Home > Guaranty National Bank of Tallahassee > Income and Expense
Guaranty National Bank of Tallahassee, Income and Expense
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,382,000 | 5,335 |
| Total interest expense | $2,035,000 | 3,980 |
| Net interest income | $2,347,000 | 6,103 |
| Provision for loan and lease losses | $1,692,000 | 740 |
| Total noninterest income | $602,000 | 4,961 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $471,000 | 3,256 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $131,000 | 6,069 |
| Total noninterest expense | $5,398,000 | 2,865 |
| Salaries and employee benefits | $2,313,000 | 3,484 |
| Premises and equipment expense | $647,000 | 3,307 |
| Additional noninterest expense | $2,438,000 | 1,972 |
| Pre-tax net operating income | $-4,141,000 | 9,130 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-4,141,000 | 9,150 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-4,141,000 | 9,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,709,000 | 618 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-4,141,000 | 9,125 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,332,000 | 5,357 |
| Total interest expense | $1,608,000 | 3,930 |
| Net interest income | $1,724,000 | 6,207 |
| Provision for loan and lease losses | $1,322,000 | 710 |
| Total noninterest income | $435,000 | 5,097 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $335,000 | 3,392 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $100,000 | 6,083 |
| Total noninterest expense | $4,024,000 | 2,888 |
| Salaries and employee benefits | $1,826,000 | 3,335 |
| Premises and equipment expense | $461,000 | 3,457 |
| Additional noninterest expense | $1,737,000 | 2,064 |
| Pre-tax net operating income | $-3,187,000 | 9,190 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-3,187,000 | 9,214 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-3,187,000 | 9,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,271,000 | 596 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-3,187,000 | 9,187 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,228,000 | 5,372 |
| Total interest expense | $1,122,000 | 3,888 |
| Net interest income | $1,106,000 | 6,346 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $288,000 | 5,106 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $217,000 | 3,427 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $71,000 | 5,964 |
| Total noninterest expense | $2,746,000 | 2,819 |
| Salaries and employee benefits | $1,233,000 | 3,301 |
| Premises and equipment expense | $284,000 | 3,658 |
| Additional noninterest expense | $1,229,000 | 1,948 |
| Pre-tax net operating income | $-1,352,000 | 9,191 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-1,352,000 | 9,231 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-1,352,000 | 9,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,357 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-1,352,000 | 9,194 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,161,000 | 5,260 |
| Total interest expense | $600,000 | 3,757 |
| Net interest income | $561,000 | 6,280 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $137,000 | 5,121 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $104,000 | 3,444 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $33,000 | 6,044 |
| Total noninterest expense | $1,385,000 | 2,779 |
| Salaries and employee benefits | $629,000 | 3,227 |
| Premises and equipment expense | $148,000 | 3,521 |
| Additional noninterest expense | $608,000 | 1,937 |
| Pre-tax net operating income | $-687,000 | 9,243 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-687,000 | 9,271 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-687,000 | 9,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 1,241 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-687,000 | 9,238 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,781,000 | 3,728 |
| Total interest expense | $3,447,000 | 3,149 |
| Net interest income | $4,334,000 | 4,105 |
| Provision for loan and lease losses | $509,000 | 2,357 |
| Total noninterest income | $483,000 | 5,313 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $400,000 | 3,542 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $83,000 | 6,810 |
| Total noninterest expense | $6,330,000 | 2,353 |
| Salaries and employee benefits | $2,240,000 | 3,407 |
| Premises and equipment expense | $808,000 | 2,667 |
| Additional noninterest expense | $3,282,000 | 1,444 |
| Pre-tax net operating income | $-2,022,000 | 9,250 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-2,022,000 | 9,280 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-2,022,000 | 9,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 2,646 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-2,022,000 | 9,251 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,514,000 | 3,457 |
| Total interest expense | $4,595,000 | 3,392 |
| Net interest income | $4,919,000 | 3,480 |
| Provision for loan and lease losses | $726,000 | 1,617 |
| Total noninterest income | $552,000 | 4,798 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $402,000 | 3,384 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $150,000 | 5,549 |
| Total noninterest expense | $4,412,000 | 3,131 |
| Salaries and employee benefits | $2,065,000 | 3,507 |
| Premises and equipment expense | $720,000 | 2,880 |
| Additional noninterest expense | $1,627,000 | 2,675 |
| Pre-tax net operating income | $333,000 | 7,261 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $3,000 | 7,803 |
| Income before extraordinary items | $330,000 | 6,951 |
| Extraordinary gains, net | $103,000 | 65 |
| Net income | $433,000 | 6,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $507,000 | 1,547 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $330,000 | 6,831 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,223,000 | 3,659 |
| Total interest expense | $4,583,000 | 3,564 |
| Net interest income | $4,640,000 | 3,702 |
| Provision for loan and lease losses | $579,000 | 1,676 |
| Total noninterest income | $1,355,000 | 2,533 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $423,000 | 3,101 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $932,000 | 1,944 |
| Total noninterest expense | $4,509,000 | 2,993 |
| Salaries and employee benefits | $1,974,000 | 3,500 |
| Premises and equipment expense | $722,000 | 2,805 |
| Additional noninterest expense | $1,813,000 | 2,367 |
| Pre-tax net operating income | $907,000 | 5,525 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $907,000 | 4,659 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $907,000 | 4,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $420,000 | 1,422 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $907,000 | 4,657 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,964,000 | 4,412 |
| Total interest expense | $3,364,000 | 4,178 |
| Net interest income | $3,600,000 | 4,554 |
| Provision for loan and lease losses | $115,000 | 4,942 |
| Total noninterest income | $727,000 | 3,886 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $485,000 | 2,703 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $242,000 | 4,505 |
| Total noninterest expense | $4,078,000 | 3,262 |
| Salaries and employee benefits | $1,785,000 | 3,767 |
| Premises and equipment expense | $658,000 | 3,024 |
| Additional noninterest expense | $1,637,000 | 2,632 |
| Pre-tax net operating income | $132,000 | 8,905 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $-196,000 | 10,024 |
| Income before extraordinary items | $326,000 | 7,427 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $326,000 | 7,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,527 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $328,000 | 7,385 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,548,000 | 4,138 |
| Total interest expense | $3,877,000 | 3,793 |
| Net interest income | $3,671,000 | 4,413 |
| Provision for loan and lease losses | $79,000 | 5,632 |
| Total noninterest income | $771,000 | 3,723 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $576,000 | 2,229 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $195,000 | 5,026 |
| Total noninterest expense | $4,673,000 | 2,781 |
| Salaries and employee benefits | $1,872,000 | 3,542 |
| Premises and equipment expense | $822,000 | 2,385 |
| Additional noninterest expense | $1,979,000 | 2,127 |
| Pre-tax net operating income | $-310,000 | 10,077 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-310,000 | 10,127 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-310,000 | 10,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 1,899 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-310,000 | 10,097 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,209,000 | 4,386 |
| Total interest expense | $3,968,000 | 3,702 |
| Net interest income | $3,241,000 | 5,012 |
| Provision for loan and lease losses | $833,000 | 1,144 |
| Total noninterest income | $959,000 | 3,135 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $614,000 | 2,140 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $345,000 | 3,614 |
| Total noninterest expense | $4,965,000 | 2,585 |
| Salaries and employee benefits | $1,795,000 | 3,647 |
| Premises and equipment expense | $807,000 | 2,402 |
| Additional noninterest expense | $2,363,000 | 1,801 |
| Pre-tax net operating income | $-1,598,000 | 10,884 |
| Securities gains (losses) | $-109,000 | 10,782 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-1,707,000 | 10,881 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-1,707,000 | 10,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $765,000 | 948 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $3,591,000 | 276 |
| Net operating income | $-1,598,000 | 10,870 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,437,000 | 4,322 |
| Total interest expense | $4,607,000 | 3,246 |
| Net interest income | $2,830,000 | 5,690 |
| Provision for loan and lease losses | $1,229,000 | 872 |
| Total noninterest income | $816,000 | 3,651 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $460,000 | 2,925 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $356,000 | 3,653 |
| Total noninterest expense | $5,816,000 | 2,368 |
| Salaries and employee benefits | $2,071,000 | 3,228 |
| Premises and equipment expense | $1,260,000 | 1,618 |
| Additional noninterest expense | $2,485,000 | 2,018 |
| Pre-tax net operating income | $-3,399,000 | 11,430 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-3,400,000 | 11,420 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-3,400,000 | 11,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $953,000 | 932 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $1,612,000 | 327 |
| Net operating income | $-3,399,000 | 11,418 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,881,000 | 3,655 |
| Total interest expense | $5,852,000 | 2,622 |
| Net interest income | $3,029,000 | 5,457 |
| Provision for loan and lease losses | $735,000 | 1,184 |
| Total noninterest income | $627,000 | 4,434 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $452,000 | 2,995 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $175,000 | 5,531 |
| Total noninterest expense | $5,233,000 | 2,591 |
| Salaries and employee benefits | $1,683,000 | 3,858 |
| Premises and equipment expense | $975,000 | 2,063 |
| Additional noninterest expense | $2,575,000 | 1,951 |
| Pre-tax net operating income | $-2,312,000 | 11,933 |
| Securities gains (losses) | $-48,000 | 11,154 |
| Applicable income taxes | $71,000 | 9,770 |
| Income before extraordinary items | $-2,431,000 | 11,916 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-2,431,000 | 11,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $449,000 | 1,477 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $700,000 | 339 |
| Net operating income | $-2,383,000 | 11,917 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,290,000 | 4,080 |
| Total interest expense | $3,751,000 | 3,260 |
| Net interest income | $3,539,000 | 4,893 |
| Provision for loan and lease losses | $155,000 | 3,534 |
| Total noninterest income | $659,000 | 4,337 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $503,000 | 2,726 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $156,000 | 6,096 |
| Total noninterest expense | $4,075,000 | 3,370 |
| Salaries and employee benefits | $1,348,000 | 4,725 |
| Premises and equipment expense | $814,000 | 2,492 |
| Additional noninterest expense | $1,913,000 | 2,669 |
| Pre-tax net operating income | $-32,000 | 12,144 |
| Securities gains (losses) | $25,000 | 1,598 |
| Applicable income taxes | $-69,000 | 12,256 |
| Income before extraordinary items | $62,000 | 11,718 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $62,000 | 11,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 2,738 |
| Cash dividends | $80,000 | 7,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $46,000 | 11,866 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,529,000 | 6,274 |
| Total interest expense | $2,199,000 | 5,376 |
| Net interest income | $2,330,000 | 6,871 |
| Provision for loan and lease losses | $132,000 | 4,966 |
| Total noninterest income | $504,000 | 5,562 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $374,000 | 3,662 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $130,000 | 7,013 |
| Total noninterest expense | $2,473,000 | 5,334 |
| Salaries and employee benefits | $965,000 | 6,338 |
| Premises and equipment expense | $410,000 | 4,612 |
| Additional noninterest expense | $1,098,000 | 4,542 |
| Pre-tax net operating income | $229,000 | 10,796 |
| Securities gains (losses) | $232,000 | 1,523 |
| Applicable income taxes | $163,000 | 8,358 |
| Income before extraordinary items | $298,000 | 9,507 |
| Extraordinary gains, net | $63,000 | 1,988 |
| Net income | $361,000 | 8,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 5,636 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $3,010,000 | 272 |
| Net operating income | $147,200 | 11,028 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,102,000 | 8,796 |
| Total interest expense | $1,712,000 | 7,860 |
| Net interest income | $1,390,000 | 9,656 |
| Provision for loan and lease losses | $139,000 | 6,334 |
| Total noninterest income | $422,000 | 6,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $332,000 | 4,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 8,441 |
| Total noninterest expense | $1,603,000 | 7,573 |
| Salaries and employee benefits | $684,000 | 8,113 |
| Premises and equipment expense | $281,000 | 6,265 |
| Additional noninterest expense | $638,000 | 7,192 |
| Pre-tax net operating income | $70,000 | 12,272 |
| Securities gains (losses) | $180,000 | 2,158 |
| Applicable income taxes | $83,000 | 10,366 |
| Income before extraordinary items | $167,000 | 11,035 |
| Extraordinary gains, net | $83,000 | 809 |
| Net income | $250,000 | 10,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 8,252 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $1,750,000 | 329 |
| Net operating income | $46,400 | 12,336 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.