unused commitments | $10,679,000 | 4,303 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 39 | 4,087 |
| Assets and Liabilities | ||
| Total Assets: | $205,594,000 | 2,780 |
| Cash and due from depository institutions | $14,975,000 | 4,087 |
| Interest-bearing balances | $13,697,000 | 435 |
| Securities | $94,732,000 | 1,352 |
| Federal funds sold & reverse repurchase agreements | $1,050,000 | 4,473 |
| Net loans & leases | $89,004,000 | 3,820 |
| Loan loss allowance | $610,000 | 5,488 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,439,000 | 3,768 |
| Other real estate owned | $0 | 4,087 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,394,000 | 3,453 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $205,594,000 | 2,780 |
| Total liabilities | $179,063,000 | 2,850 |
| Total deposits | $135,793,000 | 3,289 |
| Interest-bearing deposits | $134,881,000 | 2,856 |
| Deposits held in domestic offices | $135,793,000 | 3,284 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $42,372,000 | 1,009 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $898,000 | 3,457 |
| Total equity capital | $26,531,000 | 2,189 |
| Total bank equity capital | $26,531,000 | 2,189 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $0 | 8,249 |
| Surplus | $16,298,000 | 1,351 |
| Undivided profits | $10,233,000 | 2,964 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,568,000 | 1,098 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $577,000 | 4,985 |
| Earning assets | $198,483,000 | 2,651 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $210,744,500 | 2,626 |
| Average Assets, quarterly | $206,668,000 | 2,739 |
| Volatile liabilities | $59,980,000 | 1,798 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $41,589,000 | 935 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $8,430,000 | 4,774 |
| Tier 1 (core) risk-based capital | $26,250,000 | 2,105 |
| Tier 2 risk-based capital | $610,000 | 5,182 |
| Total risk weighted assets | $99,067,000 | 3,649 |
| Total unused commitments | $8,430,000 | 4,778 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 38 | 4,186 |
| Assets and Liabilities | ||
| Total Assets: | $207,742,000 | 2,732 |
| Cash and due from depository institutions | $3,848,000 | 4,186 |
| Interest-bearing balances | $2,509,000 | 1,852 |
| Securities | $109,652,000 | 1,181 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 4,551 |
| Net loans & leases | $87,075,000 | 3,841 |
| Loan loss allowance | $610,000 | 5,498 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,467,000 | 3,705 |
| Other real estate owned | $417,000 | 4,186 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,383,000 | 3,472 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $207,742,000 | 2,732 |
| Total liabilities | $181,995,000 | 2,784 |
| Total deposits | $142,056,000 | 3,124 |
| Interest-bearing deposits | $141,173,000 | 2,755 |
| Deposits held in domestic offices | $142,056,000 | 3,120 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $39,331,000 | 1,081 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $608,000 | 4,078 |
| Total equity capital | $25,747,000 | 2,157 |
| Total bank equity capital | $25,747,000 | 2,157 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $0 | 8,301 |
| Surplus | $16,238,000 | 1,311 |
| Undivided profits | $9,509,000 | 3,004 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $758,000 | 3,161 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $613,000 | 4,529 |
| Earning assets | $200,136,000 | 2,594 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $212,461,330 | 2,608 |
| Average Assets, quarterly | $211,981,500 | 2,644 |
| Volatile liabilities | $58,527,000 | 1,786 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $38,464,000 | 1,004 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $6,969,000 | 5,190 |
| Tier 1 (core) risk-based capital | $25,624,000 | 2,112 |
| Tier 2 risk-based capital | $610,000 | 5,151 |
| Total risk weighted assets | $97,253,000 | 3,676 |
| Total unused commitments | $6,969,000 | 5,193 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 39 | 4,118 |
| Assets and Liabilities | ||
| Total Assets: | $216,221,000 | 2,589 |
| Cash and due from depository institutions | $3,812,000 | 4,118 |
| Interest-bearing balances | $1,650,000 | 2,544 |
| Securities | $119,468,000 | 1,105 |
| Federal funds sold & reverse repurchase agreements | $1,264,000 | 5,333 |
| Net loans & leases | $85,522,000 | 3,797 |
| Loan loss allowance | $594,000 | 5,559 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,491,000 | 3,645 |
| Other real estate owned | $52,000 | 4,118 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,612,000 | 3,160 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $216,221,000 | 2,589 |
| Total liabilities | $188,595,000 | 2,650 |
| Total deposits | $145,853,000 | 3,043 |
| Interest-bearing deposits | $144,778,000 | 2,668 |
| Deposits held in domestic offices | $145,853,000 | 3,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $41,262,000 | 966 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,480,000 | 2,450 |
| Total equity capital | $27,626,000 | 2,036 |
| Total bank equity capital | $27,626,000 | 2,036 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $0 | 8,335 |
| Surplus | $16,170,000 | 1,304 |
| Undivided profits | $11,456,000 | 2,719 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $770,000 | 3,210 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $583,000 | 4,634 |
| Earning assets | $207,904,000 | 2,481 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $214,821,000 | 2,583 |
| Average Assets, quarterly | $214,821,000 | 2,583 |
| Volatile liabilities | $62,202,000 | 1,619 |
| Insider loans | $796,000 | 4,514 |
| FHLB advances | $40,312,000 | 890 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $6,091,000 | 5,474 |
| Tier 1 (core) risk-based capital | $26,395,000 | 1,993 |
| Tier 2 risk-based capital | $990,000 | 3,706 |
| Total risk weighted assets | $105,295,000 | 3,392 |
| Total unused commitments | $6,091,000 | 5,485 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 40 | 4,045 |
| Assets and Liabilities | ||
| Total Assets: | $213,421,000 | 2,613 |
| Cash and due from depository institutions | $6,373,000 | 4,045 |
| Interest-bearing balances | $4,468,000 | 1,316 |
| Securities | $118,717,000 | 1,129 |
| Federal funds sold & reverse repurchase agreements | $4,850,000 | 2,341 |
| Net loans & leases | $77,368,000 | 4,069 |
| Loan loss allowance | $601,000 | 5,502 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,521,000 | 3,591 |
| Other real estate owned | $52,000 | 4,045 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,540,000 | 3,225 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $213,421,000 | 2,613 |
| Total liabilities | $186,475,000 | 2,686 |
| Total deposits | $142,424,000 | 3,096 |
| Interest-bearing deposits | $140,957,000 | 2,705 |
| Deposits held in domestic offices | $142,424,000 | 3,092 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $43,166,000 | 963 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $885,000 | 3,350 |
| Total equity capital | $26,946,000 | 2,047 |
| Total bank equity capital | $26,946,000 | 2,047 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $0 | 8,396 |
| Surplus | $16,108,000 | 1,274 |
| Undivided profits | $10,838,000 | 2,787 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $929,000 | 2,826 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $544,000 | 5,060 |
| Earning assets | $205,403,000 | 2,497 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $210,218,000 | 2,577 |
| Average Assets, quarterly | $211,959,000 | 2,605 |
| Volatile liabilities | $64,001,000 | 1,578 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $42,135,000 | 878 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $7,960,000 | 4,787 |
| Tier 1 (core) risk-based capital | $26,801,000 | 1,939 |
| Tier 2 risk-based capital | $601,000 | 5,176 |
| Total risk weighted assets | $96,456,000 | 3,615 |
| Total unused commitments | $7,960,000 | 4,790 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 40 | 4,063 |
| Assets and Liabilities | ||
| Total Assets: | $210,497,000 | 2,641 |
| Cash and due from depository institutions | $14,986,000 | 4,063 |
| Interest-bearing balances | $12,822,000 | 608 |
| Securities | $107,918,000 | 1,233 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 3,747 |
| Net loans & leases | $75,920,000 | 4,116 |
| Loan loss allowance | $580,000 | 5,641 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,542,000 | 3,555 |
| Other real estate owned | $0 | 4,063 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $6,331,000 | 2,076 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $210,496,000 | 2,641 |
| Total liabilities | $183,527,000 | 2,706 |
| Total deposits | $136,827,000 | 3,207 |
| Interest-bearing deposits | $136,827,000 | 2,789 |
| Deposits held in domestic offices | $136,827,000 | 3,204 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $45,043,000 | 908 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,657,000 | 2,237 |
| Total equity capital | $26,969,000 | 2,044 |
| Total bank equity capital | $26,969,000 | 2,044 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $0 | 8,445 |
| Surplus | $16,179,000 | 1,255 |
| Undivided profits | $10,790,000 | 2,823 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,239,000 | 2,432 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $449,000 | 5,907 |
| Earning assets | $199,460,000 | 2,567 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $209,417,250 | 2,602 |
| Average Assets, quarterly | $211,973,500 | 2,616 |
| Volatile liabilities | $64,052,000 | 1,561 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $43,933,000 | 834 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $4,228,000 | 6,088 |
| Tier 1 (core) risk-based capital | $25,657,000 | 2,033 |
| Tier 2 risk-based capital | $580,000 | 5,288 |
| Total risk weighted assets | $94,015,000 | 3,668 |
| Total unused commitments | $4,228,000 | 6,093 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 40 | 4,085 |
| Assets and Liabilities | ||
| Total Assets: | $213,450,000 | 2,599 |
| Cash and due from depository institutions | $14,899,000 | 4,085 |
| Interest-bearing balances | $13,625,000 | 612 |
| Securities | $112,212,000 | 1,180 |
| Federal funds sold & reverse repurchase agreements | $550,000 | 6,270 |
| Net loans & leases | $76,793,000 | 4,062 |
| Loan loss allowance | $538,000 | 5,823 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,570,000 | 3,493 |
| Other real estate owned | $0 | 4,085 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $6,426,000 | 1,968 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $213,450,000 | 2,599 |
| Total liabilities | $186,014,000 | 2,665 |
| Total deposits | $129,265,000 | 3,327 |
| Interest-bearing deposits | $128,014,000 | 2,932 |
| Deposits held in domestic offices | $129,265,000 | 3,323 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $54,789,000 | 778 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,960,000 | 2,042 |
| Total equity capital | $27,436,000 | 1,985 |
| Total bank equity capital | $27,436,000 | 1,985 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $0 | 8,468 |
| Surplus | $16,091,000 | 1,236 |
| Undivided profits | $11,345,000 | 2,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $521,000 | 4,264 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $462,000 | 5,665 |
| Earning assets | $203,180,000 | 2,507 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $209,057,330 | 2,596 |
| Average Assets, quarterly | $210,031,500 | 2,618 |
| Volatile liabilities | $71,541,000 | 1,397 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $53,602,000 | 709 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $6,718,000 | 5,112 |
| Tier 1 (core) risk-based capital | $26,124,000 | 1,949 |
| Tier 2 risk-based capital | $538,000 | 5,471 |
| Total risk weighted assets | $94,085,000 | 3,632 |
| Total unused commitments | $6,718,000 | 5,124 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 41 | 3,964 |
| Assets and Liabilities | ||
| Total Assets: | $206,613,000 | 2,637 |
| Cash and due from depository institutions | $5,851,000 | 3,964 |
| Interest-bearing balances | $3,508,000 | 1,927 |
| Securities | $114,714,000 | 1,124 |
| Federal funds sold & reverse repurchase agreements | $1,650,000 | 5,605 |
| Net loans & leases | $75,451,000 | 4,063 |
| Loan loss allowance | $483,000 | 6,118 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,576,000 | 3,454 |
| Other real estate owned | $0 | 3,964 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $6,371,000 | 1,941 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $206,613,000 | 2,637 |
| Total liabilities | $178,879,000 | 2,716 |
| Total deposits | $119,152,000 | 3,539 |
| Interest-bearing deposits | $117,718,000 | 3,136 |
| Deposits held in domestic offices | $119,152,000 | 3,535 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $57,679,000 | 727 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,048,000 | 2,006 |
| Total equity capital | $27,734,000 | 1,924 |
| Total bank equity capital | $27,734,000 | 1,924 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 8,511 |
| Surplus | $16,003,000 | 1,223 |
| Undivided profits | $11,731,000 | 2,614 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $651,000 | 3,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $517,000 | 5,250 |
| Earning assets | $195,323,000 | 2,562 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $206,861,000 | 2,604 |
| Average Assets, quarterly | $206,861,000 | 2,604 |
| Volatile liabilities | $72,344,000 | 1,362 |
| Insider loans | $923,000 | 4,120 |
| FHLB advances | $56,416,000 | 662 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $4,981,000 | 5,706 |
| Tier 1 (core) risk-based capital | $25,949,000 | 1,916 |
| Tier 2 risk-based capital | $483,000 | 5,747 |
| Total risk weighted assets | $134,969,000 | 2,607 |
| Total unused commitments | $4,981,000 | 5,714 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 40 | 4,049 |
| Assets and Liabilities | ||
| Total Assets: | $207,109,000 | 2,585 |
| Cash and due from depository institutions | $11,108,000 | 4,049 |
| Interest-bearing balances | $9,533,000 | 836 |
| Securities | $106,665,000 | 1,164 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,811 |
| Net loans & leases | $78,333,000 | 3,944 |
| Loan loss allowance | $483,000 | 6,076 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,596,000 | 3,404 |
| Other real estate owned | $0 | 4,049 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $6,407,000 | 1,882 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $207,109,000 | 2,585 |
| Total liabilities | $176,957,000 | 2,697 |
| Total deposits | $107,213,000 | 3,814 |
| Interest-bearing deposits | $105,909,000 | 3,366 |
| Deposits held in domestic offices | $107,213,000 | 3,811 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $67,730,000 | 650 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,014,000 | 2,012 |
| Total equity capital | $30,152,000 | 1,733 |
| Total bank equity capital | $30,152,000 | 1,733 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $0 | 8,549 |
| Surplus | $15,917,000 | 1,202 |
| Undivided profits | $14,235,000 | 2,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $651,000 | 3,625 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $638,000 | 4,721 |
| Earning assets | $196,531,000 | 2,495 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $195,165,000 | 2,604 |
| Average Assets, quarterly | $205,160,500 | 2,582 |
| Volatile liabilities | $81,398,000 | 1,215 |
| Insider loans | $934,000 | 4,113 |
| FHLB advances | $66,392,000 | 575 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $2,796,000 | 6,711 |
| Tier 1 (core) risk-based capital | $28,144,000 | 1,711 |
| Tier 2 risk-based capital | $483,000 | 5,739 |
| Total risk weighted assets | $114,261,000 | 3,000 |
| Total unused commitments | $2,796,000 | 6,713 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 36 | 4,380 |
| Assets and Liabilities | ||
| Total Assets: | $186,000,000 | 2,713 |
| Cash and due from depository institutions | $8,456,000 | 4,380 |
| Interest-bearing balances | $8,090,000 | 861 |
| Securities | $87,035,000 | 1,310 |
| Federal funds sold & reverse repurchase agreements | $50,000 | 7,025 |
| Net loans & leases | $81,610,000 | 3,715 |
| Loan loss allowance | $435,000 | 6,280 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,486,000 | 3,470 |
| Other real estate owned | $0 | 4,380 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $6,363,000 | 1,803 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,001,000 | 2,713 |
| Total liabilities | $157,783,000 | 2,861 |
| Total deposits | $71,907,000 | 5,047 |
| Interest-bearing deposits | $70,929,000 | 4,551 |
| Deposits held in domestic offices | $71,907,000 | 5,042 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $80,983,000 | 565 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $4,893,000 | 1,005 |
| Total equity capital | $28,218,000 | 1,737 |
| Total bank equity capital | $28,218,000 | 1,737 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $15,788,000 | 1,158 |
| Undivided profits | $12,430,000 | 2,282 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $249,000 | 5,614 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $878,000 | 3,899 |
| Earning assets | $176,785,000 | 2,630 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $184,854,000 | 2,618 |
| Average Assets, quarterly | $188,337,500 | 2,650 |
| Volatile liabilities | $87,516,000 | 1,108 |
| Insider loans | $1,456,000 | 3,060 |
| FHLB advances | $79,265,000 | 494 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $2,339,000 | 7,084 |
| Tier 1 (core) risk-based capital | $26,393,000 | 1,724 |
| Tier 2 risk-based capital | $435,000 | 5,950 |
| Total risk weighted assets | $93,459,000 | 3,405 |
| Total unused commitments | $2,339,000 | 7,092 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 32 | 4,871 |
| Assets and Liabilities | ||
| Total Assets: | $151,175,000 | 3,133 |
| Cash and due from depository institutions | $1,849,000 | 4,871 |
| Interest-bearing balances | $1,324,000 | 2,107 |
| Securities | $67,077,000 | 1,634 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 4,989 |
| Net loans & leases | $74,480,000 | 3,914 |
| Loan loss allowance | $420,000 | 6,288 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,470,000 | 3,434 |
| Other real estate owned | $118,000 | 4,871 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,881,000 | 2,272 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,175,000 | 3,133 |
| Total liabilities | $125,684,000 | 3,345 |
| Total deposits | $59,810,000 | 5,569 |
| Interest-bearing deposits | $58,672,000 | 5,085 |
| Deposits held in domestic offices | $59,810,000 | 5,564 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $56,138,000 | 688 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $9,736,000 | 623 |
| Total equity capital | $25,491,000 | 1,801 |
| Total bank equity capital | $25,491,000 | 1,801 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $15,730,000 | 1,127 |
| Undivided profits | $9,761,000 | 2,677 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $434,000 | 4,077 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $311,000 | 6,808 |
| Earning assets | $144,181,000 | 3,039 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $151,394,000 | 2,992 |
| Average Assets, quarterly | $152,508,500 | 3,070 |
| Volatile liabilities | $59,066,000 | 1,507 |
| Insider loans | $855,000 | 4,250 |
| FHLB advances | $54,191,000 | 204 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $954,000 | 8,362 |
| Tier 1 (core) risk-based capital | $24,199,000 | 1,821 |
| Tier 2 risk-based capital | $420,000 | 5,972 |
| Total risk weighted assets | $62,261,000 | 4,568 |
| Total unused commitments | $954,000 | 8,367 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 30 | 5,233 |
| Assets and Liabilities | ||
| Total Assets: | $155,058,000 | 3,003 |
| Cash and due from depository institutions | $1,634,000 | 5,233 |
| Interest-bearing balances | $1,495,000 | 2,010 |
| Securities | $76,796,000 | 1,493 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 6,123 |
| Net loans & leases | $70,066,000 | 3,974 |
| Loan loss allowance | $424,000 | 6,242 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,588,000 | 3,284 |
| Other real estate owned | $14,000 | 5,233 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,660,000 | 2,392 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $155,058,000 | 3,003 |
| Total liabilities | $128,050,000 | 3,261 |
| Total deposits | $59,982,000 | 5,566 |
| Interest-bearing deposits | $59,938,000 | 5,042 |
| Deposits held in domestic offices | $59,982,000 | 5,563 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $56,182,000 | 692 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $11,886,000 | 540 |
| Total equity capital | $27,008,000 | 1,643 |
| Total bank equity capital | $27,008,000 | 1,643 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $15,699,000 | 1,116 |
| Undivided profits | $11,309,000 | 2,208 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $100,000 | 6,860 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $267,000 | 6,875 |
| Earning assets | $148,657,000 | 2,865 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $152,008,000 | 2,946 |
| Average Assets, quarterly | $154,695,000 | 2,974 |
| Volatile liabilities | $57,679,000 | 1,479 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $53,989,000 | 197 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,301,000 | 7,203 |
| Tier 1 (core) risk-based capital | $27,571,000 | 1,573 |
| Tier 2 risk-based capital | $424,000 | 5,868 |
| Total risk weighted assets | $57,130,000 | 4,790 |
| Total unused commitments | $2,301,000 | 7,206 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 31 | 5,204 |
| Assets and Liabilities | ||
| Total Assets: | $150,615,000 | 3,014 |
| Cash and due from depository institutions | $734,000 | 5,204 |
| Interest-bearing balances | $603,000 | 3,293 |
| Securities | $79,813,000 | 1,478 |
| Federal funds sold & reverse repurchase agreements | $450,000 | 7,839 |
| Net loans & leases | $63,895,000 | 4,063 |
| Loan loss allowance | $321,000 | 7,177 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,561,000 | 3,156 |
| Other real estate owned | $0 | 5,204 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,162,000 | 2,361 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,615,000 | 3,014 |
| Total liabilities | $109,017,000 | 3,667 |
| Total deposits | $61,795,000 | 5,527 |
| Interest-bearing deposits | $61,105,000 | 4,975 |
| Deposits held in domestic offices | $61,795,000 | 5,524 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $45,381,000 | 647 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,841,000 | 2,142 |
| Total equity capital | $41,598,000 | 1,077 |
| Total bank equity capital | $41,598,000 | 1,077 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $15,687,000 | 1,056 |
| Undivided profits | $25,911,000 | 992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $266,000 | 5,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $214,000 | 7,721 |
| Earning assets | $144,761,000 | 2,911 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $130,415,800 | 3,272 |
| Average Assets, quarterly | $143,932,500 | 3,080 |
| Volatile liabilities | $46,615,000 | 1,480 |
| Insider loans | $949,000 | 3,668 |
| FHLB advances | $45,381,000 | 186 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,642,000 | 7,838 |
| Tier 1 (core) risk-based capital | $39,986,000 | 1,048 |
| Tier 2 risk-based capital | $321,000 | 6,766 |
| Total risk weighted assets | $55,320,000 | 4,704 |
| Total unused commitments | $1,642,000 | 7,848 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 33 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $115,547,000 | 3,792 |
| Cash and due from depository institutions | $1,292,000 | 5,163 |
| Interest-bearing balances | $961,000 | 2,522 |
| Securities | $55,297,000 | 2,091 |
| Federal funds sold & reverse repurchase agreements | $950,000 | 6,491 |
| Net loans & leases | $53,588,000 | 4,712 |
| Loan loss allowance | $269,000 | 7,920 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,711,000 | 2,913 |
| Other real estate owned | $218,000 | 5,163 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,491,000 | 4,479 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,547,000 | 3,792 |
| Total liabilities | $77,872,000 | 4,863 |
| Total deposits | $57,721,000 | 5,811 |
| Interest-bearing deposits | $56,829,000 | 5,262 |
| Deposits held in domestic offices | $57,721,000 | 5,803 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $18,772,000 | 990 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,379,000 | 2,730 |
| Total equity capital | $37,675,000 | 1,189 |
| Total bank equity capital | $37,675,000 | 1,189 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $15,534,000 | 1,059 |
| Undivided profits | $22,141,000 | 1,171 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $166,000 | 6,742 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $197,000 | 8,303 |
| Earning assets | $110,796,000 | 3,651 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $112,323,000 | 3,727 |
| Average Assets, quarterly | $115,402,500 | 3,751 |
| Volatile liabilities | $20,453,000 | 2,945 |
| Insider loans | $6,000 | 9,690 |
| FHLB advances | $16,157,000 | 346 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,460,000 | 6,972 |
| Tier 1 (core) risk-based capital | $35,930,000 | 1,168 |
| Tier 2 risk-based capital | $269,000 | 7,442 |
| Total risk weighted assets | $45,584,000 | 5,427 |
| Total unused commitments | $2,460,000 | 6,979 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 33 | 5,392 |
| Assets and Liabilities | ||
| Total Assets: | $87,553,000 | 4,945 |
| Cash and due from depository institutions | $1,541,000 | 5,392 |
| Interest-bearing balances | $1,212,000 | 2,144 |
| Securities | $31,113,000 | 3,817 |
| Federal funds sold & reverse repurchase agreements | $6,050,000 | 2,149 |
| Net loans & leases | $44,126,000 | 5,498 |
| Loan loss allowance | $382,000 | 6,976 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,752,000 | 2,826 |
| Other real estate owned | $93,000 | 5,392 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,878,000 | 3,804 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,553,000 | 4,945 |
| Total liabilities | $62,774,000 | 5,872 |
| Total deposits | $61,950,000 | 5,693 |
| Interest-bearing deposits | $61,421,000 | 5,089 |
| Deposits held in domestic offices | $61,950,000 | 5,686 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $824,000 | 4,093 |
| Total equity capital | $24,779,000 | 1,821 |
| Total bank equity capital | $24,779,000 | 1,821 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $24,779,000 | 1,040 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $186,000 | 6,839 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $189,000 | 8,653 |
| Earning assets | $82,501,000 | 4,850 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $86,302,800 | 4,847 |
| Average Assets, quarterly | $87,159,500 | 4,925 |
| Volatile liabilities | $2,229,000 | 9,252 |
| Insider loans | $179,000 | 7,926 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $470,000 | 9,849 |
| Tier 1 (core) risk-based capital | $23,863,000 | 1,813 |
| Tier 2 risk-based capital | $222,000 | 8,305 |
| Total risk weighted assets | $30,412,000 | 7,056 |
| Total unused commitments | $470,000 | 9,857 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 30 | 5,997 |
| Assets and Liabilities | ||
| Total Assets: | $86,040,000 | 5,055 |
| Cash and due from depository institutions | $1,106,000 | 5,997 |
| Interest-bearing balances | $243,000 | 4,075 |
| Securities | $39,754,000 | 3,166 |
| Federal funds sold & reverse repurchase agreements | $1,250,000 | 6,817 |
| Net loans & leases | $39,888,000 | 5,849 |
| Loan loss allowance | $323,000 | 7,801 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,671,000 | 2,834 |
| Other real estate owned | $119,000 | 5,997 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,252,000 | 5,414 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,040,000 | 5,055 |
| Total liabilities | $62,094,000 | 5,993 |
| Total deposits | $61,714,000 | 5,801 |
| Interest-bearing deposits | $60,945,000 | 5,225 |
| Deposits held in domestic offices | $61,714,000 | 5,791 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $380,000 | 7,369 |
| Total equity capital | $23,946,000 | 1,879 |
| Total bank equity capital | $23,946,000 | 1,879 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $23,946,000 | 1,094 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $206,000 | 6,616 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $188,000 | 8,999 |
| Earning assets | $81,135,000 | 4,946 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $87,243,200 | 4,803 |
| Average Assets, quarterly | $86,590,500 | 4,963 |
| Volatile liabilities | $1,860,000 | 9,765 |
| Insider loans | $224,000 | 7,766 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $374,000 | 10,291 |
| Tier 1 (core) risk-based capital | $23,457,000 | 1,832 |
| Tier 2 risk-based capital | $200,000 | 8,872 |
| Total risk weighted assets | $25,183,000 | 7,901 |
| Total unused commitments | $674,000 | 9,667 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 32 | 5,876 |
| Assets and Liabilities | ||
| Total Assets: | $88,250,000 | 4,882 |
| Cash and due from depository institutions | $2,234,000 | 5,876 |
| Interest-bearing balances | $957,000 | 2,509 |
| Securities | $41,586,000 | 3,154 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 6,727 |
| Net loans & leases | $40,042,000 | 5,771 |
| Loan loss allowance | $345,000 | 7,817 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,644,000 | 2,787 |
| Other real estate owned | $37,000 | 5,876 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,207,000 | 5,892 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,250,000 | 4,882 |
| Total liabilities | $65,412,000 | 5,781 |
| Total deposits | $65,243,000 | 5,542 |
| Interest-bearing deposits | $64,651,000 | 4,920 |
| Deposits held in domestic offices | $65,243,000 | 5,535 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $169,000 | 9,617 |
| Total equity capital | $22,838,000 | 1,813 |
| Total bank equity capital | $22,838,000 | 1,813 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $22,838,000 | 1,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $197,000 | 6,800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $199,000 | 8,503 |
| Earning assets | $83,085,000 | 4,773 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $89,971,800 | 4,695 |
| Average Assets, quarterly | $89,140,500 | 4,803 |
| Volatile liabilities | $1,820,000 | 9,904 |
| Insider loans | $383,000 | 6,465 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $778,000 | 9,641 |
| Tier 1 (core) risk-based capital | $22,838,000 | 1,824 |
| Tier 2 risk-based capital | $202,000 | 9,121 |
| Total risk weighted assets | $24,883,000 | 8,056 |
| Total unused commitments | $1,478,000 | 8,291 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 32 | 6,114 |
| Assets and Liabilities | ||
| Total Assets: | $90,795,000 | 4,863 |
| Cash and due from depository institutions | $2,342,000 | 6,114 |
| Interest-bearing balances | $1,848,000 | 2,515 |
| Securities | $43,938,000 | 3,182 |
| Federal funds sold & reverse repurchase agreements | $650,000 | 8,684 |
| Net loans & leases | $40,676,000 | 5,647 |
| Loan loss allowance | $370,000 | 7,760 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,134,000 | 5,678 |
| Other real estate owned | $98,000 | 6,114 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,957,000 | 3,517 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,795,000 | 4,863 |
| Total liabilities | $68,895,000 | 5,677 |
| Total deposits | $68,039,000 | 5,537 |
| Interest-bearing deposits | $67,493,000 | 4,887 |
| Deposits held in domestic offices | $68,039,000 | 5,528 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $856,000 | 3,518 |
| Total equity capital | $21,900,000 | 1,870 |
| Total bank equity capital | $21,900,000 | 1,870 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $21,900,000 | 1,073 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $506,000 | 4,875 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $200,000 | 8,126 |
| Earning assets | $87,112,000 | 4,680 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $90,393,400 | 4,776 |
| Average Assets, quarterly | $90,670,500 | 4,839 |
| Volatile liabilities | $911,000 | 11,540 |
| Insider loans | $336,000 | 6,940 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $866,000 | 9,554 |
| Tier 1 (core) risk-based capital | $21,591,000 | 1,839 |
| Tier 2 risk-based capital | $204,000 | 9,272 |
| Total risk weighted assets | $24,095,000 | 8,310 |
| Total unused commitments | $866,000 | 9,579 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 29 | 6,705 |
| Assets and Liabilities | ||
| Total Assets: | $91,200,000 | 4,923 |
| Cash and due from depository institutions | $1,671,000 | 6,705 |
| Interest-bearing balances | $1,164,000 | 3,541 |
| Securities | $38,151,000 | 3,615 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 9,227 |
| Net loans & leases | $47,129,000 | 5,036 |
| Loan loss allowance | $321,000 | 8,503 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,249,000 | 5,357 |
| Other real estate owned | $181,000 | 6,705 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,019,000 | 3,555 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,200,000 | 4,923 |
| Total liabilities | $70,885,000 | 5,623 |
| Total deposits | $70,172,000 | 5,489 |
| Interest-bearing deposits | $69,481,000 | 4,908 |
| Deposits held in domestic offices | $70,172,000 | 5,479 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $713,000 | 4,343 |
| Total equity capital | $20,315,000 | 1,919 |
| Total bank equity capital | $20,315,000 | 1,919 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $20,315,000 | 1,067 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $807,000 | 4,246 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $295,000 | 6,595 |
| Earning assets | $87,244,000 | 4,732 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $92,507,000 | 4,741 |
| Average Assets, quarterly | $91,854,000 | 4,846 |
| Volatile liabilities | $965,000 | 11,854 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $995,000 | 9,162 |
| Tier 1 (core) risk-based capital | $20,315,000 | 1,871 |
| Tier 2 risk-based capital | $126,000 | 11,288 |
| Total risk weighted assets | $26,301,000 | 7,995 |
| Total unused commitments | $995,000 | 9,189 |
| Derivatives | $0 | 651 |